Tresl Review

ByBestmoney StaffDec. 31, 2020

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In a Nutshell

Tresl (formerly Innovative Funding Services), can help refinance your auto loan or purchase your leased vehicle. The company connects customers with personalized financial resources for auto purchasing & refinancing through their network of lending partners, in order to help customers save money. Throughout Tresl’s end-to-end process, customers receive the support of cutting-edge financial technology and a consultative team of expert advisors.


  • Pre-qualified auto loan offers in 2 minutes with no credit impact
  • No SSN required for pre-qualification
  • Competitive financing from a wide variety of lenders


  • Running multiple checks may affect credit score

Tresl at a Glance

Since 2007, Tresl has simplified auto finance transactions—including auto refinancing, lease-purchases, and off-fleet purchases. Tresl aims to deliver financial resources in an efficient, informative, and compassionate manner, and is committed to supporting the financial decisions of its customers.

 Tresl Tresl View Rates

Suitable for Whom?

Tresl is a financing agency that helps connect you to lenders in the event that you aren’t happy with your existing loan. With a wide variety of options, Tresl is great if you are looking to lower your interest rates or car payments, and increase savings as you go.


The 3 main services on offer are:

Car Loan Refinance:

  • Pre-qualify online with no credit impact
  • Competitive rates
  • Helps lower monthly payments towards your existing car loan
  • Find lower rates than your existing car loan
  • Tresl's staff helps customers through the entire application process via email, text, and telephone
  • On average Tresl customers save $89 a month, and a 6.08% APR reduction* (*Actual savings will vary based on credit profile and loan application, and all loan offers are subject to credit approval.)

Auto Lease Purchase:

  • Pre-qualify online with no credit impact
  • Competitive rates
  • Wide variety of lenders in their network
  • Dedicated personal service
  • Titling and registration in all 50 states
  • Complete the process from anywhere—save you a trip to the dealership

Company Car Purchase:   

  • Pre-qualify online with no credit impact
  • Competitive rates
  • Wide variety of lenders in their network
  • Titling and registration in all 50 states
  • Customers can pre-qualify and complete the purchase process from anywhere in the United States

Pros and Cons

Tresl has a wide variety of services and it is important to know what the benefits actually are and where there is room for improvement.

The major pros of using Tresl are:

  • See pre-qualified rates & terms online in minutes with no credit impact
  • A wide variety of loan options from a range of lenders
  • A dedicated Tresl Finance Advisor who can assist you throughout the entire process

Though the company offers a great service, there are some things to be aware of:

  • Though the pre-qualify process does not affect your credit score, your credit score can be affected every time you run a check through an actual lender. 
  • Some lenders may charge late fees if you can’t meet the payments within the stipulated time.
  • Actual savings will vary based on credit profile and loan application, and all loan offers are subject to credit approval.

Application Process

The application process is simple, smooth and accessible. You can apply online, on a desktop, tablet or mobile device, by filling out a short form and providing some basic information. In order to pre-qualify and see the rates you qualify for, it will not require your social security number, and it will not affect your credit score.

After receiving a response, the information shared is then analyzed and the appropriate lenders for the application are sorted. The representatives at Tresl do the rest of the work of matching, preparing the application and transferring the money between the banks. To make an application the minimum credit score required is 500 and your monthly income should be at least $1,500. An application will only be sent to a lender if a customer pre-qualifies, in which case a credit pull could affect your credit score. 

Loan Types and Terms

Loans are mid-term to long-term, from 36 months to 84 months. However, it is advised not to extend the loan duration for more than 60 months. The requirements and restrictions to get a loan from the lenders associated with Tresl are:

  • A minimum credit score of 500. The interest rates and savings you will be making depend considerably on your credit score.
  • A minimum monthly income of $1,500 or above
  • Vehicle must be less than 10 years old and under 150,000 miles

Repayment Options

There are no benefits and interest rates will not be given in the case of a prepayment. Depending on the individual lender, there may be a late fee applicable for delayed payments.

How Safe is It?

Applying for a loan with Tresl is completely safe and secure. The information shared online is protected and the company adheres to a strict privacy policy.

Help & Support

A reliable customer support team is available in all 50 states at: 1-866-504-3748


Unlike other auto refinance companies, Tresl can manage the sale, financing, and tilting of vehicles in all 50 states. Tresl specialize in auto refinancing, lease buyouts, and company car purchases—offering competitive interest rates that help save customers money. 

 Tresl Tresl View Rates

Physical Address

1706 E New Hope Dr                                             

Suite A

Cedar Park, TX 78641

(866) 504-3748

Tresl customer testimonials

ExcellentReviews 2,508
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  • author
    12 hours ago
    Bought an absolutely lovely car through…

    Bought an absolutely lovely car through here. It was an easy way to go with the ultimate test drive . The team had been helpful and it’s been an overall good experience.


  • author
    19 hours ago
    Tresl helped me out and got me a better…

    Tresl helped me out and got me a better rate and lower monthly payment with my auto loan. Markis did a great job and would highly recommend!


  • author
    a day ago

    Salutations!! Nick is extremely helpful, and diligent. His assistance with refinancing our vehicle was essential. We were very satisfied with his high level of customer service. Thank you take care


  • author
    Amy Davis
    2 days ago
    Exceptional experience, thank you!

    We had a leased vehicle that my husband and I chose to buy after our lease was up. We were under some pressure from the dealership to buy or release a new vehicle. With that said, we were a tad stressed. Let me tell you, never, ever have I worked with an individual that not only put our minds at ease, did exactly what he said he would, but made us smile, and laugh, throughout the entire loan process. Terry assured us he would get us the best possible rate, and he did everything!! We did not have to make a single phone call or enquiry. Not only did he find us the best rate to purchase our vehicle, but handled all the title work, transfers, plates, all of it! Additionally, he took care of things I didn’t even know about or how to handle because we have always leased vehicles. This is an amazing company with outstanding customer service. I wish everyone is as fortunate to work with Terry, pure gold experience, could not possibly recommend him and this company more! A+++++++++ Save yourself the hassle and call him immediately.


  • author
    Patricia Markle
    3 days ago
    Refinanced car.

    Dina was the greatest! Really put in the hard and confusing work to get me the best deal she could find. I REALLY APPRECIATE EVERYTHING. THANK YOU SO MUCH!