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Gravity Lending Review

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Reviews 324

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Chris
Chris Muller
May. 03, 20214 min read

Gravity Lending summary

Gravity Lending is an online marketplace that connects you with other lenders for competitive rates and terms. They focus primarily on auto loans but offer several other options, too. Their application process is fast and easy, and funding happens quickly. If you're looking to refinance your auto loan from the comfort of your home, Gravity Lending may be a very good option for you.

Pros

  • Rates as low as 1.99%
  • Fast application process
  • Simple lending terms
  • Additional loan protections included

Cons

  • Not a direct lender
  • Need to apply for credit to get rates
Gravity Lending at a glance
4.2

Editorial score

Online experience

Online application but no learning resources

3.0

Customer services and support

Multiple ways of reaching lender but limited hours

4.0

Loan Types

Offers all loan types*

5.0

Repayment Flexibility

Offers flexible repayment plans & the option for special repayment programs

5.0

Eligibility (credit score)

Doesn't cover bad credit

4.0

Call Gravity Lending 8778228404

Suitable For?

Gravity Lending is suitable for those who want a quick and easy process to refinance their auto loan. They work with a variety of other lenders to connect you with competitive rates and terms, based on your credit profile (note: personal and student loans are coming soon).

Features

Gravity Lending offers auto refinancing loans today. Coming soon is the ability to get student loans, personal loans, and home improvement loans. To start, you’ll get low rates and the simplest terms on the market. This is because Gravity connects you to a variety of other lenders who compete for your business.

In addition, their process is streamlined (more on this below) and funding happens fast. So essentially, you can refinance your auto loan in a matter of minutes without leaving your couch.

Gravity also offers protection on your loan. First, you’ll be eligible to receive Guaranteed Asset Protection (GAP) which typically pays the difference between the cash value of your vehicle and what’s owed to the lender if you have a total loss. You’ll also be eligible for a Vehicle Service Contract (VSC), which is like a warranty but is more of an agreement to pay for specific repairs to your vehicle if needed. Finally, Gravity offers Depreciation Protection, which helps cover the value of your car where GAP protection can’t.

Gravity Lending Highlights:

  • Fast application and lending process
  • Excellent rates and lending terms
  • Expedited funding
  • Additional protection
  • Multiple loan options
  • A+ Better Business Bureau rating

Application Process

The application process with Gravity Lending is easy, and there are four steps you need to take: 

  1. Contact information. You fill out your basic contact information such as your name, email, and phone number.
  2. Loan request information. Enter your vehicle make, model, and year, as well as mileage, estimated payoff amount, and VIN number (optional).
  3. Applicant information. Fill out a loan application with your detailed information, such as your date of birth, Social Security Number, residential information, and employment information.
  4. Disclosures and submit your application. The final step is to read their disclosures and give Gravity Lending permission to run your credit, at which point you’ll be presented with loan options if you’re approved.

The entire process takes about 5 minutes, assuming you have the information mentioned above handy. The initial pre-approval is based on a soft pull of credit, intended to make sure you like the offers before a hard credit inquiry is run.

Loan Types and Terms

Gravity Loans connects you to other lenders for competitive rates and loan terms. Because of that, they don’t list specific loan terms on their site. Regarding loan types, their main product is an auto loan - which you can get for as low as 1.99%. You’re also able to apply for a home improvement loan and coming soon is the ability to get student loans and personal loans.

Gravity Lending doesn’t list specific lending requirements, either, since they’re a marketplace and each lender they work with will have their own lending requirements. However, you will have to enter your employment information, housing information, and your credit will be reviewed -- which will all ultimately determine the rates and terms you’re offered.

Repayment Options

Since Gravity Lending is a lending marketplace, they do not list specific loan repayment terms. That will be determined by the individual lender you go with.

How Safe Is It? 

Gravity Lending is about as safe as any other online lender. While they can’t entirely prevent malicious attacks and hacking, they do take every measure they can to protect your secure information. Your information is safeguarded through encryption and firewalls to prevent unauthorized usage. Also, only those who need to see your information will (i.e., lenders willing to give you a loan).

Help & Support

Gravity make it easy to contact them in a variety of ways. First, you can contact them directly by calling 877-822-8404. You can also contact them on social media, including LinkedIn, Facebook, Twitter, and Instagram. Available Monday - Friday 8:00am - 6:00pm.

