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PenFed Review

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Reviews 261

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Michael Graw
Michael Graw
May. 03, 20214 min read

PenFed summary

PenFed is a national credit union that offers auto loan rates for new and used vehicles. It also offers auto loan refinancing with rates that compete with national banks, plus a car buying service that includes discounted prices and rates. You must be a PenFed member to qualify for a loan, but the credit union is open to anyone and free to join.

Pros

  • Car buying service with discounts
  • Borrow more than the cost of your vehicle
  • Longer repayment terms available

Cons

  • Must join PenFed credit union to receive a PenFed product
  • Strict credit score requirement to receive low rates
PenFedat a glance
4.6

Editorial score

Online experience

Has learning resources, access to rates, mobile app

5.0

Customer services and support

Multiple ways of reaching lender, wide range of hours

5.0

Loan Types

Offers all loan types*

5.0

Repayment Flexibility

Offers multiple repayment plans- but no special repayment programs

4.0

Eligibility (credit score)

Doesn't cover bad credit

4.0

PenFed at a Glance

Direct lender or marketplace? Direct lender
Loan types Auto loans
Loan amount $500-$100,000
Repayment terms 24-84 months
APR 1.04%-6.29%
Minimum credit score 610
Suitable for Short-term loans with low interest rates

PenFed PenFed View Rates

Suitable For?

PenFed offers auto loans with relatively low interest rates. You can buy a new car, for example, with an APR ranging from 1.39%. The lowest interest rates are reserved for borrowers with excellent credit (over 800) and 24- or 84- month loan terms. So, if you meet the above criteria you can benefit from PenFed's competitive rates and flexible loan terms.

Features

PenFed has a car buying service through a partnership with TrueCar that gives users access to various discounts from select auto manufacturers and dealers. If you use this service, you are eligible for a discount of up to $4,000 on your vehicle. You’re also eligible for discounted interest rates for new and used vehicles. Another plus is that you can borrow up to 110% of the value of your vehicle to cover the cost of taxes and registration.

In order to get a loan, you must be a PenFed member. Membership is free for active duty military or veterans. If you have no past military service and aren’t part of a qualified organization like the American Red Cross, you can join PenFed by making a $17 contribution to the National Military Family Association.

  • Rates ranging from 1.04%-6.29% APR for new cars
  • Get cash discounts on new and used vehicles
  • Shorter loan terms have lowest interest rates
  • Membership is open to everyone
  • Borrow up to 110% of your vehicle’s cost
  • Longer loan repayment terms available

Application Process

PenFed’s auto loan application is fully online. PenFed members who have been with the organization for more than 90 days can get pre-approved through their online account. Once you submit a loan application, PenFed will typically make a decision within minutes.

Loan Types and Terms

PenFed offers standard loans for new and used vehicles, auto loan refinancing, and Payment Saver loans. Standard loans carry low interest rates and allow you to borrow anywhere from $500 to $100,000. 

Payment Saver loans have higher interest rates and require you to borrow at least $10,000. These loans come with smaller monthly payments, followed by a balloon payment at the end of the loan.

  • Minimum 610 credit score
  • $500 minimum for standard loans
  • $10,000 minimum for Payment Saver loans

Repayment Options

Standard loans carry terms of 36 to 84 months for new vehicles or 36 to 72 months for used vehicles. Payment Saver loans can be repaid over 24 to 60 months. PenFed offers lower interest rates for shorter loan terms.

How Safe Is It?

PenFed secures your loan application with SSL encryption. All borrower data that PenFed keeps and your online account portal are also encrypted for security. For added security, all PenFed data is managed and stored in the United States. 

Help & Support

PenFed’s customer support team is available by phone and email 7 days a week, including from 7am to 11pm ET Monday through Friday, 8am to 11pm ET on Saturdays, and 9am to 5:30pm ET on Sundays. 

Phone: 1-(724) 473-6333

How PenFed Compares


APR
1.04%-6.29%
3.49% - 4.27%
Minimum credit score
610
None
Loan amounts
$500-$100,000
$5,000-$300,000
Loan term
24-84 months
12-72 months
Suitable for
Short-term loans with low interest rates
Comparing multiple lenders


Address

7940 Jones Branch Drive

McLean, VA 22102

PenFed PenFed View Rates

Summary

PenFed offers low auto loan interest rates for borrowers with excellent credit. In addition, you can get discounts on your purchase if you use the lender’s car buying service. Anyone can join this credit union and you don’t need to be a member to get an offer.


