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Funding Circle Review

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Reviews 11,016

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Michael Graw
Michael Graw
May. 03, 20214 min read

Funding Circle summary

Funding Circle is a direct to small-business lender founded in 2010. Since its inception, the company has lent over $15 billion to more than 100,000 small businesses. Funding Circle offers small businesses flexible business term loans with affordable monthly payment options and competitive rates. The lender offers online applications and can make a funding decision in just 24 hours. Funding Circle has a 4.5-star rating with Trustpilot.

Pros

  • Funding decision within 24 hours of applying
  • Apply for all funding options with a single application
  • No prepayment penalty

Cons

  • Requires personal guarantee for most loans
  • Stringent qualifications for borrowers
  • Does not currently fund Nevada based businesses
Funding Circleat a glance
4.2

Editorial score

Online experience

Has learning resources, access to rates, mobile app

5.0

Customer services and support

Multiple ways of reaching lender, wide range of hours

4.0

Variety of loan types

Offers all loan types*

5.0

Loan amount range

Loan amount up to $500K

4.0

Eligibility

Loans only available to excellent credit, high-revenue businesses

3.0

Funding Circle Funding Circle View Rates

Overview

Funding Circle specializes in business term loans of 5 years, but offer terms from 6 months to 10 years. They also offer a wide range of additional loan types including SBA loans, merchant cash advances, business lines of credit, invoice factoring, and working capital loans. Depending on which type of loan you choose, you can borrow between $5,000 and $500,000 and repay your loan in weekly, biweekly, or monthly installments.

Funding Circle has a unique model for offering loans. The company handles the application, approval, and loan management process, but your funds come with one of Funding Circle’s network lenders. That means that the terms of your loan, such as your interest rate and repayment options, can vary based on which lender your loan comes from. 

Why Funding Circle Is Good For Your Business


Funding Circle offers a wide range of loan options, including SBA loans, business term loans, and more. Part of what helps Funding Circle stand out is that it works with a network of lenders, so it can offer funding to a wider range of businesses than most individual lenders.

On top of that, you can apply for any type of loan with Funding Circle using a single online application. Funding Circle makes loan decisions in 24 hours and can deliver funds as soon as the next business day. So this service is suitable if your business needs money quickly.

Loan Features


Funding Circle loans range in size from $5,000 to $500,000. Repayment terms vary depending on the type of loan you choose. For example, business term loans can be repaid over a maximum of 10 years, while working capital loans must be repaid in 18 months. No matter what type of business loan you need, Funding Circle enables you to apply online and receive a funding decision within 24 hours.

  • Borrow $5,000 to $500,000
  • Receive funds in 1 business day after approval
  • Must be in business for at least 2 years
  • Cannot have filed for bankruptcy in the last 7 years
  • Minimum credit score of 700 to qualify
  • Minimum monthly revenue of $20,000
  • Origination fee from 3.49%-6.99%
  • No prepayment penalty

Application Process


You can apply for a small business loan with Funding Circle online. The application takes just 6 minutes to complete and asks for information about the size of the loan you’re looking for, your business, and your financial history. Funding Circle runs a soft credit check, which doesn’t impact your credit score, as part of your application.

Once you submit the application, Funding Circle will contact you within 24 hours with a decision. You can choose from one or more loan offers and submit your supporting documentation online. Depending on the type of loan you select, funds can be available by the next business day.

How Much Can You Borrow? 


Funding Circle offers loans ranging from $5,000 to $500,000. However, the exact amount you can borrow varies based on your business’s revenue and the type of loan you need. Working capital loans are available from $25,000 to $400,000, while business lines of credit range from $6,000 to $250,000.

  • Must be in business for at least 2 years
  • Minimum 700 credit score required
  • Minimum monthly revenue of $20,000

Repayment Terms

Funding Circle offers repayment terms from 3 months to 10 years for business term loans and SBA loans. For working capital loans, the repayment term ranges from 6 to 18 months. Interest rates vary from 4.99%-27.79% APR and Funding Circle charges an origination fee of between 3.49% and 6.99% of your loan amount. There is no prepayment penalty for any loans. Most Funding Circle loans require a business lien and personal guarantee.

