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BlueVine Review

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Reviews 7,012

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Caroline Banton
Caroline Benton
Aug. 04, 20224 min read

BlueVine summary

BlueVine provides fast financing solutions for small businesses in need of working capital. With flexible loan amounts up to $250,000, the company is a viable alternative to traditional lenders. Fewer fees, short terms, and automatic payment options make BlueVine an accessible choice for many small businesses.

Pros

  • Quick online application process
  • Pay only for what you use

Cons

  • Six-month or 12-month repayment terms for lines of credit
  • ACH transfers are free, but wire transfers incur an extra fee
BlueVineat a glance
4.4

Editorial score

Online experience

Has learning resources, access to rates, mobile app

5.0

Customer services and support

Multiple ways of reaching lender but limited hours

3.0

Variety of loan types

Offers most loan types

4.0

Loan amount range

Loan amount $500K+

5.0

Eligibility

Loans available to most credit types, revenue levels, and businesses

5.0

BlueVine BlueVine Visit Site

Why Choose BlueVine?

BlueVine provides line of credit funding solutions to address common cash flow problems: 

BlueVine has the solution whether you need a short-term infusion of cash to cover expenses or peace of mind that you always have a funding reserve to draw on. 

The amount of credit you receive from BlueVine replenishes as you make payments, and you pay no fees during times when you have not drawn out any money. This flexibility means that you can always borrow as little or as much cash as you need and pay interest only on the amount borrowed.

BlueVine was founded in 2013 to help small businesses avoid cash flow problems.

BlueVine holds an A+ rating with the Better Business Bureau and is staffed by a team of knowledgeable executives and financial advisors. The company prides itself on fast funding and accessible services to help small businesses meet daily financial needs.

With no application, lockbox, maintenance fees, or prepayment penalties, BlueVine simplifies the funding process and makes it easier for businesses to grow. BlueVine frees you to run your business without worrying about large monthly payouts or unexpected funding shortages.

What BlueVine Offers

  • Five-minute online application
  • Funding in as little as 24 hours
  • Credit lines up to $250,000 for lines of credit 
  • Automatic repayments
  • No fees or maintenance costs on credit lines
  • Rates as low as 4.8%
  • Minimal qualification requirements

Loan Application

Since BlueVine provides working capital rather than term loans, it asks for much less information than banks. These lower requirements speed up the application process and make it easier to qualify even if your credit score prevents you from getting a bank loan. Basic requirements are different for each type of financing. 

Credit line applicants are required to:

  • Be in business for at least six months
  • Have a minimum credit score of 625
  • Bring in $10,000 per month in revenue

Opening an Account

The application asks for the following information:

  • Amount and type of desired credit line
  • Name
  • Phone number
  • Address and email address
  • Date of birth
  • Business name and type
  • Business contact information
  • Business address
  • Tax ID or Social Security number
  • Annual revenue

Applicants must also provide bank statements from the past three months or give BlueVine permission to view digital statements in your bank account on a “read only” basis.

What’s Unique About BlueVine?

As an alternative to banks and other institutions offering large loans with long-term commitments, BlueVine seeks to provide funding to companies seeking quick solutions to cash flow problems.and focuses on fulfilling the needs of small businesses. 

For easier money management, the services sync with popular accounting software, such as QuickBooks, Xero, and FreshBooks.

Flex Credit

The BlueVine credit line is a revolving structure of drawing and repaying funds. Flex Credit lines are typically approved for up to $250,000, but it is possible to request a custom quote for a higher amount. Unlike a merchant cash advance, your business does not need to accept credit card payments to be eligible for Flex Credit. 

Using the credit line is straightforward:

  • Draw what you need at any time using the dashboard
  • Payments are automatically deducted each week with applicable interest
  • Available credit replenishes with payment

No additional fees for maintenance are required, so if you haven’t borrowed any money, you don’t owe any extra payments. Automatic weekly deductions from your bank account help prevent missed payments and can increase your credit score. As long as there is enough money in your business account to cover your weekly obligation, you’ll never fall behind. And BlueVine now offers a 12-month business line of credit with monthly payments. 

BlueVine Restrictions

However, there are some restrictions to their credit lines. The company is unable to offer this type of financing in:

  • North Dakota
  • South Dakota.

Applying takes only five minutes and requires basic personal and business information common to alternative lending applications. Decisions usually occurs within 24 hours, and funds may be available the same day if you choose to pay the $15 fee for a wire transfer. Payment via ACH can arrive the next business day but may take up to three days.

To qualify for a line of credit, you need a minimum credit score of 625 for a line of credit. However, the company also looks at past business cash flows and the strength of your customer base when considering your application, so your credit score is not always the deciding factor.

Repayment Terms

Credit lines have a six or 12-month term with simple interest as low as 4.8%. The short terms make overall interest rates higher than those of traditional loans, but you are not stuck with a long-term commitment to a financial institution, nor do you have to worry about running out of money with payments still hanging over your head.

Payment on the money drawn from a credit line occurs automatically from your bank account every week. 

