Brex Review

Brex saves us so much time on our bookkeeping. You would think that you don't need a bank to simplify your bills/payments/credit card transactions, but the truth of the matter is that no other company is making these processes as easy as Brex makes them. We use the Brex integration into Quickbooks online. I can literally just confirm every bill/payment in Quickbooks because they all transact out of Brex and are directly imported into Quickbooks. This means that I never create a single transaction in Quickbooks. It also means that I can reconcile my bank account without any adjustments, ie it takes seconds to reconcile. Amazing product!

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Very unprofessional banking system for startups! Deal with a traditional bank where they care. I opened an account with Bree and as soon as I began collecting funds in the account I got a notice of account closure due to practices not backed by Brex. Whatever that means! They refused to elaborate what it meant but just kept saying they sent out an email explaining. Meanwhile the email just states the account will close due to practices not backed by the company. Fine just transfer my money over to me and I’ll destroy the cards. To this day my money still has not been returned. I just chalked it up as the cost of dealing with an internet bank. NEVER AGAIN! And im sure to tell ALL of my students to stay away from this company when opening a business account

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Out Of The Blue, they just closed my account and said that I could just find another bank. They told me that once I signed the account closure document within 24 hours, my funds would be sent, and it's been two business days, and funds have not been sent out, and I am stuck. They are a scam company that doesn't work for them at all. They close accounts out of the blue

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Thanks to my headline for refund and recovery process

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Nothing beats the Brex bank experience. Just go for it.

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I love Brex. It's easy to use! Fast to get what's needed.

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I would give 0 star if I had a choice. Just nothing good to say about this company

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I would've given Brex 4 or even 5 stars, unfortunately they arbitrarily decided close my account after over a year of being their customer. What sucks is they are doing it in the middle of a tax year. I had integrations for payroll, cards for direct reports and auto-pay for several vendors. The least they could've done is close at end of financial year, to help make it easy to file taxes and calculate expenses. Is Brex reliable? No. Should any growing business trust them? No. They may change their criteria again for 50+ employees, $1mn+ in funding. From being a champion who recommended Brex, I am now left bitter, with a ton of reconciliation for taxes, and forced to migrate to Blue Vine. Beware of trusting startups that change the rules of the game to suit their needs. A terrible practice if you want to incite brand loyalty. Brex, this was a bad breakup!

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Not only did Brex pull the rug out from me and my small business by informing us our account was closing abruptly, it's now impossible to download my old bank statements and customer support has no answers! They're asking me to leave, but won't let me actually leave; what a fitting end to my relationship with this poorly run company.

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tried transferring my points and they said i wasn't eligible after spending over 300k on there cards

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I run an Amazon store and retail business and have used Brex for nearly 2 years. Their instant revenue service for Amazon sellers was pretty much unmatched by any competitors. Decent rewards but dodgy customer support although I can't say I ever had many reasons to have to contact them. The reason I have to rate 1 star is their unethical decision to drop "small businesses" and focus on startups and scaled companies. My yearly revenue is 250k+ and I have been a long time customer of theirs but apparently this is not enough to save me from the rug pull they have subjected the majority of their customer base to. The lack of loyalty and utter disregard for the businesses they are affecting with no warning aside from a half hearted email they mass mailed to people speaks volumes about this company, and even if I met their ridiculous criteria I would be thinking very hard about continuing to do any business with a company that cares so little about me.

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They were okay. Now they're awful. Things are NOT looking good at brex, in light of recent industry cuts I can imagine the small business culling is due to their lack of funds. If you're managing a large company with Brex I would recommend getting out. We were told to leave the platform as well because we are not a * professionally funded * - well Brex, we have $12m of funding and our sister company has $80m (both use brex) and we certainly will not be putting any of it near brex anymore.

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The worst customer experience ive ever had. Completely unacceptable for a company that is managing someone's money. It takes them more than a week to answer basic customer emails or calls

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Brex is a good platform to use.

