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American express Review

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Reviews 2,270

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Michael Graw
Michael Graw
May. 03, 20214 min read

American Express Blue Cash Everyday summary

American Express is one of the largest credit card companies in the world, with more than 110 million active cards. Among its offerings are the Blue Cash Everyday, a cashback card with no annual fee, and its Blue Cash Preferred, which offers more cashback in exchange for a $95 annual fee. Meanwhile, its Gold Card and Platinum Card are points-based cards that offer perks for travel and dining.

Pros

  • Offers a cashback card with no annual fee
  • Gold and Platinum cards provide travel perks
  • Excellent security and fraud protection

Cons

  • High annual fees for points cards
  • Welcome bonuses require large spend

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Overview

American Express was founded in 1850 and has grown into one of the largest credit card companies in the world. It has more than 110 million active cards and accounts for nearly one-quarter of all credit transactions in the US. In addition to offering several of its own branded credit cards, American Express has dozens of co-branded cards for specific airlines and businesses.

Suitable for?

The various cards offered by American Express are made to benefit different types of spending.

The American Express Blue Cash Everyday and Preferred cards are cashback cards designed to reward you for everyday purchases on groceries and gas. You’ll earn 2% back on gas and department store purchases and 3% back on groceries with the Blue Cash Everyday card. With the Blue Cash Prefered card, you’ll earn 3% on gas and transit purchases and 6% back on groceries.

The Blue Cash Everyday card doesn’t have an annual fee, so it’s suited for anyone in search of a fee-free rewards card. The Blue Cash Preferred has no annual fee for the first year, then a $95 annual fee, making it ideal for those who spend enough on gas, transit, and groceries every year to cover that fee.

The Gold Card and Platinum Card offer membership rewards points that you can use to book travel, transfer to airline or hotel loyalty programs, or redeem for cash. The Gold Card offers 4X points on dining and groceries and 3X points on flights, as well as $120 in Uber credits and $120 in dining credits each year. 

The Platinum Card offers 5X points on flights and hotels. It also comes with $200 in hotel credits, $200 in airline fee credits, $200 in Uber credits, $179 in CLEAR airport security credits, and a free Walmart+ membership each year.

Both the Gold and Platinum Cards are great for travelers and people who like to dine out. The Gold Card is better if you mostly spend on dining and groceries or don’t want a card with a large annual fee. The Platinum card is better for those who spend a lot on flights and hotels and who can take advantage of all the statement credits on offer.

Interest Rates and Fees 

The Blue Cash Everyday and Preferred cards carry interest rates of 13.99%-23.99% APR. The Blue Cash Everyday has no annual fee, while the Blue Cash Preferred has a $95 annual fee that’s waived for the 1st year. Both cards have a foreign transaction fee of 2.7%.

The Gold Card and Platinum Card carry interest rates of 15.99%-22.99% APR. The Gold Card has a $250 annual fee, while the Platinum Card has a $695 annual fee. There are no foreign transaction fees on either card.


Annual FeeAPRForeign Transaction Fee
Blue Cash EverydayNone13.99%-23.99%2.7%
Blue Cash Preferred$95 (waived for 1st year)13.99%-23.99%2.7%
Gold Card$25015.99%-22.99%None
Platinum Card$69515.99%-22.99%None

Rewards & Cashback

The Blue Cash Everyday and Preferred cards offer cashback on purchases that you can redeem for statement credits. The Blue Cash Everyday offers 3% cashback on groceries (up to $6,000 in purchases), 2% on gas and department store purchases, and 1% on all other purchases. When you sign up and spend $2,000 in your first 6 months as a cardholder, you’ll get a $200 statement credit.

The Blue Cash Preferred offers 6% cashback on groceries (up to $6,000 in purchases) and streaming subscriptions, 3% on gas and transit-related purchases (including parking, Uber and Lyft, and bus tickets), and 1% on all other purchases. You’ll get a $300 statement credit when you spend $3,000 in your first 6 months as a cardholder.

