Tresl Review

ByBestmoney StaffDec. 31, 2020
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In a Nutshell

Tresl (formerly Innovative Funding Services), can help refinance your auto loan or purchase your leased vehicle. The company connects customers with personalized financial resources for auto purchasing & refinancing through their network of lending partners, in order to help customers save money. Throughout Tresl’s end-to-end process, customers receive the support of cutting-edge financial technology and a consultative team of expert advisors.


  • Pre-qualified auto loan offers in 2 minutes with no credit impact
  • No SSN required for pre-qualification
  • Competitive financing from a wide variety of lenders


  • Running multiple checks may affect credit score

Tresl at a Glance

Since 2007, Tresl has simplified auto finance transactions—including auto refinancing, lease-purchases, and off-fleet purchases. Tresl aims to deliver financial resources in an efficient, informative, and compassionate manner, and is committed to supporting the financial decisions of its customers.

 Tresl Tresl View Rates

Suitable for Whom?

Tresl is a financing agency that helps connect you to lenders in the event that you aren’t happy with your existing loan. With a wide variety of options, Tresl is great if you are looking to lower your interest rates or car payments, and increase savings as you go.


The 3 main services on offer are:

Car Loan Refinance:

  • Pre-qualify online with no credit impact
  • Competitive rates
  • Helps lower monthly payments towards your existing car loan
  • Find lower rates than your existing car loan
  • Tresl's staff helps customers through the entire application process via email, text, and telephone
  • On average Tresl customers save $89 a month, and a 6.08% APR reduction* (*Actual savings will vary based on credit profile and loan application, and all loan offers are subject to credit approval.)

Auto Lease Purchase:

  • Pre-qualify online with no credit impact
  • Competitive rates
  • Wide variety of lenders in their network
  • Dedicated personal service
  • Titling and registration in all 50 states
  • Complete the process from anywhere—save you a trip to the dealership

Company Car Purchase:   

  • Pre-qualify online with no credit impact
  • Competitive rates
  • Wide variety of lenders in their network
  • Titling and registration in all 50 states
  • Customers can pre-qualify and complete the purchase process from anywhere in the United States

Pros and Cons

Tresl has a wide variety of services and it is important to know what the benefits actually are and where there is room for improvement.

The major pros of using Tresl are:

  • See pre-qualified rates & terms online in minutes with no credit impact
  • A wide variety of loan options from a range of lenders
  • A dedicated Tresl Finance Advisor who can assist you throughout the entire process

Though the company offers a great service, there are some things to be aware of:

  • Though the pre-qualify process does not affect your credit score, your credit score can be affected every time you run a check through an actual lender. 
  • Some lenders may charge late fees if you can’t meet the payments within the stipulated time.
  • Actual savings will vary based on credit profile and loan application, and all loan offers are subject to credit approval.

Application Process

The application process is simple, smooth and accessible. You can apply online, on a desktop, tablet or mobile device, by filling out a short form and providing some basic information. In order to pre-qualify and see the rates you qualify for, it will not require your social security number, and it will not affect your credit score.

After receiving a response, the information shared is then analyzed and the appropriate lenders for the application are sorted. The representatives at Tresl do the rest of the work of matching, preparing the application and transferring the money between the banks. To make an application the minimum credit score required is 500 and your monthly income should be at least $1,500. An application will only be sent to a lender if a customer pre-qualifies, in which case a credit pull could affect your credit score. 

Loan Types and Terms

Loans are mid-term to long-term, from 36 months to 84 months. However, it is advised not to extend the loan duration for more than 60 months. The requirements and restrictions to get a loan from the lenders associated with Tresl are:

  • A minimum credit score of 500. The interest rates and savings you will be making depend considerably on your credit score.
  • A minimum monthly income of $1,500 or above
  • Vehicle must be less than 10 years old and under 150,000 miles

Repayment Options

There are no benefits and interest rates will not be given in the case of a prepayment. Depending on the individual lender, there may be a late fee applicable for delayed payments.

How Safe is It?

Applying for a loan with Tresl is completely safe and secure. The information shared online is protected and the company adheres to a strict privacy policy.

Help & Support

A reliable customer support team is available in all 50 states at: 1-866-504-3748


Unlike other auto refinance companies, Tresl can manage the sale, financing, and tilting of vehicles in all 50 states. Tresl specialize in auto refinancing, lease buyouts, and company car purchases—offering competitive interest rates that help save customers money. 

 Tresl Tresl View Rates

Physical Address

1706 E New Hope Dr                                             

Suite A

Cedar Park, TX 78641

(866) 504-3748

Tresl customer testimonials

ExcellentReviews 1,873
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  • author
    17 hours ago
    Easy Refinance

    The process was quick and easy


  • author
    JP NV
    15 hours ago
    It's a scam.

    It's a scam. I made test drive appointment online, Spent $100 to fly to PHX specifically for a test drive and purchase, TRESL cancelled test drive at the last minute. Do not trust these people! Thank God I didn't get conned into buying a car from them!


  • author
    Ben Peterson
    a day ago
    This is ridiculous and completely deceiving

    This whole thing was ridiculous, as we wanted to refinance our car. we were prequalified for around 6% interest rate that would save us 3K on our current auto loan. Instead, after all is said and done, they were going to ADD 1,200 to our loan, add 10 months and only dropping the monthly payment down by $50 It was SO far off of the pre-qualified amount that it was deceiving and now we have a hard pull on our credit score! I'm livid about this whole experience.


  • author
    a day ago
    Jason moen did an amazing job

    Jason moen did an amazing job completely patient, very helpful, and had great customer care, to get my interest rate from 19.77% to 13.21% very satisfied with the results of using tresl. I will use Tresl to refinance again because of my whole experience Thank you Jason moen


  • author
    2 days ago
    Jeff Davies handled the recent purchase…

    Jeff Davies handled the recent purchase of my vehicle for Tressle. He is prompt, professional, and very courteous. I would not hesitate to use him again if the situation arises. David Carroll