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Revolut page review
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Revolut
Revolut
Excellent
Reviews 125,104
Catherine Miller
Nov. 15, 2022
2 min read
Catherine Miller
Revolut summary
Revolut launched in the UK in 2015 and has since grown to 18 million personal banking users worldwide. With a range of exciting features, Revolut not only enables you to manage your money through their app, but also save, transfer, and exchange it with just a few clicks. You can even invest in stocks and cryptocurrency. If you’re looking for a cutting-edge banking app, Revolut is certainly worth a look.
Pros
  • Transfer money with a click
  • Get cashback on spending
  • A range of investment options
Cons
  • No higher-interest savings options
  • Can be hard to reach customer service

Revolut Revolut Visit Revolut

Advantages Over Traditional Banks

It’s free to set up an account on Revolut, and you can do it via the app in minutes, without filling out complicated forms or needing to take ID into a branch (you can verify remotely using a photo of your ID document). There’s no minimum deposit needed to open a current account or a Savings Vault that can start earning interest.

Cutting-Edge Banking Services

Revolut gives you a range of cutting-edge services that traditional banks are less likely to offer. For example, you can invest in fractional stocks and cryptocurrencies quickly and easily through Revolut. There is also the chance to earn cash back when you use your card and get discounts at Revolut’s partnered businesses.

Revolut’s app comes with several exciting features that let you manage your money in one place. You can quickly and easily transfer money in the app, including to friends or family abroad. Currency exchange becomes easy, as you can create a new account in your chosen currency to get access toup-to-date exchange rates. 

Smart budgeting enables you to analyze your payments, get notifications when you go over your set budget, and review your progress weekly. With vaults, you can put your money aside for different purposes and round up your spare change into them, too. Paying with your phone is easy, as Revolut integrates with both Google Pay and Apple Pay. 

Revolut also offers a salary advance (available if you have a direct deposit set up to your Revolut account). This means you can receive your salary up to two days earlier than payday, so you won’t be scrambling for loose change at the end of the month. This isn’t a loan, so there’s no charge for this service; Revolut simply unlocks the deposit earlier than most traditional banks. 

Traditional Banking Services

You get unlimited free withdrawals from more than 55,000 ATMs in Revolut’s network. From an out-of-network ATM, you can withdraw up to $1,200 monthly for no fee. You can also set up an instant-access savings account (known as a savings vault), which you can take money from at any time with no wait, although interest rates are currently low. Revolut currently doesn’t offer credit cards in the United States, but is planning to do so in future. You can get a physical debit card as well as the virtual card to use online.

Interest Rates and Fees

Savings vaults (which are instant access) deliver a variable Annual Percentage Yield depending on your plan.

PlanCost (monthly)

Annual Percentage Yield (up to)

StandardFree0.05%
Premium$9.990.07%
Metal$16.99
0.07%

Customer Service and Online Experience 

The Revolut website has a lot of information to help you, including a rich knowledge base. You can also get further support from the Revolut community, where users answer each other’s questions. 

If you need to get in touch with Revolut, the easiest way is through the app, where there’s 24/7 chat support. Or, you can call the phone line, although help there is only available from an automated service. Be aware that some users have found it difficult to get in touch with a human customer service representative. 

Mobile App  

Revolut’s app is available for both iOS and Android. It gives you access to all of Revolut’s features, from checking your balance to making transfers, purchasing cryptocurrency, and saving money in your vaults. Mobile check deposit is also available. The app is generally easy to download and set up, although some users report issues with verification and transferring in new funds. 

Security 

Revolut’s award-winning security system helps keep your account, debit cards, and data secure. All data, including that shared with third parties, is 2048-bit SSL encrypted. You can use the Revolut app to receive spending alerts, so if your card goes missing and is used elsewhere you’ll know about it instantly, and you can freeze your debit card if needed. Plus, you can create a single-use card for online shopping to increase your level of security. 

 Your account is also FDIC (Federal Deposit Insurance Corporation) insured for up to $250,000. Verifying your account requires you to upload a picture of yourself and a valid ID. Logging in to the app requires a passcode or biometrics. 

