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Gravity Lending Review
Reviews 1,507
Gravity Lending
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Gravity Lending
Gravity Lending
Excellent
Reviews 1,507
Chris Muller
May. 07, 2023
2 min read
Chris
Gravity Lending Summary
Gravity Lending is an online marketplace that connects you with other lenders for competitive rates and terms. They focus primarily on auto loans but offer several other options, too. Their application process is fast and easy, and funding happens quickly. If you're looking to refinance your auto loan from the comfort of your home, Gravity Lending may be a very good option for you.
Pros
  • Rates as low as 4.49%
  • Fast application process
  • Simple lending terms
  • Additional loan protections included
Cons
  • Not a direct lender
  • Need to apply for credit to get rates

Gravity Lending at a glance

4.8
Editorial score

Online experience

Good online resources, but no mobile app
4.0

Customer services and support

Award winning
5.0

Loan Types

Offers all loan types
5.0

Repayment Flexibility

Offers flexible repayment plans & the option for special repayment programs
5.0

Eligibility (credit score)

Accepts most credit scores
5.0

Call Gravity Lending 8778228404

Suitable For?

Gravity Lending is suitable for those who want a quick and easy process to refinance their auto loan. They work with a variety of other lenders to connect you with competitive rates and terms, based on your credit profile (note: personal and student loans are coming soon).

Features

Gravity Lending offers auto refinancing loans today. Coming soon is the ability to get student loans, personal loans, and home improvement loans. To start, you’ll get low rates and the simplest terms on the market. This is because Gravity connects you to a variety of other lenders who compete for your business.

In addition, their process is streamlined (more on this below) and funding happens fast. So essentially, you can refinance your auto loan in a matter of minutes without leaving your couch.

Gravity also offers protection on your loan. First, you’ll be eligible to receive Guaranteed Asset Protection (GAP) which typically pays the difference between the cash value of your vehicle and what’s owed to the lender if you have a total loss. You’ll also be eligible for a Vehicle Service Contract (VSC), which is like a warranty but is more of an agreement to pay for specific repairs to your vehicle if needed. Finally, Gravity offers Depreciation Protection, which helps cover the value of your car where GAP protection can’t.

Gravity Lending Highlights:

  • Fast application and lending process
  • Excellent rates and lending terms
  • Expedited funding
  • Additional protection
  • Multiple loan options
  • A+ Better Business Bureau rating

Application Process

The application process with Gravity Lending is easy, and there are four steps you need to take: 

  1. Contact information. You fill out your basic contact information such as your name, email, and phone number.
  2. Loan request information. Enter your vehicle make, model, and year, as well as mileage, estimated payoff amount, and VIN number (optional).
  3. Applicant information. Fill out a loan application with your detailed information, such as your date of birth, Social Security Number, residential information, and employment information.
  4. Disclosures and submit your application. The final step is to read their disclosures and give Gravity Lending permission to run your credit, at which point you’ll be presented with loan options if you’re approved.

The entire process takes about 5 minutes, assuming you have the information mentioned above handy. The initial pre-approval is based on a soft pull of credit, intended to make sure you like the offers before a hard credit inquiry is run.

Loan Types and Terms

Gravity Loans connects you to other lenders for competitive rates and loan terms. Because of that, they don’t list specific loan terms on their site. Regarding loan types, their main product is an auto loan - which you can get for as low as 2.74%. You’re also able to apply for a home improvement loan and coming soon is the ability to get student loans and personal loans.

Gravity Lending doesn’t list specific lending requirements, either, since they’re a marketplace and each lender they work with will have their own lending requirements. However, you will have to enter your employment information, housing information, and your credit will be reviewed -- which will all ultimately determine the rates and terms you’re offered.

Repayment Options

Since Gravity Lending is a lending marketplace, they do not list specific loan repayment terms. That will be determined by the individual lender you go with.

How Safe Is It? 

Gravity Lending is about as safe as any other online lender. While they can’t entirely prevent malicious attacks and hacking, they do take every measure they can to protect your secure information. Your information is safeguarded through encryption and firewalls to prevent unauthorized usage. Also, only those who need to see your information will (i.e., lenders willing to give you a loan).

