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BlueVine Review

Reviews 7,475
BlueVine
Visit Site
BlueVine
BlueVine
Excellent
Reviews 7,475
Caroline Benton
Jan. 15, 2023
2 min read
Caroline Banton
BlueVine Summary
BlueVine provides fast financing solutions for small businesses in need of working capital. With flexible loan amounts up to $250,000, the company is a viable alternative to traditional lenders. Fewer fees, short terms, and automatic payment options make BlueVine an accessible choice for many small businesses.

Pros

  • Quick online application process
  • Pay only for what you use

Cons

  • Six-month or 12-month repayment terms for lines of credit
  • ACH transfers are free, but wire transfers incur an extra fee

BlueVine at a glance

8.8
Editorial score

Online experience

Has learning resources, access to rates, mobile app
10.0

Customer services and support

Multiple ways of reaching lender, wide range of hours
8.0

Variety of loan types

Offers most loan types
8.0

Loan amount range

Loan amount up to $250K
8.0

Eligibility

Loans available to most credit types, revenue levels, and businesses
10.0

BlueVine BlueVine Visit Site

Why Choose BlueVine?

BlueVine provides line of credit funding solutions to address common cash flow problems: 

BlueVine has the solution whether you need a short-term infusion of cash to cover expenses or peace of mind that you always have a funding reserve to draw on. 

The amount of credit you receive from BlueVine replenishes as you make payments, and you pay no fees during times when you have not drawn out any money. This flexibility means that you can always borrow as little or as much cash as you need and pay interest only on the amount borrowed.

BlueVine was founded in 2013 to help small businesses avoid cash flow problems.

BlueVine holds an A+ rating with the Better Business Bureau and is staffed by a team of knowledgeable executives and financial advisors. The company prides itself on fast funding and accessible services to help small businesses meet daily financial needs.

With no application, lockbox, maintenance fees, or prepayment penalties, BlueVine simplifies the funding process and makes it easier for businesses to grow. BlueVine frees you to run your business without worrying about large monthly payouts or unexpected funding shortages.

What BlueVine Offers

  • Five-minute online application
  • Funding in as little as 24 hours
  • Credit lines up to $250,000 for lines of credit 
  • Automatic repayments
  • No fees or maintenance costs on credit lines
  • Rates as low as 6.2%
  • Minimal qualification requirements

Loan Application

Since BlueVine provides working capital rather than term loans, it asks for much less information than banks. These lower requirements speed up the application process and make it easier to qualify even if your credit score prevents you from getting a bank loan. Basic requirements are different for each type of financing. 

Credit line applicants are required to:

  • Be in business for at least 2 years
  • Have a minimum credit score of 625
  • Bring in $40,000 per month in revenue

Opening an Account

The application asks for the following information:

  • Amount and type of desired credit line
  • Name
  • Phone number
  • Address and email address
  • Date of birth
  • Business name and type
  • Business contact information
  • Business address
  • Tax ID or Social Security number
  • Annual revenue

Applicants must also provide bank statements from the past three months or give BlueVine permission to view digital statements in your bank account on a “read only” basis.

What’s Unique About BlueVine?

As an alternative to banks and other institutions offering large loans with long-term commitments, BlueVine seeks to provide funding to companies seeking quick solutions to cash flow problems.and focuses on fulfilling the needs of small businesses. 

For easier money management, the services sync with popular accounting software, such as QuickBooks, Xero, and FreshBooks.

Flex Credit

The BlueVine credit line is a revolving structure of drawing and repaying funds. Flex Credit lines are typically approved for up to $250,000, but it is possible to request a custom quote for a higher amount. Unlike a merchant cash advance, your business does not need to accept credit card payments to be eligible for Flex Credit. 

Using the credit line is straightforward:

  • Draw what you need at any time using the dashboard
  • Payments are automatically deducted each week with applicable interest
  • Available credit replenishes with payment

No additional fees for maintenance are required, so if you haven’t borrowed any money, you don’t owe any extra payments. Automatic weekly deductions from your bank account help prevent missed payments and can increase your credit score. As long as there is enough money in your business account to cover your weekly obligation, you’ll never fall behind. And BlueVine now offers a 12-month business line of credit with monthly payments. 

BlueVine Restrictions

However, there are some restrictions to their credit lines. The company is unable to offer this type of financing in:

  • North Dakota
  • South Dakota.