The Gold Card and Platinum Card offer membership rewards points that can be redeemed for flights and hotels, gift cards, statement credits, and more. The Gold Card offers 4 points per dollar on dining and groceries (up to $25,000 in purchases), 3 points per dollar on flights, and 1 point per dollar on all other purchases. You also get up to $120 in statement credits for Uber and $120 for partner restaurants each year. When you spend $4,000 within your first 3 months, you’ll get a 60,000 rewards points bonus.

The Platinum Card offers 5 points per dollar on flights and hotels and 1 point per dollar on all other purchases. For your first 6 months, you’ll also receive 10 points per dollar at restaurants and small businesses. The Platinum Card comes with several annual statement credits, including:

  • $200 for hotels
  • $240 for digital streaming and news subscriptions
  • $155 for a Walmart+ subscription
  • $200 for Uber
  • $200 for airline fees
  • $300 for an Equinox exercise subscription
  • $179 for a CLEAR airport security subscription

In addition, you’ll receive 100,000 rewards points when you spend $6,000 in your first 6 months as a cardholder.

The Application Process

You can apply for any American Express credit card online and get a decision in as little as 30 seconds. You just need to enter your personal information and submit to a credit check. For new applicants, this is a hard credit check that may impact your credit score. For existing American Express cardholders, the company performs a soft credit check when you apply for a new card.

Help & Support

American Express offers 24/7 customer support by phone, email, and live chat. You can also find answers through the company’s detailed online knowledgebase. 

Online chat hours: 24/7

Phone call hours: 24/7

Security

American Express has a dedicated fraud prevention team and assures cardholders that you’re never responsible for fraudulent purchases with your card. You get shopping protection and fraud alerts, and your online account is protected by biometrics in addition to 2-factor authentication. When you’re traveling, you have access to a 24/7 hotline for emergency assistance, and American Express can replace a lost or stolen card anywhere in the world within a few days. 

FAQ

Does American Express charge foreign transaction fees?

The Blue Cash Everyday and Blue Cash Preferred have a 2.7% foreign transaction fee. The Gold Card and Platinum Card have no foreign transaction fees.

How much are American Express membership points worth?

American Express membership points are usually worth $0.005-$0.01 per point, depending on how you use them. You can redeem 1 point for $0.006 as a statement credit.

Conclusion

American Express offers the Blue Cash Everyday and Blue Cash Preferred for cashback and the Gold Card and Platinum Card for membership rewards points. The Blue Cash Everyday comes with no annual fee, so it’s great if you want cashback on a small volume of purchases. The Blue Cash Preferred offers extra cashback on gas, transit, and groceries, so it’s a good option if you spend a lot in these categories. The Gold and Platinum Cards have higher annual fees and offer extra rewards for dining and travel. The Gold Card is better for those who mostly spend on dining and groceries, while the Platinum Card is more suited to those who spend big on flights and hotels.

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Methodology

This review was completed using information on the American Express website.

Michael Graw
Written byMichael Graw

Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

American Express Blue Cash Everyday
American Express Blue Cash Everyday
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  • author
    Kimberley Braswell
    a day ago
    Relatively easy to apply to at least…

    Relatively easy to apply to at least one of the many options presented.

    ...

  • author
    Travis Adamek
    20 hours ago
    Please stop issuing emails with…

    Please stop issuing emails with credible.cc and then providing that to the lender. It is such a pain to have to figure out to reset you password or access your account. This is the second time I’ve used credible for refinancing and I don’t think I’ll use credible again.

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  • author
    Laura Parker
    a day ago
    In under 30 minutes

    In under 30 minutes, on a Saturday morning, i applied, was approved, and received a loan document to e-sign. For months, I had been evaluating offers via US mail, email, and even text, with what I thought were high loan interest rates, plus a 6% “origination” fee. Turns out, I was correct. I saved 8% more by going on Credible.com, and there were no added fees. Also, I received the loan check the following Friday! Apparently, CREDIBLE represents valid lenders who want to do business with honest and responsible consumers.

