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Fora Financial Review

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Reviews 646

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BestMoney Staff
Bestmoney Staff
May. 26, 20214 min read

Fora Financial summary

Fora Financial helps businesses find access to capital through small business loans and merchant cash advances. With excellent service for small businesses of most standings, it's a great option if you're looking for quick funding.

Pros

  • One-page quick application
  • Fast access to funds
  • Covers all 50 states

Cons

  • Representative APR rates unlisted
  • Origination fees accompany financing
Fora Financial at a glance
4.4

Editorial score

Online experience

Has learning resources, access to rates, mobile app

5.0

Customer services and support

Multiple ways of reaching lender, wide range of hours

4.0

Variety of loan types

Offers most loan types

4.0

Loan amount range

Loan amount up to $500K

4.0

Eligibility

Loans available to most credit types, revenue levels, and businesses

5.0

Fora Financial Fora Financial View Rates

Overview

Founded during the economic recession in 2008 by 2 college roommates, Fora Financial aims exclusively to deliver robust financing solutions for small businesses. The Better Business Bureau assigned an A+ rating to the company, which has been a recipient of the Inc. 5000 award for fast growing companies 4 years in a row. Since its inception, over 25,000 businesses across several industries have turned to Fora Financial for its personalized approach to funding. Business borrowers rely on Fora Financial for its quick approvals, easy applications, and its ability to fund loans within 3 to 4 business days. To meet a range of financing needs, Fora offers both small business loans and merchant cash advances, enabling small businesses to quickly access the funding they need for expansionary purposes.

Suitable for?

  • Newer businesses that require a cash injection or quick funding

Newer companies who need funding often do not have the adequate financial history or collateral to be approved by institutional lenders. Fora Financial looks at more than just credit scores when assessing applicants, with newer and less established small businesses readily able to obtain funding solutions to meet their needs. Having said that, Fora Financial has served over 25,000 businesses across several industries and is well suited for all small businesses who require quick funding. 

  • Small businesses with weaker credit scores

Fora Financial is willing to provide funding even for businesses with less than preferable credit ratings. A hard credit check will be performed, but the company maintains that it is not the factor for determining approval and Fora Financial prides itself on its willingness to serve businesses that might be turned down elsewhere.

Loan Features

For small businesses seeking straightforward funding solutions, Fora Financial has the answer.  To meet the needs of recently established businesses that require working capital or financing to grow, the lender offers both short-term loans with traditional repayment terms and merchant cash advances that provide more flexible funding. Financing is simple and convenient, with a streamlined application process that can give businesses an answer in as little as 24 hours before funds are made available. The company is happy to work with customers with weaker credit histories, as its approval process is more holistic when appraising a business’s track record. Applying is obligation-free, so prospective borrowers can evaluate their options without taking any undue risks. Fora Financial also works directly with customers to find the most appropriate solution, tailoring repayment terms to fit diverse needs and repayment capabilities.

Highlights for Fora Financial:

  • Application completed in minutes
  • Approval possible in under 24 hours
  • Receive funds as quickly as 72 hours after approval
  • Apply for free with no obligation
  • Recently opened businesses can apply
  • High approval rate for borrowers
  • Discounts for early repayment
  • Personalized customer service

The Application Process

Getting started with Fora Financial’s one-page online application takes just minutes. During the initial steps, prospective borrowers are asked to share basic details about their businesses including monthly gross sales, time in business, and pertinent contact information. After finishing the initial steps, applicants will be contacted by a Fora Financial representative to complete a one-page application and answer any other potential questions the lender may have. Additionally, applicants are asked to provide their three most recent bank statements. Once the paperwork has been submitted the company will then perform a soft credit inquiry, which does not negatively affect your credit score, to start the underwriting process. Once approved, the company will finalize loan terms based on the paperwork submitted and applicants will be able to weigh their loan terms and select the appropriate option.  At this point Fora Financial will ask for additional documents such as personal identification and proof of business owner. Final approval can arrive within 24 hours. Once applicants have received final approval, they can receive their funds in as little as 72 hours.

