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Fora Financial Review
Reviews 675
Fora Financial
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Fora Financial
Fora Financial
Excellent
Reviews 675
Bestmoney Staff
Feb. 01, 2023
4 min read
BestMoney Staff
Fora Financial summary
Fora Financial helps businesses find access to capital through small business loans and merchant cash advances. With excellent service for small businesses of most standings, it's a great option if you're looking for quick funding.
Pros
  • One-page quick application
  • Fast access to funds
  • Covers all 50 states
Cons
  • Representative APR rates unlisted
  • Origination fees accompany financing

Fora Financial at a glance

4.4
Editorial score

Online experience

Has learning resources, access to rates, mobile app
5.0

Customer services and support

Multiple ways of reaching lender, wide range of hours
4.0

Variety of loan types

Offers most loan types
4.0

Loan amount range

Loan amount up to $500K
4.0

Eligibility

Loans available to most credit types, revenue levels, and businesses
5.0

Fora Financial Fora Financial View Rates

Overview

Founded during the economic recession in 2008 by 2 college roommates, Fora Financial aims exclusively to deliver robust financing solutions for small businesses. The Better Business Bureau assigned an A+ rating to the company, which has been a recipient of the Inc. 5000 award for fast growing companies 4 years in a row. Since its inception, over 25,000 businesses across several industries have turned to Fora Financial for its personalized approach to funding. Business borrowers rely on Fora Financial for its quick approvals, easy applications, and its ability to fund loans within 3 to 4 business days. To meet a range of financing needs, Fora offers both small business loans and merchant cash advances, enabling small businesses to quickly access the funding they need for expansionary purposes.

Suitable for?

  • Newer businesses that require a cash injection or quick funding

Newer companies who need funding often do not have the adequate financial history or collateral to be approved by institutional lenders. Fora Financial looks at more than just credit scores when assessing applicants, with newer and less established small businesses readily able to obtain funding solutions to meet their needs. Having said that, Fora Financial has served over 25,000 businesses across several industries and is well suited for all small businesses who require quick funding. 

  • Small businesses with weaker credit scores

Fora Financial is willing to provide funding even for businesses with less than preferable credit ratings. A hard credit check will be performed, but the company maintains that it is not the factor for determining approval and Fora Financial prides itself on its willingness to serve businesses that might be turned down elsewhere.

Loan Features

For small businesses seeking straightforward funding solutions, Fora Financial has the answer.  To meet the needs of recently established businesses that require working capital or financing to grow, the lender offers both short-term loans with traditional repayment terms and merchant cash advances that provide more flexible funding. Financing is simple and convenient, with a streamlined application process that can give businesses an answer in as little as 24 hours before funds are made available. The company is happy to work with customers with weaker credit histories, as its approval process is more holistic when appraising a business’s track record. Applying is obligation-free, so prospective borrowers can evaluate their options without taking any undue risks. Fora Financial also works directly with customers to find the most appropriate solution, tailoring repayment terms to fit diverse needs and repayment capabilities.

Highlights for Fora Financial:

  • Application completed in minutes
  • Approval possible in under 24 hours
  • Receive funds as quickly as 72 hours after approval
  • Apply for free with no obligation
  • Recently opened businesses can apply
  • High approval rate for borrowers
  • Discounts for early repayment
  • Personalized customer service

The Application Process

Getting started with Fora Financial’s one-page online application takes just minutes. During the initial steps, prospective borrowers are asked to share basic details about their businesses including monthly gross sales, time in business, and pertinent contact information. After finishing the initial steps, applicants will be contacted by a Fora Financial representative to complete a one-page application and answer any other potential questions the lender may have. Additionally, applicants are asked to provide their three most recent bank statements. Once the paperwork has been submitted the company will then perform a soft credit inquiry, which does not negatively affect your credit score, to start the underwriting process. Once approved, the company will finalize loan terms based on the paperwork submitted and applicants will be able to weigh their loan terms and select the appropriate option.  At this point Fora Financial will ask for additional documents such as personal identification and proof of business owner. Final approval can arrive within 24 hours. Once applicants have received final approval, they can receive their funds in as little as 72 hours.

