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Top Home Insurance Company Reviews

You’re in the market for homeowners insurance. Make an informed decision on your policy with reviews of the best home insurance companies in the market.

This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which impacts the location and order in which brands (and/or their products) are presented, and also impacts the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

Our Top Pick

QuoteWizard

QuoteWizard

QuoteWizard has an A+ rating from the Better Business Bureau, a good consumer reputation, and fast online application. This online home insurance marketplace helps homeowners find the right deals they can from home insurance agencies in their area. From bodily injury to property damage liability, it may be covered with a QuoteWizard partner policy.

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HomeInsurance.net

HomeInsurance.net

HomeInsurance.Net is an insurance policy rates marketplace. What that means is that it connects homeowners directly with home insurance companies or agents to help them compare rates on new insurance policies. While not a direct insurance provider, HomeInsurance.Net can help you compare different price quotes, which may lead to finding the most competitive rates for your new home insurance policy. The service is free, so there’s not much to lose.

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SelectQuote

SelectQuote

SelectQuote was founded in 1985 to help homeowners compare policies among insurance providers and save money. Last year, the company saved customers an average of $510 per year on home insurance. SelectQuote gathers policy quotes from 16 major insurance providers, including Nationwide, Liberty Mutual, Progressive, and more. You can start comparing quotes in just a few minutes, and there’s no cost to use the service.

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Insurify

Home insurance is a necessary evil, even if it’s just for peace of mind. Insurify understands this and is trying to make home insurance as painless and affordable as possible. An insurance comparison tool, Insurify pools together loads of nationally-recognized insurers into a single network. Then it allows you to search the network based on your criteria to get faster, easier rate quotes. Compare rates to find the lowest policies for you.

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United States Insurance

United States Insurance is an online insurance marketplace where you can compare quotes for home, renters, and condo insurance. The company’s online comparison tool is completely free to use. You can also talk to an insurance agent at no cost to get more information about your policy options. United States Insurance works with national providers including Progressive, AllState, Lemonade, Liberty Mutual, and others.

AAA Auto Club Group

AAA Auto Club Group

AAA offers home insurance in most of the regions where it operates as an auto insurance provider, with a wide range of discounts available based on your home and personal situation. It also offers 24/7 customer service. Getting a quote online with AAA takes just a few minutes. All in all, we were impressed with how easy it was to use AAA and by their multiple coverage options.

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Allstate

Allstate

Allstate Corporation is the second-largest homeowners insurance provider in the United States. It offers a standard policy covering home, personal belongings, loss of use, and liability. It also offers an impressive range of paid add-ons, including coverage for home-sharing, sports equipment, musical instruments, and electronic data recovery.

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American Family

American Family

American Family Insurance is a private mutual company that specializes in various forms of property and casualty insurance, including home insurance. Based in Madison, Wisconsin, it is the seventh-largest homeowners insurance provider in the United States by value of premiums written. Being a large insurance company, it offers generous discounts for bundling with other forms of P&C coverage, such as auto insurance.

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Farmers

Farmers

Farmers Insurance Group underwrites homeowners insurance, auto insurance, and other types of insurance and financial services. It offers 3 customizable home insurance packages. Standard coverage is for homeowners who just want the basics. Enhanced coverage is for homeowners who want higher policy limits and extra features. Premier is for homeowners who want the lot, including the highest limits and guaranteed replacement costs.

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Geico

Geico

Working with a network of insurance providers, Geico provides protection for homeowners across the US. Although policies vary, types of coverage include: property damage, legal costs, medical bills and jewelry coverage. Based on your individual policy needs, you can receive a quote in minutes via the company’s intuitive online form.

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Hippo Insurance

Hippo Insurance

Hippo specializes in meeting the insurance needs of the modern American homeowner. In addition to traditional home insurance coverage, Hippo offers enhanced coverage for home office equipment, electronics, service lines, and more. Its coverage is affordable and homeowners can earn up to 25% off the monthly premium when using various discounts. Hippo currently serves 26 states with more regions to be added in the near future.