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Brex is the best and has outstanding customer service

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Thankfully, I'm not affected by the "chaos". However, I'll change my bank account and close this right away to avoid any risk. I'm not sure how long Brex will run.

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This is the most difficult business credit card account. I have ever had, I've updated my account phone number several times. Just to still be locked out of my account. They lock my card countless of times. Then give me the run around to unlock it. They don't allow me to take cash advances. This has been the worst decision to make regarding my business funds. My payroll is late to my employees every week because of them! I usually would never give anyone a 1 star but this company doesn't care about small business only million dollor companies and it shows with how they resolve our issues.

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Hello, I wired $48,000 on April 05, 2022, to my client . after one week my client told me he still didn’t have the fund, so he called and when to the bank to talk to Brex about the wire, Brex told him they are reviewing the wire -have to wait. We waited for another week, still no fund. Finally my client asked me to recall the wire. My bank Chase sent over many recall request, but no response from Brex. In the end my client when to talk to Brex again, he been told they will refund the sender of $48,000 ASAP. I have waiting for 4 months, still no refund. In the meantime, my client been calling and calling Brex, got the same answer- we will refund the $48,000 ASAP. This is highway robbery, I am so frustrated, are you guys able to help? Thanks

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Anyone thinking of using Brex for their business banking needs, please think twice. I had been a customer for almost a year and was enjoying using their services until they sent me an email out of the blue saying my account will be closed and I need to move my funds. No explanation, nothing. Super unreliable. Stick with traditional banks

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Brex suspended my account due to a low number of transactions. I didn't use this Bank a lot for my business due my suspicion about their activities and lack of customer service/ support and transparency. i wanted to make sure the new bank is operating properly before transferring all business accounting here. I had 100K Reward Points on the account which Brex didn't give me a chance to transfer out. They just suspended my account. I never had any suspicious or fraudulent activity, but low volume of transactions. I understand they may have choose to close account, but removing my right to transfer out points is obviously wrong on their part. I tried to contact them numerous times via chat with zero results, reply to the emails bounced back. This is unheard of and very suspicious that company has only 1 phone number available and you cant reach live representative. The replies on the chat are just cut and paste probably by bot, similar to replies to BBB complaints. Im asking Brex to give me opportunity to transfer out and use my points and remaining cash balance. Im complaining to the Security and Exchange Commission as well. When I reached out, Brex rep said the time to withdraw points has passed, which is a lie. The truth is that they disabled my access to points dashboard without warning.

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I am writing a review for the same reason as many others recently - I am a small business (250k revenue per year) that abruptly got a notification of my account being closed. Personally, I think this was a terrible move in terms of ethics and professionalism. PROS For the 1.5 years I banked with Brex, I really didn't experience much disruption or hiccups, thankfully, that's why I'm giving them 3 stars. The integrations worked well and the app was user friendly. I almost never had to contact support. I do want to give them credit for this. CONS They are shutting my account down abruptly...like many others have said, it was a mass, generally worded email and the disruption this causes to a business, especially when done not out of choice, is INSANE! I have over 100 places I need to change my payment info and integrations. It also hinders my ability to get a bank statement loan for a home. The group who made this decision should read the book "Leaders Eat Last" by Simon Sinek and get a lesson on ethical business. Everything I do in MY business comes down to relationships, and Brex severed many, rightfully earning all these negative reviews. If the leadership group who made this decision ever were small business owners, they would understand.

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worst bank. closes small business and let you scramble last minute for finding a new bank. customer service is also very poor. will never trust this bank with your customers / business

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Closing smaller accounts in favor of bigger business. Doesn’t make a lot of sense imo, a. A smaller business could turn into a bigger business b. I know they have bigger businesses they work with but I can’t see them using them in the long term. The way you treat the small people will be noted, and I don’t think they thought this through.

