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OneMain Financial Review

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Reviews 37,740

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Sarah Pritzker
Sarah Pritzker
May. 03, 20214 min read

OneMain Financial summary

OneMain Financial is a leading service provider in the personal loans industry. It offers a range of personal financial loans and is known for providing loans to non-prime customers. The company prides itself on its simple application process and quick provision of service. OneMain Financial ensures customers have easy access to a customer service representative to make informed and financially secure decisions.

Pros

  • Offers fixed rates and fixed payments
  • Over 1500 locations in 44 states
  • Long-term loans available

Cons

  • An origination fee may be charged
  • High APR compared to companies offering similar service
  • Additional fees, such as late payment, may be charged
OneMain Financialat a glance
4.4

Editorial score

Online experience

Good online resources, but no access to rates

4.0

Customer services and support

Multiple ways of reaching lender but limited hours

4.0

Loan Types

Offers all loan types*

5.0

Repayment Flexibility

Offers multiple repayment plans- but no special repayment programs

4.0

Eligibility (credit score)

Accepts all credit types

5.0

OneMain Financial OneMain Financial View Rates

Suitable For?

OneMain Financial is a direct lender with over 1,500 locations nationwide to serve its customers. Covering a wide variety of personal loan specialties, OneMain Financial also offers auto loans, auto refinancing loans and auto repair loans. Taking into account the interest rates offered (18.00%-35.99%) and the variable repayment terms, ranging from 24-60 months, customers can customize their loan to fit their needs. That being said, OneMain Financial is recommended for borrowers that need non-prime credit products. 

Features

OneMain Financial aims to assist its customers with securing financial stability and does away with the need to rely on car-dealership loans. As well as offering quick and simple loans, the company makes resources such as financially informative articles available. It also offers a free application to check if the customer prequalifies. Included in the company's perks and benefits are highlights such as:

  • A network of branches throughout the US
  • Quick turnaround on loan application
  • Fixed payments and fixed interest rates
  • Allows joint applicants

Application Process

OneMain Financial's application process is simple and easy. Prospective borrowers fill out an online application form, or the application can be handled via phone or by visiting a branch office. The form involves providing basic personal, employment, and financial information. In order to complete the initial application, the customer needs to provide a copy of a government-issued ID, their proof of income, and proof of residence. Additional items may be requested, depending on the individual circumstances of the customer. The application is then processed.

If the initial application is approved, the borrower will be contacted by a local specialist to schedule an in-person appointment at a local branch. The borrower is generally required to come to the branch in order to verify the information provided and finalize the process. Where no local branch is accessible, the company is willing to accommodate the customer.

Loan Types and Terms

OneMain Financial offers personal loans for debt consolidation, life events, recreation, home projects, and auto loans. The auto loans provided include auto refinance, auto repair, car purchase, and cash-out refinance loans. The company uses the vehicle in purchase loans as collateral.

  • The range of loan amounts is $1,500-$20,000
  • APRs from 18.00%-35.99%
  • Loan terms ranging between 24-60 months 
  • Origination fee may be charged 
  • The company may charge additional late or governmental fees

Repayment Options

The loan term options can vary, with a difference of 12 months between each option. The minimum term offered is 24 months, and the maximum is 60 months. Late fees will be charged for late payments, which can range from a flat amount to a percentage of the customer's monthly payment.

How Safe Is It? 

With your personal information, safety is always a priority. OneMain Financial utilizes several security measures when handling your personal information including third party verification software and secure safeguards to protect your interests. More on OneMain Financial’s privacy policies can be found here

Help & Support 

Customer support can be reached via the company’s website or via telephone at (800) 742-5465 for general account support. This line is available from Monday through Friday between 7:00 AM and 7:00 PM CST.

Summary

OneMain Financial is a veteran of the industry, with over 100 years of experience providing loans to customers. Its exemplary customer service ensures a quick turnaround, and the application process is easy and manageable.

OneMain Financial OneMain Financial View Rates


Physical Address

OneMain Holdings, Inc.

601 NW. Second Street

Evansville, IN 47708-1013

Disclaimers:

*Example Loan: If you borrowed $6,000 with a 24.99% APR and 60-month term, your payments would be $176.07 per month. This example is based on an average customer with good credit.

