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BlueVine Review

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Reviews 6,932

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Caroline Banton
Caroline Benton
May. 03, 20214 min read

BlueVine summary

BlueVine provides fast financing solutions for small businesses in need of working capital. With flexible loan amounts up to $250,000 and simple invoice factoring options, the company is a viable alternative to traditional lenders. Fewer fees, short terms, and automatic payment options make BlueVine an accessible choice for many small businesses.

Pros

  • Quick online application process
  • Pay only for what you use

Cons

  • Six-month or 12-month repayment terms for lines of credit
  • ACH transfers are free, but wire transfers incur an extra fee
BlueVineat a glance
4.4

Editorial score

Online experience

Has learning resources, access to rates, mobile app

5.0

Customer services and support

Multiple ways of reaching lender but limited hours

3.0

Variety of loan types

Offers most loan types

4.0

Loan amount range

Loan amount $500K+

5.0

Eligibility

Loans available to most credit types, revenue levels, and businesses

5.0

BlueVine BlueVine Visit Site

Why Choose BlueVine?

BlueVine provides three funding solutions to address common cash flow problems: 

  • Invoice factoring 
  • Lines of credit

BlueVine may have the solution whether you need a short-term infusion of cash to cover expenses until invoices are paid or peace of mind that you always have a funding reserve to draw on. 

The amount of credit you receive from BlueVine replenishes as you make payments, and you pay no fees during times when you have not drawn out any money. This flexibility means that you can always borrow as little or as much cash as you need and pay interest only on the amount borrowed.

BlueVine was founded in 2013 to help small businesses avoid cash flow problems.

BlueVine holds an A+ rating with the Better Business Bureau and is staffed by a team of knowledgeable executives and financial advisors. The company prides itself on fast funding and accessible services to help small businesses meet daily financial needs.

With no application, lockbox, maintenance fees, or prepayment penalties, BlueVine simplifies the funding process and makes it easier for businesses to grow. BlueVine frees you to run your business without worrying about large monthly payouts or unexpected funding shortages.

What BlueVine Offers

  • Five-minute online application
  • Approval and funding in as little as 24 hours
  • Credit lines up to $5 million for invoice factoring
  • Credit lines up to $250,000 for lines of credit 
  • Automatic repayments
  • No reserves or minimums on invoice factoring
  • No fees or maintenance costs on credit lines
  • Rates as low as 4.8%
  • Minimal qualification requirements

Loan Application

Since BlueVine provides working capital rather than term loans, it asks for much less information than banks. These lower requirements speed up the application process and make it easier to qualify even if your credit score prevents you from getting a bank loan. Basic requirements are different for each type of financing. 

Credit line applicants are required to:

  • Be in business for at least six months
  • Have a minimum credit score of 600
  • Bring in $30,000 per month in revenue

For funding from invoice factoring, your business must:

  • Service or sell to other businesses rather than consumers
  • Have been operating for three months or more
  • Show a minimum credit score of 530
  • Have $10,000 per month in revenue, or a minimum of $120,000 annually 

Opening an Account

The application asks for the following information:

  • Amount and type of desired credit line
  • Name
  • Phone number
  • Address and email address
  • Date of birth
  • Business name and type
  • Business contact information
  • Business address
  • Tax ID or Social Security number
  • Annual revenue

Applicants must also provide bank statements from the past three months or give BlueVine permission to view digital statements in your bank account on a “read only” basis.

What’s Unique About BlueVine?

As an alternative to banks and other institutions offering large loans with long-term commitments, BlueVine seeks to provide funding to companies seeking quick solutions to cash flow problems. Credit lines and invoice factoring are the only two financing options. Specializing in these types of financing allows BlueVine to focus on fulfilling the needs of small businesses. 

For easier money management, the services sync with popular accounting software, such as QuickBooks, Xero, and FreshBooks.

Flex Credit

The BlueVine credit line is a revolving structure of drawing and repaying funds. Flex Credit lines are typically approved for up to $250,000, but it is possible to request a custom quote for a higher amount. Unlike a merchant cash advance, your business does not need to accept credit card payments to be eligible for Flex Credit. 

Using the credit line is straightforward:

  • Draw what you need at any time using the dashboard
  • Payments are automatically deducted each week with applicable interest
  • Available credit replenishes with payment

No additional fees for maintenance are required, so if you haven’t borrowed any money, you don’t owe any extra payments. Automatic weekly deductions from your bank account help prevent missed payments and can increase your credit score. As long as there is enough money in your business account to cover your weekly obligation, you’ll never fall behind. And BlueVine now offers a 12-month business line of credit with monthly payments. 

