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Gravity Lending Review

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Reviews 175

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Chris
Chris Muller
May. 03, 20214 min read

Gravity Lending summary

Gravity Lending is an online marketplace that connects you with other lenders for competitive rates and terms. They focus primarily on auto loans but offer several other options, too. Their application process is fast and easy, and funding happens quickly. If you're looking to refinance your auto loan from the comfort of your home, Gravity Lending may be a very good option for you.

Pros

  • Rates as low as 1.99%
  • Fast application process
  • Simple lending terms
  • Additional loan protections included

Cons

  • Not a direct lender
  • Need to apply for credit to get rates
Gravity Lending at a glance
4.2

Editorial score

Online experience

Online application but no learning resources

3.0

Customer services and support

Multiple ways of reaching lender but limited hours

4.0

Loan Types

Offers all loan types*

5.0

Repayment Flexibility

Offers flexible repayment plans & the option for special repayment programs

5.0

Eligibility (credit score)

Doesn't cover bad credit

4.0

Call Gravity Lending 8778228404

Suitable For?

Gravity Lending is suitable for those who want a quick and easy process to refinance their auto loan. They work with a variety of other lenders to connect you with competitive rates and terms, based on your credit profile (note: personal and student loans are coming soon).

Features

Gravity Lending offers auto refinancing loans today. Coming soon is the ability to get student loans, personal loans, and home improvement loans. To start, you’ll get low rates and the simplest terms on the market. This is because Gravity connects you to a variety of other lenders who compete for your business.

In addition, their process is streamlined (more on this below) and funding happens fast. So essentially, you can refinance your auto loan in a matter of minutes without leaving your couch.

Gravity also offers protection on your loan. First, you’ll be eligible to receive Guaranteed Asset Protection (GAP) which typically pays the difference between the cash value of your vehicle and what’s owed to the lender if you have a total loss. You’ll also be eligible for a Vehicle Service Contract (VSC), which is like a warranty but is more of an agreement to pay for specific repairs to your vehicle if needed. Finally, Gravity offers Depreciation Protection, which helps cover the value of your car where GAP protection can’t.

Gravity Lending Highlights:

  • Fast application and lending process
  • Excellent rates and lending terms
  • Expedited funding
  • Additional protection
  • Multiple loan options
  • A+ Better Business Bureau rating

Application Process

The application process with Gravity Lending is easy, and there are four steps you need to take: 

  1. Contact information. You fill out your basic contact information such as your name, email, and phone number.
  2. Loan request information. Enter your vehicle make, model, and year, as well as mileage, estimated payoff amount, and VIN number (optional).
  3. Applicant information. Fill out a loan application with your detailed information, such as your date of birth, Social Security Number, residential information, and employment information.
  4. Disclosures and submit your application. The final step is to read their disclosures and give Gravity Lending permission to run your credit, at which point you’ll be presented with loan options if you’re approved.

The entire process takes about 5 minutes, assuming you have the information mentioned above handy. The initial pre-approval is based on a soft pull of credit, intended to make sure you like the offers before a hard credit inquiry is run.

Loan Types and Terms

Gravity Loans connects you to other lenders for competitive rates and loan terms. Because of that, they don’t list specific loan terms on their site. Regarding loan types, their main product is an auto loan - which you can get for as low as 1.99%. You’re also able to apply for a home improvement loan and coming soon is the ability to get student loans and personal loans.

Gravity Lending doesn’t list specific lending requirements, either, since they’re a marketplace and each lender they work with will have their own lending requirements. However, you will have to enter your employment information, housing information, and your credit will be reviewed -- which will all ultimately determine the rates and terms you’re offered.

Repayment Options

Since Gravity Lending is a lending marketplace, they do not list specific loan repayment terms. That will be determined by the individual lender you go with.

How Safe Is It? 

Gravity Lending is about as safe as any other online lender. While they can’t entirely prevent malicious attacks and hacking, they do take every measure they can to protect your secure information. Your information is safeguarded through encryption and firewalls to prevent unauthorized usage. Also, only those who need to see your information will (i.e., lenders willing to give you a loan).

Help & Support

Gravity make it easy to contact them in a variety of ways. First, you can contact them directly by calling 877-822-8404. You can also contact them on social media, including LinkedIn, Facebook, Twitter, and Instagram. Available Monday - Friday 8:00am - 6:00pm.

How Gravity Lending Compares


Gravity LendingLendingTree
APRFrom
1.99%
From
3.49% - 4.27%
Minimum credit score600None
Loan amountsUp to $100,000Up to $300,000
Loan term25 - 84 monthsVaries
Suitable forFast & easy auto loansMultiple loan options

Summary

Overall, we’re impressed with Gravity Lending. They’re a newer company (founded in 2015), but already have a stellar rating with the Better Business Bureau and excellent customer reviews. If you’re looking purely for an auto loan and you want a fast and easy process, Gravity Lending is a great choice.

