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Fundbox Review

Reviews 3,723
Reviews 3,723
Michael Graw
Jul. 27, 2022
2 min read
Michael Graw
Fundbox Summary
Fundbox offers a revolving line of credit up to $150K for new businesses. You only need $100K in annual revenue to qualify for a loan. The application process is entirely online and only takes a few minutes, and you can get money as soon as the next business day.


  • Get money in as little as 1 business day
  • No prepayment penalties
  • Credit score will not be affected until you draw funds


  • Requires at least 6 months in business

Fundbox at a glance

Editorial score

Online experience

Has learning resources, access to rates, mobile app

Customer services and support

Multiple ways of reaching lender, wide range of hours

Variety of loan types

Offers most loan types

Loan amount range

Loan amount up to $150K


Loans available to most credit types, revenue levels, and businesses


Fundbox offers a revolving line of credit from Loan Amount: $1K-$150K for growing small businesses. 

 Fundbox offers repayment terms of 12 or 24 weeks and there’s no prepayment penalty if you pay back your loan early.

Loan Features

Fundbox offers a line of credit ranging from Loan Amount: $1K-$150K. You can borrow up to the amount you have outstanding in pending invoices at any time. Funds are available in your bank account as soon as the next business day.

With Fundbox, you only pay interest on the amount you actually borrow, not your total credit line. In addition, there’s no prepayment penalty, so you can limit your interest payments by paying back your loan early.

  • Line of credit ranging from Loan Amount: $1K-$150K
  • No prepayment penalty
  • 12- or 24-week terms
  • Get funds by the next business day

Application Process

Fundbox’s application process is entirely online. To start the application process, enter information about yourself and your business such as your credit score, your annual revenue, and how much you expect to borrow. Next, connect Fundbox to your bank account or accounting software to give the company a look inside your books. 

The company’s software is compatible with most major banks and most software, including Quickbooks and FreshBooks. 

Fundbox can make a funding decision within a few minutes and only runs a hard credit check once you draw funds. You can request funds as soon as you’re approved and have them transferred to your bank account as soon as the next day.

How Much Can You Borrow? 

Fundbox can pre-approve your business for funding from Loan Amount: $1K-$150K in credit.

Repayment Terms

Fundbox offers 12- or 24-week loans. Interest rates for 12-week loans start at 4.66%, while they start at 8.99% for 24-week loans. There is no prepayment penalty if you repay your loan early.

Privacy and Security

Although you integrate Fundbox with your banking and accounting software during the application process, the company never stores your login credentials. In addition, your application is encrypted with SSL.

Help & Support

Fundbox offers customer support by phone and email from 8:00am to 8:00pm ET, Monday to Friday. The company’s website also has a detailed FAQs page to guide you through the application process.

Phone: 1-(855) 572-7707


Physical Address

6900 Dallas Parkway,

STE 700, Plano, TX 75024


Fundbox offers lines of credit from Loan Amount: $1K-$150K for growing small businesses to make cash flow easier. The company stands out for its relatively lenient requirements for which businesses can apply. Fundbox has a fully online application, next-day funding and doesn’t charge prepayment penalties if you pay off your loan early.

Michael Graw
Written by
Michael Graw
Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎
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Trustpilot reviews
See what some customers are saying about Fundbox
Excellent • Reviews 3,723
We upload 100 to 400 Trustpilot reviews to our website daily, displaying them by default from "best" to "worst". You have the option to adjust the sorting criteria. If you wish to see all reviews, you can visit Trustpilot's website here.
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1 week ago
great company with reasonable rates
great company with reasonable rates
Gilbert B.
2 weeks ago
Very Comprehensive Line of Credit terms…
Very Comprehensive Line of Credit terms and great customer service.
Allyson Hamerter
1 month ago
Not sure yet
Not sure yet
Richard Featherly
2 months ago
Fantina did a great job handling a…
Fantina did a great job handling a problem for me. Great customer service!
2 months ago
When my business needed funding
When my business needed funding, Fundbox was the first company to turn a no into a yes. My business now have an open line of credit.