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Fora Financial Review

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Reviews 574

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BestMoney Staff
Bestmoney Staff
Jun. 18, 20214 min read

Fora Financial summary

Fora Financial helps businesses find access to capital through small business loans and merchant cash advances. With excellent service for small businesses of most standings, it's a great option if you're looking for quick funding.

Pros

  • One-page quick application
  • Fast access to funds
  • Covers all 50 states

Cons

  • Representative APR rates unlisted
  • Origination fees accompany financing
Fora Financial at a glance
4.4

Editorial score

Online experience

Has learning resources, access to rates, mobile app

5.0

Customer services and support

Multiple ways of reaching lender, wide range of hours

4.0

Variety of loan types

Offers most loan types

4.0

Loan amount range

Loan amount up to $500K

4.0

Eligibility

Loans available to most credit types, revenue levels, and businesses

5.0

Fora Financial Fora Financial View Rates

Overview

Founded during the economic recession in 2008 by 2 college roommates, Fora Financial aims exclusively to deliver robust financing solutions for small businesses. The Better Business Bureau assigned an A+ rating to the company, which has been a recipient of the Inc. 5000 award for fast growing companies 4 years in a row. Since its inception, over 25,000 businesses across several industries have turned to Fora Financial for its personalized approach to funding. Business borrowers rely on Fora Financial for its quick approvals, easy applications, and its ability to fund loans within 3 to 4 business days. To meet a range of financing needs, Fora offers both small business loans and merchant cash advances, enabling small businesses to quickly access the funding they need for expansionary purposes.

Suitable for?

  • Newer businesses that require a cash injection or quick funding

Newer companies who need funding often do not have the adequate financial history or collateral to be approved by institutional lenders. Fora Financial looks at more than just credit scores when assessing applicants, with newer and less established small businesses readily able to obtain funding solutions to meet their needs. Having said that, Fora Financial has served over 25,000 businesses across several industries and is well suited for all small businesses who require quick funding. 

  • Small businesses with weaker credit scores

Fora Financial is willing to provide funding even for businesses with less than preferable credit ratings. A hard credit check will be performed, but the company maintains that it is not the factor for determining approval and Fora Financial prides itself on its willingness to serve businesses that might be turned down elsewhere.

Loan Features

For small businesses seeking straightforward funding solutions, Fora Financial has the answer.  To meet the needs of recently established businesses that require working capital or financing to grow, the lender offers both short-term loans with traditional repayment terms and merchant cash advances that provide more flexible funding. Financing is simple and convenient, with a streamlined application process that can give businesses an answer in as little as 24 hours before funds are made available. The company is happy to work with customers with weaker credit histories, as its approval process is more holistic when appraising a business’s track record. Applying is obligation-free, so prospective borrowers can evaluate their options without taking any undue risks. Fora Financial also works directly with customers to find the most appropriate solution, tailoring repayment terms to fit diverse needs and repayment capabilities.

Highlights for Fora Financial:

  • Application completed in minutes
  • Approval possible in under 24 hours
  • Receive funds as quickly as 72 hours after approval
  • Apply for free with no obligation
  • Recently opened businesses can apply
  • High approval rate for borrowers
  • Discounts for early repayment
  • Personalized customer service

The Application Process

Getting started with Fora Financial’s one-page online application takes just minutes. During the initial steps, prospective borrowers are asked to share basic details about their businesses including monthly gross sales, time in business, and pertinent contact information. After finishing the initial steps, applicants will be contacted by a Fora Financial representative to complete a one-page application and answer any other potential questions the lender may have. Additionally, applicants are asked to provide their three most recent bank statements. Once the paperwork has been submitted the company will then perform a soft credit inquiry, which does not negatively affect your credit score, to start the underwriting process. Once approved, the company will finalize loan terms based on the paperwork submitted and applicants will be able to weigh their loan terms and select the appropriate option.  At this point Fora Financial will ask for additional documents such as personal identification and proof of business owner. Final approval can arrive within 24 hours. Once applicants have received final approval, they can receive their funds in as little as 72 hours.

