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BlueVine Review

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Reviews 6,654

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Caroline Banton
Caroline Benton
May. 03, 20214 min read

BlueVine summary

BlueVine provides fast financing solutions for small businesses in need of working capital. With flexible loan amounts up to $250,000 and simple invoice factoring options, the company is a viable alternative to traditional lenders. Fewer fees, short terms, and automatic payment options make BlueVine an accessible choice for many small businesses.

Pros

  • Quick online application process
  • Pay only for what you use

Cons

  • Six-month or 12-month repayment terms for lines of credit
  • ACH transfers are free, but wire transfers incur an extra fee
BlueVineat a glance
4.4

Editorial score

Online experience

Has learning resources, access to rates, mobile app

5.0

Customer services and support

Multiple ways of reaching lender but limited hours

3.0

Variety of loan types

Offers most loan types

4.0

Loan amount range

Loan amount $500K+

5.0

Eligibility

Loans available to most credit types, revenue levels, and businesses

5.0

BlueVine BlueVine Visit Site

Why Choose BlueVine?

BlueVine provides three funding solutions to address common cash flow problems: 

  • Invoice factoring 
  • Lines of credit

BlueVine may have the solution whether you need a short-term infusion of cash to cover expenses until invoices are paid or peace of mind that you always have a funding reserve to draw on. 

The amount of credit you receive from BlueVine replenishes as you make payments, and you pay no fees during times when you have not drawn out any money. This flexibility means that you can always borrow as little or as much cash as you need and pay interest only on the amount borrowed.

BlueVine was founded in 2013 to help small businesses avoid cash flow problems.

BlueVine holds an A+ rating with the Better Business Bureau and is staffed by a team of knowledgeable executives and financial advisors. The company prides itself on fast funding and accessible services to help small businesses meet daily financial needs.

With no application, lockbox, maintenance fees, or prepayment penalties, BlueVine simplifies the funding process and makes it easier for businesses to grow. BlueVine frees you to run your business without worrying about large monthly payouts or unexpected funding shortages.

What BlueVine Offers

  • Five-minute online application
  • Approval and funding in as little as 24 hours
  • Credit lines up to $5 million for invoice factoring
  • Credit lines up to $250,000 for lines of credit 
  • Automatic repayments
  • No reserves or minimums on invoice factoring
  • No fees or maintenance costs on credit lines
  • Rates as low as 4.8%
  • Minimal qualification requirements

Loan Application

Since BlueVine provides working capital rather than term loans, it asks for much less information than banks. These lower requirements speed up the application process and make it easier to qualify even if your credit score prevents you from getting a bank loan. Basic requirements are different for each type of financing. 

Credit line applicants are required to:

  • Be in business for at least six months
  • Have a minimum credit score of 600
  • Bring in $30,000 per month in revenue

For funding from invoice factoring, your business must:

  • Service or sell to other businesses rather than consumers
  • Have been operating for three months or more
  • Show a minimum credit score of 530
  • Have $10,000 per month in revenue, or a minimum of $120,000 annually 

Opening an Account

The application asks for the following information:

  • Amount and type of desired credit line
  • Name
  • Phone number
  • Address and email address
  • Date of birth
  • Business name and type
  • Business contact information
  • Business address
  • Tax ID or Social Security number
  • Annual revenue

Applicants must also provide bank statements from the past three months or give BlueVine permission to view digital statements in your bank account on a “read only” basis.

What’s Unique About BlueVine?

As an alternative to banks and other institutions offering large loans with long-term commitments, BlueVine seeks to provide funding to companies seeking quick solutions to cash flow problems. Credit lines and invoice factoring are the only two financing options. Specializing in these types of financing allows BlueVine to focus on fulfilling the needs of small businesses. 

For easier money management, the services sync with popular accounting software, such as QuickBooks, Xero, and FreshBooks.

Flex Credit

The BlueVine credit line is a revolving structure of drawing and repaying funds. Flex Credit lines are typically approved for up to $250,000, but it is possible to request a custom quote for a higher amount. Unlike a merchant cash advance, your business does not need to accept credit card payments to be eligible for Flex Credit. 

Using the credit line is straightforward:

  • Draw what you need at any time using the dashboard
  • Payments are automatically deducted each week with applicable interest
  • Available credit replenishes with payment

No additional fees for maintenance are required, so if you haven’t borrowed any money, you don’t owe any extra payments. Automatic weekly deductions from your bank account help prevent missed payments and can increase your credit score. As long as there is enough money in your business account to cover your weekly obligation, you’ll never fall behind. And BlueVine now offers a 12-month business line of credit with monthly payments. 

BlueVine Restrictions

However, there are some restrictions to their credit lines. The company is unable to offer this type of financing in:

  • North Dakota
  • South Dakota

For businesses operating in these states, invoice factoring may be a feasible alternative.

If you choose invoice factoring, you can factor any invoices meeting BlueVine’s criteria:

  • Payment terms of 13 weeks or less
  • At least one week away from the due date
  • Amounts of $500 or higher
  • Issued to another business in the United States or English-speaking Canadian provinces
  • Covering a completed or delivered service or product

You are not obligated to disclose your use of invoice factoring to customers, although BlueVine may offer a larger amount of financing to companies agreeing to share this information. The company handles all payments from customers on factored invoices and offers same-day rebate distribution.