Privacy and Security 

Funding Circle uses SSL (Secure Socket Layer) encryption to protect your application information and the online loan management portal. The company has an A+ rating with the Better Business Bureau and a 4.5-star rating on Trustpilot.

Help & Support

You can contact Funding Circle’s customer support team by phone or email from 6 am-5 pm (PT), Monday to Friday. The company’s website also has a detailed FAQs page that answers questions about rates, repayment, and the application process.

Phone: (855) 385-5356

Email: loanquestions@fundingcircle.com

Physical Address

Funding Circle, 85 2nd Street, Suite 400, San Francisco, CA, USA 94105

Funding Circle Funding Circle View Rates

Summary

Funding Circle is a direct small business lender specializing in business term loans of 5 years. They also offer SBA loans, business term loans from 6 months to 10 years, merchant cash advances, business lines of credit, invoice factoring, and working capital loans. You can apply online in minutes and get a funding decision and money transfer in as little as 24 hours. Funding Circle has funded over $15 billion in business loans to date and has an A+ rating with the Better Business Bureau. 

Methodology

This review was created with information from the Funding Circle website, the Better Business Bureau, and Trustpilot.


Michael Graw
Written byMichael Graw

Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

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Trustpilot reviews

See what some costumers are saying about Funding Circle
Funding Circle
ExcellentReviews 11,016
on
Excellent
83%
Great
6%
Average
1%
Poor
2%
Bad
8%
  • author
    Karen
    a few seconds ago
    Getting a loan at any time is not easy

    Getting a loan at any time is not easy, but currently? it's a minefield. But the process with Funding Circle was easy and relatively pain free! Dragana was on the ball, helpful and most importantly, understanding when I had personal issues that got in the way slightly at one stage, and thus, she didn't push me. Would highly recommend.

    ...

  • author
    Makenzie Kriss
    20 hours ago
    Great customer service and easy…

    Great customer service and easy instructions / clear communication to get things done! Great company! Highly recommend

    ...

  • author
    Michael Freeman
    a day ago
    Unbelievablt good experience

    Excellent, george was very efficent freindly helpful all completed with cash in bank within 3 days a far cry from my last loan application from 2015. Highly recomended. Tryig hard to leave a slight criticism but cant, thank you very much george gibbon.

    ...

  • author
    Graham M
    2 days ago
    Simple process

    Very simple online application and very quick decision. Great communication via email and phone.

    ...

  • author
    Nicholas
    2 days ago
    Really hepful

    Really hepful. Explained the process and was very efficient

    ...

  • author
    Paul Manuel
    2 days ago
    Returning customer very happy with the…

    Returning customer very happy with the prompt service. We have and do recommend funding circle to other businesses. Easy to deal with, very professional and helpful. Highly recommend!

    ...

  • author
    Mr colin macpherson
    2 days ago
    Excellent

    Fast and easy to deal with very impressed

    ...

  • author
    Claire Robinson
    2 days ago
    Jonis was really helpful when I applied…

    Jonis was really helpful when I applied to funding circle. He gave me great advice. I cleared a previous loan, saving myself money as the interest rate this time was lower. Easy process, decision and money in my account within a week.

    ...

  • author
    Pauline
    3 days ago
    George was extremely helpful in our…

    George was extremely helpful in our application for funding - explained everything in detail. Pleasant and polite - and so quick! Excellent!

    ...

  • author
    Yassar
    3 days ago
    Very fast and hassle free service.

    Very fast and hassle free service.

    ...

  • author
    Matt
    3 days ago
    Extremely swift and painless which is…

    Extremely swift and painless which is the complete opposite of our experience. few years back! Based on the current application I would recommend them.

    ...

  • author
    DAVID
    3 days ago
    Philip Arnett was so helpful in this…

    Philip Arnett was so helpful in this whole process for myself and the company and we would have no hesitation in recommending funding circle to anyone who may require there services. Thank you so much. David Dorricott

    ...

  • author
    Robert
    3 days ago
    Matthew was great

    Matthew was great, very easy to apply for the loan and great communication. The loan was very easy to set up and speedy response the same day!

    ...