    ...

  • author
    Tony D. Balor
    2 days ago
    Excellent resources

    Excellent resources! The process could not have been easier... Credible matched us with a lender for my sons private student loan and gave us great options to choose from. Made a stressful situation so much easier than anticipated.

    ...

  • author
    Brianna Mcewen
    2 days ago
    Easy to use and very accurate

    Easy to use and very accurate. Credible gave me offers for refinancing that were more helpful and BETTER than every other site I checked. Really grateful for this resource.

    ...

  • author
    Nelson Baker
    2 days ago
    Outstanding customer service

    Outstanding customer service. Would recommend this company to anyone

    ...

  • author
    A satisfied customer
    3 days ago
    Very reliable.

    Very reliable.

    ...

  • author
    Wendy Wiesen-Chapman
    3 days ago
    college loan review

    Very easy to use. So nice to be able to complete the application from home.

    ...

  • author
    N. Pope
    3 days ago
    Thank you for finding me a very…

    Thank you for finding me a very competitive interest rate for my personal loan. The whole process was easy and reliable.

    ...

  • author
    Chuck B
    3 days ago
    Set is up with a great match and better…

    Set is up with a great match and better deal. Super easy. Customer service was extremely helpful and remedied are random issues!

    ...

  • author
    Anna Herrera
    May 15, 2022
    Credible is a great option

    The website was helpful and Easy to use. Thanks for helping me find a great way to refinance my student loans

    ...

  • author
    roselyn
    May 11, 2022
    Great work

    Will recommend Credible they will help find the best loan that suit your needs. Thanks for helping me.

    ...

  • author
    Mohamed Gismala
    May 10, 2022
    Excellent service

    Excellent service

    ...

  • author
    John Timmerman
    May 10, 2022
    Great

    Tis was really great. Thank You

    ...

  • author
    Patrick Kearney
    May 10, 2022
    Fairly easy process to get a loan

    Fairly easy process to get a loan. Had some problems getting signatures back to them. (They said they couldn't read on of the dates. Could have been communicated better. )

    ...

  • author
    ES
    May 10, 2022
    Lowered parent loan rate

    Finding a better rate for my parent loan was quick and easy, and my payments are now lower.

    ...

  • author
    David Colon
    May 10, 2022
    They help me get a loan to consolidate…

    They help me get a loan to consolidate my debt

    ...

  • author
    Rich
    May 09, 2022
    Got a good rate and wrapped up the loan…

    Got a good rate and wrapped up the loan in 3 days!

    ...

  • author
    Mitch DeGregorio
    May 08, 2022
    It was a very quick and simple process

    It was a very quick and simple process. My Daughter got the money she needs for college. It was a bit too quick and easy I think. Seems like we skipped steps that I would expect in a loan process. Maybe it’s because I was only a co-signer. Would have also been nice to have received a summary with all the details of the loan in a summary document.

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  • author
    ZK
    May 06, 2022
    Student Loans

    Found the best rate for refinancing my student loans. Process was quick and organized.

    ...

  • author
    Unhappy customer
    May 04, 2022
    Great Job

    Great job helping me refinance one of my student loans.

    ...

  • author
    J.A.
    May 04, 2022
    Applied with co-buyer process was…

    Applied with co-buyer process was timely and very easy.

    ...

  • author
    Ted
    May 03, 2022
    Streamlined, simplified and expedited an otherwise very clunky process

    You managed to streamline and simplify this otherwise clunky process as much as possible with results about as quickly as could be expected.

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  • author
    Ademola Omotayo
    May 03, 2022
    Thank you for helping refinance my…

    Thank you for helping refinance my student loans. Process was efficient and seamless.

    ...

  • author
    Laura Fante
    May 02, 2022
    Excellent and quick customer service.