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Liberty Mutual

Liberty Mutual

Liberty Mutual is a large, nationwide insurance company specializing in home and auto coverage. It offers an all-in-one, no-frills basic homeowners insurance policy covering home, personal possessions, personal liability, and loss of use. Liberty Mutual offers more discount opportunities than most of its competitors, including claims-free discounts, early shopper discounts, and military discounts.

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Nationwide

Nationwide

Nationwide Mutual Insurance Company, better known as Nationwide, is a group of large insurance and financial services companies. Among other things, it underwrites basic home insurance coverage with a broad range of voluntary add-ons. Nationwide serves homeowners in all 50 states plus DC. It offers generous multi-line discounts when bundling home insurance with other forms of coverage such as auto and life insurance.

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Progressive

Progressive

Progressive is a national insurance provider that has been in business since 1937. The company works with third-party insurance companies around the US to offer coverage in every state. You can compare quotes across major insurance providers and lock in your policy up to 10 days before you need it. Progressive offers a discount when you bundle home and auto insurance and the company provides 24/7 customer support.

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State Farm

State Farm

State Farm is the largest property and casualty insurer in the United States, covering home insurance, auto insurance, and other types of insurance. One of the benefits of being such a large insurer is it can build all types of multi-policy packages. State Farm’s specialty is the “triangle of protection,” comprising homeowners insurance, life insurance, and disability coverage in one (and at a discount, of course).

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Travelers

Travelers

The Travelers Companies, Inc., commonly known as Travelers, provides insurance coverage and financial services to customers across the United States. Travelers’ home insurance policies contain plenty of perks, including Amazon Alexa integration and a free Amazon Echo Dot and home history report. Travelers is an eco-friendly insurer and it promises a 5% discount to any homeowner who maintains a certified green home.

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Young Alfred

Young Alfred

Young Alfred is a home insurance aggregator site, which basically means it is the easiest way for you to find and compare home insurance policy offers for providers in your area. One of the biggest frustrations when shopping around for home insurance is finding one that operates near you. Young Alfred alleviates this issue and gives you the competitive edge for discount prices. And nicest of all, the engine is 100% free to use.

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Kin Insurance

Kin Insurance

Kin is not your typical home insurance provider. Using smart data technology, Kin tailors each home insurance policy to suit the needs of the homeowner and not the insurance agents. It’s also more affordable since you only end up paying for what you need and none of the extras. Kin will also recommend safety features that will keep your home protected and save you on home insurance.

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BlueSky Coverage

BlueSky Coverage

Blue Sky Coverage is an insurance agency network for home, health, auto, and life insurance policies. Via the site, homeowners can compare quotes, get valuable information about homeowners insurance, and figure out how much insurance they actually need based on their current situation. Blue Sky Coverage is a free service to use, offers competitive rates based on market value, and helps homeowners make better decisions about insurance policies.

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Hippo

Hippo

Hippo specializes in meeting the insurance needs of the modern American homeowner. In addition to traditional home insurance coverage, Hippo offers enhanced coverage for home office equipment, electronics, service lines, and more. Its coverage is affordable and homeowners can earn up to 25% off the monthly premium when using various discounts. Hippo currently serves 26 states with more regions to be added in the near future.

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Hippo

Hippo

Hippo specializes in meeting the insurance needs of the modern American homeowner. In addition to traditional home insurance coverage, Hippo offers enhanced coverage for home office equipment, electronics, service lines, and more. Its coverage is affordable and homeowners can earn up to 25% off the monthly premium when using various discounts. Hippo currently serves 26 states with more regions to be added in the near future.

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Liberty Mutual

Liberty Mutual

Liberty Mutual is a large, nationwide insurance company specializing in home and auto coverage. It offers an all-in-one, no-frills basic homeowners insurance policy covering home, personal possessions, personal liability, and loss of use. Liberty Mutual offers more discount opportunities than most of its competitors, including claims-free discounts, early shopper discounts, and military discounts.

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Esurance

Esurance

Esurance is the home insurance provider for the modern homeowner. With a sleek mobile app, instant online quotes, and automatic photo uploader for claims, Esurance is bringing home insurance into the 21st century. Esurance also has some hefty discounts, cool online tools, and excellent coverage, making it one of the top choices in home insurance for home insurance policy providers on the market today.