BlueVine Restrictions

However, there are some restrictions to their credit lines. The company is unable to offer this type of financing in:

  • North Dakota
  • South Dakota

For businesses operating in these states, invoice factoring may be a feasible alternative.

If you choose invoice factoring, you can factor any invoices meeting BlueVine’s criteria:

  • Payment terms of 13 weeks or less
  • At least one week away from the due date
  • Amounts of $500 or higher
  • Issued to another business in the United States or English-speaking Canadian provinces
  • Covering a completed or delivered service or product

You are not obligated to disclose your use of invoice factoring to customers, although BlueVine may offer a larger amount of financing to companies agreeing to share this information. The company handles all payments from customers on factored invoices and offers same-day rebate distribution.

Applying for either type of financing takes only five minutes and requires basic personal and business information common to alternative lending applications. Approval usually occurs within 24 hours, and funds may be available the same day if you choose to pay the $15 fee for a wire transfer. Payment via ACH can arrive the next business day but may take up to three days.

To qualify for financing, you need a minimum credit score of 530 for invoice factoring or 600 for a line of credit. However, the company also looks at past business cash flows and the strength of your customer base when considering your application, so your credit score is not always the deciding factor.

Repayment Terms

Invoice factoring has a maximum term length of 12 weeks with 0.25% interest paid per week. Credit lines have a six or 12-month term with simple interest as low as 4.8%. The short terms make overall interest rates higher than those of traditional loans, but you are not stuck with a long-term commitment to a financial institution, nor do you have to worry about running out of money with payments still hanging over your head.

Payment on the money drawn from a credit line occurs automatically from your bank account every week. For invoice factoring, customer payments are handled through your BlueVine account rather than your regular business bank account. BlueVine facilitates the payment process and takes the fee when the invoice is paid. However, if a customer fails to pay an invoice, you are responsible for repaying whatever funds you've received as part of the financing agreement.

Security of the Site

A GeoTrust certificate offers security for the entire website, and the company uses secure sockets layer encryption to protect any personal information you submit. Sensitive data is stored in secure databases. Information is only accessed and shared as necessary to provide services. Financial transactions are protected by the companies BlueVine works with when handling advances and payments.

Help & Support Availability

The FAQ page covers most questions concerning credit lines and invoice factoring, including which types of invoices are eligible, the minimum and maximum amount of credit a company can request, and how payments are handled. However, some information is not so readily available, and you may have to contact BlueVine for more details to determine which financing option is right for you.

The financial advisors can be reached from 7:00 am to 4:30 pm PT Monday through Friday. Phone support is available whether you are considering applying for financing or are already using one of their services.

BlueVine BlueVine Visit Site

Summary

BlueVine provides fast financing solutions for small businesses in need of working capital. With flexible credit lines ranging up to $250,000 and simple invoice factoring options, the company is a viable alternative to traditional lenders.

A simple application and 24-hour approval allows businesses to obtain funding when and how it is needed and bypass the lengthy and complex conventional loan application process of most bank loans. Fewer fees, short terms, and automatic payment options make BlueVine an accessible choice for many small businesses.

Physical Address

BlueVine Capital, Inc.

401 Warren St. Fl. Suite 300

Redwood City, CA 94063-1578

Caroline Banton
Written byCaroline Benton

Caroline Banton is a freelance writer of business and finance articles that have been featured in The Huffington Post, The Motley Fool, Time, MSN, PYMNTS.com, GOBankingrates.com, SaleMove, and MyBankTracker.com. Before becoming a writer, Caroline had over fourteen years of experience working at the World Bank. Caroline has an MBA from Johns Hopkins University. She writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

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Trustpilot reviews

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ExcellentReviews 6,932
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Excellent
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Average
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  • author
    TheWiseLady
    3 days ago
    Louis made this process amazingly easy

    Louis made this process amazingly easy. He explained every single detail and left me with absolutely no questions about the process or what was expected. GREAT JOB Louis!! thank you BlueVine for helping us take our business to the next level! :)

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  • author
    Jereme McGuire
    May 12, 2022
    Outstanding customer service!!

    Outstanding customer service!!

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  • author
    Raymond J. Maysonet
    May 11, 2022
    Got approved within minutes for a…

    Got approved within minutes for a $150,000 line of credit, very simple and easy process. Thank you blue vine for helping me and my company!

