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Gravity Lending Review

Reviews 1,681

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Gravity Lending

Excellent

Reviews 1,681

Visit Site

Chris Muller

Jul. 11, 2023

2 min read

Gravity Lending Summary

Gravity Lending is an online marketplace that connects you with other lenders for competitive rates and terms. They focus primarily on auto loans but offer several other options, too. Their application process is fast and easy, and funding happens quickly. If you're looking to refinance your auto loan or a lease buyout from the comfort of your home, Gravity Lending may be a very good option for you.

Pros

Rates as low as 4.49%
Fast application process
Simple lending terms
Additional loan protections included

Cons

Not a direct lender
Need to apply for credit to get rates

Gravity Lending at a glance

9.6

Editorial score

Online experience

Good online resources, but no mobile app

8.0

Customer services and support

Award winning

10.0

Loan Types

Offers all loan types

10.0

Repayment Flexibility

Offers flexible repayment plans & the option for special repayment programs

10.0

Eligibility (credit score)

Accepts most credit scores

10.0

Call Gravity Lending 8662902283

Suitable For?

Gravity Lending is suitable for those who want a quick and easy process to refinance their auto loan or buy out your leased car. They work with a variety of other lenders to connect you with competitive rates and terms, based on your credit profile (note: personal and student loans are coming soon).

Features

Gravity Lending offers auto refinancing and lease buyout loans today. Coming soon is the ability to get student loans, personal loans, and home improvement loans. To start, you’ll get low rates and the simplest terms on the market. This is because Gravity connects you to a variety of other lenders who compete for your business.

In addition, their process is streamlined (more on this below) and funding happens fast. So essentially, you can refinance your auto loan or get a lease buyout in a matter of minutes without leaving your couch.

Gravity also offers protection on your loan. First, you’ll be eligible to receive Guaranteed Asset Protection (GAP) which typically pays the difference between the cash value of your vehicle and what’s owed to the lender if you have a total loss. You’ll also be eligible for a Vehicle Service Contract (VSC), which is like a warranty but is more of an agreement to pay for specific repairs to your vehicle if needed. Finally, Gravity offers Depreciation Protection, which helps cover the value of your car where GAP protection can’t.

Gravity Lending Highlights:

Fast application and lending process
Excellent rates and lending terms
Expedited funding
Additional protection
Multiple loan options
A+ Better Business Bureau rating

Application Process

The application process with Gravity Lending is easy, and there are four steps you need to take:

Contact information. You fill out your basic contact information such as your name, email, and phone number.
Loan request information. Enter your vehicle make, model, and year, as well as mileage, estimated payoff amount, and VIN number (optional).
Applicant information. Fill out a loan application with your detailed information, such as your date of birth, Social Security Number, residential information, and employment information.
Disclosures and submit your application. The final step is to read their disclosures and give Gravity Lending permission to run your credit, at which point you’ll be presented with loan options if you’re approved.

The entire process takes about 5 minutes, assuming you have the information mentioned above handy. The initial pre-approval is based on a soft pull of credit, intended to make sure you like the offers before a hard credit inquiry is run.

Loan Types and Terms

Gravity Loans connects you to other lenders for competitive rates and loan terms. Because of that, they don’t list specific loan terms on their site. Regarding loan types, their main product is an auto loan - which you can get for as low as 2.74%. You’re also able to apply for a home improvement loan and coming soon is the ability to get student loans and personal loans.

Gravity Lending doesn’t list specific lending requirements, either, since they’re a marketplace and each lender they work with will have their own lending requirements. However, you will have to enter your employment information, housing information, and your credit will be reviewed -- which will all ultimately determine the rates and terms you’re offered.

Repayment Options

Since Gravity Lending is a lending marketplace, they do not list specific loan repayment terms. That will be determined by the individual lender you go with.

How Safe Is It?

Gravity Lending is about as safe as any other online lender. While they can’t entirely prevent malicious attacks and hacking, they do take every measure they can to protect your secure information. Your information is safeguarded through encryption and firewalls to prevent unauthorized usage. Also, only those who need to see your information will (i.e., lenders willing to give you a loan).

Help & Support

Gravity make it easy to contact them in a variety of ways. First, you can contact them directly by calling 877-822-8404. You can also contact them on social media, including LinkedIn, Facebook, Twitter, and Instagram. Available Monday - Friday 8:00am - 6:00pm.

How Gravity Lending Compares

	Gravity Lending	LendingTree
APR	From 5.74%	From Varies
Minimum credit score	600	None
Loan amounts	Up to $100,000	Up to $300,000
Loan term	25 - 84 months	Varies
Suitable for	Fast & easy auto loans	Multiple loan options

Summary

Overall, we’re impressed with Gravity Lending. They’re a newer company (founded in 2015), but already have a stellar rating with the Better Business Bureau and excellent customer reviews. If you’re looking purely for an auto loan and you want a fast and easy process, Gravity Lending is a great choice.