While Fora Financial is welcoming and flexible to newer businesses, the company does require that applicants meet the following minimum requirements:

  • At least 2+ in business
  • No open or dismissed bankruptcies within the past year
  • Minimum monthly credit card revenue of $5,000 for merchant cash advances
  • $15K in minimum gross monthly sales for short-term loans

Deep Dive into Pros and Cons

ProsCons
One-page quick applicationRepresentative APR rates unlisted
Fast access to fundsOrigination fees accompany financing
Flexible qualification requirementsNo long-term financing options
Personalized customer service 





The company has a lot of great aspects which more than make up for any potential drawbacks.  The one-page quick application takes just minutes to complete, and leads to funds being received as fast as 3 days after approval. Fora Financial also has flexible qualifications for borrowers, making it easy for newer businesses to receive the crucial funding they need. The significant knowledge-base that the company has built goes a long way towards educating and informing potential borrowers while helping them glean important insights about running and financing a small business. Finally, the company goes the extra step to give personalized customer service, with clients working directly with agents throughout the entire loan process.

Prospective borrowers have a lot to gain from evaluating Fora Financial’s services, however, there were some aspects of which could be improved to deliver an even better solution.  Foremost, the website could clarify how the company measures and creates its buy rate for customer loans. Before applying it is difficult for a borrower to know what their monthly payments may look like. In our research we also discovered that a 0-4% origination fee is charged, and that rates have been reported to be on the higher end of the industry spectrum, which is not explicitly clear on the website. Lastly, while we did appreciate that the website went the extra step to produce an informational video describing how its loans work, we did notice some inconsistencies for loan terms and rates that could confuse viewers.

Customized, Restriction-Free Loan Terms

Businesses applying for financing from Fora Financial can choose from short-term business loans or merchant cash advances. Both loan types feature amounts between $5,000 and $500,000. During the underwriting process, each customer receives a one-time factor rate which determines how much interest will be charged for the term. The company does not directly list interest rates on its website, but it offers factor rates that average between 1.15 and 1.33. However, Fora Financial does generally charge a 0-4.% origination fee on its loans which can get to the higher end of the industry range.

From the second they begin their application, each client works with a Fora Financial Capital Specialist that helps construct the right loan, guide prospective borrowers through the application process, and offer guidance during the term. After approval, borrowers can also work with the customer service team if repayment questions arise along the way or to apply for additional funding.

There are no restrictions placed on how customers may allocate their funding. Whether a business needs extra working capital to hire new employees or to purchase new equipment, the use of financing is entirely up to borrower. The company exclusively offers unsecured financing, which is a great relief to many businesses and no personal guarantees are required either.  Furthermore, borrowers are also incentivized to repay their loan quicker, as Fora Financial offers discounts for early repayment discounts starting at $0.10 for every dollar.

Repayment Terms

Short-term loan repayment terms can range between 3 to 15 months. Due to the nature of merchant cash advances however, there are no set terms. Even so, cash advances are designed for a similar term frame relative to more traditional loan options.  Fora Financial differs from other financing companies in that they do not assign standard APR for their loans. Instead, during the application process, applicants are assigned a one-time buy rate based on an analysis of the overall health of the business and company history. An assigned buy rate is used to determine borrowing fees owed back to Fora Financial throughout the term.

How Safe Is It?

We were pleased with the level of security Fora Financial employs to protect customer data. The company is clear and transparent both in its privacy policy and website that all data is stored on encrypted servers behind a firewall. Financial transactions are also encrypted with industry standard SSL technology. Customers engaging with Fora Financial always do so through the secure website portal based on the company’s own proprietary software. Overall, we were very appreciative of the lengths the company undertakes to ensure its sensitive customer data is kept safe.

Help & Support

Fora Financial has several phone lines available for sales inquiries, renewals, accounting, and customer service. We found the company’s representatives to be professional and knowledgeable, answering all our inquiries in a friendly and transparent manner. Email support is also available and to take its service a step further, the company regularly responds to comments on its social media accounts. What truly sets Fora Financial apart is its team of Capital Specialists. From the beginning of the application process until the end of the loan term, customers will work hand in hand with expert representatives at Fora Financial. Finally, the website hosts an FAQ to address common questions related to the financing process alongside a useful blog filled with supportive resources for small businesses.