    Quick and Easy Process!

    ...

  • author
    Justin M
    May 02, 2022
    This is the second time we have used…

    This is the second time we have used credible and we love how easy the process has always been. We recommended it to our friends!

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  • author
    BK
    Apr 30, 2022
    Completely satisfied with my children's…

    Completely satisfied with my children's student loan consolidation. Everything went smoothly and am looking forward to the savings on my new lower interest rate. Moehla was charging me 7 plus on interest. Not anymore! Thank you!

    ...

  • author
    savannah G
    Apr 29, 2022
    I want to give 5stars because my friend…

    I want to give 5stars because my friend had a good experience and even got a bonus do to size of her loan. The search for loans was super easy to review and sort and once i got started the process didn't take but 2 weeks to finalize. I have a low rate at new bank, but unfortunately the referral bonus for me and my friend did not go through... I guess it can take some time 30 days, but I am at that point and neither of us have info about it or if it will happen on a 60K loan transferred.

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  • author
    Kaoru Dahl
    Apr 25, 2022
    Highly suggest it to others.

    Everyone was really helpful, and the transaction was quite simple. An easy procedure approval and money came quickly. Highly suggest it to others.

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  • author
    Robert Gervasoni
    Apr 23, 2022
    Ease of application and response was…

    Ease of application and response was handled professionally.

    ...

  • author
    Monica
    Apr 22, 2022
    Very happy with Credible

    Very happy with Credible. It helped me find the best rate!

    ...

  • author
    Paula J Walton
    Apr 22, 2022
    Credible was AMAZING!

    Credible was very quick to give me multiple quotes for my inquired loan. These quotes were good for several weeks which allowed me time to review and calculate each quote and determine which loan offer was the best savings over a time period. Once I chose the best offer suited for my needs, the application process through the financial institution was very simple and painless. If I ever need another loan, I will definitely return to Credible and use their services. Thank you, Credible for all your help.

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  • author
    Louise Schaetzle
    Apr 21, 2022
    Communication during application…

    Communication during application process was very difficult if not impossible.

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  • author
    Sandra
    Apr 21, 2022
    Great experience

    Great experience, it was fast and easy.

    ...

  • author
    Rebecca Jones
    Apr 20, 2022
    Quick and easy way to find refinancing…

    Quick and easy way to find refinancing deals for college loans.

    ...

  • author
    Susan Trifiletti
    Apr 20, 2022
    Easy to use

    One stop shopping which saved me time and effort looking for the best rates. It was easy to use and quick.

    ...

  • author
    Jeramy White
    Apr 20, 2022
    Don't count on using the same email address

    If you've EVER had a loan with Upstart, you cannot request a new loan using the same email address. Having the ability to do this would make it much more likely that I would use Upstart in the future.

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  • author
    Katherine Hamburger
    Apr 19, 2022
    Everything was great we were given lots…

    Everything was great we were given lots of choices and were able to find a plan to fit our needs.

    ...

  • author
    David Wangerien
    Apr 18, 2022
    Super fast loan approval with a great…

    Super fast loan approval with a great rate!

    ...

  • author
    Erin Young
    Apr 18, 2022
    AlaWays understanding axxcx cuff

    AlaWays understanding axxcx cuff

    ...

  • author
    Jennifer Chisholm
    Apr 18, 2022
    This service was super fast and easy to…

    This service was super fast and easy to use. It helped me find a great rate for my student loan refinancing. I would definitely recommend it to anyone looking to refinance!

    ...

  • author
    Jessica S.
    Apr 17, 2022
    Fantastic tool

    Great customer experience and very user friendly. Credible helped me compare rates and pick the best option for my situation. The refinance worked out great and they even sent me a gift card reward after the refinance completed.

    ...

  • author
    Thomas Casadonte
    Apr 17, 2022
    Helped find a good rate for me but get…

    Helped find a good rate for me but get ready to be bombed by ads and spam.

    ...