  • author
    Philip Leigh
    4 days ago
    My account manager Li was a fantastic…

    My account manager Li was a fantastic help, keeping me informed on how my application was progressing and being proactive when the obligatory obstacle would raise it's ugly head! Now if all banks could operate this way .....

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  • author
    Luke Barnett
    4 days ago
    Fantastic customer service

    Fantastic customer service, quick and efficient. Highly recommend James Hammond

    ...

  • author
    Mr Anthony Miles
    4 days ago
    I’ll just say these guys were so easy…

    I’ll just say these guys were so easy to work with, it was a simple quick easy transaction. Thanks Isabella

    ...

  • author
    Tom Howard Garden Design
    4 days ago
    Recommended

    Very quick to respond. Honest and upfront. A good experience.

    ...

  • author
    Toby Townrow
    4 days ago
    Fantastic Service and an Easy Application Process

    We needed a loan for business consolidation and growth and Funding Circle were fantastic the whole way through. The process was simple and easy with no onerous forms. We got fantastic communication throughout from Matthew by phone and by email. The funds were paid on the same day as we were told they'd be in within 2-5 days. The whole process took less than a week from my submission on the website to funds received. Amazing, thank you.

    ...

  • author
    Apiyada Latham
    4 days ago
    Great help

    Great help, easy process, quick response

    ...

  • author
    Paul
    4 days ago
    Develop and grow our business

    We were looking for some funding to help develop and grow our business post-covid. The application process was flawless and really easy, decision was fast and the funds were sent direct to our bank. I cannot rate Funding Circle highly enough.

    ...

  • author
    Jeff Noblett
    Oct 20, 2021
    The whole experience was very good

    The whole experience was very good. I had some trouble accessing the forgiveness application due to the access code but was eventually able to get everything done. Thanks, Funding Circe for being there when I needed you the most.

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  • author
    William
    Oct 20, 2021
    First class service

    First class service, so professional and always kept up to date throughout the process. Great communication.

    ...

  • author
    Sergiusz Janlonski
    Oct 20, 2021
    Great Service

    Great Service, easy process and fast! I can highly recommend to anyone who needs financial support.

    ...

  • author
    Sharon Major
    Oct 20, 2021
    Recovery Loand Scheme funding

    WE have worked with Funding Circle in the past and always find the process very easy quick and have no issues with the staff we deal with. Sam, the gentalman i dealt with on this occassion was very helpful giving me all the guidance through the process i needed and his knowledge of the funding i was looking to access was excellent

    ...

  • author
    Gayle Finlayson G&P Healthcare
    Oct 20, 2021
    Amazing service

    Amazing service, very personalised and very professional.

    ...

  • author
    Derek Linch
    Oct 20, 2021
    Excellent service from start to finish,

    Excellent service from start to finish,

    ...

  • author
    Soottinun Sirirat
    Oct 19, 2021
    Very helpful and friendly

    Very helpful and friendly

    ...

  • author
    Alexander Velkov
    Oct 19, 2021
    Fast turnaround and very good service.

    Fast turnaround and very good service. Higher rates than the high-street banks, but worth it for the better service and the speed. Complications dealt with quickly and competently. Thanks :)

    ...

  • author
    Anthony Dore
    Oct 19, 2021
    Hopeless.

    Hopeless. Had me jumping through various hoops only to be told we had a bad year. Who didn't last year!. They are not interested in helping small businesses anymore. I've since secured s loan with our bank for far less hassle and far less Apr. Use another company if you are able.

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  • author
    Scott
    Oct 19, 2021
    From the start of our enquiry to…

    From the start of our enquiry to receiving the funds into our bank account was a good experience. James and his colleagues were professional, friendly and candid. Their rates and T's & C's are very reasonable. We would highly recommend Funding Circle to any prospective borrower.

    ...

  • author
    George Moore
    Oct 18, 2021
    George Thermech Insulation

    Lexi was thorough and informative throughout the entire process of our application, and went above and beyond to get us the best deal to facilitate our current situation. I could not be more impressed with the level of communication and information given to me.

    ...

  • author
    Nicholas Maxwell-Brodie
    Oct 18, 2021
    Very efficient process from start to…

    Very efficient process from start to finish.

    ...