Security of the Site

A GeoTrust certificate offers security for the entire website, and the company uses secure sockets layer encryption to protect any personal information you submit. Sensitive data is stored in secure databases. Information is only accessed and shared as necessary to provide services. Financial transactions are protected by the companies BlueVine works with when handling advances and payments.

Help & Support Availability

The FAQ page covers most questions concerning credit lines, the minimum and maximum amount of credit a company can request, and how payments are handled. However, some information is not so readily available, and you may have to contact BlueVine for more details to determine which financing option is right for you.

The financial advisors can be reached from 7:00 am to 4:30 pm PT Monday through Friday. Phone support is available whether you are considering applying for financing or are already using one of their services.

BlueVine BlueVine Visit Site

Summary

BlueVine provides fast financing solutions for small businesses in need of working capital. With flexible credit lines ranging up to $250,000, the company is a viable alternative to traditional lenders.

A simple application and 24-hour decisions allows businesses to obtain funding when and how it is needed and bypass the lengthy and complex conventional loan application process of most bank loans. Fewer fees, short terms, and automatic payment options make BlueVine an accessible choice for many small businesses.

Physical Address

BlueVine Capital, Inc.

401 Warren St. Fl. Suite 300

Redwood City, CA 94063-1578

Caroline Banton
Written byCaroline Benton

Caroline Banton is a freelance writer of business and finance articles that have been featured in The Huffington Post, The Motley Fool, Time, MSN, PYMNTS.com, GOBankingrates.com, SaleMove, and MyBankTracker.com. Before becoming a writer, Caroline had over fourteen years of experience working at the World Bank. Caroline has an MBA from Johns Hopkins University. She writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

BlueVine
BlueVine
ExcellentReviews 7,012
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Trustpilot reviews

See what some costumers are saying about BlueVine
BlueVine
ExcellentReviews 7,012
on
Excellent
82%
Great
4%
Average
2%
Poor
2%
Bad
10%
  • author
    JB
    3 days ago
    Best Advisor - Angie

    Angie my advisor, was great throughout the entire process. It was a pleasure working with her, as she made the process of getting my LOC up and running without any headaches whatsoever. I would definitely recommend working with Blue Vine. Thanks again to Angie and all of her expertise.

    ...

  • author
    James Kenna
    14 hours ago
    This bank is a huge scam

    This bank is a huge scam. I don’t understand why it has such good reviews. Be wary. I started an acct with them and 5 months later. After requesting a new card 3 additional times I was still without a bank card or easy access to my funds. Working on getting a new bank asap!

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  • author
    NML L
    4 days ago
    They can suddenly close your account…

    They can suddenly close your account without any notice and explanation. That is terrible! I have never seen any bank doing business this way. It is not the bank you can trust. Well, Bluevine is not the bank at all. You don't know if they will close themself suddenly someday. Don't use it.

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  • author
    theresa borgesano
    Aug 10, 2022
    Nick Gallis was very friendly and easy…

    Nick Gallis was very friendly and easy to work with. He made me feel confident I was working with a knowledgeable individual who walked me through the VERY simple process of obtaining a line of credit. Awesome experience! Thanks😃

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  • author
    American
    Aug 08, 2022
    GIVE ANGIE HAUSER A RAISE ASAP

    Give Angie a raise. Phenomenal customer service and super easy to work with!

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  • author
    Chester T. Rinaudo
    Aug 06, 2022
    Nick Gallis

    Nick Gallis, GREAT TO WORK WITH, HE MADE EVERYTHING QUICK & E-Z

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  • author
    Bill Brundige
    Aug 05, 2022
    Dan the Man

    Dan had been great to work with and the process was quick, easy and efficient. As an aspiring Entrepenuer, I highly recommend if you’re looking to solve the problem of “cash flow”.

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  • author
    Stephen Weiss
    Aug 03, 2022
    Account set-up

    My rep, Louis Garcia, was extremely helpful and made setting up the account easy and stress free

    ...

  • author
    Josh
    Aug 11, 2022
    BlueVine will take money from your…

    BlueVine will take money from your account, claim it was a "duplicate check", force you to get bank information from your clients and then drag you through 2 months of calls and emails before they completely ignore you, the BBB and never return your money. BlueVine is an absolutely horrible bank to deal with and I implore everyone to stay as far away from them as possible if you are starting a small business. Even after you provide them a letter from your clients bank stating it is not a duplicate check, BlueVine turns into a ghost and disappears with your money. Mind you, I have only had an account for 4 months and half of the time has been dealing with this issue. Most of the 5 stars are paid, because they state the transactions are fast, they are not. It takes 4-6 days from deposits or withdrawals. UPDATE: 8/11/22 BlueVine has finally released funds back to my account after filing BBB complaint, leaving a complaint on Trust Pilot, review on their FB and the threat of Consumer Affairs complaint. It took over 2 months to resolve a fake issue that never existed. They will only take you seriously if they feel they are being exposed. BlueVine has still not provided any proof or documentation of their original claim. They then told me they called Fifth Third to confirm my rebuttal. AFTER 2 MONTHS!!! They drug me through the mud harassing my own client for their account information, when they could have simply made a phone call and solved this whole issue in 5 minutes. This company is absolute garbage and does not care about its customer, only stealing from them expecting them not to push back. BlueVine reached out to me on Trust Pilot for information, BUT NEVER RESPONDED! If you are a small business and care about your clients and revenue, DO NOT bank with BlueVine! If this is how they conduct themselves then stay away. Shady company

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  • author
    Jakarone
    Aug 01, 2022
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    ...

