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Tresl Review

Reviews 5,845
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Reviews 5,845
Bestmoney Staff
May. 30, 2021
3 min read
BestMoney Staff
Tresl Summary
Tresl (formerly Innovative Funding Services), can help refinance your auto loan or purchase your leased vehicle. The company connects customers with personalized financial resources for auto purchasing & refinancing through their network of lending partners, in order to help customers save money. Throughout Tresl’s end-to-end process, customers receive the support of cutting-edge financial technology and a consultative team of expert advisors.


  • Pre-qualified auto loan offers in 2 minutes with no credit impact
  • No SSN required for pre-qualification
  • Competitive financing from a wide variety of lenders


  • Running multiple checks may affect credit score

Tresl at a glance

Editorial score

Online experience

Has learning resources, access to rates, mobile app

Customer services and support

Multiple ways of reaching lender, wide range of hours

Loan Types

Offers most loan types

Repayment Flexibility

Offers multiple repayment plans- but no special repayment programs

Eligibility (credit score)

Accepts all credit types

 Tresl Tresl View Rates

Suitable for Whom?

Tresl is a financing agency that helps connect you to lenders in the event that you aren’t happy with your existing loan. With a wide variety of options, Tresl is great if you are looking to lower your interest rates or car payments, and increase savings as you go.


The 3 main services on offer are:

Car Loan Refinance:

  • Pre-qualify online with no credit impact
  • Competitive rates
  • Helps lower monthly payments towards your existing car loan
  • Find lower rates than your existing car loan
  • Tresl's staff helps customers through the entire application process via email, text, and telephone
  • On average Tresl customers save $89 a month, and a 6.08% APR reduction* (*Actual savings will vary based on credit profile and loan application, and all loan offers are subject to credit approval.)

Auto Lease Purchase:

  • Pre-qualify online with no credit impact
  • Competitive rates
  • Wide variety of lenders in their network
  • Dedicated personal service
  • Titling and registration in all 50 states
  • Complete the process from anywhere—save you a trip to the dealership

Company Car Purchase:   

  • Pre-qualify online with no credit impact
  • Competitive rates
  • Wide variety of lenders in their network
  • Titling and registration in all 50 states
  • Customers can pre-qualify and complete the purchase process from anywhere in the United States

Pros and Cons

Tresl has a wide variety of services and it is important to know what the benefits actually are and where there is room for improvement.

The major pros of using Tresl are:

  • See pre-qualified rates & terms online in minutes with no credit impact
  • A wide variety of loan options from a range of lenders
  • A dedicated Tresl Finance Advisor who can assist you throughout the entire process

Though the company offers a great service, there are some things to be aware of:

  • Though the pre-qualify process does not affect your credit score, your credit score can be affected every time you run a check through an actual lender. 
  • Some lenders may charge late fees if you can’t meet the payments within the stipulated time.
  • Actual savings will vary based on credit profile and loan application, and all loan offers are subject to credit approval.

Application Process

The application process is simple, smooth and accessible. You can apply online, on a desktop, tablet or mobile device, by filling out a short form and providing some basic information. In order to pre-qualify and see the rates you qualify for, it will not require your social security number, and it will not affect your credit score.

After receiving a response, the information shared is then analyzed and the appropriate lenders for the application are sorted. The representatives at Tresl do the rest of the work of matching, preparing the application and transferring the money between the banks. To make an application the minimum credit score required is 500 and your monthly income should be at least $1,500. An application will only be sent to a lender if a customer pre-qualifies, in which case a credit pull could affect your credit score. 

Loan Types and Terms

Loans are mid-term to long-term, from 36 months to 84 months. However, it is advised not to extend the loan duration for more than 60 months. The requirements and restrictions to get a loan from the lenders associated with Tresl are:

  • A minimum credit score of 500. The interest rates and savings you will be making depend considerably on your credit score.
  • A minimum monthly income of $1,500 or above
  • Vehicle must be less than 10 years old and under 150,000 miles

Repayment Options

There are no benefits and interest rates will not be given in the case of a prepayment. Depending on the individual lender, there may be a late fee applicable for delayed payments.

How Safe is It?

Applying for a loan with Tresl is completely safe and secure. The information shared online is protected and the company adheres to a strict privacy policy.

Help & Support

A reliable customer support team is available in all 50 states at: 1-866-504-3748


Unlike other auto refinance companies, Tresl can manage the sale, financing, and tilting of vehicles in all 50 states. Tresl specialize in auto refinancing, lease buyouts, and company car purchases—offering competitive interest rates that help save customers money. 

 Tresl Tresl View Rates

Physical Address

1706 E New Hope Dr                                             

Suite A

Cedar Park, TX 78641

(866) 504-3748

BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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Trustpilot reviews
See what some customers are saying about Tresl
Great • Reviews 5,845
We upload 100 to 400 Trustpilot reviews to our website daily, displaying them by default from "best" to "worst". You have the option to adjust the sorting criteria. If you wish to see all reviews, you can visit Trustpilot's website here.
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12 hours ago
The service provided.
The service provided.
Anamaria Niotis
2 days ago
Great service
Honest Agent who took care of my needs and concerns. Very helpful. Always told me what will happen next. Great Agent (Robert Garza)
2 days ago
Seamless Start to finish the communication and instructions were spot on. Could not have gone easier. Sadie (our rep) was on the and made sure I didn't miss anything.
david cremer
3 days ago
Sadie was very friendly and helpful…
Sadie was very friendly and helpful throughout the process. The notaries were very professional also.
3 days ago
I had a good experience from my first…
I had a good experience from my first phone call and throughout. Errol was great at guiding me and answering each of my questions. He made the process easy.