How Gravity Lending Compares


Gravity LendingLendingTree
APRFrom
1.99%
From
3.49% - 4.27%
Minimum credit score600None
Loan amountsUp to $100,000Up to $300,000
Loan term25 - 84 monthsVaries
Suitable forFast & easy auto loansMultiple loan options

Summary

Overall, we’re impressed with Gravity Lending. They’re a newer company (founded in 2015), but already have a stellar rating with the Better Business Bureau and excellent customer reviews. If you’re looking purely for an auto loan and you want a fast and easy process, Gravity Lending is a great choice.

Call Gravity Lending 8778228404

Physical Address

3432 Greystone Dr, Ste 200

Austin, TX 78731

Chris
Written byChris Muller

Chris has an MBA with a focus on advanced investments and has been writing about all things personal finance since 2015. He’s also built and ran a digital marketing agency, focusing on content marketing, copywriting, and SEO, since 2016. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

Gravity Lending
Gravity Lending
ExcellentReviews 324
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Trustpilot reviews

See what some costumers are saying about Gravity Lending
Gravity Lending
ExcellentReviews 324
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Excellent
96%
Great
2%
Average
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Bad
2%
  • author
    Chris Pick
    a day ago
    The entire process went very smoothly

    The entire process went very smoothly. Stephanie walked me through the entire process. Would recommend to anyone.

    ...

  • author
    Megan Lamont
    2 days ago
    Great job Gravity Lending!

    Matt Larner with Gravity Lending did a fabulous job refinancing my auto loan! From start to finish he made this the easiest and quickest refinance process I’ve ever had. I will most certainly be referring him and Gravity Lending to family and friends!

    ...

  • author
    Jose
    2 days ago
    Amazing !!

    Amazing !!! Smooth and fast

    ...

  • author
    Marianna Gaiani Z
    2 days ago
    Gene helped me since day one and it was…

    Gene helped me since day one and it was a great experience. While other companies didn’t respect my requests for communication methods, Gene was very accommodating to my difficult schedule. He also got me a great rate and the process was smooth and to my satisfaction. Also, no fees 👍🏻! I’m happy and I recommend their services. Especially above refi jet and other companies that spam your phone and texts.

    ...

  • author
    Carl Moores
    2 days ago
    Nick was amazing!

    Nick was amazing!! I called off junk mail which I never do, Nick took my information and immediately got to work to help me. Normally you hear rehearsed lines, but Nick had confidence in his voice with everything he had to say and knew exactly what to do and how to help. I couldn't be happier I made this phone call and would recommend Nick 10 out of 10 times. Thank you again!

    ...

  • author
    Daniel Smith
    3 days ago
    Great place to refinance

    Great place to refinance, Gene was really helpful and made it very easy to do. They helped me alot and saved me a good bit of money on my car. Definitely recommend Gravity Lending and once again thanks Gene for everything. 👍🏻

    ...

  • author
    L Butcher
    3 days ago
    Chris Downey was amazing to work with

    Chris Downey was amazing to work with. I always get anxiety when I'm trying to do anything with my finances and he immediately put me at ease and walked me through the complete process quickly and professionally. I will definitely tell friends and family to call Gravity Lending and speak to Chris. Thank you for a great experience!

    ...

  • author
    Boz
    3 days ago
    John Robinson is 5 Stars!

    John Robinson made this process super smooth. It was great to feel like I was working with a human, and not a robot. John stayed in touch throughout the entire process and followed up by phone after the process was complete. It was only a few days from the time I applied for financing to the time my loan was completed. I'd recommend Gravity Lending, and if you have any say, I'd definitely recommend working with John! - Brandon Bozarth

    ...

  • author
    Linda
    3 days ago
    Easy refinance

    Our refinance was quick, easy and non stressful. Lauren was even able to take 6 months off of our loan without an increased payment. She was very knowledgeable and answered questions quickly. I highly recommend Gravity Lending to anyone looking to refinance.

    ...

  • author
    Phil B
    3 days ago
    THIS IS THE FIRST TIME I REFINANCED A…

    THIS IS THE FIRST TIME I REFINANCED A VEHICLE AND THEY MADE IT SO EASY FOR ME AND EXPLAINED EVERYTHING TO ME WHICH REALLY SET ME AT EASE, THANKS GRAVITY LENDING

    ...