Call Gravity Lending 8778228404

Physical Address

3432 Greystone Dr, Ste 200

Austin, TX 78731

Chris
Written byChris Muller

Chris has an MBA with a focus on advanced investments and has been writing about all things personal finance since 2015. He’s also built and ran a digital marketing agency, focusing on content marketing, copywriting, and SEO, since 2016. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

Gravity Lending
Gravity Lending
ExcellentReviews 175
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Trustpilot reviews

See what some costumers are saying about Gravity Lending
Gravity Lending
AverageReviews 175
on
Excellent
95%
Great
2%
Average
1%
Poor
0%
Bad
2%
  • author
    Justin Weaver
    a day ago
    Matt at gravity lending was a huge help

    Matt at gravity lending was a huge help! He listened to my overall goals for refinancing my auto loan and helped me choose the option that was right for me. He provided me with helpful feedback and knowledge that made the whole process easy. I highly recommend Gravity Lending

    ...

  • author
    Nick Zsamboky
    3 days ago
    Gravity Lending saved us money!

    This was our first experience with an online re-fi company and let me tell you, Gravity Lending and Luis C., were fantastic! Never pushy, gave us real options that saved us money, lowered our rate and shortened our term! I would use them again and I will recommend them for sure! Gravity Lending and Luis was a great online experience, thank you!

    ...

  • author
    Cruesifixx
    Jul 17, 2021
    Gravitylending actually lowered my…

    Gravitylending actually lowered my monthly payments down from $570 to $480 dollars a month. They also lowered my interest rate and I received extra perks as well that my past lender did not offer. My agent Eiji Evanshad, was real patience and walked me through the steps on what was needed to start the process. Overall great experience so far.

    ...

  • author
    MARK
    Jul 17, 2021
    Wish the process was a little faster

    Wish the process was a little faster, John has been great but it’s been 2 weeks now and still haven’t paid off my current loan. And now in danger of going past due.

    ...

  • author
    Trisha Ramos
    Jul 16, 2021
    I was very skeptical of refinancing my…

    I was very skeptical of refinancing my vehicle with anyone other than my bank, but Effrain with Gravity lending made this process so smooth & easy. He was able to get my car note & APR down significantly! The best part was how easy it was to get in contact with my agent in case I had any questions or needed reassurance. The process was easy & smooth from start to finish. Gravity lending has a genuine concern to help there customers receive the best cost effective plan. I highly recommend them if your looking into refinancing.

    ...

  • author
    Jaybob jaybob_
    Jul 15, 2021
    Gravity is awesome!!

    Gravity is awesome!!! Working with they was amazing from the start, no unwanted annoying repeat phone calls; just a simple text message to get the ball rolling! I worked with Matt Larner and he was great, didn’t waste my time with with pushing things I didn’t need. From start to finish the process and communication was absolutely perfect. I would recommend their services to anyone looking to refinance their vehicle; YOU WILL SAVE MONEY!

    ...

  • author
    Marlin Hogie
    Jul 15, 2021
    Marlin Hogie

    Marlin Hogie 1 review 2 hours agoNEW Was fast and easy to do great personal assistance. Very knowledgeable staff made for a great process. Thanks to Gravity Lending for lowering my interest rate and saving me a lot of money.

    ...

  • author
    Kathryn Pope
    Jul 15, 2021
    My husband and I were in over our heads…

    My husband and I were in over our heads with interest rates on our cars! Gravity lending helped us refinance with a much lower rate as well as more affordable monthly payments. They financially saved us! Our loan officer, Matt Larner, worked quickly and efficiently. He made the process easy to understand and was kind, fast, and informative with his answers to the many questions we had with navigating this process. Thank you Matt and Gravity Lending!

    ...

  • author
    James Staples
    Jul 15, 2021
    Would use this company again

    Would use this company again, a little bit on the slow side when it comes to following through but to be fair there was a four day weekend to deal with. Great job everyone at gravity lending for cutting my rate in half, getting me and extended vehicle protection package.

    ...

  • author
    Eric Holland
    Jul 15, 2021
    Second time, just as pleased!

    This is my second time refinancing with Gravity Lending. They make the experience so smooth and hassle-free. I highly recommend them for ease of use and quickness of funding.

    ...

  • author
    My Tran
    Jul 14, 2021
    Very professional and quick on quotes

    Very professional and quick on quotes! They were the only ones who were able to find me the best lowest interest and rates! I’m so glad I went with them!