Not all applicants will be approved. Loan approval and actual loan terms depend on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). If approved, not all applicants will qualify for larger loan amounts or most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, titled in your name with valid insurance. Loan approval and actual loan terms depend on your state of residence and your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APRs are generally higher on loans not secured by a vehicle. Highly-qualified applicants may be offered higher loan amounts and/or lower APRs than those shown above. OneMain charges origination fees. Depending on the state where you open your loan, the origination fee may be either a flat amount or a percentage of your loan amount. Flat fee amounts vary by state, ranging from $25 to $500. Percentage-based fees vary by state ranging from 1% to 10% of your loan amount subject to certain state limits on the fee amount. Loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university or vocational expense; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.

Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. North Dakota: $2,000. Ohio: $2,000. Virginia: $2,600.

Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: North Carolina: $7,500. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.

Sarah Pritzker
Written bySarah Pritzker

Sarah Pritzker is a content writer with years of experience and a keen interest in the vast world of online consumer products. She writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

OneMain Financial
OneMain Financial
ExcellentReviews 37,740
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Trustpilot reviews

See what some costumers are saying about OneMain Financial
OneMain Financial
ExcellentReviews 37,740
on
Excellent
88%
Great
7%
Average
1%
Poor
1%
Bad
3%
  • author
    Darlene G
    a day ago
    Scott was super helpful

    Scott was super helpful, and knows how to explain his knowledge, professionally to an older person..Greatly appreciated

    ...

  • author
    R C
    a day ago
    Outstanding!!!

    The service provided by the One Main Financial Staff was absolutely SUPERB! They went above and beyond to assist, as well as over delivered. I can't thank them enough,

    ...

  • author
    Tabetha T
    a day ago
    I have had several loans with One Main…

    I have had several loans with One Main Financial and have always had a wonderful experience. The customer service and management at the Emporia location are amazing. The process was very easy and quick. I will remain a long term, loyal customer for many years to come and will definitely recommend their services to everyone I know. Thanks One Main!

    ...

  • author
    Frank Wilkinson
    a day ago
    The staff at the Brownsville office.

    The young women at the Brownsville office are the most respectful, knowledgeable and very helpful when it comes to borrowing from this institution. They make me feel important and always have. I just want to thank OMF for helping me in my time of financial need. Thank you! Frank Wilkinson

    ...

  • author
    Robert B
    a day ago
    Was very professional

    Was very professional, efficient, and fast!

    ...

  • author
    AG
    a day ago
    Outstanding customer service and…

    Outstanding customer service and providing adequate information regarding the process as well as making sure all information was provided to make the best decision regarding my situation.

    ...

  • author
    Timothy R
    a day ago
    Very easy process to get a loan

    Very easy process to get a loan. Everyone was a pleasure to speak with on the phone. They walk you through every step and make sure you understand every step of the loan. Top notch customer service!

    ...

  • author
    Chad F
    2 days ago
    Really helpful people!

    Really helpful people!

    ...

  • author
    Customer Tom
    2 days ago
    Ed was great

    Ed, my contact at One Main is a really personable guy. Would have been a 5 because of him but was a bit surprised, One Main, who i have had several loans in the past, never late , and paid off. charged me the highest rate they offer 35%. Ouch

    ...

  • author
    Sylvette A
    2 days ago
    Very happy that they help me

    Very happy that they help me. Thanks. Fast in the process to be approved.

    ...

  • author
    Keith R
    2 days ago
    Our representative was wonderful

    Our representative was wonderful

    ...

  • author
    Diana W
    2 days ago
    The process was easy and they explained…

    The process was easy and they explained what I was getting in easy to understand language.

    ...

  • author
    Floyd S
    2 days ago
    I've done a couple loans and both times…

    I've done a couple loans and both times things have gone very well and no problems

    ...

  • author
    Tim Griego
    2 days ago
    First time business with them

    Never had done business with them before. I will for sure use them from now on. everything was fast and simple for me. I know they were running around making sure it stayed that way which is awesome for these times. Nadine is the young lady who helped me with everything and explained everything so i would understand everything. I will certainly stick with them for a long time as long as they continue to be the way they are right now. Thanks Tim G

    ...

