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BestMoney.com
iLending Review
Reviews 1,017
iLending
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iLending
iLending
Excellent
Reviews 1,017
Bestmoney Staff
Oct. 19, 2022
2 min read
BestMoney Staff
iLending summary
Based in Englewood, Colorado, and founded in 2006, iLending is a national leader in automotive refinancing. Through strategic partnerships with financial institutions around the country, iLending offers competitive finance rates and creative financing solutions to thousands of customers a year, in all 50 states.
Pros
  • Relatively low interest rates
  • Quick and easy auto refinancing process
  • Options for longer-term borrowing
Cons
  • Loans are subject to late penalty fees
  • Applicants must have a credit score of at least 560 to apply
  • There are additional fees for refinancing

iLending at a glance

4.0
Editorial score

Online experience

Has learning resources and mobile app
4.0

Customer services and support

Multiple ways of reaching lender, wide range of hours
4.0

Loan Types

Niche lender
3.0

Repayment Flexibility

Offers multiple repayment plans- but no special repayment programs
4.0

Eligibility (credit score)

Accepts all credit types
5.0

Call iLending 8445723325

Overview

iLending is an auto loan refinance offering based in Englewood, CO. Founded in 2006, iLending Inc. offers auto refinance loans in all 50 states and Washington, DC. The company offers competitive interest rates with no prepayment penalty, and longer terms that allow for borrowers to take on larger loan amounts while keeping monthly payments more affordable.

The company offers a detailed website with useful information on current rates, terms, and conditions, as well as other helpful tools, such as a monthly savings calculator and a detailed roadmap for applicants to better understand the company’s lending process. iLending does not charge a loan origination fee for refinancing an auto loan (a fee that lenders often charge for processing, underwriting, and funding a loan). The minimum age to apply for a loan with iLending is 18 or the state minimum, whichever is higher.

Suitable for?

iLending is suitable for those looking for a fast and easy auto refinancing process, as well as customers looking to relieve current debt. Loans are offered in all 50 states around the US, and the company offers a wide variety of other services as well, including cash back, Guaranteed Asset Protection (GAP) waivers, and more.

iLending connects customers with auto finance providers to help them quickly refinance their auto loans. iLending works with a network of nationwide lenders to offer competitive rates, with personalized attention from experienced loan consultants.

Features

iLending offers auto loan refinancing to applicants around the country.

Highlights for those applying include:

  • The ability to borrow between $7,500-$80,000.
  • Flexible repayment terms from 12-84 months.
  • Long-term industry experience, with operations since 2006.
  • The ability to choose from a broad network in all 50 states around the US.

Application Process

Applicants to iLending can get pre-qualified with an easy online application, after which a personal loan consultant will contact them to continue the process.

Applicants with a credit score of at least 560 can apply for a loan via iLending Auto Refinancing. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher. Auto refinance loan applications are typically approved (or denied) within 24 hours, and funded within 1 to 7 days of approval.

To qualify, applicants may need to provide a driver’s license, proof of citizenship or residence permit, and/or recent pay stubs.


Loan Types and Terms

iLending features a variety of auto refinancing offerings, with a comprehensive range of loan amounts, as well as flexible rates and repayment terms. Applicants can borrow between $7,500-$80,000, with terms of 12-84 months. Interest rates start at 2.14% APR.

The company’s website features a convenient monthly savings calculator, where applicants can enter the financing terms and then see how much their monthly payment would be. The website also offers a “refinancing roadmap,” with iLending’s 7 steps for finding the most suitable loan for applicants.

Repayment Options

iLending is relatively affordable compared with industry standards, although rates vary depending upon the amount borrowed and term length. iLending offers competitive repayment options, with terms that range from 12 months up to 84 months, and interest rates that are often favorable to competitors. Rates start at 2.14% APR, and run between 1-7 years.

How Safe Is It?