While Fora Financial is welcoming and flexible to newer businesses, the company does require that applicants meet the following minimum requirements:

  • At least 2+ in business
  • No open or dismissed bankruptcies within the past year
  • Minimum monthly credit card revenue of $5,000 for merchant cash advances
  • $15K in minimum gross monthly sales for short-term loans

Deep Dive into Pros and Cons

ProsCons
One-page quick applicationRepresentative APR rates unlisted
Fast access to fundsOrigination fees accompany financing
Flexible qualification requirementsNo long-term financing options
Personalized customer service 

The company has a lot of great aspects which more than make up for any potential drawbacks.  The one-page quick application takes just minutes to complete, and leads to funds being received as fast as 3 days after approval. Fora Financial also has flexible qualifications for borrowers, making it easy for newer businesses to receive the crucial funding they need. The significant knowledge-base that the company has built goes a long way towards educating and informing potential borrowers while helping them glean important insights about running and financing a small business. Finally, the company goes the extra step to give personalized customer service, with clients working directly with agents throughout the entire loan process.

Prospective borrowers have a lot to gain from evaluating Fora Financial’s services, however, there were some aspects of which could be improved to deliver an even better solution.  Foremost, the website could clarify how the company measures and creates its buy rate for customer loans. Before applying it is difficult for a borrower to know what their monthly payments may look like. In our research we also discovered that a 0-4% origination fee is charged, and that rates have been reported to be on the higher end of the industry spectrum, which is not explicitly clear on the website. Lastly, while we did appreciate that the website went the extra step to produce an informational video describing how its loans work, we did notice some inconsistencies for loan terms and rates that could confuse viewers.

Customized, Restriction-Free Loan Terms

Businesses applying for financing from Fora Financial can choose from short-term business loans or merchant cash advances. Both loan types feature amounts between $5,000 and $500,000. During the underwriting process, each customer receives a one-time factor rate which determines how much interest will be charged for the term. The company does not directly list interest rates on its website, but it offers factor rates that average between 1.15 and 1.33. However, Fora Financial does generally charge a 0-4.% origination fee on its loans which can get to the higher end of the industry range.

From the second they begin their application, each client works with a Fora Financial Capital Specialist that helps construct the right loan, guide prospective borrowers through the application process, and offer guidance during the term. After approval, borrowers can also work with the customer service team if repayment questions arise along the way or to apply for additional funding.

There are no restrictions placed on how customers may allocate their funding. Whether a business needs extra working capital to hire new employees or to purchase new equipment, the use of financing is entirely up to borrower. The company exclusively offers unsecured financing, which is a great relief to many businesses and no personal guarantees are required either.  Furthermore, borrowers are also incentivized to repay their loan quicker, as Fora Financial offers discounts for early repayment discounts starting at $0.10 for every dollar.

Repayment Terms

Short-term loan repayment terms can range between 3 to 15 months. Due to the nature of merchant cash advances however, there are no set terms. Even so, cash advances are designed for a similar term frame relative to more traditional loan options.  Fora Financial differs from other financing companies in that they do not assign standard APR for their loans. Instead, during the application process, applicants are assigned a one-time buy rate based on an analysis of the overall health of the business and company history. An assigned buy rate is used to determine borrowing fees owed back to Fora Financial throughout the term.

How Safe Is It?

We were pleased with the level of security Fora Financial employs to protect customer data. The company is clear and transparent both in its privacy policy and website that all data is stored on encrypted servers behind a firewall. Financial transactions are also encrypted with industry standard SSL technology. Customers engaging with Fora Financial always do so through the secure website portal based on the company’s own proprietary software. Overall, we were very appreciative of the lengths the company undertakes to ensure its sensitive customer data is kept safe.

Help & Support

Fora Financial has several phone lines available for sales inquiries, renewals, accounting, and customer service. We found the company’s representatives to be professional and knowledgeable, answering all our inquiries in a friendly and transparent manner. Email support is also available and to take its service a step further, the company regularly responds to comments on its social media accounts. What truly sets Fora Financial apart is its team of Capital Specialists. From the beginning of the application process until the end of the loan term, customers will work hand in hand with expert representatives at Fora Financial. Finally, the website hosts an FAQ to address common questions related to the financing process alongside a useful blog filled with supportive resources for small businesses.