Applying for either type of financing takes only five minutes and requires basic personal and business information common to alternative lending applications. Approval usually occurs within 24 hours, and funds may be available the same day if you choose to pay the $15 fee for a wire transfer. Payment via ACH can arrive the next business day but may take up to three days.

To qualify for financing, you need a minimum credit score of 530 for invoice factoring or 600 for a line of credit. However, the company also looks at past business cash flows and the strength of your customer base when considering your application, so your credit score is not always the deciding factor.

Repayment Terms

Invoice factoring has a maximum term length of 12 weeks with 0.25% interest paid per week. Credit lines have a six or 12-month term with simple interest as low as 4.8%. The short terms make overall interest rates higher than those of traditional loans, but you are not stuck with a long-term commitment to a financial institution, nor do you have to worry about running out of money with payments still hanging over your head.

Payment on the money drawn from a credit line occurs automatically from your bank account every week. For invoice factoring, customer payments are handled through your BlueVine account rather than your regular business bank account. BlueVine facilitates the payment process and takes the fee when the invoice is paid. However, if a customer fails to pay an invoice, you are responsible for repaying whatever funds you've received as part of the financing agreement.

Security of the Site

A GeoTrust certificate offers security for the entire website, and the company uses secure sockets layer encryption to protect any personal information you submit. Sensitive data is stored in secure databases. Information is only accessed and shared as necessary to provide services. Financial transactions are protected by the companies BlueVine works with when handling advances and payments.

Help & Support Availability

The FAQ page covers most questions concerning credit lines and invoice factoring, including which types of invoices are eligible, the minimum and maximum amount of credit a company can request, and how payments are handled. However, some information is not so readily available, and you may have to contact BlueVine for more details to determine which financing option is right for you.

The financial advisors can be reached from 7:00 am to 4:30 pm PT Monday through Friday. Phone support is available whether you are considering applying for financing or are already using one of their services.

BlueVine BlueVine Visit Site

Summary

BlueVine provides fast financing solutions for small businesses in need of working capital. With flexible credit lines ranging up to $250,000 and simple invoice factoring options, the company is a viable alternative to traditional lenders.

A simple application and 24-hour approval allows businesses to obtain funding when and how it is needed and bypass the lengthy and complex conventional loan application process of most bank loans. Fewer fees, short terms, and automatic payment options make BlueVine an accessible choice for many small businesses.

Physical Address

BlueVine Capital, Inc.

401 Warren St. Fl. Suite 300

Redwood City, CA 94063-1578

Caroline Banton
Written byCaroline Benton

Caroline Banton is a freelance writer of business and finance articles that have been featured in The Huffington Post, The Motley Fool, Time, MSN, PYMNTS.com, GOBankingrates.com, SaleMove, and MyBankTracker.com. Before becoming a writer, Caroline had over fourteen years of experience working at the World Bank. Caroline has an MBA from Johns Hopkins University. She writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

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Trustpilot reviews

See what some costumers are saying about BlueVine
BlueVine
ExcellentReviews 6,654
on
Excellent
82%
Great
4%
Average
2%
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2%
Bad
10%
  • author
    Urbano Acosta
    19 hours ago
    I have tried to apply for the business…

    I have tried to apply for the business checking account with this financial institution since i’ve read so many good reviews about it but their site does not let me apply for the business checking , any body has any idea of when are they going to start taking applications again?

    ...

  • author
    Ty
    21 hours ago
    Bluevine seems like a super easy…

    Bluevine seems like a super easy company to use. Zack has been an amazing help, walking me through each step and working with my busy schedule to make sure all my questions are answered! I would highly recommend working with him

    ...

  • author
    Nicole Hardy
    2 days ago
    Just awful all around

    Just awful all around. I’m an LCSW in private practice and actually had to open up a second bank account because one of the insurance companies that I work with has BlueVine on their blacklist on account of how frequently BlueVine has fraudulent charges. Lo and behold, while I was waiting for the new account to be set up and connected to my accounts, I had over $300 of fraudulent charges come out of my account. I reported it to BlueVine in April, as soon as it happened. I didn’t hear from them until August, at which point they refused to return the fraudulent charges. I appealed and they denied me again, despite the clear evidence I provided them showing that the charges were fraudulent. At this point, I’m out the money and am finally closing the account. Do yourself a favor and don’t bank with them.

    ...

  • author
    Steve
    3 days ago
    Was Once Great. Now Awful

    It was a great institution until the combination with Coastal Bank, then all heck broke loose. No more incoming wires. New routing number not universally recognized. Customer service follow up is non-existent. I spent way too much time dealing with them and the disruptions to my business. Off to another bank.

    ...

  • author
    Dayanara Isaac
    3 days ago
    My experience with Bluevine was great

    My experience with Bluevine was great! My rep was Louis Garcia, he was very helpful and answer of my questions. He also explained how everything works and showed me a chart for I to understand with great details. Everything went smoothly and am glad I was able to work with him. Thank you Louis Garcia!

    ...

