The listings featured on this site are from companies from which this site receives compensation. This influences where, how and in what order such listings appear on this site.

PenFed Review

Find a customized quote easily

Reviews 123

This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which impacts the location and order in which brands (and/or their products) are presented, and also impacts the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

Michael Graw
Michael Graw
May. 03, 20214 min read

PenFed summary

PenFed is a national credit union that offers auto loan rates for new and used vehicles. It also offers auto loan refinancing with rates that compete with national banks, plus a car buying service that includes discounted prices and rates. You must be a PenFed member to qualify for a loan, but the credit union is open to anyone and free to join.

Pros

  • Car buying service with discounts
  • Borrow more than the cost of your vehicle
  • Longer repayment terms available

Cons

  • Must join PenFed credit union to receive a PenFed product
  • Strict credit score requirement to receive low rates

PenFed at a Glance

Direct lender or marketplace? Direct lender
Loan types Auto loans
Loan amount $500-$100,000
Repayment terms 24-84 months
APR 1.04%-6.29%
Minimum credit score 610
Suitable for Short-term loans with low interest rates

PenFed PenFed View Rates

Suitable For?

PenFed offers auto loans with relatively low interest rates. You can buy a new car, for example, with an APR ranging from 1.39%. The lowest interest rates are reserved for borrowers with excellent credit (over 800) and 24- or 84- month loan terms. So, if you meet the above criteria you can benefit from PenFed's competitive rates and flexible loan terms.

Features

PenFed has a car buying service through a partnership with TrueCar that gives users access to various discounts from select auto manufacturers and dealers. If you use this service, you are eligible for a discount of up to $4,000 on your vehicle. You’re also eligible for discounted interest rates for new and used vehicles. Another plus is that you can borrow up to 110% of the value of your vehicle to cover the cost of taxes and registration.

In order to get a loan, you must be a PenFed member. Membership is free for active duty military or veterans. If you have no past military service and aren’t part of a qualified organization like the American Red Cross, you can join PenFed by making a $17 contribution to the National Military Family Association.

  • Rates ranging from 1.04%-6.29% APR for new cars
  • Get cash discounts on new and used vehicles
  • Shorter loan terms have lowest interest rates
  • Membership is open to everyone
  • Borrow up to 110% of your vehicle’s cost
  • Longer loan repayment terms available

Application Process

PenFed’s auto loan application is fully online. PenFed members who have been with the organization for more than 90 days can get pre-approved through their online account. Once you submit a loan application, PenFed will typically make a decision within minutes.

Loan Types and Terms

PenFed offers standard loans for new and used vehicles, auto loan refinancing, and Payment Saver loans. Standard loans carry low interest rates and allow you to borrow anywhere from $500 to $100,000. 

Payment Saver loans have higher interest rates and require you to borrow at least $10,000. These loans come with smaller monthly payments, followed by a balloon payment at the end of the loan.

  • Minimum 610 credit score
  • $500 minimum for standard loans
  • $10,000 minimum for Payment Saver loans

Repayment Options

Standard loans carry terms of 36 to 84 months for new vehicles or 36 to 72 months for used vehicles. Payment Saver loans can be repaid over 24 to 60 months. PenFed offers lower interest rates for shorter loan terms.

How Safe Is It?

PenFed secures your loan application with SSL encryption. All borrower data that PenFed keeps and your online account portal are also encrypted for security. For added security, all PenFed data is managed and stored in the United States. 

Help & Support

PenFed’s customer support team is available by phone and email 7 days a week, including from 7am to 11pm ET Monday through Friday, 8am to 11pm ET on Saturdays, and 9am to 5:30pm ET on Sundays. 

Phone: 1-(724) 473-6333

How PenFed Compares


APR
1.04%-6.29%
3.49% - 4.27%
Minimum credit score
610
None
Loan amounts
$500-$100,000
$5,000-$300,000
Loan term
24-84 months
12-72 months
Suitable for
Short-term loans with low interest rates
Comparing multiple lenders


Address

7940 Jones Branch Drive

McLean, VA 22102

PenFed PenFed View Rates

Summary

PenFed offers low auto loan interest rates for borrowers with excellent credit. In addition, you can get discounts on your purchase if you use the lender’s car buying service. Anyone can join this credit union and you don’t need to be a member to get an offer.