Summary

For prospective borrowers seeking swift financing and helpful service, Fora Financial offers a quick application, fast approval, and personalized attention. Prospective borrowers can quickly and easily obtain the short-term business loan or merchant cash advance they need to grow their business. The company’s hands-on approach is a big plus for newer businesses that may require guidance during the funding and application process. More importantly, the company’s level of customer service makes them an ideal partner for newer businesses who are looking to grow. For small businesses seeking to improve cash flows or expand, Fora Financial presents an attractive solution designed to overcome many of the challenges associated with the lending process.

Physical Address

Fora Financial

519 8th Avenue, Floor 11

New York, NY 10018

Fora Financial Fora Financial View Rates

BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

Fora Financial
Fora Financial
ExcellentReviews 646
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Trustpilot reviews

See what some costumers are saying about Fora Financial
Fora Financial
ExcellentReviews 646
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Excellent
82%
Great
10%
Average
2%
Poor
1%
Bad
5%
  • author
    Patty Arban
    Jan 01, 1970
    George was great to work with

    George was great to work with. Answered questions quickly and was transparent in providing information. The process was easy.

    ...

  • author
    Thomas
    Jan 01, 1970
    Simple procedures

    I worked with David VanKeuren and he made this process so easy to follow. It was a pleasure working with him and Fora.

    ...

  • author
    Orden
    Jan 01, 1970
    Experience was great 👍

    Experience was great 👍

    ...

  • author
    Kris Martinez
    Sep 14, 2022
    Solid experience

    George James was a solid human and helped me navigate this loan with ease. It's never a fun situation to be in to need capital for your business, but this experience made it as painless as possible.

    ...

  • author
    John
    Sep 12, 2022
    Fora has been a great tool for our…

    Fora has been a great tool for our business by helping us with capital on large jobs that we perform.

    ...

  • author
    L.J.
    Sep 11, 2022
    George James was amazing

    George James was amazing , he helped me plan and genuinely cared about the success of my business, in regards of how the loan would generate a profit for my company. He asked me an important question “how long will it take you to make a profit from the amount you are choosing”. That question, got me focused on what amount would be best suited for my success.

    ...

  • author
    Mariam Siddiqi
    Sep 09, 2022
    I worked with George James

    I worked with George James. He made tne process so smooth for us!! Hes the best!

    ...

  • author
    Bernard Murray Jr.
    Sep 08, 2022
    Good process good people

    Good process good people. Have worked with them for about 5 years.

    ...

  • author
    customer
    Sep 07, 2022
    George James help me out in every way

    George James help me out in every way. Easy process and straight forward. Great experience!

    ...

  • author
    Juan M
    Sep 03, 2022
    George James was a great person to work…

    George James was a great person to work with from beginning to end. He showed interest in my business and asked questions to make sure I was set up for success at the end of the day. I recommend him highly and look forward to working with him in the future!

    ...

  • author
    Tristen Durkin
    Sep 03, 2022
    George James made this process easy

    George James made this process easy, quick and manageable! I am grateful for his quick responses, coordination efforts and look forward to continuing business with Fora Financial and George.

    ...

  • author
    Seong Jun Park
    Sep 01, 2022
    Excellent!

    My experience with Fora Financial has been very satisfying! I worked with George James and he was always on top of everything, keeping me informed with every step and very kind and nice!

    ...

  • author
    Allison Malka
    Aug 30, 2022
    George James Made the Process so Easy!

    I worked with George James to secure funding for an expansion and he made the whole process so easy and straightforward! He was extremely communicative throughout the process, so I never had to wonder what was going on or what the next steps were. If you are looking for a loan to grow your business, I highly recommend Fora And George!

    ...

  • author
    Vincent Feldam
    Aug 26, 2022
    Great company & experience

    Great company & experience. would highly recommend.

    ...

  • author
    K
    Aug 25, 2022
    Sign for a certain $ amount and term. Get way less with no info!!