  • author
    Jgixx
    3 days ago
    Would give them 0 stars

    Would give them 0 stars, stolen card and money from business account and they take 90 days to NOT refund my money even after proof sent to them, very poor banking, still have not received my money back and will cancel all bank accounts with them

    ...

  • author
    Karina Labarca REALTOR
    3 days ago
    Excellent

    Excellent, fast, efficient

    ...

  • author
    Jamaal Lester
    Sep 19, 2021
    I have to say this

    I have to say this, I recieved some of the best customer service that I have experienced in a long time. The gentlemen that helped was both knowledgable and efficient at his job, which made the process extremely easy.

    ...

  • author
    Gerald S.
    Sep 16, 2021
    Quality Customer Service-Nick B.

    I experienced the most intellectual conversation & guidance via Nick B.; out of many Calls I took for financing via Line of Credit a few weeks ago. Nick B. provided professionalism and top notch quality customer service; which makes for an easy referral to colleagues. Very impressed with the overall experience & guidance provided. Glad to be a part of the Bluvevine family of clients. Thank You, Nick...

    ...

  • author
    Jon Kurtz
    Sep 14, 2021
    Quick and to the point

    The process was very fast and really simple. Daniel did a great job taking me through the process. The online portal is also simple and looks like a great tool. And, I got what I feel is a really competitive rate.

    ...

  • author
    Will
    Sep 14, 2021
    Simply the Best!

    I was impressed on how easy and smooth the whole process was. Special thanks to Frank Gangi who helped me out. You guys are lucky to have someone like him working for you. Excellent service!

    ...

  • author
    Artyom Nguen
    Sep 13, 2021
    The onboarding process for business…

    The onboarding process for business line of credit was made as smooth as possible. Mitch S has been a great help and we’ll as a company consider utilising other financial products and services from BlueVine and team! Thank you.

    ...

  • author
    Alicia Hazdovac
    Sep 13, 2021
    Sketchy

    Sketchy. I closed my account a few weeks ago because of multiple red flags, and they still haven’t sent me my balance which was supposed to be here in 14 days. I called to look into this, and the check hasn’t even been issued yet. I wish I would’ve avoided this company all together because of the amount of stress this is causing me.

    ...

  • author
    Evan Duning
    Sep 12, 2021
    easy and trustworthy :)

    easy and trustworthy :)

    ...

  • author
    Rick Lasky
    Sep 12, 2021
    easy to apply for PPP loan

    easy to apply for PPP loan

    ...

  • author
    Matt Plapp
    Sep 10, 2021
    Easy process and great customer…

    Easy process and great customer service. The online platform is clear on terms and super east to use.

    ...

  • author
    Ginia
    Sep 08, 2021
    Thank you Mitch S

    Thank you Mitch S. for being so sweet and helpful. You have made a hard time so much easier to bear and with the best attitude I have ever had the pleasure of working with. I know we will have a long financial relationship - why would I go any place other than Bluevine (as long as I have Mitch as my contact).

    ...

  • author
    Daniel M
    Sep 08, 2021
    Con artists

    Sent a wire transfer on Friday morning for same day delivery and here we are Wednesday and the wire and the money are missing. Customer service is no help, telling me the wire is still in process and they don't know why it's not being sent. Their "payments team" is of no help. I've accrued late payments on many different business bills over these last few days and you bet my lawyer and the federal reserve are going to be receiving a call about this. WHERE IS MY MONEY?!

    ...

  • author
    brady fizer
    Sep 07, 2021
    This has to be a scam this company is…

    This has to be a scam this company is horrible I repayed my line of credit $5000 through the pandemic never missed a payment then after they reopened my line I withdrawaled $10.000 repayed that I'm still stuck at a $11 000 dollar limit with a 715 and higher credit score across all three credit bureaus and over a quarter million in my account consistently THIS COMPANY IS TRASH OR RAC???

    ...

  • author
    CHIEF LAMBERT
    Sep 04, 2021
    My business needed some much needed…

    My business needed some much needed capital right away. Bluevine came through. From the time I filled the application to funding was 2 days. I wish I knew about this company a month ago. Simple application process. Love this company!!!!

    ...

  • author
    Clay
    Sep 03, 2021
    Many thanks to Angie Hauser at…

    Many thanks to Angie Hauser at BlueVine! She was able to make our first loan a success. We are excited at the possibilities this decision will take us. Angie was patient, thorough and honest about the process and answered all of our questions satisfactorily. Angie's help was the main reason that we when with Blue Vine over some of the other lending company's Thanks Angie!

    ...

  • author
    Scott
    Sep 03, 2021
    Great Experience

    Great Experience. They were quick and competitive. Angie was friendly, courteous, and took the time to explain all the particular of my Credit Line. Thanks!

    ...

  • author
    Heidi nguyen
    Sep 03, 2021
    Daniel Farrell was great!!!

    Fast funding, Daniel Farrell was great financing advisor!

    ...