Michael Graw
Written byMichael Graw

Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

PenFed
PenFed
ExcellentReviews 123
Visit Site

Top 5 Car Loans

LendingTree

LendingTree

Visit Site
PenFed

PenFed

Visit Site
Carvana

Carvana

Visit Site
Auto Credit Express

Auto Credit Express

Visit Site
OneMain Financial

OneMain Financial

Visit Site

Trustpilot reviews

See what some costumers are saying about PenFed
PenFed
ExcellentReviews 123
on
Excellent
83%
Great
3%
Average
4%
Poor
1%
Bad
9%
  • author
    Juan Pan Guerrero
    2 days ago
    Fast

    Fast, easy and prompt processing.

    ...

  • author
    Ron Schiller
    2 days ago
    I am a 100% completely satisfied with…

    I am a 100% completely satisfied with PenFed services. I had to call a couple of times and your rep always was polite, courteous and completely professional with the knowledge of your services.

    ...

  • author
    Don Jayhan
    2 days ago
    PenFed is offering great terms...

    PenFed is offering great terms and rewards, everything you would expect from a responsible credit managers point of view.

    ...

  • author
    Darnell-Shannon Seals
    2 days ago
    PenFed made my application stress free

    PenFed made my application stress free. Very professional.

    ...

  • author
    Berenice Ochoa
    3 days ago
    I am happy with the online services.

    I am happy with the online services, it was easy to follow up to people like me with not to much experience using technology. The process getting my credit card was fast and easy. I decided to take it because the rates and fees that are not higher comparing other banks.

    ...

  • author
    Steven Whiteside
    4 days ago
    there was no issues at all opening the…

    there was no issues at all opening the account

    ...

  • author
    Larry Barber
    4 days ago
    Very good experience with PenFed.

    Very good experience with PenFed.

    ...

  • author
    Robert
    4 days ago
    Secure and Simple

    Everything is so simple and user-friendly. From applying for loans to daily banking transactions.

    ...

  • author
    Dee Fowler
    May 03, 2021
    Very timely application process.

    Very timely application process.

    ...

  • author
    Georges Marius
    May 03, 2021
    Quick response and reasonable rate and…

    Quick response and reasonable rate and least amount of fees no prepayment matters. I struggled not to give them five ⭐ after all they are a financial institutions (no zero interest)

    ...

  • author
    ROGERS AREVALO
    May 03, 2021
    I received a mail invitation for a line…

    I received a mail invitation for a line of credit. I thought I was not going to qualified but it turned out to be the other way around. The online application process took only seconds and my application was accepted.

    ...

  • author
    MR Kennedy
    May 03, 2021
    PenFed is my saving grace

    PenFed is my saving grace! I have been searching for a financial institution to consolidate my credit that also has a great rate to offer. PenFed is saving my bacon! Thank you so much for making it easy to apply for the loan and easy to become a member.

    ...

  • author
    Myssa G
    May 01, 2021
    The application for a personal loan was…

    The application for a personal loan was smooth. The rates are very competitive and the customer service was fantastic to work with. I am planning on getting more information for other services as well to move all our financial needs to PenFed.

    ...

  • author
    Keith Anderson
    Apr 30, 2021
    Pen Fed is easy to work with and very…

    Pen Fed is easy to work with and very completive rates!

    ...

  • author
    stephanie Joseph
    Apr 30, 2021
    Impressive products and ratings

    Impressive products and ratings

    ...

  • author
    Fredric M. London
    Apr 30, 2021
    A great card, a great experience.

    I received a pre-screen notification of what looked like a great card. I applied on line, a very easy and straightforward process, and was approved. No annual fee, cash back, low card rate, for what more could one ask of a card?

    ...

  • author
    G M
    Apr 29, 2021
    Love the easy applications and services…

    Love the easy applications and services of applying online. The best I ever used.