Although iLending works with customers’ sensitive information and data, the company keeps this data secure, and is transparent about what information it collects and how. iLending employs industry-standard security measures including user data encryption, along with the implementation of strong physical and electronic protections for its servers.

Help & Support

You can get in touch with iLending via phone from Monday-Friday 7am to 7pm (MT), Saturday 8am to 2pm (MT), and Sunday 9am to 12 noon (MT).

The company also has detailed and updated social media pages, including Facebook, LinkedIn, and Twitter. Links to all of their social media sites can be found on the company’s website.

iLending’s FAQs page offers quite a lot of detail, with general information about auto refinancing and how it works, as well as tools such as steps for how to get an auto refinancing loan with iLending. Overall the website is very easy to navigate, and has several useful features, such as a monthly savings calculator and information about how their loan process works. The site features several educational resources as well, including a blog and other information to help applicants make the most informed decision possible.

How iLending Compares


iLendingLendingTree
APR2.14% and upfrom 2.49%
Minimum credit score560560
Loan amounts$7,500- $80,000$7,500- $300,000
Loan term12-84 months12-72 months
Suitable forLow interest rate auto loansComparing multiple options

Summary

In business since 2006, iLending connects clients with auto finance providers to help them refinance their auto loan quickly and easily. iLending works with a network of nationwide lenders (in all 50 states and Washington, DC), offering competitive rates with personalized attention from experienced loan consultants.

iLending provides a variety of auto refinancing plans, with affordable and convenient financing solutions. They do not charge a prepayment penalty, but do charge a refinancing fee, as well as late penalty fees when applicable. The application process is straightforward and fast, with options for contacting loan consultants for additional information as needed.

The company is a BBB Accredited Business with an A+ rating.