  • author
    Arise Maxx
    Sep 01, 2021
    Bluevine is a Terrible Finbank!! Horrible

    BLUEVINE is a TERRIBLE FINBANK!!! Horrible experiences with these mobsters They shut my account down for now reason holding up me keeping my company going and said they were REVEIWING MY ACCT! By their fake Review Board..... this is ILLEGAL AND UNETHICAL The Hijacked my acct for over 30 days now I had to go and get an attorney now and spend more money to investigate them and now file charges against them I'm going to make them pay more because of what they did you can't ever speak to anybody everything is through email I sent all the information to them they requested my business LLC is all up-to-date and they still have not release my funds back to me I do not have a PPP loan I do not have any of the loans from them at ALL I've never taken any money from them they are the ones that need to be looked at because I'm sure they've given out some illegal PPP loan here recently with all the fraud that they're probably been involved in with people putting in fraudulent loans I KNOW NOW OTHERS HAVE HAD THIS HAPPEN TO THEM GOING TO PUT IN A CLASS ACTION LAWSUIT AND GET DAMAGES FOR LOSS OF BUSINESS RUN FROM THESE CROOKS

    ...

  • author
    USA Donut
    Aug 31, 2021
    Daniel is the best

    Daniel is the best

    ...

  • author
    Linsy Di Pietro
    Aug 31, 2021
    Excellent Costumer Service!

    Zack Bricker has been very helpful and professional, he guides me in every step of the process and was very kind in answer all my questions!

    ...

  • author
    customer
    Aug 31, 2021
    Very understanding and helpful co

    Very understanding and helpful co

    ...

  • author
    Rell
    Aug 30, 2021
    I spoke with Daniel Farrell

    I spoke with Daniel Farrell. Super friendly and professional. He answered all my questions. Would definitely recommend. Very fast and efficient.

    ...

  • author
    Michael
    Aug 28, 2021
    Bluevine is an excellent funding source for businesses!

    Bluevine is an excellent, quick funding source for businesses! Zach is my account manager and he understands the needs of your business. Always available to answer your questions. I heavily endorse Bluevine!

    ...

  • author
    Jandell Newell
    Aug 28, 2021
    I was very thankful for the loan you…

    I was very thankful for the loan you help me to achieve. I only need to know why BlueVine hasn't started to forgiveness process? I want to make sure mine is forgiven quickly.

    ...

  • author
    Austin Yun
    Aug 27, 2021
    Excellent communication and superb…

    Excellent communication and superb customer service!

    ...

  • author
    Mandy Elliot
    Aug 27, 2021
    Easy

    Easy, fast and super helpful. Thank you!

    ...

  • author
    LAYRA JARVIS
    Aug 26, 2021
    Excellent

    Excellent loan , very fast and easyb to apply

    ...

  • author
    Imani and Inez's World
    Aug 26, 2021
    Awesome Service!

    Many thanks to Daniel at BlueVine! He was able to make our first loan a success. We are excited at the possibilities this major decision will take us. Dan was patient, thorough and honest about the process and answered all of our questions satisfactorily. Thanks Dan!

    ...

  • author
    Lazaro
    Aug 26, 2021
    Easy to use and great terms along with…

    Easy to use and great terms along with fast funding

    ...

  • author
    Customer
    Aug 26, 2021
    Zina was extremely helpful and…

    Zina was extremely helpful and professional. She was able to help me very promptly and we got to solve what I was trying to find out.

    ...

  • author
    Sent
    Aug 25, 2021
    Have been using Bluevine for almost an…

    Have been using Bluevine for almost an year now. It's great to setup and easy to use. However I had an issue when they transitioned to Coastal Bank due to a technical glitch. It took longer than normal to resolve. But once it was escalated to the Supervisor, Ivy, she took care of it within a reasonable time. If not for this issue, would have given 5 stars.

    ...

  • author
    Kristin
    Aug 25, 2021
    Funding, but only barely

    The best thing I can say is that I did receive funding. But that funding that was a tiny fraction of what I requested without any communication whatsoever. Just an email saying "Congratulations! See your offer" as if I was supposed to be grateful for getting anything. I have business goals. I requested funding to accomplish those business goals, most of which involve growth via increasing my advertising spend. Instead, what I received pays a bill or two. It was something, but I'm certainly not impressed that no one even bothered to communicate why the amount was so far removed from my request.

    ...

  • author
    Brett Schickler
    Aug 24, 2021
    I worked with Carly

    I worked with Carly, she was so professional and so helpful. The sole reason to go with BlueVine folks like her on the team!

    ...

  • author
    Myoshi Robinson
    Aug 24, 2021
    I wish could give My bussines account was closed suddenly and without readon

    I wish could give it a damn zero. Don't use this bank. They are very rude and very unprofessional. My business account was closed suddenly and without reason. On July 23,2021 I received an emailed which very vaguely stated my account was been closed Now bare in mind I have had this account for a while and this is how I conduct business. I received a SBA Loan as well as the Targeted Advance and the Supplement. This account is well over 150k and they just closed it and will not tell anything. They are treating me like a criminal. It's has been well over a month and still no refund and still no answers. Then they say cause the nature of your account being closed we can't tell you anything. Well how was it closed?? Nothing about my business is fraudulent and the government gave me those loans. I have spoken with SBA and the funds have not been returned to them. I have records that my money was there and receipts. So if bluevine think I am giving up I am not. This is very unprofessional and I have Never heard of such a thing.

    ...