Applying takes only five minutes and requires basic personal and business information common to alternative lending applications. Decisions usually occurs within 24 hours, and funds may be available the same day if you choose to pay the $15 fee for a wire transfer. Payment via ACH can arrive the next business day but may take up to three days.

To qualify for a line of credit, you need a minimum credit score of 625 for a line of credit. However, the company also looks at past business cash flows and the strength of your customer base when considering your application, so your credit score is not always the deciding factor.

Repayment Terms

Credit lines have a six or 12-month term with simple interest as low as 6.2%. The short terms make overall interest rates higher than those of traditional loans, but you are not stuck with a long-term commitment to a financial institution, nor do you have to worry about running out of money with payments still hanging over your head.

Payment on the money drawn from a credit line occurs automatically from your bank account every week. 

Security of the Site

A GeoTrust certificate offers security for the entire website, and the company uses secure sockets layer encryption to protect any personal information you submit. Sensitive data is stored in secure databases. Information is only accessed and shared as necessary to provide services. Financial transactions are protected by the companies BlueVine works with when handling advances and payments.

Help & Support Availability

The FAQ page covers most questions concerning credit lines, the minimum and maximum amount of credit a company can request, and how payments are handled. However, some information is not so readily available, and you may have to contact BlueVine for more details to determine which financing option is right for you.

The financial advisors can be reached from 7:00 am to 4:30 pm PT Monday through Friday. Phone support is available whether you are considering applying for financing or are already using one of their services.

BlueVine BlueVine Visit Site

Summary

BlueVine provides fast financing solutions for small businesses in need of working capital. With flexible credit lines ranging up to $250,000, the company is a viable alternative to traditional lenders.

A simple application and 24-hour decisions allows businesses to obtain funding when and how it is needed and bypass the lengthy and complex conventional loan application process of most bank loans. Fewer fees, short terms, and automatic payment options make BlueVine an accessible choice for many small businesses.

Physical Address

BlueVine Capital, Inc.