While Fora Financial is welcoming and flexible to newer businesses, the company does require that applicants meet the following minimum requirements:

  • At least 2+ in business
  • No open or dismissed bankruptcies within the past year
  • Minimum monthly credit card revenue of $5,000 for merchant cash advances
  • $15K in minimum gross monthly sales for short-term loans

Deep Dive into Pros and Cons

ProsCons
One-page quick applicationRepresentative APR rates unlisted
Fast access to fundsOrigination fees accompany financing
Flexible qualification requirementsNo long-term financing options
Personalized customer service 





The company has a lot of great aspects which more than make up for any potential drawbacks.  The one-page quick application takes just minutes to complete, and leads to funds being received as fast as 3 days after approval. Fora Financial also has flexible qualifications for borrowers, making it easy for newer businesses to receive the crucial funding they need. The significant knowledge-base that the company has built goes a long way towards educating and informing potential borrowers while helping them glean important insights about running and financing a small business. Finally, the company goes the extra step to give personalized customer service, with clients working directly with agents throughout the entire loan process.

Prospective borrowers have a lot to gain from evaluating Fora Financial’s services, however, there were some aspects of which could be improved to deliver an even better solution.  Foremost, the website could clarify how the company measures and creates its buy rate for customer loans. Before applying it is difficult for a borrower to know what their monthly payments may look like. In our research we also discovered that a 0-4% origination fee is charged, and that rates have been reported to be on the higher end of the industry spectrum, which is not explicitly clear on the website. Lastly, while we did appreciate that the website went the extra step to produce an informational video describing how its loans work, we did notice some inconsistencies for loan terms and rates that could confuse viewers.

Customized, Restriction-Free Loan Terms

Businesses applying for financing from Fora Financial can choose from short-term business loans or merchant cash advances. Both loan types feature amounts between $5,000 and $500,000. During the underwriting process, each customer receives a one-time factor rate which determines how much interest will be charged for the term. The company does not directly list interest rates on its website, but it offers factor rates that average between 1.15 and 1.33. However, Fora Financial does generally charge a 0-4.% origination fee on its loans which can get to the higher end of the industry range.

From the second they begin their application, each client works with a Fora Financial Capital Specialist that helps construct the right loan, guide prospective borrowers through the application process, and offer guidance during the term. After approval, borrowers can also work with the customer service team if repayment questions arise along the way or to apply for additional funding.

There are no restrictions placed on how customers may allocate their funding. Whether a business needs extra working capital to hire new employees or to purchase new equipment, the use of financing is entirely up to borrower. The company exclusively offers unsecured financing, which is a great relief to many businesses and no personal guarantees are required either.  Furthermore, borrowers are also incentivized to repay their loan quicker, as Fora Financial offers discounts for early repayment discounts starting at $0.10 for every dollar.

Repayment Terms

Short-term loan repayment terms can range between 3 to 15 months. Due to the nature of merchant cash advances however, there are no set terms. Even so, cash advances are designed for a similar term frame relative to more traditional loan options.  Fora Financial differs from other financing companies in that they do not assign standard APR for their loans. Instead, during the application process, applicants are assigned a one-time buy rate based on an analysis of the overall health of the business and company history. An assigned buy rate is used to determine borrowing fees owed back to Fora Financial throughout the term.

How Safe Is It?

We were pleased with the level of security Fora Financial employs to protect customer data. The company is clear and transparent both in its privacy policy and website that all data is stored on encrypted servers behind a firewall. Financial transactions are also encrypted with industry standard SSL technology. Customers engaging with Fora Financial always do so through the secure website portal based on the company’s own proprietary software. Overall, we were very appreciative of the lengths the company undertakes to ensure its sensitive customer data is kept safe.

Help & Support

Fora Financial has several phone lines available for sales inquiries, renewals, accounting, and customer service. We found the company’s representatives to be professional and knowledgeable, answering all our inquiries in a friendly and transparent manner. Email support is also available and to take its service a step further, the company regularly responds to comments on its social media accounts. What truly sets Fora Financial apart is its team of Capital Specialists. From the beginning of the application process until the end of the loan term, customers will work hand in hand with expert representatives at Fora Financial. Finally, the website hosts an FAQ to address common questions related to the financing process alongside a useful blog filled with supportive resources for small businesses.

Summary

For prospective borrowers seeking swift financing and helpful service, Fora Financial offers a quick application, fast approval, and personalized attention. Prospective borrowers can quickly and easily obtain the short-term business loan or merchant cash advance they need to grow their business. The company’s hands-on approach is a big plus for newer businesses that may require guidance during the funding and application process. More importantly, the company’s level of customer service makes them an ideal partner for newer businesses who are looking to grow. For small businesses seeking to improve cash flows or expand, Fora Financial presents an attractive solution designed to overcome many of the challenges associated with the lending process.

