Tresl Review

Fantastic Service, and a miracle for small businesses.

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I wrote a prior review on 4/10/2022 and it’s only getting worse. I ordered business checks so I can pay people on 4/29/2022 I was told it would take 5 to 6 business days. It’s now been 12 business days and still no checks. Called customer service and asked them about the checks and they have no idea and no tracking numbers for my business checks 🤬! Do you know anyone could get them and start forging checks from my account. I’m starting to feel like my businesses hard earned money is with a bank that doesn’t know how business work. If my business was not able to meet a deadline I will call my client and let them know or send an e-mail something. You get nothing from BlueVine but 1.5% interest which in the grand scheme of everything isn’t that great for terrible service from BlueVine. Stay away!

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Daniel helped me with my line of credit and made the funding process easy and seamless. He was extremely helpful

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Louis made this process amazingly easy. He explained every single detail and left me with absolutely no questions about the process or what was expected. GREAT JOB Louis!! thank you BlueVine for helping us take our business to the next level! :)

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Outstanding customer service!!

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Got approved within minutes for a $150,000 line of credit, very simple and easy process. Thank you blue vine for helping me and my company!

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Do NOT do business with this company. Quite simply, you sign their agreement and then they renege/change the rules. You clearly need their financial help and they won't give it, no matter their inferred "promises." My follow-on assigned financial advisor, Omar Padillo, has been especially rude and not at all helpful.

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Angie is a professional, highly responsive and she answered all my questions!

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Lexie was very knowledgeable about her product and provided impeccable customer service.

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There was a seamless handoff from one account rep to another when they went off for vacation. Then they were proactive in answering all the questions and helping as we had to provide documentation on a complex corporate structure.

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Excellent customer service.

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So slow at getting you money or depositing you money! This should be called a business savings not checking. you can NOT run a business in 2022 with checks taking 3-6 days to hit your account or 4-5 days for a simple bank ach transfer. No zelle. on the app you have to verify each login with a text. the ONLY thing they have going is their high interest rate... I dont know how much longer ill stay, all the other banks online or not checks are available next day, maybe 2 days if its big. 2-3 days to transfer money.

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Mitch S was a huge help! Thank you!

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They are thieves. They let me open an account, and as soon as I tried to use it, they froze my money. Shady crooks! Stay away!

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Nick Gallis was extremely helpful and informative when discussing and explaining the terms of my line of credit for my business. After dealing with several dodgy and cringy people before him, it was refreshing to talk to someone the opposite who truly had the best interest of my business in mind. Looking forward to building a relationship with BlueVine and with Nick as my rep.

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Awesome experience thanks to Louis Garcia! He was super helpful and guided me during the whole process. The activation process is also super fast and easy to use!

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I had an amazing experience with BlueVine! Louis was incredible and did an excellent job of explaining and walking me through everything. I highly recommend BlueVine and its financial solutions!

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Blue vine had been great for my Business.

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Bluevine is great, very responsive and helpful throughout the who process! Daniel Farrell is my account manager and he did a really good job explaining and walking me through the entire process! Highly recommended!!

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The best great experience

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Mitchell Sapoff, great to work with fast delivery

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I applied with BlueVine for a business line of credit and very much appreciated the professionalism of Louis during this process.

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I think this is one of the best experiences I’ve ever had dealing with a business line of credit. My loan manager was absolutely great to work with. When they said I could be funded in one day I thought it was a sales gimmick. They literally had me approved and funded with in six hours. I can’t say enough good things about this company the terms were the best I’ve ever received for business financing. I highly recommend Blue Vine.

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Great experience so far!

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Angie is the greatest. She helps me and my staff understand what we were getting into and how it all worked and got us going with plenty of examples on payback amounts and so forth. She is always available to help us when we need it and makes the process of getting a line of credit so much more friendly.

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Angie was great at getting us the help we needed

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Angie, I am not aware of this gets to you but I want to say how professional and just a cool cucumber you were on helping me out with my LOC. I have not needed anything along the lines of LOC so the experience was a bit overwhelming. But with new growth I had no option. In comes Angie, you were very professional took the time to explain everything and helped me with the product I needed in order to help my company grow. THANK YOU

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Very efficient process. Was approved and able to access our line of credit within 24 hours.