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  • author
    PK Lovell
    May 11, 2022
    Do NOT do business with this company

    Do NOT do business with this company. Quite simply, you sign their agreement and then they renege/change the rules. You clearly need their financial help and they won't give it, no matter their inferred "promises." My follow-on assigned financial advisor, Omar Padillo, has been especially rude and not at all helpful.

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  • author
    Ruslan Zhdamarov
    May 10, 2022
    Angie - Funding Advisor

    Angie is a professional, highly responsive and she answered all my questions!

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  • author
    Paul
    May 10, 2022
    Helpful customer service.

    Lexie was very knowledgeable about her product and provided impeccable customer service.

    ...

  • author
    Peter
    May 10, 2022
    There was a seamless handoff from one…

    There was a seamless handoff from one account rep to another when they went off for vacation. Then they were proactive in answering all the questions and helping as we had to provide documentation on a complex corporate structure.

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  • author
    Jesus Alberto
    May 09, 2022
    Excellent customer service.

    Excellent customer service.

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  • author
    nick kener
    May 08, 2022
    Cant run a business with this "checking" account

    So slow at getting you money or depositing you money! This should be called a business savings not checking. you can NOT run a business in 2022 with checks taking 3-6 days to hit your account or 4-5 days for a simple bank ach transfer. No zelle. on the app you have to verify each login with a text. the ONLY thing they have going is their high interest rate... I dont know how much longer ill stay, all the other banks online or not checks are available next day, maybe 2 days if its big. 2-3 days to transfer money.

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  • author
    Raymond J. Maysonet
    May 05, 2022
    Mitch S was a huge help

    Mitch S was a huge help! Thank you!

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  • author
    Mike McGuire
    May 04, 2022
    They are thieves

    They are thieves. They let me open an account, and as soon as I tried to use it, they froze my money. Shady crooks! Stay away!

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  • author
    Jenetta Butler
    May 04, 2022
    Nick Gallis was extremely helpful and…

    Nick Gallis was extremely helpful and informative when discussing and explaining the terms of my line of credit for my business. After dealing with several dodgy and cringy people before him, it was refreshing to talk to someone the opposite who truly had the best interest of my business in mind. Looking forward to building a relationship with BlueVine and with Nick as my rep.

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  • author
    David Matos
    May 03, 2022
    Awesome experience thanks to Louis…

    Awesome experience thanks to Louis Garcia! He was super helpful and guided me during the whole process. The activation process is also super fast and easy to use!

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  • author
    Davarres Alexander
    May 02, 2022
    I had an amazing experience with Louis. He was knowledgable, patient, and provided me with all the information that I needed to be successful. He did not mind at all answering all of my questions.

    I had an amazing experience with BlueVine! Louis was incredible and did an excellent job of explaining and walking me through everything. I highly recommend BlueVine and its financial solutions!

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  • author
    FSZ CONSTRUCTION
    May 02, 2022
    Blue vine had been great for my…

    Blue vine had been great for my Business.

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  • author
    philex
    Apr 30, 2022
    Bluevine is great

    Bluevine is great, very responsive and helpful throughout the who process! Daniel Farrell is my account manager and he did a really good job explaining and walking me through the entire process! Highly recommended!!

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  • author
    Nannette
    Apr 29, 2022
    The best great experience

    The best great experience

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  • author
    Israel Max
    Apr 28, 2022
    Happy customer

    Mitchell Sapoff, great to work with fast delivery

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  • author
    Kathy
    Apr 28, 2022
    Louis

    I applied with BlueVine for a business line of credit and very much appreciated the professionalism of Louis during this process.

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  • author
    Gene Wilson
    Apr 26, 2022
    The best business financing that I have ever dealt with

    I think this is one of the best experiences I’ve ever had dealing with a business line of credit. My loan manager was absolutely great to work with. When they said I could be funded in one day I thought it was a sales gimmick. They literally had me approved and funded with in six hours. I can’t say enough good things about this company the terms were the best I’ve ever received for business financing. I highly recommend Blue Vine.

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  • author
    Daniel
    Apr 22, 2022
    Great experience so far!

    Great experience so far!

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  • author
    Tara Mata
    Apr 22, 2022
    Angie is the greatest

    Angie is the greatest. She helps me and my staff understand what we were getting into and how it all worked and got us going with plenty of examples on payback amounts and so forth. She is always available to help us when we need it and makes the process of getting a line of credit so much more friendly.

