Funding Circle Review

Getting a loan at any time is not easy, but currently? it's a minefield. But the process with Funding Circle was easy and relatively pain free! Dragana was on the ball, helpful and most importantly, understanding when I had personal issues that got in the way slightly at one stage, and thus, she didn't push me. Would highly recommend.

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Great customer service and easy instructions / clear communication to get things done! Great company! Highly recommend

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Excellent, george was very efficent freindly helpful all completed with cash in bank within 3 days a far cry from my last loan application from 2015. Highly recomended. Tryig hard to leave a slight criticism but cant, thank you very much george gibbon.

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Very simple online application and very quick decision. Great communication via email and phone.

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Really hepful. Explained the process and was very efficient

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Returning customer very happy with the prompt service. We have and do recommend funding circle to other businesses. Easy to deal with, very professional and helpful. Highly recommend!

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Fast and easy to deal with very impressed

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Jonis was really helpful when I applied to funding circle. He gave me great advice. I cleared a previous loan, saving myself money as the interest rate this time was lower. Easy process, decision and money in my account within a week.

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George was extremely helpful in our application for funding - explained everything in detail. Pleasant and polite - and so quick! Excellent!

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Very fast and hassle free service.

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Extremely swift and painless which is the complete opposite of our experience. few years back! Based on the current application I would recommend them.

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Philip Arnett was so helpful in this whole process for myself and the company and we would have no hesitation in recommending funding circle to anyone who may require there services. Thank you so much. David Dorricott

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Matthew was great, very easy to apply for the loan and great communication. The loan was very easy to set up and speedy response the same day!

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My account manager Li was a fantastic help, keeping me informed on how my application was progressing and being proactive when the obligatory obstacle would raise it's ugly head! Now if all banks could operate this way .....

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Fantastic customer service, quick and efficient. Highly recommend James Hammond

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I’ll just say these guys were so easy to work with, it was a simple quick easy transaction. Thanks Isabella

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Very quick to respond. Honest and upfront. A good experience.

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We needed a loan for business consolidation and growth and Funding Circle were fantastic the whole way through. The process was simple and easy with no onerous forms. We got fantastic communication throughout from Matthew by phone and by email. The funds were paid on the same day as we were told they'd be in within 2-5 days. The whole process took less than a week from my submission on the website to funds received. Amazing, thank you.

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Great help, easy process, quick response

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We were looking for some funding to help develop and grow our business post-covid. The application process was flawless and really easy, decision was fast and the funds were sent direct to our bank. I cannot rate Funding Circle highly enough.

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The whole experience was very good. I had some trouble accessing the forgiveness application due to the access code but was eventually able to get everything done. Thanks, Funding Circe for being there when I needed you the most.

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First class service, so professional and always kept up to date throughout the process. Great communication.

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Great Service, easy process and fast! I can highly recommend to anyone who needs financial support.

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WE have worked with Funding Circle in the past and always find the process very easy quick and have no issues with the staff we deal with. Sam, the gentalman i dealt with on this occassion was very helpful giving me all the guidance through the process i needed and his knowledge of the funding i was looking to access was excellent

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Amazing service, very personalised and very professional.

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Excellent service from start to finish,

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Very helpful and friendly

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Fast turnaround and very good service. Higher rates than the high-street banks, but worth it for the better service and the speed. Complications dealt with quickly and competently. Thanks :)

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Hopeless. Had me jumping through various hoops only to be told we had a bad year. Who didn't last year!. They are not interested in helping small businesses anymore. I've since secured s loan with our bank for far less hassle and far less Apr. Use another company if you are able.

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From the start of our enquiry to receiving the funds into our bank account was a good experience. James and his colleagues were professional, friendly and candid. Their rates and T's & C's are very reasonable. We would highly recommend Funding Circle to any prospective borrower.

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Lexi was thorough and informative throughout the entire process of our application, and went above and beyond to get us the best deal to facilitate our current situation. I could not be more impressed with the level of communication and information given to me.

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Very efficient process from start to finish.

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Philip made the process so straightforward and simple. The process of document presentation etc about our business was made fluid and easy thanks to Philip's knowledge and experience. Thank again Philip for all your help with our ambitious funding plan!

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Easy process, rates good and helpful friendly staff

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Quick, simple and got the finance we were looking for, for our small business

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A really good service from Li Yin and all the Funding Circle team. Really refreshing to deal with and quick to respond, our loan was agreed from start to finish in one week and at a very competitive rate. They always responded to calls and left messages and kept me informed right through the whole process. Highly recomend....

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Quick and easy arrangement. Much better service than the bank I have been with for 11 years.