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Armed Forces

Armed Forces

Armed Forces Insurance (AFI) has been providing insurance to active and retired members of the US Armed Forces, Reserves, and related organizations since 1887. Armed Forces Insurance works similarly to a credit union, whereby the user must pay an annual membership fee to get access to all products and services. Membership gets you access to a wide range of insurance products, including home insurance.

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Toggle

Toggle

Toggle® is a digital insurance company owned by Farmers®, currently offering renters insurance in 25 states. The appeal of Toggle is that it’s fast and simple to upgrade or downgrade your coverage if you buy a new computer or another item you want to protect.

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National Home Quotes

National Home Quotes

National Home Quotes is an insurance provider network with partners like Liberty Mutual and Progressive Insurance, leaders in home insurance. It makes finding reasonable quotes for home insurance faster and easier than doing all the research manually. National Home Quotes also provides insurance quotes for renters, natural disasters, and personal property coverage. And NHQ even has insurance professionals to speak to live for all your questions.

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The Zebra

The Zebra

The Zebra is a leading insurance comparison site. While they have primarily focused on car insurance since their founding in 2012, The Zebra has expanded into homeowners and rental insurance. Their easy quote process and helpful representatives let you compare quotes from some of the country's top insurers.

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SelectQuote

SelectQuote

Select Quote works directly with qualified insurance agencies to get homeowners the top rates on home insurance policies. Customers generally save $444 on average, making Select Quote an excellent choice for anyone looking to cut back on their current policies. Select Quote works with top name companies like Progressive and Travelers. Easy online application and auto insurance bundling discounts are some reasons to choose Select Quote.

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The Zebra

The Zebra

The Zebra is a leading insurance comparison site. While they have primarily focused on car insurance since their founding in 2012, The Zebra has expanded into homeowners and rental insurance. Their easy quote process and helpful representatives let you compare quotes from some of the country's top insurers.

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Home Insurance King

Home Insurance King

Home Insurance King is an insurance rate aggregator that works to get you competitive rates for your home insurance. Using the easy online comparison tool, you can quickly compare up to 12 companies to save up to 40% on your home insurance policy. Home Insurance King works with top-rated home insurance providers and offers free consultations with professional agents with 20+ years of experience to help answer all your questions.

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SaveQuote

SaveQuote

SaveQuote is an online insurance aggregator, delivering multiple quotes for local home insurance providers. With an easy-access online platform, SaveQuote helps home insurance consumers find the right policies for their needs and budget, without hassle.

Provide Insurance

Provide Insurance

Provide is an online home insurance marketplace where you can get connected with dozens of top insurers. All you have to do is answer a few questions about your home, and Provide will instantly present quotes from insurers in your area. You can compare quotes online on your own or take advantage of Provide’s free one-on-one sessions with insurance consultants to help you find the right policy for your home.

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Home Insurance King

Home Insurance King

Home Insurance King is an insurance rate aggregator that works to get you competitive rates for your home insurance. Using the easy online comparison tool, you can quickly compare up to 12 companies to save up to 40% on your home insurance policy. Home Insurance King works with top-rated home insurance providers and offers free consultations with professional agents with 20+ years of experience to help answer all your questions.

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Progressive

Progressive

Progressive is a national insurance provider that has been in business since 1937. The company works with third-party insurance companies around the US to offer coverage in every state. You can compare quotes across major insurance providers and lock in your policy up to 10 days before you need it. Progressive offers a discount when you bundle home and auto insurance and the company provides 24/7 customer support.

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The Insurance Center

The Insurance Center

The Insurance Center (TIC) has insurance agents throughout Wisconsin and Iowa. Founded in La Crosse, Wisconsin, in 1966 with the aim of serving dairy farm communities in the state’s southwest, it now specializes in various forms of property and casualty insurance including home and auto. As an independent agent, it works with select insurance companies to find its customers the right deals on home and/or auto coverage.

