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QuoteWizard Review

Reviews 125
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Reviews 125
Sarah Badani
May. 28, 2021
3 min read
Sarah Badani
QuoteWizard Summary
QuoteWizard has an A+ rating from the Better Business Bureau, a good consumer reputation, and fast online application. This online home insurance marketplace helps homeowners find the right deals they can from home insurance agencies in their area. From bodily injury to property damage liability, it may be covered with a QuoteWizard partner policy.


  • Competitive rates based on healthy competition
  • Over 40 million users for 15 years
  • Top customer service in the industry


  • Not a direct home insurance provider
  • Not as much information about coverage as competitors

QuoteWizard at a glance

Editorial score

Variety of coverage options

Full coverage for natural disasters, personal property damage and loss, theft, and structural damage

Customizable rates and services

Fully customizable plans and rates with the option to buy fully online or with the help of an agent

Online experience and customer support

Fully functional site and mobile support, with 24/7 communication with an agent

Quote time

Under 10 minutes

Direct Insurer?

Marketplace with only external links to insurers

QuoteWizard QuoteWizard View Rates

Suitable For?

QuoteWizard is a good choice for anyone who wants a quick and easy way to get home insurance quotes. Nearly the whole process is done online, which cuts down dramatically on the amount of time it usually takes homeowners to receive a price quote for their policy. And since the aggregator compiles a database of possible home insurance policy providers from each state, you can quickly get several estimates with a single application form.

QuoteWizard is also a good choice because of its nationwide network. Unlike some marketplaces, QuoteWizard has home insurance providers in every state, so you always have someone to work with, regardless of your location.

What Coverage Includes

To be absolutely clear, QuoteWizard is not a direct home insurance policy provider. Rather, this service is sort of a search engine for home insurance providers. It takes your information, runs it through the database of insurance providers that have partnered with QuoteWizard, and then delivers accurate rate quotes based on your location, home, and other criteria. As such, QuoteWizard doesn’t directly cover anything. However, its partner agencies cover the spectrum of home insurance benefits, including personal property damage, personal liability coverage, and more. Since QuoteWizard partners with some of the top names in the industry, homeowners get a great selection of coverage options to choose from.

What’s also impressive about QuoteWizard is that it partners with home insurance providers from across the states, unlike other aggregators which are generally limited to certain areas. So, you don’t have to worry about being limited in your selection because of location. QuoteWizard’s partners cover the map.

  • Bodily injury liability
  • Property damage liability
  • Personal injury

Additional Coverage

As with standard coverage, QuoteWizard is not in charge of any additional coverage options that are presented by the partners within the database. Partner insurance providers that work with QuoteWizard generally cover some of the following items, though:

  • Rental reimbursements
  • Personal property
  • Valuable items
  • Identity theft protection
  • Flood insurance
  • Condo insurance
  • Mobile home insurance
  • Tsunami insurance
  • Hurricane insurance
  • Home business coverage

Application Process

One good characteristic of QuoteWizard is the ease of use. It has worked to make the user experience fast, smooth, and convenient for its customers. You can see and feel that when using the website. To begin with, the application process is super fast. Some sites require you to fill out a long application form and possibly also speak to a representative for a while to get your exact quote. QuoteWizard’s application form takes less than 5 minutes to complete.

What’s more, QuoteWizard has a handy state-by-state rates estimator. So, you can get an approximate quote before you even fill anything out. Just click on your state from the list of states and QuoteWizard will generate an approximate price quote for homes in your area. This isn’t an exact amount of what you’re going to pay, but it is a good estimate. QuoteWizard has partners working in all 50 states, so no matter where you live, you can get coverage.

QuoteWizard also does a great job of informing the consumer of everything they need to know. With a rich library of informative and interesting articles, QuoteWizard gives you the tools you need to make educated decisions about home insurance policies including how much coverage to get, which factors will determine your rates, and how you can improve your home insurance policy rates.

QuoteWizard QuoteWizard Visit Site


QuoteWizard is a free service to use for homeowners. The service gets paid by the partner agencies that work with them, so you get to use the search engine free of charge. As such, QuoteWizard doesn’t offer any discounts on its own services. But some of the discounts that homeowners may be entitled to through a QuoteWizard partner include:

  • Multiple vehicle discount
  • Safe driver discount
  • Anti-theft discount
  • Vehicle safety discount
  • Homeowners discount
  • Student discount
  • Seniors discount
  • Bundled policy discount
  • Hybrid or electric vehicle discount
  • Group savings
  • Full payment discounts
  • Automatic payment discounts

How Safe Is It?

Since QuoteWizard doesn’t deal with the nitty gritty details of insurance policies, and there are no financial transactions going through the website, QuoteWizard doesn’t need to employ the same security measures that banks and insurance agencies do.

Note that QuoteWizard only partners with quality insurance providers. From the top brands like AAA, MetLife, and Liberty Mutual, QuoteWizard has chosen to associate itself with well-regarded partners.

QuoteWizard has an A+ rating from the Better Business Bureau.

Claims & Customer Support

QuoteWizard generally doesn’t handle insurance claims directly as an insurance provider marketplace, not the direct insurance policy provider itself. However, when a QuoteWizard partner doesn’t have a direct customer support line of its own, QuoteWizard steps in and resolves the issue itself.


Started by an ambitious visionary with humble beginnings, QuoteWizard blossomed into one of the most popular search engines for home insurance providers out there. To date, the company has helped tens of millions of users find the right policies for their situation, saving them time, money, and aggravation. With a fast online application form, QuoteWizard lets you reach multiple offers simultaneously.

Sarah Badani
Written by
Sarah Badani
Sarah Badani has extensive research and review experience in the finance industry. With a degree in psychology and education, she brings a level of depth and understanding to her writing along with her own flavor to spice up each topic in a unique and inviting way. She writes for BestMoney and enjoys helping readers make sense of the options on the market.‎
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