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Accurate as ofSep 20th 2026

Trusted Mortgage Refinance Rates September 2026

Which mortgage lender is right for you?
Which mortgage lender is right for you?
NMLS #3030
Rocket Mortgage
42,037 reviews
by
Services 1 in 6 American Mortgages
  • 8- to 30-year fixed-rate loans
  • Cash-out refinance options
  • Speedy document and asset retrieval
  • Get today's home loan rates
9.9
BestMoneyscore
View Rates
NMLS #1907
Veterans United Home Loans
Trusted by 300,000+ veterans and military families
  • Top rated VA loan provider
  • Cash-out refinancing loans available
  • Secure pre-approval quickly with 24/7 access
8.6
BestMoneyscore
NMLS #6606
New American Funding
Now is the time for a cash-out refinance
  • Competitive rates for FICO scores 580-679
  • Pay off debt & high-interest credit cards
  • Simplified hassle-free experience
9.2
BestMoneyscore
View Rates
855-276-1408
NMLS #330511
Check refi rates in as little as 3 minutes
  • Cash-out refinance savings average $2,423/mo*
  • Customers pay off an average of $83K in debt*
  • $1,279 avg monthly savings via debt consolidation*
8.4
BestMoneyscore
NMLS #1168
AmeriSave Mortgage
Cash out refi & home equity - get cash quickly
  • 98% of clients discover savings in minutes
  • Real savings, real fast - $1200 avg monthly savings
  • $130 billion funded & 24 years in business
8.6
BestMoneyscore
Bankrate
Home loan marketplace for buyers with good+ credit
  • Refinance loans starting at $200K
  • Jumbo loans available
  • Compare 15- and 30-year refinance rates
9.4
BestMoneyscore
NMLS #2059741
Tomo Mortgage
Straightforward and transparent application process
8.3
BestMoneyscore
Quicken Loans
Unlock cash from within your home
  • Get rates from our providers
  • Powerful home equity solutions
  • Connect with lenders for $0
9.3
BestMoneyscore
NMLS #1136
LendingTree
Compare rates from a network of lenders
  • 15- to 30-year fixed-rate loans
  • Get up to 5 free quotes
  • Low fixed mortgage refinance rates
8.7
BestMoneyscore
How We Score
Our scoring system is based on two key factors: Popularity and Brand Reputation. Popularity is measured using user engagement, based on the number of clicks each brand receives over the past seven days compared with other brands shown for the same query. Brand Reputation is based on data from Semrush, a leading competitive research and traffic analytics platform.
Popularity
BestMoney measures user engagement using the number of clicks each listed brand receives over the previous seven days (the Click Trend Score). A brand's Click Trend Score is calculated relative to other brands displayed for the same search query. As a result, brands that receive a higher share of clicks for a given query receive a higher Click Trend Score.
Brand Reputation
To evaluate brand reputation and recognition, BestMoney relies on Semrush, a widely used competitive research and traffic analytics platform. Semrush provides estimated mobile and desktop website traffic based on clickstream data, including user activity, search behavior, and engagement patterns. Using these insights, we assess a brand's visibility, credibility, and market presence. The resulting Semrush score is then normalized to BestMoney's scoring scale. If a Semrush score is unavailable for a particular brand, the BestMoney Total Score is calculated using only the Click Trend Score.
Our Best Overall Choice
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NMLS #3030
Rocket Mortgage
Services 1 in 6 American Mortgages
  • 8- to 30-year fixed-rate loans
  • Cash-out refinance options
  • Speedy document and asset retrieval
  • Get today's home loan rates
9.9
BestMoneyscore