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Apollo Interactive

Apollo Interactive

Apollo Insurance Services has been around since 1969. Having built a reliable network of trusted partner agencies, today, Apollo Insurance Services is one of the go-to insurance agencies for life, auto, disaster, pet, renters, and homeowners insurance. It offers instant, online rate quotes from some of the top names in home insurance, no broker fees, and a truly customer-centric experience that you don't find with newer companies.

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Policygenius

Policygenius

A popular insurance broker, Policygenius gained its reputation very simply: by delivering service that puts the clients first. Policygenius makes it clear that these services are meant to help homeowners find the right home insurance policy for their needs. Working with a range of providers, Policygenius offers a free, fast, easy, and professional way to get home insurance.

Nationwide

Nationwide

Nationwide Mutual Insurance Company, better known as Nationwide, is a group of large insurance and financial services companies. Among other things, it underwrites basic home insurance coverage with a broad range of voluntary add-ons. Nationwide serves homeowners in all 50 states plus DC. It offers generous multi-line discounts when bundling home insurance with other forms of coverage such as auto and life insurance.

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Farmers

Farmers

Farmers Insurance Group underwrites homeowners insurance, auto insurance, and other types of insurance and financial services. It offers 3 customizable home insurance packages. Standard coverage is for homeowners who just want the basics. Enhanced coverage is for homeowners who want higher policy limits and extra features. Premier is for homeowners who want the lot, including the highest limits and guaranteed replacement costs.

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QuotesMatch.com

QuotesMatch.com

QuotesMatch is an insurance marketplace for auto and home insurance. All you have to do is enter a few details about your home, and QuotesMatch will automatically find deals from insurers in your area. The company typically works with online, direct-to-consumer insurers rather than traditional insurers. If you’re looking for a home insurance quote, QuotesMatch can be your starting point.

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Gabi

Gabi

Gabi is a free online comparison tool that lets homeowners compare home insurance rates and terms quickly and easily. Using the fast search engine, homeowners can compare up to 20 different insurance quotes. Gabi has great social ratings, checks your current insurance rates, and helps you save. And with an average saving for its customers of $825 a year, there's every reason for homeowners to take advantage of the services Gabi is offering.

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Quotes Advantage

Quotes Advantage

QuotesAdvantage gives multiple quotes for home insurance from close to 20 different trusted insurance agents and provides a comprehensive and easy to fill in questionnaire for prospective new clients that only takes 3 minutes to complete and submit, enabling clients to receive economical insurance quotes with little effort. QuotesAdvantage helps customers save up to 40% on home insurance.

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Apollo Interactive

Apollo Interactive

Apollo Insurance Services has been around since 1969. Having built a reliable network of trusted partner agencies, today, Apollo Insurance Services is one of the go-to insurance agencies for life, auto, disaster, pet, renters, and homeowners insurance. It offers instant, online rate quotes from some of the top names in home insurance, no broker fees, and a truly customer-centric experience that you don't find with newer companies.

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The Insurance Center

The Insurance Center

The Insurance Center (TIC) has insurance agents throughout Wisconsin and Iowa. Founded in La Crosse, Wisconsin, in 1966 with the aim of serving dairy farm communities in the state’s southwest, it now specializes in various forms of property and casualty insurance including home and auto. As an independent agent, it works with select insurance companies to find its customers the right deals on home and/or auto coverage.

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Smart Financial

Smart Financial

Smart Financial is not your typical home insurance provider. In fact, it’s not an insurance provider at all. Instead, Smart Financial is an insurance marketplace that offers consumers an easy way to receive and compare rates instantly. Fill out your details, wait a few seconds, and receive the most competitive rates on the market today. Choose from top brand names, lower premiums, and nice discounts with this helpful tool from Smart Financial.

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Esurance

Esurance

Esurance is the home insurance provider for the modern homeowner. With a sleek mobile app, instant online quotes, and automatic photo uploader for claims, Esurance is bringing home insurance into the 21st century. Esurance also has some hefty discounts, cool online tools, and excellent coverage, making it one of the top choices in home insurance for home insurance policy providers on the market today.

Read Review Visit Site

American Family

American Family

American Family Insurance is a private mutual company that specializes in various forms of property and casualty insurance, including home insurance. Based in Madison, Wisconsin, it is the seventh-largest homeowners insurance provider in the United States by value of premiums written. Being a large insurance company, it offers generous discounts for bundling with other forms of P&C coverage, such as auto insurance.

