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Accurate as ofDec 16th 2025
Which mortgage lender is right for you?
Which mortgage lender is right for you?
NMLS #3030
Rocket Mortgage
39,038 reviews
by
Find a simple mortgage that works for you
  • Get a cash-out refi on your mortgage
  • Variable-rate lines of credit
  • Save time with document retrieval
  • Get real-time rate updates
9.5
BestMoneyscore
View Rates
NMLS #1168
AmeriSave Mortgage
Home equity loans, 2nd mortgages, refi - cash out
  • Low rates, quick quote, and approval
  • 92% of clients discover savings in minutes
  • Real savings, real fast - $1100 avg monthly savings
  • $130 billion funded & 23 years in business
9.4
BestMoneyscore
NMLS #1717824
Fast way to turn home equity into cash
  • Access up to $750k with a HELOC
  • Competitive rates with FICO down to 640
  • Approval in 5 min, funding in as few as 5 days
  • Apply in minutes, 100% online
9.5
BestMoneyscore
NMLS #696891
Flexible loans that meet your needs
  • Keep your current home loan interest rate
  • Access up to $350K of your home's equity
  • Dedicated one-on-one support
  • Simple online application process
9.2
BestMoneyscore
NMLS #6606
New American Funding
Leverage your home's equity with a cashout refinance
  • Competitive rates for FICO scores 580-679
  • Pay off debt & high-interest credit cards
  • Simplified hassle-free experience
  • Tap into your built-up home equity
9.6
BestMoneyscore
View Rates
855-276-1408
NMLS #2042345
HELOC with no annual or prepayment fees
  • 100% online (680+ credit score only)
  • Cash out your home equity up to $250K
  • Low fixed monthly payments
  • No prepayment fees. No annual fee
9.7
BestMoneyscore
NMLS #1810501
Achieve Loans
Fixed-rate HELOC custom built for you
  • Pre-qualify in minutes, fast funding
  • No refinance required, borrow up to $300k
  • Fixed rates, flexible terms up to 30 years
  • Minimum 640 FICO score
9.5
BestMoneyscore
NMLS #1136
LendingTree
Compare rates from a network of lenders
  • Discover fixed home equity rates
  • Get up to 5 free quotes
  • Loan to value ratio of 85%
  • Cash-out refinance loans available
9.4
BestMoneyscore
Quicken Loans
Unlock cash from within your home
  • Get rates from our providers
  • Powerful home equity solutions
  • Connect with lenders for $0
  • 100% online experience
8.9
BestMoneyscore
NMLS #2443873
Upstart Home Lending
No paperwork needed to apply
  • Borrow $26,000 to $250,000
  • No in-person appraisals required
  • No hidden fees
  • Check your rate in minutes
9.8
BestMoneyscore
BestMoney Total Score
Our scoring system incorporates a weighted formula, which considers two parameters, Semrush and TrustPilot, providing a numerical score out of 10 and a star ranking out of 5 for each brand.
TrustPilot Score
As a leading independent review platform, TrustPilot houses an extensive collection of over 120 million consumer reviews for more than 550,000 brands. With its ever-expanding repository, TrustPilot serves as a resource to gauge consumer satisfaction, making it an integral part of our scoring system. The BestMoney Total Score is determined by incorporating the brand's TrustPilot score, on a scale of 1-5. However, in cases where a TrustPilot score is unavailable, the BestMoney Total Score will be based solely on the Brand Reputation score provided by Semrush.
Brand Reputation
To ascertain the reputation and recognition of the listed brands, we rely on Semrush's reliable and comprehensive competitive research tool and traffic analytics platform. By utilizing Semrush, we obtain estimates of both mobile and desktop traffic for any website. Evaluating clickstream data, including user activity, search patterns, and engagement levels, Semrush helps us accurately assess the brand's visibility, credibility, and authenticity. The Semrush score is then adjusted to our 0-5 formula for precise evaluation. However, in cases where a Semrush score is unavailable, the BestMoney Total Score will be based solely on the TrustPilot score
Our Best Overall Choice
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NMLS #3030
Rocket Mortgage
Find a simple mortgage that works for you
  • Get a cash-out refi on your mortgage
  • Variable-rate lines of credit
  • Save time with document retrieval
  • Get real-time rate updates
9.5
BestMoneyscore