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I have multiple businesses and used many different business cards so I have some previous experience. I have had the Brex card for three years and we are currently moving over to another card. Pro's - Decent rewards. Con's - Customer Support is chat-based and slow. If you have a problem expect to figure it out yourself. This is no Amex and there is nothing prestigious about this card. - One month we had large marketing spend and we were almost at our limit so I paid our balance early on a weekday because I had AWS charges coming up etc. It took over 3 days for the money to clear although it only took a couple of hours for them to take it out of our account. In the meantime, they declined a bunch of purchases. I reached out to CS and they said they would seek to get this fixed. They did nothing, not even a follow-up. - Their customer-facing dashboard is terrible. For a unicorn their technology is embarrassing. Their app is just as bad. Everything looks like an afterthought. - They also sent some weird emails to all of their customers thanking them but saying they are kicking a lot of people off their platform. I wasn't one of them but I feel bad for businesses that have to move everything to another card. Simply put this card is not loyal to its customers. The most important thing with a business corporate card is service and Brex doesn't care. They are the Wish for credit cards. We switched to AMEX Platinum and never looked back. Excellent support, great perks & no trouble. I never place reviews but founders stay away. This company is a bubble.

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Poor sign up process, questionable company.

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They say they’re a bank for startups but definitely not the case. Right in the middle of fundraising we get an email our account is being closed due to not having $1m deposited or revenue and we have a month to find a new one. Then they must have seen how many people got pissed because the ceo then sends a cover my ass email trying to explain it more. Such bs. Last thing founders need is some pompous company saying they’re “focused on founders” only to get kicked to curb because we’re not at their standards.

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I have had to fight and fight with this bank even to just get money in. My business got a huge account for us and I needed my deposit ability to go up to 33k. It took me weeks to accomplish this with Brex. They said I needed to use my debit card more to have the ability to have that much of a deposit. But I countered " How can I use it more if you won't allow the deposit??" After 4 weeks they finally allowed the deposit. Now they are closing all Small Busjness accounts and it begs me to wonder if they even know what small business is! Anyone making under 500k a year cannot get an account. Or if you are a tech start up. I train Service Dogs and that isn't good enough for them. I am annoyed to the max because they said we have till August to close the account but I can't deposit my checks now at all and we are 2 months away from the deadline to get the account closed. Not only are the pulling the rug out from under all these businesses but they are taking away services before the deadline and crippling payroll for everyone. Don't do it, they have terrible communication and are doing shady business by dropping services before the deadline.

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Brex left me out to dry as a Small business owner. They told me I have until August to close out my account, but out of the blue they stopped accepting my direct deposit and checks. I can't even run payroll, because I don't make enough money to meet their new requirements. I regret ever trusting this company.

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I have used Brex for over a year now for my business and have very little in terms of banking needs. As a small business owner, having an easily accessible banking account and virtual debit cards provisioned when I needed them was fantastic. Brex abruptly announced they are no longer supporting small businesses and are automatically closing all accounts by early August unless they meet the following criteria: - Received an equity investment of any amount (accelerator, angel, VC, or web3 token); - More than $1 million a year in revenue; - More than 50 employees; - More than $500k in cash; - Tech startups who are on a path to meeting the criteria above are referred by an existing customer or partner. I am currently in the middle of relocating my business and having the rug pulled from under me while in the middle of this process has left a bad impression. This short-term decision made by Brex has significantly affected my business's infrastructure and made it much more difficult to handle an already involved process. If you are a large tech company or VC-funded, maybe Brex will work for you; then again, there are probably better banking options for businesses that have reached that scale. In short, I'm disappointed with how Brex has handled this considering how it was originally sold as a great option for small businesses.