  • author
    Genesis
    Aug 01, 2022
    If I could give a '0'

    If I could give a '0', I would! I joined in June and have yet to be able to deposit funds. I've sent screenshots, emailed support. Zero, zilch, Nada! Today? A substantial wire transfer and their MFA was a joke and I got locked out of my account with no assistance capabilities from support to be able to renew the token to get back into my account to conduct business.

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  • author
    Nicholas Nassiff
    Jul 29, 2022
    I had a short term capital need to…

    I had a short term capital need to bridge my growing business. Angie came to the rescue and provided amazing customer service, attentiveness and transparency. Angie sealed the deal for me.

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  • author
    Retha Bryant
    Jul 27, 2022
    BLUEVINE CLOSE MY ACCOUNT IN THE MIDDLE OF A ACH

    I HAVE HAD A ACCOUNT WITH BLUEVINE SINCE 11/2..TODAY I WAS SUPPOSE TO GET A DIRECT DEPOSIT FROM IRS AND THEY JUST SHUT MY ACCOUNT DOWN. THE MONEY I HAD IN THERE WAS FROZEN ALSO. THIS HAS CAUSED A MAJOR HARDSHIP NOT ONLY ON ME BUT MY BUSINESS AND MY FAMILY. I REALLY THINK THIS IS NOT A GOOD WAY TO DO BUSINESS. IF YOUR GONNA CLOSE A ACCOUNT AT LEAST GIVE THE COUERSTY THEY GET THE MONEY THAT I HAVE IN THERE OUT. I HEARD HORROR STORIES ABOUT BLUEVINE ON THE INTERNET AND SO MANY PEOPLE HAVE GONE THROUGH THE SAME EXACT THING

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  • author
    Janice
    Jul 27, 2022
    Very impressed with the prompt response…

    Very impressed with the prompt response and awesome customer service. Daniel was professional, patient and knowledgeable. It is a pleasure doing business with this company.

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  • author
    Nadine Molina Monico
    Jul 26, 2022
    Quick Response and Turnaround Time

    Angie helped with my funding. She responded very quickly and resolved and questions or issues quickly and efficiently.

    ...

  • author
    Steve Tarnish
    Jul 26, 2022
    Simple

    Simple and easy process. Backed by a great bank, Coastal Community, that I use for my personal banking (One Finance).

    ...

  • author
    K & K
    Jul 21, 2022
    Daniel went about and above to get me…

    Daniel went about and above to get me approved. Very patient and was very helpful in explaining the business line of credit. Thank you Daniel!

    ...

  • author
    Wendy Sanchez
    Jul 21, 2022
    Bluevine are thieves!

    I do not typically like to give reviews be it positive or negative but I have to share my ongoing experience with Bluevine. I have to say starting out all was well. I waited several months for them to start taking applications thats how much I wanterd to have an account with them and the application and account overall have not been an issue. This is until my phone was stolen along with my debit card and almost $18k drained from 3 bank accounts and 2 credit cards within less than 48 hours. I will tell you i never realized how much of our lives are on our cell phones until this took place and a lock on my phone which I protested before has become the only way of life which is so sad. Regardless facts are once I realized what had happened I immediately cut the phone, reported the issue to all the banks and cards hit by this fraud and filed a police report. I worked endlessly to pull together all the information I could as backup to assist all in this investigation and sent it all in to all effected. Because of so many charges multiple disputes were made (all effected but speaking of Bluevine now) All disputes got all the same investigated information equaling out to over 50 pages. Short story is Bluevine approved one of the disputes and denied 2 while some are still outstanding. They sent a letter on the 2 denials stating they had thoroughly invetigated the disputes and found no error occured DENIED while the other they approved all disputes having the same information, done on all the same days yet somehow they can approve one and deny 2, very odd. I asked them to send me the information they used to thoroughly investigate my claimes which of course I am expecting all my backup. Well one you can only email with someone in the fraud department so never can I actually have a one on one conversation, and it took over 2 weeks and multiple emails demanding the information before I got 3 pages of numbers with no relevance to my claim and none of the backup I sent was even mentioned. Someone please help me understand approval for one denial for 2 irrelevant papers to their thorough investigation and they just go silent and say this is final. Well its not final im still fighting for close to $7k but I wanted to ensure the public knew how they conduct themselves when their clients lives are turned upside down with no concern about them or their money. Shame on Bluevine for treating their clients as the thieves! If anything Bluevine is just as bad as the people who commited the fraud. NO HELP, NO CARE, NO SATISFACTION.

