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Lending Club Review

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Reviews 4,202

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BestMoney Staff
Bestmoney Staff
May. 30, 20214 min read

LendingClub summary

LendingClub is a leading name in the loan marketplace industry and makes applying for a loan simple by sending out your application to multiple lenders. The fast and easy application process and attractive loan terms make LendingClub a top choice if you want you're looking to a buy car soon but don't yet have the funds.

Pros

  • Marketplace model offers access to incredibly competitive rates
  • Online payments simplify the process of keeping on top of loans

Cons

  • Can take time to approve, match, and process a loan
  • Rates and terms vary between lenders

An innovative online credit marketplace that helps borrowers uncover competitive rates to refinance their auto loan. 

Lending Club: A Novel Approach to Lending

The first thing that stood out to us when reviewing LendingClub’s marketplace was the numerous advantages available for borrowers. Using their marketplace model, the company has already become a major player in the personal loans space. Now their newest venture is auto loan refinancing, which gives borrowers access to better rates and simple application process.

Suitable for Whom?

For borrowers with a wide range of credit scores, LendingClub offers customers the opportunity to get access to refinance their current auto loans and save on their monthly payments. The easy online interface makes it ideal for customers to compare rates and get an offer without having a hard credit inquiry that can impact their scores.  Furthermore, potential customers can avoid dealing with bureaucratic red tape of traditional financing options.

Features

We were impressed with the overall quality of LendingClub’s financing solutions. The company’s credit marketplace model means that customers can get access multiple loan offers and select the option most suitable for their needs. Qualified customers can refinance their auto loans for amounts ranging from $5,000 to $55,000. In addition, the company hosts great educational resources through their blog, updating it regularly with insightful articles on auto care, credit and personal finance related topics.


To make the refinancing process easier, LendingClub has designed a streamlined application and approval process, helping borrowers get access to financing as quickly as possible. If they qualify, customers will almost instantly be matched with several different loan options before choosing the one that fits their needs. Auto refinance loans through LendingClub don’t include an origination fee. This can be an ideal solution for customers who are looking to access better interest rates and save on their monthly car payment.

Highlights from our Lending Club review:

  • Avoid complicated and lengthy applications
  • Competitive rates for refinancing for all types of customers
  • Brief time from application to funding
  • Complete an application from your mobile device
  • Simply checking your rate will not impact your credit score

Application Process

Customers can easily access beneficial refinancing opportunities thanks to LendingClub’s fast online application. The company’s online platform asks borrowers for basic contact information as well as financial details including their car details, income level and employment status. There are some vehicle requirements for customers looking for auto refinancing which include:

  • The car being financed must be 10 years old or newer, with less than 120,000 miles
  • The vehicle must be a personal use car, which excludes RV’s, commercial vehicles, or motorcycles

Additionally, Lending Club will only offer refinancing for customers with the following loan conditions:

  • A remaining debt of $5,000 to $55,0000
  • The existing loan must have a minimum 24 outstanding payments
  • The loan must have at least two payments made

For customers that meet these requirements, the next step following the initial application is to get offers. If they qualify, applicants can review a range of terms and rates, before selecting the optimal choice. Once selected, customers must submit additional supporting documents to be verified, which can easily be done from a mobile device. Once approved, their existing loan will be paid off and the balance transferred to LendingClub.

Loan Types and Terms

Auto refinancing loans through LendingClub focuses solely on refinancing existing loans. For customers who are looking to improve upon their current rates and save on their monthly payments, this may be an outstanding solution. The company’s platform offers customers the ability to obtain access to better rates thanks to a competitive model. The terms through LendingClub are flexible, although there must be 2 months of consecutive on-time payments and auto loans must still have at least 24 months of payments outstanding.

The loan amounts through LendingClub are also versatile, starting as low as $5,000 but reaching up towards $55,000 of existing debt. However, their platform generates the loan amount based on the customer’s current auto loan balance. Refinancing APRs can start as low as 3.49% and reach upwards of 24.99% after accounting for fees. Loans are issued by WebBank, which is FDIC-insured.

For customers seeking a loan to purchase a new or used car, potential borrowers can also take full advantage of personal loans through LendingClub, which offer similar loan amounts and feature the same credit marketplace model that promotes access to advantageous rates.

How Safe is It?