    Was approved for 100k with weekly payment agreed on and SIGNED for of 2,xxx. The only $ amount and term contract I signed! They said the funds will be delivered by next morning. Next morning. 58k and daily payments and all random times and yet I have no idea these terms, rates and etc. No returned emails, phone calls or anything. I know for a fact they are making a killing off the interest rate doing it this way… was promised 100, made promises to people to have them paid and ruin my name on that, extra interest and late fees and penalties on what I promise to cover…

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  • author
    Dr. David
    Aug 04, 2022
    Straight forward and easy to apply.

    Straight forward and easy to apply.

    ...

  • author
    vance
    Jul 25, 2022
    A difference maker

    Samantha was caring and professional. The loan process was completed in a time that exceeded my expectations. In other words, Samantha was outstanding! A five star performer.

    ...

  • author
    Dena Giannico
    Jul 23, 2022
    They are great

    They are great! In my first time dealing with Fora, loan approval was quick and was handled effortlessly. No big hoops friendly service if there’s any issues at any point they are more that willing to help see that it gets remedied swiftly. I can’t say enough about their service it’s stellar!

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  • author
    Laura Nava
    Jul 20, 2022
    This company has my business bank…

    This company has my business bank statements, have all my personal information. They didn't reply after getting the information, until I followed up days later to find out where in the process the loan was at. I found out then, they won't give me a quote unless my statements have my business name on them. I gave all the paperwork from my bank, who uses my name on the statement because I am a Sole Proprietor, and DBA is my business name. Don't give them any of your information! You'll get ghosted.

    ...

  • author
    Arthur
    Jul 13, 2022
    Prompt

    Prompt, professional support and help

    ...

  • author
    Joe Piccirilli
    Jul 08, 2022
    Great overall

    Great overall. Easy to work with. Always very prompt and efficient

    ...

  • author
    Mike
    Jul 07, 2022
    Great company

    They are always quick

    ...

  • author
    Christopher Dowd
    Jun 27, 2022
    So far you guys have been a great help…

    So far you guys have been a great help I'm just starting in the retail Industry my vision is to help lower income families with good quality bikes for their children at half the cost or even a 3rd of the cost and assuring that the child has the bicycle of their dreams because they built it themselves

    ...

  • author
    Faustino
    Jun 27, 2022
    great service !

    great service !

    ...

  • author
    Jason Castro
    Jun 24, 2022
    Thanks to Stanley Szeliga for his great…

    Thanks to Stanley Szeliga for his great communication and help getting my company funded when I needed. Fast funding and easy process. Will use again and work with Stanley.

    ...

  • author
    Very Best Little Hair House
    Jun 22, 2022
    Always a pleasure to work with

    Always a pleasure to work with Chad O and Christopher S. Efficient, very upfront along the way and very nice. As a true small business it is nice to work with them.

    ...

  • author
    Hernando Yague
    Jun 17, 2022
    Great company to work with

    Great company to work with. Very trustworthy and super fast response. Great job Nikko!!! Thanks

    ...

  • author
    Charley Shoe
    Jun 08, 2022
    As usual had a great experience!

    As usual had a great experience!

    ...

  • author
    Thomas Hopkins
    Jun 06, 2022
    George James was great to work with!

    George James was great to work with!

    ...

  • author
    Kathleen
    May 21, 2022
    Follow up was tremendous.

    Follow up was tremendous.

    ...

  • author
    Michael
    May 18, 2022
    Mr. Christopher Sierra- Awesome FORA Team

    Mr. Christopher Sierra went above and beyond on his several phone calls to me to make the process easier. He even showed and walked me thru the whole process and explained all the details. He is a exceptional team member on your staff whom enjoys his job.

    ...

  • author
    Oscar
    Apr 26, 2022
    I'll recommend anybody to do business…

    I'll recommend anybody to do business with Fora Financial any time, it was very easy application and very easy transaction and was approved right of way.

    ...

  • author
    Building Violations
    Apr 25, 2022
    Thank You for helping us grow!!

    Thank You for helping us grow!!

    ...