Michael Graw
Written byMichael Graw

Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

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PenFed
ExcellentReviews 261
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Trustpilot reviews

See what some costumers are saying about PenFed
PenFed
ExcellentReviews 261
on
Excellent
86%
Great
4%
Average
2%
Poor
1%
Bad
7%
  • author
    Chad Cole
    3 days ago
    Always giving the best offerts

    Always giving the best offerts

    ...

  • author
    eddie aldoph
    3 days ago
    Outstanding customer service there was…

    Outstanding customer service there was no problem getting a real person on line

    ...

  • author
    Danny Zeledon
    3 days ago
    Great Service

    Great service and very easy process

    ...

  • author
    G. Chambers
    3 days ago
    Filling out the application was a breeze!

    Filling out the application on the website was a breeze. The best online experience overall in comparison to others that I have experienced with other companies in the past.

    ...

  • author
    Vinay Prasad
    4 days ago
    Exceptional banking experience

    Exceptional banking experience. I have been with PenFed for many years, customer care is excellent and turn around time is very quick on all online and on telephone applications I will always recommend PenFed!!

    ...

  • author
    Brownee Me
    Jul 30, 2021
    PenFed Credit Union Quick and Easy

    PenFed Credit Union was one of the offers for a personal loan that I received through Monevo. I choose this loan because it had the lowest interest rate. The entire process was quick and painless. Honestly, the easiest loan process that I have ever experienced.

    ...

  • author
    Jose Osorio
    Jul 30, 2021
    Atención super buena

    Estoy muy satisfecho con el servicio

    ...

  • author
    Marc DiFrancesco
    Jul 29, 2021
    New card app…

    Quick and easy application and approval process.

    ...

  • author
    Joe B.
    Jul 29, 2021
    Great process providing excellent solutions

    I'm 70 years old and PenFed provided an easy to use interface and a quality product. It was refreshing to be treated in a positive way.

    ...

  • author
    Debra Cox
    Jul 28, 2021
    Happy Customer

    It was easy to apply for a loan and I heard back right away!

    ...

  • author
    Clyde Tamanaha
    Jul 28, 2021
    What a great insitution and reputable…

    What a great insitution and reputable people to join into and do my banking and credit cards. Aloha from Hawaii.

    ...

  • author
    SShehan
    Jul 27, 2021
    Repeat customer and with GOOD reason

    I have used PenFed for several different banking needs. They are upfront, honest and fast with a response to your financial needs.

    ...

  • author
    Todd Osmun Jr.
    Jul 26, 2021
    Easy application process with a great…

    Easy application process with a great credit union backing.

    ...

  • author
    Cletus Chofong
    Jul 26, 2021
    Penfed is reliable and has experienced…

    Penfed is reliable and has experienced customer service.

    ...

  • author
    Maria Bart
    Jul 26, 2021
    Low interest rate

    Low interest rate, transparent, easy, effective and efficient.

    ...

  • author
    Summer Michaels
    Jul 25, 2021
    Easy website to use

    Easy website to use

    ...

  • author
    Debra J. Lakin
    Jul 25, 2021
    Great

    I appreciate being approved for this credit card with credit limit included.

    ...

  • author
    Minh Nguyen
    Jul 24, 2021
    Good credit card and will give you a…

    Good credit card and will give you a plenty of credit limit

    ...

  • author
    Honie
    Jul 24, 2021
    Living out of a shoe box

    The rates are great but several mathematical errors multiple times on my Loan Estimate documents. My Loan Officer this round is responsive and means well but the Loan Processor failed to load the loan documents to the account. A new one came on board requesting the same info. 2 weeks before Closing is supposed to occur. I can not get an answer if the final approval is done. I have been living in limbo 4 months. Having worked and still working for the govt./military on both sides is hard enough. I informed the property office where I live I was moving now 7 days to go, I do not know where I will be living. It makes no sense. I am an female engineer, make good money, been in the govt. 22 yrs., starting over because my exhusband took me for everything, still cannot start anew. Four months in this loan process...would rather have a no then nothing and living out of a box. None of my military banks have been good for hm loans. Sad business.

    ...

  • author
    Richard Madron
    Jul 24, 2021
    Pen Fed customer service.