  • author
    Zacchary TenHuisen
    Apr 16, 2022
    Easy Refinance

    Credible made it easy to compare loans and find a good rate.

    ...

  • author
    Ash
    Apr 14, 2022
    Everyone was very helpful when I called…

    Everyone was very helpful when I called and explained everything very well.

    ...

  • author
    Beatriz Cruz
    Apr 12, 2022
    Trying to see which loan would be best…

    Trying to see which loan would be best for a private institution that provides aviation classes that is not a college. Not everyone is helping with loans since its not a college.

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  • author
    Kristin Turner
    Apr 12, 2022
    Easy and efficient to use

    Easy and efficient to use. In my opinion showed the widest variety of loans to choose from allowing me to find the best one for me.

    ...

  • author
    Erik Hagstrom
    Apr 11, 2022
    Credible found me the most competitive…

    Credible found me the most competitive student loan refi rates in just seconds. The second refi I've done via Credible. Painless

    ...

  • author
    Bruce Hettinger
    Apr 11, 2022
    Easy to use and results in minutes.

    Easy to use and results in minutes.

    ...

  • author
    Scott E
    Apr 10, 2022
    Best experience for refinancing student…

    Best experience for refinancing student loans no hidden fees right up front with everything. I recommend Credible!

    ...

  • author
    Ann Padron
    Apr 10, 2022
    I was very satisfied with credible’s…

    I was very satisfied with credible’s prompt response to my financial needs! I couldn’t ask for anything more!

    ...

  • author
    Brandon Duprel
    Apr 08, 2022
    Overall very easy and user friendly

    Overall very easy and user friendly. I did have to completely start over my application and was never given a reason as to why the original one was thrown out. But wasn’t bad at all otherwise

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  • author
    Jonathan Fuller
    Apr 07, 2022
    Interface made it very easy to review…

    Interface made it very easy to review lenders and submit documents

    ...

  • author
    Micheal Lee
    Apr 07, 2022
    Not used it yet but am hoping it works…

    Not used it yet but am hoping it works so I change it

    ...

  • author
    Jan Adelman
    Apr 06, 2022
    Very helpful in finding a lender for…

    Very helpful in finding a lender for refinancing my daughter's student loans at a MUCH lower interest rate.

    ...

  • author
    Arnold, Mo
    Apr 06, 2022
    Quick, easy process.

    Quick process. Good communication. Easy to consolidate my school loans. I would recommend Credible.

    ...

  • author
    Emily Shaw
    Apr 06, 2022
    The Credible Team was efficient and…

    The Credible Team was efficient and very helpful.

    ...

  • author
    David Symm
    Apr 06, 2022
    Loan fell thru

    Had an experience about a year back with credible they did a good job connecting me with a lender. However, after a lot of work uploading info, we weren't approved for the loan (student loans re-fi) after all . That was a disappointment.

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  • author
    THANIKA INTANU
    Apr 04, 2022
    THANIKA INTANU

    THANIKA INTANU

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  • author
    Jean Pierre
    Apr 04, 2022
    They are very helpful and the have…

    They are very helpful and the have courtesy They are responsible

    ...

  • author
    Sarah B.
    Apr 04, 2022
    Easy and reputable

    They made the process of searching for the best refinancing offer for my student loan fast and thorough. Lots of helpful information on making the best decision.

    ...

  • author
    Kelly McCoy Whittington
    Apr 03, 2022
    Very simple process and my loan was…

    Very simple process and my loan was done and funded within 2 weeks. Uploading documents was easy and I now have a substantial savings on interest.

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  • author
    customer
    Apr 03, 2022
    Found a good rate and the refinance…

    Found a good rate and the refinance process was easy.

    ...

  • author
    Scott Taylor
    Apr 02, 2022
    I had a lot of skin contact issues with…

    I had a lot of skin contact issues with the strips and the battery was shot on the monitor, I could not get through a day at work without it running down.

    ...