Read Review Visit Site

Young Alfred Home Insurance

Young Alfred Home Insurance

Young Alfred is a home insurance aggregator site, which basically means it is the easiest way for you to find and compare home insurance policy offers for providers in your area. One of the biggest frustrations when shopping around for home insurance is finding one that operates near you. Young Alfred alleviates this issue and gives you the competitive edge for discount prices. And nicest of all, the engine is 100% free to use.

QuotesMatch

QuotesMatch

QuotesMatch is an insurance marketplace for auto and home insurance. All you have to do is enter a few details about your home, and QuotesMatch will automatically find deals from insurers in your area. The company typically works with online, direct-to-consumer insurers rather than traditional insurers. If you’re looking for a home insurance quote, QuotesMatch can be your starting point.

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State Farm

State Farm

State Farm is the largest property and casualty insurer in the United States, covering home insurance, auto insurance, and other types of insurance. One of the benefits of being such a large insurer is it can build all types of multi-policy packages. State Farm’s specialty is the “triangle of protection,” comprising homeowners insurance, life insurance, and disability coverage in one (and at a discount, of course).

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InsuranceHoney.com

InsuranceHoney.com

Insurance Honey is an insurance matching platform, meaning customers can answer a few questions and be put in contact with a variety of insurance providers. After answering questions, customers can explore multiple insurance providers based on their location and insurance needs. Insurance Honey uses solid technology that enables users to compare insurers in your area.

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SelectQuote

SelectQuote

Select Quote works directly with qualified insurance agencies to get homeowners the top rates on home insurance policies. Customers generally save $444 on average, making Select Quote an excellent choice for anyone looking to cut back on their current policies. Select Quote works with top name companies like Progressive and Travelers. Easy online application and auto insurance bundling discounts are some reasons to choose Select Quote.

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Travelers

Travelers

The Travelers Companies, Inc., commonly known as Travelers, provides insurance coverage and financial services to customers across the United States. Travelers’ home insurance policies contain plenty of perks, including Amazon Alexa integration and a free Amazon Echo Dot and home history report. Travelers is an eco-friendly insurer and it promises a 5% discount to any homeowner who maintains a certified green home.

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AgileRates

AgileRates

AgileRates is a free insurance marketplace that provides real-time quotes from 70+ home insurance providers. It provides more than 200,000 quotes per year, making it one of the largest home insurance comparison sites on the web. According to AgileRates, 3 out of 5 customers could save up to 40% by using its platform to find a home insurance policy.

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Kin Insurance

Kin Insurance

Kin is not your typical home insurance provider. Using smart data technology, Kin tailors each home insurance policy to suit the needs of the homeowner and not the insurance agents. It’s also more affordable since you only end up paying for what you need and none of the extras. Kin will also recommend safety features that will keep your home protected and save you on home insurance.

Read Review Visit Site

Acuity

Acuity

One of the more comprehensive yet affordable home insurance companies on the market, Acuity is one of the only insurance companies that offers a guaranteed replacement cost for your home, which means that they will pay to repair or rebuild your home irrespective of the cost. They also have affordable, flexible policy options.

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Insurify-MA

Insurify-MA

Insurify has been designed with consumers in mind to make home insurance as painless and affordable as possible. An insurance comparison tool, Insurify pools together loads of nationally-recognized insurers into a single network. Then it allows you to search the network based on your criteria to get faster, easier rate quotes. The simple, user friendly service allows you to compare rates to find the lowest priced policies.

Read Review Visit Site

Quotes Advantage

Quotes Advantage

QuotesAdvantage gives multiple quotes for home insurance from close to 20 different trusted insurance agents and provides a comprehensive and easy to fill in questionnaire for prospective new clients that only takes 3 minutes to complete and submit, enabling clients to receive economical insurance quotes with little effort. QuotesAdvantage helps customers save up to 40% on home insurance.