  • author
    Wilma L
    2 days ago
    Jennifer was really nice and heplful…

    Jennifer was really nice and heplful with everything she did and she is one smart lady for she helped me alot. thanks and keep up the good work.

    ...

  • author
    Rhonda Conner
    2 days ago
    My Husband and I have used One Main…

    My Husband and I have used One Main Financial for a few years now.. and Brandy is our #1 go to... Brandy has always made our experience our pleasure.. She is very personable..efficient.. and just an all around great kindhearted person.. So if you're are looking for a loan, go visit your California MD One Main Financial and ask for Brandy

    ...

  • author
    Brian B
    2 days ago
    Angelica was so polite and professional…

    Angelica was so polite and professional set my mind at ease. What a pleasure to work with and literally had my deposit in my bank account within 2 hours.

    ...

  • author
    JOHN O'QUIN
    2 days ago
    Great lending company !

    I got an offer via email for a loan, filled out the website info, uploaded some basic information and was approved. The local rep walked me through the application and I was done in no time. Funds were in my bank the next morning. Great company with no hassles and decent interest rates. I highly recommend them !

    ...

  • author
    Norma B
    2 days ago
    Very nice and Kind

    Very nice and Kind

    ...

  • author
    Trenda
    2 days ago
    One main Financial customer service…

    One main Financial customer service team members are top notch professional people. I appreciate the respect given to me

    ...

  • author
    Amanda W
    2 days ago
    Awesome customer service

    Awesome customer service

    ...

  • author
    Becca
    2 days ago
    They are the best people to work with…

    They are the best people to work with really like doing business with them. They make it happen even if you have a crazy work schedule! 01/2022

    ...

  • author
    Michael G
    2 days ago
    Awesome experience

    Awesome experience. knowledgeable, professional and courteous staff.

    ...

  • author
    Cynthia H
    2 days ago
    Was the best loan experience I've had…

    Was the best loan experience I've had in a long time. Thank you to all who made my day ...

    ...

  • author
    Eric Grandon
    2 days ago
    Very easy to complete the process

    Very easy to complete the process. All questions answered in language that I understand.

    ...

  • author
    Teresa H
    2 days ago
    My experience at onemain financial was…

    My experience at onemain financial was great. The gentleman that help me out was very helpful, spoke very clear. I look forward to doing more business with onemain financial in the future.

    ...

  • author
    for your order
    2 days ago
    quick service thanks

    quick service thanks

    ...

  • author
    Erika
    2 days ago
    I was happy to be accepted by one main…

    I was happy to be accepted by one main for a consolidation loan. The term was a title longer then I wanted but the amount I'm paying is less. And the process was easy with the online ability to upload everything I needed. Easy and painless process and friendly staff. 10/10 will recommend!

    ...

  • author
    Bravura M
    2 days ago
    An Awesome Agent

    Ms. Mendoza, was absolutely Wonderful, she was patient, kind and relatable. Ms. Mendoza's knowledge of her job was impeccable!

    ...

  • author
    Timothy
    2 days ago
    Felix was very professional and kind…

    Felix was very professional and kind and explained everything to me about the loan.

    ...

  • author
    customer
    2 days ago
    Took a long time in the office to close…

    Took a long time in the office to close mainly because I'm not very good at downloading and sending documents so that's on me. Other than that, excellent and courteous service. Very happy with the term and rate.

    ...

  • author
    Allison N
    2 days ago
    They were very friendly

    They were very friendly, helped me when other couldn't!

    ...

  • author
    Judith C
    2 days ago
    Amy was excellent all the way from…

    Amy was excellent all the way from beginning to the end,very helpful god bless

    ...

  • author
    Jerry Bittner
    2 days ago
    Quick and easy.

    Quick and easy.

    ...

  • author
    Walter Conway
    2 days ago
    The whole experience was great and the…

    The whole experience was great and the people were very helpful thank you

    ...

  • author
    Linda O
    2 days ago
    It was a smooth transition from the…

    It was a smooth transition from the application to the completion of the process. Thank you for excellent customer service. A shout out to Demetrius Badekas for his expertise in the loan service department.

    ...

  • author
    Gloria N
    3 days ago
    Jerri Ramirez was excellent in…

    Jerri Ramirez was excellent in communicating and very polite!!

