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Accurate as ofJul 14th 2026
Which mortgage lender is right for you?
Which mortgage lender is right for you?
NMLS #1168
AmeriSave Mortgage
19,885 reviews
by
Cash out refi & home equity - get cash quickly
  • Low rates, quick quote, and approval
  • 98% of clients discover savings in minutes
  • Real savings, real fast - $1200 avg monthly savings
  • $130 billion funded & 23 years in business
9.3
BestMoneyscore
866-595-1142
NMLS #3030
Rocket Mortgage
Find a simple mortgage that works for you
  • Get a cash-out refi on your mortgage
  • Variable-rate lines of credit
  • Save time with document retrieval
  • Get real-time rate updates
9.9
BestMoneyscore
800-970-6322
NMLS #1810501
Achieve Loans
Fixed-rate HELOC custom built for you
  • Pre-qualify in minutes, fast funding
  • Consolidate up to $700k in high-interest debt
  • Fixed rates, flexible terms up to 30 years
  • Minimum 600 FICO score
8.5
BestMoneyscore
NMLS #1717824
Fast way to turn home equity into cash
  • Access up to $750k with a HELOC
  • Competitive rates with FICO down to 640
  • Approval in 5 min, funding in as few as 5 days
  • Apply in minutes, 100% online
8.8
BestMoneyscore
NMLS #2042345
Lowest rates HELOC, guaranteed
  • Access a credit limit from $5,000-$400,000 in home equity
  • Great HELOC offers for FICO scores 680+
  • Check your offer - no impact to credit score
  • No prepayment fees. No annual fee
8.4
BestMoneyscore
Home equity access without loans
  • Prequalify in about 2 minutes
  • Minimum 550 credit score required
  • No obligation quote within a few minutes
  • No income requirements
8.3
BestMoneyscore
NMLS #1136
LendingTree
Compare rates from a network of lenders
  • Discover fixed home equity rates
  • Get up to 5 free quotes
  • Loan to value ratio of 85%
  • Cash-out refinance loans available
8.7
BestMoneyscore
NMLS #696891
Flexible loans that meet your needs
  • Keep your current home loan interest rate
  • Access up to $750K or up to 85% of your home's equity
  • Dedicated one-on-one support
  • Simple online application process
8.7
BestMoneyscore
Quicken Loans
Unlock cash from within your home
  • Get rates from our providers
  • Powerful home equity solutions
  • Connect with lenders for $0
  • 100% online experience
9.3
BestMoneyscore
NMLS #6606
New American Funding
Leverage your home's equity with a cashout refinance
  • Competitive rates for FICO scores 580-679
  • Pay off debt & high-interest credit cards
  • Simplified hassle-free experience
  • Tap into your built-up home equity
8.4
BestMoneyscore
855-276-1408
NMLS NMLS #2443873
Upstart Home Lending
No paperwork needed to apply
  • Borrow $26,000 to $250,000
  • No in-person appraisals required
  • No hidden fees
  • Check your rate in minutes
8.7
BestMoneyscore
NMLS #1610752
Point Finance
Get up to $600k with your home equity
  • Prequalify online in less than a minute
  • No income requirements
  • No monthly payment
  • No need for perfect credit
8.5
BestMoneyscore
How We Score
Our scoring system is based on two key factors: Popularity and Brand Reputation. Popularity is measured using user engagement, based on the number of clicks each brand receives over the past seven days compared with other brands shown for the same query. Brand Reputation is based on data from Semrush, a leading competitive research and traffic analytics platform.
Popularity
BestMoney measures user engagement using the number of clicks each listed brand receives over the previous seven days (the Click Trend Score). A brand's Click Trend Score is calculated relative to other brands displayed for the same search query. As a result, brands that receive a higher share of clicks for a given query receive a higher Click Trend Score.
Brand Reputation
To evaluate brand reputation and recognition, BestMoney relies on Semrush, a widely used competitive research and traffic analytics platform. Semrush provides estimated mobile and desktop website traffic based on clickstream data, including user activity, search behavior, and engagement patterns. Using these insights, we assess a brand's visibility, credibility, and market presence. The resulting Semrush score is then normalized to BestMoney's scoring scale. If a Semrush score is unavailable for a particular brand, the BestMoney Total Score is calculated using only the Click Trend Score.
Our Best Overall Choice
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NMLS #1168
AmeriSave Mortgage
Cash out refi & home equity - get cash quickly
  • Low rates, quick quote, and approval
  • 98% of clients discover savings in minutes
  • Real savings, real fast - $1200 avg monthly savings
  • $130 billion funded & 23 years in business
9.3
BestMoneyscore
866-595-1142