Help & Support

Gravity make it easy to contact them in a variety of ways. First, you can contact them directly by calling 877-822-8404. You can also contact them on social media, including LinkedIn, Facebook, Twitter, and Instagram. Available Monday - Friday 8:00am - 6:00pm.

How Gravity Lending Compares


Gravity LendingLendingTree
APRFrom
5.49%
From
from 2.49%
Minimum credit score600None
Loan amountsUp to $100,000Up to $300,000
Loan term25 - 84 monthsVaries
Suitable forFast & easy auto loansMultiple loan options

Summary

Overall, we’re impressed with Gravity Lending. They’re a newer company (founded in 2015), but already have a stellar rating with the Better Business Bureau and excellent customer reviews. If you’re looking purely for an auto loan and you want a fast and easy process, Gravity Lending is a great choice.

Call Gravity Lending 8778228404

Physical Address

3432 Greystone Dr, Ste 200

Austin, TX 78731

Chris
Written by
Chris Muller
Chris has an MBA with a focus on advanced investments and has been writing about all things personal finance since 2015. He’s also built and ran a digital marketing agency, focusing on content marketing, copywriting, and SEO, since 2016. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎
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See what some costumers are saying about Gravity Lending
Gravity Lending
Excellent
Reviews 1,507
on
Excellent
98%
Great
1%
Bad
1%
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steven benson
2 hours ago
Absolutely greatness
Absolutely greatness! Highly impressed with Gravity Lending. My experience with Gravity Lending was outstanding. I was shopping for an auto refinance loan, talked to several lenders then thankfully found Gravity Lending on Google. Now my car is a 2013 and I have an extended warranty. I knew what I wanted which was to reduce my interest keeping my same 60 month terms. They got it done and quickly too. My loan officer, Dana, walked me through the process every step of the way, she is a pro and knows what she's doing. Gravity Lending is great and my loan officer Dana is a Rock Star! They got my new loan done quickly and reduced my interest by 5%. I highly recommend Gravity Lending. If Gravity Lending was able to do this so easily and quickly for me, they can do it for you too.
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mert
5 hours ago
I recently refinanced my car loan with…
I recently refinanced my car loan with Gravity Lending, and I am extremely satisfied with their service. The entire process was smooth and efficient, and their team was highly professional and helpful throughout. Joshua helped me out a lot and he was very responsive on the messages. The interest rate they offered was competitive, ultimately saving me a significant amount of money. I would highly recommend Gravity Lending to anyone considering refinancing their car loan.
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johel
a day ago
It is a great company
It is a great company, they helped me a lot with my car loan, a super comfortable and convenient payment for me, I was just looking for it, your very kind agents, Josiah and Luis, thank you for everything, I highly recommend you.
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carrie leggett
a day ago
The process was pretty easy and…
The process was pretty easy and painless. The people helping us were great to work with.
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mendea sawyer
a day ago
simple and easy
Stephanie Wycuff made everything smooth and easy! Cannot say what a pleasure it was working with her to get the refinance done! If you're looking for a no hassle experience, Gravity Lending (make sure to ask for Stephanie) is where you should stop!
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michelle casper
a day ago
EXCELLENT Lender!
This is our third time using Gravity Lending and the entire process from start to finish is just phenomenal. They have consistently achieved the best auto rates for us (far below anything a dealer or bank will offer) and they are able to quickly close on a loan. HIGHLY recommend for all your auto financing needs. If you have an existing loan, give them a call to refinance - they've always been able to save us money. Our lender, Mark Hall, was the best!
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andre
2 days ago
Very supportive
Dana Austin from Gravity Lending was very helpful and professional. Everything was very smooth with her support. Always giving me updates about every step of the process. The response was fast and the offer was very fair.
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emily hayden
3 days ago
Wonderful Experience
To say this was a great experience would be an understatement. Ari at Gravity Lending was extremely thorough, prompt and helpful in helping me understand the entire processes. I'm very happy with my refinance and would certainly recommend using them.
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keesari shravyala
4 days ago
Team is very responsive
Team is very responsive. They helped me to work together and get the process easier and worked faster. I have the lady Stephanie Wycuff here, because she is very friendly and very fast at her work. Also very supportive and keeps timely communication to ensure things get done in timely manner.
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desiree
7 days ago
Nick Lavendar was great