    ...

  • author
    Darryl Weatherspoon
    Jul 13, 2021
    My loan officer AG is very professional…

    My loan officer AG is very professional and always willing to go the extra mile to make sure that my experience was satisfying! He walked me through the process leaving no room for wondering. I would highly recommend his services to anyone!

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  • author
    Ashley Bowers
    Jul 10, 2021
    Lowered my rate

    Lowered my rate, very professional and handled everything in a timely manner.

    ...

  • author
    Ken C
    Jul 10, 2021
    Great service, even better deal

    The loan officer Chris was very helpful. They were able to find a lender for me at a rate much lower than any other competitors. The process was effortless and now I will be saving over $100 on my monthly payments for my Civic.

    ...

  • author
    Sarah C
    Jul 09, 2021
    Brian Foran was amazing

    Brian Foran was amazing. Very knowledgeable and helpful. Got refinanced and saving a great deal on interest. Thank you so much for all your help!

    ...

  • author
    Jennifer
    Jul 09, 2021
    Matt Larner is Amazing!

    Matt Larner was amazing to work with. He made the refi of my car super simple, he told me exactly what to expect and was there anytime I needed him! Thanks Gravity Lending and Matt for making this financial experience painless!

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  • author
    Crystal Ruiz Gonzalez
    Jul 08, 2021
    Great customer services and they work…

    Great customer services and they work fast! Honestly thankful for gravity lending for helping me through my process. Definitely recommend.

    ...

  • author
    Beka Tiba
    Jul 08, 2021
    Gravitylending is a great company

    Gravitylending is a great company. I got an offer from them which was so far so good offer. I want to appreciate Efrain Cordova who helped me so far. I was refinancing my car and he assisted me very well .He set up everything for me.

    ...

  • author
    Homer
    Jul 06, 2021
    Totally recommend Gravity Lending

    From first contact with Matt Larner, to the end when I got a great refinance rate, it was a really easy and professional experience. I highly recommend Gravity Lending and will certainly tell everyone about them. Matt held my hand through the whole experience, answered every single question and made my life a lot simpler.

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  • author
    Tonya Williams Life Coach
    Jul 01, 2021
    Super easy and fast

    Super easy and fast! Chris was great at keeping me informed every step of the process. Would definitely recommend.

    ...

  • author
    Marisa Rhodes
    Jul 01, 2021
    Car Refinance

    Matt L. was able to do what other lenders could not. Lowered my interest rate and my monthly payment.

    ...

  • author
    Robert Barnes
    Jul 01, 2021
    Clarissa was very easy to work with

    Clarissa was very easy to work with. I got a good rate and she made the process easy. Great company to work with!

    ...

  • author
    Maria Martinez
    Jul 01, 2021
    Great experience

    Chris Downey was really helpful trying to get my car refinance. He was very responsive and willing to help with any questions or concerns I had. 100% would recommend to other people.

    ...

  • author
    Jared Burke
    Jun 30, 2021
    The experience i had refinancing my car…

    The experience i had refinancing my car loan was so simple using these guys. I was able to have it all done within 5 days and I save over $120 a month now .!!

    ...

  • author
    Joseph Ruiz
    Jun 29, 2021
    My experience was great..

    My experience was great... Not only was the process so easy to work with , but Clarissa answer all my question to the best of her knowledge, they help me refinance my car from around 14% to 4.59 % and definitely save a lot more on the interest rate... I would definitely recommend them to any of my family or friends. Thank you again Gravity Lending ! And thank you again Clarissa

    ...

  • author
    Jeff Littrell
    Jun 29, 2021
    Brian Foran at Gravity Lending was very…

    Brian Foran at Gravity Lending was very helpful in answering all my questions while going through the process of refinancing my truck. He kept me in the loop all the way through the process and helped answer all questions quickly. I will be recommending Gravity Lending to everyone I know.

    ...

  • author
    Sarah García
    Jun 29, 2021
    Thank you Mr. Cordova for all your help!

    Efrain Cordova at Gravity Lending worked with me to refinance a car loan. He was incredibly knowledgeable and helpful throughout the entire process. He kept me updated every step of the way, and always had an answer to my questions or would investigate the answer for me in a timely manner. I recommend Gravity Lending to anyone looking for a great quality bank with attentive customer service!

    ...

  • author
    Autumn H
    Jun 29, 2021
    Worth it!!

    We worked with Matt and he was great! He was very professional, personable, and ready to do business! This guy deserves a large raise! The company is great and saved us a lot of money! We would definitely do business again.

    ...

