The listings featured on this site are from companies from which this site receives compensation. This influences where, how and in what order such listings appear on this site.
BestMoney.com
Lending Club Review
Reviews 4,575
LendingClub
Visit Site
LendingClub
LendingClub
Excellent
Reviews 4,575
Bestmoney Staff
May. 30, 2021
3 min read
BestMoney Staff
LendingClub summary
LendingClub is a leading name in the loan marketplace industry and makes applying for a loan simple by sending out your application to multiple lenders. The fast and easy application process and attractive loan terms make LendingClub a top choice if you want you're looking to a buy car soon but don't yet have the funds.
Pros
  • Marketplace model offers access to incredibly competitive rates
  • Online payments simplify the process of keeping on top of loans
Cons
  • Can take time to approve, match, and process a loan
  • Rates and terms vary between lenders

An innovative online credit marketplace that helps borrowers uncover competitive rates to refinance their auto loan. 

Lending Club: A Novel Approach to Lending

The first thing that stood out to us when reviewing LendingClub’s marketplace was the numerous advantages available for borrowers. Using their marketplace model, the company has already become a major player in the personal loans space. Now their newest venture is auto loan refinancing, which gives borrowers access to better rates and simple application process.

Suitable for Whom?

For borrowers with a wide range of credit scores, LendingClub offers customers the opportunity to get access to refinance their current auto loans and save on their monthly payments. The easy online interface makes it ideal for customers to compare rates and get an offer without having a hard credit inquiry that can impact their scores.  Furthermore, potential customers can avoid dealing with bureaucratic red tape of traditional financing options.

Features

We were impressed with the overall quality of LendingClub’s financing solutions. The company’s credit marketplace model means that customers can get access multiple loan offers and select the option most suitable for their needs. Qualified customers can refinance their auto loans for amounts ranging from $5,000 to $55,000. In addition, the company hosts great educational resources through their blog, updating it regularly with insightful articles on auto care, credit and personal finance related topics.


To make the refinancing process easier, LendingClub has designed a streamlined application and approval process, helping borrowers get access to financing as quickly as possible. If they qualify, customers will almost instantly be matched with several different loan options before choosing the one that fits their needs. Auto refinance loans through LendingClub don’t include an origination fee. This can be an ideal solution for customers who are looking to access better interest rates and save on their monthly car payment.

Highlights from our Lending Club review:

  • Avoid complicated and lengthy applications
  • Competitive rates for refinancing for all types of customers
  • Brief time from application to funding
  • Complete an application from your mobile device
  • Simply checking your rate will not impact your credit score

Application Process

Customers can easily access beneficial refinancing opportunities thanks to LendingClub’s fast online application. The company’s online platform asks borrowers for basic contact information as well as financial details including their car details, income level and employment status. There are some vehicle requirements for customers looking for auto refinancing which include:

  • The car being financed must be 10 years old or newer, with less than 120,000 miles
  • The vehicle must be a personal use car, which excludes RV’s, commercial vehicles, or motorcycles

Additionally, Lending Club will only offer refinancing for customers with the following loan conditions:

  • A remaining debt of $5,000 to $55,0000
  • The existing loan must have a minimum 24 outstanding payments
  • The loan must have at least two payments made

For customers that meet these requirements, the next step following the initial application is to get offers. If they qualify, applicants can review a range of terms and rates, before selecting the optimal choice. Once selected, customers must submit additional supporting documents to be verified, which can easily be done from a mobile device. Once approved, their existing loan will be paid off and the balance transferred to LendingClub.

Loan Types and Terms

Auto refinancing loans through LendingClub focuses solely on refinancing existing loans. For customers who are looking to improve upon their current rates and save on their monthly payments, this may be an outstanding solution. The company’s platform offers customers the ability to obtain access to better rates thanks to a competitive model. The terms through LendingClub are flexible, although there must be 2 months of consecutive on-time payments and auto loans must still have at least 24 months of payments outstanding.

The loan amounts through LendingClub are also versatile, starting as low as $5,000 but reaching up towards $55,000 of existing debt. However, their platform generates the loan amount based on the customer’s current auto loan balance. Refinancing APRs can start as low as 3.49% and reach upwards of 24.99% after accounting for fees. Loans are issued by WebBank, which is FDIC-insured.