  • author
    jamal khan
    3 days ago
    Very helpful

    They have cooperated with me a lot so far, and they are very friendly. They always kept contact with, and they are overall a great team.

    ...

  • author
    L G
    3 days ago
    Easy as 1,2 and 3

    Easy as 1,2 and 3. Friendly service straight forward . . Hassle free. Terms as promise.

    ...

  • author
    Randy Tetterton
    4 days ago
    Wasn't even thinking about refinancing my vehicle

    I wasn't even thinking about refinancing my vehicle and I got a flyer in the mail and thought, why not see what this was all about. A few days later, I was filling out the paperwork online to get refinanced. The whole process was easy to follow and understand. It was a great experience and glad I decided to open and read the flyer.

    ...

  • author
    Brittney
    4 days ago
    Jerrel was the agent who helped me and…

    Jerrel was the agent who helped me and he definitely walked us through the process! They work very fast and have constant communication and always respond to questions. This process was easier then when I first got the car financed and I understood it more! I would highly recommend refinancing your vehicle through gravity lending and ask for Jerrel

    ...

  • author
    SPC Jennifer Williams
    Oct 21, 2021
    Was professional and helpful with…

    Was professional and helpful with refinancing my car. They were able to get my payment down to what I needed. Would recommend using them.

    ...

  • author
    Beneshia-Starkville,MS
    Oct 20, 2021
    They are very helpful & informative

    They are very helpful & informative. The process didn’t take long at all and the responses were very speedy.

    ...

  • author
    Betsy
    Oct 20, 2021
    I am extremely please with the…

    I an extremely please with the wonderful customer service and the extremely easy experience I have had with Gravity and John R in particular. I wasn't looking to refinancing my truck but I'm more than pleased with the savings they have found for me. Thank you and I would encourage anyone to check them out if your thinking of refinancing.

    ...

  • author
    Melissa Sauceda
    Oct 20, 2021
    This is the first time I refinanced…

    This is the first time I refinanced anything. Osiel Gomez reached out to me soon after I began looking and was quick and efficient on finding me a great deal! He was very helpful every step of the way and I recommend him and Gravity Lending to everyone in the future!

    ...

  • author
    Jose
    Oct 20, 2021
    Excellent !

    Excellent !! Smooth and easy process and David made it easier for me with his knowledge and good support

    ...

  • author
    gabi
    Oct 20, 2021
    This process was very easy I would…

    This process was very easy I would recommend Wade he was very helpful with refinancing my car.

    ...

  • author
    CDS
    Oct 20, 2021
    One of the easiest refinances ever

    One of the easiest refinances ever. Stephanie was awesome and very helpful through the process. Thank you for saving me over 3000 dollars a year

    ...

  • author
    Tim Shockey
    Oct 19, 2021
    Super easy

    Super easy! I was skeptical at first, considering it's all online, but went very smoothly. Currently waiting on the pay off now, but great experience. Saved me money and time!

    ...

  • author
    Kathy Pfister
    Oct 19, 2021
    Mark helped me with my Auto Refinance

    Mark helped me with my Auto Refinance, it was easy and quick! He helped me choose the best program, he listened to my needs and offered great guidance.

    ...

  • author
    NM
    Oct 19, 2021
    Fantastic experience end to end!

    Fantastic experience end to end! The rep (Matt) explained everything clearly, made the process super easy, and gave me space to make an informed decision. I'll definitely use Gravity again!

    ...

  • author
    Pavel Naz
    Oct 19, 2021
    Gene did an awesome job refinancing my…

    Gene did an awesome job refinancing my car. It was way easier then I expected. I literally called them and knocked my payment down by 30%.

    ...

  • author
    Jorge
    Oct 19, 2021
    Saved money fast

    The whole process start to finish was very simple and streamlined. Our application manager Tyler was easy to reach and answered our questions promptly. We simply read and signed a few documents, Gravity Lending did all the leg work and now my wife and I will be saving over 200 dollars a month on our car payment…easy!

    ...

  • author
    Art Lynch
    Oct 17, 2021
    Highly recommend

    Mr. Lavender responded to my phone calls imediatly. He answered all of my questions and did an outstanding job.