Physical Address

Fora Financial

519 8th Avenue, Floor 11

New York, NY 10018

Fora Financial Fora Financial View Rates

BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

Fora Financial
Fora Financial
GreatReviews 574
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Trustpilot reviews

See what some costumers are saying about Fora Financial
Fora Financial
GreatReviews 574
on
Excellent
82%
Great
10%
Average
3%
Poor
1%
Bad
4%
  • author
    Anthony
    Sep 13, 2021
    Very professional staff and Niko was so…

    Very professional staff and Niko was so helpful in navigating the process. Thank you!

    ...

  • author
    Mitchell Berg
    Sep 19, 2021
    Everything went very smoothly with my…

    Everything went very smoothly with my loan from Fora. The only thing that bothered me was that my first payment was taken out a day after I received the loan. Nobody told me that it worked this way.

    ...

  • author
    David Amodt
    Jul 13, 2021
    Waste of time off prescreen mailer

    Waste of time off prescreen mailer. Nowhere does it state min 12k/mo in revenue to qualify.

    ...

  • author
    Tara Sharma
    Jul 12, 2021
    Very bad experience

    Very bad experience. They offer 4 to 7% interest on the time of advertising.. but whe customer call to get Loan there interest goes to 30 to 35% when they transfer the loan amount they make costumer to sign contract…and again the change 3% on transferring amount … i got stuck with them … so be aware… coz rate of interest is high the more hidden fee Vikrant ph7076887979

    ...

  • author
    Victor Cepeda
    Jul 12, 2021
    Waist of time. False advertising. Don’t bother

    Received a letter via mail saying I qualified for $104k with an activation code on the letter. Upon visiting the website and entering the code it says someone will contact me within 24 hours. I received an email this morning saying I did not qualify. Total waist of time do not bother.

    ...

  • author
    Phil
    Jun 15, 2021
    .great service

    .great service

    ...

  • author
    Gary
    Jun 09, 2021
    The only complaint I have is the…The only

    The only complaint I have is the interest rate. I think the company did a great job with the guy I worked with was right on top of everything and he knew what he was doing. Thanks Gary

    ...

  • author
    dorough sandra k
    May 25, 2021
    Hi uh I would like to know why I being…

    Hi uh I would like to know why I being required to verify my business account with my online access credentials? I never enrolled it for an online access due to spam and fraud I practically do all my transactions in the bank is there any other option thanks.

    ...

  • author
    oo ss
    May 21, 2021
    stay way from this company scam scam…

    stay way from this company scam scam scam they dont even have 2 star review what so ever ,,,,super rude people

    ...

  • author
    Chris Meyer
    Jan 15, 2021
    Fora Made it right!

    I previously posted a negative review on this company. They immediately called back and asked me about my process and what went wrong. They took the time to correct the issues and worked it out. John Donoghue made it right!

    ...

  • author
    Gordon Beckam
    Aug 08, 2020
    I recently received a letter at my home…

    I recently received a letter at my home address NOT my business address (My business is at a totally different location from my home) from FORA saying that after careful consideration that they are unable to extend credit to me at this time. I NEVER applied directly thru FORA and it appears that some broker has my business and personal information and shopped it to FORA and others. I will be contacting FORA to tell them to destroy ALL of my business and personal information as I NEVER had any interest in receiving business credit from them.

    ...

  • author
    Buster
    Apr 24, 2020
    This is a predatory lender together…

    This is a predatory lender together with LendingTree/Snapcap. Make sure you ask specific questions about interest rate as they will omit information and later claim you were aware. We received the agreement and upon review, we found out all the details that were not disclosed. Stay away!

    ...

  • author
    Gregory Laufer
    Mar 27, 2020
    Great company to work with!

    Great company to work with!

    ...

  • author
    Walter Gil
    Mar 24, 2020
    Horrible customer service

    Horrible customer service Horrible response time Be ready to NOT get a rtn call for days

    ...

  • author
    Vicky Saldana
    Feb 20, 2020
    Craig was fantastic and I will be…

    Craig was fantastic and I will be referring him..

    ...

  • author
    Murat Gezercan
    Feb 17, 2020
    Excellent customer service

    Excellent customer service

    ...

