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Insurify Review

Reviews 896
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Reviews 896
Sarah Badani
Jan. 06, 2022
4 min read
Sarah Badani
Insurify Summary
Home insurance is a necessary evil, even if it’s just for peace of mind. Insurify understands this and is trying to make home insurance as painless and affordable as possible. An insurance comparison tool, Insurify pools together loads of nationally-recognized insurers into a single network. Then it allows you to search the network based on your criteria to get faster, easier rate quotes. Compare rates to find the lowest policies for you.


  • Multiple rate quotes with a single application
  • Fast and easy system to use
  • Huge network of reliable home insurance providers


  • Not an actual home insurance provider
  • No live chat support

Insurify at a glance

Editorial score

Variety of coverage options

Full coverage for natural disasters, personal property damage and loss, theft, and structural damage

Customizable rates and services

Fully customizable plans and rates with the option to buy fully online or with the help of an agent

Online experience and customer support

Fully functional site, with 24/7 communication

Quote time

Under 2 minutes

Direct Insurer?

Marketplace with direct purchase available in site

Suitable For?

Insurify is a great tool for people who are looking to get multiple quotes quickly and easily. With so many options available today, comparison shopping is the smartest move for consumers. Insurify helps make that process a lot easier by allowing you to fill out a single application form and get multiple price quotes in return. It’s a more efficient method than searching for home insurance providers, opening new tabs for each of them, filling out the same questions for each application, waiting for a response from each one, and then manually comparing one site to the next. Insurify cuts out all of the tedious work and delivers several rate quotes from top home insurance providers in a neat and easy to read format for comparison.

What Coverage Includes

Let’s be clear about one thing. Insurify is not a home insurance provider. Rather, it is an aggregator of home insurance providers. It partners with reliable brands and includes them in its network. Then, when consumers perform a search on the Insurify website, the algorithm will sift through the partners in the network, weed out the partners that aren’t relevant (don’t cover your requirements, aren’t available in your state, etc.), and return only the top brands for your situation. It’s an easy and efficient way to do some quick comparison shopping.

Insurify isn’t directly supplying the home insurance, but its partner agencies are. While each company can structure its plans as they see fit, most home insurance companies have the same basic coverage structure. The typical home insurance policy will reimburse or cover the costs of damages included in your policy. This includes structural coverage for your home and other structures on the property, your personal property, liability coverage, and additional living expense coverage.

Your home refers to the actual building you live in, while other structures on your property might include things like a gazebo, a storage shed, a patio, etc. Your personal property refers to any belongings that were damaged. This might be articles of clothing, books, furniture, and more. The nice thing about this level of coverage is that it includes damaged items that are inside or outside of your home. Liability coverage covers any medical bills that accrue from injuries that happen on your property. This refers to other people who get injured on your property as well as your own family. That's an important coverage option in case someone ever tries to sue you for getting hurt on your property.

Finally, additional living expenses coverage will cover most additional living expenses that you accrue during the time in which you’re waiting for your claim-related repairs or replacements to be dealt with. This can include renting temporary replacement equipment, hotels, lodgings, food, etc. if you are unable to live in your home.

  • Your dwelling
  • Other structures on your property
  • Your personal belongings
  • Liability coverage
  • Additional living expenses coverage

Additional Coverage

Home insurance providers also offer additional coverage for an additional fee. As with the basic coverage plans, Insurify does not dictate which additional coverage items a partner can offer. Some of the additional coverage items listed on the website include earthquake and flood coverage for homeowners living in high-risk areas. However, many home insurance providers will also offer additional coverage (called riders) for things like expensive jewelry or artwork, music equipment, or other valuables. There are also riders for health-related situations, and more. Speak to the specific home insurance provider directly to get a better idea of what additional coverage plans they offer.

  • Earthquake
  • Flood

Application Process

One appealing part of working with a home insurance provider search engine like Insurify is the application process. As mentioned previously, Insurify has a wide network of partner insurance providers. So, instead of filling out multiple application forms, consumers can answer the same questions once and get multiple responses instead. Here’s how it works:

  • Fill out the application form.
  • Insurify combs its network for suitable providers.
  • Review rate quotes.
  • Contact the provider you want to work with for more details.

Then you’ll work directly with the home insurance provider from this point on.


Insurify doesn't provide any discounts. Actually, the service is totally free to use! But the partner home insurance providers all have multiple discounts you can get depending on your situation.

  • Bundling or multiple policy discount
  • Paying in full discount
  • Loyalty discount
  • Mature homeowners discount
  • Claims-free period discount
  • Home improvement discount
  • Monitored burglar system discount
  • Gated community discount
  • Monitored fire alarm discount
  • Married or widowed discount
  • Impact-resistant roof discount
  • HOA discount
  • New home discount
  • Leak sensor discount
  • Non-smoker discount

How Safe Is It?

Insurify uses strong encryption to secure all data shared on its website. It also has a no-selling policy, so your data doesn’t get sold to third party marketers.

Additionally, Insurify has excellent financial strength. It earned an A+ financial rating from AM Best, the industry-recognized authority on business financial strength. It also holds an A+ rating from the Better Business Bureau, with a solid record of positive reviews from customers consistently for years.

Claims & Customer Support

Customer support and claims processing are handled directly by the home insurance provider you choose, so it has nothing to do with Insurify. The speed and professionalism you'll receive when submitting claims and having them processed will depend on the individual home insurance providers.

One thing we can say, though, is this: Insurify prides itself on partnering with only top name home insurance companies. All of the brands in this network have been vetted for quality, reliability, and customer satisfaction ratings. So, if you are offered a quote from one of these brands, you can pretty much assume it’s a safe bet that you’ll have a fast and positive customer experience when making claims or calling for questions.

Insurify has customer support for the services it provides, as well. You can call or email Insurify to get in touch with a customer service rep during normal business hours.

Phone number: (866) 373-0443

Email: hello@insurify.com


Insurify takes the hard work out of finding affordable home insurance policies. With an easy-to-use comparison tool, consumers can quickly find multiple rates, compare them, and go with the company that offers them the right deal. Insurify is officially licensed in all 50 states, so you can get home insurance coverage no matter where you live. And the partner home insurance providers offer a huge range of discounts from home improvement discounts to home security system discounts, claims-free discounts, and bundled policy discounts.

Sarah Badani
Written by
Sarah Badani
Sarah Badani has extensive research and review experience in the finance industry. With a degree in psychology and education, she brings a level of depth and understanding to her writing along with her own flavor to spice up each topic in a unique and inviting way. She writes for BestMoney and enjoys helping readers make sense of the options on the market.‎
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