National Agents Alliance Review

Suitable For?

National Agents Alliance is the perfect choice for people who want to be guided into the right life insurance policy decision. Unlike other agencies, NAA offers a hands-on approach to policy buying. The network is manned by qualified and knowledgeable agents who will patiently explain everything you need to know about life insurance policies and help you choose a plan.

Features

National Agents Alliance is a nationally-acclaimed life insurance network with overwhelmingly positive reviews, great customer support, and competitive pricing. Here are some stand-out features you’ll appreciate:

• Variety

One of the features of working with National Agents Alliance is the variety. Because National Agents Alliance partners with so many policy providers, you really have a ton of options. This is in contrast to what you usually get from insurance providers that normally offer 1 or 2 plans, and you're stuck choosing between 2 less-than-ideal choices. National Agents Alliance agents aren't pressured into selling you a specific product, so you can get a suitable policy by working with one of these advisors.

• Quality

Variety is great, but if it's an assortment of inferior options, that just leaves you with a whole lot of nothing. That's why one of the biggest credits to NAA's reputation is that it only partners with top name insurance policy carriers. It ensures this by only accepting businesses that hold an A-class rating or higher from A.M. Best (that's the top financial rating company in the world, so you can trust these recommendations).

• White glove service

Additionally, National Agents Alliance offers consumers a customized experience. Buying life insurance can be extremely confusing, and the options can overwhelm you quickly. That's why it's nice to have an agency that will take the time to sit with you personally, answer your questions, explain your options, and help you find a policy fit for you, your budget, and your family. You can get in touch with a National Agents Alliance agent whenever you have a question. This is a lot easier and more personal than going through the corporate customer support channels of the actual policy carrier you’re looking into.

• Tailored plans

What’s more, since National Agents Alliance works with so many insurance providers, there’s built-in flexibility. If you can’t find a policy that works for you out of the box, National Agents Alliance agents will help you draft your own policy with the terms and riders that you need and want.

• A selection of insurance plan providers 

• Customizable life insurance plans

• Different types of insurance bundled into one plan

• Competitive rates

• Excellent customer support agents

Application Process

One thing to note is that National Agents Alliance is not a quick and easy solution. You can’t fill out an online form and be signed up in minutes. Instead, you’ll be paired with a professional insurance agent who will guide you through the policy purchasing process from A to Z.

What you can do online, is get a free quote. You’ll fill out a few basic questions like your age, gender, and email address. Then a National Agents Alliance rep will get in touch with you to tell you your options, answer any questions, and walk you through the process until you’ve found a life insurance policy for you. How fast the process is will vary based on your responsiveness and which carrier you end up choosing.

Policy Types and Terms

Since the network is comprised of a huge range of life insurance providers, NAA works with a lot more than basic life insurance. In fact, its specialty is mortgage life insurance. But you can also get a range of other policy types from NAA including:

• Term life insurance

• Spouse life insurance

• New parent life insurance

• Universal life insurance

• Mortgage protection

• Tax-free retirement plan

• Mortgage disability

• Annuity

• Final expenses plans

• Diabetic life insurance

• Smoker life insurance

• Child savings plan

• Funeral and burial plans

National Agents Alliance doesn’t determine any of the actual terms of your policy, so rates, features, requirements, discounts, and more will be based on the policy and carrier you choose. Some of the more impressive features that many National Agents Alliance partners offer are mortgage protection (which will cover your mortgage payments if you die), tax-free retirement plans (in the form of a policy loan on your life insurance policy that ensures you have a tax-free income after you retire), or spouse life insurance (which covers the many and varied duties that a stay-at-home spouse covers including childcare, cleaning, home improvement, transportation, etc.).

Additionally, National Agents Alliance provides consumers with several benefits that you can use even while you’re alive. Since the vast majority of life insurance policies only kick in when the policyholder passes away, living benefits are a major advantage that you don’t generally find from life insurance providers. Some riders and life benefits available through National Agents Alliance partner carriers include:

• Accelerated death benefit

• Return of premium

• Disability income

• Children’s term life insurance

• Unemployment waiver of premiums

How Safe Is It?

As would be expected from a reputable life insurance agency like National Agents Alliance, customer security and confidentiality are of the utmost importance. NAA uses all types of safeguards including physical, electronic, and procedural defenses to keep your information safe.

Help & Support

National Agents Alliance customer support is available via several methods. You can reach a representative over the phone or on one of the social media pages, but most people will enjoy the live chat feature that lets you chat online with a service agent on the spot. This is a great way to get a quick answer to basic insurance questions. If you want a more detailed conversation, NAA offers excellent phone consultations with qualified agents that will spend as much time as you need.

Finally, National Agents Alliance has an insurance blog that is loaded with helpful articles addressing common topics like how to lower your life insurance rates, what type of medical exam is required, and how life insurance can be used before you die.

National Agents Alliance at a Glance

National Agents Alliance truly is an alliance of some of the greatest life insurance providers out there including Transamerica, Mutual of Omaha, Fidelity & Guaranty Life, and Foresters. It provides consumers with flexible insurance policy options, personalized assistance to help you find the right policy for you, and rates to fit any budget, so you aren't forced into a plan you can't afford. With over twenty years of providing helpful and convenient service to policy seekers, National Agents Alliance has earned its place at the top.

Physical Address

1214 Turrentine Street

Burlington, NC 27215