401 Warren St. Fl. Suite 300

Redwood City, CA 94063-1578

Caroline Banton
Written by
Caroline Benton
Caroline Banton is a freelance writer of business and finance articles that have been featured in The Huffington Post, The Motley Fool, Time, MSN, PYMNTS.com, GOBankingrates.com, SaleMove, and MyBankTracker.com. Before becoming a writer, Caroline had over fourteen years of experience working at the World Bank. Caroline has an MBA from Johns Hopkins University. She writes for BestMoney and enjoys helping readers make sense of the options on the market.‎
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Trustpilot reviews
See what some customers are saying about BlueVine
BlueVine
Excellent
Reviews 7,475
on
Excellent
81%
Great
4%
Average
2%
Poor
2%
Bad
11%
M
matthew
2 days ago
Quick, Effective Help
I ordered a transfer of funds I realized I wanted to send to another bank. On the chat, I was answered right away and got help canceling the transfer right away. Saved a lot of headache.
A
aia labja
2 days ago
External bank account linkage
I had the pleasure of working with Akhil from BlueVine during the process of setting up my business checking account, and I couldn't be more pleased with the experience. Akhil's assistance was invaluable, and he went above and beyond to ensure a smooth onboarding process. One of the standout moments was when I encountered an issue while trying to link external bank accounts. Akhil quickly stepped in and efficiently resolved the problem, demonstrating his expertise and commitment to customer satisfaction. His responsiveness and problem-solving skills made the entire process hassle-free. I highly recommend Akhil and the BlueVine team for their exceptional service and dedication to their customers. Thank you, Akhil, for making my banking experience a positive one!
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eric peterman
2 days ago
Best bank for small businesses
Out of all the business bank accounts I have tried over the years including first horizon and US Bank. I'd have to say Bluevine is by far the best business checking account I've ever had!
B
bluefeather horse sanctuary
2 days ago
I LOVE Bluevine for our nonprofit…
I LOVE Bluevine for our nonprofit banking. It's easy, convenient and the customer service is awesome. Mobile deposits are the fastest to be approved of any bank I've ever used.
R
randy williamson
2 days ago
Bluevine is great for a start-up…
Bluevine is great for a start-up business. Everyone I have spoken with has been professional and always able to answer my questions and resolve issues quickly.
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shahrouz hagizadegan
3 days ago
Ive called in 4 times in past 30 days…
Ive called in 4 times in past 30 days to get my rep or a manager to call me back regarding incorrect fees and made it crystal clear how upset I was and ZERO follow up every time....TERRIBLE customer service and rep Brandon lied to me about fees. I gave them several chances to address but don't even care enough to call me back.
R
rj m
2 days ago
You contacted me to tell me that my ATM…
You contacted me to tell me that my ATM card was maybe compromised, I was on a trip and needed it but that was ok with me you would have one to me in 2 days …….. that was September 6. Still waiting Not impressed. Looking for a new bank Thank you They contacted me today 09/27/23. And said they were going to fix and email me all the tracking info and the information from the call we had with contact info…… Nope. No email no contact info. Sooooooo not impressed
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arthur ortega
3 days ago
Victoria Chen makes BlueVine great hands down!
Victoria Chen is incredible best customer service 🤩 She was attentive, perfect attention to detail, extremely helpful, and knew all the ins and outs of everything we spoke about! Highly recommend Blue Vine because of this high level of service you receive. Thank you Victoria!!!
J
james curtis
3 days ago
Awesome bank and service customer…
Awesome bank and service customer support is very helpful recommend to anyone with a business
C
christopher allison
3 days ago
Banking Made Simple
Banking Made Simple. Honestly the easiest bank Ive ever dealt with. Easy to access my funds, things show up when they're suppose to. Love that I can do everything online and the perks of being a member are pretty cool.
S
seung chun hong
3 days ago
The process is very easy
The process is very easy, and he explained it very well in a professional manner.
A
a a
3 days ago
Enjoy the convenience of banking…
Enjoy the convenience of banking through the app. Next business day availability is ok but can take some time. Nonetheless it’s been a good experience so far
P
picture of health
3 days ago
Business banking that I trust
I have switched my business banking to Bluevine after a bad experience with another bank. I have been so happy with the change and the customer service is much better. I really value the trust of knowing my money is safe and being able to get interest is also amazing.
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brittany bly
3 days ago
They gave me a fake tracking number
I ordered checks over a month ago. I contacted chat 3 times to ask why I hadn't received them. They kept saying "they are on the way." After the 3rd contact, the emailed me with a fake UPS tracking number and said the checks were returned to sender because my address was incorrect. I checked my addresses in my account as I had received my debit card just fine. Sure enough my address was correct in their system. When I went to UPS - UPS says they gave me a invalid/fake tracking number. They have not resolved the issue in any way so I will unfortunately have to close my account. What a waste of time and energy.
C
curtis roth
3 days ago
Bluevind Business Checking
Relatively intuitive dashboard. All necessary banking features for business checking. High interest rate for a business checking account.
j
jose soria
3 days ago
Good service I am ver satisfied
Good service I am ver satisfied
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howard horton
3 days ago
Additional Term Length
BlueVine checks almost all of the Boxes for our small business. The One Box Not Checked is Your Payback Term Options. If you offered a reasonable 18 or 24 month payback, we would likely sign up. Hopefully, we've proven ourselves to BlueVine by now.
R
richard miller
3 days ago
Good for Biz
Easy set up a good time