Nick Lavendar was great. He gave us all the information we needed and was efficient in letting us know what he needed from us. It took just a little over a week to get an approval and fund the loan. Very quick, very easy. Would definitely reach out to him and Gravity Lending again in the future.
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mckenzie manansala
7 days ago
Great experience
I sure had a great experience with Gravity Lending to get my auto loan refinanced. Mark Hall the loan officer who helped me through the application process was very helpful throughout the process. He kept me updated the whole time. Overall I’m happy that i chose Gravity lending.
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john
8 days ago
Saved tons of money with this quick and…
Saved tons of money with this quick and streamlined service. My loan officer, Jair Torres was knowledgeable, friendly, and overall great to work with.
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iesia perez
9 days ago
The customer service is good
The customer service is good! My dad and I refinanced my car and one of the employees (Joshua) was very helpful and patient with us during the process.
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whendy hoch
9 days ago
Mark Hall is a great loan officer to…
Mark Hall is a great loan officer to work with. The process of refinancing is seamless with Gravity Lending. Great experience!
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shannon mccasland
9 days ago
Quick, Easy Refinance
Lane Mullins made the process so easy. Great communication and fast refinance.
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kd
10 days ago
Mark Hall made it easy!
Mark Hall is a great Loan Officer to work with and makes the process of refinancing easy! I would recommend that if you are going to refinance, refinance with Gravity Lending!
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stive
14 days ago
I’m very satisfied with the attention…
I’m very satisfied with the attention provided by Vladmir and for making the refinance process very simple. Thanks a lot!
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dave m
15 days ago
Great Experience
Lane did a great job with my auto refinance loan. They were fast, responsive, and had great rates.
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jeremy russell
15 days ago
Awesome service with Gravity Lending
Awesome service with Gravity Lending! Dana made the process easy and pain free. I'd definitely recommend Gravity Lending to anyone needing help refinancing a vehicle. Exceptional and curious service. Thank You Dana!
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nitish verma
15 days ago
Highly recommended
Highly recommended. Smooth and quick process, transparent and responsive team. Thanks to Jair Torres for working through the process. Will come back again for future needs. Thanks much
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patrick
16 days ago
Such Great & Smooth Transaction!
This was my first experience working with Gravity Lending and I now can completely understand why they have such great reviews. I had the privilege in working with Joshua Ellis who made my life and this whole entire process extremely easy. I wanted to refinance my Auto Loan with a lower interest rate and Joshua helped me get the lowest rate currently available with my Credit Score. I honestly can't be much happier !!!
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garrett smith
17 days ago
Thank you Gravity Lending for helping…
Thank you Gravity Lending for helping me to find a low interest rate in this crazy market! Mr. Mark Hall was very helpful through the entire process. Thanks again.
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brittany mendoza
17 days ago
I had such a good experience
I had such a good experience. Dana as so friendly and got back to you asap. I would definitely call back with future help.
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kim duncan
17 days ago
Jair was amazing and made this so much…
Jair was amazing and made this so much easier than I thought it was going to be! I would recommend this company over and over! Thank you!
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dino nedelko
17 days ago
Had a great experience
Had a great experience, literally everything they have done for me, I just provided the necessary documents and in a matter of a week all was completed. Great service!
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britto thomas
18 days ago
A Game-Changing Refinancing Journey with Gravity Lending
My experience with Gravity Lending was truly transformative. As a newcomer to the United States, I faced the challenge of building credit history. When I needed to purchase a car, my limited credit history resulted in a loan with a hefty 20% interest rate. However, luck was on my side when my credit score improved, and I received a timely call from Gravity Lending, offering a solution to refinance my loan and alleviate the burden of high interest rates. Gravity Lending's proactive approach was evident from the start. They reached out to me promptly upon seeing the positive change in my credit history, showcasing their dedication to helping individuals in need. Their assurance that they would find a vendor with the lowest possible interest rate gave me hope and relieved my worries about refinancing. True to their word, Gravity Lending not only secured a lower interest rate for me but also customized a payment plan that allowed me to skip a few months of payments. The reduction in my interest rate from 20% to a much more reasonable 7% was a significant relief. This personalized payment plan not only