Read Review Visit Site

Blue Sky Coverage

Blue Sky Coverage

Blue Sky Coverage is an insurance agency network for home, health, auto, and life insurance policies. Via the site, homeowners can compare quotes, get valuable information about homeowners insurance, and figure out how much insurance they actually need based on their current situation. Blue Sky Coverage is a free service to use, offers competitive rates based on market value, and helps homeowners make better decisions about insurance policies.

Read Review Visit Site

National Home Quotes

National Home Quotes

National Home Quotes is an insurance provider network with partners like Liberty Mutual and Progressive Insurance, leaders in home insurance. It makes finding reasonable quotes for home insurance faster and easier than doing all the research manually. National Home Quotes also provides insurance quotes for renters, natural disasters, and personal property coverage. And NHQ even has insurance professionals to speak to live for all your questions.

Read Review Visit Site

Allstate

Allstate

Allstate Corporation is the second-largest homeowners insurance provider in the United States. It offers a standard policy covering home, personal belongings, loss of use, and liability. It also offers an impressive range of paid add-ons, including coverage for home-sharing, sports equipment, musical instruments, and electronic data recovery.

Read Review Visit Site

AgileRates, LLC

AgileRates, LLC

AgileRates is a free insurance marketplace that provides real-time quotes from 70+ home insurance providers. It provides more than 200,000 quotes per year, making it one of the largest home insurance comparison sites on the web. According to AgileRates, 3 out of 5 customers could save up to 40% by using its platform to find a home insurance policy.

Read Review Visit Site

Kin

Kin

Kin is not your typical home insurance provider. Using smart data technology, Kin tailors each home insurance policy to suit the needs of the homeowner and not the insurance agents. It’s also more affordable since you only end up paying for what you need and none of the extras. Kin will also recommend safety features that will keep your home protected and save you on home insurance.

Insurify-QS

Insurify-QS

Home insurance is a necessary evil, even if it’s just for peace of mind. Insurify understands this and is trying to make home insurance as painless and affordable as possible. An insurance comparison tool, Insurify pools together loads of nationally-recognized insurers into a single network. Then it allows you to search the network based on your criteria to get faster, easier rate quotes. Compare rates to find the lowest policies for you.

Read Review Visit Site

Armed Forces

Armed Forces

Armed Forces Insurance (AFI) has been providing insurance to active and retired members of the US Armed Forces, Reserves, and related organizations since 1887. Armed Forces Insurance works similarly to a credit union, whereby the user must pay an annual membership fee to get access to all products and services. Membership gets you access to a wide range of insurance products, including home insurance.

Read Review Visit Site

Acuity

Acuity

One of the more comprehensive yet affordable home insurance companies on the market, Acuity is one of the only insurance companies that offers a guaranteed replacement cost for your home, which means that they will pay to repair or rebuild your home irrespective of the cost. They also have affordable, flexible policy options.

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Assurance IQ, Inc.

Assurance IQ, Inc.

Assurance is an online-only home insurer that harnesses the power of technology to help you get a policy that’s right for you. The platform runs an AI-powered algorithm that uses data about you and your home to deliver customized quotes. You can also get help choosing a policy thanks to free one-on-one consultation with insurance professionals. The entire process takes place online, which makes it easier to get a policy right away.

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Branch Insurance

Having excellent home insurance is one aspect of home buying that you don’t want to overlook. Protecting your home against unexpected damages or risks should be a priority and having a home insurance lender that makes the process simple and affordable is invaluable. Branch insurance takes the guesswork out of the insurance process. With a quick quote process and customizable packages, Branch gives its customers control during each stage.

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Lemonade

Lemonade

Lemonade is an insurance provider for homeowners, renters, pet, and term life insurance. They focus on making the insurance process fast and easy - as mostly everything is done through their app and AI. Plus, their prices start as low as $25 per month for homeowners. They also donate unclaimed funds to a charity of your choice, so you can feel good about doing business with them.

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Allstate

Allstate

Allstate Corporation is the second-largest homeowners insurance provider in the United States. It offers a standard policy covering home, personal belongings, loss of use, and liability. It also offers an impressive range of paid add-ons, including coverage for home-sharing, sports equipment, musical instruments, and electronic data recovery.

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