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RefiJet Review

Reviews 27
RefiJet
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RefiJet
RefiJet
Excellent
Reviews 27
Bestmoney Staff
May. 26, 2021
2 min read
BestMoney Staff
RefiJet Summary
RefiJet is an online marketplace for auto refinance loans. Founded in 2016, RefiJet has built an impressive network of lenders serving drivers in all 50 states. It offers auto refinancing for all purposes such as lowering interest rates, lowering monthly payments, buying out a lease, adding or removing a co-borrower, and minimizing risk with GAP protection.

Pros

  • Top refinance rates from range of lenders
  • Refinancing for any purpose
  • Concierge service from comparison through to closing

Cons

  • Not a direct lender
  • No rates without registering
  • Not a 100% online service, phone call required

RefiJet at a glance

7.6
Editorial score

Online experience

Online application but no learning resources
6.0

Customer services and support

Limited ways of reaching lender
6.0

Loan Types

Offers most loan types
8.0

Repayment Flexibility

Offers multiple repayment plans- but no special repayment programs
8.0

Eligibility (credit score)

Accepts all credit types
10.0

RefiJet RefiJet View Rates

Overview

RefiJet is one of the only lending marketplaces that deals exclusively with auto refinancing loans. RefiJet’s narrow focus is in fact its greatest strength. By dealing specifically with auto refinance loans, it is able to offer a superior service when it comes to connecting drivers with refinancing options. Like other loans marketplaces, RefiJet doesn’t charge a dime for its services. With RefiJet, you get free concierge service to help you find auto refinance loans for your needs and circumstances.

Suitable for?

This service is great for anyone needing to refinance an auto loan.

Here are some of the things RefiJet helps its customers achieve:

  • Lower your monthly payments
  • Lower your interest rate
  • Get cash back from your equity
  • Extend your repayment term
  • Add or remove a co-borrower
  • Buy out your auto lease
  • Minimize risk with Guaranteed Asset Protection (GAP)
  • Add vehicle protection with an Extended Service Contract
  • Take a vacation from your next loan payment

Features

With RefiJet, what you see is what you get. This is a marketplace dedicated to finding its users vehicle refinancing options. RefiJet makes it easy to compare and sign up for refinancing from a range of top auto lenders.

Here are the highlights:

  • Compare and connect with refinance loans from a network of lenders.
  • Each user is assigned a personal concierge (or “financial services representative,” as RefiJet calls them).
  • Simulate different scenarios with the free auto / car loan refinance rate calculator.
  • Free resources and materials, e.g. a white paper on “The Effects of tariffs on vehicle financing.”
  • Options for residents in all 50 states (and DC).
  • Website optimized for mobile.
  • Strong customer service ratings.

Application Process

The main thing to know about applying with RefiJet is that this isn’t an exclusively online service. With that said, the service is quick and easy and you can expect plenty of help along the way.

Here’s how it works:

  • To get started, fill out a contact request form on RefiJet’s website or call RefiJet directly. Enter your name, email address, phone number, home address, and birthdate.
  • A personal concierge (or “financial services representative”) will call you back during the following hours: Monday to Friday, 7am to 7pm and Saturday, 9am to 3pm (Mountain Time).
  • Your concierge will ask for details about your current auto loan, vehicle (or vehicles), driving history, personal profile, and your reason for needing a new loan.
  • After you provide all the information, your concierge will walk you through your various loan options.
  • Once approved, RefiJet fills out all the paperwork and sends it to you using encrypted technology for you to sign.
  • RefiJet handles the whole process of notifying your old lender and getting everything moved over to your new lender.
  • Within a couple of days, you’ll be all set up to start making loan payments to your new auto lender.

Loan Types and Terms

As discussed, RefiJet specializes in auto refinancing loans for new and used cars. As long as you answer yes to all the eligibility requirements, RefiJet should be able to get you approved for an auto refinance loan.

Here are the eligibility requirements:

  • Valid driver’s license.
  • In current employment or have a verifiable source of income.
  • Strong record of keeping up with auto loan payments.
  • Vehicle make year: 2008 or newer.
  • Vehicle is registered in the state where you live.
  • Vehicle is currently insured.

Repayment Options

RefiJet offers a wide selection of repayment options ranging from 36 months to 96 months. Your personal concierge will work with you to find repayment terms for your needs. If your aim is to move to lower monthly payments, it’s likely your concierge will offer a longer repayment term. If your aim is to pay less in interest over the life of the loan, you can expect to be offered a shorter loan term.

How Safe Is It?

Data sharing is always a sensitive issue these days, especially when working with a marketplace that shares your details with third parties. Obviously, RefiJet wouldn’t exist without sharing your information with its lending partners. The good news is RefiJet has transparent measures in place to protect your information. It promises only to work with lenders that securely handle your data. It also promises not to share or sell your data to companies outside its lending network. RefiJet offers extensive information about its privacy and security policy on its website.