  • author
    Kaitlyn
    Apr 01, 2022
    Was a smooth process

    Was a smooth process. I got my student loan!!

    ...

  • author
    Alyssa Bellamy
    Mar 31, 2022
    Easy to use and understand!

    Easy to use and understand!

    ...

  • author
    Molly Mccarthy
    Mar 31, 2022
    thank you very much

    thank you very much. you were patient with me during this process. very stressful time but you were great throughout each correspondence. Molly

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  • author
    Rick
    Mar 29, 2022
    I have a perfect credit rating.832…

    I have a perfect credit rating.832 three bureaus.i have no bad marks and everything is upto date. I applied for personal loan maybe around 100k they came back with 10k at the worst APR Pposible 34.9999% how does this happen to someone with perfect credit. Their computer Is flawed.

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  • author
    Shawn
    Mar 30, 2022
    Update - Issue resolved

    This site offered unacceptable rates and high origination fees inconsistent with my overall credit history. I submitted a claim under the "Best Rate Guarantee" but it was rejected because of a misunderstanding about the deadline. I offered an explanation and requested an exception to process the guarantee but it was denied. I would not do business with this site or recommend them to others. UPDATE 3/29/2022: The management team from Credible reached out to me and offered to honor the Best Rate Guarantee. I appreciate them contacting me to stand behind their guarantee.

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  • author
    Stephen Stratico
    Mar 28, 2022
    The online process was a bit confusing…

    The online process was a bit confusing and could be more intuitive. Otherwise I’m happy with the results of my refinance.

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  • author
    Patsy VanDyke
    Mar 28, 2022
    Easy to use platform with great…

    Easy to use platform with great selections. I found a great rate and am satisfied with Credible as a resource for financial consolidation.

    ...

  • author
    William Shay
    Mar 28, 2022
    Had terrible time fixing problematic…

    Had terrible time fixing problematic records, where apparently my daughter selected the wrong school and took several extra weeks to correct record (many phone calls with different agents on Credible and MEFA ends to make sure right school received loan funds). Recognize mutual responsibility, and ideally would be a more efficient pathway to resolving such matters (I still have early/legacy documents with wrong institution noted, and am told no way or need to change - makes me nervous since are legal documents of record).

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  • author
    P Zemaitis
    Mar 28, 2022
    Credible was great

    Credible was great. Everything was easy to understand, everyone was very responsive to all of our questions and we were provided great options.

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  • author
    Pacific NW Rob
    Mar 27, 2022
    Loan consolidation a breeze

    My daughter consolidated several high interest student loans successfully. Super easy process and finished in less than 2 weeks.

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  • author
    P PATEL
    Mar 26, 2022
    Great system for finding great reliable…

    Great system for finding great reliable rates. Best of all the rates were the same throughout the process (no bait and switch). However the lack of follow up after selecting a lender was very disorienting. The lender communications and credible communications were often contradictory

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  • author
    Oliver Olson
    Mar 26, 2022
    Great rates!

    Great rates!

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  • author
    M.Slaughter
    Mar 26, 2022
    Credible Loans connected me to several…

    Credible Loans connected me to several lenders and options, quick and easy! Thanks

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  • author
    Mikey c
    Mar 26, 2022
    Easy to use and quick results

    Credible was an easy service to use which gave a variety of options for refinancing our student loans!

    ...

  • author
    SATHYA KRISHNAMOORTHY
    Mar 26, 2022
    Great and easy process.

    Great and easy process.

    ...

  • author
    Jason Kennedy
    Mar 25, 2022
    Cut my interest rate by 57%

    Credible connected me with a lender which helped me refi a student loan and cut my interest rate by more than half. I was understandably pleased.

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  • author
    Marines Hoppes
    Mar 22, 2022
    Credible was so simple to use

    Credible was so simple to use. The experience was great all around. Have already recommended to others.