    My overall experience with Ped Fed has been nothing but top-notch service. I am self-employed, so I had to give them two years of tax returns uploaded it to their website very quick and safe. Once it was received, they sent me notification right back. This is my second credit card with Ped Fed and their service has been awesome looking forward to additional services.

    ...

  • author
    Wayne Mazique
    Jul 24, 2021
    My experience with joining the Pen Fed…

    My experience with joining the Pen Fed family has been an simple and easy process. The online application was straightforward and quick. Representatives are available 24/7 if you need to call. This is a great opportunity to partner and grow with a well respected financial institution.

    ...

  • author
    Decmcl
    Jul 28, 2021
    Great rates

    Great rates. Very good all around. They are perfect for building credit. Very competitive with their offers. Also, their attitude comes across as friendly and helpful. Genuinely friendly and helpful not artificial pretend friendly and helpful. This is what sets them apart. And why I am glad that they reached out to me.

    ...

  • author
    Luigi Coppiano
    Jul 22, 2021
    Great experience .no nonsense guides on…

    Great experience no nonsense guides on the application about service and rate also the quickest response. I am looking forward to find out about other services with them.

    ...

  • author
    Eric Brown drums
    Jul 22, 2021
    Excellent credit card excellent…

    Excellent credit card excellent customer service keep up the great work PenFed Credit Union

    ...

  • author
    Rick F.
    Jul 21, 2021
    Very easy to apply and a good credit…

    Very easy to apply and a good credit card to use when you need to.

    ...

  • author
    R.M.
    Jul 21, 2021
    I Try To Get A New Loan From My Bank…

    I Try To Get A New Loan From My Bank on Line To Pay Off My Credit Cards They turn me Down. I Did Not No What else to Do . My Hours at work got cut way down and i was looking for help to get my payments lower . i got A few emails from Monevo Financial Before and so i gave them a try . They Got me Per Aprove Though Pen Fen Credit Union .and A Few more Loan Places . But Pen Fen Had The Best Rates . Thanks To Pen Fen For The Loan That I Wanted And i Got In Just 4 days I Recevied My Check . R.M . Banks, Al

    ...

  • author
    Justin Carlton
    Jul 21, 2021
    Easy to use

    Easy to use. Had great rates and a great limit I was approved for. Glad I applied.

    ...

  • author
    Phil
    Jul 20, 2021
    Terrible experience

    Terrible experience! I got approved, paid the account balance, created a username and password then the website had an internal error that kicked me out. I put in a help ticket - no response. I called support. The guy said he doesn't know the online application process. What kind of support is this!? I now cannot login nor can I create a new account because the account already exists. All I want is the credit card. If I had known it would be this much trouble I wouldn't have begun. If their systems and support are this bad than I don't want membership even if the account gets fixed.

    ...

  • author
    Kathleen Creo
    Jul 18, 2021
    AWESOME services.

    AWESOME services.

    ...

  • author
    Juan Gomez
    Jul 18, 2021
    PenFed online services it's a very fast…

    PenFed online services it's a very fast process. The online process is very simple to follow. It took me approximately 10 minutes to complete the entire process. Im recommending PenFed to family and friends.

    ...

  • author
    Michael Donner
    Jul 17, 2021
    Great customer service.

    Great customer service and knowledgeable associates.

    ...

  • author
    Jonathan W. Bennett
    Jul 17, 2021
    Great Credit Union

    Great Credit Union. I recommend this credit union as well as the share accounts as well as there credit cards.

    ...

  • author
    James Driscoll
    Jul 17, 2021
    Great customer service

    Great customer service

    ...

  • author
    Crescente Marcos Furnaguera Ma
    Jul 17, 2021
    penfed was very fast in processing my…

    penfed was very fast in processing my loan. They are very friendly and efficient.

    ...

  • author
    Richard Clark
    Jul 17, 2021
    Amazing products

    Amazing products, services and rates. Competitive and overall primer financail leader. PenFed is remarkable at meeting their customers needs. Highly recommend.

    ...

  • author
    Robert
    Jul 16, 2021
    Great company

    Great company

    ...

  • author
    Neville
    Jul 16, 2021
    I was in the market for a Personal Loan…

    I was in the market for a Personal Loan and PenFed Credit Union made it happen at way better rate than any other offer I had.

    ...

  • author
    TIM G
    Jul 15, 2021
    Great experience with Penfed

    Great experience with Penfed. Excellent place to do your financial business.