  • author
    Khila
    Apr 22, 2022
    VERY POOR EXPERIENCE

    VERY POOR EXPERIENCE. They’re a bait & switch company. They offer you one thing and then you call you back the next day with a lower offer. My rep ‘AJ’ asked me more questions about who else I was applying with than he asked about my actual business. They were using me for competitor research more than they were trying to help me get funding. I got much better service and and much better loan offers from companies like United Source Capital, Fast Capital, & Clarify Capital. Go with one of them instead.

    ...

  • author
    David
    Apr 21, 2022
    A little cumbersome on the application

    A little cumbersome on the application, but still good. Thanks.

    ...

  • author
    Jennifer
    Apr 17, 2022
    Very good customer service & efficiency…

    Very good customer service & efficiency from Grant

    ...

  • author
    Bobbie Sager
    Apr 06, 2022
    Always easy and when I need them they r…

    Always easy and when I need them they r quick and easy to work with .

    ...

  • author
    Frank
    Mar 28, 2022
    Easy to work with easy terms

    Easy to work with easy terms

    ...

  • author
    Edward
    Mar 25, 2022
    Francisco helped us from the beginning…

    Francisco helped us from the beginning to end with professionalism and expediency. Thank you

    ...

  • author
    Robert
    Mar 23, 2022
    Fantastic experience as usual!!

    Fantastic experience as usual!!! Long time customer and so happy to do business with your team. Jourdan and Alexandria are rockstars!!!! Thank u Thank u thank uuuuu!

    ...

  • author
    Lamin
    Mar 19, 2022
    I love these fora they have been great…

    I love these fora they have been great for my business

    ...

  • author
    Steve
    Mar 07, 2022
    Fora Financial and Andrew did an…

    Fora Financial and Andrew did an awesome job for us. Andrew was there for us every step of the way and it is much appreciated.

    ...

  • author
    Ernie Skillingstad
    Feb 26, 2022
    Great customer service

    Great customer service

    ...

  • author
    maximo valdez
    Feb 25, 2022
    Great service

    Easy process, friendly customer services.

    ...

  • author
    Gary
    Feb 22, 2022
    Easy

    Easy, Fast, and Friendly!

    ...

  • author
    Calvin
    Feb 20, 2022
    Personable and prompt

    Personable and prompt

    ...

  • author
    Roger Leysath
    Feb 17, 2022
    This was my third account with fora

    This was my third account with fora, Ms . Dana Hunt is the best, very knowledgeable & patience, she’s the best.

    ...

  • author
    Thea Stevenson
    Feb 16, 2022
    Predatory and Misleading

    Today, I received your predatory, misleading letter about “additional financing.” The letter states, “According to public records made available by the U.S. federal government on businesses who received funds through the Paycheck Protection Program (PPP), [Recipient Name] was approved for $[dollar amount] on [Month, Day], 2021. This letter is to inform you that [Recipient Name] may still qualify for additional financing up to $22,665* from Fora Financial.” This letter is CLEARLY preying on those who received PPP funding and making us think we’re elegible for additional GOVERNMENT issued funding when in reality, you’re trying to sell people a LOAN. Loans ARE NOT forgivable and you’re banking on people signing up thinking they’ll receive forgiveness or 1% interest rates. NOWHERE on this letter do you state that this is in fact a LOAN and NOT a grant or forgivable funding. NOT OK!!

    ...

  • author
    Jerod S.
    Feb 15, 2022
    Customer follow up is non-existing

    After submitting all information required and making emails and calls my POC has not responded to me. Customer service is lacking here. I have gotten other offers from another lender which I have taken but it would have been nice for them to respond back. I wont consider them in the future.

    ...

  • author
    Jennifer
    Feb 05, 2022
    Have been using them for several years…

    Have been using them for several years now. It helps our business stay afloat when things get lean during the off season.. Or for any emergencies that may come up. It's a simple process and the money is funded quickly in most cases.

    ...

  • author
    Olriche Casimir
    Jan 31, 2022
    Fora always got my back it’s very good…

    Fora always got my back it’s very good to me

    ...