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Emily was extremely helpful through the whole process of funding really good company to deal with and I would recommend them to anyone

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Very helpful throughout my experience with funding circle . Would recommend them

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Dragna n all staff were all the time very helpful and helped in all the steps And it was quick n efficient Regards Gaurav

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A great quick and professional service. Very easy to get the loan needed without jumping through un-necessary hoops.

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Ben Lederman dealt with my application swiftly and with the minimum of fuss - very professional ! I would highly recommend Funding Circle and would certainly use them again in the future as my business grows.

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Excellent from start to finish

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I would highly recommend Funding Circle. As a SME business having access to a range of investors and options was absolutely key for decision making. The person I was working with from Funding Circle, Alfie, was absolutely brilliant. I was kept up to date and I found he under promised and over delivered. If future funding is needed to help grow the business I will definitely go back to the team there.

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Excellent services specially Ben Lederman,who was very helpful and very professional he help us on every single step called us explain every single step any one want their service please get in touch with Ben we are confidence he will get your job done.In few words he was outstanding

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Excellent service from Market department specially Uyiossa, who was very helpful and very professional. Was indeed a very good experience dealing with him. In few words he was OUTSTANDING.

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Excellent service. Quick response and successful result. Would recommend.

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Absolutely brilliant from start to finish. Far better than any major bank in the UK. Very straightforward and easy form filling. Updated on everything throughout with clear instructions. An extremely painless process. Highly recommended.

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Fantastic service from Funding Circle from start to finish under the guidance of my Account Manager Henry Bishop who answered any questions and provided great advice and recommendations. The process was simple and straight forward. Would highly recommend.

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Really happy with the service and staff Would recommend to anyone

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I was very impressed with Daniel and he was very helpful

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Quick and efficient service from the Application process to receiving the funds

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Excellent service,hassle free and on time. Love to recommend. Thank you

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got the funding i needed and quickly

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A friendly, speedy and efficient service for the provision of much needed working capital when needed.

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Funding Circle and Justin did an outstanding job every step of the way. I'm so grateful!

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Excellent service. Good Customer service. The agent on my case was Robert. He was very patient during my loan process and provided all information I needed. Highly recommended !!!

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I just got thanked "from the bottom of their hearts" for using Funding Circle. It was an absolutely horrible experience and I will NEVER use them again. Original PPP loan (2021): No way to edit, had to resubmit a new application to update 1 simple thing. No confirmation of receipt. No customer service contact-instead, a note on the website that said something along the lines of "don't try to contact us, we're too busy-we'll contact you if we need something." I didn't hear anything until I tried to file a complaint. The only positive through this process was that they didn't hold my money forever before disbursement. Fast forward to applying for forgiveness-I couldn't apply through SBA, I HAD to go through FC. Of course, no confirmation, no "next steps," nothing. Now, months later, I got an email from SBA I can apply for forgiveness directly through them so I did which was actually a duplicated request. Almost immediately approved. And I get the "thank you" email mentioned above from FC. I can't get any communication or even a contact number/email throughout the process, no update emails, completely in the dark and when the government is ready to pay them back for the loan they want to thank me? Screw you and I will NEVER use FC again for ANYTHING. I have went out of my way to make sure everyone knows how awful this experience has been and have recommended against using this company to other businesses whenever possible.

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Philip was very helpful. The process was very fast, and we got the funding straight away after filling up everything the company needed. Great communication and would only recommend.

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The ppp loan process went rather smoothly. On the other hand, the loan forgiveness was a little nerve racking. I assumed I qualified for full forgiveness but there was no guarantee. In the end it worked out in my favor. I am very pleased with the overall experience.

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Excellent. Very easy process, quick and efficient.

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Funding Circle made the PPP process easy every step of the way. I'm so grateful!

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We find the guys at Funding Circle to be very supportive of providing funding for our business. The Recovery Loan application was dealt with swiftly leading to a positive outcome. In comparison we found our high street bank to be much less supportive.

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Wellsfargo did our first PPP loan and denied our second PPP loan 5 times. Lendio was just a mess. Funding Circle got it done quickly and now we are forgiven. I’m glad they were prepared and had knowledgeable people handling these files. I was a lender for over 20 years so I understand what a mess the PPP loans are. Thanks Funding Circle

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Greg and Alfie were very helpful throughout. Very simple and quick process.

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Funding circle were brilliant, my account manager Kirsty, was friendly, knowledgeable and quick. From my online application, I had the money in my account in just over a week. The rates, terms and payment scheme is all acceptable and forgiving. Very pleased.

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It was a pleasure working with Li. She was punctual, professional and in general, an excellent communicator. She assisted in a quick and efficient closing. Steven K

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Jonas was great to deal with - he kept us informed of the application process from start to finish. Always tried to contact us by phone if needed and always replied promptly to any questions.

