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Accurate as ofMay 15th 2026
Which mortgage lender is right for you?
Which mortgage lender is right for you?
NMLS #1168
AmeriSave Mortgage
18,998 reviews
by
Cash out refi & home equity - get cash quickly
  • Low rates, quick quote, and approval
  • 95% of clients discover savings in minutes
  • Real savings, real fast - $1100 avg monthly savings
  • $130 billion funded & 23 years in business
9.3
BestMoneyscore
866-595-1142
NMLS #3030
Rocket Mortgage
Find a simple mortgage that works for you
  • Get a cash-out refi on your mortgage
  • Variable-rate lines of credit
  • Save time with document retrieval
  • Get real-time rate updates
8.7
BestMoneyscore
800-970-6322
NMLS #1717824
Fast way to turn home equity into cash
  • Access up to $750k with a HELOC
  • Competitive rates with FICO down to 640
  • Approval in 5 min, funding in as few as 5 days
  • Apply in minutes, 100% online
9.8
BestMoneyscore
NMLS #696891
Flexible loans that meet your needs
  • Keep your current home loan interest rate
  • Access up to $750K or up to 85% of your home's equity
  • Dedicated one-on-one support
  • Simple online application process
8.7
BestMoneyscore
NMLS #1810501
Achieve Loans
Fixed-rate HELOC custom built for you
  • Pre-qualify in minutes, fast funding
  • Consolidate up to $500K in high-interest debt
  • Fixed rates, flexible terms up to 30 years
  • Minimum 640 FICO score
8.4
BestMoneyscore
NMLS #2042345
Lowest rates HELOC, guaranteed
  • Access a credit limit from $5,000-$400,000 in home equity
  • Great HELOC offers for FICO scores 680+
  • Check your offer - no impact to credit score
  • No prepayment fees. No annual fee
8.4
BestMoneyscore
NMLS #330511
Lender with no commissions or unnecessary fees
  • HELOC of $50K - $750K in cash
  • Get pre-approved in 3 minutes
  • Have your funds in as little as 14 days
  • Primary, secondary or investment homes
9.2
BestMoneyscore
Quicken Loans
Unlock cash from within your home
  • Get rates from our providers
  • Powerful home equity solutions
  • Connect with lenders for $0
  • 100% online experience
8.8
BestMoneyscore
NMLS #6606
New American Funding
Leverage your home's equity with a cashout refinance
  • Competitive rates for FICO scores 580-679
  • Pay off debt & high-interest credit cards
  • Simplified hassle-free experience
  • Tap into your built-up home equity
8.4
BestMoneyscore
855-276-1408
NMLS NMLS #2443873
Upstart Home Lending
No paperwork needed to apply
  • Borrow $26,000 to $250,000
  • No in-person appraisals required
  • No hidden fees
  • Check your rate in minutes
8.7
BestMoneyscore
NMLS #1136
LendingTree
Compare rates from a network of lenders
  • Discover fixed home equity rates
  • Get up to 5 free quotes
  • Loan to value ratio of 85%
  • Cash-out refinance loans available
8.7
BestMoneyscore
NMLS #1610752
Point Finance
Get up to $500k with your home equity
  • Prequalify online in less than a minute
  • No income requirements
  • No monthly payment
  • No need for perfect credit
8.4
BestMoneyscore
NMLS #456506
Valley Strong
Tap into your home equity, keep your low mortgage rate
  • Apply in 5 minutes, fully online
  • Flexible funding with different terms
  • Get funding in as fast as 5 days
  • Consolidate debt or pay for expenses
8.4
BestMoneyscore
Home equity access without loans
  • Prequalify in about 2 minutes
  • Minimum 550 credit score required
  • No obligation quote within a few minutes
  • No income requirements
8.3
BestMoneyscore
BestMoney Total Score
Our scoring system incorporates a weighted formula, which considers two parameters, Semrush and TrustPilot, providing a numerical score out of 10 and a star ranking out of 5 for each brand.
Popularity
BestMoney measures user engagement based on the number of clicks each listed brand received in the past 7 days. The number of clicks to each brand will be measured against other brands listed in the same query. Therefore, the higher the share of clicks a brand receives in any specific query, the higher the Click Trend Score. BestMoney accepts advertising compensation from companies, which impacts their (and/or their products’) position, and in some cases, may also affect their Click Trend Score.
Brand Reputation
To ascertain the reputation and recognition of the listed brands, we rely on Semrush's reliable and comprehensive competitive research tool and traffic analytics platform. By utilizing Semrush, we obtain estimates of both mobile and desktop traffic for any website. Evaluating clickstream data, including user activity, search patterns, and engagement levels, Semrush helps us accurately assess the brand's visibility, credibility, and authenticity. The Semrush score is then adjusted to our 0-5 formula for precise evaluation. However, in cases where a Semrush score is unavailable, the BestMoney Total Score will be based solely on the TrustPilot score
Our Best Overall Choice
Sponsored Offer
NMLS #1168
AmeriSave Mortgage
Cash out refi & home equity - get cash quickly
  • Low rates, quick quote, and approval
  • 95% of clients discover savings in minutes
  • Real savings, real fast - $1100 avg monthly savings
  • $130 billion funded & 23 years in business
9.3
BestMoneyscore
866-595-1142