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Bestow Life Insurance Review

Find a customized quote easily

Reviews 903

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BestMoney Staff
Bestmoney Staff
May. 19, 20214 min read

Bestow summary

Bestow brings the process of buying term life insurance entirely online. With this company, you don’t have to go through an agent to buy life insurance or submit to a medical exam. Answer some questions and Bestow will offer you instant quotes for policy options with up to $1.5 million in coverage. There are some limitations, though. Bestow only issues policies to people between 18 and 60 and terms are limited to 10 and 30 years.

Pros

  • Apply online in minutes
  • No medical exam required

Cons

  • Only term life insurance available
  • Does not issue policies to individuals over 60
Bestow at a glance
4.6

Editorial score

Coverage type

Offers either term or whole life insurance. Term life can be be for up to 30 years.

4.0

Customization of policies

Customizable rates and deductibles, some upgrades and downgrades available

4.0

Customer services and support

Multiple communication options and a dedicated agent

5.0

Online experience

Online fast application, learning resources, access to rates before application

5.0

Direct insurer?

Yes, direct insurer

5.0

View Rates

Suitable For?

Individuals who want coverage immediately

Bestow’s online application is quick to complete and you can sign up for a policy instantly.

Healthy individuals who don’t want a medical exam

Bestow never requires a medical exam or blood work to offer you a policy.

Younger individuals who want affordable coverage

Bestow is available to anyone between the ages of 18 and 60 and offers low-cost policies.

Features

Bestow distinguishes itself by digitizing the entire process of applying for term life insurance. Whereas most traditional life insurance companies make you talk to an agent and schedule a medical exam, Bestow lets you apply online, delivers a quote online, and doesn’t require a medical exam. The company’s data-driven approach saves quite a bit of time and can also save young, healthy individuals money on premiums.

Bestow only offers term life insurance, but the policies are still customizable to your needs. Coverage is available from $50,000 to $1,500,000 and you can choose between 10- and 30-year terms.

More features include:

  • Apply and sign up for coverage entirely online
  • No medical exam required
  • Coverage options from $50,000 to $1,500,000
  • 10- and 30-year term life insurance policies available
  • Premiums start as low as $16 per month

View Rates

Application Process

Bestow offers a fast and easy online application. You can apply from any device and get a quote from the company instantly. In fact, the application takes users an average of just 3 minutes. If you’re happy with the policy and price, just pay online by credit card to start your life insurance coverage right away.

So, what information do you need to provide as part of your application? Bestow requires:

  • Your name, date of birth, email, and Social Security Number
  • General medical history and answers to questions about your lifestyle
  • Details about your beneficiaries
  • Credit or debit card information to pay for your policy (if you decide to go with Bestow)

Policy Types and Terms

Bestow only offers term life insurance, which covers you for a set number of years. If you pass away during the term covered by the policy, your beneficiaries receive the designated benefit amount. If you outlive the policy, you won’t get any payout or refund on the premiums you paid.

Bestow lets you choose the term and coverage of your policy. The company offers 10- and 30-year terms and benefit amounts that vary from $50,000 to $1,500,000. Premiums can vary widely, but Bestow advertises policies as inexpensive as $16 per month.

Keep in mind that Bestow’s policies are not renewable. If your policy with Bestow ends before you turn 60, you can sign up for a new policy with the company. However, your premiums may be significantly higher if you are 10 or 20 years older than when you first signed up with Bestow.

How Safe Is It?

It’s worth noting that Bestow runs a soft credit check as part of the application process. However, this won’t affect your credit score. The company will also pull data from third-party databases. For example, Bestow might collect information about your history of medical prescriptions, your driving record, and your education. The company uses this data in lieu of a medical exam to calculate your life insurance policy offer.

When it comes to buying life insurance, signing up with a fairly young company can feel like a big risk. But Bestow is backed up by two of the largest reinsurers in the US: Munich Re and North American Company for Life and Health Insurance. Both of these reinsurers have been around for decades and hold A+ ratings from A. M. Best. That offers peace of mind that no matter what the future holds for Bestow, your policy will be honored in the event of your passing.