    ...

  • author
    David Wheat
    Apr 29, 2021
    Very easy to work with!

    Very easy to work with!

    ...

  • author
    Kristi Garner
    Apr 27, 2021
    Great loan experiences

    I recently used PenFed for both a personal loan and HELOC. Both were good to excellent rates. The personal loan was easier than most other applications, and allowed me to do a soft credit application first to check on approval and rates. After receiving the preliminary approval and rate, I agreed to allow a hard credit pull and the approval was very fast, at an ever better rate than was shown for the initial approval. The money was in my account the next business day. Really could not have been easier.

    ...

  • author
    D. L. Montgomery
    Apr 26, 2021
    Credit Card process was smooth and easy.

    Credit Card process was smooth and easy.

    ...

  • author
    Robert M. Pinkelman
    Apr 24, 2021
    PenFed Credit Union is awesome!

    PenFed Credit Union is very responsive to their customers and have a solid, secure, user-friendly Website, with tons of features and financial services and options.

    ...

  • author
    Sydney McNaughton
    Apr 24, 2021
    Horrible. I would wish my worst enemy banked here.

    Even if their guidelines are less strict and this is your last option PLEASE do not use them. You will have different information on your loan than what you signed on your paperwork. When you call you will be on hold for 30 minutes minimum just to be connected to 3-4 people who have no idea what you are talking about or how to calculate interest.

    ...

  • author
    Darrell R.
    Apr 23, 2021
    PenFed should be your source for a…

    PenFed should be your source for a personal consolidation loan. They are more than fair in the underwriting and competitive in their rates.

    ...

  • author
    Andy Francis
    Apr 22, 2021
    The online application process was…

    The online application process was simply and easy to complete. I was approved for my loan in a matter of minutes.

    ...

  • author
    Amy Tiong
    Apr 21, 2021
    Grateful Member

    As long time member, the easy & convenient on-line access & services was especially important to me when my family and I relocated during a difficult 2020.

    ...

  • author
    Robert W.
    Apr 20, 2021
    Great experience and very nice to deal…

    Great experience and very nice to deal with PenFed!! Thanks!!

    ...

  • author
    Natasha Quailey
    Apr 18, 2021
    A Bank that willing to help poor…

    A Bank that willing to help poor Ambitious people achieve something in life🙏🙏

    ...

  • author
    Daniel N
    Apr 17, 2021
    PenFed Application

    PenFed was recommended to me by a friend online application process took minutes, rates are great compared to other CC companies!

    ...

  • author
    Ed King
    Apr 16, 2021
    Great Easy Smooth CC Experience-Grade…

    Great Easy Smooth CC Experience-Grade Is 10 Stars, Cant Wait To Get Started With This PEN-Fed Credit Union Experience

    ...

  • author
    Mike Delk
    Apr 16, 2021
    I am absolutely impressed with the…

    I am absolutely impressed with the PenFed process. I've been trying to become a member of this credit union since the early 1990s. Your loans and programs are great. Because of recent events we don't get to go out and do things like we use to. But somehow, PenFed has made the banking process smooth. Keep up the great offers!

    ...

  • author
    Jack
    Apr 15, 2021
    Applying online was easy

    Applying online was easy, low interest rates, credit limit generous and decision within minutes.

    ...

  • author
    HENRY PAUL VELOZ
    Apr 15, 2021
    I RECIEVED A PRE-APPROVAL BY MAIL

    I RECIEVED A PRE-APPROVAL BY MAIL. I ACCEPTED THE 0% BALANCE TRANSFER OFFER ONLINE. I WAS ABLE TO TRANSFER A BALANCE FROM A HIGHER RATE CARD DURING THE APPLICATION PROCESS. VERY IMPRESSIVE! SEAMLESS AND QUICK PROCESS. THANK YOU PENFED!

    ...

  • author
    Nicholas J
    Apr 15, 2021
    I'm amazed with how easy and quickly my…

    I'm amazed with how easy and quickly my request was answered, approved and funded.

    ...

