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Gravity Lending Review

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Reviews 832

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Chris
Chris Muller
May. 03, 20214 min read

Gravity Lending summary

Gravity Lending is an online marketplace that connects you with other lenders for competitive rates and terms. They focus primarily on auto loans but offer several other options, too. Their application process is fast and easy, and funding happens quickly. If you're looking to refinance your auto loan from the comfort of your home, Gravity Lending may be a very good option for you.

Pros

  • Rates as low as 1.99%
  • Fast application process
  • Simple lending terms
  • Additional loan protections included

Cons

  • Not a direct lender
  • Need to apply for credit to get rates
Gravity Lending at a glance
4.2

Editorial score

Online experience

Online application but no learning resources

3.0

Customer services and support

Multiple ways of reaching lender but limited hours

4.0

Loan Types

Offers all loan types

5.0

Repayment Flexibility

Offers flexible repayment plans & the option for special repayment programs

5.0

Eligibility (credit score)

Doesn't cover bad credit

4.0

Call Gravity Lending 8778228404

Suitable For?

Gravity Lending is suitable for those who want a quick and easy process to refinance their auto loan. They work with a variety of other lenders to connect you with competitive rates and terms, based on your credit profile (note: personal and student loans are coming soon).

Features

Gravity Lending offers auto refinancing loans today. Coming soon is the ability to get student loans, personal loans, and home improvement loans. To start, you’ll get low rates and the simplest terms on the market. This is because Gravity connects you to a variety of other lenders who compete for your business.

In addition, their process is streamlined (more on this below) and funding happens fast. So essentially, you can refinance your auto loan in a matter of minutes without leaving your couch.

Gravity also offers protection on your loan. First, you’ll be eligible to receive Guaranteed Asset Protection (GAP) which typically pays the difference between the cash value of your vehicle and what’s owed to the lender if you have a total loss. You’ll also be eligible for a Vehicle Service Contract (VSC), which is like a warranty but is more of an agreement to pay for specific repairs to your vehicle if needed. Finally, Gravity offers Depreciation Protection, which helps cover the value of your car where GAP protection can’t.

Gravity Lending Highlights:

  • Fast application and lending process
  • Excellent rates and lending terms
  • Expedited funding
  • Additional protection
  • Multiple loan options
  • A+ Better Business Bureau rating

Application Process

The application process with Gravity Lending is easy, and there are four steps you need to take: 

  1. Contact information. You fill out your basic contact information such as your name, email, and phone number.
  2. Loan request information. Enter your vehicle make, model, and year, as well as mileage, estimated payoff amount, and VIN number (optional).
  3. Applicant information. Fill out a loan application with your detailed information, such as your date of birth, Social Security Number, residential information, and employment information.
  4. Disclosures and submit your application. The final step is to read their disclosures and give Gravity Lending permission to run your credit, at which point you’ll be presented with loan options if you’re approved.

The entire process takes about 5 minutes, assuming you have the information mentioned above handy. The initial pre-approval is based on a soft pull of credit, intended to make sure you like the offers before a hard credit inquiry is run.

Loan Types and Terms

Gravity Loans connects you to other lenders for competitive rates and loan terms. Because of that, they don’t list specific loan terms on their site. Regarding loan types, their main product is an auto loan - which you can get for as low as 1.99%. You’re also able to apply for a home improvement loan and coming soon is the ability to get student loans and personal loans.

Gravity Lending doesn’t list specific lending requirements, either, since they’re a marketplace and each lender they work with will have their own lending requirements. However, you will have to enter your employment information, housing information, and your credit will be reviewed -- which will all ultimately determine the rates and terms you’re offered.

Repayment Options

Since Gravity Lending is a lending marketplace, they do not list specific loan repayment terms. That will be determined by the individual lender you go with.

How Safe Is It? 

Gravity Lending is about as safe as any other online lender. While they can’t entirely prevent malicious attacks and hacking, they do take every measure they can to protect your secure information. Your information is safeguarded through encryption and firewalls to prevent unauthorized usage. Also, only those who need to see your information will (i.e., lenders willing to give you a loan).

Help & Support

Gravity make it easy to contact them in a variety of ways. First, you can contact them directly by calling 877-822-8404. You can also contact them on social media, including LinkedIn, Facebook, Twitter, and Instagram. Available Monday - Friday 8:00am - 6:00pm.