  • author
    John Sepessy
    Jun 28, 2021
    An absolute terrific experience

    An absolute terrific experience! After searching a few other companies and being handed their empty promises, I found Clarissa @ Gravity Lending. She was professional and efficient. Most importantly, she got it done! Thank you.

    ...

  • author
    Joy Deal
    Jun 26, 2021
    Clarissa N was very helpful and walked…

    Clarissa N was very helpful and walked me through the whole refinancing of my car getting me a much better rate than the current rate I had. I like the fact that they are in Texas where I am. My original bank loan said they couldn't do it because they had no banks in Texas. From the moment I called Clarissa was so efficient and explained everything.

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  • author
    Amber Jung
    Jun 25, 2021
    Servando was extremely helpful…

    Servando was extremely helpful refinancing my car loan. He was knowledgeable and made the whole experience easy and quick. I highly recommend Gravity Lending.

    ...

  • author
    Sander
    Jun 24, 2021
    Great Company

    Very responsive and quick to answer any questions that I had. They were clear to me with the various refinance options that I had and Gene was amazing to help this all come together so quickly! Thanks Gene, job well done!!!!

    ...

  • author
    Ranjit Panda
    Jun 24, 2021
    Gravity lending is the best in market…

    Gravity lending is the best in market and I had an awesome experience with them for my auto loan refinance and saved huge amount of money in my EMI.

    ...

  • author
    mandeep singh
    Jun 22, 2021
    Excellent customer service

    Excellent customer service

    ...

  • author
    Lu Prickett
    Jun 20, 2021
    Excellent

    Gene G. at Gravity Lending, put together a great loan for me that I'm very happy with, but that's the least of it. I had a dozen or so lenders call me from Lending Tree about refinancing. He was the only one who was willing and capable of accommodating my hearing disability. Literally, the only one. He went well out of his way to take care of me through text and email, so that I never had to pick up a phone. If you have a disability, or love someone who does, or just want to support a good, non-ablest company, this is the one. And you'll get a good loan, to boot. I don't ever want to go elsewhere again.

    ...

  • author
    Patrick Gleason
    Jun 18, 2021
    Great refi choice!

    Easy, quick and money saved... what more could you ask for?! Servando provided excellent support throughout and was quick with any question or request we had. Very happy we chose Gravity Lending and we appreciate all the help Servando provided us! Will definitely recommend to any friends and family! Thank you!

    ...

  • author
    Chad Flickinger
    Jun 17, 2021
    Refinanced and saved $$$

    This was my first time refinancing an auto loan and I'm glad I chose Gravity. I worked with Eddie; she took the time to explain the steps and was always prompt in returning my texts and emails. Thank you Eddie, and Gravity, for the thoughtful customer service.

    ...

  • author
    ROBERT
    Jun 16, 2021
    From the moment I contacted Gravity…

    From the moment I contacted Gravity Lending to refinance my vehicle, I knew I made the right choice! Matt Larner was the nicest, most professional person I have experienced. Not only was he very knowledgable, but truly works very hard for his customers!! And genuinely a very nice person. I am 100% satisfied!!! Rob Harris

    ...

  • author
    Rene Valdez
    Jun 16, 2021
    I can’t say enough about Clarissa

    I can’t say enough about Clarissa. She was awesome, incredibly polite and got me a good rate. I would recommend Gravity lending to anyone looking to refinance their auto loan.

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  • author
    Mina Gerges
    Jun 15, 2021
    Had a great auto loan refinance with…

    Had a great auto loan refinance with Gravity Lending. Clarissa made everything simple and quick!

    ...

  • author
    MAKENZIE
    Jun 14, 2021
    Brian helped us save money on our Jeep

    Brian helped us save money on our Jeep! He kept us up to Date with everything. Always checking in and getting things done! Thank you for your help!!

    ...

  • author
    LORENZO C BEACH III
    Jun 11, 2021
    Eddie Garza was excellent with all the…

    Eddie Garza was excellent with all the that was needed and explaining the process. This is the first refinancing I have ever done without and hassle it was so smooth and easy Thank you Eddie

    ...

  • author
    Michelle
    Jun 10, 2021
    No hidden fees, Extremely satisfied with my refinance…

    Extremely satisfied with my refinance experience at Gravity Lending. My rep, Clarissa, provided outstanding and attentive service throughout the process. They sent me my best loan option, practically held my hand through the completion process and there were NO surprise fees!! It was fast and simple.! I highly recommend them.

    ...

  • author
    Jason Williamson
    Jun 09, 2021
    Matt is easy to deal with and gets…

    Matt is easy to deal with and gets straight to the point. This is my second time to use him. It’s the east loan I’ve ever got. Quick and simple

    ...