    ...

  • author
    Yoa
    Oct 16, 2021
    Gran experiencia

    Hola, pude refinanciar mi auto con Gravity Lending y gracias a Clarissa Nava realmente fue una experiencia excelente, no pensé que iba a ser algo tan fácil y tan rápido, la verdad, pero ella me supo guiar y ayudar en todo lo necesario para realizar el proceso, por eso la recomiendo a cualquier persona que quiera refinanciar su auto, muchas gracias.

    ...

  • author
    Lori
    Oct 15, 2021
    I want to thank Gene griffin and…

    I want to thank Gene griffin and gravity lending you guys are awesome. Gene griffin was great he helped us with everything for a lower rate and got us a great deal! I will keep in touch on any financial advice I have. Thanks again Mr and mrs Stephen wilkinson

    ...

  • author
    Ladarius Craig
    Oct 14, 2021
    This company come threw for you they…

    This company come threw for you they will find you the best rate this the second time going with them on refinance and they never fail and they also patient with you and detailed so if you need to refinance don’t look no where else 🤘🏽 Thank you gravity lending

    ...

  • author
    Ryan
    Oct 13, 2021
    Gene Griffin has been the BEST !

    Gene Griffin has been the BEST !! Never did his communication lag, he was on top of every detail of my refinancing !! All around impeccable experience with Gene and Gravity !! Will contact Gene in the future for all of my financing needs !!

    ...

  • author
    Marie Hanna
    Oct 13, 2021
    Easy to work with

    Easy to work with. Stephanie W was great to work with. Took the time to explain things to me. Was kind and not pushy.

    ...

  • author
    Niamah Mosley
    Oct 13, 2021
    Beyond my Expectations

    Tyler was such an amazing help. He was very persistent in helping me refinance my car when I was hesitant. He was completely transparent with me about the process and I couldn’t be more grateful.

    ...

  • author
    Estella Bryant
    Oct 13, 2021
    Gravity Lending is Great

    C. Dowdy was very responsive. The team was responsive and kept me informed during the entire process. Gravity is great and the customer service is phenomenal. T. Ellison

    ...

  • author
    kathy hamiltom
    Oct 12, 2021
    Very efficient and fast

    Very efficient and fast. Fastest refi and great rate

    ...

  • author
    Debra Adams
    Oct 12, 2021
    This is an AMAZING opportunity for…

    This is an AMAZING opportunity for those of us trying to save money! Very courteous and patient...I almost was to my last day before expiration and got it done with ease! I would definitely recommend these guys ...

    ...

  • author
    ken vent
    Oct 12, 2021
    Great experience with my loan advisor

    Great experience with my loan advisor. Did most of the work through e mail and text, no pressure at all. Will use again for my next refinance

    ...

  • author
    Jocelyn Vizcaino
    Oct 12, 2021
    Wade Wilson is AMAZING!!!!

    Wade Wilson is absolutely amazing!!! Made this process so easy for us, work with our schedules and made sure we were getting the the best option that fits our needs. We are so grateful and would recommend anyone who is looking to refinance to go to Gravity Lending and ask for Wade!! Thanks again!!!!!

    ...

  • author
    Brandon Wheeler
    Oct 12, 2021
    Easy process

    Matt with gravity lending made the whole process really easy. I didn’t get harassed non stop when I was working or too busy to get back to him. I would recommend them for refinancing your vehicle.

    ...

  • author
    Seth Conroy
    Oct 11, 2021
    Excellent experience

    Excellent experience, Nick Lavender was a phenomenal help in explaining the whole process, shooting everything to me straight, and ultimately saving me a money on my Truck refinancing! Additional, I was able to even more savings and more coverage for the duration of my loan with zero deductible for less than what dealership had offered me! These guys never ceased to amaze me at every step of the way! Too bad these guys don't offer new loan financing, because they would be my first choice! Another proud customer of Gravity Lending!

    ...

  • author
    James Smith
    Oct 11, 2021
    Great Experience + Great Rates!!

    I had a great experience with Servando at Gravity Lending. He was professional and polite. He was quick to response any questions I had either by phone, text, or email. He was able to help me with a reduced Auto Re-finance loan and one if not the best competitive rate compared to other lenders. Overall, I was pleased with the process and service! I highly recommend Gravity Lending with your loan needs.