We were pleased to see that LendingClub takes great care to protect customers’ data. Because the company operates almost entirely online with sensitive information, they must operate at stringent security levels. LendingClub uses industry standard encryption protocols and secure web pages. Additionally, they have developed and implemented identity theft programs designed to protect customers from fraud. LendingClub does collect user information, but are very transparent about what data they collect and how they use it. 

Repayment Options

LendingClub’s online platform means that all payments can be handled electronically directly through their website. Customers can choose their method of payment. Borrowers can opt to set automatic monthly payments or even send checks by mail. Customers who select refinancing can generally choose the date they want to make their payment after their first payment is made. We appreciated that LendingClub does not penalize customers for paying their loans early.

Deep Dive into Pros and Cons

We were thoroughly impressed with several aspects of what LendingClub offers:

  • The online credit marketplace model offers access to incredibly competitive rates and no red tape
  • Customers can complete their application in a few minutes and see an offer they qualify for
  • Loan terms are flexible and amounts are versatile enough to fit a wide range of financing needs
  • Online payments simplify the process of keeping on top of loans

Help & Support

LendingClub has a US-based customer support team that can help answer any questions. Plus customers can take advantage of a broad knowledgebase for support, as well as email a customer support team member directly. We found that emails were responded to promptly with informative and courteous replies. We would have liked to see more options to reach the company such as live chat, but their knowledgebase covers most of the frequent questions asked by LendingClub customers. 

Final Word

Overall, we were impressed with the auto refinancing solution through LendingClub. Although the auto refinancing product has only been active for one year, the company has already created an outstanding platform for customers to find the rates and terms they deserve. Thanks to their excellent credit profiling system, LendingClub can easily provide access to applicable rates for a wide range of potential borrowers.  With a simple application and excellent product, LendingClub presents an ideal solution for customers looking for an effortless and effective auto refinancing service.

Physical Address

Lending Club

71 Stevenson Street, Suite 300

San Fransisco, CA

94105

BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

LendingClub
LendingClub
ExcellentReviews 4,202
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  • author
    Bill Jamison
    6 hours ago
    EVERYTHING I EXPECTED I RECEIVED FROM…

    EVERYTHING I EXPECTED I RECEIVED FROM LENDING CLUB. I AM VERY HAPPY WITH THEM

    ...

  • author
    Madison Riley
    14 hours ago
    Extremely accommodating

    Lending club was extremely accommodating. I recommend them.

    ...

  • author
    Pamela
    14 hours ago
    Lending Group was very helpful at the…

    Lending Group was very helpful at the right time. Glad I gave it a shot! Very fair

    ...

  • author
    Pat Griffith Rose
    14 hours ago
    You guys are great

    You guys are great, I have retired and have tried to do in the past 15 years what most people do in their adult lifetime. And I have fairly succeeded, there is a bit left that due to you, I am ahead of my goals. Thank you so much for your speediness and accuracy of your statements. Again, THANK YOU, Pat G Rose

    ...

  • author
    Sheron Thompson
    15 hours ago
    Excellent

    Excellent, expeditious service.

    ...

  • author
    Jesse Love
    16 hours ago
    VEry good

    VEry good , fast and easy.

    ...

  • author
    Deborah Davis
    a day ago
    Working with LendingClub was seamless

    Working with LendingClub was seamless, no long drawn out wait time, it was so simple that I thought this was not a real process, I was waiting for some kind of pull back with regards to my approval, but that was not the case. THANK you LendingClub for being the REAL DEAL!!

    ...

  • author
    Luis Soto
    a day ago
    I want to thank lending club for…

    I want to thank lending club for helping me pay down my current credit card debt by helping to consolidate my debts together. All my bills were paid diligently and I couldn't be happier with the accurate and just work from lending club. Thanks again

    ...

  • author
    Julie Sizemore
    a day ago
    Great to work with

    Great to work with - speedy with processing

    ...

  • author
    Sue Webb
    a day ago
    Awesome experience!

    Awesome experience! Very helpful, expedient contact with representative and fast response once application was complete.

    ...

  • author
    toula leb
    2 days ago
    This will be my second time getting…

    This will be my second time getting personal loans with Lending Club. The process was very simple, easy and very quick. I used the funds to reconsolidate my credit cards debt. I do recommend them very highly.

    ...

  • author
    Martha Armstrong
    2 days ago
    Amazing simple and easy!

    Amazing simple and easy!

    ...