  • author
    James Green
    Oct 18, 2021
    Straight forward and simple

    Philip made the process so straightforward and simple. The process of document presentation etc about our business was made fluid and easy thanks to Philip's knowledge and experience. Thank again Philip for all your help with our ambitious funding plan!

    ...

  • author
    Mr Stephen Horrigan
    Oct 18, 2021
    Easy process

    Easy process, rates good and helpful friendly staff

    ...

  • author
    Chris
    Oct 17, 2021
    Quick, simple and clear

    Quick, simple and got the finance we were looking for, for our small business

    ...

  • author
    Richard Barton
    Oct 16, 2021
    Excellent lender

    A really good service from Li Yin and all the Funding Circle team. Really refreshing to deal with and quick to respond, our loan was agreed from start to finish in one week and at a very competitive rate. They always responded to calls and left messages and kept me informed right through the whole process. Highly recomend....

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  • author
    Nick Stone
    Oct 16, 2021
    Quick and easy arrangement

    Quick and easy arrangement. Much better service than the bank I have been with for 11 years.

    ...

  • author
    Karl
    Oct 16, 2021
    Helpful staff and quick

    Emily was extremely helpful through the whole process of funding really good company to deal with and I would recommend them to anyone

    ...

  • author
    Matt
    Oct 16, 2021
    Very helpful throughout my experience…

    Very helpful throughout my experience with funding circle . Would recommend them

    ...

  • author
    Gaurav Malhotra
    Oct 16, 2021
    Very efficient

    Dragna n all staff were all the time very helpful and helped in all the steps And it was quick n efficient Regards Gaurav

    ...

  • author
    phil
    Oct 15, 2021
    A great quick and professional service.

    A great quick and professional service. Very easy to get the loan needed without jumping through un-necessary hoops.

    ...

  • author
    Donna Goodall
    Oct 15, 2021
    Ben Lederman dealt with my application…

    Ben Lederman dealt with my application swiftly and with the minimum of fuss - very professional ! I would highly recommend Funding Circle and would certainly use them again in the future as my business grows.

    ...

  • author
    Mark Knight
    Oct 15, 2021
    Excellent from start to finish

    Excellent from start to finish

    ...

  • author
    Matt
    Oct 14, 2021
    I would highly recommend Funding…

    I would highly recommend Funding Circle. As a SME business having access to a range of investors and options was absolutely key for decision making. The person I was working with from Funding Circle, Alfie, was absolutely brilliant. I was kept up to date and I found he under promised and over delivered. If future funding is needed to help grow the business I will definitely go back to the team there.

    ...

  • author
    imtiaz ahmad
    Oct 14, 2021
    Excellent services specially Ben…

    Excellent services specially Ben Lederman,who was very helpful and very professional he help us on every single step called us explain every single step any one want their service please get in touch with Ben we are confidence he will get your job done.In few words he was outstanding

    ...

  • author
    andrew Uttridge
    Oct 14, 2021
    Excellent service from Market…

    Excellent service from Market department specially Uyiossa, who was very helpful and very professional. Was indeed a very good experience dealing with him. In few words he was OUTSTANDING.

    ...

  • author
    sue stowell
    Oct 14, 2021
    Excellent service

    Excellent service. Quick response and successful result. Would recommend.

    ...

  • author
    Matthew Anderson-Ford
    Oct 14, 2021
    Absolutely brilliant from start to…

    Absolutely brilliant from start to finish. Far better than any major bank in the UK. Very straightforward and easy form filling. Updated on everything throughout with clear instructions. An extremely painless process. Highly recommended.

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  • author
    Mr Marcus Ayres
    Oct 14, 2021
    Fantastic service from Funding Circle…

    Fantastic service from Funding Circle from start to finish under the guidance of my Account Manager Henry Bishop who answered any questions and provided great advice and recommendations. The process was simple and straight forward. Would highly recommend.

    ...

  • author
    John
    Oct 14, 2021
    Really happy with the service and staff

    Really happy with the service and staff Would recommend to anyone

    ...

  • author
    Mandy Garton
    Oct 13, 2021
    I was very impressed with Daniel and he…

    I was very impressed with Daniel and he was very helpful

    ...