Bestow itself has an A rating with the Better Business Bureau. The company takes digital security safely and processes payments through Stripe with advanced encryption. All of the third-party databases that Bestow access to get data about you are compliant with HIPAA and the Fair Credit Reporting Act. In addition, Bestow asks for your consent for each data disclosure before accessing the databases.

Help and Support

Bestow offers support by phone, email, and live chat, although the company doesn’t make it clear what hours the support team is available. You can also find answers to a variety of common questions on the company’s detailed FAQs page. 

View Rates

Bestow at a Glance

Bestow makes it easy to apply for term life insurance online, without going through an agent or dealing with a medical exam. You can get coverage up to $1.5 million and choose between 10- and 30-year terms for your policy. Bestow’s data-driven approach to building quotes results in low rates and instant offers. Most customers can get approved for a life insurance policy in just a few minutes and your coverage starts as soon as you pay for your policy.

Address

750 North St. Paul Street 

#1900

Dallas, TX 75201

BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

Bestow
Bestow
ExcellentReviews 903

Trustpilot reviews

See what some costumers are saying about Bestow
Bestow
ExcellentReviews 903
on
Excellent
88%
Great
5%
Average
1%
Poor
0%
Bad
6%
  • author
    henrietta sims
    Sep 21, 2022
    Excellent service and very easy to…

    Excellent service and very easy to apply for a policy. You all made a difference.

    ...

  • author
    Sara
    Sep 23, 2022
    STAY AWAY!!!!

    STAY AWAY unless you are ready to pay 3-4 times the initial quote. Even if you have a glamouring application and you have all the good answers, if there is a tiny issue within the last 10 years, they won't ask you if it was treated and resolved and when and triple the price. I am very healthy, fit & active and all my numbers are perfect and ZERO meds and quoted more than 3 times the initial quote after they got all my personal info. BE AWARE!!!!

    ...

  • author
    Raymond
    Sep 18, 2022
    Very easy to set up

    Very easy to set up

    ...

  • author
    Frank
    Sep 10, 2022
    No personal available on weekends

    Ok would have been great to talk to someone to answer 1 or 2 questions

    ...

  • author
    Sparky
    Jul 17, 2022
    Quick, Easy, Painless, and Truly Exam-Free

    Not the best price out there, but certainly the quickest, relatively competitive, and no time spent getting to someone’s office to get a physical.

    ...

  • author
    Pedro Tecum
    Jul 13, 2022
    Excelente funcion

    Excelente funcion

    ...

  • author
    Michelle Mendez
    Jul 06, 2022
    If you use prescription meds they will…

    If you use prescription meds they will not approve you. Waste of time and now they have my personal information.

    ...

  • author
    Melissa Iles
    Jun 20, 2022
    I had no issues with any part of the paperwork that I had to fill out

    I had no issues with any part of the paperwork that

    ...

  • author
    Rolando Ania
    Jun 15, 2022
    Effortless life insurance

    Effortless life insurance. The way it should be. Also, a very supportive and friendly customer service support if you ever need them after policy is issue. Highly recommend!

    ...

  • author
    sakthi
    Jun 13, 2022
    Good value for money

    Good value for money

    ...

  • author
    LB
    Jun 12, 2022
    Sooooo easy

    Sooooo easy And reliable insurance provider

    ...

  • author
    Joseph B
    Jun 08, 2022
    Waste of time

    Sent me a mailer with the headline "Think term life insurance isn't for you? Well guess what, it's not! They declined my application.

    ...

  • author
    customer
    Jun 08, 2022
    The whole process was easy and simple.

    The whole process was easy and simple.

    ...

  • author
    Dana Edwards
    Jun 07, 2022
    So far the sign up process was easy and…

    So far the sign up process was easy and seems to be a pretty good and quick procesd

    ...

  • author
    R J 283
    Jun 02, 2022
    This company should be avoided at all…

    This company should be avoided at all costs. They sold us a policy, took payments for a year, then decided that we didn't really buy the policy, that my husband didn't know anything about the policy, and canceled it. What kind of scam is this place running? They refused to return emails, phone calls, or answer the formal complaint I filed with the Texas insurance commission. They're disgusting people and should be sued out of business.