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Opened a Brex account, provided all legal information, funded my account and started to do business. I use Stripe as my merchant. At first things seemed great, then 2 months in, I received an email that my account will be closed, because the company strategy has changed. They gave me 2 months and suggested BlueVine. No explanation. It took several emails to learn that they are targeting bigger revenue, and not small startups or small business owners. The horror happened when I tried to move my funds. Suddenly I had to verify my identify. I was on the phone with a BlueVine agent linked into a call with Brex. For more than 1 hour the Brex agent was unable to verify my account identify. He would ask for my name, and then it cannot be found. For my business name and then it cannot be found. Then for my phone number, and it cannot be found. Then he asked me for the last transaction, and I gave that, only to learn that he changed his mind and will send me a text verification which I never got. It ended in a yelling match and was a horrible experience. Only when I uploaded a photo of my drivers license back and forth (through a link they send using my webcam) and they took a 3D face map through my webcam, was my account approved so I could pull my own funds. To the horror of the BlueVine agent and myself, we found another way to transfer my funds. Brex seemed like the cool kid on the block, only to learn that they are indeed another power-hungry-entity with outsourced support that has no clue what they are doing. DO NOT GO WITH BREX! If you are a small business owner go with BlueVine or bank locally. Getting funds in, was no problem. Getting your funds out, is a nightmare!

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DO NOT bank with Brex, ever! Run! They have decided to close accounts on thousands of people with very little notice. I banked with them for almost two years and had the rug pulled out from under my business. At first I thought the snarky email was spam because it was so unbelievable, but it is all true.. Here are some alternatives I found to be pretty good: Mercury, BlueVine, Relay, Novo.

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They literally kicked me out. A simple email saying you got until August 15 to withdraw your funds. Really??? That's your solution for micro business. Useless. Not recommended at all. Stay away they can update their terms and condition and ruin your business.

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After years of being a client of Brex they have decided to stop the ability to add payments to my account completely crippling by business. They then informed me that they are shutting down my account due to them no longer supporting small businesses.

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I wasn't going to write this but it appears this company is trouble based on recent reviews so thought I'd share our experience. It's a bit different. We were a customer for over a year. We chose to leave because we found, on multiple occasions, support did not follow their own security protocols. Several of our staff members contacted support for help via email. Support asked for security verification info. In 3 separate cases our staff was not able to provide that due to access but support provided that staff member the information they requested anyway. I heard about this by chance from those staff members a few months later in a company-wide phishing/virus/security training. We were already on the fence trusting large amounts of cash to an unregulated entity like this. Once I learned about the security issues it was an easy decision and concluded it wasn't worth the risk. I wasn't initially going to share this but I've now heard from several people I trust about other issues with this company, and after searching for reviews on them I realized I should share my experience.

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As a business caught in this situation, I will say Brex is not allowing us to "remain active". They shut off the ability to deposit funds into the account before they even notified us of the desire to no longer have our account. We expect many late fees and bounced transactions because we can't find and set up with a new bank and redirect 100+ vendors to a new bank account before funding runs out. This is on top of the fact that Brex has us already scrambling to change our routing and account numbers less than 3 weeks ago, and we just finished our move to Brex in April.

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Closed account without notice. Unhelpful and rude "customer service" reps. Immediately upon receiving a generic email terminating our relationship, all support features became unresponsive. I maintained a balance, connected my merchant account and payroll, paid fees as requested, and never caused an issue.

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Abruptly, and randomly shutting down accounts ... avoid these guys..

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This is a truly awful company with poor leadership. They closed our account despite multiple 50K+ direct deposits - we were told our account was too small. Why not tell us what their target demographic was from the beginning? We wouldn't have connected all our direct deposits and debits to this worthless account.

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Brex is doing a wonderful job, keep the good work

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Closed my business account for zero reason despite having consistent funds and zero previous issues. I was given no notice, other than through an email. My husband has a separate business account and is experiencing the same issue. They also won't let us withdraw our funds for 3 business days. When we called to find out more info, the representative was rude and unhelpful. He kept going in circles about how there was nothing he can do and refused to let us talk to a supervisor etc. Meanwhile, I have received 4 other emails from "Pry" who is now affiliated with Brex, asking me to get in touch to utilize their services. Based on this and everyone else's experiences on here recently, things do not add up. I do not recommend.