    ...

  • author
    Victor Paz
    Oct 10, 2021
    Mr Paz

    Mr. Evans was extremely helpful. Explained everything, and I probably could not have done it without his help. He is a real asset to your company and I am extremely grateful for his help and advice.

    ...

  • author
    judy
    Oct 10, 2021
    Excellent customer service from Mark

    Excellent customer service from Mark. He was knowledgeable in the business and made me feel comfortable in what I was doing. I would recommend this company for your refinance needs.

    ...

  • author
    Rene Mendez
    Oct 08, 2021
    Great experience

    Great experience. Smooth Transaction. Easy to work with.

    ...

  • author
    Amanda Bruno
    Oct 08, 2021
    My experience with John at Gravity was…

    My experience with John at Gravity was so amazing and easy. He was so personable and informative. I’m saving over $100/mo with my refi! -Amanda Hairhoger

    ...

  • author
    B Winkle
    Oct 08, 2021
    Easy refinance

    Was able to refinance our vehicle very quickly. Got a great rate and save almost $100 per month. Our rep was extremely helpful.

    ...

  • author
    Juan
    Oct 07, 2021
    Cindy was great helped us to refinance…

    Cindy was great helped us to refinance our vehicle and made it happen for us. She was very professional, explained all options of the refinance process and contract. Keep up the great work!

    ...

  • author
    Kenneth Roberts
    Oct 07, 2021
    Nick at Gravity Lending helped us…

    Nick at Gravity Lending helped us refinance our vehicle and save alot of money. He was very helpful and patient while assisting and educating us on a wealth of knowledge throughout the entire process! We are so grateful and would recommend anyone who is looking to refinance to go to Gravity Lending and ask for Nick!! Thanks again

    ...

  • author
    chinita girl
    Oct 07, 2021
    Awesome experience

    Awesome experience, I was very anxious making a call but Eiji was so nice and very patient with me. All in all gave me a good experience. I got the best offer and I'm very thankful.

    ...

  • author
    Erica Strickland
    Oct 07, 2021
    First of all I want to say thanks to…

    First of all I want to say thanks to Gravity lending for giving me an opportunity to refinance my vehicle. Nick is absolutely amazing! He answered all my questions and explained the process thoroughly. He made sure I was getting the best option that fit my needs. I would definitely recommend him to anyone I know. I couldn't be more comfortable or happier making such a big decision. Such a great experience!!

    ...

  • author
    Hector Dominguez
    Oct 06, 2021
    Good communication threw out the…

    Good communication threw out the process.

    ...

  • author
    Austin Andrewson
    Oct 06, 2021
    Gravity lending saved me thousands of dollars

    It all started with a letter in the mail, I thought it was just junk mail at first but I decided to check the reviews and it was good that I did. I called and talked to Clarissa who was very professional and helpful and I saved myself from a high interest rate and thousands of dollars. Gravity lending is the truth

    ...

  • author
    juan sanchez
    Oct 05, 2021
    I have been trying to refinance my…

    I have been trying to refinance my vehicle for the past year but I have not had any luck. Unfortunately during the pandemic I was not able to make my payments on my vehicle witch I believe were the cause of my not qualifying … I was already to give up. I received a letter in the mail from Gravity Lending about refinancing my vehicle . Honestly i did not want to go through with it but my wife said you never know you might get qualify this time … so I called and nobody answer.. within the hour I get a a call back from gravity lending a man name Mark Teasley was on the line … he explained everything over the phone and I explained my situation… he said not worries I’m going to help you out… we did the whole process over the phone and gave him my information.. he said I will get a call back on Monday to see if I qualify… Monday came and I got a call and told me I was approved …thank you Mark Teasley and you team for helping me out will sure recommend you guys

    ...

  • author
    Maurice Magazine
    Oct 05, 2021
    Nick did a great job communicating…

    Nick did a great job communicating information and made the process very comfortable. I definitely recommend his services.

    ...

  • author
    dalton peters
    Oct 05, 2021
    Great experience and very helpful

    Great experience and very helpful

    ...