Summary

For prospective borrowers seeking swift financing and helpful service, Fora Financial offers a quick application, fast approval, and personalized attention. Prospective borrowers can quickly and easily obtain the short-term business loan or merchant cash advance they need to grow their business. The company’s hands-on approach is a big plus for newer businesses that may require guidance during the funding and application process. More importantly, the company’s level of customer service makes them an ideal partner for newer businesses who are looking to grow. For small businesses seeking to improve cash flows or expand, Fora Financial presents an attractive solution designed to overcome many of the challenges associated with the lending process.

Physical Address

Fora Financial

519 8th Avenue, Floor 11

New York, NY 10018

Fora Financial Fora Financial View Rates

BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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See what some costumers are saying about Fora Financial
Fora Financial
Excellent
Reviews 675
on
Excellent
81%
Great
9%
Average
3%
Poor
1%
Bad
6%
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maria helena cabral
9 days ago
Thank you Nico for being so very…
Thank you Nico for being so very helpful, patient and professional, for being on top of things and always reachable, thank you for making this transaction a great experience, I look forward to working with you in the future.
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nelida henderson
13 days ago
George James was wonderful to work…
George James was wonderful to work with! He was honest, patient and followed up regularly. I look forward to working with him again in the future!
C
cassandra
13 days ago
I never received an offer from you
I never received an offer from you. I don't have an opinion. This is why I gave you 1 star because I have no idea who or what you do.
M
michelle carson
20 days ago
This company just doesn't take "I'm not…
This company just doesn't take "I'm not interested in you" as the STOP sign. Adrian Guiseppe continues to harass me even though he's been told it is unwanted and to cease multiple times. Additionally, this company is little more than a check cashing service for businesses. You will get so far into your debt with their "easy payment options" you will never get out from under them. The amount you actually get is thousands less than they stated, and you start repaying your loan the same week, making it even LESS you have to get back on your feet with. They will start the harassment again when you are about 50-60% paid off, and pretty much continue to hound you until the end of time. AVOID, AVOID, AVOID
M
marie pettit
21 days ago
I am beyond thrilled with the help I…
I am beyond thrilled with the help I received from George James III. He was extremely quick to respond, patient, attentive, and provided me with the best assistance possible in receiving urgent unexpected funding. Thanks again George and your team! -Marie Pettit, Business Owner
O
oscar arreguin
a month ago
George was great
George was easy to work with and very communicative through the whole process . Feel like he went far in beyond my expectations. He kept my business needs in mind and was very transparent
M
mark guatelara
a month ago
George James was efficient and was very…
George James was efficient and was very informative. Amazing experience I had getting everything together
C
camos transport services llc
a month ago
Stay Away! Misleading!
Stay Away! Company sends false approvals to customers to gain access to private and confidential information. They are using unprofessional and illegal tactics to solicit and sell your private information to others. They consistently practice misleading tactics and misrepresent themselves as funding specialists or underwriters when in fact, they're just salesman selling your profile in hopes to get you funded with a predatory loan. John Donahue was my rep.
t
t-com cabling systems inc
2 months ago
Polite and fast very professional!
Polite and fast very professional!
M
melissa
2 months ago
Prompt customer service and addressing…
Prompt customer service and addressing my business financial needs without overselling me a product I did not need. I worked directly with George James and he was very helpful and ensured I received the funding needed to help my business continue to grow.
J
jayme
2 months ago
Rates are quite high
Rates are quite high. The frustrating thing is not getting a reduction in interest paid when loan is paid off early. You're going to pay the total loan fee even if you pay it off half way through the term. Origination fee is ridiculous.
K
krisia aleman
2 months ago
Amazing
I had THE BEST experience with NIKO from the beginning to the end. He was on point of every question I had with the entire process of our first loan with Fora. I highly recommend him and I will definitely keep working with him in the near future.Thanks so much Niko..
M
melissa
2 months ago
Worked with Niko who made our loan…
Worked with Niko who made our loan process easy and painless. Very kind and polite to work with. Quick response and so easy. I highly recommend Niko to any business needing that extra care.
T
traci mittelstaedt
2 months ago
The process was quick and painless