Help & Support

RefiJet’s financial services reps are available by phone during extended business hours: Monday to Friday, 7am to 7pm and Saturday, 9am to 3pm (Mountain Time), or by email anytime.

Summary

If you’re looking to refinance your auto loan, RefiJet is the perfect place to start. There are countless marketplaces out there for auto loans and leasing, but few specialize in auto refinancing quite like RefiJet. Each RefiJet customer is assigned a personal concierge to help them compare and connect with refinancing loans. We don’t use the word concierge lightly: RefiJet guides its users all the way through the process. The service begins with a refi comparison and ends after RefiJet has facilitated the move to a new loan.

RefiJet RefiJet View Rates

Physical Address

Yield Solutions Group dba RefiJet

7555 E Hampden Ave.

Suite 500

Denver, CO 80231

BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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Trustpilot reviews
See what some customers are saying about RefiJet
RefiJet
Excellent
Reviews 27
on
Excellent
93%
Average
4%
Bad
3%
R
roxanne
9 days ago
I was able to do everything threw phone…
I was able to do everything threw phone and online. Couldn't leave my office job. Excellent
D
deborah
20 days ago
William did made it easy thank you…
William did made it easy thank you Deborah Ron perry
S
stephen
21 days ago
Customer service
Customer service
S
selina
21 days ago
Love that the process was simple...
Love that the process was simple and that my application was handled quickly and efficiently.
G
gail fedak
23 days ago
Easy loans
Great customer sevice. Helpful, nice, understang agents.
P
permelia lindorff
23 days ago
Very accomodating
Very accomodating. I did nothing but express my desires. Exceptionally pleasent with every correspondence. The process was surprisingly simple and fast to complete thanks to the suberb agents.
C
corey leone
23 days ago
The best experience I’ve had doing something of this sort. Was quick, easy and painless and the staff explained all the details to in order for me to comprehend them to the best of my abilities.
Staff members and overall experience was tremendous
L
linda lamb
23 days ago
It was easy no stress
It was easy no stress
C
christian martinez camacho
23 days ago
Helpful and on time.
Helpful and on time.
E
elia
23 days ago
Amazing
I want to thank Mr. Roman for the amazing job he did in helping me with refinancing our Vehicle and helping me through all this. Thank you so much 🙏🙏🙏
consumer-image
donny r
23 days ago
Quick and easy
Quick and easy
C
cody stanley
23 days ago
The guy I worked with went above and…
The guy I worked with went above and beyond to ensure I got refianced. I was going through an active divorce, which complicated things, but he made sure I got approved.
R
roberto jimenez bonilla
23 days ago
PROFESSIONAL
The agent was very sufficient and I was able to complete all process thanks to him. (Forgot his name)
G
guy
23 days ago
Quick Services that received.
My experience was great because of the quick Services that received.
s
stephen beresford
25 days ago
Refijet delivered on the promise to refi my crappy loan deal. They Rock!
I loved working with refijet from my initial call to the attention and follow through I received I could not have been more happy. Outcome was I cut my interest rate in half and was matched with a great credit union whom I know I'll do business with from here on I certainly recommend the services to anyone looking to get out of a crappy loan deal. Thanks to all at refijet you guys Rock!
M
matthew kuethe
a month ago
The service was great and the process was easy.
The service was great, the process was made easier by Dustin's knowledge. The numbers were good and the personal attention I got during this refinance helped me decide to pick RefiJet.
G
gary messina
a month ago
Great job fast and easy good rate good customer service and excellent customer service
Great job fast and easy good rate
L
laura
a month ago
didnt know that i was charged to do…
didnt know that i was charged to do this refinance and my principal went up to the original amount. I don't recommend your services
J
joan
a month ago
Best rate, made it easy
Of 3 similar companies they found me the best rate by far. Agent walked me through it and gave me fast answers to my questions, mostly by text.
M
michael weber
a month ago
the interest rate was low like I wanted.
the interest rate was low like I wanted.
consumer-image
dane c mathews
a month ago
Refi services for 2023 Chev Bolt
Professional Services
D
dr. elder glyn allbritton
a month ago
YouA Satisfied Customer: you listened to my delima I was going…
You listened to my delima I was going through with the death of my Lovely Wife. And my payments were to high for one household income but most importantly you all gave me a solution that was beneficial for me in the long run. Again, Thanks. Dr. Allbritton.
D
david jordan
a month ago
Absolutely perfect would not change…
Absolutely perfect would not change anything
A
araceli
a month ago
Great customer service Fast respond i…
Great customer service Fast respond i used this compay to refinance my car they got me the best rates low monthly payment I’m extremely great full and i highly recommend them.
S
stephen shuryn
a month ago
Customer service
Customer service
H
hector rodriguez
a month ago
great service
great service
T
tj
a month ago
I received a lower rate but they keep…
I received a lower rate but they keep sending me the paperwork to have it signed, and notarized. What a pain.