For customers seeking a loan to purchase a new or used car, potential borrowers can also take full advantage of personal loans through LendingClub, which offer similar loan amounts and feature the same credit marketplace model that promotes access to advantageous rates.

How Safe is It?

We were pleased to see that LendingClub takes great care to protect customers’ data. Because the company operates almost entirely online with sensitive information, they must operate at stringent security levels. LendingClub uses industry standard encryption protocols and secure web pages. Additionally, they have developed and implemented identity theft programs designed to protect customers from fraud. LendingClub does collect user information, but are very transparent about what data they collect and how they use it. 

Repayment Options

LendingClub’s online platform means that all payments can be handled electronically directly through their website. Customers can choose their method of payment. Borrowers can opt to set automatic monthly payments or even send checks by mail. Customers who select refinancing can generally choose the date they want to make their payment after their first payment is made. We appreciated that LendingClub does not penalize customers for paying their loans early.

Deep Dive into Pros and Cons

We were thoroughly impressed with several aspects of what LendingClub offers:

  • The online credit marketplace model offers access to incredibly competitive rates and no red tape
  • Customers can complete their application in a few minutes and see an offer they qualify for
  • Loan terms are flexible and amounts are versatile enough to fit a wide range of financing needs
  • Online payments simplify the process of keeping on top of loans

Help & Support

LendingClub has a US-based customer support team that can help answer any questions. Plus customers can take advantage of a broad knowledgebase for support, as well as email a customer support team member directly. We found that emails were responded to promptly with informative and courteous replies. We would have liked to see more options to reach the company such as live chat, but their knowledgebase covers most of the frequent questions asked by LendingClub customers. 

Final Word

Overall, we were impressed with the auto refinancing solution through LendingClub. Although the auto refinancing product has only been active for one year, the company has already created an outstanding platform for customers to find the rates and terms they deserve. Thanks to their excellent credit profiling system, LendingClub can easily provide access to applicable rates for a wide range of potential borrowers.  With a simple application and excellent product, LendingClub presents an ideal solution for customers looking for an effortless and effective auto refinancing service.