The process was quick and painless. George was wonderful at addressing exactly what our company needed and helped us get exactly what we needed in just a couple of days. I highly recommend Fora Financial.
I
imperial xl transport
2 months ago
Great experience working with Niko
Great experience working with Niko. He was great at communicating and made the process fast and easy.
C
courtney y
2 months ago
George James was AMAZING
George James was AMAZING! Very informative, knowledgeable, and helpful. Didn’t treat my small business as just another number. If he’s an example of what the heart of the company looks like, I highly recommend Fora.
C
craig courty
2 months ago
I have refused your mailings several…
I have refused your mailings several times yet I continue to receive it so you will continue to pay twice to mail it to me
M
michael gilligan
2 months ago
Simple transaction that was very easy…
Simple transaction that was very easy to navigate. Knowledgeable staff will walk you through the whole process. We were done in minutes with funds available the next day.
B
bianca
2 months ago
I want to thank Andrew G for working…
I want to thank Andrew G for working with me and being so personable and kind throughout this process. He spoke to me like a human and truly wanted to get to know more about my situation to find the best fit for me. I never felt pressured or overwhelmed, he was a gem to work with and I can’t thank him enough!
p
people embracing
3 months ago
My specialist Mr.George James was the…
My specialist Mr.George James was the absolute best. First after talking with him, sharing my vision and explaining our future/goals.This guy not just got me approved for $15k more than I was looking for, to put my company in a absolutely amazing situation for us to accomplish these goals and grow in a timely fashion…We @ People Embracing Care LLC Home Health Care Agency look forward and proud to be part of the Fora Family 💙 #forafinancial💎
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habib s.
3 months ago
Great experience, Best Team!
It is very refreshing to work with someone like George James, and know he cared about the success of my company as much as I do. Not only George delivered on his promise, I'd say surprised me with his attention to detail and provided the perfect plan catering to my exact need, which shows he actually listened when we spoke. I highly recommend Fora Financial, for the smooth transaction and delivery, and especially George who represents the great culture the company must encourage. Thank you for your hard work GJ, our work relationship has only begun :)
B
brandi dice
3 months ago
Niko made my experience in dealing with…
Niko made my experience in dealing with funding super easy. Things were explained and I felt good about what we worked out. Thanks for the help!
J
jeneisha foster
3 months ago
I wanted emergency funding for my…
I wanted emergency funding for my Business. Let me tell the process was quick and easy. However, I couldn't have done this without the help of Mr. George James helping me every step of the way. Thank you very much for your help Sir. I highly recommend this Company for all your Loan Needs!
L
luis colmenares ortega
3 months ago
Excellent attention
Excellent attention, the capital specialist Adrián Giuseppe, attended and knew all the FORA products, everything was very fast and simple, Luis colmenares
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meyer cho
3 months ago
Redundancy in application form…
Redundancy in application form requiring nonsense data. Entering DOB requires over 800 clicks if you are an elderly, posing digital discrimination. The rate is gouging and too many unwanted calls.
C
chris
4 months ago
Loan officer never responded after I…
Loan officer never responded after I gave all of my documents
M
mekesha evans
4 months ago
George James is awesome
George James is awesome. I have talked to several companies to start up business credit and never felt comfortable enough to go through with it. From the first time I spoke with him until completion of the process I knew it was safe and he made sure that every step was explained in depth. When reading through my documents if I did not understand he was there to answer all questions and make me understand before I went any further. He is very personable and respectful and I truly appreciate him and the company he works for. Mekesha Evans Blessed Trucking
K
katherine
4 months ago
I worked with George James
I worked with George James. He spoke in detail with me about the process, my goals & the any obstacles I had ran into. Set a plan to get to where I needed to be. We started in the morning & was funded by end of day.
P
patty arban
4 months ago
George was great to work with
George was great to work with. Answered questions quickly and was transparent in providing information. The process was easy.
T
thomas
4 months ago
Simple procedures
I worked with David VanKeuren and he made this process so easy to follow. It was a pleasure working with him and Fora.
O
orden
4 months ago
Experience was great 👍
Experience was great 👍
K
kris martinez
5 months ago
Solid experience
George James was a solid human and helped me navigate this loan with ease. It's never a fun situation to be in to need capital for your business, but this experience made it as painless as possible.
J
john
5 months ago
Fora has been a great tool for our…
Fora has been a great tool for our business by helping us with capital on large jobs that we perform.