  • author
    Tracy Harris
    Aug 24, 2021
    Great Experience Fast and Easy

    Great Experience Fast and Easy

    ...

  • author
    Tammy Sells Atlanta
    Aug 23, 2021
    Angie Hauser is super professional

    Angie Hauser is super professional, informative and followed up to ensure my needs were met!

    ...

  • author
    Champ Butler
    Aug 21, 2021
    Very straight forward with easy to…

    Very straight forward with easy to understand terms. I especially like the line of credit option for the flexibility it brings for running a small business.

    ...

  • author
    Charlemeus Charleus
    Aug 21, 2021
    It was very Great

    It was very Great

    ...

  • author
    Nonstop Sushi & Sake Bar
    Aug 19, 2021
    Execellent service and communication

    Execellent service and communication ! Very professional and quick response. I WOULD GIVE 6 STARS !

    ...

  • author
    Tadi Negash
    Aug 19, 2021
    Nice and fast

    Nice and fast

    ...

  • author
    James
    Aug 19, 2021
    Its been a wonderful experience

    Its been a wonderful experience

    ...

  • author
    Elfren Olivari
    Aug 18, 2021
    I was helped by Jeffrey Rogers and he…

    I was helped by Jeffrey Rogers and he made the experience less laborious than I imagined it would be. Funding exceeded my expectation and approval was given quickly. This is my second time around and don’t see it to be the last. Have used other lenders and haven’t received the type of attention and communication I got from Jeffrey. Appreciate it!

    ...

  • author
    Tamika Strawder
    Aug 18, 2021
    Business checking account closed after ACH deposit was received

    I have two business checking accounts with BlueVine, which were open specifically to receive and track expenses from a governmental entity. Fast forward August 16th 2021 an ACH deposit was sent to Bluevine to one of my business account and oddly enough, when the funds were received by Bluevine on August 17th 2021, they sent me an e-mail indicating they had closed my account. The email was vague and scripted and gave no indication of why the account had been closed. Upon contacting customer service no information could be given, I requested that a supervisor reach out to me via telephone so we can speak, that didn't happen. However, I did receieve an email 2 hours later with the same verbiage that I was told on the phone, " The account was closed and they could not assist me." I quickly responded to question about the ACH that was sent to the bank, they indicated they did not received a deposit for the account. However, I have the trace from the agency that sent the funding to indicate time and date the funding was sent and also that it was received by Bluevine. If you don't want my business that's fine, however, I expect these funds to be returned within 3 to 5 business days so they can be redirected to a brick and mortar Bank...

    ...

  • author
    Jen Moore
    Aug 17, 2021
    SCAM SCAM SCAM!!

    Wow Bluevine, closing a nonprofit's account and not returning hundreds of dollars, that seems really confusing and unethical! I have been on the phone for almost 30 minutes and I cannot get a supervisor on the line, and only someone Ellen telling me that Bluevine cannot tell me where nonprofit's money is. Surely this cannot really be how Bluevine conducts business? Please someone contact me ASAP and BEWARE doing business with Bluevine, they steal nonprofit's money, WOW!!! Stick with Chase and Bank of America and REAL banks!

    ...

  • author
    Dr. Arkeria Wright
    Aug 17, 2021
    Very efficient and well-designed…

    Very efficient and well-designed process!

    ...

  • author
    A Gallant
    Aug 30, 2021
    Initially great, but bad for follow up.

    BlueVine was great at processing and providing me with the PPP loan.

    ...

  • author
    Marcel DJONGOUE MBOUWE
    Aug 14, 2021
    Great but I needed draw 2 no one talk…

    Great but I needed draw 2 no one talk to me about it and is too late

    ...

  • author
    Jordan Centers
    Aug 12, 2021
    Angie Hausen Was Very Knowledgeable…

    Angie Hausen Was Very Knowledgeable When It Came To The Line Of Credit. On Top Of That Alone She Was Etremely Friendly & Professional Which Made The Entire Process Effortless. 10 Out Of 10, Would Recommend & Will Be Back In The Future!

    ...

  • author
    kafeel khan
    Aug 12, 2021
    Great experience to work with wonderful…

    Great experience to work with wonderful people. Had knowledge and were very helpful throughout the process

    ...

  • author
    Christian Olson
    Aug 11, 2021
    Angie has been so helpful!

    Angie has been so helpful, friendly, and knowledgeable since I applied for a line of credit through BlueVine's website. I am truly thankful for her help.

    ...

  • author
    Theo Harris
    Aug 11, 2021
    BlueVine is #1with assisting small business owners!

    BlueVine has been so helpful with assisting me with catching up with my payroll and paying my employees. I am very appreciative for the help. Thank you.

    ...

  • author
    Raheez Umer
    Aug 10, 2021
    Nice loan very fast

    Nice loan very fast

    ...

  • author
    Mihir Gonsai
    Aug 10, 2021
    Angie was incredibly helpful and…

    Angie was incredibly helpful and supportive throughout the application process. She responded extremely quickly and gave me the guidance necessary to get setup with my credit line.

    ...

  • author
    Vav restoration
    Aug 09, 2021
    Amazing Financial Partner.

    Amazing program and fast response, I believe we found our financial partner to grow our business for our future. Thanks BlueVine.