saved me money but also demonstrated Gravity Lending's commitment to finding the best solution for their clients. Throughout the refinancing process, my assigned case officer, Jair, provided exceptional support. Jair kept me informed at every stage, ensuring I was aware of the progress and developments. His professionalism and guidance were invaluable, making me feel like a valued customer and reaffirming my trust in Gravity Lending. The impact of refinancing with Gravity Lending was remarkable. My monthly payment decreased from $650 to just $450, providing immediate financial relief. Furthermore, the long-term savings resulting from the refinancing are estimated to be a substantial $14,000. These savings have opened up new opportunities for me and provided me with the financial stability I desired. In conclusion, my experience with Gravity Lending surpassed my expectations. Their proactive approach, personalized service, and dedication to finding the best refinancing solution made a significant difference in my financial journey. If you are seeking to escape the burden of high-interest rates and find a trusted partner, I highly recommend Gravity Lending. Trust them to guide you toward a brighter financial future
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fire pita
20 days ago
Quick and easy
Quick and easy. Great customer service.
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mildred mego
21 days ago
Queríamos mejorar el monto de nuestras …
Queríamos mejorar el monto de nuestras cuotas , con Josiah , logramos mejorarlas , nos bajaron la tasa de interés y los pagos . Súper profesionales , rápidos y serios .
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bryan bor
24 days ago
Gate rates and an excellent experience
I chose to refinance my car with Gravity Lending because they had the most competitive rate, but I was pleasantly surprised at the ease of their process. They also have helpful and friendly staff; I had the pleasure of working with Stephanie Wycuff. I will definitely consider Gravity Lending for any future financing that I do!
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rio dio
24 days ago
Fast service
Fast service. Concise information. Very pleasant to work with. Would surely work with them again.
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shaun smith
a month ago
Gravity brings you down to earth
Josiah helped me find a company to refinance with in a couple days. I had to call back to find out and was surprised to find one willing to trust me. The customer service was certainly down to earth 🌎 and professional. No fees on their side; just the company I refinanced with.
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james powell
a month ago
Joshua Ellis - VALID🫡
Joshua Ellis got my loan refinance to 10% from 26%. Real studios guy to work with. He had my best interest at heart. Joshua VALID✌️
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glenn johnson
a month ago
Highly Recommend Gravity!
John Hubbard w/ Gravity did a fantastic job working to get the best rate for me to refinance my new vehicle. We were so pleased, we had our second vehicle refinanced also, saving us thousands of dollars. Highly recommend Gravity Lending!
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tracey
a month ago
Stephanie Wycuff was my contact at…
Stephanie Wycuff was my contact at gravity and I'll say I appreciated her patience with my crazy schedule she definitely helped me through the process. I'm very happy with the service she gave me.
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david jones
a month ago
I got a call from Ari who works for…
I got a call from Ari who works for gravity lending he was very professional and helpful he offered me the best loan service for my vehicle at a low interest rate. He helped threw out the whole process. I truly appreciate all of his efforts for me to receive the best offer.
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shakenya robinson
a month ago
Jair torres the person who gets the job…
Jair torres the person who gets the job done very helpful and make sure u is satisfied and explain if u have questions
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htee na
a month ago
Work with jail torres
Work with jail torres, was so easy and smooth, the hold process could not been easier, i highly recommended.
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dorian buhler
a month ago
I’ve had a really great experience with…
I’ve had a really great experience with Gravity Lending so far and appreciate Jair helping me with everything I needed to refinance my car loan. He answered all my questions and even called me to go over the process. Thank you so much!
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diego montoya
a month ago
My personal experience with Gravity…
My personal experience with Gravity Lending was amazing, they helped drop my first time auto loan APR from 18.55% (yes very high, because no credit history) to 7.6% refinance after one year making my payments. Thank you for trusting me. Thank you Gravity Lending and thank you to Eddi Sosa the Sr. Loan Officer who supported my entire process.
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carlos
a month ago
Excelente labor del grupo de atención…
Excelente labor del grupo de atención al cliente encargado de los refinanciamientos de deudas, en especial al operador Robert Flores y sus supervisores quienes amablemente batallaron entre varias compañias para conseguirme el mejor trato. Agradecidos por su ayuda y paciencia.
