Home Insurance Article Library

If you're shopping for homeowners coverage in Florida, you're in the right place to compare your top options side by side. We did the legwork so you can move from browsing to a shortlist fast.

A mobile home costs a fraction of a traditional house, but insuring one isn't as simple as picking up a standard homeowners policy.

If you own a home or have just bought one recently, and want to get your property and belongings insured, it’s important for you to have a good grasp of what is covered and what isn’t.

If you are a first-time homeowner, there are probably countless questions you have, details to check, and terms you need to learn. Home insurance is at the top of this list of terms. Home insurance is an insurance policy that covers your property, home, belongings, and liability in the event of certain incidents such as natural disasters, inclement weather conditions, or vehicular damage.

Home insurance isn’t just for homeowners. Renters need home insurance, too. Renters insurance might not be talked about as often as home insurance, because you don’t have a mortgage company insisting you get it, but it’s every bit as important. Here’s a complete guide to renters insurance, to help you understand your options and prevent nasty surprises.

Since breaking into the Home Insurance market, both Hippo and QuoteWizard have been impressing customers and keeping homes tidy and secure. Each company has an array of coverage options available, with some key differences.

Why spend on homeowners insurance every year? Homeowners insurance, while not mandatory, can help you in several ways. Home insurance can offer you financial safety. What soon-to-be policyholders should know is that home insurance saves a bundle on home repairs, damaged property, and legal bumps. Here’s a look at what home insurance is about, how it works, and how you can save boatloads of money.

Buying—or even renting—property is one of the most important decisions a person can make. However, your financial responsibilities don’t end when you get the keys to your new home. It's essential you do everything you can to keep both your home and what’s inside of it safe.

If you own your home, it’s one of your biggest investments, so you most likely have homeowners insurance to protect it. Indeed, most mortgage lenders will require you to have a homeowner’s insurance policy.

With home insurance you may never make a claim, but it is something you don’t want to be without if you ever need it. What’s more, there are so many factors that go into deciding how much you will ultimately pay for your homeowner's insurance policy, it’s difficult to plan ahead for this type of thing.

When moving into a new rental apartment or home, one of the first things you need to think about is purchasing renters insurance. Many renters make the mistake of thinking they don’t need to purchase insurance at all, as landlords have the building insured.

Choosing the right home insurer in California takes more effort than it used to, but the payoff is worth it when a wildfire or earthquake puts your coverage to the test.

Choosing the right home insurance company in Texas can mean the difference between a smooth claim and a coverage gap when a storm hits.

Rising insurance costs aren't random. Four specific forces are pushing premiums higher, whether or not you've ever filed a claim.

If you’ve glanced at your homeowners insurance renewal statement recently, you’ve probably experienced a familiar wave of sticker shock. And you’re not alone. Countless Americans across the country are watching their insurance premiums skyrocket, often with little explanation beyond vague references to inflation or natural disasters. But what if those price hikes aren’t entirely justified?

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Hazard insurance is the portion of your homeowners insurance policy that covers your home's physical structure against perils like fire, theft, and storms. If your lender requires it, a standard HO-3 policy already satisfies that requirement, though excluded perils like floods may need separate coverage.

Standard HO-3 home insurance covers six categories, including dwelling, personal property, and liability, but excludes floods, earthquakes, and more. Depending on where you live and what you own, you may need additional riders to fill the gaps.