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Closed our active business account without warning. We've been in business 15 years, we employee 30+ people, we have never had a negative payment, we always have cash in our account, we use it almost daily. No explanation just 'withdraw your funds and leave' We do website development for huge companies and have no strange activity that would contribute to this, and the decision is final. We have a few months to uproot everything and switch to a new account, update all our ACH info etc, connected accounts, etc.

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We've been using Brex for about a year now and went with them because they advertised being a bank for small business startups. A couple weeks ago they sent us a notification that we need to change routing numbers. So we had to coordinate with our payroll, Expensify, Quickbooks, and numerous customers that pay us via ACH. After doing all that, today they sent us an email that they are closing our account on Aug 15 because we aren't a big enough account for them. We deposit 30-40k every month so even though we're a small business it's not like we are inactive nor have we ever had any overdrafts. So now we are going to have to redo all of that with a new bank. So just know that if you decide to bank with them you should expect at any time they will close your account even if you're in good standing.

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Out of the blue, we get a message saying, "Brex is constantly evolving our business, and after changes to our strategy, we are less suited to meet the needs of smaller customers." So too bad, my account is closing August 15th whether I like it or not. "This decision cannot be either changed or delayed. Your account will be closed by August 15." Maybe Brex doesn't realize that small businesses become big business, and we're going to be sure to BOYCOTT any big business that uses Brex or ANY bank associated with Brex for the pain and needless aggravation this bank has put us through.

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They decided to kick us off for no reason. We have been a Brex customer for almost 2 years. What a despicable way to treat small businesses.

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I got an incorrect email that my account was closing...they were responsive and the CFO Adam reached out personally to resolve the incorrect issue. Living up to the brand promise of being a financial OS for startups of all sizes after that incorrect communication.

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Received a notice that Brex would be closing my account in one month, without explanation. Considering I have a legitimate business that is active and operating, all I can assume is that they're scrubbing me for not moving enough money through the account. Whatever their decision process is, Brex's refusal to be transparent is a terrible way to run a company that partners with others in the business world. If you want a steady business checking account, you're better off elsewhere than at the whims of a customer service platform that resembles a brick wall.

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So I have had a Brex account for over a year and i was informed about a week and a half ago that ACH and Mobile Deposit functions on the account were disabled, no explanation, just boom gone, I reached out to their online support and they refused to give me an explanation, just a "I am sorry for the inconvenience", later with a different agent they said they will not reinstate the Mobile Deposit or ACH function moving forward,and they have no information if its even ever possible, to say i was blind sided is an understatement, this is my main business account and I feel helpless. Oh and by the way, Mobile Deposit is the only way to deposit a paper check into the account. Update, Brex has reached out and asked for more information which I have given, I still have not received a single email regarding my account. It honestly blows my mind that a company would treat their single biggest resource and asset like this, very, very poor management and people that call the shots over at Brex.

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This was a good bank (although not really a bank). I loved it. Now I cannot deposit checks. I cannot initiate an ACH transfer. I cannot deposit money unless it is an outside wire transfer or outside ACH. My traditional bank charges high fees. It is why I came here. Now I can't deposit money. They don't know why I can't deposit money. There MIGHT be a chance they enable it again in the future but no clue when. What is the point of a bank that you can't deposit money into?

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Good product for our technology business. Wish they gave more % cash back for Ad spend like Ramp though.

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Worst service ever, they closed our company account without a notification and denied to provide the reason for the closure, they hold your funds and never reply about your closed account anymore. I was a happy user until this happened. Stay as far away as you can from this scam! Update: they requested my email associated with my account, just to remain silent, they haven´t contacted me with the reason for closure. Once again, beware of this scam !!!!!