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m l
a month ago
Vlad was just awesome
Vlad was just awesome. This whole process was easy and the rates were the best out there.
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lillian graye
a month ago
Refinancing with Gravity Lending made things so much easier!
Refinancing with Gravity Lending make it a simple process and Mark Hall is a very helpful loan officer!
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sue tiller
a month ago
Good Experience - No Fee
I had a very good experience with Gravity Lending. I worked with John Hubbard and found him to be very helpful to me in navigating the process. He was very responsive and answered all of my questions.
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matt damico
a month ago
Gravity was able to find me a much…
Gravity was able to find me a much lower APR for refinancing my car. Also loan officer John Hubbard was spectacular, he’s very thorough and helped me through the entire process!
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chelsea hoch
a month ago
Refinancing with Gravity Lending is a…
Refinancing with Gravity Lending is a great choice. Mark Hall is a wonderful and pleasant loan officer to work with, and he makes the process as smooth as possible!
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mario vijandre
a month ago
I recently apply to refinance my car…
I recently apply to refinance my car loan, Ari Monroe from Gravity Lending help me all the way through my application, He guided me every step of my paper work and calling me at the same time to make sure that i did it right the paper work, He was with me to the beggining to the end of my application, I highly recomend gravity lending to my co workers and friend when refinancing of car, He is very friendly and professional and highly motivated, kindhearted person.... sincerely Mario V. (los angeles california)
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shannon fiocco
a month ago
Great Customer Service!
John Hubbard was very personable and was a huge help in getting my car refinanced from the ultimate high interest of 15% I was paying with chase down to about 6-7%. He saved me ton of money on my payment and got me a great deal on a new warranty covering me for 5 more years. Thanks John!!!
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skye buechner
a month ago
Stephanie is the most helpful person…
Stephanie is the most helpful person ever. I know nothing about refinancing a car, but I know she did me right! I'm lucky to have her!
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lauren payne
a month ago
excellent
Mark Hall helped me with my refinance and was incredibly knowledgeable, thoughtful, and helpful in getting me the rate and term I wanted for my new car. I highly recommend working with Gravity/Mark! 10/10 531951
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a r
a month ago
I worked with Dana from Gravity…
I worked with Dana from Gravity Lending. She made the refinance process quick and easy. I was able to accomplish my refinance goals with little time and hassle. I would recommend their services to a friend. Thank you!
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g. laws
a month ago
Auto Refi
Thank you to Gravity Lending and Zach Wauters, my loan officer. Zach made everything very easy and provided up-to-date communication throughout the process. The process was straight forward and the details were transparent.
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kalop harvey
a month ago
Quick easy process.
Quick easy process. Stephanie was amazing to work with, made the process simple and she was easily contacted and provided great customer service.
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nicki natchalalai
a month ago
Superb service
I recently had the pleasure of working with Gravity Lending to help me lower my interest. I was initially hesitant about the process, but Mark Hall made everything so easy and stress-free. He was incredibly knowledgeable and helped me understand all of my options. The communication was fantastic throughout the entire process. I was kept informed every step of the way and never felt like I was in the dark about anything. Mark was always available to answer my questions and address any concerns I had. Thank you for your exceptional service!
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april hakes
a month ago
I highly recommend Jair Torres at…
I highly recommend Jair Torres at Gravity Lending! He was very helpful in the refinance of my vehicle!
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harry leibowitz
a month ago
Refinancing my vehicle was easy and…
Refinancing my vehicle was easy and very fast when I used gravity lending to find the best rates available to me. Dana at Gravity Lending was very knowledgeable and helped me understand the process thoroughly. I highly recommend you check them out if you are looking to refinance your vehicle.
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zean retana
2 months ago
My experience with gravity lending was…
My experience with gravity lending was the best! Fast friendly and straight to the point! Thank you Ari for putting in all the effort to get the best deal for me and for being honest! Highly recommend gravity lending!
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sau man wong
2 months ago
Ari M is my handler which is prompted…
Ari M is my handler which is prompted and professional ! Response on any questions ask and thats the best rates I looked for w/ no other funny fees ! I had a good experience finally on finance situation with this company and him that i didn’t feel ripoff ! Thanks !