How Gravity Lending Compares


Gravity LendingLendingTree
APRFrom
1.99%
From
3.49% - 4.27%
Minimum credit score600None
Loan amountsUp to $100,000Up to $300,000
Loan term25 - 84 monthsVaries
Suitable forFast & easy auto loansMultiple loan options

Summary

Overall, we’re impressed with Gravity Lending. They’re a newer company (founded in 2015), but already have a stellar rating with the Better Business Bureau and excellent customer reviews. If you’re looking purely for an auto loan and you want a fast and easy process, Gravity Lending is a great choice.

Call Gravity Lending 8778228404

Physical Address

3432 Greystone Dr, Ste 200

Austin, TX 78731

Chris
Written byChris Muller

Chris has an MBA with a focus on advanced investments and has been writing about all things personal finance since 2015. He’s also built and ran a digital marketing agency, focusing on content marketing, copywriting, and SEO, since 2016. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

Gravity Lending
Gravity Lending
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  • author
    Karen Strieder
    an hour ago
    Very friendly and awesome service.

    Very friendly, easy process. They walked me through each step of the way and it was painless. Highly recommend.

    ...

  • author
    Bob Peterson
    2 days ago
    Good concrete info and good customer service

    While refinancing my car I talked to several, (over 5) lending and brokerage companies. Jared was the only person who would give me concrete information about costs and rates. I liked that. Their rate was also the lowest. His support staff was top notch handling the paper work. Bonus points: We received our loan about a month ago and I had a question yesterday. Jared got back to me in 2 minutes, and answered my question.

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  • author
    Michael Beau Tamez
    3 days ago
    Ari was amazing and very diligent in…

    Ari was amazing and very diligent in trying to find me the best rate and term to fit my refinancing needs. It felt like a family member or a good friend was helping me out. Thank you Gravity Lending!!

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  • author
    Karina Gutierrez
    3 days ago
    Car refinancing

    I had a great experience with Stephanie Wycuff working on my refinance. She was quick and super professional and kept me informed every step of the way. Gravity Lending provided a rate and did not change it after running my credit. I highly recommend it!

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  • author
    Scott Tucker
    3 days ago
    Professionals helping people get loans…

    Professionals helping people get loans no haggle no cons straight up people

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  • author
    Dustin K
    4 days ago
    Best interest rate

    Best interest rate, easiest to work with as they are organized and quick to respond. Would recommend to anyone looking to Refi.

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  • author
    Joe Maderak
    May 12, 2022
    Gravity was able to get me the best…

    Gravity was able to get me the best rates available and made the process of refinancing my auto loan very simple. Many other companies contacted me and tried to win my business, but Gravity had the best options available. I highly recommend Gravity lending.

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  • author
    Julie and Jeremy Hatfield
    May 12, 2022
    We refinanced our vehicle and had a…

    We refinanced our vehicle and had a wonderful experience. Edwin was so helpful. We saved over $100 on our payment every month. Highly recommend! You won’t regret using them. Just wish we could have done it sooner!

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  • author
    Michelle
    May 11, 2022
    Great experience

    Great experience, I will definitely use Gravity Lending for future needs and recommend them to family and friends. Edwin was pleasant to work with, he is informative, knowledgeable, and efficient.

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  • author
    Chris Moreland
    May 10, 2022
    Gravity lending got me a great deal on refinancing

    Gravity lending got me a great deal in a fair amount of time. Their rates were on the best side of average, the approval time was average and they had all the paperwork easy and explained very well. Trust me I shopped this refinance and my only complaint is the approval time but like I said it is average across all lenders. I can go into a dealership and have a loan in no time. For some reason all these online lenders take days to get approvals.

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  • author
    Holly Sausville
    May 09, 2022
    Great Experience

    Many thanks to Stephanie Wycuff @ Gravity Lending for helping me out with a refinance with no fees. She was friendly, responsive and very helpful with the transaction from start to finish! The process was quick and simple. I'd recommend them in a heartbeat to anyone looking to refinance a vehicle..

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  • author
    Tiffany A
    May 09, 2022
    Great Experience

    I struggled to refinance my vehicle for a long time until I took a chance and applied with Gravity Lending. The application was quick and easy. They reached out to me very quickly and I feel I was lucky enough to work with Colby. He not only helped me get my vehicle refinanced, but he was also able to help me get a personal loan to consolidate some of my debt!! Very greatful for all of his help!!

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  • author
    Nicholas Dillie
    May 09, 2022
    Never again.

    At first things started out great with gravity lending. They were up front and helpful but as time went on communication broke down and when I brought up my complaints with my loan officer she just got rude and never tried to help fix my problem just repeated information and treated me like an idiot. I then spoke with her supervisor and while he was a nice guy all he managed to do was waste my time and simply tell me that there wasn’t anything he could do for me but would use this as a coaching experience. But at my expense… not only would I not recommend gravity lending to anyone. I wouldn’t wish them upon my worst enemy.