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I wouldn't recommend bluevine to anyone with less than perfect credit or that owns a small business making less than $10,000 monthly. They are super slow at clearing check deposits, even though that's like a lot of small business income sometimes. They don't care how many returned check fees they cause by kicking back checks a business has to write against checks they deposited. Customer service isn't very helpful. Unless you can immediately get a line of credit to cover expenses while waiting for a week or more for deposits to clear, use some other business checking that will atleast allow you a small part of what you deposit right away. Especially if you need it to operate. Not every business has thousands in the bank especially coming out of the covid pandemic where a lot of businesses had to close.

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Blue Vine Line of Credit is a slave to their systems. I would not recommend them to anyone. They screwed me over. I switched banks. My new bank had a treasury management system that took some time to setup right. I had great months of revenue so I paid off some of my BlueVine draws early. I went to do a draw to pay for new product. BlueVine froze my account. Melissa...yes you only get first names...said that because I had my account open on my new account during the last few months they could not consider my actual revenue...only the revenue in the new account...which they marked as a reduction in revenue. That is in spite of the fact that I paid some of the draws early. Just don't do it. They are not a good partner.

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Great online bank, very responsive. Appreciate their constant communication, emails etc. They post mobile checks to my account pretty fast! Getting a great savings rate too - 1.2%

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Nightmare customer service, if you call it that. Well over a week couldnt get my email changed with them. I opened a business account and provided everything needed - EIN, Operating Agreement, Articles of Incorporation, DL, SS Card, etc - they still wanted more. Wanted my personal cell phone bill - it HAD to have my name, cell phone, and HOME address on it. I said its a family plan, I am on my wifes. They offered no solution. There was NO OTHER WAY to verify this account. Mind you I provided them everything under the sun and because I was on a family plan cell, they closed account. Then, I get this email: "Your BlueVine Business Checking account has been closed. If there was a positive account balance at the time of closure, we’ll mail a check to your personal address after 14 business days." They steal your money for 14 business days and then mail it - whatever that means. I am in several business consulting groups and ALL have had issues - have heard very suspicious things with management at this company - USE ANOTHER BANK!! **** Look at all their fake reviews. All their lowest scores are long and detailed and obviously real. All their short, misspelled words, non detailed, they obviously PAY to have fake people leave reviews.

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Quick and straightforward application and approval. Good follow up from manager. Very happy with the results.

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THANK YOU FOR HELP I WOUL LIKE TO TAKE THE GRANT

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Totally ridiculous that it takes 5+ days to transfer money from my personal checking with Bank of America to my business account with Blue Vine. I will NEVER use this card and have contacted my attorney to obtain the money sent to Blue Vine

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Mitch S was absolutely helpful, he helped navigated all the options available and gave me the best educated advice on things I was confused about . I remember telling him Bluevine is lucky to have you. Thanks mate.

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The concept of BlueVine sounds so great with getting such a high interest rate on my businesses money. I finally decided to open an account and give it a go. Opening the account was pretty quick and easy. Then comes the hard part. They started me out on a $35,000 check deposit limit. So I grab one of my check which is roughly $27,000 I go through all the steps and it’s declined because they cannot validate it. So I’m thinking ok maybe the pictures weren’t the greatest so I decide to go through the process again. When I go back into the mobile app they have now reduced the check deposit limit to $20,000 so now I have a check that’s endorsed for BlueVine mobile deposit only that’s $27,000 that I cannot deposit because it’s more than my limit. So I call customer service and spoke to a normal customer service rep and then a manager. They tell me there’s not much they can do and they’ve seen checks get declined 3 or 4 times before they are accepted 😳. Didn’t see this in any review so I writing this review to inform the masses. From my struggles with them in depositing checks your better off with a local bank for business to deposit checks and then transfer the money (which is slow) to earn the interest. If I wasn’t in a position to max out on the interest monthly and let my money collect $1200 a month for sitting in an account I would not even bother with this. They increased my check deposit limit only for the check to be declined again so I’m now on my 3 time trying to deposit this check. Please follow my advice and get a local bank then transfer into your BlueVine account.

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Our BlueVine line of credit allowed us to utilize our savings to pay off our building mortgage without worrying about cashflow issues! It was the perfect solution!

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easy and pain free approval, really helped me out. thanks.

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The process to apply was simple and also to get the funds. My criticism is a little on the cost side and also the fact they put a hold on your account even if you have paid them on time and have plenty of credit left based on what you were approved for, so you can't rely on the funds after all. I'm not overly concerned because we did it for cash flow on large projects we need to finish prior to payment, but maybe for other businesses it may be an issue.