    ...

  • author
    customer
    May 27, 2022
    Quick and easy!!!

    Quick and easy!!!

    ...

  • author
    M. Rosario
    May 26, 2022
    Online experience was simple without…

    Online experience was simple without being too wordy and overwhelming. The price point was reasonable. I would recommend Bestow to anyone looking for life insurance that’s simple and affordable.

    ...

  • author
    Diana
    May 25, 2022
    I made the right choice with Bestow

    I was delaying getting life insurance due to having so many options. I couldn’t decide on a company. Bestow was recommended by credit karma and after researching bestow and the life insurance company they use, I decided to sign up. It was very easy and quick. I answered health questions and was given a quote. After that, I decided on the amount and length of coverage, then gave info about my beneficiary and lastly put my payment info. Once I did all that, I received an email with my life insurance policy that was about 30 pages long. All the info I needed was in there. I feel much more comfortable knowing my loved ones are covered should anything happen to me. I would recommend Bestow to anyone that is considering getting life insurance.

    ...

  • author
    Saran
    May 24, 2022
    Quick processing

    Quick processing, great rates.

    ...

  • author
    Aditya R Arjula
    May 23, 2022
    Excellent company

    Excellent company

    ...

  • author
    customer
    May 20, 2022
    Life insurance enrollment a breeze

    Great customer service and turn around time.

    ...

  • author
    Meg S
    May 17, 2022
    Simple!

    Purchased a supplemental life policy and it was so easy! Thank you, Bestow!

    ...

  • author
    customer
    May 13, 2022
    Very easy to buy insurance

    Very easy to buy insurance, the way it should be.

    ...

  • author
    Maya NS
    May 13, 2022
    Really awsome easy to get through 0…

    Really awsome easy to get through 0 hassle!

    ...

  • author
    customer
    May 11, 2022
    It was easy to get insurance

    It was easy to get insurance. The process was simple and easy to get understand.

    ...

  • author
    customer
    May 10, 2022
    Very simple and easy process from…

    Very simple and easy process from application to approval.

    ...

  • author
    customer
    May 10, 2022
    A quick and easy application process…

    A quick and easy application process they gave me a call a few days after the application process to see did I have any questions so far so good...

    ...

  • author
    Susanne McIlwain
    May 08, 2022
    I’m normally a pessimist and a…

    I’m normally a pessimist and a procrastinator. I’ve recently decided to put my trust in a very necessary place. I believe that life insurance is very important for the loved ones we leave behind. Thank you for making this process so easy

    ...

  • author
    JIm B
    May 07, 2022
    Bestow made it quick and easy!

    Bestow made it super simple to review and purchase the ideal amount of life insurance for us at a reasonable cost. Much appreciated!

    ...

  • author
    David Rivera
    May 06, 2022
    Great service

    Great service

    ...

  • author
    customer
    May 06, 2022
    Simple and easy.

    Simple and easy.

    ...

  • author
    Camouflage Marine
    May 04, 2022
    Credit Karma recommended me Bestow and…

    Credit Karma recommended me Bestow and even tough im in the military and have life insurance with them I can feel even better with Bestow and knowing im covered on all sides. Overall a easy and awesome process and easy to read and understand.

    ...

  • author
    customer
    Apr 29, 2022
    Fast

    Fast, easy, painless and affordable.

    ...

  • author
    customer
    Apr 28, 2022
    very quick and easy got my coverage set…

    very quick and easy got my coverage set up immediately.

    ...

  • author
    customer
    Apr 28, 2022
    This was a very fast and easy process

    This was a very fast and easy process. My actual rate was a bit higher than the quote but that’s understandable being they didn’t have my information.

    ...

  • author
    TCE
    Apr 27, 2022
    EASY STRESS FREE PROCESS

    EASY STRESS FREE PROCESS. QUICK APPROVAL & SET UP.

    ...

  • author
    Roman Alvarez
    Apr 27, 2022
    Great

    Great. They were helpful and carring. Good customer service

    ...