  • author
    Michael Octave
    Oct 13, 2021
    Quick and efficient service from the …

    Quick and efficient service from the Application process to receiving the funds

    ...

  • author
    Karam Gurung
    Oct 13, 2021
    Excellent service,hassle free and on…

    Excellent service,hassle free and on time. Love to recommend. Thank you

    ...

  • author
    richard ross
    Oct 13, 2021
    got the funding i needed and quickly

    got the funding i needed and quickly

    ...

  • author
    J Davies
    Oct 13, 2021
    Friendly, efficient service

    A friendly, speedy and efficient service for the provision of much needed working capital when needed.

    ...

  • author
    Gabriela
    Oct 13, 2021
    Outstanding job

    Funding Circle and Justin did an outstanding job every step of the way. I'm so grateful!

    ...

  • author
    Jodel
    Oct 12, 2021
    Excellent service

    Excellent service. Good Customer service. The agent on my case was Robert. He was very patient during my loan process and provided all information I needed. Highly recommended !!!

    ...

  • author
    Josh D
    Oct 12, 2021
    Worst company EVER, "Don't contact us we're busy."

    I just got thanked "from the bottom of their hearts" for using Funding Circle. It was an absolutely horrible experience and I will NEVER use them again. Original PPP loan (2021): No way to edit, had to resubmit a new application to update 1 simple thing. No confirmation of receipt. No customer service contact-instead, a note on the website that said something along the lines of "don't try to contact us, we're too busy-we'll contact you if we need something." I didn't hear anything until I tried to file a complaint. The only positive through this process was that they didn't hold my money forever before disbursement. Fast forward to applying for forgiveness-I couldn't apply through SBA, I HAD to go through FC. Of course, no confirmation, no "next steps," nothing. Now, months later, I got an email from SBA I can apply for forgiveness directly through them so I did which was actually a duplicated request. Almost immediately approved. And I get the "thank you" email mentioned above from FC. I can't get any communication or even a contact number/email throughout the process, no update emails, completely in the dark and when the government is ready to pay them back for the loan they want to thank me? Screw you and I will NEVER use FC again for ANYTHING. I have went out of my way to make sure everyone knows how awful this experience has been and have recommended against using this company to other businesses whenever possible.

    ...

  • author
    Krisztina Korpas
    Oct 12, 2021
    Philip was very helpful

    Philip was very helpful. The process was very fast, and we got the funding straight away after filling up everything the company needed. Great communication and would only recommend.

    ...

  • author
    Benjamin Stafford
    Oct 12, 2021
    The ppp loan process went rather…

    The ppp loan process went rather smoothly. On the other hand, the loan forgiveness was a little nerve racking. I assumed I qualified for full forgiveness but there was no guarantee. In the end it worked out in my favor. I am very pleased with the overall experience.

    ...

  • author
    Sovereign Funeral Services
    Oct 11, 2021
    Excellent

    Excellent. Very easy process, quick and efficient.

    ...

  • author
    Ruth LeFaive
    Oct 10, 2021
    EASY & HELPFUL

    Funding Circle made the PPP process easy every step of the way. I'm so grateful!

    ...

  • author
    Anthony
    Oct 10, 2021
    Assistance from Funding Circle

    We find the guys at Funding Circle to be very supportive of providing funding for our business. The Recovery Loan application was dealt with swiftly leading to a positive outcome. In comparison we found our high street bank to be much less supportive.

    ...

  • author
    Purcell Compliance Services LL
    Oct 10, 2021
    Wellsfargo did our first PPP loan and…

    Wellsfargo did our first PPP loan and denied our second PPP loan 5 times. Lendio was just a mess. Funding Circle got it done quickly and now we are forgiven. I’m glad they were prepared and had knowledgeable people handling these files. I was a lender for over 20 years so I understand what a mess the PPP loans are. Thanks Funding Circle

    ...

  • author
    Karl
    Oct 09, 2021
    Simple and quick process

    Greg and Alfie were very helpful throughout. Very simple and quick process.

    ...

  • author
    Joseph ONeill
    Oct 09, 2021
    Funding circle were brilliant

    Funding circle were brilliant, my account manager Kirsty, was friendly, knowledgeable and quick. From my online application, I had the money in my account in just over a week. The rates, terms and payment scheme is all acceptable and forgiving. Very pleased.