  • author
    Jenna
    Oct 05, 2021
    Great experience with gravity lending

    We had a great experience with Estella at gravity lending. She did not bombard me with calls, she used text message and was very specific and showed she was there to help me not just get my business. She was extremely responsive and the whole process was wrapped up with in a week. She was also able to present multiple scenarios for us to consider ranging from length of term, interest rate, and the add on of other packages. I am very pleased with how the process went...not to mention they found the best rate by far!

    ...

  • author
    Justin Batchelor
    Oct 04, 2021
    Helpful

    Helpful, friendly, and good communication. Would recommend gravity to family and friends!

    ...

  • author
    Moe Q
    Oct 01, 2021
    Effortless

    Effortless. Friendly. Timely. Three words I would use to describe my experience with Gravity Lending. If you ever need a loan, I would highly recommend speaking with Eiji Evans. He is the force behind the gravity that is Gravity Lending.

    ...

  • author
    Kendra Taylor
    Sep 30, 2021
    Efrain Cordova was phenomenal

    Efrain Cordova was phenomenal! He was very patient with me, explained everything well, always texted or emailed and let me know exactly what was going on! I couldn’t ask for a better loan officer! this company has saved me so much money!!!!

    ...

  • author
    Shane Curtis
    Sep 30, 2021
    I had an absolute great experience

    I had an absolute great experience! I worked with Nick and he was super professional answered all my questions and got the job done right and in a timely fashion. Highly recommend gravity lending to anyone who would be looking at refinancing your automobile. I ended up refinancing both my car and my wife’s car and saving lots of money thank you gravity lending!

    ...

  • author
    aris arias
    Sep 30, 2021
    God bless everyone! Best choice for refinancing you car!

    God bless everyone! Best choice to refinance your car Nick Lavender Sr. Loan Officer, Gravity Lending, 512-675-5278, Was very very polite and very patient. He helped me get my car payment from $561 to $314 a month I'm very pleased with his job, he explained everything to me very clearly and with honestly wish was one of the most important part! I recommend Gravity Lending with my eyes closed! Ask for Nick Lavender for further information!

    ...

  • author
    Alice Garretson
    Sep 30, 2021
    I have had the best experience …

    I have had the best experience refinancing my car with Gravity Lending ! My loan officer was Nick and he was phenomenal ! From start to finish he made the loan so easy with great communication, helpful suggestions and doing what he said he would do . I would highly recommend Gravity Lending !

    ...

  • author
    Shauna Mallet
    Sep 30, 2021
    This is awesome service and stress…

    This is awesome service and stress free. I had Mario and he was amazing. He helped me so much with my auto refinance. It was a great experience. Thanks so much

    ...

  • author
    Cass M
    Sep 30, 2021
    Servando Avila was amazing

    Servando Avila was amazing! He helped me with getting my car refinanced. The process was so fast. I really appreciate it!!!

    ...

  • author
    Shawn Hartmann
    Sep 29, 2021
    Epic company

    Epic company, great to work with and made this process super easy! Saved me money, saved me time, and handled all the leg work. Never asked a question they couldn't answer for me and made me feel comfortable through the whole process. If you work with Geronimo, you won't be disappointed!!!

    ...

  • author
    Kid Hersh
    Sep 29, 2021
    Great experience - highly recommend

    Great experience, really simple and easy and saved a great deal of money and so believe it’s at least worth a little effort to check them out. No hidden fees or anything

    ...

  • author
    Mickey Petrie
    Sep 28, 2021
    Matt Larner at Gravity Lending rocked…

    Matt Larner at Gravity Lending rocked my car loan. This was the easiest and smoothest loan application I’ve ever had. His personal attention sets him apart from other lenders. If I could offer a ten out of ten star review I would give him 12. He not only was able to lower my interest but it was close to a new car loan. I would recommend him with the highest confidence possible.

    ...

  • author
    Carol Drews
    Sep 28, 2021
    Gene has been great to work with

    Gene has been great to work with. He keep me advised all the way through this process and was able to save us some money. Great customer service.

    ...

  • author
    Jay Cook
    Sep 27, 2021
    I’ve been saddled with a high interest…

    I’ve been saddled with a high interest interest rate ever since I bought my car in March 2020! I really didn’t think that Gravity Lending or any company could help me. Boy am I glad that I called them, and especially glad that I got assigned Nick Lavender to work with. He was awesome! He made the entire process easier than any car financing that I’ve ever done. He explained every thing clearly, and followed through on everything he promised! Now I’ll be saving $200 a month that I can use to reduce other debt. I highly recommend Nick Lavender and Gravity Lending, and will tell all of my friends and family to do business with them!