  • author
    Kutler Starnes
    Apr 23, 2022
    Bestow is the GOAT!

    Dude. This was a breeze. Bestow is the real deal.

    ...

  • author
    Becky
    Apr 21, 2022
    Buyer beware, they were unable to assist me with buying additional coverage due to technical limitation on their end

    They were unable to assist me with buying more coverage from Bestow to add on to an existing policy I already have with them due to technical limitations in their system, not because I couldnt qualify. Said theirs a technical limitation om their end that if you ever want to buy another policy from them or add coverage to an existing bestow policy you can't after 30 days. Said they can't even cancel your existing policy and sell you a whole new policy. Horrible business practice and I've never heard of a company not wanting or being able to sell you more of their product if you qualify of course, due to a technical error... buyer beware with Bestow, one you buy a policy you can never make changes or add coverage or buy a new policy again so make sure you know exactly what you want when you first purchase or don't have any life changes down the road because bestow can't accommodate them.. I've never heard of a company doing such a thing and not being able to sell you more of a product they sell, craziness. Definitely not recommending bestow to friends/family or local agents I know bad customer service. Hire a coder or IT manager to fix your technical limitations for crying out loud.

    ...

  • author
    customer
    Apr 21, 2022
    As I stated in other reviews

    As I stated in other reviews, I was bit by the "age at your nearest birthday" problem. I originally wanted a 20 year policy, I filled out the initial quote late at night 6 months and 2 days before my birthday. After taking a day to compare some other offers, and research how I should best distribute my beneficiaries, I signed back in 10 hours after my "nearest birthday" changed and was no longer able to select a 20 year policy. I would have appreciated a WARNING or at least a NOTE stating that my 20 year option was only an option for 22 hours, had I been notified of that, I would have been quicker accepting the offer. When I tried to ask for some assistance from customer support, I was summarily dismissed. No suggestions to reach out to "underwriting" no offers to see if something could be worked out, no checking with a manager to see if an exception could be provided, with or without a higher premium. Merely, this is the policy, these are the cutoffs, tough luck you got screwed, but, hey, we'll still allow you to spend a boat load of money for a 15 year policy, and, if all goes well, you'll outlive the 15 year policy and we won't have to pay anything out.

    ...

  • author
    DK
    Apr 20, 2022
    Easy to purchase

    Easy to purchase, affordable premiums. Whole family bought term life insurance on Bestow and feel very protected.

    ...

  • author
    customer
    Apr 18, 2022
    Easy peasy!

    Easy peasy! Took less then 20 min to get approved.

    ...

  • author
    Iam Dunnigan
    Apr 18, 2022
    A true diamond in the rough

    A true diamond in the rough. Thanks for the piece of mind (at an affordable price) guys!

    ...

  • author
    Happy happy joy joy
    Apr 16, 2022
    Customer service is top notch

    Customer service is top notch, friendly and will work with you. Best experience getting life insurance. I would rate 10 stars but the best I can give is 5.

    ...

  • author
    Danyel
    Apr 16, 2022
    Highly recommended

    The application process was very simple. The rates are very reasonable I was approved in minutes I like the fact that everything can be done online. Bestow appreciates you as a customer. You have the convenience of online access with the personal touch of customer service if you need them

    ...

  • author
    David Smith
    Apr 13, 2022
    Beware of "calculated age" policy

    I signed up for my life insurance policy and was very excited to have been approved for a 1 million dollar 20 year policy. It took me a couple days to determine which of my cards I would use to setup my recurring payment and whether I should list my child as a second beneficiary or not. Whelp, it just so happens that I received my quote 2 days before my "calculated" age changed. Apparently the calculated age is your age at the time of your nearest birthday. In that 2 day period, my calculated age shifted from 50 to 51 (you know because 6 months before you are 51, they claim you are 51). Had I know that the 20 year option was going to disappear in a matter of 36 hours, I would have sped up my beneficiary and payment decisions and would have been a happy camper. However, after chatting with support and asking to speak with someone higher up in the chain, I was basically told, too bad, so sad, you're now 51 so no one can do anything about getting what you want. At this point, I am just a dissatisfied customer hoping that this expensive 15 year gamble will actually pay out.