Call Gravity Lending 8662902283

Physical Address

3432 Greystone Dr, Ste 200

Austin, TX 78731

Written by

Chris Muller

Chris has an MBA with a focus on advanced investments and has been writing about all things personal finance since 2015. He’s also built and ran a digital marketing agency, focusing on content marketing, copywriting, and SEO, since 2016. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

Trustpilot reviews

See what some customers are saying about Gravity Lending

Excellent

•

Reviews 1,681

Excellent

98%

Great

aarón cano

21 hours ago

I had an excellent experience with Gravity lending

I had an excellent experience with Gravity Lending when refinancing my car. Jaime Colmenero, the person who assisted me through the process, was extremely knowledgeable and helpful every step of the way. I appreciated his attention to detail and willingness to answer all of my questions. I would definitely recommend Gravity Lending and Jaime to anyone looking to refinance their car.

paul atwood

6 days ago

I recently canceled my application with…

I recently canceled my application with this company. It was a complete nightmare. Needed all kinds of information. I had to give them a crazy amount of documents. Documents sent to me were very confusing. Couldn’t get it financed in the 5 business days they said it would take. Had to email my information ( everything) to three separate people ( 1 at a time ) and couldn’t get calls back . Took over a month to get just the approval and it cost me money for the credit union they set mine up with. This place needs major improvement. I don’t know where they get the good reviews from ! Maybe bots or paid reviewers. No way anyone would think that what I went thru with them was a good experience !

naili chen

7 days ago

Gravity Lending was a great experience

Gravity Lending was a great experience! I had received a letter on my mail about refinancing my car. John Cole was very thorough in explaining the whole process of refinancing ((#55561). Any question I had he quickly responded. All paperwork was processed quickly and seamlessly. I strongly urge you to give them a call or email if looking for financing. They are well worth it.

mike h

8 days ago

Happy Customer

I received quotes from several companies for my auto refinance. Some promised me a low interest rate but when my application was submitted I realized it was a bait and switch. Gravity Lending delivered on the interest rate that was quoted during my initial call. They also don't charge any fees like pretty much every other company (others charge as much as $500 to process the refinance!). I worked with Nick Lavender who was extremely nice, thorough, and professional. He made the process very easy for me. Will definitely work with Nick in the future if I need to refinance any of my other vehicles.

shane lyons

8 days ago

Dana at Gravity Lending was fantastic

Dana at Gravity Lending was fantastic! She was great at communicating every step of the process and was very responsive to any questions I had. They lowered my payment $300 a month! Thank you.

andrew harpold

8 days ago

This place is amazing

This place is amazing. My representative Stephanie wolf worked what seemed like around the clock to help me get not only a much lower interest rate but hooked up with a very affordable bumper to bumper warranty in my used vehicle! Also there was no charge for any of this ! 123456

heather lawless

10 days ago

Easy peasy, quick and (mostly) painless

Stephanie is great to work with. She helped me to better understand everything and was great with keeping me updated throughout the process.

pablo negreros

16 days ago

Best place to refinance

Stephanie W. was my loan agent for my second vehicle as well.She did a great job. Keeping me updated by txt messages and emails too. I got to refinance my auto loan with lower interest .Definitely recommend Stephanie W. She made my auto loan refinancing quick and easy.

daniel finnegan

16 days ago

Highly recommend

Stephanie Wycuff was extremely helpful. Highly recommend as they made the process very easy and really helped lower my rate through these high rate times.

uniquee flores

18 days ago

Great experience

I had received a letter on my mail about refinancing my car so my car payment can be lower. I’m glad I got to work with gravitylending they were very supportive and understanding and got me the best deal! They are there every step of the way and they make each step very easy I never got confused and I was able to get a great refinance deal

david adeeb

19 days ago

Angelina H and her honesty!

Angelina H. was awesome to work with. Her honesty IS the reason why I went with Gravity Lending. I could’ve have gone with other offers. But I wanted to do business with someone who’s honest. Something that’s rare these days!

lana

21 days ago

Five-Star Refinancing Experience with Stephanie Wycuff at Gravity

I recently had the pleasure of working with Stephanie Wycuff at Gravity Lending to refinance my car, and I cannot express how impressed I am with the exceptional service I received. From the outset, Stephanie demonstrated a level of professionalism and expertise that immediately put me at ease. She took the time to guide me through the entire refinancing process, ensuring I understood every detail and answering all my questions with patience and clarity. What sets Stephanie apart is her unwavering commitment to providing personalized solutions. She went above and beyond to tailor the refinancing terms to suit my specific financial needs and goals. Her attention to detail and proactive communication made the entire experience smooth and stress-free. Not only does Stephanie excel in her professional capacity, but her friendly and approachable demeanor also made the entire process enjoyable. It's evident that she genuinely cares about her clients, and her passion for helping them achieve financial success shines through. I would like to express my gratitude to Stephanie Wycuff and the Gravity Lending team for delivering a level of service that far exceeded my expectations. If you're in need of car refinancing and want a seamless, customer-centric experience, I highly recommend reaching out to Stephanie at Gravity Lending. Thank you, Stephanie, for your outstanding support!