L
l.j.
5 months ago
George James was amazing
George James was amazing , he helped me plan and genuinely cared about the success of my business, in regards of how the loan would generate a profit for my company. He asked me an important question “how long will it take you to make a profit from the amount you are choosing”. That question, got me focused on what amount would be best suited for my success.
M
mariam siddiqi
5 months ago
I worked with George James
I worked with George James. He made tne process so smooth for us!! Hes the best!
B
bernard murray jr.
5 months ago
Good process good people
Good process good people. Have worked with them for about 5 years.
c
customer
5 months ago
George James help me out in every way
George James help me out in every way. Easy process and straight forward. Great experience!
J
juan m
5 months ago
George James was a great person to work…
George James was a great person to work with from beginning to end. He showed interest in my business and asked questions to make sure I was set up for success at the end of the day. I recommend him highly and look forward to working with him in the future!
T
tristen durkin
5 months ago
George James made this process easy
George James made this process easy, quick and manageable! I am grateful for his quick responses, coordination efforts and look forward to continuing business with Fora Financial and George.
S
seong jun park
5 months ago
Excellent!
My experience with Fora Financial has been very satisfying! I worked with George James and he was always on top of everything, keeping me informed with every step and very kind and nice!
A
allison malka
5 months ago
George James Made the Process so Easy!
I worked with George James to secure funding for an expansion and he made the whole process so easy and straightforward! He was extremely communicative throughout the process, so I never had to wonder what was going on or what the next steps were. If you are looking for a loan to grow your business, I highly recommend Fora And George!
V
vincent feldam
5 months ago
Great company & experience
Great company & experience. would highly recommend.
K
k
5 months ago
Sign for a certain $ amount and term. Get way less with no info!!
Was approved for 100k with weekly payment agreed on and SIGNED for of 2,xxx. The only $ amount and term contract I signed! They said the funds will be delivered by next morning. Next morning. 58k and daily payments and all random times and yet I have no idea these terms, rates and etc. No returned emails, phone calls or anything. I know for a fact they are making a killing off the interest rate doing it this way… was promised 100, made promises to people to have them paid and ruin my name on that, extra interest and late fees and penalties on what I promise to cover…
D
dr. david
6 months ago
Straight forward and easy to apply.
Straight forward and easy to apply.
v
vance
6 months ago
A difference maker
Samantha was caring and professional. The loan process was completed in a time that exceeded my expectations. In other words, Samantha was outstanding! A five star performer.
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dena giannico
7 months ago
They are great
They are great! In my first time dealing with Fora, loan approval was quick and was handled effortlessly. No big hoops friendly service if there’s any issues at any point they are more that willing to help see that it gets remedied swiftly. I can’t say enough about their service it’s stellar!
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laura nava
7 months ago
This company has my business bank…
This company has my business bank statements, have all my personal information. They didn't reply after getting the information, until I followed up days later to find out where in the process the loan was at. I found out then, they won't give me a quote unless my statements have my business name on them. I gave all the paperwork from my bank, who uses my name on the statement because I am a Sole Proprietor, and DBA is my business name. Don't give them any of your information! You'll get ghosted.
A
arthur
7 months ago
Prompt
Prompt, professional support and help
J
joe piccirilli
7 months ago
Great overall
Great overall. Easy to work with. Always very prompt and efficient
M
mike
7 months ago
Great company
They are always quick
C
christopher dowd
7 months ago
So far you guys have been a great help…
So far you guys have been a great help I'm just starting in the retail Industry my vision is to help lower income families with good quality bikes for their children at half the cost or even a 3rd of the cost and assuring that the child has the bicycle of their dreams because they built it themselves
F
faustino
7 months ago
great service !
great service !
J
jason castro
7 months ago
Thanks to Stanley Szeliga for his great…
Thanks to Stanley Szeliga for his great communication and help getting my company funded when I needed. Fast funding and easy process. Will use again and work with Stanley.
V
very best little hair house
8 months ago
Always a pleasure to work with
Always a pleasure to work with Chad O and Christopher S. Efficient, very upfront along the way and very nice. As a true small business it is nice to work with them.
H
hernando yague
8 months ago
Great company to work with
Great company to work with. Very trustworthy and super fast response. Great job Nikko!!! Thanks