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  • author
    customer
    Apr 13, 2022
    Easy set up and affordable to boot!

    Easy set up and affordable to boot!

    ...

  • author
    customer
    Apr 13, 2022
    Easy process

    The process was very straight forward, I really appreciated.

    ...

  • author
    Andrew Dennis
    Apr 12, 2022
    So easy to do

    So easy to do! I'm not Tech savvy, so having understandable steps was awesome!!

    ...

  • author
    Irene Massey
    Apr 12, 2022
    Friendly and easy to understand

    Friendly and easy to understand, time wise it’s was a breeze

    ...

  • author
    JH
    Apr 08, 2022
    It's easy and good price

    I got approved within 5 minutes for a great term, coverage, and cost for my budget. I also had an issue with my application of something didn't record properly, and the phone support was near-instant and no run arounds and it was resolved.

    ...

  • author
    Beyond Contracting
    Apr 08, 2022
    Your relentless emails over the last…

    Your relentless emails over the last year or so :) finally sparked the conversation again ! I previously Had a little over 1 million in coverage but started crunching numbers and realize it wasn’t enough !

    ...

  • author
    customer
    Apr 07, 2022
    Simple

    Simple quick

    ...

  • author
    Nina
    Apr 06, 2022
    They were kind

    They were kind, fast and friendly. Not out to get the signature but understood what I really wanted. Thank you

    ...

  • author
    Brandon
    Mar 31, 2022
    Great and quick service!

    Great and quick service!

    ...

  • author
    customer
    Mar 31, 2022
    It was a smooth process and quick.

    It was a smooth process and quick.

    ...

  • author
    customer
    Mar 31, 2022
    No one even sent me anything stating…no one

    No one even sent me anything stating what is covered or anything

    ...

  • author
    Terri
    Mar 30, 2022
    Very quick and painless way to obtain…

    Very quick and painless way to obtain insurance needed for our SBA loan. Highly recommend!!

    ...

  • author
    Stephen Ames
    Mar 29, 2022
    Easy and affordable.

    Easy and affordable.

    ...

  • author
    L W
    Mar 24, 2022
    The Bestow service was absolutely…

    The Bestow service was absolutely informative and thorough. I appreciated the reminders and other information provided after the policy issued. I continue to get updates as well.

    ...

  • author
    Tina Tidwell
    Mar 23, 2022
    Great services and quick and easy…

    Great services and quick and easy process

    ...

  • author
    Crystal Kim
    Mar 22, 2022
    Single mom, CEO, Epileptic that's always denied except once...

    I am a single mother who also happens to be a business owner with lots of people dependent on me. No one would insure me because I have epilepsy, even though it's well controlled and I haven't had a seizure in over a decade. Bestow allowed me to have the life insurance I really needed for my children to continue our family business after I am gone. My policy is a bit on the pricey side but I think it's fair overall. At least I'm finally covered and that's priceless.

    ...

  • author
    customer
    Mar 21, 2022
    Very simple and easy to sign up.

    Very simple and easy to sign up.

    ...

  • author
    customer
    Mar 19, 2022
    Simple

    It was Very easy to shop and select a plan.

    ...

  • author
    Ariel Reese
    Mar 18, 2022
    Easy and fast

    Easy and fast

    ...

  • author
    customer
    Mar 18, 2022
    I’m very happy with the process

    I’m very happy with the process, very easy!

    ...

  • author
    customer
    Mar 14, 2022
    Easy as 1,2,3

    Easy to set up. Answer some questions, select policy, and you are all set. Very simple process

    ...

  • author
    customer
    Mar 14, 2022
    Very happy with the shopping experience

    Very happy with the shopping experience

    ...

  • author
    Pete Ogint
    Mar 13, 2022
    Family first

    Life insurance is peace of mind for family as a father and husband. Thank you for your business.

    ...

  • author
    HARLON PATTON
    Mar 12, 2022
    Two Thumbs Up 👍👍

    This is the way true online term life insurance should be! Super easy & super fast!!