K
kareem atkins
3 days ago
You all are great just wish it was away…
You all are great just wish it was away to pull bank statements easier
A
a new bluevine customer
3 days ago
Bluevine was easy to setup and…
Bluevine was easy to setup and continues to be easy to use. It's focused for small business owners like me who need a few things, but we need them done well. Interest rates are higher, service fees are competitive, and interface is easy to use, clean and clutter free - yet I can do what I need to do for my business and my life.
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john sandolo
5 days ago
Ease of use and no fees
Great online bank for small businesses. Fills the need for traditional banking products when they arise and I do not have to pay monthly fees for it. Not having monthly fees saves us the feeling of wasting money.
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carol lopez
7 days ago
Customer service helped me solve my transfer problem.
Customer service helped get my personal account re-verified so I could successfully transfer funds from my business account. They were patient with me as I worked the steps they provided to get it sorted out. They were spot on with their help. It took just a few minutes to get things in working order again. Now I have a better understanding what to do if a similar issue happens.
R
ron
7 days ago
Most Helpful Customer Service Experiences
Responses are always timely and helpful. Best business banking partner I've had.
J
joes creative kitchens
4 days ago
Long time for simple chexks to clear
8 days for a deposited check to clear. That is absurd for making a business wait that long. Update: they want me to update this review (which i will not). I sent them copies of the check from the customer showing the money left her account and is now in the possession of Bluevine. Bluevines response was “since your account is new (2 momths) we hold it for 8 days because it was a personal check BUT THEY ALREADY HAVE THE MONEY.
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dañel whitehead
8 days ago
Support
Anuj helped me immediately with my issue, and it was such a breeze! I appreciated that!
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deneen ansley
8 days ago
We keep getting conflicting information…
We keep getting conflicting information from employees in the chat box. Specifically: Being told that our deposit was too high to process when it wasn't and only revealing the daily/monthly limits to us after being asked several times. Once revealed, the checks were NOT too high to be deposited and processed under the daily limit. Being told that paperwork issues for our DBA had been processed successfully, only to have the SAME alert come up with the SAME task that we had already completed with an agent the prior day. This has caused us a great delay in being able to pay for a very important community event, and we feel that it has made our company look incompetent to those who are expecting payment from funds that we were already supposed to have. Small companies could use better guidance in being told what paperwork that will be needed. Several checks were processed through our account before we were told that we were missing paperwork. By that time, we thought the account was good and had other checks written and had deposited them in good faith. It took MONTHS to figure this all out and we are STILL waiting for the clearance of the checks that represent most of our income.
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peter soerenssen
9 days ago
Very helpful and took initiative to…
Very helpful and took initiative to help and escalate
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marnie johnson
10 days ago
Bluevine is responsive
Bluevine is responsive, supportive & professional! They have business advice when needed. They care about your needs, concerns & your success. This makes me feel confident that they have my best interests at heart! Cordially, MJ: Business Owner
R
rj johnson
10 days ago
Bluevine approval was quick
Bluevine was great at quickly approving my application while other lenders either needed laboriously more info or did not approve. Coby, my account rep was great at answering all my questions and getting me up and running quickly. Can't recommend Bluevine enough and hopefully, you'll get Coby as your account rep!
C
chris
10 days ago
Vasanth was friendly and helpful
Vasanth was friendly and helpful. Unfortunately the current policies make the situation more difficult than necessary.
M
maxim fetissenko
10 days ago
Excellent provider of business banking services
Bluevine's business checking and savings accounts are easy to set up and use, and the 2% interest they pay on checking account balances is the highest we've seen. The web site is well designed and easy to use, and we really like Bluevine's customer service: all the agents we've dealt with were competent and friendly.
L
lauren
10 days ago
Very happy with my experience
Very happy with my experience so far and have had no issues. Everything works as expected, and customer service is great. They let me know about any expected service interruptions with plenty of notice.
J
joseph
11 days ago
Great
Great, quick experience!
G
george monson
12 days ago
The mobile deposit is extremely…
The mobile deposit is extremely difficult to use. Multiple different attempts all ended in failure.
G
greg
12 days ago
Scam
I opened a business checking account through bluevine and the experience was absolutely awful. Bluevine sent me a debit card, which I didn't want in the first place, and it was stolen out of the mail. Since there are NO security features protecting the card, the person who stole it was able to activate the card and successfully steal nearly every penny on the card. This was 24 hours after I funded the account. I called bluevine who submitted a claim and within hours, they emailed me telling me they decided to close my account. Then they let me know that the stolen money was my responsibility. I am currently still fighting this issue and making sure as many as people as possible know to steer clear of this bank. My money was clearly not protected in any way and they refuse to refund the amount stolen. Worst banking experience of my life.
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anna williams
12 days ago
Easy to navigate and use