    ...

  • author
    Jhenny Cardona Queenecua
    Sep 25, 2021
    Gene is amazing

    Gene is amazing! Fortunately there is 1 auto refinance company in the US that does NOT charge a fee for their services. Started the process on Friday and was already sent to funding so quickly in a week or so all the process was completed. He is fast and very professional!

    ...

  • author
    Alexis
    Sep 24, 2021
    Gravity Lending Amazing Experience

    The experience that I had with Efrain one of the members at Gravity Lending was beyond amazing! He went above and beyond to make sure that I was satisfied and more! Always was there to answer any kind of questions I had! I was a very satisfied happy customer at the end!

    ...

  • author
    Primavera del Angel
    Sep 24, 2021
    Had a great experience

    Had a great experience! Efrain was very helpful and had me updated the entire process, was able to get me even a better rate and was very good at explaining everything , I definitely recommend Gravity Lending

    ...

  • author
    Michelle Blecka
    Sep 28, 2021
    So I got a letter in the mail

    So I got a letter in the mail. I would normally throw in the trash without opening it. I took a gamble and opened the what I thought would be junk mail and called. I spoke with Geronimo, and he was great. Explained everything to me step by step. Well less than 3 week later I refinanced my car with Gravitylending. I'm saving over $100 a month. Great and east experience.

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  • author
    Chasity
    Sep 24, 2021
    It was easy and quick way to lower my…

    It was easy and quick way to lower my monthly payment and I was able to get competative rates.

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  • author
    Juan
    Sep 23, 2021
    Great Experience

    I had been wanting to refinance my truck for about a year and boy was I happy to find these guys. Ricky made the process smooth and easy. I was able to just text all the info they needed at the beginning and the rest was simple.

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  • author
    Martin
    Sep 23, 2021
    Refinancing my truck loan

    The refinance of my Tacoma was the easiest and most satisfying banking experience of my 72 years on the planet. Matt was super helpful and so thorough in his explanations of the process, I thought there must be more to it but he helped me every step of the way. I would definitely work with this company again in the future. Martin D.

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  • author
    Spencer Teller
    Sep 23, 2021
    Clarissa N @ Gravity Lending

    Clarissa N. was a great help in getting us a low rate Auto refinance loan. She was courteous , patient and thoughtful.

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  • author
    Belkys
    Sep 22, 2021
    Great experience all around!

    Great experience all around! John Robinson @ Gravitylending.com was Amazing! He made it easy to get my refi done. He was attentive and responsive. He’s your guy if you need to refinance your car! It was seamless. Tell him Belkys sent you 😊

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  • author
    Raymond Palacios
    Sep 22, 2021
    Excellent service

    Excellent service

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  • author
    Dorine Ireland
    Sep 22, 2021
    Gene was very great to work with

    Gene was very great to work with. I highly recommend this company to refinance

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  • author
    Tara Cates
    Sep 22, 2021
    Refinancing with Brian with Gravity…

    Refinancing with Brian with Gravity Lending was one of the easiest experiences ever. He cut our interest rate in HALF! He was quick to respond and answered all of my questions. Glad I didn't throw out what I thought was spam mail!

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  • author
    Rachel Zeigler
    Sep 22, 2021
    Great company!

    The entire process of refinancing my vehicle was very simple and quick from start to finish. Everyone was incredibly helpful and friendly!

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  • author
    Tracy Jean
    Sep 22, 2021
    I had applied online and didn’t even…

    I had applied online and didn’t even realize I had applied and almost told them I wasn’t interested. Thankfully I didn’t do that!! I am very impressed with the level of customer Service received not to mention a much lower interest rate!!

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  • author
    D Coney
    Sep 21, 2021
    I would definitely recommend gravity…

    I would definitely recommend gravity lending Luis Cordon is the best he was very knowledgeable and made me do comfortable I got the best rates and he made sure he explained the entire process considering this was my first time I’ve refinanced thank you all again for the opportunity.!