C
charley shoe
8 months ago
As usual had a great experience!
As usual had a great experience!
T
thomas hopkins
8 months ago
George James was great to work with!
George James was great to work with!
K
kathleen
9 months ago
Follow up was tremendous.
Follow up was tremendous.
M
michael
9 months ago
Mr. Christopher Sierra- Awesome FORA Team
Mr. Christopher Sierra went above and beyond on his several phone calls to me to make the process easier. He even showed and walked me thru the whole process and explained all the details. He is a exceptional team member on your staff whom enjoys his job.
O
oscar
9 months ago
I'll recommend anybody to do business…
I'll recommend anybody to do business with Fora Financial any time, it was very easy application and very easy transaction and was approved right of way.
B
building violations
9 months ago
Thank You for helping us grow!!
Thank You for helping us grow!!
K
khila
10 months ago
VERY POOR EXPERIENCE
VERY POOR EXPERIENCE. They’re a bait & switch company. They offer you one thing and then you call you back the next day with a lower offer. My rep ‘AJ’ asked me more questions about who else I was applying with than he asked about my actual business. They were using me for competitor research more than they were trying to help me get funding. I got much better service and and much better loan offers from companies like United Source Capital, Fast Capital, & Clarify Capital. Go with one of them instead.
D
david
10 months ago
A little cumbersome on the application
A little cumbersome on the application, but still good. Thanks.
J
jennifer
10 months ago
Very good customer service & efficiency…
Very good customer service & efficiency from Grant
B
bobbie sager
10 months ago
Always easy and when I need them they r…
Always easy and when I need them they r quick and easy to work with .
F
frank
10 months ago
Easy to work with easy terms
Easy to work with easy terms
E
edward
10 months ago
Francisco helped us from the beginning…
Francisco helped us from the beginning to end with professionalism and expediency. Thank you
R
robert
a year ago
Fantastic experience as usual!!
Fantastic experience as usual!!! Long time customer and so happy to do business with your team. Jourdan and Alexandria are rockstars!!!! Thank u Thank u thank uuuuu!
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lamin
a year ago
I love these fora they have been great…
I love these fora they have been great for my business
S
steve
a year ago
Fora Financial and Andrew did an…
Fora Financial and Andrew did an awesome job for us. Andrew was there for us every step of the way and it is much appreciated.
E
ernie skillingstad
a year ago
Great customer service
Great customer service
m
maximo valdez
a year ago
Great service
Easy process, friendly customer services.
G
gary
a year ago
Easy
Easy, Fast, and Friendly!
C
calvin
a year ago
Personable and prompt
Personable and prompt
R
roger leysath
a year ago
This was my third account with fora
This was my third account with fora, Ms . Dana Hunt is the best, very knowledgeable & patience, she’s the best.
T
thea stevenson
a year ago
Predatory and Misleading
Today, I received your predatory, misleading letter about “additional financing.” The letter states, “According to public records made available by the U.S. federal government on businesses who received funds through the Paycheck Protection Program (PPP), [Recipient Name] was approved for $[dollar amount] on [Month, Day], 2021. This letter is to inform you that [Recipient Name] may still qualify for additional financing up to $22,665* from Fora Financial.” This letter is CLEARLY preying on those who received PPP funding and making us think we’re elegible for additional GOVERNMENT issued funding when in reality, you’re trying to sell people a LOAN. Loans ARE NOT forgivable and you’re banking on people signing up thinking they’ll receive forgiveness or 1% interest rates. NOWHERE on this letter do you state that this is in fact a LOAN and NOT a grant or forgivable funding. NOT OK!!
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jerod s.
a year ago
Customer follow up is non-existing
After submitting all information required and making emails and calls my POC has not responded to me. Customer service is lacking here. I have gotten other offers from another lender which I have taken but it would have been nice for them to respond back. I wont consider them in the future.
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jennifer
a year ago
Have been using them for several years…
Have been using them for several years now. It helps our business stay afloat when things get lean during the off season.. Or for any emergencies that may come up. It's a simple process and the money is funded quickly in most cases.
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olriche casimir
a year ago
Fora always got my back it’s very good…
Fora always got my back it’s very good to me
S
stephanie
a year ago
Aiden was very helpful.
Aiden was very helpful.
I
ivey
a year ago
Everyone is very helpful and Bradley is…
Everyone is very helpful and Bradley is on top of it. Thanks
M
matthew bargerstock
a year ago
Francisco was quickly and knowledgeably…
Francisco was quickly and knowledgeably able to help me get the business funding I needed. It’s an exceptional experience!
T
terry
a year ago
Always professional and swift.