Easy to make an account and the interest is a good rate. Easy to navigate and use with the ability to transfer money quickly and create subaccounts to keep things organized which is super important for our business
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jeremy gelber
14 days ago
Worst experience ever!
Worst experience ever!! Stay far away from this bank, don't listen to any of the good reveiws you see, it's all from Bluevine themselves. They have no clue how to run compliance and clearance of any activity in the account. Took a week to just get approval after submitting all requested documents. Deposited a chase cashiers check, got rejected twice. Finally got my account unrestricted after 8 days of being open and lo and behold, they froze it again and asked for more information. I provided that as well, got upset with their customer service rep and probably hurt the sensitive child's feelings so they shut my account, now I have to wait 14 days until they mail me a check for the funds I did deposit (they'll easily take your money even if your account is restricted but they won't let you use it! Stay far away from these scammers
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eric rose
15 days ago
Victoria Chen was quick to contact me…
Victoria Chen was quick to contact me after opening my account and explained that she would be my dedicated account representative. She helped me focus on Bluevine's most applicable benefits for my new business and sent additional information to my email to help me in the future as I begin working with payroll and other financial aspects of my business. Thanks!
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anita soler
15 days ago
I have been so pleased with Bluevine
I have been so pleased with Bluevine. Excellent service and features. My card was protected from fraud and I was alerted and got the issue cleared quickly. The fact that there are NO FEES and that I am actually earning interest seems almost too good to be true! I highly recommend Bluevine for small businesses!
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morgan mosher
16 days ago
Unreliable and Unresponsive: A BlueVine Experience Marred by Incompetence and Disregard for Small Businesses
During a particularly vulnerable period in my life, freshly laid off and pregnant, I took the initiative to start an LLC to sustain myself financially. To facilitate my business transactions, I chose to open a bank account with BlueVine. A decision that I have come to deeply regret due to the unimaginable amount of distress it has caused me. After securing my first client and duly invoicing for the services provided in June and July, I made deposits totaling over $10,000 in August. Initially, I understood the necessity for a holding period, given the substantial amount involved and it being my first deposit. BlueVine assured me that the funds would be available by August 30th, which was precariously close to when my bills were due. To my utmost dismay, following a single day of availability, the funds were reverted to a hold status without any notification from BlueVine. I have been proactive, providing every possible document — including time cards, invoices, deliverables, and a signed Statement of Work (SOW) — to verify the legitimacy of these transactions. Despite my earnest efforts, the hold remains, with no explanation or timeline for resolution. Furthermore, I found myself answering inappropriate and ill-informed queries regarding the discrepancy between the total deposit amount and the SOW value, clearly ignoring the phased nature of the SOW and the hourly billing structure stipulated in the agreement. This shows a lack of understanding and a grave disregard for the details pertaining to my business operations. Communication from BlueVine has been non-existent. I find myself in the dark, compelled to initiate every contact, with no assurances or definitive information provided. The absence of managerial intervention to expedite serious concerns is alarming and portrays a lack of organizational structure and responsibility. BlueVine has shown an utter lack of empathy and consideration towards a small business owner trying to make ends meet in trying circumstances. The services, or the lack thereof, have been nothing short of a nightmare, showcasing incompetence, and a staggering lack of customer support, leaving me feeling helpless and frustrated. I implore potential customers to reconsider opting for BlueVine for their banking needs. It is, unfortunately, a bank that lacks the fundamental principles of reliability, transparency, and empathy, necessary for fostering trust and facilitating a healthy banking relationship. I am left with no choice but to label this establishment as an unreliable and unsupportive banking partner, a joke of a bank that has failed to understand the gravity of holding onto funds vital for one's survival and sustenance. It's not just about financial transactions, it's about livelihoods, trust, and the basic human right to access one's hard-earned money.
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stephen hill
17 days ago
Mitchell S
Mitchell S. was an outstanding representative for BlueVine and did an excellent job getting our company approved in a timely manner. Would highly recommend!
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paul folsom
17 days ago
Victoria was very thorough and covered…
Victoria was very thorough and covered everything that important to me.
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amber johnson
17 days ago
Quickest Customer Support Ever
Wow! Bluevine has lightning-fast customer support through their online chat! I've never received such a prompt response from a live person. I'm very impressed.
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michael
18 days ago
awesome customer service
awesome customer service. fast and accurate information. very satisfied
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anthony ndirangu
20 days ago
I highly recommend
So far it has been a very good experience. My application process was a breeze and the customer service I received was as good as I could get.
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eric johnson
21 days ago
Horrible horrible company
Horrible horrible company, they Put a 12 day hold on a 20000 check then released it 2 days after the 12 days just to put a review hold on it then I called to get it figured out they closed my account because I called them then I'm not getting my check back for another 14 days.