Call iLending 8445723325

Physical Address

iLending

7257 S. Tuscon Way

Englewood, CO 80112

BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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See what some costumers are saying about iLending
iLending
Excellent
Reviews 1,017
on
Excellent
91%
Great
4%
Average
1%
Poor
1%
Bad
3%
K
kevin
10 hours ago
They are very helpful in saving you a lot of money and made the process very ez.
They were very helpful and saved me a lot of money every month and the experience was very pleasant it was fast .thank you very much
T
travontae
11 hours ago
Savannah goodsman was and amazing…
Savannah goodsman was and amazing person and she helped me alot ! She deserves a raise!!!
R
ramón flores
11 hours ago
Buen trato ,rapidez y seriedad!
RAMON, Thank you for your recent purchase from iLending. How did we do? ○ ○ ○ ○ ○ Your experience is important to us and your review (whether good, bad, or otherwise) will be posted on Trustpilot.com to help other people make more informed decisions. Thanks for your time, iLending Please note: This email is sent automatically, so you may have received this review invitation before the arrival of your package or service. In this case, you are welcome to wait with writing your review until your package or service arrives.
S
sabrina wilson
13 hours ago
The process was smooth and the agent…
The process was smooth and the agent walked me step by step. Good customer service.
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chelsea bones
4 days ago
Sumner made everything super simple.
Sumner made everything super simple.
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april elton
6 days ago
Carroll Campbell and iLending
Carroll Campbell was my agent and he was very helpful and informative, explained everything step by step, I've never done a refinance or any other loan over the phone before and he reassured me of the whole process, kept me informed about everything, I would definitely recommend ilending to anyone looking to refinance there vehicle, easier than I expected and my payment was cut almost in half. So glad I decided to go with ilending, thank you for all your hard work Mr Carroll Campbell, your the best.
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teena gill
6 days ago
John Broome provided exceptional…
John Broome provided exceptional service with my auto refi, the process was fast and rewarding. Thanks again John Broome
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adrian casarez sr.
6 days ago
Was very professional and was very…
Was very professional and was very helpful and was concerned about my situation
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shelia turner
7 days ago
Best Customer Service
Where do I start! Mr. Robert was one of the best customer service representative I have ever spoken with in years. He made sure all my questions were answered and fears were taken away. I thank him so much for helping me with the process of refinancing my vehicle.
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tamra goodman
7 days ago
Great Experience
It was seamless! The level of customer service was great! Everything was explained to me in detail and I was informed of everything during the entire process. It was also done very quickly!
M
mauricio
8 days ago
Ray did an outstanding job on…
Ray did an outstanding job on refinancing my loan. He made the process quick and easy. My new loan was complete in a minimal amount of days. I would definitely use this company again!
L
lucinda
9 days ago
Great Customer Service
Everyone from start to finish was very honest and professional. Communication every step of the way. I would definitely recommend
N
nathan
9 days ago
Kristie was excellent and on top of…
Kristie was excellent and on top of everything!!
G
gybely
9 days ago
This is my second time refinancing a…
This is my second time refinancing a vehicle. Aaron Balls makes the process so easy. Thank you.
A
ajavons
10 days ago
Knowledgable, helpful, friendly staff
Knowledgable, helpful and friendly staff. They helped me to get a lower car payment and a lower interest rate
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richard capelo
10 days ago
Billy O'Brien was very patient with us…
Billy O'Brien was very patient with us threw all the paperwork and saved us money I would definitely recommend iLenfing.Thank you
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maggie martinez
13 days ago
Billy was able to take care of…
Billy was able to take care of everything that I asked for.
M
michael
13 days ago
This honestly has taken longer than I…
This honestly has taken longer than I ever expected and still are having issues. I'd recommend using a local company vs having to solve these problems over the phone. Response time is extremely slow and no one seems to have an answer for the issues at hand. Very disappointed.
B
bobbie mason
14 days ago
Kayla Hawkins was great my experience…
Kayla Hawkins was great my experience was smooth and easy. I recommend Ilending to all my friends.
D
devroone gillis
14 days ago
Last year I had my truck refinanaced…