Physical Address

Lending Club

71 Stevenson Street, Suite 300

San Fransisco, CA

94105

BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
Top 5 Car Loans
LendingTree
LendingTree
Read Review|Visit Site
Read all reviews
Must Reads
Read all articles
Trustpilot reviews
See what some costumers are saying about LendingClub
LendingClub
Excellent
Reviews 4,575
on
Excellent
89%
Great
6%
Average
1%
Poor
1%
Bad
3%
consumer-image
elliott michnoff
2 days ago
Lending Club the place to go for PEACE of MIND.
I had applied to Lending Club to go after and to secure a loan from them because I have gotten loans in the past from them, and I knew that I would be able to get a loan from them. The only thing that was bad for me was the APR! Ouch that I had to pay. It was for what I requested a CASH out type of deal. I was APPROVED in 48 hours just like they said and then the money was deposited directly into my Bank Account like they said. My STRESS was then very much relieved and I got to reduce the debt where I wanted for it to be reduced. My SS monthly distribution is taking care of the monthly payment for me so I don't have to worry. Just enjoy life! So, I'm Thankful for Lending Club. I will be a customer for ever. They will work with you if you run into any financial issues, such as skipping a month if you need to. I won't be doing that this time. So, I would recommend Lending Club to anyone.
L
lou
2 days ago
Best first loan ever
Well first of all thank you for the loan and the opportunity to earn your trust and yes I know you are making money in the process, that's business. Nonetheless is helping me in a lot of ways,your services were fast and uncomplicated!!!! Definitely will recommend you guys to my friends
consumer-image
hector barrientos
3 days ago
Absolutely satisfied the process is…
Absolutely satisfied the process is easy secure terms are easy to understand this my forth loan I am very happy that I make the right decision thank you landing club for help me when I need the most I definitely recommend
consumer-image
nora pennington
3 days ago
Very Friendly web Site
Very Fast & Efficient Service
consumer-image
sergio castillo
4 days ago
The process was very easy
The process was very easy! Got money in my bank in a couple of days from when the loan was approved.
S
shaun m
4 days ago
Much needed improvement.
I have had several loans with LC and never had any issues. This last time, they did not communicate like they usually do. They had me resubmit proof forms that were on the acceptable list. I called to explain to them my issue and they noted my account but kept sending the same request. Then it gets approved and into funding but no one let me know. I usually get an email, but not this time. So I call to see what's why I can't see the deposit. So now the process is to wait until they verify my other account and then deposit it then. It has been over 3 weeks now, when it would usually take a week. I'm not sure what changed or who may have effected this outcome, but this was one of the worst loan experiences I have had. Communication would have saved this from happening and really prevented me from writing a review. I don't usually write these. Management needs to streamline the process and those who verify address and living condition, update your list so the customer is not resubmitting the same docs you won't accept that are on the list...very frustrating. LC can do better, like they used to.
consumer-image
vanessa siegenthaler
4 days ago
So happy I did this!!
Getting a loan through Lending club was super easy and one of the best things I've done for myself!!
consumer-image
sony
5 days ago
I was surprised when my loan cost me…
I was surprised when my loan cost me over $1000.00 which lowered the amount I was requesting of $21,500.00. I got a loan about 5 years ago for $26,000.00 and I received that amount. So I was disappointed with that.
J
jp landahl
5 days ago
Riding on my journey to rebuild my…
Riding on my journey to rebuild my credit showed me many detours, potholes and challenges. Finding the Lending Club has been one of my best discoveries. Working with them has allowed me to recover and move ahead on my journey. I needed help. Help was offered. The light at the end of the tunnel is growing brighter every day. Thanks to the Lending Club.
consumer-image
lloyd susan
7 days ago
Lending Club is trustworthy
First, the opportunity was provided via Experian a trustworthy entity which allowed me to feel comfortable completing the simple application process. After the application was completed Lending Club gave me an answer within 3 days. It was simple, quick and mission accomplished!
J
jill williams
7 days ago
This helped tremendously.
This helped tremendously.
B
brooke teegarden
7 days ago
Ease of application
Ease of application, website was simple to use and didn't make me feel unsafe or frustrated using it, next day an excellent rep called and checked in and jumped ahead in the process easily from asking if I was still interested in applying to confirming my application was approved in full already.
consumer-image
denise gasparino
8 days ago
Super impressed.
Super impressed.. the process was seem less and flawless. Was approved with competitive rate and money was in my account in 2-3 days..
consumer-image
william frye
9 days ago
Outstanding Customer Service
It is extremely difficult to find good customer service today, but customer service here is outstanding!!! My questions were answered promptly and any action needed was taken promptly and without any nasty attitude!!
N
