The listings featured on this site are from companies from which this site receives compensation. This influences where, how and in what order such listings appear on this site.

SaveQuote Review

Find a customized quote easily

This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which impacts the location and order in which brands (and/or their products) are presented, and also impacts the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

BestMoney Staff
Bestmoney Staff
Jun. 18, 20214 min read

SaveQuote summary

SaveQuote is an online insurance aggregator, delivering multiple quotes for local home insurance providers. With an easy-access online platform, SaveQuote helps home insurance consumers find the right policies for their needs and budget, without hassle.

Pros

  • Receive multiple, real-time quotes quickly
  • Easy-to-use online form
  • All types of policies and providers available

Cons

  • Limited online resources and information
  • Not a direct provider

SaveQuote SaveQuote View Rates

Suitable For?

SaveQuote is right for individuals looking for a range of options from various reputable insurance providers in the United States. With a user-friendly interface and real-time quotes for any insurance need, SaveQuote helps consumers find the right policy for them and at the right price for their budget. Compare multiple providers quickly and speak to an agent for additional guidance if needed.

What Coverage Includes

SaveQuote is an online insurance comparison site that helps consumers receive multiple quotes in real-time. With reputable partner providers, SaveQuote network companies carry most types of policies so that you can decide the degree of coverage that works for you. There are different types of home insurance available on the market, depending on the type of home and contents requiring coverage. These are categorized as HO-1 through HO-8, depending on the type of coverage offered.

  • Limited coverage policies are basic types of home insurance that cover specific damages, such as from a natural disaster, fire, or theft. Homeowners will not get personal liability or personal contents insurance coverage.
  • Broad form homeowners insurance includes the benefits of limited coverage and extends the policy to include other types of damage, such as water damage, electrical and plumbing damage, ice or snow damage, and more. Broad form insurance policies also include personal property insurance.
  • Special form home insurance policies are an affordable and popular option, extending wide coverage with a limited number of exclusions. Special form policies include all categories of home insurance coverage, including structural, contents, and personal liability.
  • Comprehensive form policies are more expensive but offer broader coverage than other types of insurance. This type of home insurance will offer replacement cost value on any damaged property and will also cover all of the categories included in less robust policies.
  • Older homes that are more than 40 years old may have underlying structural issues or may not meet the requirements for more comprehensive policies.
  • Renter's insurance protects personal property or contents of the home, but not the structure itself since this is the responsibility of the landlord. Similar but separate insurance policies exist for condo and coop owners and for mobile home coverage. These policies are designed for the specific perils associated with these homes.

Additional Coverage

Homeowners’ insurance covers many emergency situations, natural disasters, and theft. However, most policies have limits and exclusions that mean you may not be completely covered on the items you want to be insured. To fill these gaps in coverage, insurance providers offer add-on coverage. These are called endorsements, floaters, or riders, and they expand the perils covered by a policy. Some endorsements offered by SaveQuote affiliates include:

  • Hurricane or earthquake coverage
  • Sewer backup rider
  • Watercraft endorsement
  • Scheduled personal property endorsement (for expensive items, such as jewelry)
  • Home business endorsement

Application Process

SaveQuote is an easy way for consumers to receive multiple quotes from reputable home insurance providers quickly. Just enter your zip code, and you'll be offered a range of local companies to receive home insurance quotes from. Once you select an insurance provider from the list of partners, you will get quotes tailored to your needs and location.

SaveQuote SaveQuote Visit Site

Discounts

There is a wide variety of discounts available from home insurance providers if you meet specific criteria. If it is determined that you meet them, then you may be eligible for significant savings. Since SaveQuote is a comparison site with multiple partners, ask about possible discounts from the providers offering you a quote before deciding on the right policy for you. Some types of discounts typically offered by home insurance providers are:

  • Higher credit scores
  • Fire extinguisher discount
  • Central alarm system discount
  • Smart Home discount
  • New home discount

There are often more discounts available, so make sure you ask how to lower your premiums when you speak to an agent.

How Safe is it?

As an online aggregator and comparison platform, SaveQuote is safe to use, although you may be required to give your personal information to get quotes. The reputability of specific home insurance providers can be verified in a number of ways. One is to check the provider’s financial health by looking at its industry rating. Another indication of payability is to read customer reviews and take a look at the company’s claims process. The National Association of Insurance Commissioners (NAIC) saves records of complaints, claims history, and other important information to help you decide if a provider is safe.

Claims & Customer Support

While each affiliated home insurance network partner will provide their own customer support and claims process, SaveQuote is an online comparison site and is therefore not directly associated with home insurance providers. Users can reach a SaveQuote representative during business hours via the toll-free number listed at the top of the page.

Summary

SaveQuote can help consumers get savvy by delivering multiple quotes on home insurance through a network of reputable insurance providers. Although the site has limited resources and information, the platform can save you time by putting you in contact with local homeowners’ insurance providers with policies for every need and at any price.

BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

SaveQuote
SaveQuote

Top 5 Home Insurance

QuoteWizard

QuoteWizard

Visit Site
Young Alfred Home Insurance

Young Alfred Home Insurance

Visit Site
Policygenius

Policygenius

Visit Site
HomeInsurance.net

HomeInsurance.net

Visit Site
site logo

Copyright © 2009-2021 Natural Intelligence Ltd. All Rights Reserved.

By using our content, products & services you agree to our Terms of Use and Privacy Policy.

  • About Us
  • Cookie Policy
  • Terms of Use
  • Partner with us
  • Privacy Policy
  • Contact

This site is not a loan provider or a broker and does not offer loans or mortgages directly to end users, but only allows users to match with lending partners and platforms that may extend a loan. All loan approval decisions and terms are determined by the loan providers at the time of your application with them. Any matching request submitted through our website does not constitute a loan application and you will have to submit a loan application to the respective lender before the lender provides you with an actual offer. We do not warrant that you will be approved for a loan, nor that you will be offered a loan with the same terms presented on our website. Lenders listing in this website DO NOT imply endorsement. Certain details, including but not limited to loan terms, prices and special offers, are provided to us directly from our partners and are dynamic and subject to change at any time without prior notice

Reproduction in whole or in part is strictly prohibited.