  • author
    Fernando Garcia
    Feb 12, 2020
    Fora Financial has always been our…

    Fora Financial has always been in our corner and is an easy company to work with... and the fairest of all loan companies...

    ...

  • author
    Daniela reynoso
    Feb 12, 2020
    Fora has been a breeze to work with.

    Fora has been a breeze to work with. Very helpful for our small business. Thank you team!

    ...

  • author
    B. Smith
    Feb 12, 2020
    Excellent turn around

    Excellent turn around. Great communication!

    ...

  • author
    Lisa Brown
    Feb 12, 2020
    For a Financial was welling to give me…

    For a Financial was welling to give me Funding when no one else would I recommend this company. They were prompted and clear with the rules and regulations.

    ...

  • author
    Christina Isreal-peace
    Feb 12, 2020
    Wonderful company to work with

    Wonderful company to work with

    ...

  • author
    Calvin
    Feb 12, 2020
    Helping every day people

    The funding really help me at a time of need and I am more excited to tell other people about this company

    ...

  • author
    Geron Tate
    Feb 12, 2020
    It was a very easy process

    It was a very easy process! My customer manager was great getting it done!

    ...

  • author
    Mark Leung
    Feb 12, 2020
    Quick

    Quick, neat and speechless.

    ...

  • author
    Matthew
    Feb 02, 2020
    Outstanding service

    Outstanding service

    ...

  • author
    Cynthia
    Jan 17, 2020
    Hello!

    Hello! My experience with Fora Financial was very great! there were no long waiting on the phone,my calls were answered very promptly. The staff responded in a very professional manner. I had the pleasure of communicating with Mr, Enzo Macri, he was very informative, calm, patient,and reassuring. He answered questions in a very respectful manner. He assisted me to get through the process with no hassle, proving he has excellent knowledge of all requirements needed to complete the process. If I can use one word; Phenomenal! Thanks to Company and staff. Thank you Mr. Macri. Cynthia

    ...

  • author
    Creation Best
    Dec 31, 2019
    Don't know why I even considered them. I dodged a bullet.

    I really dislike writing negative reviews because most times that the only time someone actually does so however, I do feel I have dodged a bullet. I think I was mostly upset that I even considered using Fora Financial to help me with something I could most likely help myself out with using a more thought out plan and not incur another debt and without the strings attached. Knowing the full terms up front is what's most important to me and when someone tells me that I am approved and have me sign contacts only to tell me moments before funds are to be transferred that they cannot do so because I am no longer approved is unacceptable. They literally wasted a half day of my time that I could have been doing something more productive. I would rather consider using a Fora competitor who tells me the terms and whether or not I qualify upfront (and even if I didn't qualify, I would still use that competitor in the future when I did) than to EVER consider using Fora Financial for ANYTHING in the future. Shimul was very nice and so this review is not about his customer service skills as they were acceptable, but I was literally contacted by him and 2 other representatives for several months (after receiving a mailer) via MANY phone calls and emails to try them out and when I did.....I was really disappointed! Overall, I consider it a blessing in disguise and I am thankful I didn't caught up with Fora Financial. Again, I am mostly upset that I even thought this was the way to even consider.

    ...

  • author
    KK
    Dec 28, 2019
    High interest rate!!

    High interest rate!!

    ...

  • author
    Roger Leysath
    Dec 28, 2019
    Flora provided me with the cash i…

    Flora provided me with the cash i needed to help my business purchase equipment.

    ...

  • author
    Jennifer Villanueva
    Dec 27, 2019
    Great experience

    Great experience, quick and easy.

    ...

  • author
    C Rosenau
    Dec 26, 2019
    Easy to work with

    Easy to work with. Truly helpful for small businesses like ours.

    ...

  • author
    VP
    Dec 25, 2019
    No response following funding

    Initial funding was sent to Rapid Advance and was fine, however, attempts to contact our representative for additional funding options were unsuccessful as voicemails and e mails were not responded to

    ...

  • author
    Juliet Southerland
    Dec 25, 2019
    Our experience with Fora Financial was…Agency Director

    Our experience with Fora Financial was great. They provided fast service with with excellent customer service. They also answered and provided options based upon the company’s needs

    ...

  • author
    Justin Germain
    Dec 24, 2019
    Very Easy to work with

    Very Easy to work with Will continue to work with them in the future

    ...

  • author
    customer
    Dec 24, 2019
    Very fast service!

    Very fast service!

    ...