    ...

  • author
    Julio D
    3 days ago
    Awesome

    Very professional

    ...

  • author
    Elliese T
    3 days ago
    Friendly professional overall good …

    Friendly professional overall good experience

    ...

  • author
    Nannette P
    3 days ago
    Excellent customer service

    Excellent customer service! Made the whole process very easy.

    ...

  • author
    Tristan J
    3 days ago
    Barb was very helpful and thorough

    Barb was very helpful and thorough. The whole process was fast and easy.

    ...

  • author
    Belith B
    3 days ago
    Excelente servicio y rapidez

    Excelente servicio y rapidez

    ...

  • author
    Marletia S
    3 days ago
    Excellent sevice

    Excellent sevice

    ...

  • author
    Tony H
    3 days ago
    It was great learned a lot

    It was great learned a lot

    ...

  • author
    Gela kochiashvili
    3 days ago
    I would not recommend One Main to anyone

    I would not recommend One Main to anyone

    ...

  • author
    Jatannia M
    3 days ago
    Superior customer service

    Superior customer service

    ...

  • author
    Michael B
    3 days ago
    I can only say that since I have been…

    I can only say that since I have been doing business with your company, it has been very gratifying because everyone I have dealt with or have spoken with has been incredibly wonderful. Keep up the great work ethics and I’m sure this guy will continue to use your business. Thank you, sincerely. Michael Bussoletti

    ...

  • author
    Mary C
    3 days ago
    Sophia was very helpful and…

    Sophia was very helpful and professional.

    ...

  • author
    Commodore S
    3 days ago
    Very Helpful and courteous

    Very Helpful and courteous

    ...

  • author
    Darlene L
    3 days ago
    Everyone is so nice

    Everyone is so nice. They work hard to get you want you need.

    ...

  • author
    Mr. P
    3 days ago
    Satisfied!

    I’m a satisfied customer

    ...

  • author
    customer
    3 days ago
    Process of approval was fine but approval to recieve funds TERRIBLE

    Process of approval worked wonderfully - however very disappointed in the process of recieving funds - not sure what the root problem was because they cannot explain why it is taking over a week to get the funds. Bank transfer did not work an still waiting for the paper check. Trying to get an explaination or resolution was told the manager would call me back - NEVER happened. Everytime someone said they would call back - NEVER happened - phone system to get through to the location was hard to get through. But they never called me so had to go through this hassel... BTW am still waiting for funds some 7 days & they advertise in mass email that it could or would happen within 24 hours.... Am a returning customer and in good standing so having 2nd thoughts of using them again but was forced to in order to get funds for medical purposes an now am going to miss some of my needed medications! Very disappointed now unhealthy customer.

    ...

  • author
    Fatima F
    3 days ago
    I had an awesome experience with one…

    I had an awesome experience with one main financial. Ashley was very helpful, friendly and has great customer service. Thank you.

    ...

  • author
    Roger M
    3 days ago
    I absolutely love the customer service…

    I absolutely love the customer service at the West Monroe LA branch

    ...

  • author
    Jeanne J
    3 days ago
    The wonderful staff made everything…

    The wonderful staff made everything quick and easy to get the loan I needed. I was treated in such a friendly manner that was a pleasant surprise!! I never felt uncomfortable in any possible way. Thank you!!!

    ...

  • author
    Kimberly Mccullough
    3 days ago
    I am very pleased with my service and I…

    I am very pleased with my service and I would recommend one main

    ...

  • author
    Camilla V
    3 days ago
    Vanessa from dodge city ks location was…

    Vanessa from dodge city ks location was great and very helpful explained everything to the t. Definitely would referr someone to them.

    ...

  • author
    Fernando
    3 days ago
    Excellent service

    Excellent service. Electronic filled of documents were easy and fast.

    ...

  • author
    Jovan H
    3 days ago
    It was a great experience!

    It was a great experience!! Customer service sole this deal. I just love Great Customer Service.

    ...

  • author
    Tammy
    3 days ago
    Ms.Bonnie was very professional and…

    Ms.Bonnie was very professional and helpful through the whole process. I am very pleased and grateful. Very good staff.Thank you!

    ...