    ...

  • author
    Stefanos Kordas
    Oct 09, 2021
    It was a pleasure working with Li

    It was a pleasure working with Li. She was punctual, professional and in general, an excellent communicator. She assisted in a quick and efficient closing. Steven K

    ...

  • author
    Sandra
    Oct 09, 2021
    Brilliant Service from Jonas

    Jonas was great to deal with - he kept us informed of the application process from start to finish. Always tried to contact us by phone if needed and always replied promptly to any questions.

    ...

  • author
    Chris Downham
    Oct 09, 2021
    Took weeks and weeks to get declined

    Took weeks and weeks to make any progress at all and then in the end my business was declined due "credit risk assessment". We have been going for 4 years, made profit every year, survived the pandemic (we were closed for 18 months) and then when we are trying to manage cash flow to crack on againand a pply for a loan designed to do this we are just given the run around. I wanted help for my business and you have significantly damaged it.

    ...

  • author
    Stuart Goulding
    Oct 08, 2021
    Well what more can I say other than…

    Well what more can I say other than THANK YOU. After the whole covid 19 issues and everything else that has been thrown at us business owners with supply chain issues etc, we decided to approach Funding Circle to ease the way forward. Can I Say a MASSIVE congratulations to you for making this process such an easy one, I would like to especially thank James Hammond our account manager for carefully and professionally guiding us through the process, it was so easy and we received our funds to move forward with our growth plans without any stress at all. THANKS AGAIN and thanks for enabling us to move forward to our successful future. Stuart - James You Are Great - THANK YOU - I owe you a beer

    ...

  • author
    Marc Wood
    Oct 08, 2021
    Really straight forward in order to…

    Really straight forward in order to obtain the loan we required. Everyone we dealt with was super helpful as well.

    ...

  • author
    Brendan, General Manager
    Oct 08, 2021
    Highly recommended

    Very quick, very efficient. No hold ups. Clear paperwork, easy conversations and great support from Alfred. Highly recommended ✅

    ...

  • author
    Mr Mark Chapman
    Oct 08, 2021
    Simple and effective!

    The whole process of working with Funding Circle has been simple and effective. Harry has helped us with the options and been on hand to answer any questions. Would recommend!

    ...

  • author
    jennifer lynn
    Oct 08, 2021
    We found the hole process easy from…

    We found the hole process easy from start to finish, very fast and efficient.

    ...

  • author
    A Mosey
    Oct 07, 2021
    So easy to apply for funding and almost…

    So easy to apply for funding and almost instant decision. Made the whole process straight forward and has helped us proceed with larger scale works which will benefit the business in the future. Would recommend.

    ...

  • author
    RG
    Oct 07, 2021
    Helpful and efficient all the way.

    Helpful and efficient all the way.

    ...

  • author
    huw jones
    Oct 07, 2021
    This was the easiest finance ive ever…

    This was the easiest finance ive ever taken out communication was great .There was a bit of a delay but that was my fault for wrongly filling forms.Thank u for the help on this crcial time Huw

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  • author
    Sarah Fullard
    Oct 07, 2021
    Clear instructions

    Clear instructions, great support/guidance and very efficient

    ...

  • author
    N mantle
    Oct 07, 2021
    Probably the quickest and easiest bit…

    Probably the quickest and easiest financial help i have ever had Emily our Account manager made this such a simple process and really explained thoroughly what was needed Applied Sunday and funds hit the bank Wednesday Will not hesitate to use these guys again for any future needs :)

    ...

  • author
    Ruth
    Oct 07, 2021
    Exceelent service

    Exceelent service, fully informed, quick to react at, put everything in place speedily. Kirsty was superb surely will go far highly recommended. kind regards Joe

    ...

  • author
    Paul Bailey
    Oct 07, 2021
    Very smooth process from start to…

    Very smooth process from start to finish. Would highly recommend funding circle!

    ...

  • author
    Karol Janik
    Oct 06, 2021
    From start to finish first class…

    From start to finish first class service from Philip. Thank you again. Karol

    ...