    ...

  • author
    customer
    Mar 11, 2022
    Easy and quick!

    Easy and quick!

    ...

  • author
    Customer
    Mar 10, 2022
    Sooooo easy

    Sooooo easy. They make it a very very easy process. Customer service is excellent and quality reps have always been quick to respond with any questions or requests I have. Would recommend.

    ...

  • author
    DAVID BODEWIN
    Mar 05, 2022
    Customer Service

    I have 4 annuities with Bestow Life. Two are in my name and 2 were in my wife's name (I am the beneficiary). I have been a customer for many years and a couple of years ago we started taking payments over 10 years. In July my wife past and the payments stopped in August. I filled out the forms as beneficiary and after several attempts to get the forms right I was told everything was in order. I received the back payments for 1 of the 2 contracts but for unknown reasons even to Bestow I have not received the back payments for the second contract. For the last 2 months I have called at least weekly and have been told over and over again that the problem is being corrected. Bestow is now behind 7 months (over $6000). In addition, I have asked for 1099's and I keep being told that they have been sent, but for some reason they never arrive. Thus, I cannot file my income tax for 2021. I have asked for annual statements and have been told they don't send out statements for the type of account I have (very strange). David Bodewin

    ...

  • author
    customer
    Mar 04, 2022
    Very easy to use and great customer…

    Very easy to use and great customer service

    ...

  • author
    Angela Batterson
    Mar 03, 2022
    Life insurance made easy.

    I thought that purchasing life insurance would be a difficult thing to do. Bestow made the process quick and easy. I answer a few questions, selected the amount of my coverage, and paid. I feel secure now knowing my children and spouse will be protected in the event something happens to me. It is priceless protection at an affordable rate that puts all my fears to rest.

    ...

  • author
    ron entrup
    Mar 02, 2022
    I am pleased with the simple process…

    I am pleased with the simple process and quick results. I am happy with the pricing. I would recommend getting a quote if you are thinking of getting a policy.

    ...

  • author
    customer
    Mar 02, 2022
    Everything went quickly and smoothly

    Everything went quickly and smoothly. No complaints. Al Montana

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  • author
    customer
    Mar 01, 2022
    Extremely Easy Process

    Very pleased! This was easier than stopping at the store to buy a water.

    ...

  • author
    customer
    Feb 27, 2022
    Easy process and informative

    Easy process and informative

    ...

  • author
    Demetria Roca
    Feb 27, 2022
    I’ve been wanting to get term life…

    I’ve been wanting to get term life insurance for a long time now but it never happened, I thought it’s too much of a hassle . I never imagined that I can easily get approval in minutes online at an affordable amount !

    ...

  • author
    JB
    Feb 26, 2022
    Very quick and simple application…

    Very quick and simple application process. Great rates.

    ...

  • author
    Caitlin T
    Feb 23, 2022
    Easy process!

    Bestow Life Insurance was easy to obtain and is very affordable. Very pleased so far!

    ...

  • author
    Nick A
    Feb 23, 2022
    Easy!

    The process couldn't have been more simple and straightforward. The only way for a healthy young adult to purchase life insurance, as far as I'm concerned! -Nick, 34

    ...

  • author
    customer
    Feb 23, 2022
    Didn’t explain what this company is

    Didn’t explain what this company is. I need a refund please.

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  • author
    customer
    Feb 21, 2022
    Phenomenal process

    Phenomenal process

    ...

  • author
    Richard Quintana
    Feb 18, 2022
    not a reputable way of doing business

    In my opinion, extremely deceitful application practices; they make it seem that ALL are approved, and at the end, they should state that they will not approve certain people with certain health issues (that have been LONG gone, I might add). Disgusting practice and a WASTE of time. Very disappointing

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  • author
    Landon Phipps
    Feb 18, 2022
    Alfred was AMAZING

    Alfred was AMAZING. Very insightful and helpful. Highly recommend his services.

    ...

  • author
    customer
    Feb 14, 2022
    Satisfied customer

    Quick and easy

    ...