  • author
    Pure XTC
    2 days ago
    My experience was fabulous

    My experience was fabulous. I would recommend them to anyone. It was smooth.

    ...

  • author
    Christopher
    3 days ago
    Easy to apply and fast approval

    Easy to apply and fast approval. Really good rates too!

    ...

  • author
    Jeffrey Portugal
    Oct 01, 2022
    Lending Club

    Lending Club Thank you! You assistance in my situation was very helpful and has led me to a stress free transition! I appreciate you help and understanding of that situation and as usual you came through with flying colors! A++ your help and support team are very helpful and much appreciated!

    ...

  • author
    Cindy Perritt
    Sep 30, 2022
    It was so easy and fast didn't have to…

    It was so easy and fast didn't have to wait and it helped me with my credit card debt anyone that's thinking about going with Lending Club they should they're a great company great reviews.

    ...

  • author
    evelyn smith
    Sep 30, 2022
    LENDING CLUB REALLY SAVED THE DAY

    I APPLIED FOR A LOAN AND LENDING CLUB WAS RIGHT THERE WHEN I NEEDED THEM VERY POLITE AND VERYHELPFUL THANK YOU SO MUCH LENDING CLUB YOU ARE THE BEST.

    ...

  • author
    Lynn Brown
    Sep 30, 2022
    The loan process was very easy.Loan in…

    The loan process was very easy.Loan in bank account within 2 days. Thank you lending club Lynn

    ...

  • author
    Jenny Murillo
    Sep 30, 2022
    Quick fast and gave me what I needed

    Quick fast and gave me what I needed! Consolidated by Credit card debt. I'll be making less payments with them then trying to pay each one off. Thank you! Applied on a Thursday left over money hit my account the next day. My cards were paid on Tuesday.

    ...

  • author
    Tonja Bump
    Sep 29, 2022
    LendingClub Loan Approval Affordable

    LendingClub was fast and professional with granting me the loan I requested. The terms of the agreement were very reasonable and affordable. I would recommend LendingClub to everyone I know.

    ...

  • author
    Ken Miller
    Sep 29, 2022
    Lending Club is easy and fast

    As always, Lending Club makes it easy and fast to apply for a loan, get approved, and get my money.

    ...

  • author
    Juanita Paul
    Sep 29, 2022
    I'm a satisfied customer

    Lending Club is a great resource when you're in a pinch! This is my 4th time working with them. Their rates and payment plans are reasonable, the turnaround time for obtaining funds once your application is approved, is usually 2-3 days. I'm a satisfied customer!

    ...

  • author
    Carlos Garcia
    Sep 29, 2022
    Fast and effective service

    Fast and effective service. Very Satisfie!

    ...

  • author
    Mario
    Sep 29, 2022
    You guys are Awesomeeeeeee!

    You guys are awesomeeeeeee! Keep up the great work.

    ...

  • author
    Lisa Combest
    Sep 29, 2022
    Getting the loan was fast

    Getting the loan was fast, easy, and relatively painless. Now I will see how well the service over the lifetime of the loan goes.

    ...

  • author
    peter laqueur
    Sep 29, 2022
    Well it is both a love hate experience

    Well it is both a love hate experience. One day I was told my loan could not be funded (hate)the next day the email said congratulations my loan of $8,000 was funded (love). Fantastic and money was in my account I think in 24 hrs. I had a loan before several years back which was a great experience, i am sure the same will be with this loan. I was able to get the much need new refrigerator and pay for the new well pump. I cannot begin to tell you how wonderful this was. As if a huge burden had been lifted. Thank you once again a great experience

    ...

  • author
    Rich Gulden
    Sep 29, 2022
    Excellent customer service!!!!

    Excellent customer service. Applied for loan, was approved in 24 hours and had money within the next 24 hours. I would highly recommend Lending Club. I have never had any problems.

    ...

  • author
    DCantu
    Sep 29, 2022
    Very easy to apply for a loan

    Very easy to apply for a loan, approved right away and had the funds in the bank within a week. Thank you!

    ...

  • author
    Dan Maslak
    Sep 28, 2022
    Easy to apply and fast funding

    Easy to apply and fast funding, very happy with LendingClub.

    ...

  • author
    Peri
    Sep 28, 2022
    The Lending Club I a great company to…

    The Lending Club Is a great company to do business with. The process is quick, and easy. They will slways have my business.

    ...

  • author
    Theresa Langan
    Sep 28, 2022
    Excellent!