    ...

  • author
    Gretchen Koehler
    Aug 08, 2021
    I needed a Business Line of Credit

    I needed a Business Line of Credit and didn't have weeks to wait. I went on line, filled out the application, told them how much I was looking for, submitted the info they asked for and was approved in a little ove an hour! I am sooo very happy with the service I received. I am a CPA and have recommended them to several of my clients.

    ...

  • author
    Kingearl Jones
    Aug 03, 2021
    ANGIE WAS GREAT VERY HELPFUL AND…

    ANGIE WAS GREAT VERY HELPFUL AND PROFESSIONAL. SHE WALKED ME THROUGH EVERYTHING AND EXPLAINED IT ALL VERY CLEARLY. SHE IS SO WONDERFUL, PLEASURE TALKING WITH YOU

    ...

  • author
    Regine Smith
    Aug 02, 2021
    Don’t trust your small business with this bank

    Plagued with problems. Changed All routing numbers, debit cards and checks with less than 4 weeks notice to their customers. Thus telling small businesses that all ACH payments wouldn’t be processed. So now have to incur the cost of notifying all our customers, update all invoices etc… App didn’t work or recognize data for 3 weeks. Called - answered all their security questions only to be told that they didn’t recognize my information despite me giving them the exact details they reach out to me on. This bank is a disaster!!!

    ...

  • author
    Gretchen Koehler
    Aug 02, 2021
    BlueVine is Exceptional

    I worked with Angie Hauser and BlueVine today to get a Line of Credit for my business. The process was seamless, Angie answered all my questions swiftly and thoroughly. I had my Line in less than an hour and already have made my first draw. When you are a small professional business sometimes you just need a little cash until collections catch up to your bills. The interest and fees are low. I rate this experience A+++!

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  • author
    Art James
    Aug 02, 2021
    GREAT COMPANY REALLY HELP ME WHEN I…

    GREAT COMPANY REALLY HELP ME WHEN I NEEDED THE HELP.

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  • author
    Steve Rimikis
    Aug 01, 2021
    Great service and best interest rate…

    Great service and best interest rate for a business checking.

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  • author
    Tom Mangan
    Aug 01, 2021
    Horrible experience

    I had my BlueVine business checking account for about 1 year. A few months ago I sent a contractor an ACH payment from my account. The payment was rejected by the contractors bank and was returned to BlueVine. BlueVine held my money (over $7,000) for more than 60 days before returning it to my account. In addition, their customer service is horrible and just kept stringing me along each time I would call to follow up on where my money was. If you value your business, Do not trust BlueVine with your money!

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  • author
    Willie nono
    Jul 30, 2021
    Angie was excellent!

    Angie was excellent!

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  • author
    Champ Butler
    Jul 29, 2021
    The process with BlueVine was very…

    The process with BlueVine was very straight forward with all of the terms and conditions spelled out clearly and concisely. I like the line of credit because it suits my seasonal business very well and you only pay when you are using the money.

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  • author
    Guillermo Monguió
    Jul 28, 2021
    Guillermo Monguio

    Love this company, I was tired of getting smap emails with ridiculous and HIGH expensive Business loans offers. Angie called me and withing minutes I got a $40K CREDIT LINE with SUPER low interest rate. Supler flexible, super easy and cheapest than my local bank. THANKS definitely will work with bluevine again

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  • author
    Kymberli Boynton
    Jul 26, 2021
    3 business bank accounts closed

    I have 3 business bank accounts with Bluevine and have never had any issues until today. I get am email on all 3 of my accounts saying after and. Internal review we have decided to close your account. For what reason? I have had these accounts for a while .never any issues and they close them all with no reason given??? And where is my money now in these accounts????

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  • author
    Larry Thompson Jr.
    Jul 23, 2021
    Angie was AMAZING

    Angie was AMAZING! She walked me through everything from start to finish. Very easy to work with and very patient! I could only wish all of my interactions with my business partners was this easy! Angie made everything go seamlessly smooth!

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  • author
    patrick casale
    Jul 23, 2021
    Daniel was very helpful and supportive…

    Daniel was very helpful and supportive throughout my process. I'd highly recommend him and blue Vine for your small business needs.

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  • author
    Petra santous
    Jul 22, 2021
    You can trust 24providenttrade…

    You can trust 24providenttrade .c0m,,,,, As they are the best i would recommend for you all......

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  • author
    Cory Brown
    Jul 22, 2021
    They closed my account and kept all the…

    They closed my account and kept all the money I had in it. Horrible Bank if you could call it that. Check BBB reviews I am not the only one it has happened to. DO NOT USE THIS BANK. I spent for days trying to get my money after they locked my account. Finally they just closed and told me They would not give me MY money.

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  • author
    Steven Reid
    Jul 21, 2021
    My experience with blue vine has been…

    My experience with blue vine has been great.. however this past 2 months has been very frustrating. Money was stolen out my account due to hackers and I’ve disputed these transactions.. I was told it can take up to 90 days which is a long time frame and it’s already been 30 days.. theirs no direct communication with the blue vine team handling my account. Most banking resolve matters expeditiously which I’ve felt blue vine would.. I just hope BlueVine reads this because I hope I receive my funds back and also hope to never go through this process ever if I continue to bank . I’d like my money safe and also add more fraud alerts to accounts to make sure it’s safe.