Last year I had my truck refinanaced and was fortunate to get a agent bu the name of Major. He got my truck refinanced quick. So of course he was my go to guy when I was trying to do the same for my other car. He stayed on things and got me the best deal that saved me money. Major is the best agent to get things done. Recommed him. Top rated
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jessiann martin
14 days ago
My experience was a pleasant one
My experience was a pleasant one. I refinanced one car last year and one this year. Both times it was easy, quick, and efficient.
M
monti
14 days ago
Cristy was awesome
Cristy was awesome, I just would have liked more information about the process after approval such as information on the process and the lender.
C
customer
14 days ago
Whitney c
Whitney c. Was extremely helpful. Not a bad experience at all and I recommend this company to anyone needing to refinance a vehicle.
h
hayden a
14 days ago
i dig them!
customer service was friendly and i got a good loan thru these dudes
S
sherry porter
14 days ago
Even though I didn’t get to get my SUV…
Even though I didn’t get to get my SUV refinanced Jarrel was beyond helpful. He is passionate, caring, and understanding!!! Definitely a great person too have among your team!!!
D
david
14 days ago
ILending did an amazing job with our…
ILending did an amazing job with our refinance. I couldn’t be happier.
R
raquel
14 days ago
Great
Great , fast experience. Definitely recommend
L
lisvet araujo
14 days ago
This one’s my first time refinancing my…
This one’s my first time refinancing my car, let me tell you what a scary process id say. But with the help of Mr. Deangelo it was so smooth and not hard at all! 100% reccommend!
D
deidria naylor
14 days ago
Mr. D. Lewis review
Mr. DeAngelo Lewis was great. He explained the process clearly and helped me every step of the way. He was kind and courteous and it was a pleasure working with him.
S
sonia
15 days ago
The whole experience was quick
The whole experience was quick
T
travis deck
15 days ago
Nick Shane was incredibly helpful
Nick Shane was incredibly helpful. All my questions and concerns were addressed and the process was made much simpler as a result.
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jessica lynn
16 days ago
Kayla Hawkins was fantastic
Kayla Hawkins was fantastic. The process took longer than expected which was no fault of hers and she dealt with it all so professionally.
R
roger andersen
19 days ago
This process took literally forever and…
This process took literally forever and now I’m sitting with two loans? Wasn’t the other supposed to be paid off after a refinance? It’s been like 10 days since the check was supposed to be delivered to my other bank
V
vinnie
19 days ago
Ray Gifford was my lending agent and he…
Ray Gifford was my lending agent and he did a spectacular job all the way. I really appreciated his professionalism and ability to explain the details and to get things done. Ray and his team at iLending, we’re able to almost cut my interest rate in half, saving me many thousands of dollars over the life of my loan.
S
steven
20 days ago
Read the Fine Print
The loan agent was not clear when going through the DocuSign about all the new costs incurred through refinancing. The payoff amount for my previous lien holder ended up being $4K more than what I still owed on it, after getting halfway through the loan period.
J
janelle
20 days ago
Excellent communication
They kept me updated every step of the way. Super down to earth and easy to deal with.
J
jason solorzano
21 days ago
Jordan Pete refinancing
Jordan Pete helped me a lot though the refinancing process. With his help, I got approved quickly and it was easy to do. He always contacted me to keep me updated during the process.
B
bumjin lee
21 days ago
Nicholas Shane @ iLending is Great
Nicholas reached out and walked me through this entire process and in doing so, made the entire process extremely easy for me. Nicholas was very timely with his estimates, rates, and was able to get all of the documents processed in a very timely fashion, better than expected while reassuring me of any worries I had.
C
carmen
21 days ago
Angela make the process so easy and…
Angela make the process so easy and quick for me. She always responded at a timely mattered and always got back to me with an answer. I'm extremely satisfied with my service and how everything was done and completed. Thank you Angela
D
dana james
21 days ago
Jaime was great
Jaime was great! He made my experience easy with his exceptional customer service.
S
seaira
21 days ago
Great service
Keith helped me every step of the way with my refinancing and made it so simple.
M
mike
21 days ago
Easy to work with
Easy to work with. Fast action...great results. Thanks for reducing my monthly payments. 🙂
R
robert m.
21 days ago
The process was fast and easy great…
The process was fast and easy great communication answered all doubts excellent customer service
M
marcia
21 days ago
Professional,expedient,friendly,knowledgeable easy to do business with
This was a refinance. Our loan specialist Nicholas Shane was so friendly and efficient. He made this process so easy. He is knowledgeable and very easy to talk to.
L
luz
21 days ago