  • author
    Litagia Hicks
    Dec 04, 2019
    Roman K

    Roman K, is the Go to guy. Very knowledgeable, engaged with his client. Roman was diligent to ensure that my options were inline with my end game. Thank you

    ...

  • author
    Victoria Sherman
    Dec 02, 2019
    They are quick and efficient especially…

    They are quick and efficient especially after you have established a relationship with them.

    ...

  • author
    James Weter
    Nov 27, 2019
    Fast cash and excellent customer service

    Fast cash and excellent customer service

    ...

  • author
    Geddy Avila
    Nov 27, 2019
    Very good and trusted company .

    Very good and trusted company .

    ...

  • author
    Albina Anita Sanchez
    Nov 26, 2019
    Abner Pineda

    Abner Pineda, was very helpful and he got us exactly what we were looking for as funding and he went above and beyond to keep us satisfied.

    ...

  • author
    Christina Smith
    Nov 26, 2019
    Very efficient experience with…ALL

    Very efficient experience with transactions. I highly recommend!! As well as I am a repeat customer!

    ...

  • author
    Sarah Goedde
    Nov 26, 2019
    great fast helpful service

    great fast helpful service

    ...

  • author
    Duane
    Nov 18, 2019
    Terrible service

    Terrible service . They have you sign an agreement , gain access to your business account and then turn you down . They made up excuses and when I caught them in a lie they turned silent . Don’t trust them

    ...

  • author
    Joe Piccirilli
    Nov 04, 2019
    As always very prompt and efficient

    As always very prompt and efficient

    ...

  • author
    jeff
    Nov 02, 2019
    excellent…

    excellent service,professional,quick,don't try to push you,call when ready

    ...

  • author
    Susan Pickle
    Oct 30, 2019
    Fora has been a great partner

    I have had several loans through Fora. Each and every person I have dealt with has been professional and considerate. They have never been pushy and have been willing to answer all of my questions. This has been a great asset for my business.

    ...

  • author
    Wayne Benson
    Oct 30, 2019
    Quick customer service

    Quick customer service

    ...

  • author
    Donyell Jones
    Oct 29, 2019
    Excellent customer services

    Excellent customer services , and always available for additional funding.

    ...

  • author
    Maite Fernandez
    Oct 29, 2019
    good

    very good service

    ...

  • author
    Narek Harutyunyan
    Oct 29, 2019
    Erick was simply the worst

    Erick was simply the worst, they do know what respect and professionalism are I don't think this company cares about anything but their revenue honestly

    ...

  • author
    Deborah Covington
    Oct 29, 2019
    Fora Financial has made the whole loan…

    Fora Financial has made the whole loan fast and easy from start to finish! I have no issue with them and would highly recommend them to anyone needing financial help in the future!

    ...

  • author
    vj dee
    Oct 15, 2019
    Loansharking x3

    How is this business model even legal?? I can get better rates from the Gambino's. What a complete joke. Do some people really pay upwards of 50% on an annualized basis to borrow money? Sounds like a great way to go broke.

    ...

  • author
    Tewarit Klumkong
    Sep 28, 2019
    Very very good

    Very very good

    ...

  • author
    Gary Watson
    Sep 26, 2019
    They are always there for my business…

    They are always there for my business very polite and friendly people I’d recommend them to anyone who has a small or large need for working capital thank you fora and associates . GW Trucking

    ...

  • author
    William Ferguson
    Sep 25, 2019
    Fast and easyi

    Fast and easy. People always a pleasure to work with.

    ...

  • author
    Robert Sales
    Sep 25, 2019
    Robert sales

    All good for Grandlake transport

    ...

  • author
    Stephanie M Castro
    Sep 25, 2019
    Fast efficient courteous and very…

    Fast efficient courteous and very concerned about the best outcome for your business...Thanks Fora

    ...

  • author
    Charley Shoe
    Sep 25, 2019
    I've been working with Fora for more…

    I've been working with Fora for more than 5 yrs . They have always been there for me when needed

    ...

  • author
    Sandy Nichols
    Sep 25, 2019
    They have helped when no other company…

    They have helped when no other company would. It literally has helped save my business.

    ...

  • author
    Jeremy Wyss
    Sep 23, 2019
    Beware this is a scam

    total scam. these loser telemarketers called me 6 times in a row, kept changing the number they called from and business name. this one was used three of the 6 times. Ask me how i know it was all them cause they were asking for the wrong person.

