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AgileRates is designed for busy homeowners or renters who need insurance but don’t have the time to go comparison shopping. With this service, you spend a few minutes filling out a short online form and let AgileRates.com do all the rest. Based on the information you provide, AgileRates will select the 6-8 most suitable home insurance carriers and leave it up to you to click on the one you like most.
Being a marketplace, AgileRates doesn’t actually sell home insurance policies. What it does is let you compare policies from its partnering insurance carriers. The types of coverage vary from partner to partner.
At a minimum, each AgileRates partner offers the following types of coverage:
Each of AgileRates’ partners offers its own take on home insurance. Some of the partnering insurance carriers offer a wide range of additional features while others only provide standard home insurance plans.
Here are some of the add-ons you may find through AgileRates partners:
There are 2 stages to using AgileRates to purchase home insurance. Stage 1 involves using AgileRates to find a suitable insurance carrier. This can be done online, over the phone with the assistance of a licensed agent, or using a combination of the 2. Stage 2 involves direct communication between you and the insurance carrier. AgileRates doesn’t pass on all your information to your chosen insurance carrier, which means you may end up having to provide some information twice.
Here’s how Stage 1 (AgileRates quote request) works. First, answer questions about your property. At this stage, you’ll be asked to provide info such as square footage, foundation type, and the presence of security features such as deadbolt locks. Next, enter your contact details. Finally, confirm that you accept the terms and conditions and wait a few seconds to see your results. The whole process shouldn’t take more than 5 minutes.
On the final screen, you’ll see around 6-8 insurance carriers selected for you by AgileRates based on the information you provided. Click on one or more of the carriers to be directed to the carrier’s website. You may also receive phone calls or messages from other AgileRates insurance carriers in the days after you use the platform.
Once again, it’s worth mentioning here that AgileRates is a marketplace and doesn’t offer any discounts. According to AgileRates, the majority of customers save money by using its home insurance comparison service. However, it’s up to the carriers themselves to decide whether to offer you any discounts.
Here are some common home insurance discounts:
AgileRates isn’t an insurance carrier and therefore doesn’t have a financial strength rating. When you apply to AgileRates, you are asked to provide contact details and information about your property. You are never asked for a Social Security number, bank details, or any other sensitive personal information. Therefore, AgileRates is safe to use if you’re looking to use a service to connect to a good home insurance policy. It is worth noting that AgileRates reserves the right to share your contact details with its partners.
One of the best things about AgileRates.com is that it’s more than an online platform. It also offers customer support from professional licensed agents. As the user, you get the option of applying through the online platform, speaking to a customer support rep or using a combination of the 2. Once you purchase home insurance through an AgileRates partner, your relationship with AgileRates ends. To file a claim, you will need to go directly through your chosen carrier.
AgileRates does exactly what it says on the box. This is an online insurance marketplace that exists to connect users like you with home insurance—nothing more and nothing less. It won’t cost you a dime to use the AgileRates platform and it won’t lock you into anything you don’t want, either. All this service does is help you select a suitable home insurance carrier, with the intention of saving you time and money in the long run.