  • author
    customer
    Feb 11, 2022
    My Family is Now Taken Care of!!

    I’ve been wanting/needing life insurance for a long time but dread the process. My company sells LI but the companies we work require paperwork, exams and medical records. The process sometimes takes months for an approval. This process was seamless and straight forward. Now I finally have coverage and peace of mind that my family will be taken care of financially god forbid something happens. Big relief to have taken care of this and it’s affordable. Thank you for this process so appreciated!!

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  • author
    Callista R.
    Feb 01, 2022
    I honestly had the impression that…

    I honestly had the impression that attaining life insurance would be a feat. I avoided the priority putting it off being that I’m only 33 years old however being a single mother of three, I have more to think about than the ideal of having time being young. Life happens, freak accidents happen—we can’t control the weather in other words; I wanted to have something for my kids to help them in their futures just in case—and regardless. Establishing a policy for myself (ie for my children) was incredibly simple and fast. I am very pleased and feel at ease knowing that if something were to happen to me, at least the financial burdens of my death would be lessened on those I left behind.

    ...

  • author
    wang
    Jan 31, 2022
    Bestow provided a much more smoother…

    Bestow provided a much more smoother and quicker enrollement process than that of others. Also had zero follow up process via mandatory phone call like its competitors. Additionaly for same premium as others received double coverage. Thanks Bestow

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  • author
    customer
    Jan 30, 2022
    It was quick and easy

    It was quick and easy! Thank you

    ...

  • author
    customer
    Jan 29, 2022
    Very easy to get coverage and prices…

    Very easy to get coverage and prices are the best out there

    ...

  • author
    Eric E
    Jan 27, 2022
    The site continued to crashed after…

    The site continued to crashed after "congratulations" and then "processing", been days and continues to happen.

    ...

  • author
    Salil Shidhaye
    Jan 27, 2022
    Fast and easy application process.

    Fast and easy application process.

    ...

  • author
    Emac
    Jan 27, 2022
    This was by far the easiest insurance…

    This was by far the easiest insurance policy I have ever applied for ! I loved the simplicity of the application and approval process.

    ...

  • author
    Brian
    Jan 25, 2022
    Easy and simple process

    Can't say enough about how easy it was to file for term life insurance. Got the amount I was looking for with a competitive offer price and I didn't have to take time out of my day for a 30 minutes call or an hour appointment for blood work. Bestow is the way to go for busy people who want term life insurance in place.

    ...

  • author
    Janny
    Jan 25, 2022
    If it is too good to be true, it usually is.

    This life insurance company must be on undisclosed shaky financial foundations. For one, you are not allowed to have more than one policy. They have been promising to allow this since they started and now years later have yet to allow it. If you let your policy lapse, yea, they will let you renew, but you have to pay every cent for all the time you were NOT covered. This is money for nothing to them. Does this make sense? NO. They're hurting for money and this is basically extortion. (We'll cover you again but you have to give us money for services we did not render) and no you can't just get a new policy and start over. Next, you are not allowed to upgrade or change your policy in ANY WAY WHATSOEVER. Once you buy, you're stuck with it and cannot get out of it no matter what you try. Next, if you make ONE mistake on your online application, you're screwed. ( If you fat finger or typo) Because of this, once they put a black mark on your record (deny coverage or whatever reason) for that fat finger or typo, that denial or uprating STAYS on your record for life. The insurance companies have a type of "DMV" for insurance which tracks every mistake you have ever done. If any insurance company denies you or uprates you for whatever reason, your record is blackballed FOR LIFE. Don't let them lie to you and say otherwise. It's a dirty secret of the insurance mob. Steer clear of this company. There are too many secret and hidden pitfalls that bestow refuses to correct or improve.

    ...

  • author
    customer
    Jan 21, 2022
    It’s great coverage at a pretty decent…

    It’s great coverage at a pretty decent price

    ...

  • author
    Erika C.
    Jan 19, 2022
    Bestow is easy to complete and…

    Bestow is easy to complete and understand online. Hassle free! I made an excellent choice with Bestow.

    ...

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