    ...

  • author
    Rafael Henriquez
    Jul 15, 2021
    PenFed is the best if anyone is trying…

    PenFed is the best if anyone is trying to get a credit card or a personal loan.. I highly recommend them.. their the best... Thank you PenFed!

    ...

  • author
    Abegail Ayungo
    Jul 15, 2021
    I love Penfed

    I love Penfed, they made it easy to apply online and you get answers right away. They have made applying easy to navigate, documents that are needed are easily done online, if one is not internet savvy they do have an option to ask for assistance or one can also do it thru the mail. They have great rates and fees are the lowest.

    ...

  • author
    Anonymous in Virginia
    Jul 14, 2021
    This loan process was so quick and…

    This loan process was so quick and easy, it was incredible.

    ...

  • author
    Matt Perez Jr
    Jul 13, 2021
    Very good service

    Very good service, good products and interés

    ...

  • author
    frankie bellot
    Jul 12, 2021
    VERY SIMPLE AND STRAIT FORWARD.

    VERY SIMPLE AND STRAIT FORWARD.

    ...

  • author
    Ron Buckhanon
    Jul 11, 2021
    Very easy process and wonderful site

    Very easy process and wonderful site

    ...

  • author
    Gerald Jensen
    Jul 11, 2021
    I recently applied for a credit card…

    I recently applied for a credit card and although I was not approved they offered another option that was more than acceptable! Their support team is top notch friendly and very helpful and patient.

    ...

  • author
    Denise Cashous
    Jul 11, 2021
    Hassel free in applying application

    Hassel free in applying application. Great rates

    ...

  • author
    Robert LaFleur
    Jul 11, 2021
    This is a well run program!

    The process is fast, simple and well run.

    ...

  • author
    Joseph Fontaine
    Jul 10, 2021
    PENFED to the Rescue.

    My home bank plus Southeast Financial and Lightstream all turn me down,Along came PenFed and said yes to my dreams . Wonderful service and quick.So I will praise this company the rest of my life. Thank you PenFed you guys are Awesome.Dreams do come true with PenFed.

    ...

  • author
    Miriam Janet
    Jul 09, 2021
    Excellent client service the only bank…

    Excellent client service the only bank that helped me when i really needed

    ...

  • author
    harold carter
    Jul 08, 2021
    Very nice people easy to deal with

    Very nice people easy to deal with. Thanks

    ...

  • author
    Virginia
    Jul 08, 2021
    PenFed is Awesome!

    PenFed has a lot of awesome services and rates. Their website is easy to use and processing requests is super fast. The customer service reps on the phone are very professional and knowledgeable.

    ...

  • author
    Kenneth Davidson
    Jul 08, 2021
    My experiences with PenFed CU have been…Great

    My experiences with PenFed CU have been great. They offer everything I need and as a CU member they have better rates than most.

    ...

  • author
    Julia's Jewels
    Jul 07, 2021
    Easy process

    The process of filing an application was amazingly easy. I had several offers but PenFed with their low interest rates and several options, made me choose them. From the time I filled out the application to the time I received my options was about 1 minute!!! Within 5 days, I had a check in my hand! Thanks again!!

    ...

  • author
    Ralph M
    Jul 07, 2021
    Horrible customer service…

    I received a mailing from PenFed saying I'm preapproved for their gold card. Okay! I go online. Fill out the pages. Hit submit. Page Not Working. Contact us appears, twice, two different days. So, l try by phone. After all the robotics, I'm told the wait is 20 to 30 minutes. Twice, two different days. Horrible customer service. Impossible to reach PenFed. Imagine if there were a real problem with theft or illegal charge. No one would be available.

    ...

  • author
    Sam Welman
    Jul 05, 2021
    High interest rate compared to navy…

    High interest rate compared to navy federal or any civilian credit union... customer service is poor

    ...

  • author
    William W
    Jul 05, 2021
    PenFed has a quick and simple app that…

    PenFed has a quick and simple app that I can use for all my banking needs. Excellent credit union and I will be a member for life!

    ...

  • author
    Carmen Sosa
    Jul 04, 2021
    Excellent experience

    I had an excelent experience! Staff is professional and knowledgeable!

    ...

  • author
    Cookie
    Jul 04, 2021
    Easy to join

    Easy to join, competitive rates, well designed webpages and help is available when you need it.

    ...