  • author
    Chandler Wightman
    Jun 07, 2021
    My experience with gravity lending was…

    My experience with gravity lending was excellent they are professional and they handle everything in a timely manner they do not waste time on anything I gave them a deadline and they met the deadline with the day to spare they keep you updated every day through every step of the way you’re not left in the dark wondering what is going on when they know something they will text you they will email you and then they will call you I went from a 6.25%APR down to 4.14%APR and they saved me $209 a month

    ...

  • author
    Blanca Argueta
    Jun 04, 2021
    We are very happy with Gravity lending…

    We are very happy with Gravity lending the help John Hubbard gave us on getting this refinance on our car, great service.

    ...

  • author
    BRYN
    Jun 01, 2021
    Highly recommend!! Fast & knowledgeable

    I recently signed up with Gravity Lending in the hopes of bringing my rates down. The customer service with Gravity Lending is something I was so impressed with!! I was very new to refinancing, but My loan officer was amazing and helped answer ALL of my questions, kept me in the loop with where things were at, and he worked fast to make sure things moved forward fast. I’m so thankful I decided to go with this company! I highly suggest them for their knowledge, fast turn around and high end customer service!!

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  • author
    Molly Audlehelm
    May 28, 2021
    Great experience with Brian

    Great experience with Brian. Had quick, efficient communication every time. Would highly recommend to anyone.

    ...

  • author
    Devin Ewing
    May 28, 2021
    My experience with Gravity Lending was…

    My experience with Gravity Lending was EXCELLENT!!! Tyler was very thorough, patient and professional. My refi loan experience was smooth and without any hiccups. THANK YOU TYLER AND THE GRAVITY LENDING TEAM!!!

    ...

  • author
    Shannon hanson
    May 26, 2021
    Thank you gravity lending!

    Im so greatful for the sevice that clarissa and gravity lending gave to me. They gave me fast friendly service and saved me 188.00 on my car payment. Thank you gravity lending and clarissa you all are awesome!

    ...

  • author
    Tim Brewin
    May 26, 2021
    Fast Easy Effortless

    We had a great, no hassle experience refinancing our auto loan with Gravity Lending. Jerrel kept in contact with us through each step of the process and responded quickly to questions we had.

    ...

  • author
    Jack
    May 26, 2021
    Awesomeness!

    I had a great experience with Gravity Lending – a great rate AND a simple, efficient process. Eddie Garza walked me through the entire transaction, and answered all of my questions. Kudos to her for holding my hand! I will absolutely recommend Gravity Lending to friends and family. Thanks!

    ...

  • author
    Kenny Dipsingh
    May 24, 2021
    The process was simple and very fast

    The process was simple and very fast, no hassle or pressure. My contact person was Eddie and she was very pleasant and knowledgeable person to understand how this work. I would highly recommend anyone to use there services. If I could of I would have gave them 10+ stars 🌟

    ...

  • author
    Adrian Mireles
    May 24, 2021
    I recently refinance and auto loan with…

    I recently refinance and auto loan with them and the experience was incredible. Brian was very helpful available any time I had a question of the process, kept me updated on every detail until everything was al set and done! I Highly recommend going through them to refinance your loans!!

    ...

  • author
    Levi Allen
    May 21, 2021
    SUPER EASY

    SUPER EASY Got a flyer in the mail and made a call. They worked with me every step of the way and had absolutely zero issues. And, saving a significant amount off the monthly payment and life of the loan. Thank you!!

    ...

  • author
    Louise & Matte Black
    May 20, 2021
    Best Auto Refi Ever

    Matt L. was easy to work with and Gravity Lending had the best refinance options I found when looking at all of the refinance companies. Super easy process and no DMV visit! Also, the key for me, no hidden fees or high pressure sales tactics. Definitely referring friends and family!

    ...

  • author
    Cynthia Perez
    May 20, 2021
    Gravity Lending helps you!

    Thank you Brian and Gravity Lending for the very smooth refinancing process. Your patience and expertise really made me feel very comfortable and confident moving forward. I can't wait to talk to my family and friends about this valuable opportunity to save money.

    ...

  • author
    Heather
    May 19, 2021
    Very efficient process

    Very efficient process, friendly, and responsive employees! They were able to cut my existing interest rate in half. Have already referred a friend and highly recommend to others.

    ...

  • author
    Ashley Sunshine
    May 19, 2021
    Much thanks to Brian and the rest of…

    Much thanks to Brian and the rest of the Gravity Lending Team. They were very professional and made this process as easy and quick as possible. I really appreciate them and the fact that they were able to help me lower my payment.

    ...