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  • author
    Myra Jean
    May 06, 2022
    Highly Recommend!!

    This is the first time I have refinanced a vehicle and after an application on Lending Tree, I received TONS of phone calls, emails and text messages from all different companies who could “get me a good rate for a $499-$699 fee”. Out of all of those companies, there was one text message that stuck out to me and that was Stephanie from Gravity Lending. Stephanie said she could get me the best rate possible with no fee, NO FEE!! Stephanie walked me through the whole process from start to finish. It literally took only a week for my subprime lender interest rate of 14% to go down to 3.94%!! I was in total shock when she told me what she could offer. I couldn’t be more thankful to Stephanie, it was such a smooth easy experience and I definitely recommend Gravity Lending!

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  • author
    Brittany Flory
    May 06, 2022
    overall very smooth

    My experience was overall very smooth, they got me 1/2 the interest rate and over $100 off my monthly payment so sounds like a win to me!

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  • author
    dawn layman
    May 06, 2022
    Nick Lavender with Gravity Lending was…

    Nick Lavender with Gravity Lending was super helpful in describing the different options for refinancing my car loan. He never once pressured me, but instead let me choose what was right for my financial needs. The refinance was quick and smooth. The easiest loan I ever obtained. Thank you so much to Gravity Lending and Greater Texas CU. I will definitely refer to friends and family.

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  • author
    TERRI TOWNES
    May 05, 2022
    Estella Tovar was efficient and…

    Estella Tovar was efficient and amazing, from the very beginning of my loan inquiry. I feel lucky to have gotten her as the loan officer on my refinance loan. She got me a great percentage rate on my new auto loan. Thank you so much Estella!!!

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  • author
    Novelina Singh
    May 05, 2022
    Great customer service

    Great customer service! Ezra was so helpful throughout my entire process! Overall amazing experience!

    ...

  • author
    Kristian naumann
    May 05, 2022
    Gravity Lending is awesome!

    Gravity Lending is a great company to refinance with. Our loan officer Allison Wimberly helped us through the entire process and made everything extremely easy. She looked at our options and found us the best company to refinance with. We went from a 6% interest rate to a 3% interest rate and our payments are $100 less than they were before. We had a great experience and I would definitely recommend her for any of your vehicle refinancing needs. A+++

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  • author
    Andreas Ruiz-Diaz
    May 05, 2022
    I was contacted by Gravity Lending to…

    I was contacted by Gravity Lending to see if I wanted to do a car loan refinance. I don't normally go for cold calling/contacting but they caught me just as I was about to start looking. So I decided to start the process with them. Well long story short, I couldn't be happier. They did an excellent job. Better than I had hoped for.

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  • author
    Bennie Rathke
    May 05, 2022
    Quick and easy process

    Quick and easy process. Very reputable company and agents were very easy to work with. I would highly recommend Gravity Lending to you.

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  • author
    Britan
    May 04, 2022
    Stephanie Wycuff was excellent

    Stephanie Wycuff was excellent. What made me move forward with her was that while everyone else was calling and leaving messages and harassing me. She just sent a text and was like I am here we can do this when you are ready we can communicate via text or email. This made things so much simpler for me. Great service, turnaround times and ultimately lower rate and saved me money on my car payment.

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  • author
    Austin Duckwort
    May 04, 2022
    Great Customer Service

    I responded to a mailer that Gravity Lending sent out and I was able to get in touch with Cindy. Over the phone she was very professional and answered all of my questions. After our initial conversation, she kept me updated almost daily through text message. I would recommend her and her team to anyone.

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  • author
    Ronald Pilling Jr.
    May 04, 2022
    Excellent experience

    They are overall a great organization. They worked directly with me through phone, text, and email. My agent was very responsive and easy to talk to. She even found better rates than the ones initially offered. Paperwork was simple and UPS next day labels were provided for anything that they needed from me. I ended up saving almost $100/month on my auto loan. I recommend Gravity Lending and will visit them again when needed.

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  • author
    Michael Davison
    May 03, 2022
    Gravity lending experience

    I was referred to gravity lending, by my daughter in law and son. John Hubbard, was my representative, and he made it so clear and simple. I refer gravity lending and John Hubbard to all and everyone. Knows the busness, and he's compassionate about the company and the customer. Thank you John Hubbard a d thank you gravity lending!!!!!

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  • author
    Denise
    May 03, 2022
    Great Experience!

    Dallas and the whole team at Gravity Lending were amazing! They helped us out in such a short time frame and above all else were extremely helpful and friendly! So glad we decided to go for refinancing with them. I highly recommend Dallas and the whole team!