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Took weeks and weeks to make any progress at all and then in the end my business was declined due "credit risk assessment". We have been going for 4 years, made profit every year, survived the pandemic (we were closed for 18 months) and then when we are trying to manage cash flow to crack on againand a pply for a loan designed to do this we are just given the run around. I wanted help for my business and you have significantly damaged it.

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Well what more can I say other than THANK YOU. After the whole covid 19 issues and everything else that has been thrown at us business owners with supply chain issues etc, we decided to approach Funding Circle to ease the way forward. Can I Say a MASSIVE congratulations to you for making this process such an easy one, I would like to especially thank James Hammond our account manager for carefully and professionally guiding us through the process, it was so easy and we received our funds to move forward with our growth plans without any stress at all. THANKS AGAIN and thanks for enabling us to move forward to our successful future. Stuart - James You Are Great - THANK YOU - I owe you a beer

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Really straight forward in order to obtain the loan we required. Everyone we dealt with was super helpful as well.

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Very quick, very efficient. No hold ups. Clear paperwork, easy conversations and great support from Alfred. Highly recommended ✅

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The whole process of working with Funding Circle has been simple and effective. Harry has helped us with the options and been on hand to answer any questions. Would recommend!

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We found the hole process easy from start to finish, very fast and efficient.

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So easy to apply for funding and almost instant decision. Made the whole process straight forward and has helped us proceed with larger scale works which will benefit the business in the future. Would recommend.

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Helpful and efficient all the way.

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This was the easiest finance ive ever taken out communication was great .There was a bit of a delay but that was my fault for wrongly filling forms.Thank u for the help on this crcial time Huw

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Clear instructions, great support/guidance and very efficient

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Probably the quickest and easiest financial help i have ever had Emily our Account manager made this such a simple process and really explained thoroughly what was needed Applied Sunday and funds hit the bank Wednesday Will not hesitate to use these guys again for any future needs :)

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Exceelent service, fully informed, quick to react at, put everything in place speedily. Kirsty was superb surely will go far highly recommended. kind regards Joe

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Very smooth process from start to finish. Would highly recommend funding circle!

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From start to finish first class service from Philip. Thank you again. Karol

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Very easy and straight forward. Great communication experience without any confusion.

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Harry was the manager involved in our application. He clearly explained very well about the loan offered. He makes it easier to understand. Very straightforward to the subject he is talking about. I would definitely recommend not only Harry but the whole team of Funding Circle. For all those readers of this review , all I had written are true. I now completely disagreed with those people who had written negatively about funding circle. Well I know it depends on individual circumstances but they help funds your business.

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Approved a business loan to sustain growth, then rejected the loan request at the last minute and account manager ignored any subsequent calls and emails.

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Great service, fast and efficient responses and the money was in the bank within 10 days of starting the application.

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Harry has been of enormous help and especially patient with my tech limitations, and setting up a consolidation plan which is exactly what was needed. Always friendly and receptive. Thanks

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James was really helpful and honest!

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Philip for president

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Within a few hours of filing our application we received a call from Sam at Funding Circle talking us through the final steps for our application . The whole process was very professional and the approval process lasted nor more than 2 days . We would strongly recommend Funding Circle as a funding source , particularly when compared the more traditional lending sources - great people to deal with !

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Excellent - Service that moves boundaries & reflects the drive and ambitions of the people willing to aim high thus enabling small businesses to take the initiative & move forwards.

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I would just like to say that the service from James Feeley and Funding Circle was excellent. James called me within minutes of my on line application and helped me through the whole process ,which was very straightforward. My business was facing immediate cash flow issues and the quick response and rapid clearance of funds has made a huge impact already. Thank you.

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Our account manager at Funding Circle has always been very helpful with processing our requirements in good time, and responding quickly, (just the way it should be), JA

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Bad communication. After submitting all required documents, communication stopped. Nobody answering calls, messages or emails. Feel like a scam.

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I am very happy in the manner in which my application was dealt with. From the outset I was guided totally by the allocated case worker. I at no time had to deal with different people. My application was dealt with very professionally. It was a very pleasant experience. My only concerns and reservations were that the interest rate charged was very high compared to other lenders.

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Very professional team , ready to help any time ....... thanks!!!

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The security checks were complicated initially due to a filing error at companies house however the ability for Funding Circle to verify UK citizen once the full details were provided was poor You should also show the repayment profile likely Before an acceptance signature not after You should show a typical illustration of early settlement as well The account manager "Tarun" was however excellent in chasing up the process.

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Henry is very helpful will defo recommend

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Very professional and quick services, great communication, would recommend Funding Circle

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Excellent communication to ensure we got funds when needed.

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