  • author
    Ronald Jamieson
    Apr 15, 2021
    Great rates and terms

    Great rates and terms

    ...

  • author
    Margarita Nieves-Bruno
    Apr 15, 2021
    Los mejores en productos

    Los mejores en productos, seguridad en las cuentas,

    ...

  • author
    Chasity Dearman
    Apr 15, 2021
    I was approved in seconds

    The easiest personal loan I have ever taken out. I'm sure good credit helped with the process but I was approved in seconds! I received a little higher interest rate than I would have at my local credit union but it was worth it because I would have had to jump through a lot more hoops to get it done.

    ...

  • author
    Janson Vu
    Apr 15, 2021
    Great for personal loans

    Great for personal loans. I got mines quickly with ease. Would recommend to anyone who needs a quick loan.

    ...

  • author
    Lee Stevens
    Apr 14, 2021
    Smart choice for all banking needs.

    One stop shop for all banking needs. Easy to work with. Competitive rates. Web page is very user friendly. Supporting our military! PenFed is ware it’s at.

    ...

  • author
    Dennis P Huff
    Apr 14, 2021
    Such a pleasure working with Pen fed

    Such a pleasure working with Pen fed

    ...

  • author
    Beatrice Johnson
    Apr 14, 2021
    My credit card application

    I applied for a credit card online and within 24 hours I was approved. The response time was excellence. Thanks!

    ...

  • author
    Juan L. Laracuente
    Apr 13, 2021
    EXCELLENT AND VERY USEFUL.

    EXCELLENT AND VERY USEFUL.

    ...

  • author
    Jami S. Oliver
    Apr 12, 2021
    Great credit union

    Great credit union - what a credit union was meant to be.

    ...

  • author
    Tyrone Davis
    Apr 10, 2021
    Five Stars Offering Great Services

    Five Stars Offering Great Services

    ...

  • author
    SAL MALDONADO
    Apr 08, 2021
    HI my name is Sal Maldonado retired US…

    HI my name is Sal Maldonado retired US Army 101st Airborne Sergeant, PenFed customer service staff surprise me the way they handle my loan, they were very helpful in everyway in guiding me on how to apply for my loan online. There customer service made me feel like they are part of my family. That is what makes there customer service so trusty and truthful, I highly recommend this place for anyone seeking a loan.

    ...

  • author
    Carlos Ortiz
    Apr 07, 2021
    Pentagon offer misleading offers...

    I am very dissatisfied with having applied for the Gold credit card since the promotion offered from 7.49% - 17.99% APR depending on the credit one had. I have excellent credit with a Transunion score of 811 and Equifax of 821, and when the card was approved, the interest they gave me was 15.99% APR, which is almost the maximum. The promotion is a deception since even having excellent credit they approve the customer's card with the interest almost at the highest. I plan to cancel that card and not reapply or recommend a Pentagon card to anyone.

    ...

  • author
    Santos Martinez
    Apr 07, 2021
    Very Helpful & Easy!

    They make the progress online easy. Very helpful. I recommend for everybody.

    ...

  • author
    Samuel Ransome
    Apr 06, 2021
    Awesome company to deal with

    Awesome company to deal with. They are efficient and very friendly. They actually listen to their customers. I would recommend pen fed in a heartbeat!

    ...

  • author
    ODELL JONES JR
    Apr 03, 2021
    I have been a member at PenFed for 2…

    I have been a member at PenFed for 2 years and it’s a very good experience.

    ...

  • author
    Matthew Paton
    Apr 03, 2021
    Credit application was not cumbersome

    Credit application was not cumbersome. Answer for approval was quick. Interest rate was better than my bank offered.

    ...

  • author
    Cheryl L McDonald
    Apr 03, 2021
    I like Credit Unions!!

    I like Credit Unions!!

    ...

  • author
    Evelyn Garcia
    Apr 02, 2021
    Very fast and effective online…

    Very fast and effective online experience with the Penfed app. Excellent service.

    ...

  • author
    Sherril Henderson
    Apr 02, 2021
    PenFed is a great place for a loan

    PenFed is a great place for a loan, a credit card and any other services. Customer service is wonderful.