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maddy
2 months ago
Vehicle Refinance
Refinancing my vehicle was easy and very fast when I used gravity lending to find the best rates available to me. Brad at Gravity Lending was very knowledgeable and helped me understand the process thoroughly. I highly recommend you check them out if you are looking to refinance your vehicle.
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daniel
2 months ago
Refinancing was very quick and easy.
Refinancing was very quick and easy. Dana Austin was really helpful and made the whole process easy. Highly recommend
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luis b
2 months ago
Amazing experience
Amazing experience, at the beginning I thought it was too good to be true but now I had re financed by car loan with a much better APR and much affordable monthly payments. Thanks
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samar pervaiz
2 months ago
I was paying 13% on interest
I was paying 13% on interest , gravity lending helped me get it down all they was down to 6%. John Hubbard was really helpful and knowledgeable.
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gianna franchi
2 months ago
AMAZING
I recently had the pleasure of working with Joshua Ellis from Gravity Lending to refinance my auto loan, and I cannot speak highly enough of the exceptional service I received. Not only did Joshua help me secure a lower monthly payment, but he also took the time to listen to my concerns and answer all of my questions with patience and professionalism. Throughout the entire process, Joshua was always available to communicate and kept me updated every step of the way. He made what could have been a stressful experience into a seamless and stress-free one. I truly appreciate his dedication to his clients and his outstanding customer service skills. I also want to highlight that Gravity Lending is a fantastic company to do business with for auto financing. The entire team was friendly, knowledgeable, and helpful throughout the entire process. Thanks to Joshua's efforts, I was able to secure a great quote with a reputable company at Regional Acceptance. Overall, I highly recommend Gravity Lending and Joshua Ellis for anyone looking for auto financing. Their exceptional customer service and commitment to their clients make them stand out in the industry. Thank you, Joshua, and the entire Gravity Lending team for your outstanding service.
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alexander gatlin
2 months ago
Great Customer Service
I got a prompt, professional response from my agent Stephanie Wycuff. She was always helpful, got back to me in a timely manner, answered all my questions, and walked me step by step through the entire process of refinancing my vehicle. I whole heartedly recommend Gravity Lending to anyone who is looking to refinance their vehicle; two thumbs up!
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catalina davila
2 months ago
Pidan a Pablo Hernandez, es el MEJOR!
Desde hace tiempo estaba buscando refinanciar mi carro, pero cuando leía las reseñas de las demás agencias no me gustaban, de todas ellas hablaban muy mal. Me llego una carta de Gravity con una oferta y les di mi confianza ciegamente, porque sinceramente ya quería dejar de pagar tanto interés en el otro banco. Recibí la llama de Pablo Hernandez al poco tiempo de hacer una aplicación para precalificar en línea, es muy importante que tengan representantes que sean completamente bilingües porque yo me expreso mucho mejor con el español y el me ayudo en todo momento, estando al pendiente de mis dudas y ayudándome en mandar todo lo necesario. En menos de dos semanas quedó todo, Pablo me ayudo a escoger una excelente oferta bajando por mucho mis pagos mensuales y claro que mi APR, estoy muy satisfecha y claro que los recomendaria, MUCHAS GRACIAS PABLO!!
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nick schultz
2 months ago
Ruth Harrison Nick Schultz 527401
Ruth Harrison Nick Schultz 527401 Nick lavender of gravity lending what’s very helpful and informative. He made The Who refinance experience easy, making sure we understood everything and was extremely friendly. He even took time to expedite the process during his vacation. Thank you for your help and professionalism.
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emily hatcher
2 months ago
Nick Lavander helped me cut my interest…
Nick Lavander helped me cut my interest rate to my car loan in HALF. I am beyond grateful. A relief is off my shoulders. He did all the work I just had to sit back and weight. So much easier then going to the bank myself. They also take care of getting the titles and tags serviced over along with your car insurance.
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maria sanchez
2 months ago
My refi experience with Gravity Lending…
My refi experience with Gravity Lending was more than exceptional. My loan officer Vladimir provided great communication and walked me through the process to make it as seamless as possible. I was quickly approved by the new lender and look forward to a lower payment! Thank you Gravity Lending and Vlad!
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areli fentanes
2 months ago
Clear information and options
They explained us by phone and email the different options we had. This was very helpful for being able to review the information and take the right decision.