Summary

Revolut has a range of cutting-edge and useful features that allow you to manage your account, analyze and control your spending, save, and even invest. If you have friends and family abroad, Revolut could be a really helpful banking solution, especially with its quick transfer and foreign currency exchange functions. And with Revolut’s powerful analytics, you could get a better insight into your spending and hopefully save more, too. 

Although you may want to combine your Revolut account with a higher-interest savings account from another provider, its tools could help you make the most of your money and put more away. And, if you want to dabble in investment, Revolut lets you purchase stocks and cryptocurrencies through the same app, making it really convenient to get started in investing. With such a range of features, you’re likely to find something to love. 

Methodology

We gathered information for this review using the Revolut website and reviews on Google Play and the App Store.

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Catherine Miller
Written by
Catherine Miller
Catherine Miller is a lead member of personal finance and pension innovator Maji, where’s she’s responsible for content creation and running Maji’s personal finance masterclass, among others. She is also a freelance writer in the fields of finance and education, and holds degrees in English and education.
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See what some costumers are saying about Revolut
Revolut
Excellent
Reviews 125,104
on
Excellent
76%
Great
10%
Average
3%
Poor
2%
Bad
9%
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artur debiczak
40 minutes ago
Super
Łatwy i szybki dostęp do pieniędzy
P
paul jones
an hour ago
I am new here but the transfer from on…
I am new here but the transfer from on account to another was really easy
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topik topik
8 hours ago
Revolut jest super pod każdym względem…
Revolut jest super pod każdym względem 💪😙💪
P
poppy ellis
9 hours ago
I use the premium card and I think it’s…
I use the premium card and I think it’s great :) good benefits, fast and helpful service even late at night. Wonderful staff.
S
stephen robertson
10 hours ago
Underhand tactics
I find the “free” trial of plus offer to be deceptive and underhand. Please be aware of you take the free trial you will be offered a physical card. If you take this card it is not made very clear that if you decide not to go ahead with the plus subscription you will have to pay almost £10 for the card. So the “free” trial is anything but free.
C
claudia medeiros
11 hours ago
Após várias tentativas para conseguir…
Após várias tentativas para conseguir resolver o meu problema de transferência para a conta, consegui finalmente resolver a situação O assistente acompanhou em tempo real a situação
P
petra scherer
11 hours ago
very comfortabele using the account
very comfortabele using the account
m
miguel ángel sauceda balas
12 hours ago
Hasta la hora todo muy bien 😃,solo…
Hasta la hora todo muy bien 😃,solo llevo días
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manhar bhojwani
13 hours ago
They lost my house deposit money
I transferred a large chaps payment from a bank to my Revolut bank ( my deposit for a house ) Quite simply Revolut lost my money and I still haven’t got it. Their customer service are useless, they didn’t seem to understand the severity of the matter. They keep providing generic advice to just wait longer. Their accounts are easy to open and app is easy to use. But for security I urge people not to use this
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nicole eltschinger
14 hours ago
Simple d’utilisation
Simple d’utilisation
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austin nicholas
14 hours ago
Very simple and effective solution to…
Very simple and effective solution to manage all my finances. Very pleased the way Revolut settled a fraudulent payment.
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alex bendyuk
15 hours ago
everything works fine .thanks
everything works fine .thanks
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fiona o connor
15 hours ago
I signed up for Revolut 3 years ago and…
I signed up for Revolut 3 years ago and I find it absolutely brilliant . It’s so easy to use . I highly recommend it to anyone thinking of signing up for it . It was the best decision I made .
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maryo varlan
15 hours ago
Super contento
Esta una aplicacion boina
J
j. al-goobori
16 hours ago
De er gode nok.
De er gode nok. De svarer hurtigt via chatrummet. I løbet af vores samarbejde og indtil nu havde vi ingen problemer med at modtage eller sende penge. Det eneste, der fik mig til at give dem 4 stjerner, er ikke at give dem et IBAN-nummer for det land, hvor jeg bor og arbejder (DK-Danmark). Hvis de kunne overvinde dette problem, ville de fortjene 5 stjerner :-)