nathan reimers
9 days ago
Still waiting on loan funds from…
Still waiting on loan funds from 1/4/23. 7 days, 12 phone calls, at least 15 different reps and supervisors, over 7 hours on the phone, complaints to FDIC, Comptroller, and BBB. I'm still not sure I am getting anywhere. You seriously think this is acceptable!
L
lea green
9 days ago
Borrowing with Ease
This was such an awesome experience dealing with lending club! The app detailed exactly what they required, I complied and in the appropriate time, the money was in my account. Full disclosure of the loan was sent with a copy of the due date, and when it would be taken out of my account. Easiest process ever!😊
W
whitney sexton
9 days ago
Recommend 10/10
Lending club offered us a better rate than anyone else. The process was efficient and pretty simple. I was able to connect my credit cards easily and they made the payments for me. No headache. Quick. I was impressed!
M
merle holtquist
9 days ago
I can hardly believe how easy it was to…
I can hardly believe how easy it was to get a loan. You people have did a great job streamlining the process to make it as painless as possible. I am on my way to building a better credit score and paying off some old ugly credit cards. Thank you so much for your help. Merle
P
pam b
10 days ago
I was originally told that my loan had…not been approved.
I was originally told that my loan had not been approved, but a couple of weeks later I received emails that told me that the accounts I wanted to be off were in fact paid, and that the remaining balance had been deposited into my checking account. So that made me very happy, and I'll learn more about my experience as time goes by.
h
heather
10 days ago
Very easy and helpful
Very easy and helpful
B
belarus rich
10 days ago
The loan was processed quickly and…
The loan was processed quickly and accurately. Saving lots by paying off high-interest credit cards.
consumer-image
bea-ann treadway-walls
10 days ago
Fast and easy
They were fast and didn't prolong plus did it all over the internet didn't have to go into a place. This is my 3rd load with them and each one has been super easyand the money into my account the very next day. Interest rates are not bad either. Thanks Lending Club.
C
chad armstrong
10 days ago
Very easy process and a huge help.
Very easy process and a huge help.
S
steven young, jr.
10 days ago
I’m new to lending club
I’m new to lending club, but after a no hassle loan application and approval my credit score has gone up 40 points!! Seriously! And my payments interest has gone from 22 to 24% to 10%! Awesome service and result!!
B
blade master
10 days ago
ease of the loan,
ease of the loan,
R
robert mcvicker
10 days ago
Great company
Great company, fast approval and funding, 2nd loan and it went just as smooth as the 1st time. Would definitely recommend to anyone looking reduce credit card debt into one low monthly payment and create light at the end of the tunnel.
E
erik norman
10 days ago
LendingClub is the best
Fast, and easy process with a fair rate. LendingClub comes through when your personal bank won’t. Thanks LendingClub!
D
dalya edmonds
10 days ago
Do not get a loan from this company
Do not get a loan from this company. They claim they can help if you have financial hardship but they don’t, not even if you’ve always made your payments on time.
D
djunltdest
10 days ago
This was through credit Karma and went…
This was through credit Karma and went very well. From the start to the finish was all very quickly done and very much appreciated.
S
suzanne e. burks
12 days ago
It was a very easy process
It was a very easy process. I’m glad to took the steps to apply for the loan.
R
ronnie parker
12 days ago
Very timely.very simplified
Very timely.very simplified
consumer-image
keith walker
13 days ago
As a repeat customer....
As a repeat customer, I was pleasantly surprised that the Lending Club made my second loan even easier to obtain and they also gave me a better rate. I couldn't be more pleased! Customer for life!!
J
jenifer maley
13 days ago
Super easy to apply
Super easy to apply. Money came within 24 hours. APR was very reasonable.
A
alicia vance
14 days ago
I love Lending Club
I love Lending Club! They have met my needs every time I've needed a loan. The process for me is very streamlined since I've proven to be a great client. Lending Club will always be my go to. Thank you Lending Club!
J
john robinson
14 days ago
It was actual pretty easy once I had…
It was actual pretty easy once I had the proper documents and if I had a problem I cab call to ask for assistance. Quick and easy as little as 5days. Thank you
p
paik armina
15 days ago
Fees are expensive
It was quick to get my loan because I paid off two times. I just don't like too much upfront fee.
M
maldonado
15 days ago
The loan process is quick and easy
The loan process is quick and easy. This is my second loan with LendingClub. I will not go anywhere else. I appreciate what this company did for me and my family.
D
dangelo wilson
15 days ago
Lending Club has been a great company
Lending Club has been a great company! They provide me with my first loan years ago and have now provided me with my second loan! They are quick and very responsive! Great customer service too!! Thank you!!
C
cecil bullard
15 days ago
This was very easy and the fees were…
This was very easy and the fees were reasonable. It couldn't have been easier.
consumer-image
kwadwo awere
15 days ago
Great and helpful
Great and helpful
S
stephanie lowe
15 days ago
Never again.