  • author
    Mark Clarke
    3 days ago
    This is my second loan through OneMain…

    This is my second loan through OneMain financial and I want to tell you these people are top notch they’re very professional and they’re also very quick and I highly recommend using OneMain financial for all of your needs

    ...

  • author
    Jean D
    3 days ago
    staff demonstrated excellent customer…

    staff demonstrated excellent customer service and were able to help us quickly.

    ...

  • author
    Pattie A
    3 days ago
    Excellent experience

    Excellent experience. As always. Thanks ladies.

    ...

  • author
    Milanie D
    3 days ago
    Paulette from the Waipahu branch was…

    Paulette from the Waipahu branch was absolutely helpful and patient throughout my process.

    ...

  • author
    Yomi
    3 days ago
    Excellent customer services

    Excellent customer services. All staff were professional and on point. Will do business with them again.

    ...

  • author
    RICKY
    3 days ago
    One Main was excellent to work with and…

    One Main was excellent to work with and extremely polite and professional. I look forward to working with them again in the future.

    ...

  • author
    Sandra P
    3 days ago
    Everyone in the Tarboro branch has…

    Everyone in the Tarboro branch has always been friendly and helpful. We have done business with this branch for many years. Great team to work with.

    ...

  • author
    Roberta P
    3 days ago
    gracie was so friendly understood my…

    gracie was so friendly understood my situation and worked hard to help me resolve the issue - would tell friends all about you and your willingness to help regular working people to resolve issues with financing thank you all for your help and kindness

    ...

  • author
    J R
    3 days ago
    It was completed so quickly and all…

    It was completed so quickly and all right from home over the phone,internet. In 1 day. They were so polite and eager to help.

    ...

  • author
    Latisha
    3 days ago
    Easy quick approval & processing

    Easy quick approval & processing

    ...

  • author
    Brittany P
    3 days ago
    The gentleman I worked with is great…

    The gentleman I worked with is great everything was quick they were very professional I would definitely recommend one main financial to friends

    ...

  • author
    Melissa K
    3 days ago
    Great Service

    Everyone is very helpful and patient no matter how many times you call with questions. I definitely recommend going to the Mentor location for any finance needs.

    ...

  • author
    David E
    3 days ago
    Surprisingly I was approved

    Surprisingly I was approved, Dorthey was the lady who helped me, she was very helpful and walked me through the hole prosses.

    ...

  • author
    Roger W
    3 days ago
    Had a wonderful experience.Lowered my…

    Had a wonderful experience.Lowered my payment and even got some money back.He was very helpful and took care of my every need.Would highly recommend One main to anyone.He even helped me with my paperwork to register my car here.Thanks so much had a pleasant experience.

    ...

  • author
    Carla H
    3 days ago
    Needed help with switching my direct…

    Needed help with switching my direct payment and the agent did a wonderful job

    ...

  • author
    Christopher W
    3 days ago
    SERVICE WAS GREAT

    SERVICE WAS GREAT. VERY PROFESSIONAL, PEOPLE.

    ...

  • author
    KEITH ONEAL
    3 days ago
    I always have great experiences at One…

    I always have great experiences at One Main. The Laurel office has the most friendly and professional staff. They all deserve a raise.

    ...

  • author
    Rose B
    3 days ago
    I was very happy that one main worked…

    I was very happy that one main worked with me and helped me to get my loan. My loan officers were very patient and helpful in showing me how to upload my information onto my application. They called me to let me know if I succeeded in completing the application and then quickly called me to let me know I had received the loan. Their assistance was very much appreciated

    ...

  • author
    Beth H
    3 days ago
    They were helpful and pleasant to work…

    They were helpful and pleasant to work with

    ...

  • author
    Kenneth P
    3 days ago
    Very professional

    Very professional, friendly and thorough. Made the experience very easy. I would highly recommend using OneMain Financial

    ...

  • author
    Kevin M
    3 days ago
    Melissa was very helpful we did my loan…

    Melissa was very helpful we did my loan over the phone she walk me through the online process which was very helpful as well thank you guys once again

    ...

  • author
    Christine M
    3 days ago
    Customer service is always fantastic!

    Customer service is always fantastic!

    ...

  • author
    Debbie H
    3 days ago
    OneMain was there when I needed the…

    OneMain was there when I needed the help and the loan officer was very friendly.