V
victor
16 hours ago
Is one of the best
Is one of the best , you can realy have everything , cripto, stocks , exchange at the best rate ! No one is like that Trust me I higly recomend REVOLUT to MUST HAVE !
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hala saed
17 hours ago
It’s the best bank I have an account…
It’s the best bank I have an account in, the easiest to use, fastest and the most practical.
c
customer
17 hours ago
Trying to be fair, but...
Trying to be fair here. I have been a big fan of Revolut. Transfers are instantaneous and exchange rates are tough to beat. But when my account was hacked and €7k charged to it for purchases in another country, they said it was my fault and implied I was making it up. Luckily, I called the retailer, found someone who spoke English, and who was willing to go the extra mile to block the purchase and refund me. A quick search online shows many, many others in the same situation. I'm still giving them 2 stars because of the ease of use and I still use for transactions, but I will no longer keep anything significant there. I suggest you don't either.
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ljw ljw
19 hours ago
Fee less transactions with other users
Feeless transactions with other users. Feature of account investing, Cash back, wires. Very rich experience with using this app and card
E
elaine keegan
17 hours ago
Just find it so handy
Just find it so handy. Makes life so much easier
E
eric gallet
17 hours ago
Simplicité d'utilisation et le paiement…
Simplicité d'utilisation et le paiement à l'étranger sans frais.
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oliver beyer
17 hours ago
I especially like the support chat
I especially like the support chat, where a real person (i believe) actually helped me out when i had a problem. This will actually make me recommend that app further to others.
E
erni
18 hours ago
Wszystko
Wszystko. Weryfikacja , konto, karta, i to ,że mogą mi koło pędzla zrobić polska skarbowa i ZUS.
C
customer
18 hours ago
Really good
Really good, quick and efficient
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gheorghe dură
18 hours ago
Dețin acest cont de aproximativ 3 ani…
Dețin acest cont de aproximativ 3 ani dar nu am am avut nici cea mai mică nemulțumire despre serviciile puse la dispoziție, recomand cu cea mai mare încredere % mai mult decât orice altceva. Cu respect Dura Gheorghe Marius.
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yuliia kolosovska
18 hours ago
I use Revolut when traveling
I use Revolut when traveling. The exchange rates are very favorable. The Revolut card is accepted everywhere and I don't have to worry about the security of payments. This is my second card and I recommend it to all my friends.
M
moi
16 hours ago
What is going on and why people from…
What is going on and why people from Bosnia and Herzegovina can not open an account? Bosnia will be part of EU by 2025.
v
valerie fettel
18 hours ago
Reward payments did not receive
Invite someone to Revolut but did receive the reward payments
P
primo szaja
18 hours ago
Excellent experience o using Revolut
Excellent experience o using Revolut
F
firuddin mammadov
18 hours ago
Best
Good app, many awesome features and of course technically well developed.
C
chris
18 hours ago
Very easy to use so simple and helpful…
Very easy to use so simple and helpful chat when I had an issue with a payment
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jamoula mokaadi
18 hours ago
It is very easy to transfer and even to…
It is very easy to transfer and even to receive money on revolut especially for time and fees , faster and efficient , it facilitates my life , thank you!
M
mike burgat
19 hours ago
All around better than any other bank…
All around better than any other bank service around. As long as they don't change from current operating model and force that FR IBAN on me (I'm happy with the LT one) I'll keep using my Revolut account as my main spending account. I've got cards for my wife, for my kids, all of it is managed in seconds through the app. Love it !
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andrei valentin nitu
19 hours ago
Best card Ive ever owned
Best card Ive ever owned
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sameh darbouli
19 hours ago
User friendly and professional …
I think it’s a wonderful app and very well designed
M
miss maureen sorae
19 hours ago
A very prompt
A very prompt, easy and effective way to banking and financial transactions online. I have been using Revolut for over a year and can’t sincerely ask for more 👌🏼
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helms julio
19 hours ago
Love the app
Love the app. Easy to use. Had contact with customers services and all went well. Very nice and efficient.
D
david leboff
19 hours ago
Tres bon service et rapidité
Tres bon service et rapidité Super carte de paiement Je recommande