  • author
    Larry Wright
    May 21, 2021
    Took all of my information down and…

    Took all of my information down and never got back to me with a quote. So I don’t see a reply option to respond but your reply is false. Gentleman I called on that number stated the loan officer that I already had spoken with prior to the comment above( so no not wrong phone number...) informed me that loan officer was on sick leave which was why I didn’t get a follow up. Also my application was denied so don’t lie and waste my time with false information about a “ much better rate” when clearly you didn’t even look up my application.

    ...

  • author
    Jose L Alcaide
    May 14, 2021
    Gravity Lending The Way To A Better Tomorrow

    Had an amazing experience with Clarrisa through the phone service. She broke down every detal about who and what they do at Gravity Lending, answered any question I had, whether it was through text message or me calling her up. Found the best APR rate for me, went down from 9.17 to roughly 3.5 and also cut down my monthly payment basically by half. I not only recommend Gravity Lending to everyone but I even recommended this company to my own father who will also look to refinance in the near future

    ...

  • author
    rocky matthews
    May 14, 2021
    Excellent experience working with Brian!!

    I want to personally thank Brian Foran from Gravity Lending who assisted me with refinancing my vehicle. He made the process so easy for me! He was a pleasure to work with, courteous and professional!!!

    ...

  • author
    Jason Homan
    May 13, 2021
    Great people and service

    Very happy with gravity lending my man Pablo hooked me up with a great deal on refinancing my vehicle loan. They were very easy to work with and would recommend anyone to go theu them. Jay

    ...

  • author
    John Howie Somerville
    May 12, 2021
    Gravity Lending is awesome!!

    Gravity Lending is awesome!!! This is the 2nd auto refinance that they have handled for me and I could not be happier. They will continue to receive my business for all of my future auto purchases and refinances.

    ...

  • author
    William
    May 12, 2021
    Awesome

    Brian at Gravity lending helped me tremendously! He was persistent on getting me a better rate and payment. He did just that. I highly recommend Gravity lending

    ...

  • author
    Damian
    May 11, 2021
    Chris at GL was great!

    Chris Downey was great to work with, he was among the first agents to reach out when I was shopping around to refinance. He offered me multiple quotes of real numbers and rates immediately upon introducing himself, which made it easy for me to compare rates. Other lenders were not as straightforward or easy, and Chris offered a great rate so I went with him. I definitely recommend Chris at Gravity Lending

    ...

  • author
    Sheryl Hinds
    May 10, 2021
    The BEST experience Hands Down when…

    The BEST experience Hands Down when refinancing our Car Loan at Gravity Lending! Matt Larner presented three different loan options that would best suit us. He handled everything without a hitch! It went so smooth and we got exactly what we wanted! It was like he was doing this for himself.. Thank you Matt!!

    ...

  • author
    Logan Keller
    May 07, 2021
    Working with Gravity lending made it an…

    Working with Gravity lending made it an absolute breeze to refinance. Wonderful staff that was very understanding and made everything super simple. Jerrel is an absolute ALL-STAR.

    ...

  • author
    Kim
    May 01, 2021
    Excellent service and very easy to…

    Excellent service and very easy to refinance. Expert, professional simple! Thanks Eddie

    ...

  • author
    kam mung
    Apr 30, 2021
    My experience with Gravity Lending was…

    My experience with Gravity Lending was quick and easy. I was waiting to find a lower auto rate and I got what I need! All of my questions and concerns were answered and addressed rapidly and clearly.

    ...

  • author
    Caroline Toyin Williams
    Apr 29, 2021
    Pleasant experience

    My interaction with Gravity Lending was very quick and most importantly easy. Clarissa was very much available and very knowledgeable too. I must say that I would recommend friends and family to Gravity Lending. Thank you for getting me the rate I have and for your professionalism.

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  • author
    Jarad Pingree
    Apr 13, 2021
    I spoke with Nick Lavender

    I spoke with Nick Lavender, he made it super easy and explained everything to me more then once to better help me understand, highly recommend Nick and Gravity!!!!

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  • author
    Ashley R
    Apr 01, 2021
    I recently did a refi on my Civic and…

    I recently did a refi on my Civic and this saved me around $120 a month which will help me pay off my car sooner. The whole process was super easy and Angelica was super helpful. They did almost all the foot work and everything was very smooth.

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  • author
    Ashlie Derkowski
    Apr 01, 2021
    This was the easiest process ever

    This was the easiest process ever. Matt, at Gravity Lending, was very helpful and always answered my calls and questions that I had. This made the process much easier being I never got a pre-recorded answering service. I highly recommend this company for all your finance and refinancing needs.