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  • author
    Mike Carlisle
    Jul 20, 2022
    Applying for a line of credit was…

    Applying for a line of credit was extremely simple and easy. Mr. Daniel Farrell was very understanding of the product my company was looking for and was helpful when we encountered a minor glitch at the beginning of the process.

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  • author
    Ken
    Jul 20, 2022
    Excellent service

    Excellent service. Painless application. Very pleased.

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  • author
    quebolas oficial
    Jul 20, 2022
    Fast process, fair terms, great service.

    The whole process to obtain the business credit line was smooth. First I filled out a form and a few hours later I was on the phone with Daniel Ferrel who did a quick phone interview just to understand my business model and reason for the line of credit. He was very kind and helpful to answer all my questions. The next day the credit line was already approved to the amount required with very fair terms. I’m glad I was able to find Bluevine and Daniel. Will continue to use them for all future needs.

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  • author
    Sergio Alejandro Parra
    Jul 19, 2022
    Angie made BlueVine be a great experience for me and I wouldn’t look elsewhere for any small business need

    Angie was great throughout the whole process. She was very clear and very detailed in explaining everything to me! I would love to keep working with her!

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  • author
    Cheyan DuVal
    Jul 18, 2022
    Over $2k stolen in less than 2 months, has yet to be returned to me.

    Since June I've had over $2000 stolen out of my account, and Bluevine is dragging their feet on investigating the issue. June 2nd I had $1,250 stolen over the course of 8 transactions in varying amounts. Then again on 7/16 another $1,010.27 was stolen in the middle of the night. I've disputed everything, called multiple times to get updates, and try to move things along, but Bluevine is dragging their feet, and keeps dodging questions I have and my requests to speak to people in supervisor roles. I just want my $2,260.27 Back so I can close my account. This seems to be a security issue on their end. In 15+ years of banking, I've had one incident of fraud, which was resolved within a week. Two incidents of fraud with Bluevine in less than two months is absolutely unacceptable, and tells me they are incapable of keeping my money safe.

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  • author
    George Blackstone
    Jul 18, 2022
    I worked with Angie from Bluevine

    I worked with Angie from Bluevine. I had inquired about a line of credit but did not necessarily need it. However, it can't ever hurt to have access to an additional line of credit. Angie walked me through the application process and helped me set up my login and dashboard, which was pretty straightforward. I highly recommend Bluevine to anyone looking for a loan or credit needs.

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  • author
    Tina Hertzel
    Jul 17, 2022
    Process for Establishing our Line

    The process for establishing our Line of Credit was extremely easy. Mitch S was not only professional, knowledgeable and efficient his personality made the entire process enjoyable.

    ...

  • author
    Lee Rogers
    Jul 16, 2022
    Zero feedback for declines 🤔

    I read reviews online and decided to go with BlueVine as my business bank for 5 rental property LLCs that I have. Completing the application was easy, the web application is easy to use. Then. "Based on the information provided, we’re unable to open an account for you at this time." No other information, no feedback, no nothing, no second tries to correct any issues. Very odd experience since I went to Wells Fargo the next day, and opened 5 accounts. Not sure where BlueVine is going declining solid and successful banking customers.

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  • author
    Jim C
    Jul 15, 2022
    This "bank" in untrustworthy

    So, I am about to be a former client of Bluevine Bank. Bank account services provided by Coastal Community Bank, Member FDIC. I deposit a check and get told the first time it might take 1 to 4 days to clear. Four is long, but OK, Maybe they need to establish a pattern for my deposits. I deposit a second check and now it will take SIX days according to their chat! We're in the age of everything instant and a bank wants to take SIX DAYS to clear a $250 check. Unbelievable. I called Coastal and they says it is not them doing the banking. Really? I beg to differ "Bank account services provided by Coastal Community Bank, Member FDIC." Either way, this is either a completely incompetent bank or fraudulent.

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  • author
    Vi Corvin DarkerJudas
    Jul 14, 2022
    Baseline Checking

    Pretty bare bones checking and I've noticed they're slower than others I've been using for ACH transfers, for whatever reason. I mainly keep them around because my one sales platform where I have two accounts requires a different checking account for each of their accounts. Definitely looking to move my business elsewhere since they changed the requirements to earn interest on balances and not adding any new features which can be found in several of their competitors.

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  • author
    Ceasar Munoz
    Jul 13, 2022
    This was my first time ever applying…

    This was my first time ever applying for a business line of credit and I have to say my experience was more than pleasurable and exceeded my expectations. Working with Lexie was fantastic to work with and made the process easy and convenient! I highly recommend Bluevine over any conventional Bank!

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  • author
    elsnashville.com
    Jul 12, 2022
    Daniel Farrell Was Awesome!

    Daniel Farrell Was Awesome! Killer service, very clear instructions and training, 100% will recommend this platform- stupid easy to use and get funding, very pleased overall.

