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United States Insurance Review

Reviews 7
United States Insurance
United States Insurance
Average
Reviews 7
Michael Graw
May. 31, 2021
2 min read
Michael Graw
United States Insurance Summary
United States Insurance is an online insurance marketplace where you can compare quotes for home, renters, and condo insurance. The company’s online comparison tool is completely free to use. You can also talk to an insurance agent at no cost to get more information about your policy options. United States Insurance works with national providers including Progressive, AllState, Lemonade, Liberty Mutual, and others.

Pros

  • Compare home insurance quotes across providers
  • Completely free to use
  • Features quotes from national insurance providers

Cons

  • Must visit providers’ sites to get rate quotes
  • Limited customization options in quote tool

United States Insurance at a glance

7.6
Editorial score

Variety of coverage options

Full coverage for natural disasters, personal property damage and loss, theft, and structural damage
10.0

Customizable rates and services

Fully customizable plans and rates with the option to buy fully online or with the help of an agent
10.0

Online experience and customer support

Basic site with evening and weekend customer service available
6.0

Quote time

Under 2 minutes
10.0

Direct Insurer?

Marketplace with only external links to insurers
2.0

Suitable For?

United States Insurance is suitable for anyone who’s just starting the process of finding a new home insurance policy. This online marketplace makes it easy to find home insurance providers in your area and to compare quotes for your property. In addition, this company allows you to compare policies for a wide range of property types including townhomes and condominiums.

The United States Insurance online comparison tool is completely free to use and you’re never obligated to accept one of the quoted policies. The company works with national home insurance providers such as Liberty Mutual, Progressive, AllState, Lemonade, American Family Insurance, Farmers Insurance, and others.

What Coverage Includes

Coverage options vary by provider. Unfortunately, there is no way to sort quotes by coverage options when using the United States Insurance online comparison tool. However, you can search specifically for quotes for different types of properties, including:

  • Single-family homes
  • Multi-family homes
  • Condominiums
  • Duplexes
  • Townhomes
  • Apartments
  • Mobile homes

Additional Coverage

Additional coverage varies by insurance provider. United States Insurance does not provide information about additional coverage options when you are comparing providers online. You may be able to get more information about policy options suited for your specific needs by requesting a callback from a United States Insurance agent.

Application Process

United States Insurance offers an online tool that you can use to compare home insurance quotes at no cost. Simply enter your zip code and select the type of property you are interested in insuring, and the online tool will automatically find providers available in your area. You can also request a callback from a United States Insurance agent to learn more about your home insurance policy options.

Discounts

United States Insurance does not offer any discounts when you sign up for a policy using this service. The service doesn’t enable you to search for bundled quotes, which might offer a discount if you are looking for both home and auto insurance. You can speak with an insurance agent to find out more about which providers offer discounts for bundling or other qualifications.

How Safe is it?

United States Insurance does not require you to enter any personal or financial information, including the exact address of your home. You also do not need to submit your phone or email to see providers in your area. The United States Insurance website is encrypted with SSL (Secure Socket Layer) to protect you while you use the online comparison tool.

Claims & Customer Support

United States Insurance is an online marketplace that helps you compare insurance policies, not a direct insurer. If you have claims after signing up for a policy through United States Insurance, you must contact your insurance provider directly.

If you need help comparing quotes or learning more about your policy options, you can request a callback from a United States Insurance agent. You can expect to receive a callback within one business day.

Summary

United States Insurance simplifies the process of finding a home insurance policy by allowing you to compare quotes from multiple providers online. United States Insurance works with top national insurance companies such as Progressive, AllState, Lemonade, Liberty Mutual, and more. The platform’s comparison tool is free to use and can display provider options for single- and multi-family homes, townhomes, condominiums, and more. Plus, you can speak with a United States Insurance agent to get more information about your policy options. United States Insurance does not provide insurance policies itself, so you must contact your insurance provider directly if you need help with your policy or want to file a claim.

Methodology

This review was created with information from the United States Insurance website.

Michael Graw
Written by
Michael Graw
Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎
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Trustpilot reviews
See what some customers are saying about United States Insurance
Poor • Reviews 7
on
Excellent
0%
Great
0%
Average
14%
Poor
14%
Bad
71%
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Marilynn Maravilla
2 years ago
Do your homework
Bought leads. All I can advise is be aware of the billing and keep track of the leads
Ch
Chris
2 years ago
The worst leads I have ever purchased
UPDATE: Unfortunately, even after giving them a second chance, we still couldn't get any traction. The information was bad and the billing was still questionable at best. We have cancelled and have no intention of ever going back. I had the worst closing ratio ever with this company. I attribute that in large part to a rep that really didn't know or care what was happening. Fast forward to, "Everybody deserves a second chance." I have a new rep that listens and things seem to be going better. If we can actually get some traction, I will update with a higher score. If not, at least we tried. The worst leads I have ever purchased. I was promised that the leads would be real-time requests and were high-intent customers. We couldn't get anybody on the phone, because all of the contact information was bad every time. When I spoke to my customer service rep, she started saying that it was probably the way we were handling the leads. I have been working leads for over 20 years, so that would be incorrect. We then switched to live-transfer. That was an even bigger mistake. Almost every customer they transferred to us was either dropped between the call transfer or just hung up when we answered. Again, my rep said it was our fault. Not only was our customer service rep extremely rude, but she was also very unreceptive to wanting to fix any problems. We finally cancelled.
Simon Harrington
7 months ago
Worse place I ever worked all the…
Worse place I ever worked all the customers for life insurance are calling about a gas card or stimulus check , the auto insurance are angry because smart financial promotes 39 dollar car insurance which can’t be found anywhere their false advertising an most of our customers say they fill their information out on experian very toxic workplace , they pretty much tell us to lie to customers an say whatever extension is available is the customer eta best match , they do t care about they employed or insurance agents just tranfers , they only give u good leads while your in training then after that your going to get cursed out all day , customers are going to tell u they never requested a call an that smart financial website is mis leading , they have no real database they their matching customers with this place is a Ponzi scheme wouldn’t recommend to no one but the FBI I thought the job was going to get raided working there it’s a very toxic environment
Luis Mendoza
8 months ago
Smartfinancial is the worst company…
Smartfinancial is the worst company that you can get "leads" from. They will lie to you and steal your money. On top of that if you complain about your rights, their managers will call you back and scream at you and will threat you. My recommendation is to stay away from these scammer company!
RM
Ronald Mestre
1 year ago
Swine Flu in full effect, they will leave you sick and out of money
If you are looking for a lead vendor that can help you get qualified leads SmartFinancial is not a credible option. Leads are not a good health issue, bad numbers wrong contact information. You would be better off door-knocking than accruing any of SmartFinancial leads.
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