I have taken out my last loan with lending club and will not be taking out another. I've had the same issues with a "glichy" system that somehow ignores the fact that I select not to autopay, and despite a ten day grace period these funds find their way out of my account anyway and inevitably cause me to overdraft, as I haven't been paid yet. When I call about these issues I'm given an empty apology for the inconvenience but that's it. Several times I paid my monthly payment, only to be autodrafted for the same payment later that day or the same week, and each time this happened they refused to refund one of those payments back to me. Completely unacceptable.
H
hc
16 days ago
So Easy & Quick Service
After looking into debt consolidation options we decided to go with the Lending Club. The application process was very easy and before I knew it the loan was approved , my debts were paid for me and leftover funds direct deposited into my checking. This could not have been any easier. I highly recommend the Lending Club for your financial needs to get you on your way to pay off debt.
consumer-image
catherine stewart
16 days ago
I've been with your guys about a good…
I've been with your guys about a good 10 years I don't received about 7 to 8 months the process was very short one to two days the money was in my account like always you guys always come through it's a blessing and I want to thank you guys
D
delton nannen
16 days ago
Lending Club is very easy to work with…
Lending Club is very easy to work with giving you lots of options to consider. I would recommend them to anyone considering a personal loan option!
t
tanya bates
16 days ago
You guys were AWESOME
You guys were AWESOME, VERY QUICK AND EASY.
G
gary baublitz
16 days ago
20 minutes
20 minutes, got it done, 3 days or less
R
richard buie
16 days ago
My third time borrowing from lending…
My third time borrowing from lending club, fast and easy.
T
tina hallis
17 days ago
Easy
Easy, fast and great service. I've done 2 loans with them and no issues at all.
J
janice l
17 days ago
Thanks!
Thanks!! You were there when needed. Loan was in an adequate time frame. Interest was high but I didn't expect anything different. Plan to pay back early.
B
bella
18 days ago
This company is amazing
This company is amazing ! True to their word no long forms fast and easy! Great way to get out of debt fast with reasonable payments!! Compared to other companys that are way higher and complicated for less money loaned.this was a wonderful opportunity to start out the year in better financial standing with less interest rate than what my credit cards had
S
scott williford
18 days ago
I just did my 4th loan
I just did my 4th loan. It was a consolidation loan, whereby I used the proceeds from the 4th loan to pay off the first 3 loans. It saved me about $300 per month. Always fast and professional. Love working with Lending Club.
R
ray
18 days ago
Process can't be any better!
Process can't be any better!
J
johnny thomas
19 days ago
Good people do business with
They were very helpful to me and my family treat me real good thank you
a
adriano veras
19 days ago
From the beginning to the end they…
From the beginning to the end they explained all the process and answered all my questions. Very professional and straightforward customer service.
consumer-image
shadow kingsley
20 days ago
waste of time
bull crap. they make it seem like they are there for you but then when you apply they reject you and send you to some third party site to apply who only does the same
R
richard
20 days ago
This is my second loan with the Lending…
This is my second loan with the Lending Club and was quick and easy from the start to the finish. Thanks to all involved.
A
alexandria vega
20 days ago
Was a very easy and quick process to…
Was a very easy and quick process to get my credit debt over with very thankful
M
mary davis
21 days ago
LendingClub was an easy online loan…
LendingClub was an easy online loan experience. It was quick with approval and within one week everything was taken care of. My credit cards paid off and a little extra was deposited into my account to do a few small home repairs. When I called to inquire about when I should see the money deposited in my bank the customer service rep was very helpful and super polite. It was a great experience.
V
varetta gardner
21 days ago
What made my experience great was the…The overall process from start to finish!!
What made my experience great was the fact that I could do everything online. They let me know what else I needed and they kept me informed on how everything was going! The overall process could have been a little faster, but overall it was great!! No complaints!! I didn't even have to leave my house or wait for weeks.
K
keylin escobedo
21 days ago
Amazing!
You guys made this transition as smooth as possible. All the paperwork was organized and detailed.
H
hector
22 days ago
Lending Club came thru like a champ……
Lending Club came thru like a champ… fast and stress free process .. Funded in a couple of days .. Thank You Lending Club !!
consumer-image
tina fuentes
22 days ago
Best Private Loan Company!
Honestly lending club it’s the best! No hassle no delays straight to the point! Fast & I mean VERY fast! I’m definitely a VERY happy customer! All other loan companies out there take too long, underwriting it’s extremely strict almost impossible to complete! 100% will be recommending LC!
consumer-image
tina hurst
22 days ago
This is my third loan with Lending…