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  • author
    Diana Mondragon
    Apr 21, 2022
    Angie was great at getting us the help…

    Angie was great at getting us the help we needed

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  • author
    Luis
    Apr 21, 2022
    Angie

    Angie, I am not aware of this gets to you but I want to say how professional and just a cool cucumber you were on helping me out with my LOC. I have not needed anything along the lines of LOC so the experience was a bit overwhelming. But with new growth I had no option. In comes Angie, you were very professional took the time to explain everything and helped me with the product I needed in order to help my company grow. THANK YOU

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  • author
    Steven
    Apr 21, 2022
    Very efficient process

    Very efficient process. Was approved and able to access our line of credit within 24 hours.

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  • author
    Mike Woo
    Apr 21, 2022
    I wouldn't recommend bluevine to anyone that can't get an immediate line of credit or that doesn't have thousands in their bank account at all times

    I wouldn't recommend bluevine to anyone with less than perfect credit or that owns a small business making less than $10,000 monthly. They are super slow at clearing check deposits, even though that's like a lot of small business income sometimes. They don't care how many returned check fees they cause by kicking back checks a business has to write against checks they deposited. Customer service isn't very helpful. Unless you can immediately get a line of credit to cover expenses while waiting for a week or more for deposits to clear, use some other business checking that will atleast allow you a small part of what you deposit right away. Especially if you need it to operate. Not every business has thousands in the bank especially coming out of the covid pandemic where a lot of businesses had to close.

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  • author
    Richard Moore
    Apr 21, 2022
    Blue Vine Line of Credit is horrific.

    Blue Vine Line of Credit is a slave to their systems. I would not recommend them to anyone. They screwed me over. I switched banks. My new bank had a treasury management system that took some time to setup right. I had great months of revenue so I paid off some of my BlueVine draws early. I went to do a draw to pay for new product. BlueVine froze my account. Melissa...yes you only get first names...said that because I had my account open on my new account during the last few months they could not consider my actual revenue...only the revenue in the new account...which they marked as a reduction in revenue. That is in spite of the fact that I paid some of the draws early. Just don't do it. They are not a good partner.

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  • author
    Carolyn S
    Apr 19, 2022
    Great online bank

    Great online bank, very responsive. Appreciate their constant communication, emails etc. They post mobile checks to my account pretty fast! Getting a great savings rate too - 1.2%

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  • author
    Scott
    Apr 18, 2022
    Nightmare Customer Service - STEAL Money and Wont Return

    Nightmare customer service, if you call it that. Well over a week couldnt get my email changed with them. I opened a business account and provided everything needed - EIN, Operating Agreement, Articles of Incorporation, DL, SS Card, etc - they still wanted more. Wanted my personal cell phone bill - it HAD to have my name, cell phone, and HOME address on it. I said its a family plan, I am on my wifes. They offered no solution. There was NO OTHER WAY to verify this account. Mind you I provided them everything under the sun and because I was on a family plan cell, they closed account. Then, I get this email: "Your BlueVine Business Checking account has been closed. If there was a positive account balance at the time of closure, we’ll mail a check to your personal address after 14 business days." They steal your money for 14 business days and then mail it - whatever that means. I am in several business consulting groups and ALL have had issues - have heard very suspicious things with management at this company - USE ANOTHER BANK!! **** Look at all their fake reviews. All their lowest scores are long and detailed and obviously real. All their short, misspelled words, non detailed, they obviously PAY to have fake people leave reviews.

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  • author
    Frank Nigro
    Apr 16, 2022
    Quick and straightforward application…

    Quick and straightforward application and approval. Good follow up from manager. Very happy with the results.

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  • author
    CARMELITE HYPPOLITE
    Apr 14, 2022
    thank you for your hepl. I HAVE A BISUNESS I WOUL LIKE TO TAKE THE GRANT

    THANK YOU FOR HELP I WOUL LIKE TO TAKE THE GRANT

    ...

  • author
    Debra
    Apr 14, 2022
    Transfer of Money Takes 5+ days!!!!

    Totally ridiculous that it takes 5+ days to transfer money from my personal checking with Bank of America to my business account with Blue Vine. I will NEVER use this card and have contacted my attorney to obtain the money sent to Blue Vine

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  • author
    Stan
    Apr 13, 2022
    Mitch S was absolutely helpful

    Mitch S was absolutely helpful, he helped navigated all the options available and gave me the best educated advice on things I was confused about . I remember telling him Bluevine is lucky to have you. Thanks mate.