    ...

  • author
    Damaris Torres
    Apr 02, 2021
    Excellent service

    Excellent service! We need more banks service like your in Puerto Rico

    ...

  • author
    Kevin Flanagan
    Apr 01, 2021
    Excellent Loan App

    Loan application experience is much simpler and streamlined from my last experience two years ago. Everything is as easy to use as Lightstream, SOFI, etc., with all the offerings you'd expect from a CU - at CU pricing. Got an email and had a loan approved in less time than it took me to decide to apply!

    ...

  • author
    Jerome Oggs
    Mar 31, 2021
    Best credit card I have

    I was able to get the credit card limit that I wanted And I was also able to do it in a timely manner in under 10 minutes

    ...

  • author
    Frank Wood
    Mar 31, 2021
    I have heard that many people applied

    I have heard that many people applied, saying that they got denied. But I got approved, good to know that my credit score is above average.

    ...

  • author
    Marcus Wiseman
    Mar 31, 2021
    I received a mailer offering a credit…

    I received a mailer offering a credit card with a better rate and 0% for balance transfers. The online application was fast and the service has been prompt.

    ...

  • author
    Patrick Thomas
    Mar 28, 2021
    Courtesy

    Courtesy, professional, fast.

    ...

  • author
    Eugene Boles
    Mar 28, 2021
    I been with Penfed for years they…

    I been with Penfed for years they refinance my car in the 80s with no problem with lower interest rates and now a better interest rate on a great credit card. Thanks Penfed.

    ...

  • author
    Lucas
    Mar 28, 2021
    The process was easy...

    The process was easy to apply and get approved from PenFed. After approved, had the money deposited directly to my account within 2 business days. Quick, simple, and easy just the way it should be.

    ...

  • author
    Bob Chaney
    Mar 28, 2021
    Application completed in minutes.

    Application completed in minutes. No Problems.

    ...

  • author
    Elsy Silvestre
    Mar 27, 2021
    PenFed is an incredible institution

    PenFed is an incredible institution. They helped me get my financial life in order and said yes when other banks rejected me. They offered me an amazing competitive rate and I am so grateful for this opportunity. No cost loan. Low interest and amazing customer service!

    ...

  • author
    Smith
    Mar 25, 2021
    They are great!

    They are excellent and give people great products! They are different from other banks by giving people an equal chance at getting great rates!

    ...

  • author
    RON SCHWERT
    Mar 25, 2021
    Fast and easy like that it was all…

    Fast and easy like that it was all tome consuming

    ...

  • author
    GARY BRONX
    Mar 26, 2021
    PENFED CREDIT UNION

    I RECEIVED A PENFED PRE APPROVAL, AS I'M REBUILDING MY CREDIT I ALWAYS CHECK THE PRE APPROVALS FOR HIDDEN GARBAGE, YEARLY FEES AND HIGH INTEREST. THERE WAS NONE OF THIS IN THE PENFED ADVERTISEMENT, PARTICULARLY COMPARED TO THE OTHER CARDS TO HELP YOU REBUILD, WITH FEES AND RATES IN THE HIGH 20's, PENFED HAD NO FEES, AND RATES IN THE 17% !! I LOOKED THEM UP AND THEY'VE BEEN AROUND ALMOST 100 YEARS, I WASTED NO TIME ACCEPTING THEIR OFFER, WHICH I GOT A VERY REASONABLE CREDIT LINE WITH !! I CAN NOW DITCH THE SMALL LINE CARDS I GOT, WHICH HAVE HIGH RATES, YEARLY FEES AND LOW LINES !! PENFED HAS BEEN GREAT AND FAR SUPERIOR TO THESE OTHERS !! THANKS

    ...

  • author
    Joe Prebich
    Mar 24, 2021
    I've been with penfed for over a decade…

    I've been with penfed for over a decade and that has been with several moves. I haven't had a penfed bank anywhere near me for years. There service and products are so good I can't bare to leave them.

    ...