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michael
21 days ago
Akshay was my rep she was outstanding…
Akshay was my rep she was outstanding with helping me she was patient and very knowledgeable I want to give her 5 plus stars.
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alexandra damato
21 days ago
Best Business Bank Acct
Ease of use, customer service is quick and responsive
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jeremy schwartz
21 days ago
I was unable to mobile deposit a large…
I was unable to mobile deposit a large check. Talked to an agent. They literally increased my mobile deposit limit. I couldn't have asked for a better resolution. I am extremely grateful for Bluevine accommodating my needs. Awesome experience. I highly recommend any buisness owner to join Bluevine and see what they can do for you!!!
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torrance reeves
22 days ago
Dont waste your time if you’re a start up go to chase or BoA but dont use these fake people
It says per nerd wallet and other sources that they work with start up businesses but thats definitely not the cause. They require 2 years of taxes to even qualify you for any kind of loan or credit card. I don’t understand why some of you companies lie saying you work with startups getting peoples hopes up and you dont! That highly deceptive and a major waste of time.
K
kenneth
22 days ago
I called to have my telephone number…
I called to have my telephone number updated. I spoke with representative Shykeeya. She was absolutely awesome, pleasant to communicate with, and genuinely concerned with resolving any issues I presented. Love her customer service and her attitude to help! Kenneth
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cheryl hall
22 days ago
Great bank for my small business
I had a Bluevine account with my small business for about 2 years and found them to be very helpful, pleasant and easy to work with. When I recently closed my business, Tori was able to quickly and efficiently assist me in closing my Bluevine account. I definitely recommend them and should I find myself owning another business in the future, I will be back.
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m e
22 days ago
Business checking that caters to small businesses…
Great business checking that caters to small businesses. Offers NO fee checking, NO fee inbound wire transfers, up to $3 million FDIC insurance, and 2% interest on up to $250K if meet a monthly activity requirement (easily met). They'll get a 5 star rating from me when they increase the speed of transfers to one business day or less (preferably instant).
J
jared
23 days ago
Great interest rates and customer service
Great interest rates and customer support. I am not a big fan of the requirements needed to earn interest, but they are clearly stated and fair to all. I wish they would allow for multiple signers (not just adding users) on accounts, but otherwise a good experience!
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william baker
23 days ago
Clear...precise...brief and easy!!!
Clear...precise...brief and easy!!!
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ice age floods institute membe
23 days ago
Excellent Chat feature
I made a transfer mistake, and contacted Chat. Usha came on right away, and quickly deleted the extra payment I'd scheduled.
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zakeyus
23 days ago
Personal Information Update
I had to update my online banking and personal information, I had some equipment stolen. The phone representative Ms. Teyana, was very helpful. I wasn't rude but kept over talking and oversharing at times just overwhelmed however Ms. Teyana understood and was very polite and knowledgeable and knew exactly how to help me. Thank you for being patient and really sincere, I know I was all over the place. 😁 J.Runners
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cory brooks
23 days ago
Blue Vine (Patrick Wallice) Treasury introduction
I was contacted by Patrick Wallice, Account Executive, about the possibility of more than doubling the interest rate on my checking account. My first thought was "What's the catch?" In my calls and emails with him, I quickly received very clear clarification on all my concerns. I appreciate a factual, non-sales discussion of the new product (called Treasury) and have started using it.
J
joes creative kitchens
22 days ago
Horrible
Horrible. Of course they let you deposit checks into their system (your account) and then 2 days later they put your account on hold to " review" the checks even after waiting for them to initially clear. So, they close your account, you can not use it. Period. I would look elsewhere Here it is 9/7 and now im being told its going to be yet another day that i can use this brand new account. They still have yet given me any reason for this review. They just keep saying their “back room” has to review my drivers license. The supervisors can only send a message to the people working in this secret “back room”, otherwise they have no human interaction according to the supervisor i spoke to today.
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timothy walker
24 days ago
Best non-brick and mortor business bank
I have nothing but great things to say about my experience with this company. All of my interactions with them have been great.
H
habiba
24 days ago
It was easy to apply and the decision…
It was easy to apply and the decision was fast. The customer service is great and my customer service representative Patrick Wallice was very supportive!
c
customer
24 days ago
Really helped my small business grow…
Really helped my small business grow giving me access to a credit line that helped me grow, grate customer service great rates, friendly staff!
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bruce
24 days ago
Great features for a small business and…
Great features for a small business and excellent support.
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avery smith
24 days ago
Bluevine is a fantastic business bank!
Bluevine is a fantastic business bank! I've enjoyed using Bluevine. It's simple. Great interest. And they have awesome people like Patrick Wallice who are always there to help you out. I'd recommend it!
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sean wilder
24 days ago
I have had great results with Bluevine…