Didn't need much from my part was fast…
Didn't need much from my part was fast and easy
M
mandy d
21 days ago
Refi experience
Wonderful experience refinancing my car with ILending!! Charles Baca was knowledgeable, professional & attentive. The process was fast & easy, all from the comfort of my own home. Highly recommend them.
D
dylan
21 days ago
Saved a ton of money!
Very nice and welcoming made the whole process very easy to go through and saved me a ton of money! cut my interest by 7%!
K
kenneth
22 days ago
Great service,prompt process
Great service,prompt process
K
kimberlie
22 days ago
What an easy pleasurable refinance!
What a pleasurable experience. Quick, good communication, easy. Will definitely work with Dijon Williams and the team at iLending again. Thank you for a great experience.
D
daniel
23 days ago
Jaime was extremely helpful and…
Jaime was extremely helpful and professional. Can’t thank him enough for being on top of things and making sure we got the best possible deal.
C
christina
a month ago
They were great
They were great! Very fast and efficient!
E
emlyn podesta
a month ago
Very responsive and made the process…
Very responsive and made the process smooth and stress free. They obtained a great rate for us.
M
michelle jones
a month ago
Outstanding service
Great service. Outstanding! Expedient,friendly,professional and knowledgeable.
J
jolene
a month ago
Amazing Experience!
Carroll Campbell was amazing! This was my first time doing a refinance and Carroll made it a very pleasant and easy process. He was very helpful from start to finish. Thank you Carroll!
T
tracy
a month ago
Easiest Refinance ever!!!
I worked with John Baker who very responsive, knowledgeable and gave all options up front to allow me make a wise decision on my refinance
J
j jensen
a month ago
The entire process was so easy and…
The entire process was so easy and fast. Most of my communication was done through text, which is my preference.
I
ivette
a month ago
professional and fast service
professional and fast service
R
rafael
a month ago
Excelent service and great deal
Excelent service and great deal
J
jose
a month ago
Very professional I’m very satisfies
Very professional good customer service, I definitely recommend to everybody that I know.
B
balaji r
a month ago
I didn't expect the loan transfer will…
I didn't expect the loan transfer will be this smooth. At each and every step I was able to get full support from the iLending Team.
R
roderick
a month ago
Kept me fully informed and got me…
Kept me fully informed and got me approved in a timely manner
J
joi scott
a month ago
Awesome!
Awesome!! Glad it made the call
S
sylvia
a month ago
Experience was very good
Experience was very good
R
rolanda trotter
a month ago
Jordan the rep he was the best
Jordan the rep he was the best
J
jon girouard
a month ago
Great help with no confusion
Great help, no more searching all around by myself. Very professional and personal. I highly recommend!
M
monique
a month ago
Its a good company and all but im…
Its a good company and all but im getting call from my last Finance Company say you're own when I thought they paid out on my old loan.. Trying to get in touch with the guy I refinance my car with the secretary is no help either.. Like im very highly upset off about the situation
B
barb howard
a month ago
Super easy
The gentleman I worked with was super nice knowledgeable new what he was doing Tyler was wonderful the process was easy and fast no pushy salesman it was a breeze anyone wanting to refinance there car this is the plase agin Tyler was super and he saved me some money thanks I lending agin for a great experience.
A
alexis
a month ago
Amazing Customer Service
My representative was easy to communicate with and provided me with all the information I asked. The process was quicker than I expected.
A
adam
a month ago
Brian was a great guy to work with.
Brian was a great guy to work with.
L
lisa
a month ago
This was the quickest & easiest loan…
This was the quickest & easiest loan I’ve ever done! Excellent customer service! Very convenient!
R
reggie ward
a month ago
Jordan Pete is very good at simplifying…
Jordan Pete is very good at simplifying there information he relays & is very knowledgeable of his job's processes!
D
deborah
a month ago
Met all my expectations to reduce car…
Met all my expectations to reduce car payment. Process user friendly. The person who worked with me was patient and helpful.
A
alfredo
a month ago
Your Staff was Amazingly On Point
Your Staff was Amazing Your SuperStar Is Camila 🔥
I
ismael soto jr
a month ago
They where very nice and helpful and…
They where very nice and helpful and very easy to work with and gave me a really good and helpful fast and easy quote and got back with me as soon as possible. I recommend for anyone or anybody to use them. I give them a top #1. Thank you
V
virginia
a month ago
Very knowledgable
Very knowledgable
M
marja spann
a month ago
Great experience for my first time…
Great experience for my first time refinancing. I was afraid but I was assured that this is a legitimate company and that I was in good hands. My rate is lower, I am with a great bank and I’d recommend iLending to others for sure!