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  • author
    Moni
    Mar 22, 2022
    I am happy with the service of choosing…

    I am happy with the service of choosing different rates with several loan providers at the same time. I was expecting the sign in bonus to be used easily but the card is hard to figure out for people who don’t know what is a tango card. Overall it’s a great service and I would recommend to others. Thank you.

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  • author
    Craig Taylor
    Mar 21, 2022
    Very easy process

    Very easy process. If something was missing, they communicated exactly what was missing.

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  • author
    Bella
    Mar 21, 2022
    would reccomend

    helpful for finding + getting prequalified for the best private student loan for my circumstances. Sucks that I need to do this to pay for college, but Credible made the process pretty straightforward.

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  • author
    RP
    Mar 21, 2022
    Very easy to work with

    Very easy to work with- answered all emails right away. Highly suggest using credible

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  • author
    Mid-Mod Design
    Mar 21, 2022
    disorganized info entry system cost me a higher rate

    Had to go through two loan apps as the first lender didn’t do parent plus loans which was a time and energy sink that didn’t have to happen. The waste of time caused me to lose out on the best interest rate as the rates increased between 1st and 2nd loan applications. So I’m sadly quite disappointed.

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  • author
    Hilary M
    Mar 21, 2022
    Got me a great rate!

    Got me a great rate!

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  • author
    Crystal
    Mar 20, 2022
    Easy process

    Easy process, made me wonder why I didnt do it sooner!

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  • author
    Neeraj Sharma
    Mar 20, 2022
    Credible fake filed loan application

    I started a loan application via credible but decided not to complete it. Now lenders and sending me letters as if I applied for the loan. "Credible" aka Untrustworthy spammed me to finish the loan application and when I did not, they apparently applied for the loan on my behalf. This is a scam So many 5 star reviews are probably fake

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  • author
    Blessed
    Mar 20, 2022
    Awesome service

    Awesome service

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  • author
    LAWRENCE KOHN
    Mar 19, 2022
    Could not have been easier

    Could not have been easier! 10/10 recommend!

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  • author
    kf
    Mar 18, 2022
    Excellent resources

    Excellent resources! The process could not have been easier... Credible matched us with a lender for my sons private student loan and gave us great options to choose from. Made a stressful situation so much easier than anticipated.

    ...

  • author
    Sam C
    Mar 18, 2022
    This website was extremely helpful

    This website was extremely helpful! I am so happy with how easy it was to refinance my student loans!

    ...

  • author
    Anna from Michigan
    Mar 18, 2022
    Credible was helpful in comparing rates

    Credible was helpful in comparing rates

    ...

  • author
    Maya
    Mar 18, 2022
    Reliable

    So easy to use! I was able to see multiple lenders with their interest rates and they showed me how much interest i would be paying in total. Highly recommend.

    ...

  • author
    Lauren Thomas
    Mar 16, 2022
    Very easy and helpful!

    Very easy and helpful!

    ...

  • author
    Elizabeth LUTZ
    Mar 16, 2022
    Completing online was fast and easy

    Completing online was fast and easy. I had a few questions and talked to staff on the phone, everyone was very nice and resourceful. I was able to refinance my student loan and feel so relieved.

    ...

  • author
    Alejandro
    Mar 15, 2022
    Cannot Recommend Enough

    I was having the hardest time refinancing my student loans, as I never finished college. Credible helped me find a lender that approved me for a rate almost half of what I am paying. I cannot recommend them enough.

    ...

  • author
    Chee Ly
    Mar 15, 2022
    Found the right loan...

    Was able to find the right rate and terms for a loan I need. I like how you can see many offers and select the one that works. Also, what you see is what you get, no hidden/additional fees.

    ...

  • author
    customer
    Mar 14, 2022
    Credible...something for everyone!

    My experience was delightful. It was quick, simple and everyone i encountered was pleasant, knowledgable and helpful. There were a variety of lenders available and programs to meet everyone's needs. I would highly recommend looking into this service

    ...

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