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  • author
    Ric Hard O Shadwhacker
    May 03, 2022
    These people don't play when it comes…

    These people don't play when it comes to saving you money! 🤑

    ...

  • author
    Jason Jones
    May 03, 2022
    I was in the market for an auto loan…

    I was in the market for an auto loan refinance and found Gravity Lending. From the first phone call to the last email I found the process both easy and innovative. I worked with Mario Herrera who was integral in getting us the best loan option and processed in record time. Gravity Lending is a company that earns your trust by treating you like a VIP. You will be highly impressed with their level of professionalism and care for you as a customer.

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  • author
    Aaron Delgado
    May 03, 2022
    They were very informative and the…

    They were very informative and the process was fast.

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  • author
    Robert
    May 03, 2022
    Very good experience

    Very good experience. They listened to my needs and found a solution to refinance my auto loan.

    ...

  • author
    Cindy Cox
    May 03, 2022
    Gravity Lending was the best choice for refinancing my auto loan

    Gravity Lending was the best choice for refinancing my auto loan. Their Customer Service was so helpful. My Lending agent helped me through the process, making it an easy transition. They explained everything about my loan,making it very easy for me to understand. I highly recommend Gravity Lending. Gravity Lending is the best.

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  • author
    Matt
    May 02, 2022
    Great experience

    Great experience. Highly recommend. Thank you John from Gravity Lending. John make the whole experience better, very quick and easy.

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  • author
    Corina Aleman
    Apr 30, 2022
    Great customer service from beginning…

    Great customer service from beginning to end. Quick and easy processing. Highly recommend Gravity Lending to anyone looking to refinance auto loan.

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  • author
    Jonathan Lopez
    Apr 30, 2022
    Zachary Goss is the agent that helped…

    Zachary Goss is the agent that helped me. He did a good job of communicating with me every step of the way and he got me a very good interest rate that got cut into half. I definitely recommend them!

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  • author
    Darshil Patel
    Apr 29, 2022
    Zach was an amazing agent to work with

    Zach was an amazing agent to work with. He talked to me about the entire process and help in finding the best rate possible.

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  • author
    Chrissy Daniels
    Apr 29, 2022
    Outstanding Experience!

    Outstanding Experience!! I want to thank Cody Geiger at Gravity Lending for the outstanding customer service, frequent communication and clear direction on my auto refinance. This is the first time I refinanced my auto loan and I was intimidated by the process. I reach out to another lender initially, but after hearing from Cody and his detailed explanation of the process, I knew he had my best interest in mind and would help me achieve my goal of lowering my interest rate. Cody not only achieved that goal, but did it with such professionalism. Overall, I am so thankful I found out about Gravity Lending and was supported by Cody to lower my interest rate and achieve my personal financial goals. HIGHLY recommend working with Cody and Gravity Lending!

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  • author
    Jessie Starnes
    Apr 28, 2022
    My husband and I received a letter in…

    My husband and I received a letter in the mail with the details of lowering our interest rate on our current vehicle loan (who doesn't want to save money). Tyler helped us with this process, he and his team were very professional and made it fast and easy for us. Lorraine, his processor had our loan processed in less than a week. I will definitely be referring my friends and family! Thankful for what I initially thought was "junk" mail!

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  • author
    brice johnson
    Apr 28, 2022
    The best experience I had for financing…

    The best experience I had for financing better then when I bought my car. Eiji was great at handling my account would recommend gravity lending to family and friends.

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  • author
    Regina G Tambunga
    Apr 27, 2022
    Gravity lending was able to lower my…

    Gravity lending was able to lower my interest rate and my car payment I will definitely refer this company Thank You Gravity Lending

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  • author
    Stephanie Stopczynski
    Apr 27, 2022
    Highly Recommend!!

    I worked with Geronimo Resendez at Gravity Lending to refinance my vehicle and it was the best decision I ever made. When I conduct business, I have 1,001 questions and what you would consider a “high maintenance client”. Geronimo far exceeded my expectations. He was very professional, informative, patient and prompt with his responses. I highly recommend both Gravity Lending and Geronimo if you’re in the market for refinancing. You won’t be disappointed!

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  • author
    Scherry Peoples
    Apr 27, 2022
    I am very pleased with the service…

    I am very pleased with the service provided.

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  • author
    Kimberly Hodges
    Apr 26, 2022
    We Refinanced our vehicle with Gravity…

    We Refinanced our vehicle with Gravity Lending. Nick Lavender was our representative and is super knowledgeable and thorough. He walked us through the whole process making it easy and fast! I would highly recommend Gravity Lending and Nick Lavender if your looking for a great company!