  • author
    Stephanie
    Jan 24, 2022
    Aiden was very helpful.

    Aiden was very helpful.

    ...

  • author
    Ivey
    Jan 22, 2022
    Everyone is very helpful and Bradley is…

    Everyone is very helpful and Bradley is on top of it. Thanks

    ...

  • author
    Matthew Bargerstock
    Jan 20, 2022
    Francisco was quickly and knowledgeably…

    Francisco was quickly and knowledgeably able to help me get the business funding I needed. It’s an exceptional experience!

    ...

  • author
    TERRY
    Jan 12, 2022
    Always professional and swift.

    Always professional and swift.

    ...

  • author
    Gary Watson
    Jan 11, 2022
    They’re always there when I need them…

    They’re always there when I need them same day service can’t find good people like that everyday I would recommend anyone in need of business funding give them a call

    ...

  • author
    David
    Jan 11, 2022
    They was very friendly and fast

    They was very friendly and fast, highly recommend them. This is our 3rd loan with this company very happy with them !!

    ...

  • author
    Sharmarke Ali
    Dec 26, 2021
    Best of the best

    Best of the best. This was an awesome experience for me and was such a great help for my business the process wasn’t hard and the customer service is top notch I have no complaints thanks fora

    ...

  • author
    Christopher
    Dec 22, 2021
    Excellent company

    Excellent company

    ...

  • author
    Brian
    Dec 17, 2021
    Great company

    Great company! Great consultants!

    ...

  • author
    Jeremy
    Dec 15, 2021
    We were pleasantly surprised with the…

    We were pleasantly surprised with the ease of the application process. The customer service was awesome!

    ...

  • author
    Jonathan
    Dec 14, 2021
    Being doing business with them almost…

    Being doing business with them almost two years and I must say loan specialist Alexandra Pearl first time doing business with her she got all documents did in few hours and funds was distributed too my account within seconds.Same Day !!! She’s awesome too work with !!!! Well perferd!!! Thank You !!!

    ...

  • author
    Rachel
    Dec 05, 2021
    No issues

    No issues done as said fast and easy.

    ...

  • author
    Vondhna
    Nov 26, 2021
    The rep was very helpful

    The rep was very helpful. Provided all the information in a timely manner and was able to help me progress

    ...

  • author
    Ken Schlotfeldt
    Nov 22, 2021
    Not into long term relationships

    No consideration what so ever to providing a more affordable product to a responsible repeat customer. Rates are high to begin with and reups are difficult because they recharge fees on fees you've already paid. We know we're getting an advance in a high risk industry, from a "lender" who needs to have higher lending costs because of the greater likelihood of default from a distressed company. However, when you have a customer who has executed and completed multiple loans without a single solitary hiccup - it seems you should realize they're not as high risk a customer as others may be, and they may just be using your service because of its convenience versus conventional bank loans, and consider discounting their subsequent advances accordingly - rather than encouraging them to shop around for another MCC lender who may realize the benefit of having a reliable repeat customer in a high risk industry and losing that repeat customer for good - like FORA did with us.

    ...

  • author
    Casey
    Nov 22, 2021
    They got us the capital we needed super…

    They got us the capital we needed super fast and treated us with respect. Definitely will be using Fora again.

    ...

  • author
    Woodzedge -
    Nov 22, 2021
    Kyle was the Best really took his time…

    Kyle was the Best really took his time with me and got me funded.

    ...

  • author
    Keith Knepper
    Oct 25, 2021
    They was very professional and helpful …

    They was very professional and helpful .I highly recommend them and I will use them again.

    ...

  • author
    Meanna
    Oct 20, 2021
    Scam!

    Received a letter in the mail and went to see what I was qualified for and it stated the code had already been activated! I have not applied to this company and I’ve checked all fronts as far as my credit. Someone needs to contact me. I have already reached out to my lawyer in reference to this matter. This needs to be handled immediately.

    ...