I have had great results with Bluevine as a customer for a couple years now.
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sarosh saher
24 days ago
A good service for my basic needs.
A good service for my basic needs.
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custom signs n design
a month ago
I got a check for making tshirts for…
I got a check for making tshirts for the local government / town that I live in. I deposited it, it took two weeks to clear. As soon as it cleared, I went to an ATM and started taking money out as I just started this business and owed most of it out to people who helped me purchase the items needed to make the tshirts. They put my account on hold and asked for proof of work, and I sent not only proof of work, but proof of someone else buying the items I needed and explained that I needed to pay them back. It has been since August 11 that this started and customer service emailed me yesterday saying my task had been completed but I need to call in and they would mark the task as completed. I called in, they said there was a mix up, that my account is still under review. I see no end in sight to them holding my money as they wish, without actual reason. It is a TERRIBLE place to do business. And it has hurt my business because no one is going to loan me money when I don't pay them back as I am supposed to. Highly NOT recommended.
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rayl
a month ago
Great service by Yannick
There was a general technical issue with the Bluevine debit cards so I called the 1-800 number. After a lengthy hold Yannick answered but we got disconnected. I was disappointed and thought I was going back to the end of the line. However, Yannick called me back to make sure the problem was resolved. Nice surprise. Excellent service. Thank you.
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danny araujo
a month ago
Coby was very responsive and helpful.
Coby was very responsive and helpful.
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yvonne fernandez
a month ago
Wonderful customer service
Wonderful customer service. Well-informed individual on the process. Colby Gluck was our individual.
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dan brown
a month ago
fast response and fixed my issues in…
fast response and fixed my issues in under 2 minutes
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picture of health
a month ago
New customer in 2023
I opened a Bluevine business account in 2023 to get interest on funds in account and to change from Chase who did not have good customer service. I have been so happy with Bluevine and any customer service needs have been managed fast and with excellent support.
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dani g
a month ago
Overall a great option for a small…
Overall a great option for a small business... My only complaint is that they can't really accommodate 50/50 co-owners, which I understand they may be resolving but it was a bit of an issue for my company at first. However the interest earned on business checking is great, and overall customer service is good.
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wiboxer mom wiboxermom
a month ago
Blue Vine is great!
Blue Vine is great for small businesses. Love the customer service
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joanne enders
a month ago
Quick response and resolution to my…
Quick response and resolution to my issue. Easy to deal with for the account setup and update.
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michael
a month ago
I just experienced excellent customer…
I just experienced excellent customer service from this company
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ray antoni
a month ago
bank transfers
Congratulations on 10 years, but it is ashamed you have maintained the same technology for bank transfers..do you know zelle transfers in minutes..i have a credit card that wire transfers in1 hour between my accounts..except for you...you still take 3 days even though the money is out of my account the next day and should be in blue vine , but it is not..you still live in the dark ages..of course i know you have my money and are investing it for those 2 days..so i think your bank transfers stink the dark ages.
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jay c
a month ago
Physical checks
Provided once you fund the account, will be helpful for future bills.
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sagatainz inc
a month ago
Fast and Easy Documentation
Working with Angie was easy and quickly got funded.
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tracey johnson
a month ago
My rep was very knowledgeable
My rep was very knowledgeable, courteous and helpful> She helped me achieve my goals and answered all my questions...thank you!
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mark h foskin
a month ago
Quick easy to the…
Quick easy to the point...Outstanding...Have dealt with other banks in the past and the support is awful...so refreshing!!!!
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donnell cusaac
a month ago
We experienced a problem with our…
We experienced a problem with our account and we reached out to Bluevine and we worked with Janice to re-establish our account. She worked diligently to set up a new account promptly and we were able to continue to use our line of credit for our business needs. We appreciate Janice assisting us in getting our situation resolved in a professional and efficient manner.
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krishna n.
a month ago
Efficient Business Banking
Clean, efficient banking. Things I like - 1. Interest bearing checking account 2. Included payment / invoicing options
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zane russell
a month ago
Brandon Coleman has been great at…Delivery
Brandon Coleman has been great at getting back to me and making sure that everything that was promised was delivered.
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john nicholas
a month ago
Satisfied
Updated review Customer service are on point. Thank you !!
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j wilson
a month ago
The app is very user friendly.
The app is very user friendly.
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richard cooper
a month ago
Bluevine ain't what it used to be.