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  • author
    Wes
    Apr 26, 2022
    Excellent financial service

    I applied for an auto loan with Gravity Lending and got approved within days after submitting all the necessary paperwork. Estella Tovar was great and extremely helpful. She even went the extra mile to help me locate nearby local branch for document notary. All the information such as loan term, interest rate, etc... was described with transparency and honesty. This is a great experience and superb customer service. Very highly recommended to anyone looking for a loan service. I can't speak for the whole company but Estella did a great job.

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  • author
    Samantha Murphy
    Apr 25, 2022
    Best experience you could ask for

    Best experience you could ask for! Great offers! Easy process! Communication is next level!

    ...

  • author
    Dixie
    Apr 25, 2022
    EASY Refinance!

    Refinancing our truck loan couldn't have been any easier. The communication was 100%! The process was quick and easy. Would absolutely recommend and use them again!

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  • author
    Tim Phifer
    Apr 25, 2022
    Refinancing of my truck was quick and…

    Refinancing of my truck was quick and easy. Cut my loan rate in half. Would definitely recommend for financing.

    ...

  • author
    Kyle
    Apr 25, 2022
    Amazing service!

    Amazing service! These folks were able to reduce my apr by 13% and cut more than $100 off my monthly payment, times are tough right now so this was very much needed thank you gravity lending!

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  • author
    Matt Nelson
    Apr 24, 2022
    A true win-win

    The process is super simple. Saved 1.5% from my original loan 5 months after orientation. And I lowered my length of loan. A true win-win.

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  • author
    Devante
    Apr 23, 2022
    My experience was great

    My experience was great. David perez was very professional, easily to talk with. He made everything step simple and easy

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  • author
    Michael Youngman
    Apr 23, 2022
    Gravity lending was the perfect fit for…

    Gravity lending was the perfect fit for me! Not only were they fast and efficient, but everyone I spoke to was very friendly and knowledgeable! I would definitely recommend them to anyone reading this review, you will not be dissatisfied!

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  • author
    Tim
    Apr 22, 2022
    Jason made it was quick and easy!

    Jason made it was quick and easy!

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  • author
    Jas F.
    Apr 22, 2022
    2nd experience with Gravity

    Gravity lending and Matt Larner is great! He’s virtually become a friend on our 2nd refinance. Quick, painless, straightforward and we saved money while also making these payments on this new Corvette more affordable. we will use Gravity lending from now on- Matt Larner is in my phone!!

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  • author
    Jacob Bierman
    Apr 22, 2022
    If you’re looking for a quick simple…

    If you’re looking for a quick simple way to refinance your auto loan, then look no further. Mario, from Gravity Lending, helped me through every step of the way. He did everything he can on his part to make sure the process goes as smoothly as possible. I highly recommend.

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  • author
    Anthony
    Apr 22, 2022
    Great experience

    Quin was my contact for my auto refinance he made it an easy and quick experience and got me my best price

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  • author
    Sydnee Thomas
    Apr 22, 2022
    Matt was the best

    Matt was the best! I had been putting off refinancing my car for awhile, afraid of the mounds of paperwork/a bajillion questions and being disappointed and my time waisted! Matt did the most to make sure that was not the case and gravity lending got me the best deal that was perfect for me and my family! The paperwork was easy and Matt provided explanations that were quick and easy to understand! Highly recommend!

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  • author
    Danny N Sara Cantu
    Apr 22, 2022
    We were very skeptical at first about…

    We were very skeptical at first about attempting to refinance. We had never tried before, and we both knew what was on our credit as we had been working to fix it. John was ABSOLUTLEY amazing. He thought he could help us save money and he convinced us to try and let him see what he could do. e almost backed away and gave p, but decided to try, and he saved us a ton of money off our loan, or payments dropped by hundreds. So glad John pushed us a little to let him try because it all worked out and we have a much better loan on our truck.

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  • author
    nguyen truong thanh tung
    Apr 21, 2022
    I have a great experience with Gravity…

    I have a great experience with Gravity Lending. I talk to Christ and he is patient and explain every questions that I asked when I confused bout my auto loan. Would recommend this company to all my friends and my family.

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  • author
    chill with the dragon beatbox
    Apr 21, 2022
    Jason was extremely helpful in walking…

    Jason was extremely helpful in walking me through the process and answered all questions quickly when I had them.

    ...