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"Rejected" us before we even applied. Based on five fundamental questions. Our company has been in business since 1988 with a commercial address and is incorporated. Without providing any information other than a name, that we are incorporated, and our address, we were "declined" with no explanation further than we are "not a good fit." It makes us wonder what "fit" are they looking for? We have our suspicions that there is some form of exclusion going on.

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I'm happy with Brex due to the solutions it is providing to manage finances remotely. Excellent customer service,

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They closed my account for inactivity which I told them that I've been dealing with some personal issues but still, they just closed my account. Which I was going to work them but not anymore. Very disappointed and I don't recommend to work with them.

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I recently lost my wallet in Mexico and went to the Brex app to lock my card until I could either (a) find my wallet, or (b) determine whether it was stolen. Unfortunately, my wallet was stolen and there were 3 large fraudulent charges on my Brex card until it was locked by the company on the 4th charge. In my opinion, the card should have been locked from the app and none of the charges should have been permitted. Otherwise, great app, great company!

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I'm tried with many US Virtual banks but Brex is the one of the best fintech in USA cheers

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After using other online providers for years having high transaction rates and long-complex processing, when I migrated my company over to Brex I was completely satisfied that I made the right decision. The online UX is awesome - The mobile app just works flawlessly and BREX SUPPORT is at another level. Would rate Brex with 10 stars.

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Brex is efficient and makes good sense. We earn rewards while managing expenses. Because we are exclusively remote, our team has the resources to carry out their responsibilities using Brex.

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It may be good but they rejected our company application with no explanation.

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To date the Brex platform has been easy to be set up, straightforward to use and easy to administer. What's not to like when you are busy running a business.

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Excellent bank that gives 360 support and incentives.

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Brex is a great financial institution for small business owners.

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It's a pretty cool product, the best for small business banking management.

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Recommend for any business

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Easy to sign up and use it

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All epic Its great, just use it.

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Excellent services and integrations

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BREX is really awesome. The app is friendly in all ways you use

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BREX have been Simple, Elegant and Agile..

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So far the best service ever Other bank should learn from them

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Fabulous experience. Easy to use, intuitive and no crashes. Best rewards for the credit card.

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According to many of researchers, people aren;t tend to trust financial services, as they falsely believe that all of these financial institutions are created by bankers for impovering population. I assume it's party so.. Nevertheless, I positively relate ot banks and financial services, as I understand that they have helped millions of people around the world to manage their difficult situations. I applied to this financial service, as I require some money for refurbishment and I took out a loan where. Managers were polite, the rate is acceptable, I estimated all the chances and took it out. These days I am really happy =)

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my account has been close for over 2 months now and I still cannot redraw my balance. Every time I am being told my account is being reviewed. I only have two transaction history on my account. Why does it take Brex months to review an account with only 2 transactions? I have no more money to support my business. Why should it be difficult to get my balance? Please complete my account review so I can redraw my balance.

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I opened a Brex cash account in February 2022. I decided to start using my account in March 2022. I took out a business loan of $35,000 from my cousin which I had her send to my Brex cash account. My account was blocked as soon as the money was credit to my Brex account. It’s been over a month now since my Brex account has been blocked and Brex won’t allow me redraw my money or return it back to my cousin. This company is ruining people lives. Stay away from them by any means. The most annoying is that the Customer service is of no help they only thing the tell me is that my account is under review. How does Brex take months to review a bank account with only a single transaction history ? The only funds I received was the business loan I had my cousin send to my Brex account. Why is Brex still keeping my money? Why is Brex not returning the money back to the sense? This company will ruin your business. Stay away from them

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Absolutely a horrible company they have never given us any support on their system if you’re a small company stay away from the scam I do believe in time they will be exposed. We run a small construction company and we got duped into using the brix System I encourage all small companies to stay away