    Excellent!! I sent in my paperwork and then received the funds right in my checking account.

    ...

  • author
    Kim
    Sep 28, 2022
    It was easy and simple!

    It was easy and simple!

    ...

  • author
    Stella
    Sep 28, 2022
    Lending Club is awesome

    Lending Club is awesome. Easy online application and your money in your account within a couple of days! Percentage rate is usually lower than bank rates as well. Very pleased!

    ...

  • author
    Anish
    Sep 28, 2022
    I have taken credit consolidation

    I have taken credit consolidation. It was pretty easy getting a loan and no hassle at all. I would recommend them.

    ...

  • author
    customer
    Sep 28, 2022
    This is my 2nd loan from Lending Club.

    This is my 2nd loan from Lending Club. They have been very helpful to me. I filled out the application and within 2 days the money was in my account and I was able to take care of my business. Thank you so much.

    ...

  • author
    Keven tarbet
    Sep 28, 2022
    Debt consolidation

    I need to do a debt consolidation on two cards. It was extremely easy, user friendly, and a fast deposit. I really appreciate their business, an I highly recommend them.

    ...

  • author
    Jacqueline Walker
    Sep 27, 2022
    Peace of Mind at a Reasonable Price

    We applied to LendingClub for a loan years ago, and were extremely satisfied with our experience. Recently, with the upheavals in the economy, along with our joint retirement, we found ourselves being restricted by credit card debt. We decided to contact LendingClub once again, to give us some much-needed financial breathing room. The process is easy, fast, and a lot cheaper than most of the other alternatives available. I have no problem whatsoever in recommending LendingClub. They have really done their homework in customer satisfaction, from our perspective.

    ...

  • author
    Peter Dalke
    Sep 27, 2022
    Worst experience ever

    This was the worst experience ever trying to secure a small loan. Agent was difficult, rude and confrontational. Experience was so trying and stressful gave up and went to competitor who handled like a dream. Never use this company if you can avoid it.

    ...

  • author
    Daniel Telles
    Sep 27, 2022
    Very simple

    Great experience needed money fast went to lending group filled out the application Was approved on the spot received my money sooner than expected 2 days later I am very happy with my decision to go with lending group.

    ...

  • author
    Gisela Quintana
    Sep 27, 2022
    It was quick and easy

    It was quick and easy

    ...

  • author
    Tanvir
    Sep 26, 2022
    It was quicker then I was told.

    I’m thankful to LendingClub.

    ...

  • author
    Thomas Welch Jr
    Sep 26, 2022
    Absolutely good job always on point…

    Absolutely good job always on point will do buisn

    ...

  • author
    Jacquelyn Taylor-Mays
    Sep 26, 2022
    Best lending company ever quick and…

    Best lending company ever quick and efficient. No hidden fees.

    ...

  • author
    Amanda Huza
    Sep 26, 2022
    Great experience

    The process was so easy and everything was clear about the terms.

    ...

  • author
    EJ
    Sep 26, 2022
    The experience was both quick and…very happy customer.

    The experience was both quick and uncomplicated. The proceeds were paid immediately with no hassles.

    ...

  • author
    Nita Martin
    Sep 26, 2022
    Game Changer in Financial Planning!

    When I got an email from LendingClub, I almost deleted it. Luckily I didn't. It's not like all the other lenders who are trying to sell you other services. It's a genuine lender. After a pleasant and easy process, I had a loan and was able to pay off high interest credit cards. Now I have one affordable payment that saves me real dollars. They're great. I highly recommend them. Nita

    ...

  • author
    Bryan
    Sep 26, 2022
    Great Company!

    The process was quick and easy. They came through for me.

    ...

  • author
    Che Fon
    Sep 26, 2022
    Best option for financing

    Was surprised at how fast they came through. Just within a couple of days, I had my credit cards paid off and money in my account. Best part of it is the low rates. Awesome

    ...

  • author
    Michelle Roberts
    Sep 26, 2022
    I used Lending club to consolidate my…

    I used Lending club to consolidate my credit card debt. The approval was fast and easy and the money was distributed within a couple days. The best part was the interest rate came in even lower than was first estimated. I recommend this service

    ...

  • author
    Irene Rennie Devance
    Sep 26, 2022
    Helpmate

    The one you go to in your time of need. They helped me bring down my credit card debt in June, and turn around and helped me replace my roof in September. They're there for you and I love it..... Thank you Lending Club

    ...