  • author
    Colby D
    Apr 21, 2022
    Stephanie Wycuff did a wonderful job of…

    Stephanie Wycuff did a wonderful job of lowering my interest rate and monthly payment. I was looking to refinance my car payment for a lower interest rate and I used a search engine to find a company to work with....that was a terrible idea. I started getting bombarded with phone call after phone call from 100s of companies looking to help. Stephanie simply emailed me at first saying she had zero intention on calling me over and over but if I was interest in hearing my rate choices to reach out. This was why I chose to work with her. She was extremely responsive and helpful through the whole process! Would love to give them 10 stars!

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  • author
    Lauren Jonas
    Apr 20, 2022
    A superb experience!

    It was an absolute pleasure working with Donald Jones. He made sure all my questions were addressed and wasn’t pushy. I felt legitimately cared about and Don made the process as smooth and hassle free as possible for me!

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  • author
    Ryan Smith
    Apr 20, 2022
    What an absolute please working with…

    What an absolute please working with Allison Wimberly from Gravity lending she was very informative and the whole process was very easy. And best of all I saved $169 a month on my car loan. I absolutely recommend her and her company to all Thanks

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  • author
    Hung Nguyen Duy
    Apr 19, 2022
    Good support and good rate

    John Hubbard is excellent agent. He has amazing response whenever I need (day and night). He explained everything in very detail. Honestly, at begining time I’m not confidence when I do the refinance my car with Gravity Lending. But John helped and guided me, and I finally I got very good rate without any fee for my auto refinance. Thanks John and Gravity Lending

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  • author
    Tyler B
    Apr 19, 2022
    I was looking to refinance

    I was looking to refinance my car note and came across gravity lending. I received many unexpected phone from other lenders, but Jeremiah reached out to me first by text and then set up a phone call. Jeremiah took care of all my questions, concerns, and even found me a loan under 3 percent. Thank you Gravity lending.

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  • author
    Jennifer Lee
    Apr 19, 2022
    I have worked with many loan companies…

    I have worked with many loan companies before but John Robinson from Gravity Lending was the best, when he knows I don't have time answer my calls or time he just ask for what I need and he took care of less of the things to finish the loan. Thank you so much for saving me ton's of money~ Gravity Lending made my interest from 19% to 5.4% I have save about 200.00 every month. Thank you so much John, your the life savior.

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  • author
    Thomas Pritchard
    Apr 19, 2022
    REFINANCING REVIEW

    Thomas Pritchard 2 reviews a minute agoNEW-Edit Nick Lavendar was helpful and cordial throughout the entire process. I'm getting on up there and my computer skills are not what they once were, Nick was always there lending a hand. Gravity Lending really helped to make this happen. Highest marks!

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  • author
    Michael McDonald
    Apr 18, 2022
    I am very happy with the process and…

    I am very happy with the process and ease of the loan process. Estella Tovar assisted me every step of the way. She did a wonderful job. Anytime I had a question, she was quick to respond either by text or phone call. When I was not happy with the first rate, Estella did further research and found a better rate. Thank you to Estella Tovar and Gravity Lending.

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  • author
    Marco Rivera
    Apr 17, 2022
    I recently refinanced my vehicle…

    I recently refinanced my vehicle through Gravity Lending and had a great experience. For starters, it was difficult to find a lender that would refinance my vehicle because of the high principal balance. I literally was turned down by some of the more common refi lenders online because "the amount was too high." When I received direct mail from Gravity Lending saying they would refi my car, I contacted them and worked with an agent named Vlad Strugar who was thorough, kind, communicative and very informative. The refi was completed within a 2-3 weeks and now my monthly payment is about 25% lower. I highly recommend using their services.

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  • author
    Amanda Downs
    Apr 16, 2022
    Highly recommended!!

    Gabriel was so professional and responsive and got me a wonderful deal! Highly recommend!!!

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  • author
    Mary Lou Heinle
    Apr 15, 2022
    Our loan consultant was amazing

    Our loan consultant was amazing! He was knowledgeable and friendly. When the other companies were dragging their feet he powered through and got us the results we needed, a much lower interest rate and a lower payment!! And he made the process simple and easy. We could not ask for a better experience. I’m going to tell all my family and friends about Gravity Lending 😃

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  • author
    Crystal
    Apr 15, 2022
    Refinance experience was great

    Refinance experience was great. I initially was dreading the refinance. I didn' t have time to spend on the phone and digging for information. Jeremiah was very knowledgeable and made the process easy!! I didn't have to do anything. He did it all. He was very kind. He kept me in the loop the entire process.