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  • author
    Joshua Britt
    Apr 10, 2022
    The concept of BlueVine sounds so great…

    The concept of BlueVine sounds so great with getting such a high interest rate on my businesses money. I finally decided to open an account and give it a go. Opening the account was pretty quick and easy. Then comes the hard part. They started me out on a $35,000 check deposit limit. So I grab one of my check which is roughly $27,000 I go through all the steps and it’s declined because they cannot validate it. So I’m thinking ok maybe the pictures weren’t the greatest so I decide to go through the process again. When I go back into the mobile app they have now reduced the check deposit limit to $20,000 so now I have a check that’s endorsed for BlueVine mobile deposit only that’s $27,000 that I cannot deposit because it’s more than my limit. So I call customer service and spoke to a normal customer service rep and then a manager. They tell me there’s not much they can do and they’ve seen checks get declined 3 or 4 times before they are accepted 😳. Didn’t see this in any review so I writing this review to inform the masses. From my struggles with them in depositing checks your better off with a local bank for business to deposit checks and then transfer the money (which is slow) to earn the interest. If I wasn’t in a position to max out on the interest monthly and let my money collect $1200 a month for sitting in an account I would not even bother with this. They increased my check deposit limit only for the check to be declined again so I’m now on my 3 time trying to deposit this check. Please follow my advice and get a local bank then transfer into your BlueVine account.

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  • author
    Kenneth
    Apr 07, 2022
    Our BlueVine line of credit allowed us…

    Our BlueVine line of credit allowed us to utilize our savings to pay off our building mortgage without worrying about cashflow issues! It was the perfect solution!

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  • author
    Matt Masody
    Apr 06, 2022
    easy and pain free approval

    easy and pain free approval, really helped me out. thanks.

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  • author
    Tallita
    Apr 05, 2022
    Good service with some reserves

    The process to apply was simple and also to get the funds. My criticism is a little on the cost side and also the fact they put a hold on your account even if you have paid them on time and have plenty of credit left based on what you were approved for, so you can't rely on the funds after all. I'm not overly concerned because we did it for cash flow on large projects we need to finish prior to payment, but maybe for other businesses it may be an issue.

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  • author
    Bubba Smith
    Apr 15, 2022
    nonexistant customer service

    nonexistant customer service. they do not fix things. I drained my account and do not use anymore. went with another online bank. taking months to "review" changes and update accounts is not acceptable, so yes, I drained my account and went elsewhere. I started my account with information but then the plaid thing that verifies information changed my bluevine account contact and logon information and now bluevine has been refusing or is at least many months slow in fixing the information back to what it should be. not acceptable. update 2022/04/15 - the changes have still not been processed but I have an account elsewhere now so not sure if I care anymore about bluevine not doing anything. saying in responses here on trustpilot that someone is doing something is not the same as actually doing something. (they didn't do what was requested in this reality.) I learned and have moved on.

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  • author
    Roderick Alexander
    Apr 02, 2022
    BlueVine was the perfect choice for my…

    BlueVine was the perfect choice for my business banking needs. The experience has been smooth and professional.

    ...

  • author
    Power Petroleum
    Apr 02, 2022
    Blue Vine is the real deal

    Blue Vine is the real deal. Nick B was exceptional with his help and guidance from start to getting me my approval for a real line of credit. I look forward to a long-term relationship with Blue Vine.

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  • author
    Phillip Stephenson
    Apr 11, 2022
    Won't allow me to deposit money!

    I've adjusted my rating from one star to two. I've changed to two stars because Bluevine fixed the issue. However, I can't raise it higher because in order to get a fix I had to write this review. Using their customer service channels was not sufficient so I think this is as high as I can go. Bluevine arbitrarily put a low limit on how much I can remotely deposit. So, when I recieved a check from a customer they told me I could not deposit it for 15 days. THen they said even at 15 days, the amount was too much. However, there is NO OTHER WAY to deposit the check with them. Not in person and not via mail. So, my bank is telling me I can't take desposits from my customers. UNBELIEVABLE.

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  • author
    Venkat N
    Apr 01, 2022
    Excellent and fast Loan approval…

    Excellent and fast Loan approval process. BlueVine website is very easy to use and easy to check the progress. We worked with Daniel and Daniel was very helpful! It was great working with Daniel

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  • author
    Amy Park
    Mar 30, 2022
    Lexie was great to worth with!