  • author
    Ivan Torres
    Sep 26, 2022
    Great service would recommend.

    Great service would recommend.

    ...

  • author
    Rosa
    Sep 26, 2022
    It was very easy to apply and…

    It was very easy to apply and everything was fast.

    ...

  • author
    Aubrielle
    Sep 24, 2022
    Deceptive, poor communication.

    I applied for a loan a couple of weeks ago and was told that they do not have a accommodations in place for people that do not have access to a telephone. After purchasing a phone to use, they went through a 30-minute verification process, the majority of which was unnecessary. After the verification, I was told I had not been approved for the loan, but merely it approved for the terms of the loan. I was told I would hear back within four business days whether or not I was approved for the loan itself. It's been a week and a half and I have not heard from them. I have also read online several accounts of money being deposited without authorization, or money not being received at all. I had a loan with upgrade a little less than 3 years ago and everything went very quick and smoothly. They have their own quirks, but I would definitely recommend them over lending club.

    ...

  • author
    Geri Kennedy
    Sep 24, 2022
    Fabulous, Fabulous!!!!!!

    I think lending club is wonderful I would gladly tell everyone, in fact I do . You get a wonderful Personal feeling and experience As the weight has been lifted off of your shoulders. That there is hope And you will not be rejected. You get your money Within 2 to 3 days! It's fabulous

    ...

  • author
    Charlotte White
    Sep 23, 2022
    Very quick deposit

    Very quick deposit

    ...

  • author
    T. Stamps
    Sep 23, 2022
    Easy

    Easy, seamless transaction. LendingClub didn't over exhaust the process but made it easy for me. Thanks.

    ...

  • author
    Michael Norman
    Sep 23, 2022
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    ...

  • author
    William Jenkins
    Sep 23, 2022
    Super Company to Work With!

    Wow, I have had an account with this company for over a year now and KUDOS is all I can say! The application process to money in my bank account was quick, stress free and straightforward (All completed in less than 72 Hours! Thank You! Interest was a little high, but fair for my needs! They offer monthly autopay setup, interesting articles about how to handle credit and offer a simulator aiding you to see how your score would change depending on various activities you make about your finances. Only had to talk with CS once in 12 months (that instance was to verify my identity) and the rep was courteous, professional and knowledgeable!

    ...

  • author
    Mike Green
    Sep 23, 2022
    I've unfortunately had some health…

    I've unfortunately had some health issues this year and was so thankful I was able to receive a few loans, with a much better APR and interest rate than my credit cards.

    ...

  • author
    Maria Elena Cervera
    Sep 22, 2022
    Excellent Service!

    Excellent Service! Very impressed with the prompt easy application process. Will recommend the Lending Club to family and friends. Thank You Lending Club! Maria C.

    ...

  • author
    Barbara Williams
    Sep 22, 2022
    Absolutely unbelievable

    Absolutely unbelievable! This company was amazing! Easy to apply for and money was in the bank 5 days later!!!

    ...

  • author
    Cathy Craig
    Sep 22, 2022
    Was able to attain themoney quickly

    Was able to attain the money quickly. I was a little surprised about the money that was extracted for preparing documents it was much higher than what was shown originally. I was able to change my due date but again after I did that I was told that it could affect the payment of the loan at the end. This should all be presented at the beginning.

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  • author
    Jim Hood
    Sep 22, 2022
    Cash shortage

    I'm 80 dollars short in the cash that was deposited in my bank account, the loan was for 8000 I can only account for 7920

    ...

  • author
    Hakim taj
    Sep 22, 2022
    Great thank you

    Great thank you

    ...

  • author
    Kathy Akey
    Sep 22, 2022
    Lending Club makes it so easy to get an…

    Lending Club makes it so easy to get an additional loan if needed. Will never get a loan anywhere else!

    ...

  • author
    Carla Falvo
    Sep 22, 2022
    Very quick and easy they help you from…

    Very quick and easy they help you from beginning to end. Definitely helped me with the loan i asked for to pay off my credit cards. Perfect time since the interest rates are going through the roof now. Thank you again

    ...

  • author
    Veronica Codrington
    Sep 22, 2022
    I applied for a bill consolidation loan…

    I applied for a bill consolidation loan online and the process could not have been any smoother or easier. I qualified for a great rate and I elected auto withdrawals from my checking account each month. No worries about late payments! The proceeds were deposited in my checking account in a matter of days. Love my experience with the Lending Club.