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  • author
    Marlene Brooks
    Apr 15, 2022
    Oh my God…this was absolutely the most…

    Oh my God…this was absolutely the most painless transaction I have ever had with a financial institution. Estella was extremely professional and efficient, yet she was very personable. The process was rapid and uncomplicated allowing me to save $70 a month! I would definitely do it again. Marlene D. Brooks

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  • author
    Barbie Sue Scott
    Apr 15, 2022
    Thank you

    Thank you, Gravity Lending for making our vehicle refinancing a great experience! Estella was very professional and made us very reassured throughout the whole process! Sincerely, Barbara Scott

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  • author
    Cassandra Kirsch
    Apr 15, 2022
    They made it so easy

    They made it so easy. Great rates friendly service and fast funding.

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  • author
    Benjamin
    Apr 14, 2022
    Great experience

    Very straight forward process. My loan officer was very knowledgeable and efficient with my time. Great overall experience!

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  • author
    Nina Savelle-Rocklin
    Apr 14, 2022
    Wonderful refi experience!

    Refinancing my car loan was incredibly easy thanks to my loan guy Edgar. He communicated so well throughout the process, kept me updated on a daily basis, and the whole experience was seamless. He also got me a really good rate. I highly recommend this company!

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  • author
    Joel Normandin
    Apr 14, 2022
    Gravity Lending blows Autopay out of the water.

    Nick Lavender was professional, kind, and courteous. Nick was prompt in responding to my inquiries, and worked hard to get me an excellent rate on my refinance. I am now looking at refinancing a second vehicle through them thanks to the excellent experience he created. Autopay is awful, Gravity is great!

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  • author
    Tiffany Matteau
    Apr 14, 2022
    John Hubbard made sure to go above and…

    John Hubbard made sure to go above and beyond on helping us complete our auto refinance! He sent us multiple UPS drop off locations and where we could get our forms notarized. He was a pleasure to work with!

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  • author
    Nidal
    Apr 14, 2022
    Worked with Jeremiah on refinancing my…

    Worked with Jeremiah on refinancing my car. It has been great. Made the refinancing process very easy and stress free. Always answered my questions and was very clear on what was needed. I really appreciate his hard work on getting my paper work and get the deal done.

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  • author
    Tisha Holycross
    Apr 13, 2022
    Highly recommend

    Highly recommend! Very knowledgeable! Agent Will made it a simple process!

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  • author
    Sylvia M
    Apr 13, 2022
    Great Company

    I recommend this company for anyone that is looking for a easy process and great people,John Hubbard was great to do business with he was very helpful through out the whole process.

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  • author
    Michelle Joyner
    Apr 13, 2022
    I got a letter in the mail from Gravity…

    I got a letter in the mail from Gravity Lending about refinancing my car. So I called and talked to Estella Tovar, she went over everything with me and was very helpful. She kept me updated on what was going on step by step. Everything went very well. I would like to thank everyone there that had a part in it... Especially Estella Tovar, she is the BEST!! I would recommend Gravity Lending to anyone wanting to do this! #1 Estella Tovar!!

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  • author
    Bria Reed
    Apr 12, 2022
    I was extremely impressed with the…

    I was extremely impressed with the swift process for my auto loan, Eiji Evans my loan officer was very informative and made the loan process effortless. We will definitely be using Gravity Lending in the future and referring friends/family.

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  • author
    GREEN GRILL
    Apr 11, 2022
    The best auto refinance out there

    I took my time today to write this because people need to know out there that it is honesty people professional and legit company out there that just doesn't look for your money they look to make sure that you've been taken care of and this company did this gravity lending is the best out there for this exceptional professional guy named Luis Cordon like to say about gravity refinance company is the best one ever why I say that it's because I have some challenging on my credit and by keeping honest with this broker he also is honest with me I say to him that I had bankrupts for the last 3 years chapter 13 and he says oh I cannot send to this bank because I know they're not going to approve you so this is very good to know that people honest sometimes broken they try to sell everything to you but this guy is over the top and his name is Luis Cordon. Not only said that he's honest but also he was very professional when I told him that the main source of my income is through a bank statement and they say these people might not accept it just being a bank statement when most of the time they accept tax returns because it's so easy out there those brokers just get your money and this company gravity lending they don't have a fee so if all you guys need to refinance check out this company it's above and beyond honestly out front and he's not force me he did not push me like with calls and anything like that he's not calling me five times in a row so is important to know that it is some honest company out there I'm proud and I'm very confident that gravity lending will be able to do this better for you guys I have had an extraordinary experienced with this company.