  • author
    Christy Cruise
    Oct 18, 2021
    Approvals are misleading, beware of sign in "linking"

    Approvals are misleading. After being told I was approved for a business loan, I was asked to send a copy of my Social Security card, EIN number, docu signed for the loan and even was asked to link my business checking account for auto deposit of funds and auto payments. To me this is a done deal, just needed them to transfer funds to my account. Imagine my horror when after handing over all my information and making plans for the money for some time sensitive things I needed, I get an email saying I was not approved after all. To make matters worse, I learn that when I "linked" my bank account to their page, they opened my account and looked at my banking information for the current month. WHAT???? I feel misled, cheated and hopefully not scammed.

    ...

  • author
    Mary
    Oct 17, 2021
    Predatory and Unethical

    Unscrupulous scraping and use of information that is private, combined with predatory and unethical loan offerings.

    ...

  • author
    Jason
    Sep 29, 2021
    I would have given Fora five stars for…

    I would have given Fora five stars for customer service, the ease of the application process and how quickly the funds are disbursed, unfortunately the rates they charge are so high that I simply can’t give them a great review. I certainly appreciate their help but I’m left feeling they took advantage of our situation during Covid for a massive profit (to the tune of 25%+ for a 3 month loan).

    ...

  • author
    Mitchell Berg
    Sep 19, 2021
    Everything went very smoothly with my…

    Everything went very smoothly with my loan from Fora. The only thing that bothered me was that my first payment was taken out a day after I received the loan. Nobody told me that it worked this way.

    ...

  • author
    Anthony
    Sep 13, 2021
    Very professional staff and Niko was so…

    Very professional staff and Niko was so helpful in navigating the process. Thank you!

    ...

  • author
    David Amodt
    Jul 13, 2021
    Waste of time off prescreen mailer

    Waste of time off prescreen mailer. Nowhere does it state min 12k/mo in revenue to qualify.

    ...

  • author
    Tara Sharma
    Jul 12, 2021
    Very bad experience

    Very bad experience. They offer 4 to 7% interest on the time of advertising.. but whe customer call to get Loan there interest goes to 30 to 35% when they transfer the loan amount they make costumer to sign contract…and again the change 3% on transferring amount … i got stuck with them … so be aware… coz rate of interest is high the more hidden fee Vikrant ph7076887979

    ...

  • author
    Victor Cepeda
    Jul 12, 2021
    Waist of time. False advertising. Don’t bother

    Received a letter via mail saying I qualified for $104k with an activation code on the letter. Upon visiting the website and entering the code it says someone will contact me within 24 hours. I received an email this morning saying I did not qualify. Total waist of time do not bother.

    ...

  • author
    Phil
    Jun 15, 2021
    .great service

    .great service

    ...

  • author
    Gary
    Jun 09, 2021
    The only complaint I have is the…The only

    The only complaint I have is the interest rate. I think the company did a great job with the guy I worked with was right on top of everything and he knew what he was doing. Thanks Gary

    ...

  • author
    dorough sandra k
    May 25, 2021
    Hi uh I would like to know why I being…

    Hi uh I would like to know why I being required to verify my business account with my online access credentials? I never enrolled it for an online access due to spam and fraud I practically do all my transactions in the bank is there any other option thanks.

    ...

  • author
    oo ss
    May 21, 2021
    stay way from this company scam scam…

    stay way from this company scam scam scam they dont even have 2 star review what so ever ,,,,super rude people

    ...

  • author
    Chris Meyer
    Jan 15, 2021
    Fora Made it right!

    I previously posted a negative review on this company. They immediately called back and asked me about my process and what went wrong. They took the time to correct the issues and worked it out. John Donoghue made it right!

    ...

  • author
    Gordon Beckam
    Aug 08, 2020
    I recently received a letter at my home…

    I recently received a letter at my home address NOT my business address (My business is at a totally different location from my home) from FORA saying that after careful consideration that they are unable to extend credit to me at this time. I NEVER applied directly thru FORA and it appears that some broker has my business and personal information and shopped it to FORA and others. I will be contacting FORA to tell them to destroy ALL of my business and personal information as I NEVER had any interest in receiving business credit from them.

    ...