This is my third loan with Lending club! They are helpful, professional and supportive with great customer support! I can't say enough positive things about them!! If you need a loan with a competitive rate you should check them out!!
consumer-image
diane haggerton
23 days ago
They was ever fast in sending my money
They was ever fast in sending my money I'm getting everything I wanted to payed off.that helps me so much.I thank you and God bless you all.Ill tell all of my family and friends now good y'all was .
D
dean
23 days ago
They were freindly and proffessional to…
They were freindly and proffessional to deal with
D
danielle dilks
24 days ago
Easy and Fast Process
I was surprised at how easy it was to apply and how quickly I received the funds. It feels good to have all the miscellaneous credit cards consolidated into one manageable bill. I also was glad to have the auto payment option so I will never forget or pay late. The only thing that I didn’t like is that Credit Karma indicated that the inquiry wouldn’t affect my credit scores, but it’s listed as a hard inquiry and I lost some points.
E
edith king
24 days ago
Are you folks reading your email
Are you folks reading your email? I have been trying to cancel my loan application for two weeks, now. I do not want the 18,800 dollars you sent me. I do not want to be charged 12,000 dollars for a loan I didn't want and won't keep. Please be professional and take your money back and refrain from charging me a closing fee. Edith King
consumer-image
jason beebe (beebe's lost and found)
24 days ago
This was one of the easiest loans I…
This was one of the easiest loans I have ever applied for and received.
K
kyle koehler
a month ago
A++ experience.......Highly recommended
I have had a wonderful experience with LendingClub so far. The application submission process was easy, they provided me good rates and options up front, and I was prompted to complete ALL the paperwork up front. I was given a better rate for selecting to pay a certain % of my loan directly to credit cards (which i was doing anyways). I submitted my application over the holiday break and it was still completed the first business day back. The loan was disbursed immediately and received. Highly recommend for no frills, quality loan experience!
A
amiel whyte
a month ago
Lending club provided me with great…
Lending club provided me with great financial services by offering options that allowed me to Taylor my needs with the products offered. In addition the process from start to finish was handled professionally, promptly and without any hiccups whatsoever! In my book you guys are great!!
j
jennifer dehmlow
a month ago
Very smooth process
Very smooth process
M
michigan cody
a month ago
Fast approval and money was in account…
Fast approval and money was in account and to creditors fast. Super thankful.
J
joseph
a month ago
My vehicle died at Christmas.
This is my second loan from Lending Club. It was approved in a reasonable time and the percentage rate is less then my credit cards. The online service web site is easy to navigate. The phone customer service is very nice too. I recommend Lending Club to my friends.
S
susan broussard
a month ago
Great process!
Very easy, very quick! Thank you!
M
melissa vestal
a month ago
Do not use this bank
Do not use this bank! Go anywhere else and save yourself from their incompetence. I called them to set up a wire transfer several days in advance and asked for it to be sent on January 2nd. When the transfer didn't happen, I found out the bank was closed that day! Why would they schedule a wire transfer for a day when they're closed? Today, I've called 5 times and was continually assured it would be done today, but the cutoff time came and it still wasn't done! Now, I'm told it may not be done for 2-3 days! I'm so upset that I trusted this bank with my money. Don't let it happen to you...stay away!
J
j.c.r.
a month ago
Very good experience
The application could not have been any easier, it guides you step by step through the process and provides clear explanations for each phase. The time from application to funding was very fast and automatically having payments sent out for bill consolidation was very convenient. I had a very good experience throughout, I highly recommend.
W
walesca jordan
a month ago
Easy to apply and had money a couple of…
Easy to apply and had money a couple of days after approval.Thanks
L
lilian
a month ago
Our loan was approved very fast and our…
Our loan was approved very fast and our money was sent after a couple days!!! Grateful!
S
steven savaloja
a month ago
Lending club get a big thumbs up
Lending club get a big thumbs up . They did'nt judge me about my past " and beleave me it was'nt very good " . I'm on my come back and it will take some time , and with the help of lending club taking a chance on me to show people can change . Thank you lending club
R
royce
a month ago
Was able to get my 2nd personal loan…
Was able to get my 2nd personal loan and paid off 22,000 worth of credit card debt. Those cards have an avg. of 23% interest. My loan is 10%. I will save a tremendous amount of money and pay this off in 5 years.
consumer-image
vanessa andrea walker
a month ago
The process was so quick and easy
The process was so quick and easy. Made a stressful debt situation go away with a quick application through my smartphone. Now we can breathe a little better financially.
L
lucile rosprim
a month ago
Thanks a lot I had some credit card…
Thanks a lot I had some credit card debt due to building my house though all my savings would cover. Just couldn't get caught up. So thanks for my loan now I have one payment instead of 3