  • author
    Bryant Moultry
    Mar 23, 2021
    Applied for an credit card offer and…

    Applied for an credit card offer and got a great deal. Love their products.

    ...

  • author
    Delisha Kitterman
    Mar 22, 2021
    Penfed easy to work with

    You are missing out if you have not joined the penfed family. Lots of good offers along the way and excellent terms credit cards. Excellent service.

    ...

  • author
    Doris Lane
    Mar 20, 2021
    I was amazed at how easy the…

    I was amazed at how easy the application process was and how quickly I was approved. I had expected a long drawn out application but that was not the case. I have been a Pen Fed member for years and don't expect to change! Thank you!

    ...

  • author
    ZORRAN KOLIC
    Mar 18, 2021
    Easy process and was straight forward

    Easy process and was straight forward. Received a reply in a timely manner. Would totally recommend any of their products. Thank you Pen Fed!!

    ...

  • author
    Luis Martinez
    Mar 18, 2021
    Hope I can do more transactions and…

    Hope I can do more transactions and learn more about your services.

    ...

  • author
    WANDA MCDOUGALD
    Mar 17, 2021
    I've always had a really good…

    I've always had a really good experience with PenFed. Keep up the good work.

    ...

  • author
    Dwight Clark
    Mar 17, 2021
    Very happy with all aspects of my…

    Very happy with all aspects of my interactions with Pen Fed!

    ...

  • author
    Krista M.
    Mar 17, 2021
    PenFed doesn't make it easy.

    PenFed sent me a credit card offer in the mail. I have excellent credit so I applied, thinking it would be an easy process as it has been with other credit card issuers. It was not. PenFed requested more information and then more information. They sought me out only to make things difficult. I was finally issued a card but the process was unnecessarily cumbersome.

    ...

  • author
    GEN
    Mar 17, 2021
    VERY EASY TO APPLY

    VERY EASY TO APPLY

    ...

  • author
    George Preston
    Mar 16, 2021
    Most Convenient and Customer Oriented…

    Most Convenient and Customer Oriented Bank Ever I recommend Penfed for a most convenient, knowledgeable and customer oriented banking experience.

    ...

  • author
    Ted
    Mar 16, 2021
    I had a great offer on a credit card…

    I had a great offer on a credit card and took advantage of it.

    ...

  • author
    Tama Manu
    Mar 14, 2021
    The process of getting a personal loan…

    The process of getting a personal loan from PenFed approved was speedy and customer friendly. Very efficient and professional.

    ...

  • author
    Donbosco Nguyen
    Mar 12, 2021
    Lower to 0% APR

    Lower to 0% APR, more benefits.

    ...

  • author
    Al
    Mar 11, 2021
    I received an offer for credit card in…

    I received an offer for credit card in the mail. The rate is an excellent rate.

    ...

  • author
    Richard Schultz
    Mar 10, 2021
    Fast user friendly online process

    The online loan process was fast & easy.

    ...

  • author
    Linda Gallion-Chant
    Mar 09, 2021
    New Bank 4 me Great Bank

    New Bank to me, but glad so glad I got to know them. Professional, intelligent, quick response.

    ...

  • author
    Alfonso Abrego
    Mar 09, 2021
    The application process was easy and…

    The application process was easy and the interest rates are good, which is the eason l applied for a credit card.. I'm looking forward to keep working with PenFed..

    ...

  • author
    Lu Ba
    Mar 09, 2021
    Is this credit union a hoax

    Is this credit union a hoax? The website does not allow one to set up on line account. The phone number given is a dead line !!!

    ...

  • author
    George Gardell
    Mar 09, 2021
    Military looking for new credit

    Just got my second generous credit line. Great to work with !!

    ...

  • author
    John Taylor
    Mar 09, 2021
    Loan

    Very easy to get a loan everyone helped along with all that need to be done

    ...

  • author
    lavelle h
    Mar 07, 2021
    Penfed offers good rates and excellent…

    Penfed offers good rates and excellent service

    ...

  • author
    Frosty Smith
    Mar 07, 2021
    Amazing!!!