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  • author
    CTC
    Jul 12, 2022
    Non-transparent

    After requesting our first business line of credit draw Bluevine sent multiple conflicting emails on terms and condition this again is after the draw was requested. In speaking to several customer representatives who all agreed that it should not have happened, they still refuse to refund us The charges that we incurred on the loan that was given in false pretense after returning the money immediately Due to them not being transparent on their terms and conditions

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  • author
    Mike Mahoney
    Jul 08, 2022
    Bluevine was very responsive and easy…

    Bluevine was very responsive and easy to use. Mitchell was super helpful getting us going and has been there whenever we have questions. Highly recommend Bluevine.

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  • author
    Eduardo
    Jul 08, 2022
    Angie Hauser - Thanks!

    Angie Hauser performed a great job assisting me and explaining every step of the process.

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  • author
    David
    Jul 07, 2022
    Much back and forth

    Much back and forth, had me covered over the holiday weekend with a cohort, everything went great!

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  • author
    ShaTerra Jenkins
    Jul 06, 2022
    It’s been a great and fast experience

    It’s been a great and fast experience. Nick Gallis was extremely helpful in walking me through everything and answering my questions. I feel great about the process and can’t wait to get started. This is going to be so helpful for my business!

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  • author
    B and B Floral
    Jul 05, 2022
    Dan was professional and had all the…

    Dan was professional and had all the answers to my questions. I can recommend him to you all.

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  • author
    INTERNATIONAL HOMES AND INVEST
    Jul 05, 2022
    Excellent experience.

    Excellent experience. Mr Louis Garcia couldn't be better. He was always courteous and on top of the game. Fast results and better follow up. Thank you.

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  • author
    Ohad Idan
    Jul 05, 2022
    BlueVine got me what I needed and made it easy to get there

    I've worked with Angie on getting my BlueVine credit line account set up. We've had a couple of financial considerations that made the application less than straight-forward, but Angie was knowledgeable, courteous, and followed-through on all her promises. The terms I received from BlueVine were much more favorable than a couple of other services I looked into. I highly recommend using BlueVine if they meet your needs.

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  • author
    Michael Giblin
    Jul 02, 2022
    Good bank

    Good bank. I like it

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  • author
    Ken Blum
    Jul 02, 2022
    I like using BlueVine

    I like using BlueVine for my business checking account. Easy to use phone interface. Plus they pay a nice interest rate on the balance in my account.

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  • author
    Daniel Gallagher
    Jun 30, 2022
    Couldn't open an account and not told why

    I recently applied, but was denied and told for security reasons they couldn't tell me why. So I then called into their support, and was told that they couldn't verify it was me that applied, and therefore couldn't tell me why I was denied, even after I gave them the same information. I asked what I could do to better verify and was told she couldn't help me do so. Definitely wasn't an easy process, and while I'd have liked to go with them I cannot, and worst part is they won't even tell me if it was something I can address like a typo, or if it was something out of my control.

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  • author
    carl heller
    Jun 30, 2022
    Great company

    Great company. Easy to navigate web site. Great terms. Just the vehicle a small business needs to grow. I look forward to a long mutually beneficial relationship.

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  • author
    Adam
    Jun 29, 2022
    My first business loan

    Daniel was very helpful with answers to my questions. I've always operated my business on cash available, so the world of corporate finance was new. Very easy to set up and connect directly to an existing bank account.

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  • author
    Sam
    Jun 28, 2022
    Fast and kind

    Fast and kind. Thank you.

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  • author
    Court R
    Jun 28, 2022
    You cant get more than one debit card

    You cant get more than one debit card. So when you have a partner, they cant have one which isn't fair.

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  • author
    Mike Mahoney
    Jun 27, 2022
    Mitch5 made things quick

    Mitch5 made things quick, easy, and was a pleasure to work with.

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  • author
    Jamie Rossi
    Jun 26, 2022
    Great Service!

    Very professional and quick approval process! Thanks!

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  • author
    Steve Smith
    Jun 23, 2022
    This company lends you money easy enough but..…

    This company lends you money to be paid weekly in either a flex 6month weekly payments or 12month weekly payments. They were brokered to me using Lendzi as a line of credit. I was awarded 30K flex credit. So far so good. I use 10k of the 30k, paid them back in 6 months as promised, I paid responsibly. Here is the Rub, I opened a loan with Ondeck at the same time as opening with BlueVine. Paid them ontime weekly, not missing a beat. BlueVine calls this "Stacking". Now Lendzy said that it okay they are different products. I call it opening up another account. So BlueVine placed a hold on the "FLEX" line until I have paid back Ondeck in full? Where is the Flex in that? With a zero balance, no flex, no need to keep BlueVine open, I've asked to close the account. Support reaches out, sorry to see you go, we will need to send you a letter for signature to officially close your account followed by asking for a how we do thumbs up or down. I of course responded with a thumbs down, hoping to get some acknowledgment even explaining my point of view to their hold, but nope, still waiting for a reply to my request to close the account, an account I can't use with a zero balance of "FLEXLINE" of credit. My Advice, If you are credit worthy, you may want to try a company that rewards your performance and wants to actually build a business relationship.