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  • author
    Leo Face & Body Studio
    Jul 17, 2021
    Great for my business

    Personable service and fast turnaround to approve line of credit.

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  • author
    STORM PILOT
    Jul 17, 2021
    Good I I have good experience

    Good I I have good experience

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  • author
    Matt Ross
    Jul 15, 2021
    Signing up was easy; then they stole my money.

    Signing up was easy. Transferring assets in was easy. Logging in online was simple (not many features), but they worked good enough. Their compliance functions were glitchy. They asked for the same info every time I logged in. I provided it every time I logged in. ~2 months into the relationship, they closed the account. I have no way to login and no way to access my funds. Still waiting on a check to be mailed to me. I escalated that it needs to be wired to my new business account; they "can't" do that. I asked for overnight check via certified mail with tracking; they "can't" do that. I asked to be transferred to a supervisor; they "can't" do that. As far as I'm concerned, this non-bank fintech company is fradulent. Deposit your money elsewhere!

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  • author
    Mark Price
    Jul 12, 2021
    Great company I like them because of…

    Great company I like them because of quick response an great representation

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  • author
    Jerilyn Winegard
    Jul 12, 2021
    Love BlueVine! Both support and rates!

    Zack was very helpful throughout the process - a great experience!

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  • author
    Joshua Aaron Sturges
    Jul 12, 2021
    Extremely respectful and not too pushy…

    Extremely respectful and not too pushy on my needs for the Line of Credit.

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  • author
    Kyrah Knox
    Jul 23, 2021
    Issue Resolved

    I have had a claim in for almost 5 months with no resolution with them emailing saying oh they’ll get back to me but they never do!!! Other banks resolve issues within a month or less . I do not recommended. If someone tries to fraudulently pull something on your account, your issue will never be resolved. They’ll tell you one date but never resolve anything. I’m a start up so this money that I lost is taking a toll on my business.but I guess I have to check it up as a loss. I wish that went to another bank months ago. Since then I’ve joined chase bank without a problem. ****Update : This problem has been resolved.

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  • author
    Joy Laktari
    Jul 09, 2021
    Unprofessional and not caring about people’s money

    I’m not quick to write bad review but this will help someone. Do yourself a favor and stay away from Bluevine, we opened business account about a year ago, it was doing great until out of no where they froze our account and asked for more documents verification which we provided and they were satisfied with the documents and unfroze the account but after the account was active for about two weeks, they suddenly closed our account with no explanation. FYI we never took any unemployment loans where banks have been cracking down due to many fake deals so that is not an excuse to used because it did not apply to us.

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  • author
    K.Kelly
    Jul 09, 2021
    Mr Sapoff was very helpful and…

    Mr Sapoff was very helpful and informative - BlueVine and its staff are very helpful and caring - This is key for a small business owner - ESPECIALLY during these times. On behalf of me and my staff - THANK YOU

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  • author
    treletha davis-white
    Jul 09, 2021
    Great Company

    Great Company

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  • author
    john wang
    Jul 09, 2021
    Perfect 👍

    Very good thanks 🙏

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  • author
    QUOBBY MAGLO
    Jul 07, 2021
    I got my money in 3 days

    I got my money in 3 days . BlueVine The fastest ❤️💎💯💵

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  • author
    Jayden Lewis
    Jul 07, 2021
    My small business fund

    Getting approved for this great business loan has helped tremendously. Cant wait until the second draw comes out. I have so much more I need to do. Thank you for the help and the process of this loan.

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  • author
    Khalid
    Jul 07, 2021
    CAUTION! Stay Away from Blue Vine

    Like many other reviews, I have been suffering with Blue Vine Bank. We are a start up business and opened a business checking account with Blue Vine. They sent us an email on June 15th, 2021 that our account has been suspended pending underwriting review. They asked us for some documentation which we promptly provided. It has been now more than 3 weeks calling and emailing them to unfreeze our account. Every time a generic answer is given that it is under review and we will hear from them after this process has been completed. In the meantime they are keeping thousands of dollars hostage and we are unable to sign an opening contract due to lack of funds. I called them today and was given the same answer. I asked them if I can close the account and they said that this is not an option till the review is completed. I have asked numerous time to speak to the manager and they say that no one is available and someone will call which has never happened. It is so frustrating and debilitating. I have seen numerous other clients complain on Trustpilot with exactly the same issue and the same generic answer from Blue Vine that the security of the account is important for Blue Vine. Stop playing with the financing of your clients and holding their money. If there was a choice to give them 0 star I would have done that. Please stay away from this bank. I do not know where these positive reviews are coming. Pathetic and sad !

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  • author
    Adam Church
    Jul 07, 2021
    RUN FOR YOUR LIVES! Pandemic stimulus thieves!!