    Lexie was great to worth with! She communicated with me quickly and efficiently throughout the process of securing a LOC for my business. She went above and beyond, securing me a higher offer than initially offered. She also provided guidance and options when discussing payment terms and timing. Overall was a super quick and easy experience!

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  • author
    Scott Augustine
    Mar 30, 2022
    Lexie Montalto was helpful and…

    Lexie Montalto was helpful and efficient. A pleasure to work with.

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  • author
    Mohammad
    Mar 30, 2022
    BlueVine loan processing is comforting

    Lexie helped me walk thru the application process. It was so painless that I even did not realize the application was complete and in no time my application was approved. I received the line of credit within 48 hours of my loan application. I highly recommend buleVine for any loan and I recognize Lexie Montalto for her professionalism and customer service.

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  • author
    Jorge Ospina
    Mar 30, 2022
    Great experience.

    Great experience.

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  • author
    Buford and Southern
    Mar 30, 2022
    Lexie was our point person at BlueVine

    Lexie was our point person at BlueVine. She was very professional and helpful. The process was easy and fast. Excellent work!

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  • author
    Steven & Denice Marin
    Mar 29, 2022
    Bluevine really hooked it up for our…

    Bluevine really hooked it up for our business. With great rates and a great customer service from Angie.

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  • author
    Hatem Reynaldo
    Mar 29, 2022
    Nick was awesome to work with

    Nick was awesome to work with, knowledgeable and resourceful in getting our business a line of credit- thank you nick and Blue Vine

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  • author
    Miguel & Daniel
    Mar 29, 2022
    Angie is more than a customer service…

    Angie is more than a customer service agent for blue vine she is outstanding person with patience, she treated me with a lot of respect, confidence and she knew every question I asked her. She never guaranteed anything however she helped me to the best of our ability get out line of credit approved! She would return my emails and calls in a timely manner and when she did not know an answer to a question she would verify and come back with an answer I am very happy I worked with her and hopefully she keeps to be my resource for future questions as I build a strong relationship with blue vine

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  • author
    Pat Palmquist
    Mar 29, 2022
    The application for our line of credit…

    The application for our line of credit was simple an efficient, the follow up by Nicholas Gallis was helpful and now I already have an actual person that, if needed, could be of some assistance. So far the processing, and handling have been great

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  • author
    Julie
    Mar 29, 2022
    Angie was great

    Angie was great! Smooth process, kind people and a great loan company!

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  • author
    Alex
    Mar 29, 2022
    Excellent service and fast response

    Excellent service and fast response. Nick guided me during the process. I'm very happy because Bluevine is going to be of great help to keep my business growing. Thank you very much Nick

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  • author
    NA
    Mar 29, 2022
    Nick G was incredibly helpful and great…

    Nick G was incredibly helpful and great to work with! Having relied on multiple lending platforms over the years, BlueVine has to be the best one we've experienced so far!

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  • author
    Andre Jackson
    Mar 29, 2022
    I need to talk to someone above the…The forgives process.

    I need to talk to someone above the forgiveness process. I have not heard from you. I really like doing business with you. I would like a little more follow-up. Thanks, Andre Jackson

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  • author
    Banton Idowu
    Mar 28, 2022
    Great experience

    Great experience. Glad to speak to these guys.

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  • author
    Jenn
    Mar 28, 2022
    Service was fast and reliable

    As a new business, this allowed us to scale. The service was fast and reliable. The transfer into our account exceeded our expectations.

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  • author
    Yamilet
    Mar 28, 2022
    Excellent service

    Excellent service. Quick response, very convincing. Louis Garcia, my funding advisor is amazing.

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  • author
    GARY TALBOTT
    Mar 27, 2022
    Process was smooth and easy.

    Process was smooth and easy. Will recommend to others Best experience I have had in over 25 years in business.

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  • author
    Christopher Byrum
    Mar 26, 2022
    Fundamentally dishonest company

    Fundamentally dishonest company. Opened a business checking account over a year ago with them for my small business. First, they changed underlying banks and made me fill out a bunch of paperwork which I didn't really have the time to do. Now, they are taking away their major selling point of high interest unless you spend a certain amount a month with them. Nice bait and switch you greedy f****. Very clearly some other bank took them over and said 'how can we make this more profitable by giving our customers less and less and enriching ourselves' instead of 'how can we treat our customers well and help support what we advertised, which was being a bank with small businesses in mind' - will be closing my account in the next few days. Majorly regret signing up with these dishonest thieves and hope they lose more customers.