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laritza lopez
2 months ago
How fast gravity lending works and how…
How fast gravity lending works and how they communicate with you throughout the process.
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michael stinespring
2 months ago
Stephanie... Is the 👌 best
Stephanie.... That is what made it easy.
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nancy lopez
2 months ago
Absolutely would recommend this…
Absolutely would recommend this service. It was easy and all my questions were answered promptly.
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cory welch
2 months ago
Great service
Very were very informational, personable, professional, and quick to return calls and texts. They kept me up to date and informed throughout my financing process.
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albert
2 months ago
Dana is the best. Seamless process!
I had a great experience working with Dana Austin on my refinance. While they weren't the lowest offer, Dana's professionalism, attention to detail, and transparency made me pick Gravity Lending. The process was seamless and everything went through without any issue. Would definitely work with them again.
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melinda stone
2 months ago
Ari Monroe of Gravity Lending car Refi
Ari Monroe of Gravity Lending was very quick to get a hold of me. He was not pushy but truly listened to me. I let him know that I was working on my credit. And he said it is up to me as to when I refi. I said let’s give it a shot. Ari got me a warranty for over 1/2 of what I was paying, gap insurance for a 1/4 the cost and brought my monthly payment down more than 125.00 per month. Ari was always great to answer any questions and kept me up to date and got me to the finish line.
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griffin hoch
2 months ago
Mark Hall is a great Loan Officer to…
Mark Hall is a great Loan Officer to work with and makes refinancing your vehicle a very easy process
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matt
2 months ago
Auto Refinance
Joshua Ellis at Gravity Lending was great. The whole process was simple and taken care of very professionally. Time from start to finish was fast.
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paul patnode jr
2 months ago
Lane Mullins from Gravity Lending g was…
Lane from Gravity Lending was exceptional in securing me a better car loan. From start to finish the process was very professional.
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dalia t.
2 months ago
I am glad I was connected to Gravity…
I am glad I was connected to Gravity Lending (loan #522101) to refinance my auto loan and working with Fabian Salas made the experience that much better! His customer service skills and determination to help me get the best results was unmatched! He kept communicating with me throughout the process and i appreciated that. I will definitely recommend Gravity Lending to my loved ones! Thanks again for all your diligent work in ensuring I was a happy customer, Fabian!
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rod r
2 months ago
Could not have been happier
I had the privilege and pleasure of working with Matt Mueller for the refinance of my vehicle. He made everything so easy! He was great to work with, and best of all, he saved me a ton of money on interest! He's quick to answer any questions even getting back to me evenings and weekends. Thank you Matt and thank you Gravity Lending!
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wilson guzman
3 months ago
Hola puedo refinanciar mi auto con ITIN…
Hola puedo refinanciar mi auto con ITIN number.
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heather marchand
3 months ago
Excellent Auto Refinancing Assistance
In today's ever changing fast paced lifestyles coming across Gravity Lending for help with auto refinancing was such a blessing. At first I was extremely skeptical trying to make sure that I wasn't being wooed over by an online scam. I went through many of the customer reviews of Gravity Lending before I even reached out to the company itself. I work quite a few hours a week and my schedule is usually always busy. I was extremely happy and pleased that Ari my loan officer as well as the rest of the Gravity Lending team stayed in contact with me through the entire process Ari spoke to the different loan companies that came through. A few months ago I applied to Gravity Lending as well as a few other auto loan refinance companies and was denied. After a few more on time payments and some hard work and perseverance I was approved! If you're looking for a company that will have your back during the whole refinance procedure I highly recommend Gravity Lending!!!! Thank you again Ari and to the whole team at Gravity Lending.
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helioson
3 months ago
Really satisfied working with Dana at…
Really satisfied working with Dana at Gravity Lending, things went pretty well, and quick. communicates well and service was great. Also lowered my payment by a lot more than i expected.
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hamza mzee
3 months ago
I had an awesome experience with…
I had an awesome experience with Gravity Lending to get my auto refinanced. The loan officer, Jeremiah Dye, who helped me from A to Z, was indeed very helpful and reliable. He guided me with all the questions I had, was very insightful, and provided me with good and sensible answers to all my inquiries. I am super happy with their service, and they were able to give me a very low interest rate and bring down my monthly payment. I 100% recommend Gravity Lending to everyone; I'll convince my family and friends who are in need. Thanks and keep it up!