    ...

  • author
    S. L. Henderson
    Sep 21, 2022
    Credit karma suggests that I apply for…

    Credit karma suggests that I apply for a loan to pay off some high interest credit cards and I applied and was approved. That easy. Thanks for helping me get back on track!!

    ...

  • author
    Ishmael Tettey
    Sep 21, 2022
    Was well taken care of

    Was well taken care of

    ...

  • author
    Harvey Blackiston
    Sep 21, 2022
    I have one thing to say

    I have one thing to say, Great! And far above my expectations!!! Well Done, Well Done!

    ...

  • author
    Jonathan Dale Soechting
    Sep 21, 2022
    Can't think them enough.

    Can't think them enough. Getting my credit card debt under control is going to help so much in the long and short run.

    ...

  • author
    Harold McKowan
    Sep 21, 2022
    Awesome Awesome Awesome

    Was awesomely impressed how quick the loan process was and and how fast I was notified of being approved and fast the money was into my account. So very happy I found Lending Club ! ! !

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  • author
    Damian Osuna
    Sep 21, 2022
    This way by far the easiest loan…

    This way by far the easiest loan application experience that I have ever had. I was approved within 48 hours and the money was in my account within 96 hours of sending my application in. It has allowed me to consolidate debt into a smaller payment but still make the larger payments in order to pay it off faster and with no early payment penalty.

    ...

  • author
    BKNY
    Sep 21, 2022
    I stumbled upon Lending Club while…

    I stumbled upon Lending Club while reviewing my credit. I applied late Thursday or Friday. By Tuesday the funds were in my account. I was a bit skeptical at first but if you provide your documentation as requested and meet the credit criteria you will be approved. My interest rate is a little higher. I’m okay with that. I’m out of credit card debt and have funds leftover. I can manage the payments and will be done in 36 months with a stronger credit score. This was a simple straightforward loan with no last minute changes. Lending Club is true to their word and I’m extremely satisfied with their service and professionalism. I highly recommend them. Good luck!

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  • author
    Jackie Billups
    Sep 21, 2022
    Love it!

    This process was so easy, I was unsure if I completed it or not. Quick and easy funding. I LOVE IT.

    ...

  • author
    Margaret Denton
    Sep 21, 2022
    Loan

    I ask for a12,000 loan I was told i was approved instead of getting 12,000 deposited into my bank account I got 11,400 deposited into my account, I'm wondering what happened to the 600 dollars I didn't receive?

    ...

  • author
    Teri
    Sep 21, 2022
    Quick response and timely delivery

    Quick response and timely delivery. Lending Tree was available when I needed them and I was able to start saving money right away!

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  • author
    Wayne
    Sep 20, 2022
    Happy with the loan services!

    Quickest loan service! It’s took me lest than 10 minutes and money in my account in less than 24 hours.

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  • author
    Daryl Etheridge
    Sep 20, 2022
    Have U ever driven on freshly paved…

    Have U ever driven on freshly paved road SMOOTH. This experience was just that.

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  • author
    Darleen Carpenter
    Sep 20, 2022
    Great Service

    This process was seamless. Applied on line, went very quickly, received approval email indicating would be funded within a few days. Money was in my account the next day.

    ...

  • author
    darin king
    Sep 19, 2022
    Went smooth and easy very prompt…

    Went smooth and easy very prompt definitely would recommend cut my payments nearly in half with just one and great interest rate, instead of taking 20yrs paying off cards I'm doing it in 5 and saving a pile of money

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  • author
    Edward Hamell
    Sep 19, 2022
    Excellent Quick Painless

    Excellent Quick Painless

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  • author
    Alexis Roth
    Sep 19, 2022
    The process is super easy and I was…

    The process is super easy and I was able to get my funds fast, pandemic and inflation, messed up my progress, I had a financial bind with these credit cards.

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  • author
    Karim
    Sep 19, 2022
    Extremely easy and problem free

    Extremely easy and problem free. I really enjoyed this experience. Was a little apprehensive at first thinking this can’t be this easy.

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  • author
    Ael
    Sep 19, 2022
    The process was hassel free

    The process was hassel free. LendingClub was very efficient, received my loan in approximately 3 days. Thanks so much LC. I will be back. A+

    ...