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  • author
    Jackson Montoya
    Apr 11, 2022
    I applied to refinance my auto loan

    I applied to refinance my auto loan. Was approved right away. I am very happy and pleased to have worked with gravity lending. Thank you

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  • author
    Tim Layne
    Apr 11, 2022
    Great experience

    I appreciate the good experience I had with Gravity Lending. They lowered my interest deducted a year off my loan and decreased my payment. What a blessing

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  • author
    Dolores
    Apr 10, 2022
    Gravity Lending lowered my payment more…

    Gravity Lending lowered my payment more than $150 a month. NO hidden fees. My loan officer Jeremiah communicated with me through the whole process. Was very clear with the process and what was required. He was not pushy at all like some of these salesmen. My loan was funded within 1 1/2 week and I get to skip a payment for 90 days. I would highly recommend Gravity Lending Dolores from Harlingen, TX

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  • author
    Virgil Keys
    Apr 09, 2022
    Gravity Lending made my car refinance easy

    Gravity Lending made my car refinance such an easy process. Colby Lange was very quick to respond to questions and e-mails, and he was extremely knowledgeable and polite. I would definitely recommend Gravity Lending to anyone looking to refinance a loan!

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  • author
    Daniel B
    Apr 09, 2022
    The perfect help!

    I could not recommend Gravity Lending any more, especially working with Jordan. He made the entire process pain-free and easy. As a first time refinancer, I had no idea what to do, but this was the perfect experience and I couldn’t be happier.

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  • author
    Renee
    Apr 08, 2022
    Pleasant Experience!!!

    The representative at Gravity Lending, Osiel Gomez made the refinancing process pleasant. He was very professional and explained the process so that everything was transparent. I received a significant rate reduction without even leaving my home/workstation. I would highly recommend giving Mr. Gomez at Gravity Lending a call if you would like to save money on the life of our car loan.

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  • author
    Chikaodi Uzomaka
    Apr 08, 2022
    Quin made my auto refinance process…

    Quin made my auto refinance process less stressful and fast

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  • author
    Spencer T
    Apr 07, 2022
    Great experience

    John Robinson was great to work with. Explained everything well and made it very easy to refinance my auto loan.

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  • author
    Albert Jutzi
    Apr 06, 2022
    Louis was vaery helpful

    Louis was vaery helpful. Other than a computer software issue, the process was fast

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  • author
    JR - Rafael Gonzalez
    Apr 06, 2022
    Quin was very attentive during the…

    Quin was very attentive during the whole process of my auto refinance. Quick to respond via text which is my preferred method of communication. Overall, happy with this experience. I will recommend them to my friends and family. Thank you Quin!

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  • author
    Offer Shavit
    Apr 05, 2022
    I got all I was looking for:

    I got all I was looking for: Great experience! Great results!

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  • author
    Brian Blair
    Apr 05, 2022
    Very helpful and very informative

    Very helpful and very informative. Claire was my agent and she was absolutely awesome!!!!

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  • author
    Deyanira Martinez
    Apr 05, 2022
    Amazing job Cindy!

    Was kind of iffy about refinancing my vehicle, because I didn’t know how it all worked but Cindy did an amazing job! Not only did I refinance 1 but 2 cars that I was paying an outrageous interest rate on. She was so professional and kept me up to date on everything. Thank you Cindy!! Will be letting everyone I know about you!

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  • author
    Juliet Haido
    Apr 05, 2022
    They were fast and helpful getting me a…

    They were fast and helpful getting me a better rate for my car.

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  • author
    Victoria Welch
    Apr 05, 2022
    highly recommend

    highly recommend, they were straight forward and honest and worked with me each step of the way. I will always use them.

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  • author
    Jessie Carrollo
    Apr 05, 2022
    Would highly recommend!

    Was very happy with the whole process. It was quick easy and I was able to save $100 on my monthly payment. It helped that the rep kept in contact with me via text throughout the process to remind me when I needed to hand in things. Jason was kinda thoughtful and awesome to work with!

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  • author
    Darleen Ramsey
    Apr 05, 2022
    SO HAPPY I FOUND GRAVITY FUNDING

    I am so happy and thankful for finding Gravity Lending online for my auto re-finance! My experience with Stephanie Wycuff, my loan specialist at Gravity Lending, was absolutely WONDERFUL from start to finish! I greatly appreciated her approach from the beginning, as I filled out an inquiry online to re-finance my vehicle and got a crazy amount of offers. Stephanie’s text stood out from the rest, as she quickly advised me of what Gravity could do for me but let me know that she would not be bombarding me with calls & messages. That approach was so refreshing so I answered her text and email. She was so friendly and helpful, went right to work and delivered amazing results, lowering my interest rate by more than half, and lowering my payment around $150/mo. Best of all she delivered the great news on my birthday!! Such a WONDERFUL experience from start to finish! I highly recommend Gravity Funding for your auto financing needs!

    ...

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