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nonexistant customer service. they do not fix things. I drained my account and do not use anymore. went with another online bank. taking months to "review" changes and update accounts is not acceptable, so yes, I drained my account and went elsewhere. I started my account with information but then the plaid thing that verifies information changed my bluevine account contact and logon information and now bluevine has been refusing or is at least many months slow in fixing the information back to what it should be. not acceptable. update 2022/04/15 - the changes have still not been processed but I have an account elsewhere now so not sure if I care anymore about bluevine not doing anything. saying in responses here on trustpilot that someone is doing something is not the same as actually doing something. (they didn't do what was requested in this reality.) I learned and have moved on.

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BlueVine was the perfect choice for my business banking needs. The experience has been smooth and professional.

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Blue Vine is the real deal. Nick B was exceptional with his help and guidance from start to getting me my approval for a real line of credit. I look forward to a long-term relationship with Blue Vine.

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I've adjusted my rating from one star to two. I've changed to two stars because Bluevine fixed the issue. However, I can't raise it higher because in order to get a fix I had to write this review. Using their customer service channels was not sufficient so I think this is as high as I can go. Bluevine arbitrarily put a low limit on how much I can remotely deposit. So, when I recieved a check from a customer they told me I could not deposit it for 15 days. THen they said even at 15 days, the amount was too much. However, there is NO OTHER WAY to deposit the check with them. Not in person and not via mail. So, my bank is telling me I can't take desposits from my customers. UNBELIEVABLE.

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Excellent and fast Loan approval process. BlueVine website is very easy to use and easy to check the progress. We worked with Daniel and Daniel was very helpful! It was great working with Daniel

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Lexie was great to worth with! She communicated with me quickly and efficiently throughout the process of securing a LOC for my business. She went above and beyond, securing me a higher offer than initially offered. She also provided guidance and options when discussing payment terms and timing. Overall was a super quick and easy experience!

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Lexie Montalto was helpful and efficient. A pleasure to work with.

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Lexie helped me walk thru the application process. It was so painless that I even did not realize the application was complete and in no time my application was approved. I received the line of credit within 48 hours of my loan application. I highly recommend buleVine for any loan and I recognize Lexie Montalto for her professionalism and customer service.

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Great experience.

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Lexie was our point person at BlueVine. She was very professional and helpful. The process was easy and fast. Excellent work!

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Bluevine really hooked it up for our business. With great rates and a great customer service from Angie.

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Nick was awesome to work with, knowledgeable and resourceful in getting our business a line of credit- thank you nick and Blue Vine

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Angie is more than a customer service agent for blue vine she is outstanding person with patience, she treated me with a lot of respect, confidence and she knew every question I asked her. She never guaranteed anything however she helped me to the best of our ability get out line of credit approved! She would return my emails and calls in a timely manner and when she did not know an answer to a question she would verify and come back with an answer I am very happy I worked with her and hopefully she keeps to be my resource for future questions as I build a strong relationship with blue vine

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The application for our line of credit was simple an efficient, the follow up by Nicholas Gallis was helpful and now I already have an actual person that, if needed, could be of some assistance. So far the processing, and handling have been great

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Angie was great! Smooth process, kind people and a great loan company!

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Excellent service and fast response. Nick guided me during the process. I'm very happy because Bluevine is going to be of great help to keep my business growing. Thank you very much Nick

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Nick G was incredibly helpful and great to work with! Having relied on multiple lending platforms over the years, BlueVine has to be the best one we've experienced so far!

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I need to talk to someone above the forgiveness process. I have not heard from you. I really like doing business with you. I would like a little more follow-up. Thanks, Andre Jackson

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Great experience. Glad to speak to these guys.

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As a new business, this allowed us to scale. The service was fast and reliable. The transfer into our account exceeded our expectations.

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Excellent service. Quick response, very convincing. Louis Garcia, my funding advisor is amazing.

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Process was smooth and easy. Will recommend to others Best experience I have had in over 25 years in business.

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Fundamentally dishonest company. Opened a business checking account over a year ago with them for my small business. First, they changed underlying banks and made me fill out a bunch of paperwork which I didn't really have the time to do. Now, they are taking away their major selling point of high interest unless you spend a certain amount a month with them. Nice bait and switch you greedy f****. Very clearly some other bank took them over and said 'how can we make this more profitable by giving our customers less and less and enriching ourselves' instead of 'how can we treat our customers well and help support what we advertised, which was being a bank with small businesses in mind' - will be closing my account in the next few days. Majorly regret signing up with these dishonest thieves and hope they lose more customers.

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Daniel was VERY helpful.

