Who Can Benefit From United of Omaha Guaranteed Whole Life Insurance?
Policyholders seeking an inexpensive guaranteed whole life insurance policy from a reputable provider with a J.D. Power index score of 817 for customer satisfaction will be happy with United of Omaha Guaranteed Whole Life Insurance.
Features
United of Omaha Guaranteed Whole Life Insurance is a permanent lifetime policy that offers death benefits and cash value. No medical exam requirement or inquiries about health status. The benefit varies from $2,000-$25,000. Benefits are never reduced because of age or health and your rates are locked for the duration of your policy.
Application Process
To acquire a United of Omaha Guaranteed Whole Life policy, you will need to complete a simple 4-step application.
- Choose whether you want to apply online or over the phone.
- If applying online, you can easily complete the 4-step application, including your personal information, naming beneficiaries, paying, and signing.
- If you apply by phone, you will be connected to a licensed agent from United of Omaha, who will assist you in completing the simple, 4-step application.
United of Omaha’s Guaranteed Whole Life Insurance policy does not require a medical exam.
As a guaranteed issue product, there is no waiting period. Your first payment can be collected at the time of your application, and because it's a guaranteed issue product, the policy will be in force as soon as your first payment is received.
Policy Terms
United of Omaha Guaranteed Whole Life Insurance is a permanent policy that covers the holder’s lifetime, given that the premium is paid continuously, and accrues cash value over the length of the policy. A policy for the whole life of children is also available.
- Coverage from $2,000- $25,000 ($5,000-$25,000 in Washington.)
Requirements:
- Must be aged 45-85 (50-75 in New York)
- Consultation with an advisor/agent
How Safe Is It?
United of Omaha is in compliance with the Gramm Leach Bliley Act (GLBA), state privacy laws, and the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”) to respect customer information and privacy.
Residents of specific states may also have additional privacy rights.
Help & Support
Articles that address frequent customer concerns such as Coverage & Benefits, Claims, Payment & Billings can be found via the site’s Help Finder feature. Policyholders can manage their policies and make payment transactions through their accounts.
Customer service is available via telephone from Monday to Thursday, 7AM to 5:30PM, and until 5:00 PM on Fridays. The insurer also offers the option to get a call back from a customer service agent.
Bottom Line
United of Omaha Guaranteed Whole Life Insurance is designed to help bear the financial burden of end-of-life expenses. Its quick access to agents also ensures that customers are matched with policies best suited for their needs, while also receiving accurate breakdowns of their costs and benefits.
United of Omaha Guaranteed Whole Life Insurance may be preferable because it does not require a medical exam and you can lock in your payments and coverage, so your premiums will never go up and your benefits will not decrease as you age.
Its impressive financial strength sends United of Omaha Life Insurance to the top of the list of reliable insurance companies.
Physical Address
3300 Mutual of Omaha Plaza Omaha, NE 68175 United States
Ad number D611110
Disclaimer:
This life insurance does not specifically cover funeral goods or services, and may not cover the entire cost of your funeral at the time of your death. The beneficiary of this life insurance may use the proceeds for any purpose, unless otherwise directed.
During the first two years, if you die from natural causes (any cause other than accidental), your beneficiaries will receive all premiums paid, plus 10%. After two years, the full benefit is paid for death due to any cause.
Policy form ICC18L198P or state equivalent. In FL, D787LFL19P. In NY, 1002Y-0119. United of Omaha Life Insurance Company is licensed nationwide.
Life insurance policies are underwritten by United of Omaha Life Insurance Company, 3300 Mutual of Omaha Plaza, Omaha, NE 68175. United of Omaha is licensed nationwide except in New York and does not solicit business in New York. In New York, Companion Life Insurance Company, Melville, NY 11747.
Mutual of Omaha and its affiliated companies are committed to protecting your privacy. We do not sell, rent or lease your information to others. Learn more about our privacy policy.