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  • author
    Grady J
    Mar 31, 2021
    I was just calling to get an estimate…

    I was just calling to get an estimate and the woman I spoke with was very rude like she didn't want to take my application. At the end I had to stop because if she treats me this way I can only imagine how the rest of the team is. No thanks please don't submit my application. I only needed a quote at the end of the day. Thanks Jeremy for your help but I've chosen to go with another company that was less stressful. Please check calls from today my name is different but I made the call around that post time. Hope she does get better training and have a customer service attitude.

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  • author
    Tony Alvarado
    Mar 31, 2021
    auto refinance

    Cody from gravity lending was very helpful and the application process was simple and quick. I felt this safe and trust this service.

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  • author
    Christy Joe
    Mar 29, 2021
    I decided to give ,Gravity Lending a…

    I decided to give ,Gravity Lending a try at first I was, skeptical because I had gotten so many, offers by mail from all these different, companies who wanted to refinance, my auto loan So I called Gravity Lending, and little did I know, This choice would be one Of the best decisions, I had ever made Not just for me, but for my family Gravity Lending , helped me and they Did a Great job, it was a very smooth Process, and along the way I learned From them, that I was being over charged On my monthly payment, & I was being Taken advantage of, on my interest rate Make a long story short, I was paying $500 per month, car note & my interest rate was over 18%, but now I'm with Gravity Lending,they have refinanced My auto loan, my car note is $300 per month My new intrest rate is 5.99% just Awesome Of course, based off my credit score I'm So Happy now, Thankful, Grateful All Thanks to ,Angelica De La Cruz Sr loan officer, one of the Best to work with at Gravity Lending, she was very professional and extremely honest,with me all the way So If your tired of paying ,too much money What are you Waiting for, pick up the phone and Call Gravity Lending today

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  • author
    Modestly Kelly
    Mar 27, 2021
    Very Responsive and Helpful

    I've had a wonderful experience with Gravity Lending. They are very responsive and always there to answer any questions I have.

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  • author
    Tim
    Mar 26, 2021
    Great service

    Gene did a great job making the process smooth and simple. No hidden surprises and communication was great the whole time.

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  • author
    Vickie Gaskins Wright
    Mar 22, 2021
    Me and my husband were very pleased…

    Me and my husband were very pleased with the customer service,they were informative and quick to respond to our needs, we were pleased with Clarissa with how she was very professional and got our loan very quickly. We are proud to be a part Gravity Lending.

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  • author
    David Demarco
    Mar 12, 2021
    Clarissa at Gravity Lending -David DeMarco

    I just refinanced my 2020 RAM 1500 and I am beyond pleased with the rate I got and the monthly payment that I am paying, Clarissa was able to take off 160$. My main thing about this whole process is that Clarissa was able to make this the smoothest transaction I think I had to ever experience. Clarissa made it very easy with always keeping me up to date and always always being on top on everything and explained everything in a way that was very easy to understand. Clarissa also always answering me right away as I sent a text and she was right there to reply and that's the type of customer service that I always look for. Due to Clarissa being such a great representative, my buddy is looking to refinance and I am definitely going to be referring him to her.

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  • author
    Joseph Parisi
    Mar 11, 2021
    Pitiful, unethical

    Pitiful, unethical display of customer service by Gravity Lending. I did not appreciate their loan officer contacting my insurance agent behind my back and have them reduce my auto deductible without my consent or approval. It was wrong and no one else is going to spend my money except me. Additionally if I had wanted a extended warranty, gap insurance or anything else added to our payment I would have requested it. The coup de grace was an insistent extra$10.00 membership fee for the credit union that we have 5 existing accounts at. We are done! Tear up all the existing paperwork and keep your money.

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  • author
    Mike Renda
    Mar 07, 2021
    Glad I found Gravity

    Very good experience for an auto refi. Vivian Fox was professional, knowledgeable and friendly. The process was transparent and unlike a previous lender, she had my best interest in mind. She didn’t badger me for my business and let me reach out when the time was right for me. I did have to follow up to get the status of my application, so maybe that is one part of the process, I’d change, but overall, I recommend Gravity.

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  • author
    David B
    Mar 03, 2021
    Great Experience

    We were super happy with our experience with Gravity Lending. We'll use them in the future on other loans.

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  • author
    Doug Crummey
    Mar 03, 2021
    Great Refinance Experience

    Gravity Lending made the process of applying to refinance my car very easy and painless. You can tell they appreciate and respect your time. I definitely recommend you give them a chance to show you how easy the process can be.

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  • author
    Chris Carapellucci
    Mar 01, 2021
    Very knowledgeable and professional

    Very knowledgeable and professional. I really felt like a customer and not just a number - reps were willing to discuss terms and potential rates at the beginning of the process instead of midway through like many other lenders.