Always professional and swift.
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gary watson
a year ago
They’re always there when I need them…
They’re always there when I need them same day service can’t find good people like that everyday I would recommend anyone in need of business funding give them a call
D
david
a year ago
They was very friendly and fast
They was very friendly and fast, highly recommend them. This is our 3rd loan with this company very happy with them !!
S
sharmarke ali
a year ago
Best of the best
Best of the best. This was an awesome experience for me and was such a great help for my business the process wasn’t hard and the customer service is top notch I have no complaints thanks fora
C
christopher
a year ago
Excellent company
Excellent company
B
brian
a year ago
Great company
Great company! Great consultants!
J
jeremy
a year ago
We were pleasantly surprised with the…
We were pleasantly surprised with the ease of the application process. The customer service was awesome!
J
jonathan
a year ago
Being doing business with them almost…
Being doing business with them almost two years and I must say loan specialist Alexandra Pearl first time doing business with her she got all documents did in few hours and funds was distributed too my account within seconds.Same Day !!! She’s awesome too work with !!!! Well perferd!!! Thank You !!!
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rachel
a year ago
No issues
No issues done as said fast and easy.
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vondhna
a year ago
The rep was very helpful
The rep was very helpful. Provided all the information in a timely manner and was able to help me progress
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ken schlotfeldt
a year ago
Not into long term relationships
No consideration what so ever to providing a more affordable product to a responsible repeat customer. Rates are high to begin with and reups are difficult because they recharge fees on fees you've already paid. We know we're getting an advance in a high risk industry, from a "lender" who needs to have higher lending costs because of the greater likelihood of default from a distressed company. However, when you have a customer who has executed and completed multiple loans without a single solitary hiccup - it seems you should realize they're not as high risk a customer as others may be, and they may just be using your service because of its convenience versus conventional bank loans, and consider discounting their subsequent advances accordingly - rather than encouraging them to shop around for another MCC lender who may realize the benefit of having a reliable repeat customer in a high risk industry and losing that repeat customer for good - like FORA did with us.
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casey
a year ago
They got us the capital we needed super…
They got us the capital we needed super fast and treated us with respect. Definitely will be using Fora again.
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woodzedge -
a year ago
Kyle was the Best really took his time…
Kyle was the Best really took his time with me and got me funded.
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keith knepper
a year ago
They was very professional and helpful …
They was very professional and helpful .I highly recommend them and I will use them again.
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meanna
a year ago
Scam!
Received a letter in the mail and went to see what I was qualified for and it stated the code had already been activated! I have not applied to this company and I’ve checked all fronts as far as my credit. Someone needs to contact me. I have already reached out to my lawyer in reference to this matter. This needs to be handled immediately.
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christy cruise
a year ago
Approvals are misleading, beware of sign in "linking"
Approvals are misleading. After being told I was approved for a business loan, I was asked to send a copy of my Social Security card, EIN number, docu signed for the loan and even was asked to link my business checking account for auto deposit of funds and auto payments. To me this is a done deal, just needed them to transfer funds to my account. Imagine my horror when after handing over all my information and making plans for the money for some time sensitive things I needed, I get an email saying I was not approved after all. To make matters worse, I learn that when I "linked" my bank account to their page, they opened my account and looked at my banking information for the current month. WHAT???? I feel misled, cheated and hopefully not scammed.
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mary
a year ago
Predatory and Unethical
Unscrupulous scraping and use of information that is private, combined with predatory and unethical loan offerings.
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jason
a year ago
I would have given Fora five stars for…
I would have given Fora five stars for customer service, the ease of the application process and how quickly the funds are disbursed, unfortunately the rates they charge are so high that I simply can’t give them a great review. I certainly appreciate their help but I’m left feeling they took advantage of our situation during Covid for a massive profit (to the tune of 25%+ for a 3 month loan).