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Top Car Loans Reviews

Learn the auto loan process, rates, credit scores and loan programs that may apply to you. Happy reading, easy choosing!

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Our Top Pick
LendingTree
Aug. 13, 2024
4 min read

LendingTree

With a large network of top lenders, LendingTree has the tools you need to find the right car loan for your individual circumstances regardless of your credit score. The simple and efficient application process will quickly find the terms and rates that suit you.

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PenFed
Nov. 27, 2024
2 min read

PenFed

PenFed is a national credit union that offers auto loan rates for new and used vehicles. It also offers auto loan refinancing with rates that compete with national banks, plus a car buying service that includes discounted prices and rates. You must be a PenFed member to qualify for a loan, and everyone is eligible to apply to become a member.

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Lease End
Nov. 27, 2024
4 min read

Lease End

Lease End is a service founded in 2018 that helps you pay off a leased vehicle so you can own it outright. It works with a wide range of lenders to help you fund your buyout, then coordinates title and registration transfer so you don’t have to go to the dealership or DMV. The whole process takes less than 15 minutes. You can borrow up to $350,000, with terms of up to 75 months—and there are no prepayment penalties.

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DriveTime
Aug. 13, 2024
2 min read

DriveTime

DriveTime is one of the largest used car dealers in the U.S., with 140+ dealerships across the country. DriveTime’s online approval process means you can get your personalized down payment and monthly payment on every car before you start shopping. DriveTime customers, on average, can save over $1,000 on their down payment for similar cars on sale elsewhere.

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CarGurus
Aug. 13, 2024
4 min read

CarGurus

CarGurus partners with reputable lenders to provide car loans for different types of vehicles. You can get pre-qualified through its Finance in Advance feature, which allows you to shop with real interest rates in hand and get accurate quotes for car payments. The company also allows you to buy and sell your cars and provides helpful resources like a loan calculator and blog to learn about different vehicles, price trends, and more.

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Auto Credit Express
Apr. 02, 2023
3 min read

Auto Credit Express

If you have poor credit and are looking to finance or refinance your auto loan with competitive rates and terms, Auto Credit Express may be the loan provider for you. Auto Credit Express focuses on helping borrowers with less than ideal credit find favorable rates and terms. With a variety of loan types available and a personalized approach, Auto Credit Express can help you get behind the wheel of the car you’ve always wanted.

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Credible
Jul. 24, 2024
4 min read

Credible

Credible is a free online personal loan brokerage service perfect for anyone with a high credit rating looking to consolidate debt, finance a major purchase, or open a business.

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CarsDirect
Aug. 13, 2024
3 min read

CarsDirect

CarsDirect is a trusted name in the world of online auto sales and financing. The marketplace platform specializes in helping customers with past bankruptcies, weak credit, or no credit at all. CarsDirect has a vast network of private lenders offering competitive rates.

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