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  • author
    Chris
    Sep 21, 2021
    Chris @ gravity got my SUV refi done…

    Chris @ gravity got my SUV refi done quickly and easily. Saved me $200 plus!

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  • author
    Manoel
    Sep 21, 2021
    Great experience

    Great experience! Fast and easy process. Gravity Lending was able to lower both my monthly payments as well as interest rate.

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  • author
    JS
    Sep 21, 2021
    Gene Griffin via Gravity Lending

    Gene Griffin is/was amazing! We recently bought a new home and with our older home not selling as fast as anticipated, we had to restructure some debt while having to pay two mortgage. Fortunately there is 1 auto refinance company in the US that does NOT charge a fee for their services. Started the process on Friday and was already sent to funding by Tuesday! That’s fast and professional!

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  • author
    Jeremy H.
    Sep 21, 2021
    Efrain Cordova is a rock star at Gravity Lending

    Efrain Cordova was great to work with throughout the entire process. From the beginning to submitting application, going over loan process and making sure all questions were answered. I highly recommend Gravity Lending if you are ready to refinance at a great rate.

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  • author
    Elizabeth Paredes
    Sep 20, 2021
    You won't regret it

    just nowNEW I've been thinking of refinancing for a while now, and I received an offer letter from them. I gave them a call, and Brian assisted me as my representative. He is very knowledgeable & helped me 100% of the process. He Took me out of any doubts and answered all my questions. I definitely recommend asking for him when you call, I promise he'll make things so much easier.

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  • author
    Madelaine Priest
    Sep 20, 2021
    So thankful to have found Gravity…

    So thankful to have found Gravity Lending. Geronimo and the rest of the crew helped us secure a much lower payment. He explained everything in detail, was quick to respond to any questions I had, and was just overall kind and pleasant to work with.

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  • author
    Maria Gonzalez
    Sep 20, 2021
    BIG Thanks to Estella Tovar👍👍👏my…

    BIG Thanks to Estella Tovar👍👍👏my representative at Gravity lending was very communicative and helped walk me through the entire process.

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  • author
    Jesi Peoples
    Sep 20, 2021
    Processing was quick and painless

    Tyler Magness made the process simple and seamless. He listened to our needs and delivered the best refinancing options. He helped us get lower monthly payments and decreased our APR by half! Best decision we've made.

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  • author
    Next Vacay Member. Kim
    Sep 20, 2021
    Gravity Lending

    I really enjoyed my experience with Gravity and Geramino was very attentive and helpful

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  • author
    Carolyn Fuzz
    Sep 19, 2021
    Eiji Evans

    Eiji Evans. IS a great person to work with on any refinance information that you need.

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  • author
    Joshua M. Daniel
    Sep 19, 2021
    This is a great company to work with

    This is a great company to work with. They took care of us ever step of they way.

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  • author
    Rebecca Portillo
    Sep 18, 2021
    Extremely easy and fast refinance

    Extremely easy and fast refinance. Completed application online. Documents sent via email. Very convenient.

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  • author
    JJV
    Sep 16, 2021
    Excellent service from 1st call through…

    Excellent service from 1st call through funding !!! Nick and his team exceptional !! Thank you

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  • author
    Mario Howell
    Sep 16, 2021
    100% Happy and Satisfy customer

    I found out about Gravity Lending through a customer of my. I did my research to check the Company history and Reviews ratings. I did filled out my application and I was contacted with in 1 business Day. The application specialist Eddie, was very helpful, professional and prompt. The sense of urgency of getting everything right from the start was phenomenal ( I work in the Car business as a Sales Consultant) the process was very smooth and completed in no time. I was able to Lower my Interest rate and also my Monthly payment. I am so happy I made the right choice in selecting Gravity Lending. Once again thank you Eddie, Vivian Fox and Rick Reyes !!! I have been telling all my current customers with High Interest rates to refinance with Gravity Lending...... Sincerely a very Happy and Satisfied customer. Mario Howell

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  • author
    aliena holt
    Sep 16, 2021
    Luis at Gravity Lending made our…

    Luis at Gravity Lending made our refinancing easy and seamless! Saved alot by getting a much better rate! Would definitely work with them again!

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  • author
    tony m
    Sep 15, 2021
    Great experience

    Great experience! Special thanks to Efrain Cordova , made the process very easy.

    ...

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