S
susan daniels
a month ago
Easy Process
The process was easy to complete. I completed the application. Even thought it was close to the holidays, it didn’t take long to receive approval and the funds.
R
ray jenki
a month ago
It took a long time for a decision
It took a long time for a decision. They didn't ask me certain documents that were needed. It just kept saying under review. I had too call for a update then finally I received a call requesting additional documents. Then I had too go back through the review process. After that, I received a message telling me to link my bank account inwhich I had already done. So I called again and I was told to disregard that message. At that point I was ready too just cancel the loan. The loan was eventually approved after over 2 weeks.
C
c. perry
a month ago
Easy application process
Easy application process. The loan was approved and funded within a few business days. You can check your status online and I received up to date emails.Would definitely recommend.
M
mark jones
a month ago
My loan through the Lending Cub went…
My loan through the Lending Cub went very smoothly and assisted me in shifting from concern to feeling much better with my finances. Thank you!
S
shirley
a month ago
Lending Club to the rescue
Lending Club has been here for me, when no one else was. I am greatly appreciative to them for all the assistance they've given me over the years. A loyal customer
consumer-image
manny menendez
a month ago
I am a repeat customer
I am a repeat customer. I thought that applying for the loan would have no impact on my credit score, but days after securing funds, I got an email saying you pulled a hard inquiry on my credit. I also thought that I would received a much lower interest rate, but the contact I spoke to via phone said that was the best they could do. I guess I just expected better treatment, but it is what it is.
I
itz bytish
a month ago
Simple Process
I really appreciate Lending Club’s simplicity w/ applying for a loan and getting approved. Would definitely recommend.
A
arlishia rembert
a month ago
Drowning and need to come up for air….
This company came through with flying colors for me, at a time when I was sinking in debt. They gave me an opportunity to pay some things off as well as make a well needed purchase , which made my life easier in every aspect . I highly recommend them to anyone looking for or are in need of a LENDING hand !
T
tonya patterson
a month ago
Exceptional process!!
Great doing business with LendingClub. Application process was fast and my loan was funded and deposited into my account super quick. Thanks for your help and making the process simple and easy.
C
carlos anzardo
a month ago
It was simple and uncomplicated
It was simple and uncomplicated, with professional customer service.
J
jacqueline sue voss
a month ago
It was quick and easy
It was quick and easy - just wish I got the 3+% rated but it's a lot better than 25% on my credit cards...
C
concepcion/eduardo mesina
a month ago
The agents are very accommodating and…
The agents are very accommodating and understanding to the needs of the customers. Customer service is the best. When you apply for a loan, it is hassle free. Just comply the requirements and you will get the desired amount needed. Thank you so much!
R
russell edens
a month ago
Met all expectation of on line loan
Met all expectations of on line approval. Quick review, approval and deposit.
T
trevor gholston
a month ago
Simple and Quick
The process was fast and easy. Being able to do it on line was very simple. Received money quickly. Thank You!
S
shanalee morrison
a month ago
Fast and easy
Fast and easy! Took about 5 minutes to apply and writhing 5 business days the money was in my account. Definitely recommend!
S
sonia anderson
a month ago
Didn’t get the amount I requested fees…
Didn’t get the amount I requested fees were quite high payment is ok but failed to meet the expectations advertised
C
c echols
a month ago
Membership that "Eliminates Debt"!
Lending Club is very flexible with payment dates, they are prompt when payments are due, and always professional. This service as allowed me to pay off credit card debt accurred during the pandemic and obtain one low monthly payment. It's like being part of an organization that consider you family, that's looking out for you in good and bad times. I love this company and I'm excited about its growth.
K
kelli shannon
a month ago
Really.. 3weeks to decide if you will give me the loan??
November the 30th got planned for a long for credit card debt and it literally took y'all 9 to 10 days to decide whether or not you going to give me the loan. I would check periodically to see where it stood to have been no change to my application for the loan. So I decided to go with somebody else as I figured I wouldn't get one through you. I got along to upgrade and within 24 hours I had the money in my checking account now they all came and waited almost two weeks to get me money that I've already went somewhere else and gotten and used so now I have two loans to pay back and can't afford them If you're going to take 2 weeks to let somebody know if they got the loan or not The least you could do is keep them updated that you're still investigating or looking over the application and now I'm stuck and don't know what to do cuz I came to pay for y'all's loan. Just goes to show you somebody wants to give you a loan they'll give it to you you ain't got to wait two weeks won't be doing business with y'all ever again