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A friend's business is collapsing, you locked his account and gave him no updates about what went on. All you could say is his account poses a high risk to Brex. No vital reasons why it got closed. It started on 6th December and you asked him to wait for 120 days. After the days got due which felt on the 6th of April. You didn’t open the portal for him to withdraw his funds. Just look at how PayPal and the rest of the companies work. After due dates they give you options, he asked you and you guys decided that he can’t withdraw. You later sent an email saying that the money is getting returned to the original financial institution. He asked which of the transfer is getting returned and you said he should reach out to the other financial institutions to find out. You have to be able to tell him when the money is being returned. There should be proof of funds being returned so he can also have that down as proof of funds between him and the originator who sent the money. The money is still showing in his account and secondly, I don’t see any indication showing that the money is being Returned. So why all these lies. There should be some Vital reasons. You’re not even giving him any duration about when the other institutions are getting the funds all you can say is he should reach them out which is very bad. As a business bank. Work in a legit way for customers to see the hands work of you guys. Give him the correct reasons. Give him durations and have some proof for him to know that it’s being returned and the other bank should approximately expect it within a period of time.

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Very helpful. I would recommend this company very highly

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Brex is great. Always helpful when I have troubles.

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smooth and user-friendly transactions! kudos to the support agents too

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It's ridiculous that a replacement card cannot be sent expedited mail. I've had to go almost 2 weeks now waiting for the new card.

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Great user interface and superb customer service

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Great platform, you can navigate it easily.

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I had a bad experience with a member of the Brex support team and their error caused me a serious problem. After writing a review here, they reached out and called me and personally apologized plus they offered to "make it right." While I had a bad experience that caused me to distrust Brex, their quick reaction to reviewing what happened and apologizing made a big difference to me. I am giving Brex another chance because other than this one event, I do like their platform.

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I was customer for a year plus and suddenly my account was closed by Brex on December 3rd 2021 with no explanations. I had a balance of $36,660.51 on my Brex account when my account was closed. I was told Brex was going to hold my balance for 120 days before I Will be able to redraw my balance. It’s past 120 days now and Brex is still not allowing me to redraw my balance. I am writing the reviews in hope someone can help me get my balance out as my business is on the verge of collapsing

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Great people good communication awesome bank can’t wait for more awesome things to come could not of done it without Brex you guys are 10 stars 💯

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Great! Always super helpful which I appreciate alot.

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I'm a foreign founder of a Delaware C corp. Brex make it easy to get set up as a foreign founder and the UI of the platform makes it easy to get things done.

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Great tool for business expense management

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Scam company, they say your account is approved then first thing they get you to deposit money. After you deposit they say your account is disabled and it is not negotiable.

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Using Brex is super easy and without any stress. Managing virtual cards for vendors and other expenses makes life easy for the finance team.

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Brex is amazing! I integrated it with QBO for bills and credit cards. All of my payments are instantly matched to all of my bills, and all of our credit card transactions instantly flow through to QBO as well, already in the correct QBO account. My match and close process literally takes less than 5 minutes for hundreds of credit card transactions from 5 different cards and 20-30 Bills/payments to vendors each month. Couple the instant close process with Brex's ability to act as a bank and send ACH, International Wire, and physical checks and this is the best FINTech product that I have ever used.

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So cool bank and solution

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Love the ease of use

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Update: So they contact me to repeat the same information. They didn't do a "review", they repeated what the bot said with a random support agent name attached to it. This isn't how you win customers. Don't even bother with Brex. It's a scam since they can take your account away from you for no reason and force you to migrate to a different bank because they said so.

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Seems like the company is acting up now... I've been with Brex for more than a year, then after a short period of inactivity since I was doing other things, they sent me a message saying that they would close my account if I didn't start using it again. I followed the instuctions and still they are closing the account with no review. I'm not the only one on Trustpilot with this issue and this is an ongoing problem. Don't use Brex. Your better off using anyone else...