    ...

  • author
    Commonwealth DD
    Aug 24, 2019
    Quick cash when you really need it

    This is my fourth round of financing and despite the slightly elevated interest rate these guys perform cash when you need it

    ...

  • author
    Cara
    Aug 23, 2019
    For a Financial is extremely easy to…

    For a Financial is extremely easy to work with and the turnaround time is remarkable. As a small business owner, I can count on Fora Financial to come through in times of business growth when funds are needed in a hurry to expand our business.

    ...

  • author
    Keith Huskins
    Aug 23, 2019
    Fora helped me take the extra step I…

    Fora helped me take the extra step I needed to help my business expand

    ...

  • author
    Robert Fuqua
    Aug 23, 2019
    Very good experiences!!

    Very good experiences!!

    ...

  • author
    Janel Posilero
    Aug 20, 2019
    Thanks for all the help

    Thanks for all the help. I have been a client for 9 yrs and have never been disappointed. Thanks again

    ...

  • author
    L Powell
    Aug 20, 2019
    For a has helped me to purchase some…

    For a has helped me to purchase some vital equipments I need for my business. As a small sometimes you need a credit which not every lender is willing to assist. Fora has help me when other creditors think about it. within 2 day Fora funded my business and I am thankful. I will continue to use Fora for all my funding sources. Please give Fora and their team a try and chance to help you. Wonderful team that will definitely assist you.

    ...

  • author
    Holt Harris
    Aug 20, 2019
    Prompt, Professional

    Prompt, quick, fair, easy to communicate, and professional. I had a medical issue and they worked with me and I'm back on track now. They treated me like a human with an emergency but obviously do not take advantage of them, it hurts us all. Always get back on track when you can. Mine was a week relief and I was grateful. Thanks, HH

    ...

  • author
    Wayne Benson
    Aug 20, 2019
    Got me money fast

    Got me money fast

    ...

  • author
    Valerie Johnson
    Aug 20, 2019
    very professional

    very professional easy to work with

    ...

  • author
    Marie R
    Aug 20, 2019
    Easy-but bad service

    Fast and easy to get funding. But high rates. No online portal. Response to inquiries AFTER funding is horrible.

    ...

  • author
    Largent
    Aug 20, 2019
    good experience

    Very quick and easy to work with

    ...

  • author
    Stacey G
    Aug 20, 2019
    They are a breeze to deal with and…

    They are a breeze to deal with and customer service is top notch!

    ...

  • author
    Robert Otero
    Aug 20, 2019
    quick and easy process.

    quick and easy process.

    ...

  • author
    Glynn Kennedy
    Jul 03, 2019
    Never e-mail me again

    I get several emails a day from Roberto Trejo despite the fact that I have asked him several times to stop emailing me.

    ...

  • author
    Susan Pickle
    Jun 28, 2019
    Repeat Customer

    I am currently on my third loan with Fora and interacted with many different people. They have all been so professional, helpful and polite. The process was simple to apply and fast to fund.

    ...

  • author
    Nandini Neerpeta
    Jun 27, 2019
    Love you guys always being our support.

    Love you guys always being our support.

    ...

  • author
    Gerry Fuller
    Jun 22, 2019
    Our company started in 2003 experienced…

    Our company, which started in 2003, experienced several months of downturn to our business revenue, due to a vendor unexpectedly changing their business model. We thought we could rebound, but found we needed financial help to get us to another level - we had started cost saving measures, but just needed a 'boost'. Contacted Fora Financial - we took a $75,000 loan and actually received $73,125 next day (however, we were required to make daily payments immediately of $666/day, which was debited from our company checking account). After making $19,300 in debit payments - in order to buy out early, we found we had to pay back $76,000. First off - you must sign personally - this is not a 'company' loan...then we were told by Kyler Hiatt (our 'capital specialist') we could pay off early with no penalty. NOT TRUE. A supervisor later emailed saying that 'There was a bit of miscommunication from your original loan representative Kyler last week about a 100% discount on your Fora Financial business loan. Unfortunately, he had your file confused with another client's.' So, basically - Kyler mislead us and the other guy covered for him. Beware of this company - they are what the term 'loan shark' describes best. We finally took a debt consolidation loan to get them off our backs, which is what we should have done in the first place and not have wasted so much money! Good riddance to this company - which is an absolute nightmare! There are great companies out there - this is NOT one of them!