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boris bogislaw
19 hours ago
Great customer service
I tried to make a bank transfer, but the app kept saying the IBAN was wrong. I was 100% sure that it was correct and contacted your very friendly customer service. The matter was solved in 10 minutes.
O
oluwasesan bello
19 hours ago
No room for overdraft or loan
No room for overdraft or loan, no incentive for using your online bank unlike other online banks like Monzo.
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florentina obreja
19 hours ago
Transfer rapid
Transfer rapid,fara timp de așteptare
J
jorden obasa
19 hours ago
Great and easy to use app
Great and easy to use app. Friendly staff in the help option when sorting out any queries or issues.
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gilzaireyyahoo.com
19 hours ago
The app is very convenient
The app is honest, efficient and very easy to use.
C
customer
19 hours ago
Best Bank
the app is easy to use and fast, it has what everyone needs
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haris mateides
19 hours ago
Very very ease of use and extremely…
Very very ease of use and extremely satisfying experience
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yuri martinez sánchez
19 hours ago
Me gusta mucho esa aplicación y espero…
Me gusta mucho esa aplicación y espero permanecer todo el tiempo con ustedes gracias por la oportunidad de ser parte de la familia de Revoluciom
V
vladimir
20 hours ago
The staff is qualified
The staff is qualified, they transfer tasks to experts swiftly
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alex slivinschi
20 hours ago
Terrible service
paid for a metal card and received a plastic card
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ganiyat tayo
20 hours ago
Their customer service representatives…
Their customer service representatives are always willing to help. I was wrongly charged for a service I didn't subscribe for by an online merchant. The error was not from Revolut. But their customer representatives were very helpful.
D
danny goodwin
20 hours ago
Direct Debit action. Rapid and accurate transaction speeds.
Rapid and accurate transaction speeds.
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ainembabazi immaculate
20 hours ago
I have been trying to make a transfer…
I have been trying to make a transfer but rejected submitted source fund but took forever to ve work on
A
alireza mirsharifi
a day ago
You can have all the currencies...
You can have all the currencies exchanged at no fee. Very useful for travellers. User-friendly app with helpful customer services.
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olusola taiwo
20 hours ago
Nice financial app.
Nice financial app.
A
anto
20 hours ago
Just what I need
It is really what i need, so a smart bank account that i can use for the my daily expenses in safety.
A
anil kumar
20 hours ago
Easy to use
Good App & easy yo use.
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patricia kelleher
20 hours ago
Excellent staff
Excellent staff
M
marta gil
20 hours ago
The most I like is the app
The most I like is the app, it works perfect and it´s very easy to make transactions, very intiutive. The customer support it´s very efficient too.
c
customer
a day ago
I want to say that I referred Revolut…
I want to say that I referred Revolut to a friend, my friend now is actually using Revolut and I didn’t receive anything
D
davide scialla
a day ago
Fino ad oggi Tutto bene ma no per il conto giovani
Fino ad oggi Tutto bene. Mentre per quanto riguarda il conto giovani troppe limitazioni all'uso, l'assistenza dice che non è possibile pagare in posti dove vendono alcolici o tabacchi o prodotti vietati minori e quindi la carta giovani non viene accettata quasi mai nei bar per colazione o pranzi, ai tabaccai per abbonamenti o biglietti dei mezzi pubblici, persino al McDonald's forse perché vendono anche la birra! A queste condizioni è poco utile perché viene meno all'esigenza che può avere un figlio minorenne, cioè mi chiedo dove può pagare con la carta?? Per il resto invece dal mio conto revolut sono sempre riuscito a pagare. Ottimo l'invio di denaro istantaneo tra conti ha Revolut. Bonifici veloci. Ottimo l'impostazione dei budget.
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chandana piyaratne
a day ago
Good customer service!
Good customer service! I had some issue with money transfer. Due to service unavailability in certain countries. Support agents struggled to understand the problem at the beginning. But when they identified the issue, were quick to resolve the matter. I really appreciate their attitude in helping the customers. Hope they will expand and make the service available in more regions in the world.
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dio d
a day ago
It works very well i travel a lot and…