    ...

  • author
    Maya Ratcliff
    Mar 24, 2022
    Daniel was VERY helpful.

    Daniel was VERY helpful.

    ...

  • author
    Rob Weghorst
    Mar 23, 2022
    Nick B

    Nick B. was very helpful in getting me set up. Really appreciated his thorough approach in explaining things

    ...

  • author
    Abraham Alfaro
    Mar 23, 2022
    Bluevine's process was simple, quick, and easy!

    Bluevine's process was simple, quick, and easy. Nick B was awesome at walking me through the portal and explaining otherways BlueVine could help my business grow. Extremely grateful for his help! Thanks Nick!

    ...

  • author
    john TRAMONTANO
    Mar 22, 2022
    Nicolas Bond has the knowledge of a…

    Nicolas Bond has the knowledge of a veteran in the industry. Highly recommend

    ...

  • author
    K. Reese
    Mar 22, 2022
    Frank has great customer service

    Frank has great customer service. He answered every question and put me at ease.

    ...

  • author
    Dwayne D.
    Mar 21, 2022
    I was looking for funding for my small…

    I was looking for funding for my small business today and found a great company who was willing to work with me. I was approve for a business line of credit within an hour. I was amazed how fast everything happened. The customer service was great and my Rep Frank G. was very professional to answer all my questions. I look forward to a long relationship with Bluevine.

    ...

  • author
    Jon H
    Mar 21, 2022
    Lexie was great

    Lexie was great - very helpful to me in understanding the process.

    ...

  • author
    Mike
    Mar 21, 2022
    Nick did a great job.

    Nick did a great job. Explained the program well. Returned my correspondences quickly. I am pleased with the overall system BlueVine offers

    ...

  • author
    Aaliyah M.
    Mar 20, 2022
    Frank G is great

    Frank G. Was fast, knowledgeable and was great to work with. I was able to get more than I expected and more than brick & mortar big national banks would give. I’d gladly work with him again.

    ...

  • author
    Trudy Gray
    Mar 20, 2022
    Louis was so easy to work with

    Louis was so easy to work with. He explained everything to me, he’s friendly and easy to work with. Thank you so much for taking the time out to make my experience manageable.

    ...

  • author
    Carlos Lopez
    Mar 18, 2022
    Angie was extremely helpful in…

    Angie was extremely helpful in answering all my questions and was quickly available to answer emails and calls. Definitely Recommend!

    ...

  • author
    Elio Olivero
    Mar 18, 2022
    Excelente

    excelente servicio Fui atendido por Louis Garcia y fue excelente su trato profesionalismo y siempre estuvo pendiente de el proceso

    ...

  • author
    CWallace
    Mar 18, 2022
    Angie and Bluevine Team was a great experience

    The process of working with Angie and Bluevine was a quick, easy and smooth process. Would definitely recommend Angie and Bluevine. They were great.

    ...

  • author
    Dreamers Home Health Care
    Mar 17, 2022
    HONEST AND TRANSPARENT

    Blue Vine and Mr. Daniel Farrell are an honest pair. Mr. Farrell was transparent, clear, honest and willing to explain the details of the line of credit beyond reproach. He explained the positive and the negative aspect and was willing to stay "overtime" to help in matter how long it took. Daniel Farrell is TRUSTWORTHY.

    ...

  • author
    Matthew Thornton
    Mar 17, 2022
    Angie was great!

    Angie made the process easy to understand! Great communicator and easy to work with.

    ...

  • author
    Matt Rafiee
    Mar 17, 2022
    Daniel Farrell Is the best and again…

    Daniel Farrell Is the best and again thank you for fantastic service.

    ...

  • author
    Mike
    Mar 17, 2022
    Nick did a great job

    Nick did a great job explaining the entire process as well as exactly how BlueVine works. He was prompt at returning calls and emails. He was able to get information for me quickly and decisively. Well done.

    ...

  • author
    Jeff Davis
    Mar 17, 2022
    Guided me through the entire process

    Guided me through the entire process. Thanks!

    ...

  • author
    Chris Le
    Mar 17, 2022
    Nice & Easy

    It was easy to apply online, sync my quickbooks, and got approved. Thank you Mitch S for saving me some money on the draw fee.

    ...

  • author
    Stephen Christodoylakis
    Mar 16, 2022
    Nick gallis was great i got approved…

    Nick gallis was great i got approved the process was very simple and easy thanks nick

    ...