  • author
    Buster
    Apr 24, 2020
    This is a predatory lender together…

    This is a predatory lender together with LendingTree/Snapcap. Make sure you ask specific questions about interest rate as they will omit information and later claim you were aware. We received the agreement and upon review, we found out all the details that were not disclosed. Stay away!

    ...

  • author
    Gregory Laufer
    Mar 27, 2020
    Great company to work with!

    Great company to work with!

    ...

  • author
    Walter Gil
    Mar 24, 2020
    Horrible customer service

    Horrible customer service Horrible response time Be ready to NOT get a rtn call for days

    ...

  • author
    Vicky Saldana
    Feb 20, 2020
    Craig was fantastic and I will be…

    Craig was fantastic and I will be referring him..

    ...

  • author
    Murat Gezercan
    Feb 17, 2020
    Excellent customer service

    Excellent customer service

    ...

  • author
    Fernando Garcia
    Feb 12, 2020
    Fora Financial has always been our…

    Fora Financial has always been in our corner and is an easy company to work with... and the fairest of all loan companies...

    ...

  • author
    Daniela reynoso
    Feb 12, 2020
    Fora has been a breeze to work with.

    Fora has been a breeze to work with. Very helpful for our small business. Thank you team!

    ...

  • author
    B. Smith
    Feb 12, 2020
    Excellent turn around

    Excellent turn around. Great communication!

    ...

  • author
    Lisa Brown
    Feb 12, 2020
    For a Financial was welling to give me…

    For a Financial was welling to give me Funding when no one else would I recommend this company. They were prompted and clear with the rules and regulations.

    ...

  • author
    Christina Isreal-peace
    Feb 12, 2020
    Wonderful company to work with

    Wonderful company to work with

    ...

  • author
    Calvin
    Feb 12, 2020
    Helping every day people

    The funding really help me at a time of need and I am more excited to tell other people about this company

    ...

  • author
    Geron Tate
    Feb 12, 2020
    It was a very easy process

    It was a very easy process! My customer manager was great getting it done!

    ...

  • author
    Mark Leung
    Feb 12, 2020
    Quick

    Quick, neat and speechless.

    ...

  • author
    Matthew
    Feb 02, 2020
    Outstanding service

    Outstanding service

    ...

  • author
    Cynthia
    Jan 17, 2020
    Hello!

    Hello! My experience with Fora Financial was very great! there were no long waiting on the phone,my calls were answered very promptly. The staff responded in a very professional manner. I had the pleasure of communicating with Mr, Enzo Macri, he was very informative, calm, patient,and reassuring. He answered questions in a very respectful manner. He assisted me to get through the process with no hassle, proving he has excellent knowledge of all requirements needed to complete the process. If I can use one word; Phenomenal! Thanks to Company and staff. Thank you Mr. Macri. Cynthia

    ...

  • author
    Creation Best
    Dec 31, 2019
    Don't know why I even considered them. I dodged a bullet.

    I really dislike writing negative reviews because most times that the only time someone actually does so however, I do feel I have dodged a bullet. I think I was mostly upset that I even considered using Fora Financial to help me with something I could most likely help myself out with using a more thought out plan and not incur another debt and without the strings attached. Knowing the full terms up front is what's most important to me and when someone tells me that I am approved and have me sign contacts only to tell me moments before funds are to be transferred that they cannot do so because I am no longer approved is unacceptable. They literally wasted a half day of my time that I could have been doing something more productive. I would rather consider using a Fora competitor who tells me the terms and whether or not I qualify upfront (and even if I didn't qualify, I would still use that competitor in the future when I did) than to EVER consider using Fora Financial for ANYTHING in the future. Shimul was very nice and so this review is not about his customer service skills as they were acceptable, but I was literally contacted by him and 2 other representatives for several months (after receiving a mailer) via MANY phone calls and emails to try them out and when I did.....I was really disappointed! Overall, I consider it a blessing in disguise and I am thankful I didn't caught up with Fora Financial. Again, I am mostly upset that I even thought this was the way to even consider.

    ...

  • author
    KK
    Dec 28, 2019
    High interest rate!!

    High interest rate!!

    ...

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