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john
3 months ago
Easy transaction
Easy transaction. Great rates smooth from strart to finish
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matt damico
3 months ago
Gravity was able to find me a much…
Gravity was able to find me a much lower APR for refinancing my car. Also loan officer John Hubbard was spectacular, he’s very thorough and helped me through the entire process!
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mike f
3 months ago
Awesome experience with helped me so…
Awesome experience with helped me so much to refinance my car and lower my apr, helped me with a old loan to lower the apr he was amazing
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christen
3 months ago
I have have used Gravity Lending…
I have have used Gravity Lending multiple times to refinance my auto loans and have had great experiences each time. My agent Dana Austin was professional, friendly and communicated throughout the process. I highly recommend this company.
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angela phillips
3 months ago
Team work was excellent
Team work was excellent I had no issues it was a smooth process.
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donald h
3 months ago
Quick and easy with fantastic results
Gravity Lending quickly matched me with a lender who offered a great rate on my auto refinance. This resulted in a huge monthly savings. The online application was quick and easy. I highly recommend Gravity Lending.
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nathan sieg
3 months ago
Let Your Financial Worries Float Away With Gravity Lending
I like to save money. I like it even more when it’s easy to do so and Gravity Lending made that a painless process. Got me a better rate and terms than other lenders and Lane was there every step of the way!
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terianny v
3 months ago
Great service!
Gravity Lending has been a very big help in this big step I have made with refinancing my vehicle! I had a lot of doubts and question since this was my first time but Chris Downey was extremely helpful, courteous and patient with me. He is great at what he does! Thank you Chris and Thank you Gravity Lending!
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hayley hendrickson
3 months ago
After my divorce I had a hard time…
After my divorce I had a hard time finding a lender to work with me to refinance my vehicle when my ex husband and I still had many assets tied together. Gravity Lending was a huge help in finding that lender to refinance my car. The process was easy and painless. My representative was very friendly, fast, efficient, and kept in great contact with me throughout the entire process. Highly recommend.
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rachel
3 months ago
We had to purchase a car at the peak of…great rates easy process
We had to purchase a car at the peak of the vehicular shortage making our rate insanely high. We refinanced with Gravity and they lowered our rate by 2% a huge savings over all. Our rep Ari kept in touch with us keeping us up to date and making everything simple to do. We will use them again. 524043
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farrell w.
3 months ago
The process was easy and the loan specialist was great!
The process was easy and the loan specialist guided me through the entire process. The response to questions was excellent. Highly recommend!
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michael
3 months ago
Stephanie Wycuff Was very…
Stephanie Wycuff Was very communicative! Answered every question or concern I had. The process was very quick and painless. Would recommend to friends and family!
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keith seay
3 months ago
Gravity Lending was a great experience!!
Gravity Lending was a great experience for me. They refinanced my auto loan for my new 2023 Toyota 4runner. They helped me get a better interest rate and lowered my payment by $30. It's definitely a company I would recommend anytime your looking to refinance a auto loan!!
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hunter g
3 months ago
First time ever refinancing one of my…
First time ever refinancing one of my vehicles and Gravity Lending made it quick and painless. Mark helped me get it done fast and was very good about getting back to me and was super friendly. I will definitely be using them in the future.
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mindy ruehl
3 months ago
Mark Hall from Gravity Lending was very…
Mark Hall from Gravity Lending was very knowledgeable and friendly. He was a pleasure to work with to refinance my vehicle.
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utsav
3 months ago
Our experience with Gravity Lending was great
Our experience with Gravity Lending was very smooth. We got the rates we were looking for, and the enrollment was quick, with minimum calls and email exchanges. Very happy with our experience and would highly recommend it.
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william jackson
3 months ago
Gravity lending and Ari are top notch!!
Gravity lending and Ari are the good to for refi’s!!!! Quick and painless. Got it done in less than a week and knocked my payment in half!!!