    ...

  • author
    Deshawn-Columbia,SC
    Jun 12, 2019
    Very helpful and very easy to deal with

    Very helpful and very easy to deal with

    ...

  • author
    Marcio Dias Jr
    Jun 12, 2019
    Fora has been instrumental in allowing…

    Fora has been instrumental in allowing me to keep up with the demands of my growing business and allowed me to maintain the cash flow needed to do so. The process has been easy and pain free and their staff is kind, knowledgeable and experienced. I am very grateful to Fora and have been a client for over a year with at least 3 loans taken from them. Highly recommend.

    ...

  • author
    Nathaniel Spence
    Jun 12, 2019
    Take a look see 👀

    Good folks! There to help you in a squeeze. Friendly service.

    ...

  • author
    Michael Suttle
    Jun 12, 2019
    Great to work with helps out in a pinch…

    Great to work with helps out in a pinch and very quick and responsive

    ...

  • author
    Rachel Silverstein
    Jun 12, 2019
    Made the process very easy.

    Made the process very easy.

    ...

  • author
    Kimera
    Jun 12, 2019
    Always quick and do what they say…

    Always quick and do what they say they'll do! No surprises!!

    ...

  • author
    Armando Sigcha
    Jun 12, 2019
    Great customer service and very fast…

    Great customer service and very fast moving operation thx so much

    ...

  • author
    Rob
    May 20, 2019
    Fora made it very simple

    Fora made it very simple! Complete transparency throughout the entire process and I would use them again and recommend to anyone who would ask.

    ...

  • author
    Dennis Hall
    Mar 28, 2019
    Approval process is quick and fast.

    Approval process is quick and fast.

    ...

  • author
    Howard Benziger
    Mar 26, 2019
    Repeating business

    Repeating business. Would recommend this company.

    ...

  • author
    Joao Ferreira
    Mar 26, 2019
    Very professional and fast

    Very professional and fast, helps my business a lot....👏🏻👏🏻👏🏻

    ...

  • author
    Jeffrey J Klein
    Mar 25, 2019
    Great experience with Fora

    Great experience with Fora. They are very responsive and quick to fund.

    ...

  • author
    Alberto
    Feb 27, 2019
    "Disclosures for what?"

    Submitted all my information including personal and business information to FORA. I had to call and email my rep (Stanley) several times in order to get some sort of a response. When he finally replied, he didnt have either an approval nor a denial, merely a casual response = "..we need to wait until the end of March, since you opened a new business, we need at least 3 months in business to approve." So why did he wasted my time having me collect 6 months of bank statements and personal details ? When I asked if the could send me disclosures at least he replied "Disclosures for what?" My advice is dont deal with these amateurs.

    ...

  • author
    Carlos Atencio
    Feb 26, 2019
    Great experience

    Great experience, fast funds transfer, reliable service

    ...

  • author
    Alonzo Ballesteros
    Feb 14, 2019
    I like you guys make it easy

    I like you guys make it easy. No run around.

    ...

  • author
    Roberto Cunanan
    Feb 14, 2019
    Very good customer service

    Very good customer service. It's keeping my business going. Thank you....

    ...

  • author
    Ryan & Sarah Smith
    Dec 28, 2018
    Wonderful company

    Wonderful company

    ...

  • author
    Mathew
    Dec 25, 2018
    Fora gave us the money we needed to…money fast

    Fora gave us the money we needed to grow our business

    ...

  • author
    Hamdo Bogilovic
    Dec 19, 2018
    Great team and stafff!

    Great team and stafff!

    ...

  • author
    Dustin Collett
    Dec 03, 2018
    I have used them 3 times now

    I have used them 3 times now. Spectacular service and super quick turn around. No complaints. Over $500k borrowed in 3 different loans. Paid back 2. currently paying the 3rd.

    ...

  • author
    Demetrie Turks
    Jan 08, 2019
    This is a great company

    This is a great company. They work with you even when your business is having financial difficulties.

    ...

  • author
    Safeer Khan
    Dec 03, 2018
    Great Company

    The company has great customer service. The people are courteous and helpful.

    ...

  • author
    Lorraine
    Dec 01, 2018
    Tried to make me take a loan for 8…

    Tried to make me take a loan for 8 months deducting daily from my bank account and costing $10000.00. I refused loan and they sending info to their subsidiaries and my credit was ruined.

    ...

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