  • author
    Summer
    Sep 18, 2022
    LendingClub They have the Answers

    LendingClub was quick, efficient and delivered. I was unsure at first due to some reviews but I took a chance & I am Happy I did. Loan processed within 2 days & I had to provided paperwork & Loan Rep was professional in explaining why. I would really recommend LendingClub to anyone because everyone experience is different but they really try to help and relieve the stress on your money issues.

    ...

  • author
    Terri Carswell
    Sep 17, 2022
    So easy and convenient

    So easy and convenient! I completed everything online and through email! I paid off a higher interest rate with my loan and got a much cheaper definitive payment with a cheaper interest rate. I couldn't be happier!

    ...

  • author
    Judy Medina
    Sep 17, 2022
    It was easy and fast service

    It was easy and fast service. Minimal or no paperwork. Affordable monthly payments and helped me consolidate my accounts . I recommend 100%.

    ...

  • author
    Sherwin Ifill
    Sep 17, 2022
    Lending club was amazing

    Lending club was amazing. My loan request was processed very quickly with little hassle...

    ...

  • author
    Elaine
    Sep 16, 2022
    Debt consolidation loan

    I applied for a debt consolidation loan and Lending Club offered me the amount I requested. The application process was straight forward. Lending Club kept me informed every step of the way until funds were dispersed where I requested.

    ...

  • author
    Kathy
    Sep 16, 2022
    Very easy process from start to finish

    Very easy process from start to finish. I got the money I needed within a few days and now I can breathe a little easier. Thank you, thank you, thank you!

    ...

  • author
    TL
    Sep 16, 2022
    Satisfied!

    The application process was quick and easy. So was acceptance.

    ...

  • author
    Aa
    Sep 16, 2022
    Very easy and well done process

    Very easy and well done process , fast and simple, I would recommend them to everyone.

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  • author
    Colin Chance
    Sep 15, 2022
    It has always been a great pleasure…TREMENDOUS

    It has always been a great pleasure working with you and I look forward to continue.Level of service provided is of an exceptional standard.

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  • author
    Guido Giuliano
    Sep 15, 2022
    Lending Club has been easy to use and…

    Lending Club has been easy to use and they are very efficient thank you

    ...

  • author
    Junior Julien
    Sep 15, 2022
    It was great and very fast

    It was great and very fast

    ...

  • author
    Steven Brewer
    Sep 15, 2022
    Lending club is great 👍

    Lending club is great 👍, the process was very easy and fast. Thanks again. 😊

    ...

  • author
    Kendra Jackson
    Sep 14, 2022
    OMG 😲 Lending Club has done nothing…

    OMG 😲 Lending Club has done nothing but great things for me. I would recommend them to any loanee. Every loan I have applied for from $5,000-$11,500.00 I have been approved!! My money was deposited within 3 business days each loan. No hassles, no worries just pay your monthly payments on time and your borrowing power grows. Very happy customer!

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  • author
    Jackie Cluxton
    Sep 14, 2022
    Terrible

    I applied for this loan to do some debt consolidation at a good rate and to get the last of some credit card debts on a lower interest loan to get it finished off. Well it was a good rate, the application went quick and I was thinking this is easy. Unfortunately, the application process is flawed and the staff is under trained or doesn't care. All the 24 hour processing times are a joke. I submitted a 4506-C form since I'm self employed and they give directions during the application process to submit it by printing it out and filling it out and scanning and uploading. Well after a week of radio silence I find out that a separate company called "Veri-Tax" sends an e-form you "have to use" and thats the problem. So I have to go into my spam folder and find it and do that and email the company to make sure they got it. Another week passes and I reach out again and find out there is a special code that I have to provide to Veri-Tax to make sure the form comes back to my account which was never said anywhere until I called to complain. Well I finally get that to Veri-Tax myself because Lending Club can't be bothered to. Well that finally gets the loan approved. Now after a week of the loan being "Approved" I'm waiting on funding because apparently this company doesn't have the capital to fund loans they approve. So now I'm over 3 weeks in, a week after "approval" and no word on if or when I'll get my funding. Not to mention that half the time I've called and tried to get answers along the way agents have no idea about what's going on or just give me information that was later proven inaccurate. Definitely get your loan somewhere else.

    ...

  • author
    Bruce Miller
    Sep 14, 2022
    Amazing experience

    Amazing experience! Was approved within days and credit card bill paid several days later. Was smooth from applying to payout!

    ...

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