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  • author
    Mike
    Jun 21, 2022
    Bluevine has been an awesome banking…

    Bluevine has been an awesome banking experience for my company. I was EXTREMELY worried that I would face the same issues other reviewers have stated they faced, but I haven't so far. I've been banking with them for about 3 months now and have processed around 20,000 in revenue each month. The mobile app is awesome and I like the recent recolor. The interest is awesome for money that is in emergency accounts for instant use. Overall a great banking experience. I just wish I was able to use my bluevine checking to qualify for their own lending, but they require that I have an external business account. Even though bluevine is the only business account I have. It sucks, but it isn't a dealbreaker whatsoever. I'm going to contact support and if I can't I'll find another lending provider.

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  • author
    Taewan Kim
    Jun 17, 2022
    Lexie Montalto

    The funding advisor, Lexie, helped alot! Thank you so much for your help!

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  • author
    Hector
    Jun 14, 2022
    AMAZING!

    I am amazed at how easy it was to obtain a Business Line of Credit. Smooth sailing from start to finish. Minimum documents and quick approval. Funds are transferred to my bank in a few hours! Now that's what I'm talking about!

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  • author
    BRENDA THOMAS
    Jun 14, 2022
    I have had nothing but bad news with…

    I have had nothing but bad news with this bank. First, they take almost 30 days to send my bank card. Then they had issues wiring money from my account and now they're holding a $210 check that I deposited mobile after I had several issues uploading. I opened this account because I heard it was good for small businesses;however, that is a lie. Go with a traditional bank. This company is a fraud.

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  • author
    Eduardo Aburto
    Jun 11, 2022
    Excellent communication

    Excellent communication, Great customer services!

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  • author
    AL
    Jun 30, 2022
    Poor service, poor communication, cumbersome

    Tried to open a business account with them. Process was cumbersome and they do not offer a credit card. They also do not offer seperate cards for the sub-accounts (what is the point of having them then?). I did not have LLC set up yet, but was acquiring it. I called before hand to see if I could set it up as a sole proprietor then convert to LLC once I had the documents in place, they said yes that should be fine. I tried to deposit a check and it was accepted. Then I tried to deposit another, but it was rejected and then they closed my account with no explanation. Worst banking experience I've ever had. Will never use their service again and recommend other professionals who do not have time to waste to stay far away from this service. UPDATE: I was contacted by BlueVine via email after numerous inquiries to see how I could get my money back that was already put into the account. They would not tell me anything and would not give me my money back. I reached out more because I wanted my money back obviously. I was finally contacted after about 3 weeks since my account was closed. They confirmed I was a person, and that it was not fraud. They then reopened my account, then closed it again. We will see if I ever get my money back. For what its worth, the person who contacted me was not helpful, was terse, and did not ask if I had any questions at the end of the call, just ended the call.

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  • author
    jasbir sra
    Jun 10, 2022
    Very good and fast service

    Very good and fast service

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  • author
    Zack Fleishman
    Jun 09, 2022
    A+ Experience

    I have had a great experience working with Daniel from Bluevine. The process was surprisingly quick and Daniel was always up-to-date on my account. He was very attentive making sure everything went through on time and everything was approved without issue. A+ experience.

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  • author
    Stefan
    Jun 09, 2022
    Louis was very professional highly…

    Louis was very professional highly recommended

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  • author
    Bashiel Smith
    Jun 08, 2022
    My experience with my Bluevine…

    My experience with my Bluevine representative has been positive with a disciplined overtone and the willingness to help. She was courteous, respectful, kind and sensitive to her customer needs. She was the best of the best!

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  • author
    I AM PHRESH DANCE ACADEMY
    Jun 08, 2022
    Thank you Angie Hauser for truly giving…

    Thank you Angie Hauser for truly giving me insight, your guidance helped so much.

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  • author
    Stefano Santoro
    Jun 08, 2022
    BlueVine was a joy to work with

    BlueVine was a joy to work with. Simple tool to use, great service and quick results. Highly Recommended!

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  • author
    Mike Wooldridge
    Jun 08, 2022
    Angie

    Angie, made the process extremely simple and straightforward. She answered all of my questions without hesitation.

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  • author
    Jesus Alberto
    Jun 08, 2022
    Extremely satisfied

    Extremely satisfied. Angie, the individual who assisted me, was incredibly informative, thorough and helpful. I highly recommend their services.

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  • author
    Sean Patrick
    Jun 07, 2022
    Amazing service

    Amazing service! Easy to apply and could not be happier with the exceptional service from Angie! She was helpful beyond!

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  • author
    Jeffrey
    Jun 06, 2022
    Our company was looking for a line of…

    Our company was looking for a line of credit with a professional company with fair rates and quick access to funds. The process was fast and made the entire process stress free. I would highly recommend Bluevine to any small business that needs a line of credit with fair rates.

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  • author
    AD
    Jun 03, 2022
    Excellent customer services and very…

    Excellent customer services and very friendly, thank you Mitch S.

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  • author
    Cyndi
    Jun 03, 2022
    Great experience and service from Angie…

    Great experience and service from Angie at Bluevine today. Helped me work through some email issues I was having. She went the extra mile to make sure all was completed to my satisfaction.