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Brex informed me they would close my account unless there was activity, so i contacted them for specific instructions which i followed to a "T". I tried to utilize via Quickbooks but the connection wouldn't work. About a week later, i am informed that they are closing the account with no review. Tried to reach support but just a bot. Not small business and startup friendly....run.

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Great bank. Love it

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I applied to Brex since it is a partner institution of firstbase.io, which I used to open my online business. My application was simply refused. There is no possibility to appeal, and no reason for the refusal was given. My guess is that even if my company is active in the US, they would rather not have clients from Europe. Dont waste your time with Brex, look for a company that doesnt play hard to get.

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Brex closed my account right after I received my first payment ti by brex account. Now they are holding by business funds. When I login to my account , this is w has my dashboard says “ Wait 1-3 days for the hold on your funds to clear You must wait to initiate the withdrawal of your remaining funds until your money market fund holdings are sold to generate cash and the hold on your funds to clear.“ Says I should be able to redraw my balance in 3 days. It’s been 10 days plus now and I am still not able to redraw my balance. Then I get an email saying brex might hold my balance for 120 Days. I am starting the believe this company is running a scam on small business

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I received a Google Ad for Brex as I was setting up my retail e-commerce business. I had already quickly set up a business bank, revolving credit account, and accounting software elsewhere (literally done in minutes), but was intrigued by the "all in one" advertising. I've filled out MANY bank account applications in my lifetime and never been denied. Despite carefully reading through EVERYTHING available on their website and finding my situation listed on their application, it was surprising to have my application denied because my e-commerce business is funded by angel investors instead of venture capitalists. What was more interesting was that it was only once I sent in my ID, that I received this notice of denial. Not during the automated application process, was not asked to see the promissory notes, hadn't uploaded any business bank statements yet. When I inquired why the advertising doesn't match the company policies, I was told that my account would be "risky". What's risky about making deposits and paying expenses?! A start-up doesn't have many transactions; seems rather safe actually. So, I have to assume that my gender, my geographical location, my assumed ethnicity, and/or assumptions about my projected income and expense habits were used in the immediate (not days, literally minutes) decision about my application (my ID wouldn't pass their AI, so had to send it to a live person who contacted me to pursue this application - I was planning to leave it unfinished). Considering Brex isn't an actual bank, and I've had zero trouble at real banks (having been in the financial industry for decades now, as a professional with multiple college degrees), I can only assume this is a cleverly disguised scam to make someone up the food chain money vs. offer legitimate benefits to small/medium business owners. I'm familiar with such ploys, which is why I always read the fine print. Trouble with this case is the fine print is ambiguous and they seem to have unpublished policies that don't revolve around customer service. If you're looking for ways to manage your small business money, look elsewhere. Do you really want someone to manage money like a bank, but not go the extra mile to operate with the same lawful regulations and documented policies? Upon further research I came across countless reviews (of competitors) that abscond with customer funds and not being a real bank, what can you actually do about that? Nothing... UPDATE: Again, after further review of Brex only reviews, found they have same issues I noted in several of their competitors. Brex immediately saw and responded to my review by asking for my name and number, after posting their generic "everyone should be heard" comment. There's nothing to remedy in my case. Even if there was some mistake, they decided to approve my application, I wouldn't proceed with opening an account, much less put $1 in their trust & care. Talk about risk, I have a duty to my investors NOT to risk their money by storing it in some fly-by-night operation! I'll just stick with Wells Fargo...it's not fancy, but it gets the job done.

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Why is brex still keeping my money after my account has been closed. On my dashboard it say I can redraw my balance in 3 days it’s been 4 days now and i still cannot redraw my balance. This is what it says on my dashboard “ Wait 1-3 days for the hold on your funds to clear You must wait to initiate the withdrawal of your remaining funds until your money market fund holdings are sold to generate cash and the hold on your funds to clear.” This is my company funds and you are keeping my business by doing this. This is unacceptable PS: No one from brex team sent me an email concerning my balance as brex states on here. The least brex can do is be honest their clients

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