Bluevine started off as the little bank that could. Then it sold out to Coastal Community, and that's where stuff started to go south. It may be the only bank where you cannot transfer monies between existing Bluevine accounts. This is something standard at almost every bank. Trying to use an ACH connection or connect to transfer to another bank? Good luck in having anyone be able to find Bluevine through traditional search channels. Nearly impossible. You have to call them and direct them to Coastal Community. Hardly user-friendly. Nice people on the phone, but they can't help in these matters. They just say they will make the suggestions. I have been asking for 3 years.
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yvonne holliday
a month ago
Easy to use App with adequate…
Easy to use App with adequate information.
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reni
a month ago
The Reps are knowledgable.
I've never had a problem from Bluevine. I'm pleased with the Services for My Company.
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ron garner
a month ago
Good customer service and support
Good customer service and support. Bluevine continues to keep their members satisfied and improve on banking features.
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the surety bond broker
a month ago
The Vine
Good morning! Banking remotely with Bluevine is seamless. Bill payments, electronic deposits and withdrawals along with a bankcard for business purchases allow efficient and minimal effort transactions.
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jesus quintana
a month ago
If you're a small business owner, I highly recommend giving Bluevine a try. They're a great option for banking, lending, and payment processing.
I've been using Bluevine for my small business for the past few years, and I'm absolutely thrilled with their services. I use their business checking account, business credit line, and payment processing, and I've never had a single issue. The Bluevine business checking account is easy to use and has no monthly fees. I can easily transfer money between my personal and business accounts, and I can access my account information 24/7 from anywhere in the world. The Bluevine business credit line is a great way to get the financing you need for your business. The application process is quick and easy, and the interest rates are competitive. I've used my Bluevine business credit line to purchase equipment and inventory, and it's been a lifesaver. The Bluevine payment processing is also top-notch. It's easy to set up and use, and the fees are very reasonable. I've never had a problem with a payment being declined, and my customers love the convenience of being able to pay me online. Overall, I'm incredibly impressed with Bluevine. They offer a wide range of services that are perfect for small businesses, and their customer service is second to none. If you're looking for a reliable and trustworthy banking partner, I highly recommend Bluevine. Here are some specific things I love about Bluevine: The customer service is amazing. I've always been able to get help quickly and easily, even when I've called outside of business hours. The website and mobile app are easy to use. I can do everything I need to do from my phone or computer, without having to wait in line at a bank. The fees are reasonable. I don't have to pay any monthly fees for my business checking account, and the interest rates on my business credit line are competitive. The services are tailored to small businesses. Bluevine understands the unique needs of small businesses, and they offer services that are designed to help us succeed.
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ingrid pinkett
a month ago
BlueVine has been awesome for my small…
BlueVine has been awesome for my small business banking needs. They’ve been helpful and accommodating I would recommend them if you have a business consider them first!
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george anderson
a month ago
Very easy to set up account
Very easy to set up account. If you are looking for a no frills but basic account with easy to use functions this is the account to get for your business.
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vasudha mukherjee
a month ago
Very fast and prompt customer service
Very fast and prompt customer service. Easy to communicate
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heather marie schiefer
a month ago
I switched to Bluevine to keep more of my money.
I switched to Bluevine from a big, traditional banks in order to keep more of my money. I wasn't earning any interest and I was being charged a monthly fee. Interest on my credit line, though, was outrageous. Bluevine has helped me simplify my cash flow and now I earn interest! The only thing that's a hassle is depositing cash. I wish it wasn't so difficult, but I don't collect cash that often so ...
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tom
a month ago
Hard to run a business, when they put your account on hold
After waiting a week, for a mobile deposit to be available, I had to submit a “verification” for that mobile deposit? And, my account is suspended until the documents have been verified? How is one supposed to conduct business, when you can’t use the money that’s in MY account? Unbelievable!! I realize this is a new account, but this is ridiculous
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lianna
a month ago
First Bank I Actually Like
I've been with Bluevine for about 2 years now and have not had any issues to date (knock on wood). Customer service has been wonderful. No hidden fees and great interest rates!
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dennis sowder
a month ago
I would recommend Bluevine to anyone…
I would recommend Bluevine to anyone needing a line of credit. Bluevine has been there for our company when we needed financing that most banks refuse to help. Simple process of getting approved and steady increases on the credit line has helped tremendously. Our company will be a customer of Bluevine for life.
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robbie
a month ago
The best customer service I have…
The best customer service I have experienced and as a former manager for multiple huge international companies customer service departments it takes amazing service for me to actually comment. Accounts are great and easy to use for everything a small business could need. I recommend Bluevine to everyone.