It works very well i travel a lot and it is easy to exchange what ever curensy i need at very good rates. The down side is that lately you introduced some comition for exhange i was not very happy about that but in rest is ok.
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j h
a day ago
Easy and reliable in use.
Easy and reliable in use.
F
fábio gonçalves
a day ago
Atenciosidade pelo sr Lourenço que…
Atenciosidade pelo sr Lourenço que resolveu o meu problema com o cartão com a maior brevidade.
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amin iri
a day ago
I think it would be very good to make…
I think it would be very good to make the desired services a little clearer, such as the services and product specifications or the method of issuing a physical card
S
simone c
2 days ago
Sono cliente da più di 3 anni
Sono cliente da più di 3 anni, da 2 anni, felice di pagare il piano premium. Soldi ben spesi, mai avuto problemi Complimenti
V
vlad chioreanu
2 days ago
very profesional and helpfull service…
very profesional and helpfull service at your disposal any time, fast transfers ( international)
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olivia pinillos jimenez
2 days ago
Me siento engañada
Me siento engañada. Opte por la opcion Premium por que decía tres meses gratis, y quise bajar al momento al plan standar y me cobraban gastos y me van a cibrar dentro dd un mes.Me había equivocado al coger envio standar, al pedir consejo a uno de vuestros consultores que queria urgente, me dijo que anulara esa tarjeta asi lo hice y entonces no me dio la opcion de envio urgente. Todo mal
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наташа юрчак
2 days ago
Manager handled with my mistake…
Manager handled with my mistake correction very quickly and professional
L
lynne fountain
2 days ago
I went to cashpoint with pin to…
I went to cashpoint with pin to activate my card fir it to be blocked....pls help I go to Australia next week and need to use it. .
A
alisa
2 days ago
My experience with Revolt is disastrous! I won't recommend Revolut to anyone.
My experience with Revolt is disastrous - they blocked my account on 4th February 2023. After so many attempts to get a piece of information from Revolut support, I felt mistreated. They have blocked my account without any explanation of the reason, and all I know is that there is an investigation going on. No deadline or explanation for such an investigation is provided. I even can not provide the documents supporting my recent transactions, which confirms the absolute legal source of my money!!! Absolute useless Premium account!!! You throw money away. I can provide you screenshots of all the recent communication with Revolut support team, and you will understand quickly the scale of this disaster. 15 thousand pounds were planned for an apartment rent payment upfront. I should have paid for it TODAY. Now I can not pay for it, and I live with a 3-year-old child in the hotel without any knowledge of when this issue will be resolved!!!! Any communication with Revolut failed. Support chat does not even respond and just copies the same messages all the time. All other users reviews make me afraid that this process can take weeks/months which makes this company look very unreliable. I realised that the restriction of Revolut accounts happens on regular basis with no option to contact the company or get the money back. I would never recommend Revolut to anyone. Alisa
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konstantinos pagkidis
2 days ago
It's easy to use
It's easy to use, and the security features are a lot. I feel very comfortable and secure when I'm using the card.
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sami awan
2 days ago
I will never recommend Revolut
I will never recommend Revolut. I have been using Revolut for long time but whenever I had to contact customer service. They were horrible and never helped me. This time they offered me free account upgrade and when I upgraded they have charged me 12.99 and when I asked they why I have been charged. They said we dont know anything the offer I am talking about even I have sent them a screenshot of that offer. I have been told they will investigate but never get back to me neither they compensate me. I will not recommend Revolut to anyone. They are rubbish.
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manuarii bonnefin
2 days ago
Revolut is the greatest
Revolut is the greatest tool in transfer money online, working with crypto. An payment is fast and secure. Also fee is low for the service Revolut is offering. I can make payment everywhere and also buy and sell crytpo or others. And support is fast and great when I contact support. I hope to be a Revolut amabassador ☺️
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joël jakob
2 days ago
Great alternative!
I’ve been using revolut for several years now. It‘s a great alternative. I love the exchange rates and the simplicity of use. Apple pay is also a great plus. It‘s become my main method of payment. So far no issues at all!