J
james marks jr
a month ago
Alan Haire helped with every step
Alan Haire helped with every step. Got my interest rate down and monthly payments as well. U have to give them a try.
A
anand
a month ago
Quick and thorough refinance process
Alan Haire was excellent in outlining the process, detailing out the documentations needed and timely processing for refinancing the loan. As promised the entire process completed within 7 days and new loan was initiated with Verity.
D
dianna chase
a month ago
ilending did all of the research for…
ilending did all of the research for me, and got me the best loan for refinancing my car!
J
j jensen
a month ago
Minh Bui made my experience great
Minh Bui made my experience great. Very fast response to any questions and handled the whole process primarily through text which I prefer. Got a lower interest rate and lower payments on my car which I really needed during these times!
E
estefania
a month ago
Great Deal
They lower my monthly payments and general interest rate. The process was time consuming, though.
H
highland page ii
a month ago
Everyone was very helpful in the…
Everyone was very helpful in the process of transferring my loan. I would recommend friends and family to I Lending. My note was reduced by $150 if not more.
U
ursula timreck
a month ago
The step by step instructions from…
The step by step instructions from Nicholas were easy to follow. He was always available for questions with quick answers and a pleasure to work with.
Y
yvette marie
a month ago
Great Experience
I was very happy the experience I had with Ryan. He was knowledgeable, experienced and very helpful!! I would definitely recommend ilending to anyone. Thank you kindly Ryan!!!!
E
ebony
a month ago
It was my first time refinancing
It was my first time refinancing a vehicle and Marcus,Romeo made sure that I was comfortable with every step we took to ensure that I understand the process. He never rushed me, always took time to explain (more the twice sometimes) always returned my phone calls, text messages & emails. He was the the prefect person to help me. I got a lot of useful information from Marcus that I will definitely pass on with confidence! Thank you Mr.Romeo, for taking the fear of refinancing away and showing great customer service! Keep up the great work!!
C
carmen
a month ago
Excellent!!!
Excellent attention.The agent was always interested in helping with the refinancing of the car.Excellent service ,very kind and professional and The process was so quickly
J
jojan thomass
a month ago
Kris was so very helpful and full of patience in managing the refinancing
From my first contact with Kris, he was ever willing to help me, explain the modalities and everything was explained in a manner that I had very few questions. And even the queries that I had, Kris was always there to speak to me or at times diligently call back to resolve my queries. Thank you Kris, there cannot be greater experience to a good beginning of a new relationship!
N
natalie
a month ago
Davina Guitierez was amazing
Davina Guitierez was amazing! She went over and beyond to help us.
C
carl
a month ago
Quick easy all digital very painless…
Quick easy all digital very painless procedure
D
david westrem
a month ago
Asked for Nicholas Shane
Nicholas Shane helped me out greatly. I really appreciated his work. He made the process seem very simple and streamlined everything for me. Thank you again for refinancing my car.
E
erica
a month ago
Hunter was great!
Hunter was great!! He eased me into the whole application and got a great deal! I am very appreciative. Thank you iLending!
J
justus boone
a month ago
Alan was extremely helpful and worked…
Alan was extremely helpful and worked quickly to get my refinance completed!
P
patrick
a month ago
Lauren Oar was a great help she made it possible …
Lauren Oar was a great help she made everything real easy. Lauren explained everything to me and did great on lowering my payments and interest
J
jose
a month ago
Estimated APR
Estimated apr on the letter that was sent to me was 2 percents lower than what they gave me when they approved me.
k
kirstine
a month ago
Best care!
I thought I would just compare and see what my option could be it was super fast super easy and I got a amazing deal that was more then I was hoping for! Love so far
K
kathleen
a month ago
Anna Deel was wonderful to work with!
Anna Deel was wonderful to work with!
T
tamsen watson
a month ago
Great Service!
Attentiveness. Went above and beyond with finding the right refi option for my vehicle. Maintained good contact throughout the whole process. Very professional and personable. Would do business again and definitely would refer as a refi option to friends and family.
J
jordan r
a month ago
Kayla H was amazing
Kayla H was amazing! She walked me thru the process and made sure i understood everything. Kayla made me feel like i was in good hands and made sure to answer any questions i have.
e
elisa dobey
2 months ago
My agent Nicholas was awesome super…
My agent Nicholas was awesome super friendly. Extra attentive and knowledgeable. Best Customer Experience
A
antonio fernandez
2 months ago
Great service
Great service