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  • author
    Matt Brown
    Jul 26, 2022
    Much improved

    I had a very bad experience with mobile deposit after first opening my account and previously left a one star review. Bluevine reached out to me immediately to try and make it better. Also, The mobile deposit process has improved tremendously in a short amount of time.

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  • author
    Laura
    May 31, 2022
    Super helpful!

    Nick Gallis was very informative and helpful. I was able to understand the process even more after talking with him. I look forward to continuing business with Nick as our Account rep.

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  • author
    Try Again
    May 31, 2022
    Absolute Nightmare

    I have never had to contact my bank as often as I have had to contact Bluevine. They absolutely suck. There are unprofessional glitches, mobile check deposits take SIX days to be usable, their Plaid partner for account verifification does not work, etc. Now that my deposits have finally gone through, my account has been put on hold so that I can't actually use my money. This is after having the account for months with no issue. There is no reason for the account to be on hold. This company is a nightmare. Do not use.

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  • author
    Laura Seymour
    May 29, 2022
    Easy and seamless

    Easy and seamless, enough for 4 stars right there, but Angie Hauser was our onboarding / point person who made the whole experience that much better. We felt as though she took a real interest and personal care with us as a client, which we value immensely. Thanks Angie!

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  • author
    Marilu Hernandez
    May 26, 2022
    excellent service.

    excellent service.

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  • author
    JP
    May 26, 2022
    Opening a Bluevine account is really…

    Opening a Bluevine account is really easy. However, after setting up an account for my business, i realize you cannot deposit a check with a phone app nor can i send international wires. in addition, after using Bluevine for a couple of months they have locked my account because I need to upload this: Message from BlueVine: Please provide invoices or documentation to support the movement of money through BlueVine from (Another) Bank to the different accounts receiving these funds. I have called 4 times, gotten 4 different I don't know what that means, let me elevate this to my support team. NONE of the people (4) I've talked to know what this sentence means? Only 2 of the 4 customer service reps, promised to call me back with an answer... I am still waiting for a return call. I've uploaded 4 documents to date and none of the documents I've uploaded are correct. I cannot figure out why. Locking a company's bank account? that is absurd! I use this account to process ACH payments to vendors. Its bad enough my transfers from our primary bank has taken up to 10 days to post. Stay away from this bank if you need fast solutions to problems, (or any solution) or customer service, or need to deposit checks, or make international wires. Message from BlueVine: Can you please provide documentation for the $xxxx transfer to xxxx and how this person is related to your business? Really??? I have to show the bank my vendor invoices? are you kidding? NOTE - THEY FROZE MY ACCOUNT FIRST, then requested now 4 different documents be uploaded. this has taken over 1 week, and my account has been frozen this entire time. I am not able to pay my vendors.... This bank now wants more information.... I think I've been pretty clear

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  • author
    Julio C
    May 25, 2022
    We appreciate working with Nicholas…

    We appreciate working with Nicholas Gallis. We got the credit and financing we needed at good rates which is helping our business to acquire additional office and computer equipment so we can update our office and continue to provide a great service to our clients. The process was super quick and easy and we received funds the same day!

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  • author
    Bob Berg
    May 24, 2022
    The Blue Vine team and Angie were great…

    The Blue Vine team and Angie were great to work with

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  • author
    Doug Ludemann
    Aug 01, 2022
    You can not trust or rely on them.

    Absolutely unable to trust this company. They enforce policies in an arbitrary and unpredictable way. Sometimes checks cleared in a few hours, others were held for a week. Two separate phone operators employed lies to try and justify the arbitrary enforcement of policies, both admitted the lies when confronted. Do you appreciate it when your bank lies to you? I don't. Canceling my account has resulted in the retributive action of holding all funds for two addtional weeks. The only goal that BlueVine has with this "bank" is to deny and prevent liquidity of funds. Do not think you can use this bank to facilitate your business' finances, that is something for which BlueVine is imminently incapable.

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  • author
    Joshua Britt
    May 17, 2022
    I wrote a prior review on 4/10/2022 and…

    I wrote a prior review on 4/10/2022 and it’s only getting worse. I ordered business checks so I can pay people on 4/29/2022 I was told it would take 5 to 6 business days. It’s now been 12 business days and still no checks. Called customer service and asked them about the checks and they have no idea and no tracking numbers for my business checks 🤬! Do you know anyone could get them and start forging checks from my account. I’m starting to feel like my businesses hard earned money is with a bank that doesn’t know how business work. If my business was not able to meet a deadline I will call my client and let them know or send an e-mail something. You get nothing from BlueVine but 1.5% interest which in the grand scheme of everything isn’t that great for terrible service from BlueVine. Stay away!

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  • author
    Michael Barton
    May 16, 2022
    Fantastic Service

    Fantastic Service, and a miracle for small businesses.