  • author
    customer
    Mar 16, 2022
    Louis Garcia Is amazing

    Louis Garcia Is amazing! I Could not have asked for better assistance with all of my questions and walked me through everything step by step. Absolutely fantastic!

    ...

  • author
    kiki john
    Mar 15, 2022
    Very helpful

    Very helpful

    ...

  • author
    russell sheridan
    Mar 14, 2022
    Great customer service

    Great customer service

    ...

  • author
    Paul
    Mar 14, 2022
    Louis Garcia

    Louis Garcia Louis did an excellent job guiding us through the process. He made things very easy and was accessible to us the whole time. Thank you, Louis!

    ...

  • author
    Mike Moroff
    Mar 14, 2022
    Excellent experience with Frank

    Excellent experience with Frank. Very responsive and knowledgeable. Personable and easy to discuss financial matters.

    ...

  • author
    Herman
    Mar 14, 2022
    Thank you Frank for all your help!

    Thank you Frank for all your help!

    ...

  • author
    SUBURBAN GENERAL MAINTENANCE
    Mar 14, 2022
    FRANK MY LOAN SPECIALIST WAS…

    FRANK MY LOAN SPECIALIST WAS FANTASTIC...IT REALLY HELPED ME GET THROUGH THE PROCESS...BLUEVINE IS VERY SIMPLE AND I RECEIVED WHAT I NEEDED WITHOUT A HASSEL.

    ...

  • author
    allison shannon
    Mar 14, 2022
    THANK YOU

    THANK YOU, LOUIS! What a huge relief to be able to finally BREATHE!! Thank you for your hard work and dedication to helping this small business realize our dreams!

    ...

  • author
    Glenda Ganem
    Mar 14, 2022
    Great Experience!

    We received many proposals for LOC's and found that working with Nick B. made the application and funding process smooth, collaborative and transparent. All details and options were carefully explained and all questions were fully responded to in a timely and detailed manner.

    ...

  • author
    Tire Techs USA
    Mar 14, 2022
    Dan the Man!

    Dan was informative and helpful. He reassured confidence with me regarding bluevine's products. Thank You Again

    ...

  • author
    Phillip Ajayi
    Mar 14, 2022
    Angie made the entire process seamless!

    Angie made the entire process seamless! She demonstrated her unreserved willingness not only to help but with professionalism and fiduciary disposition which are pretty uncommon explaining why I very much appreciate her and will be looking forward to close more deals with BlueVine as our default de-facto source of funding as our business grows.

    ...

  • author
    Mary Tran
    Mar 11, 2022
    Fast & knowledgeable

    Mitch S. was very thorough in explaining and answered all my questions. 👍🏻

    ...

  • author
    Taylur Avery
    Mar 11, 2022
    I had a great and smooth experience…

    I had a great and smooth experience getting the business funding I needed for my company! And Daniel was so thorough, quick responses, helpful and a people person! I would definitely recommend them!

    ...

  • author
    Charity Angel
    Mar 11, 2022
    Zack was awesome!

    Zack was awesome! I just applied for this LOC a few hours ago and now I have money in the bank. He was very patient as I asked 1000 questions to be sure this product was a good fit. I am quite impressed with Blue Vine's LOC terms and look forward to using it to grow my business. Thanks Zack!

    ...

  • author
    Shane Toohey
    Mar 10, 2022
    Angie Hauser has been excellent with…

    Angie Hauser has been excellent with her customer service, Very quick to respond and very helpful

    ...

  • author
    Art Hagopian
    Mar 10, 2022
    Amazing Company.

    What an easy and amazing experience. From the application process to the decision. It took less than 12 hours to have an answer. Angie Hauser my account manager was incredible. She explained exactly what to expect over a phone call and it went exactly how she promised. She was professional, personable and overall an incredible joy to work with.

    ...

  • author
    Gail D Holman
    Mar 10, 2022
    Angie was just great to work with

    Angie was just great to work with. She was thorough, responsive and did just exactly what she said she was going to do.

    ...

  • author
    murat ocak
    Mar 10, 2022
    She was very professional

    Lexie was very helpful and professional. Thank you again.

    ...

  • author
    Derek Adams
    Mar 10, 2022
    Angie was fantastic to work with!

    Angie was fantastic to work with!

    ...

  • author
    Manjinder Singh
    Mar 09, 2022
    I got my businesss line of credit…

    I got my businesss line of credit approved from bluevine and my funding advisor was Lexie Montalto and she did an awesome job.

    ...

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