  • author
    Carrie Barnes
    Jul 03, 2021
    Love

    They all was very good and kind. I wouldn't Want anyone else.

    ...

  • author
    Eddie
    Jul 03, 2021
    Super low credit card rates!!

    Super low credit card rates!!

    ...

  • author
    Oscar alvarado
    Jul 01, 2021
    Fast and easy application and received…

    Fast and easy application and received a response within 30 seconds. Very happy with the over all process.

    ...

  • author
    Gary Lackey
    Jul 01, 2021
    Pen Fed is actually one of the best…

    Pen Fed is actually one of the best credit unions in the United States. They are always caring and helpful to their members

    ...

  • author
    Cheryl Hogan
    Jun 30, 2021
    Great service but nobody is perfect.

    Great service but nobody is perfect.

    ...

  • author
    Bobby Jones
    Jun 30, 2021
    Penfed treat you better than Family!

    Penfed treat you better than Family!

    ...

  • author
    Cecillia Ballard
    Jun 30, 2021
    Best option so far!!!

    Best option so far!!!

    ...

  • author
    Hunter McFalls
    Jun 29, 2021
    Great Customer Service!

    Great Customer Service!

    ...

  • author
    Charles Basile
    Jun 27, 2021
    I enjoyed the ability to complete the application…

    I enjoyed the ability to complete the process on-line; the process was exceptionally smooth, without "a hitch," and was efficiently completed

    ...

  • author
    Anthony Wilson
    Jun 27, 2021
    problem with the access code

    problem with the access code

    ...

  • author
    Dj “DjDnitty” Dntty
    Jun 27, 2021
    The overall experience was fantastic

    The overall experience was fantastic. Customer service was knowledgeable and speedy. The process was straightforward and easy to navigate.

    ...

  • author
    Steve Calkins
    Jun 26, 2021
    A Professional Experience

    It was a very professional experience without any issues. As the relationship grows, I will move other business to PenFed!

    ...

  • author
    ljhaynes
    Jun 24, 2021
    online process was horrible

    There was no mechanism to correct the credit card payment I tried to use online to fund my savings account. Capital One declined my card due to suspected fraud. Once that was sorted out, I had to call PenFed and sit on hold for over 30 minutes to resolve something so simple.

    ...

  • author
    Shawn McCarthy
    Jun 23, 2021
    Three Stooges Operation!!! Prepare for the Worst!

    Multiple delays, unprofessional staff, constant IT issues with lock-outs and security verification, endless time spent waiting and getting to any knowledgeable person. Routed to various call center employees with no authority but pretend to be management personnel, hold times are not realistic for business world of today, still waiting for funds from an approved loan 5 business days ago, and they do not use Fed Ex or Wire Transfers to expedite their delivery of funds. When they make large errors in service they do not offer personal service to fix problems for customer! Obviously, would not recommend.

    ...

  • author
    Henry Gamez
    Jun 22, 2021
    Easy process to work with

    Easy process to work with, I would recommend giving them a try.

    ...

  • author
    lillian Reyes
    Jun 22, 2021
    Hassle Free

    Hassle Free; committed to help when in need EXCELLENT SERVICE

    ...

  • author
    S. Colucci
    Jun 22, 2021
    Not good in any way.

    Very slow, inefficient service in branches. Limited branches. Contentious employees. I don't go to a bank to have people start arguments with me. Definitely disappointed.

    ...

  • author
    Ellis Pritchard
    Jun 21, 2021
    Great Customer service

    Great Customer service

    ...

  • author
    Jim Miller
    Jun 21, 2021
    East to apply for credit…

    East to apply for credit card...generous credit limit... quick responses...great rate...will stay with these guys!

    ...

  • author
    Pedro Rivas
    Jun 19, 2021
    My experience is that the application…

    My experience is that the application was too easy and quick.

    ...

  • author
    Douglas Fairfax
    Jun 17, 2021
    Excellent credit union

    Excellent credit union

    ...

  • author
    Phil Turner
    Jun 16, 2021
    Great customer service people

    Great customer service people. This adds to the idea that I made an awesome decision that my choice for a financial institution was on solid ground.

    ...

  • author
    Charlene Beatty
    Jun 16, 2021
    The application process was prompt and…

    The application process was prompt and easy. I made an error. call C.S. for a prompt resolution.

    ...

  • author
    JT
    Jun 15, 2021
    Trustworthy and longevity in serving…

    Trustworthy and longevity in serving the military community.