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andrzej kierzynka
2 days ago
Habe die Karte kurz
Habe die Karte kurz, aber bin richtig zufrieden damit. Bis jetzt alle Abläufe einwandfrei sehr übersichtliche App, viele gute Vorteile gegenüber Standart Kreditkarten. Auf jeden Fall empfehlungswert.
T
tim
2 days ago
Registration issue
I've wanted to refer a friend, but he couldn't make an account because the it always said "Something went wrong, please try again later."
G
giovan battista paviera
2 days ago
La Banca più all'avanguardia di tutto…
La Banca più all'avanguardia di tutto il panorama Fintech oggi
O
oana-maria antohi
2 days ago
Best costumer service 🙏
Best costumer service 🙏
a
angela pelling
2 days ago
The company is so easy to navigate
The company is so easy to navigate
A
alpha
2 days ago
Chat response
Chat response
C
christine checketts
2 days ago
Live your life with Revolute!r…
I live in a house with 2 other relatives we share our bills being able to transfer the money between us is really easy as we are all with Revolute. I also have a married son in Australia he is also with Revolute transferring money to him is easy. I went to visit last year using Revolute to pay in Australian dollars was so easy. Also to get to Australia I had connecting flights in Germany and Singapore. Used Revolute no problem!
G
giuliano
2 days ago
La flessibilità e la praticità nel suo…
La flessibilità e la praticità nel suo utilizzo...TOP!!!
J
jack
2 days ago
loan
very quick credit decision, full of professionalism and apparently from the bank
M
m/sivetastrauta
2 days ago
After having issues with my card( my…
After having issues with my card( my own silly mistake ) support team was amazing. Everything was sorted in couple minutes and no extra charges. Thank you very much!
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thomas hewitt
2 days ago
Great staff and resolved my issues very…
Great staff and resolved my issues very quickly
P
peter
2 days ago
Great bank
Great experience customer service experience is ideal
A
anian parres
2 days ago
el informatico muy eficiente y…
el informatico muy eficiente y resolutivo
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георги коларов
2 days ago
Amazing app
Amazing app. I’ve been using it for 3 years and I can’t leave without Revolut😍
M
mircea paul
2 days ago
highly recommended!
highly recommended!
D
daniel dragulin
2 days ago
Sunt foarte mulțumit de Revolut!
Sunt foarte mulțumit de Revolut!
N
nurul chowdhury
a day ago
Anas on Live Chat is a Star
Very easy and good experience, excellent customer service from Anas! Really helpful and explained everything step by step.
D
davina
2 days ago
Love Revolut
Love, love this app. So easy to use. The pay later function is great. All the transfers are instant also ! Totally recommend Revolut
J
james utterson
2 days ago
Avoid Them
Avoid. Avoid. Avoid. Charge you for services you did not request, their customer service is non-existent (unless you call every answer being "It's in our Ts & Cs" as customer service) and when you try to close the account they try to hit you with fees such as £49 for the debit card. The banking ombudsman should be investigating them.
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wojciech skiba
2 days ago
Jestem bardzo zadowolony z usług i…
Jestem bardzo zadowolony z usług i pomocy technicznej
N
nuno pessoa
2 days ago
Funcional
Sempre tem funcionado bem o cartão , nos câmbios, nos levantamos e transferências.
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razvan tudor toma
2 days ago
Great app that just works
Great app that just works. Excellent banking services.
A
anita mayer-rüd
2 days ago
For me (in my old age) Revolut is very…
For me (in my old age) Revolut is very helpful when I travel and can easily pay by card no matter in which country. End if the day I see how much I spent and be able to control my account. It’s great! Difficulty I have when I use the cellphone when I have to press twice on the side- probably a problem with my fingers🤦‍♀️🥴
L
luís pereira
2 days ago
Having a close follow-up...
It is important to have a close follow-up when we have an issue. I was able to get it and clear up my doubts.
C
cal shelton
2 days ago
Will randomly cancel outgoing payments after account open
Approved a business account for us, then cancelled payments after having the account open for 12 months. Revolut said they needed to re-run opening account verifications (ID checks). Result being cancelled direct bebits and missed payments. Will not use again
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cristina cudrec
2 days ago
Rewards
I received rewards for new members, which was great. What I did not like was the fact that in order for me to receive the reward, they had to do a series of tasks, which is normal, but one of the tasks was to order a physical card, for which they had to pay...