    After being a customer of theirs for over a year, My account was closed without notifying me or giving me any instructions on how to get my money from them, they requested documents to prove my identity of my business and the owners and I sent them more than they asked for and they unfroze it not once but twice so it was clearly sufficient because there's nothing going on that is fraudulent or It seems as though this place is freezing everybody's money the second they get anything from the government (PPP) indiscriminately and Bancorp and Bluevine both looked over the documents I sent in and agreed that they sufficed for proving my identity. I sent in countless items including birth certificate Social Security card selfie's holding up the IDs not to mention business licenses LLC agreements ownership documents, EIN Proof for the countless other documents regarding the business in New Hampshire. I also uploaded copies of the deposit that I received my promissory notes along with us a note from the co-owner for the deposit to be deposited into this account as well as something from the bank that's depositing it as well. I couldn't have been any more thorough!!! Following having to get it re-opened twice I proceeded to make a transfer to two of the co-owners (payees that were on the account prior) and then I received email confirmation from Bluevine that the transfers had been processing and even reflected my new balance !!!!!! The receipt I received also said it would be in my account by July 1. Fast forward to July 1 son still are not in there yet And I get an email from Bluevine around 2:13 pm seeing the same stupid email everybody else is getting that they had decided to close my account after internal review. So I got receipt of the transfer with the amount deducted from balance yet it never went through. So They wait till the day that it's supposed to be in there, which was July 1??!! to tell me that my account was closed and without absolutely no explanation regarding my money in the bank even before the deposit!!! nobody will tell me anything on the phone. This is beyond disgusting, especially seeing as though they're essentially stealing pandemic funds that our businesses need in order to stay open. it's just reprehensible and I'm seething with anger right now at the gall of them. They are being investigated by the feds for fraud and I see why now. Also they recently just merged with coastal bank prior they were FDIC insured through Bancorp. And it seems like this is happening to a lot of people at right now. Too many people!!!! Anybody thinking about getting an account at Bluevine do not do it run for the hills I've had this account for over a year and I still have this trouble so don't expect anything different. Everything I submitted was official and original like I said there is absolutely no fraud going on here and they know it.

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  • author
    Willie Farmer
    Jul 23, 2021
    In the dark. I opened a business account with blue…

    I opened a business account with blue vine my business is rental due to the pandemic my tenants are slow or hav not been able to pay their rent..cash deposits were made into my bluevine account. The account was closed and they refuse to return my money. This is the most egregious attempt at acting as a business I have ever seen. If you decide not do business with my company that is your choice but to hold my cash funds that is criminal the CS rep ivyj is never available a complaint with the FTC IS MY STEP stay away from this company!!!!! As I review more and more accounts associated with bluevine there seems to be a common practice of closing accounts and withholding the funds in the account. This may be necessary on occasion but it seems to be a common practice with bluevine. It is bad enough my tenants are paying slow but bluevine illegally withholds my cash deposited funds. Iwas placed on hold for 2hr32mins with no reply from customer service this company should not be able to handle other people's money. I feel if enough of those of us may contact I am sure these criminals would be brought to justice. Your customer service dept presents As if they want to resolve my issue but it appears to be merely lip service if any of your incompetent customer service reps are serious about a resolution my name is willie farmer my business is farmers enterprise information enough if you are sincere about a resolution.

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  • author
    James
    Jul 13, 2021
    Astonishingly terrible banking…

    Astonishingly terrible banking experience. I've been trying to send a wire transfer out of my BlueVine account for days (each day of which costs me thousands of dollars, due to missed business). Every day, they promise me it is submitted correctly, and then cancel with no reason. When I call, apparently no one is available and they will call me back "in roughly 48 hours". This place is the worse banking experience I've ever had by FAR! STAY AWAY FOR YOUR OWN SAKE! UPDATE: What a surprise that BlueVine reaches out after posting this! They now claim the rejected transfers were due to a “software bug that his since been fixed”. Is this really the place where I entrusted my companies cash? To all other small business owners: STAY AWAY PLEASE!

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  • author
    Clinton Phillip
    Jul 06, 2021
    Heather F

    Heather F. did an amazing job at solving the multiple issues I have been experiencing with my account. She was excited responsive and attentive to my needs. BlueVine has an outstanding customer service team.

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  • author
    Lukasz Drogowski
    Jul 06, 2021
    no info on PPP forgiveness

    PPP approval was very fast but there is no updates on PPP forgiveness and time is running out!! Most other brokers took care of forgiveness process a while ago

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  • author
    edgar costarelos
    Jul 05, 2021
    EXELLENT SERVICE

    EXELLENT SERVICE, VERY SATISFY

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  • author
    Andrea
    Jul 04, 2021
    Life Saver Thank You 🙏🏽

    Life Saver Thank You 🙏🏽

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  • author
    A and d dynamic designs inc
    Jul 03, 2021
    I received my ppp loan in a punctual…

    I received my ppp loan in a punctual fashion which helped my company provide the proper assistance to the employees

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  • author
    Laura Meyer
    Jul 01, 2021
    They have frozen $85,000 for over 2 1/2…

    They have frozen $85,000 for over 2 1/2 weeks. Every day we call to try to unfreeze it and they tell us that it will be available tomorrow. I am completely freaked out as to where this money is, and have had to find payroll out of my own savings.

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  • author
    DFW DOLLAR DEALS
    Jul 01, 2021
    Angie was a pleasure to work

    Angie was a pleasure to work. She went over everything and made sure I understood the terms.

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