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Nick B. was very helpful in getting me set up. Really appreciated his thorough approach in explaining things

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Bluevine's process was simple, quick, and easy. Nick B was awesome at walking me through the portal and explaining otherways BlueVine could help my business grow. Extremely grateful for his help! Thanks Nick!

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Nicolas Bond has the knowledge of a veteran in the industry. Highly recommend

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Frank has great customer service. He answered every question and put me at ease.

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I was looking for funding for my small business today and found a great company who was willing to work with me. I was approve for a business line of credit within an hour. I was amazed how fast everything happened. The customer service was great and my Rep Frank G. was very professional to answer all my questions. I look forward to a long relationship with Bluevine.

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Lexie was great - very helpful to me in understanding the process.

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Nick did a great job. Explained the program well. Returned my correspondences quickly. I am pleased with the overall system BlueVine offers

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Frank G. Was fast, knowledgeable and was great to work with. I was able to get more than I expected and more than brick & mortar big national banks would give. I’d gladly work with him again.

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Louis was so easy to work with. He explained everything to me, he’s friendly and easy to work with. Thank you so much for taking the time out to make my experience manageable.

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Angie was extremely helpful in answering all my questions and was quickly available to answer emails and calls. Definitely Recommend!

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excelente servicio Fui atendido por Louis Garcia y fue excelente su trato profesionalismo y siempre estuvo pendiente de el proceso

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The process of working with Angie and Bluevine was a quick, easy and smooth process. Would definitely recommend Angie and Bluevine. They were great.

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Blue Vine and Mr. Daniel Farrell are an honest pair. Mr. Farrell was transparent, clear, honest and willing to explain the details of the line of credit beyond reproach. He explained the positive and the negative aspect and was willing to stay "overtime" to help in matter how long it took. Daniel Farrell is TRUSTWORTHY.

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Angie made the process easy to understand! Great communicator and easy to work with.

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Daniel Farrell Is the best and again thank you for fantastic service.

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Nick did a great job explaining the entire process as well as exactly how BlueVine works. He was prompt at returning calls and emails. He was able to get information for me quickly and decisively. Well done.

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Guided me through the entire process. Thanks!

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It was easy to apply online, sync my quickbooks, and got approved. Thank you Mitch S for saving me some money on the draw fee.

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Nick gallis was great i got approved the process was very simple and easy thanks nick

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Louis Garcia Is amazing! I Could not have asked for better assistance with all of my questions and walked me through everything step by step. Absolutely fantastic!

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Very helpful

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Great customer service

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Louis Garcia Louis did an excellent job guiding us through the process. He made things very easy and was accessible to us the whole time. Thank you, Louis!

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Excellent experience with Frank. Very responsive and knowledgeable. Personable and easy to discuss financial matters.

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Thank you Frank for all your help!

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FRANK MY LOAN SPECIALIST WAS FANTASTIC...IT REALLY HELPED ME GET THROUGH THE PROCESS...BLUEVINE IS VERY SIMPLE AND I RECEIVED WHAT I NEEDED WITHOUT A HASSEL.

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THANK YOU, LOUIS! What a huge relief to be able to finally BREATHE!! Thank you for your hard work and dedication to helping this small business realize our dreams!

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We received many proposals for LOC's and found that working with Nick B. made the application and funding process smooth, collaborative and transparent. All details and options were carefully explained and all questions were fully responded to in a timely and detailed manner.

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Dan was informative and helpful. He reassured confidence with me regarding bluevine's products. Thank You Again

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Angie made the entire process seamless! She demonstrated her unreserved willingness not only to help but with professionalism and fiduciary disposition which are pretty uncommon explaining why I very much appreciate her and will be looking forward to close more deals with BlueVine as our default de-facto source of funding as our business grows.

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Mitch S. was very thorough in explaining and answered all my questions. 👍🏻

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I had a great and smooth experience getting the business funding I needed for my company! And Daniel was so thorough, quick responses, helpful and a people person! I would definitely recommend them!

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Zack was awesome! I just applied for this LOC a few hours ago and now I have money in the bank. He was very patient as I asked 1000 questions to be sure this product was a good fit. I am quite impressed with Blue Vine's LOC terms and look forward to using it to grow my business. Thanks Zack!

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Angie Hauser has been excellent with her customer service, Very quick to respond and very helpful

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What an easy and amazing experience. From the application process to the decision. It took less than 12 hours to have an answer. Angie Hauser my account manager was incredible. She explained exactly what to expect over a phone call and it went exactly how she promised. She was professional, personable and overall an incredible joy to work with.

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Angie was just great to work with. She was thorough, responsive and did just exactly what she said she was going to do.

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