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  • author
    Leonardo Molina
    May 16, 2022
    Fast response

    Daniel helped me with my line of credit and made the funding process easy and seamless. He was extremely helpful

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  • author
    TheWiseLady
    May 13, 2022
    Louis made this process amazingly easy

    Louis made this process amazingly easy. He explained every single detail and left me with absolutely no questions about the process or what was expected. GREAT JOB Louis!! thank you BlueVine for helping us take our business to the next level! :)

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  • author
    Jereme McGuire
    May 12, 2022
    Outstanding customer service!!

    Outstanding customer service!!

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  • author
    Raymond J. Maysonet
    May 11, 2022
    Got approved within minutes for a…

    Got approved within minutes for a $150,000 line of credit, very simple and easy process. Thank you blue vine for helping me and my company!

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  • author
    PK Lovell
    May 11, 2022
    Do NOT do business with this company

    Do NOT do business with this company. Quite simply, you sign their agreement and then they renege/change the rules. You clearly need their financial help and they won't give it, no matter their inferred "promises." My follow-on assigned financial advisor, Omar Padillo, has been especially rude and not at all helpful.

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  • author
    Ruslan Zhdamarov
    May 10, 2022
    Angie - Funding Advisor

    Angie is a professional, highly responsive and she answered all my questions!

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  • author
    Paul
    May 10, 2022
    Helpful customer service.

    Lexie was very knowledgeable about her product and provided impeccable customer service.

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  • author
    Peter
    May 10, 2022
    There was a seamless handoff from one…

    There was a seamless handoff from one account rep to another when they went off for vacation. Then they were proactive in answering all the questions and helping as we had to provide documentation on a complex corporate structure.

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  • author
    Jesus Alberto
    May 09, 2022
    Excellent customer service.

    Excellent customer service.

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  • author
    nick kener
    May 08, 2022
    Cant run a business with this "checking" account

    So slow at getting you money or depositing you money! This should be called a business savings not checking. you can NOT run a business in 2022 with checks taking 3-6 days to hit your account or 4-5 days for a simple bank ach transfer. No zelle. on the app you have to verify each login with a text. the ONLY thing they have going is their high interest rate... I dont know how much longer ill stay, all the other banks online or not checks are available next day, maybe 2 days if its big. 2-3 days to transfer money.

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  • author
    Raymond J. Maysonet
    May 05, 2022
    Mitch S was a huge help

    Mitch S was a huge help! Thank you!

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  • author
    Mike McGuire
    May 04, 2022
    They are thieves

    They are thieves. They let me open an account, and as soon as I tried to use it, they froze my money. Shady crooks! Stay away!

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  • author
    Jenetta Butler
    May 04, 2022
    Nick Gallis was extremely helpful and…

    Nick Gallis was extremely helpful and informative when discussing and explaining the terms of my line of credit for my business. After dealing with several dodgy and cringy people before him, it was refreshing to talk to someone the opposite who truly had the best interest of my business in mind. Looking forward to building a relationship with BlueVine and with Nick as my rep.

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  • author
    David Matos
    May 03, 2022
    Awesome experience thanks to Louis…

    Awesome experience thanks to Louis Garcia! He was super helpful and guided me during the whole process. The activation process is also super fast and easy to use!

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  • author
    Davarres Alexander
    May 02, 2022
    I had an amazing experience with Louis. He was knowledgable, patient, and provided me with all the information that I needed to be successful. He did not mind at all answering all of my questions.

    I had an amazing experience with BlueVine! Louis was incredible and did an excellent job of explaining and walking me through everything. I highly recommend BlueVine and its financial solutions!

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  • author
    FSZ CONSTRUCTION
    May 02, 2022
    Blue vine had been great for my…

    Blue vine had been great for my Business.

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  • author
    philex
    Apr 30, 2022
    Bluevine is great

    Bluevine is great, very responsive and helpful throughout the who process! Daniel Farrell is my account manager and he did a really good job explaining and walking me through the entire process! Highly recommended!!

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  • author
    Nannette
    Apr 29, 2022
    The best great experience

    The best great experience

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  • author
    Israel Max
    Apr 28, 2022
    Happy customer

    Mitchell Sapoff, great to work with fast delivery

    ...

  • author
    Kathy
    Apr 28, 2022
    Louis

    I applied with BlueVine for a business line of credit and very much appreciated the professionalism of Louis during this process.

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  • author
    Gene Wilson
    Apr 26, 2022
    The best business financing that I have ever dealt with

    I think this is one of the best experiences I’ve ever had dealing with a business line of credit. My loan manager was absolutely great to work with. When they said I could be funded in one day I thought it was a sales gimmick. They literally had me approved and funded with in six hours. I can’t say enough good things about this company the terms were the best I’ve ever received for business financing. I highly recommend Blue Vine.

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  • author
    Daniel
    Apr 22, 2022
    Great experience so far!

    Great experience so far!

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  • author
    Tara Mata
    Apr 22, 2022
    Angie is the greatest

    Angie is the greatest. She helps me and my staff understand what we were getting into and how it all worked and got us going with plenty of examples on payback amounts and so forth. She is always available to help us when we need it and makes the process of getting a line of credit so much more friendly.

    ...

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