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  • author
    Scott Sexton
    Mar 01, 2021
    +1 for doing state title transfers!

    James from gravity was extremely helpful and always prompt in responses and answered any confusing questions I had. Also, many credit unions are no longer doing state title transfers, but gravity is! That was a huge plus, with a decent enough rate.

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  • author
    E.J. McKinney-Perez
    Feb 27, 2021
    If I could give Gravity lending a 5++ star rating I would do that in a heartbeat

    If I could click on a 5++ star rating I would do that in a heartbeat! The huge snow storm in Texas hit during our refi of our 2 vehicles and our loan officer and Gravity lending never missed a beat. In fact even when our package got delayed by 10 days when the state was practically shut down for a week, our loan officer was still in communication with us (almost daily) to keep us posted on what was happening. They delivered on every promise they made and their response time was exceptional. I would recommend them to anyone, period! Thanks James and the team at Gravity for such a great experience.

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  • author
    Emmanuel Moreno
    Feb 25, 2021
    Great customer service

    They go the extra mile to help your needs. They never pressure you to do anything and that's what I loved about it. The different options on savings is awesome and how they explain it is great. 100% satisfied and recommended

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  • author
    Hari Pillai
    Feb 24, 2021
    Great people to work with

    Great people to work with! I couldn't believe how simple it was to refinance our car with the best rate we could get. Great help from Matt Larner. He walked us thru all the details and everything was very transparent. The best part about Matt was his regular update at each stage of processing. Thanks.

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  • author
    David B
    Feb 24, 2021
    2nd Refi w/ Gravity

    The loan process with Matt at Gravity Lending was smooth and seamless. This was our second car to refinance with Gravity, and we'll definitely use them in the future!

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  • author
    Maggie Rodriguez
    Feb 23, 2021
    Joe Daniel went out of his way to help…

    Joe Daniel went out of his way to help me out with my refinance. He gave a better deal.

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  • author
    Robert Powell
    Feb 20, 2021
    Refinance a auto loan

    Refinance a auto loan. Everything went smoothly. Saved about 50.00 a month.

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  • author
    Derek Marshall
    Feb 16, 2021
    Gravity Lending is the real deal!

    Matt from Gravity Lending was a pleasure to work with in refinancing my auto loan. He really went above and beyond to insure I was comfortable with the process, and locked me into a terrific rate. Cant recommend him enough

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  • author
    George Churchill
    Feb 13, 2021
    Best rates

    Gravity was one of the people that got my info when a website I thought I was getting my auto refi through farmed it all out. Gravity gave me the best rates, so I went with them. They hooked me up with another company, and got me slightly better rates in the end. They made it very easy. We communicated over text, then email, and it was a two or three step process, in all.

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  • author
    Adolfo Cuellar
    Feb 09, 2021
    Gravity Lending saved me $$$

    It really was a pleasure working with Estella at Gravity Lending. She was very responsive and made the whole process very smooth. Gravity lending was able to drop my apr on my automobile loan by 5 points saving me 100 dollars a month. I would 100% recommend them for anyone looking to refinance their auto.

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  • author
    Pete Morales
    Feb 04, 2021
    Saved money on refinancing my auto

    I received note of refinancing my auto. I checked it out and I liked everything in note; interest rate, car payments, amount I could save, and ease of the process. Everything turned out good as I was told and I am glad I continued with the refinance process. I saved money on my monthly payments and in the long run.

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  • author
    Keenen Hendersonvaldepena
    Feb 03, 2021
    Freed me from the ex wife and at a lower payment

    Out of all the companies to reach out, these guys came back with the best rate and the least amount of hassle. Got my truck refinanced and got my ex wife off the loan in one fell swoop. A win win if you ask me. These guys rock

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  • author
    Jamie
    Feb 01, 2021
    Terrible experience!

    Update; RefiJet got us approved, thankfully there are other companies to work with!!!! Terrible experience! I was requesting refinancing with Gravity Lending and apparently they were unable to help us because my husband doesn't have "2 years of work history" even though we have paid on our current loan on time every month and he has made $40,000 this year(on a 1099 as proof). My husband doesn't have proof he's worked for 2 years because his previous company didn't give him a 1099 form. That's not his fault, and basically saying you can't help us because of something we couldn't help is unacceptable and down right sad in my opinion. Then I got transferred to a "manager" who was very rude and unhelpful. When will 1099 employees be able to get decent treatment????????

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  • author
    Jeannie
    Feb 01, 2021
    Gravity Lending assisted me with an…

    Gravity Lending assisted me with an auto refinance. They provided excellent and quick customer service. Good rates provided and easy process.

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