    ...

  • author
    David Thaxton
    Jun 15, 2021
    Very happy with penfed credit union

    Very happy with penfed credit union

    ...

  • author
    Mike Oglevie
    Jun 13, 2021
    "The PenFed customer service staff are very patient & respectful.

    The PenFed customer service staff members (Sarah & Aaron) were "over the top" patient and respectful in helping us "non-techie" people to complete our transaction!

    ...

  • author
    John
    Jun 13, 2021
    Very easy and user friendly process

    Very easy and user friendly process! Got a approved instantly and I am planning to open a checking and savings acct also. Will be recommending to friends and family.

    ...

  • author
    Brooklyn Native
    Jun 12, 2021
    Simply the best!!

    I decided to join PenFed Credit Union because of their great rates and services. Nearly 9 months later, they approved me for a very generous credit limit on their Platinum Rewards Visa Signature Credit Card. I couldn’t have been any happier. Thank you!!

    ...

  • author
    Pete Johnson
    Jun 12, 2021
    The best benk to sign up with.

    Ive had the best experience with a online sign up bank using the Penfed credit union.

    ...

  • author
    Bob
    Jun 11, 2021
    Great services and products

    Great services and products. Online application was easy to use. Quick response and great communication.

    ...

  • author
    Tara Haywood
    Jun 11, 2021
    Great Customer Service

    Great Customer Service.

    ...

  • author
    Dennis Heaberlin
    Jun 09, 2021
    PENFED employees are courteous

    PENFED employees are courteous, respectful, and professional! They helped me get a new truck loan when I was going thru a tough time from a divorce and they trusted me, which helped me out a lot! They just recently helped me get an pre-approval letter for a home loan which I'm currently searching for. Respectfully, Dennis Heaberlin

    ...

  • author
    Joy
    Jun 09, 2021
    Excellent professional help and very…

    Excellent professional help and very knowledgable about available services

    ...

  • author
    Yvonne Franklin
    Jun 06, 2021
    I apply for credit card a little more…

    I apply for credit card a little more information need Pinfed stayed on top of it I finally got the information back to them 2 days later that same day I returned my information I was approved great job, and great Team!

    ...

  • author
    Roy BAZEMORE
    Jun 06, 2021
    I have been with them over 20 years…

    I have been with them over 20 years it’s been a great experience no problems

    ...

  • author
    Tammy Ridings
    Jun 06, 2021
    They were very fast with an answer

    They were very fast with an answer

    ...

  • author
    Jason Trenkler
    Jun 05, 2021
    There is no other financial institution…

    There is no other financial institution that cares more about their members! Thank you PenFed!

    ...

  • author
    James Mulder
    Jun 03, 2021
    Fast no hassle response to my request

    Fast no hassle response to my request. Great credit union.

    ...

  • author
    BigTimTX
    Jun 03, 2021
    Great rates and nice product portfolio

    Very easy application process for credit cards and auto loans. Competitive rates and reasonable terms. Friendly and knowledgeable account folks.

    ...

  • author
    James J Scott
    Jun 03, 2021
    Very pleased with the outcome

    Very pleased with the outcome. Application was very easy.

    ...

  • author
    Brian Rose
    Jun 03, 2021
    Take your business elsewhere

    I called to increase my line of credit on my credit card. The idiot on the phone wound up giving me a second credit card and not increasing my limit. Why would I want two identical credit cards? Now it will hurt my hard earned credit score to get the new one removed. I have no closed accounts but thanks to PenFed, now I will. She was completely unclear on the phone and I would not recommend PenFed for anyone after this horrid experience.

    ...

  • author
    Guelo Benitez
    Jun 03, 2021
    servicio de exelencia

    servicio de exelencia

    ...

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    This site is not a loan provider or a broker and does not offer loans or mortgages directly to end users, but only allows users to match with lending partners and platforms that may extend a loan. All loan approval decisions and terms are determined by the loan providers at the time of your application with them. Any matching request submitted through our website does not constitute a loan application and you will have to submit a loan application to the respective lender before the lender provides you with an actual offer. We do not warrant that you will be approved for a loan, nor that you will be offered a loan with the same terms presented on our website. Lenders listing in this website DO NOT imply endorsement. Certain details, including but not limited to loan terms, prices and special offers, are provided to us directly from our partners and are dynamic and subject to change at any time without prior notice

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