  • author
    JOHN Ojoko
    Oct 06, 2021
    Very easy and straight forward

    Very easy and straight forward. Great communication experience without any confusion.

    ...

  • author
    Lovell
    Oct 05, 2021
    Harry was the manager involved in our…

    Harry was the manager involved in our application. He clearly explained very well about the loan offered. He makes it easier to understand. Very straightforward to the subject he is talking about. I would definitely recommend not only Harry but the whole team of Funding Circle. For all those readers of this review , all I had written are true. I now completely disagreed with those people who had written negatively about funding circle. Well I know it depends on individual circumstances but they help funds your business.

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  • author
    Harry-James Strevens
    Oct 05, 2021
    Approved a business loan to sustain…

    Approved a business loan to sustain growth, then rejected the loan request at the last minute and account manager ignored any subsequent calls and emails.

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  • author
    David Horne
    Oct 05, 2021
    Great service

    Great service, fast and efficient responses and the money was in the bank within 10 days of starting the application.

    ...

  • author
    david rawson
    Oct 05, 2021
    Harry has been of enormous help and…

    Harry has been of enormous help and especially patient with my tech limitations, and setting up a consolidation plan which is exactly what was needed. Always friendly and receptive. Thanks

    ...

  • author
    Benjamin Oakley
    Oct 05, 2021
    James was really helpful and honest!

    James was really helpful and honest!

    ...

  • author
    Fair And Square
    Oct 04, 2021
    Philip for president

    Philip for president

    ...

  • author
    Adrian de Morgan
    Oct 04, 2021
    Within a few hours of filing our…

    Within a few hours of filing our application we received a call from Sam at Funding Circle talking us through the final steps for our application . The whole process was very professional and the approval process lasted nor more than 2 days . We would strongly recommend Funding Circle as a funding source , particularly when compared the more traditional lending sources - great people to deal with !

    ...

  • author
    Chris Poplar
    Oct 02, 2021
    Excellent Service

    Excellent - Service that moves boundaries & reflects the drive and ambitions of the people willing to aim high thus enabling small businesses to take the initiative & move forwards.

    ...

  • author
    David R.
    Oct 02, 2021
    I would just like to say that the…

    I would just like to say that the service from James Feeley and Funding Circle was excellent. James called me within minutes of my on line application and helped me through the whole process ,which was very straightforward. My business was facing immediate cash flow issues and the quick response and rapid clearance of funds has made a huge impact already. Thank you.

    ...

  • author
    J A
    Oct 02, 2021
    Our account manager at Funding Circle…

    Our account manager at Funding Circle has always been very helpful with processing our requirements in good time, and responding quickly, (just the way it should be), JA

    ...

  • author
    Petr Blasko
    Oct 01, 2021
    Bad communication

    Bad communication. After submitting all required documents, communication stopped. Nobody answering calls, messages or emails. Feel like a scam.

    ...

  • author
    Mohammed
    Oct 01, 2021
    I am very happy in the manner in which…my application was dealt with

    I am very happy in the manner in which my application was dealt with. From the outset I was guided totally by the allocated case worker. I at no time had to deal with different people. My application was dealt with very professionally. It was a very pleasant experience. My only concerns and reservations were that the interest rate charged was very high compared to other lenders.

    ...

  • author
    G Negrascu
    Oct 01, 2021
    Very professional team

    Very professional team , ready to help any time ....... thanks!!!

    ...

  • author
    Peter May
    Oct 01, 2021
    The security checks were complicated…

    The security checks were complicated initially due to a filing error at companies house however the ability for Funding Circle to verify UK citizen once the full details were provided was poor You should also show the repayment profile likely Before an acceptance signature not after You should show a typical illustration of early settlement as well The account manager "Tarun" was however excellent in chasing up the process.

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  • author
    Z.D
    Oct 01, 2021
    Henry is very helpful will defo…

    Henry is very helpful will defo recommend

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  • author
    Tina Cowdery
    Oct 01, 2021
    Very professional and quick services

    Very professional and quick services, great communication, would recommend Funding Circle

    ...

  • author
    Callum Kennedy
    Oct 01, 2021
    Excellent communication to ensure we…

    Excellent communication to ensure we got funds when needed.

    ...

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