    ...

  • author
    Sharon R
    3 days ago
    I was very pleased with One main they…

    I was very pleased with One main they helped me out when nobody else would the interest is a little high but it’s worth it to be able to get the money I needed I just need to have bills sent to me by regular mail instead of paperless statements thank you so very much Sharon ruchar

    ...

  • author
    Wayne S
    3 days ago
    I was thinking of get a loan was going…

    I was thinking of get a loan was going back a fortk called on a Friday and went in on a Tuesday and was in and out with in an Hour

    ...

  • author
    Georgette W
    3 days ago
    Very professional and patient with me

    Very professional and patient with me. I love the excellent service that I received.

    ...

  • author
    Brenda W
    3 days ago
    Great Job

    Your Staff took care of my needs in a timely manner.

    ...

  • author
    Shormel P
    3 days ago
    The loan process didn't take long.The…

    The loan process didn't take long.The team in Essex MD thank you for being so wonderful and gracious to me during the entire process.

    ...

  • author
    Frances C
    3 days ago
    Great place to get a loan and great…

    Great place to get a loan and great customer service was there when I thought no one could help me I would recommend this business to everyone

    ...

  • author
    Camela Parker
    3 days ago
    OneMain

    Mrs. Charlene is awesome and very detailed orientated; I’d recommend OneMain to anyone!

    ...

  • author
    Michele B
    3 days ago
    Entire process was smooth and pleasant…

    Entire process was smooth and pleasant from beginning to end.

    ...

  • author
    Yolanda-Miami,FL
    3 days ago
    Thank you OneMain for your excellence.

    Thank you OneMain for your excellence.

    ...

  • author
    Serenity Goldwire
    3 days ago
    I loved the experience I had with One…

    I loved the experience I had with One Main financial, they take their time with you and make you feel important. I would recommend anyone in need to look them up, you will be very satisfied with your experience.

    ...

  • author
    Amy H
    3 days ago
    Great experience !!

    Great experience !!! Really quick

    ...

  • author
    Madeleine
    3 days ago
    They were very knowledgeable

    They were very knowledgeable. I was very smooth transition. I will recommend One Main every time.

    ...

  • author
    Gregory M
    3 days ago
    Very Thankful

    I really appreciate what One Main did to help me out of my situation. Not only once but twice. The reps were so helpful, and nice also. Thanks ONE MAIN

    ...

  • author
    Chris Cole
    3 days ago
    Excellent paying customer for 4 yrs gets declined by the very same company

    (The Tustin, CA Office) I've been a client for the past 4 yrs. Always made my payments on time and wanted to do a debt consolidation loan using the balance I already paid down. Thinking this would be a good and easy thing to do because I'm a current good paying client, it wasn't. This company flat out declined my loan because of their "MADE UP" underwriting guidelines. My pay history on my credit report is excellent and they still won't approve me for a $5000 loan even though I make over $220k a year and own a home. Is this how they treat all their customers or do they have unqualified people making bonehead decisions creating rules as they go along. I've been disrespected and will never do business with these people again.

    ...

  • author
    Patricia R
    Jan 23, 2022
    The office staff was very friendly and…

    The office staff was very friendly and helpful. Office was very clean.

    ...

  • author
    Jennah
    Jan 23, 2022
    Second Rate Loan Sharks

    I am going to add my review on yelp and on FB about the really awful customer service I’ve received with OMF - this is now the 3rd time you guys have caused a NSF with my original bank and I never receive a resolution that is in my favor because I receive a excuse “it’s the system” - that is not a resolution nor is it going to work for me and ultimately not for OMF - I’ll refinance with Mariner Finance because at least they tried to keep their customers happy and worked hard at it - OMF - just is second rate!

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  • author
    David Hatzfeld
    Jan 23, 2022
    Stay away

    Stay away! One Main are loan sharks. They specialize in predatory lending. I have reported them to the state auditor and the state attorney general to investigate. They enslave you by charging you interest daily. When going over disclosures, they talk quickly over these fine and important facts. Go anywhere else if you can. They will bleed you dry charging you 28% interest. On one statement I looked at only $3.28 went to principal on a $600 payment. In 30 years of banking experience I have never met a group so unethical.

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