    Amazing!!!! Knowledgeable and fast .

    ...

  • author
    Tony Farris
    Mar 07, 2021
    Quick application process

    Quick application process. Great business experience.

    ...

  • author
    Donna K
    Mar 07, 2021
    I am thrilled with PenFed CC approval

    I am thrilled that PenFed found me worthy by approving my application for the Gold Visa. I look forward to building solid history, in both credit & banking with PenFed

    ...

  • author
    Peter Lee
    Mar 06, 2021
    Got a pre-approval from Penfed in the…

    Got a pre-approval from Penfed in the mail. Went online and was approved for a $5000 credit card. This is my first good experience with a credit union. Most of the credit unions that I have dealt with in the past are mostly bad, but Penfed change all that. The website is easy to navigate and accessibility is great.

    ...

  • author
    Craig Howell
    Mar 06, 2021
    I would recommend PenFed to everyone…

    I would recommend PenFed to everyone who's looking to lower your interest rate on their current credit cards

    ...

  • author
    LaToya Hill
    Mar 06, 2021
    I was very please with the online…

    I was very please with the online application process. It was quick and simple and I was instantly approved with a good credit limit. I highly recommend!

    ...

  • author
    Alden
    Mar 06, 2021
    Two thumbs up!

    The application process was simple and "painless". The website was easy to navigate and the interest rate was very competitive.

    ...

  • author
    Michael Hurley
    Mar 05, 2021
    high 7's FICO, O hard pulls, low Starting Limit. Dont waste your time

    I have a a FICO-8 score in the high 700's, no hard inquiries and Zero late pays...EVER. After receiving prequalified Visa Gold offer in the mail, I researched PenFed, and overall member satisfaction ratings (taking negatives with a grain of salt of course). With a portfolio which includes 5 figure credit limits and low utilization I responded to the offer and received a laughable starting credit limit. Tried recon and am stuck with it. Never going over 30% utilization, my shiny new PenFed card will enable a max usage of $1050. Big Woop

    ...

  • author
    Mimi
    Mar 05, 2021
    PenFed Credit Union is the most…

    PenFed Credit Union is the most convenient and easy to use online banking service I have ever been a part of. Thank you.

    ...

  • author
    David Bohr
    Mar 04, 2021
    Penn Fed is a great no hassle credit…

    Penn Fed is a great no hassle credit union, I highly recommend.

    ...

  • author
    Jim
    Mar 04, 2021
    Good card with competitive rate

    They offered a great rate on their credit card. The application process was quick and easy.

    ...

  • author
    Zndad R
    Mar 04, 2021
    PenFed Credit Card-Online

    In completing a recent application for a PenFed credit card, I chose the online process. Was truly amazed at ease, efficiency, and speed of the process. Was equally impressed with the CU's staff ability to review my application, make a decision, and reply. Could not have been more pleased.

    ...

  • author
    Regis Richardson
    Mar 03, 2021
    What is offered is what you get looking forward to building relationships

    What was offered is what you get

    ...

    site logo

    Copyright © 2009-2021 Natural Intelligence Ltd. All Rights Reserved.

    By using our content, products & services you agree to our Terms of Use and Privacy Policy.

    • About Us
    • This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which impacts the location and order in which brands (and/or their products) are presented, and also impacts the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

    • Cookie Policy
    • Terms of Use
    • Partner with us
    • Privacy Policy
    • Contact

    This site is not a loan provider or a broker and does not offer loans or mortgages directly to end users, but only allows users to match with lending partners and platforms that may extend a loan. All loan approval decisions and terms are determined by the loan providers at the time of your application with them. Any matching request submitted through our website does not constitute a loan application and you will have to submit a loan application to the respective lender before the lender provides you with an actual offer. We do not warrant that you will be approved for a loan, nor that you will be offered a loan with the same terms presented on our website. Lenders listing in this website DO NOT imply endorsement. Certain details, including but not limited to loan terms, prices and special offers, are provided to us directly from our partners and are dynamic and subject to change at any time without prior notice

    Reproduction in whole or in part is strictly prohibited.