angela rodriquez

25 days ago

Angelina H is so helpful and friendly

Angelina H is so helpful and friendly. Her performance on my loan application was above and beyond my expectations! I highly recommend her and gravitylending!

frank lefkaros

a month ago

Juan Guerra is the man

Juan Guerra was diligent, competent, kind and meticulous for the refinancing of my 2020 Mazda CX-9 and my 2017 Lexus ES 350! Would recommend him and Gravity Lending any day!

sue mignano

a month ago

Best experience

The best experience I have ever had borrowing. Dana is a godsend! Everything was handled quickly and professionally. Thank you Gravity!

brooke petty

a month ago

Such a great experience! Ari was fantastic and so helpful through the entire process.

I was so fortunate to have Ari Monroe and the Gravity Lending Team get me through my refinancing process. Finding a rate and payment that suited my lifestyle at such a young age didn't have to be impossible with them! They listened and understood my wants and needs, worked diligently, were patient and got me exactly what I needed. I am now able to save money each month and I don't have to stress! Thank you to Ari and the team for working with me and doing a fantastic job!

scott covell

a month ago

Refinance at gravity lending with Dana Austin

My case worker was Dana and she was amazing. She explained the whole process well and helped me understand everything. If you get the chance, ask for Dana Austin!! She will help before during and after the loan process. Account number #553956

lauren murtha

a month ago

Quick and Easy Process

I was a little nervous to start the refinancing process with a company I’d never heard of before, but I’m honestly so happy I did. One online application and two short phone calls later, I was refinanced with an interest rate 4% lower than what I had previously, saving me almost $200/month. Angelina H was so friendly and personable and QUICK. Any question I had she quickly responded. I never felt like she was “selling” me anything and felt like the advice I received was with my best interests in mind. The whole process took only three days. Would totally recommend.

chris valeika

a month ago

Professional

Angelina came into our refinance mid way through and handled it very professionally. Thank you for all the help.

evelyn fernandez

a month ago

Mohamad Fakhreddine was the best…

Mohamad Fakhreddine was the best and always there to help me at all times calling to make sure all was good and made sure I received all that I needed

tim

a month ago

Stephanie W made the whole refinancing…

Stephanie W made the whole refinancing process delightful. She was very helpful and professional the whole step of the way

alisher khamidov

a month ago

Exceptional Savings and Service

I recently had my first refinancing experience with Gravity Lending, and I couldn't be more pleased with the results. Mark Hall, Sr. Loan Officer, played a pivotal role in making this a successful endeavor. His expertise and dedication were evident throughout the entire process, and the outcome speaks for itself. Thanks to Mark's guidance, I was able to secure the lowest market rates, and I'm thrilled to say that I've saved nearly $8,000 as a result. This financial relief is a game-changer, and I couldn't be happier with the service I received.

dan

a month ago

John Hubbard

John Hubbard, Juan Guerra, were very helpful and made the process easy. Great job!

ruben and cassia lopez

a month ago

Gravity Lending cares about its customers!!!

This was an amazing experience. Lewis Walker was wonderful to work with. Always available for us and responded very quickly to our 100 questions. The entire team at Gravity Lending was pleasant to work with. They are very professional and attentive throughout the entire loan process. They were very transparent and gave us different options. There were zero feelings of being intimidated or overwhelmed by the process, they are very customer oriented and left us with a very, very positive experience. Highly recommend Gravity Lending! Ask for Lewis Walker!

chris tiller

a month ago

Gravity Lending was very helpful in refinancing my Ford Bronco

Gravity Lending was very helpful in getting my new Bronco refinanced at a lower rate saving me about $50 a month. Stephanie Wycuff helped me through the whole process from answering questions and finding the best loan for my personal situation. If you are looking for a company to get a loan through, I would encourage you to work with Gravity Lending and request Stephanie Wycuff.

doug fletchall

a month ago

Auto refi

Angel helped me refinance my truck. She is great to work with and made the process seamless. Great job and highly recommended!!

amir rozati

a month ago

Very satisfied

Very satisfied. Angelina H. Was very helpful and responsive during the process . She was following up for each step.

mike duvarney

a month ago

Angelina H completely raised the bar on what I expect from a lender.

Angelina H completely raised the bar on what I expect from a lender. Constant updates, follow up, and clear expectations. Most of all I appreciated her honesty. If I needed anything, had any questions, I just texted her. When she was OOO someone else from her team got back to me.

lilly kay

a month ago

Angel is amazing!

Angel from gravity lending was amazing. She was super helpful and patient with me. She walked me though the whole process.

kristian maul kris

a month ago

Great communication and competitive rates!

Stephanie W. was amazing to work with! Helped reduce my interest rate through a refinance. Even found options for a less expensive service plan (which I ended up not going with). Appreciated her extra effort and excellent communication.

nick gatten

2 months ago

Their process was easy and quick

Their process was easy and quick. Went from a 23% car loan to a 8.04% dropped my payment about $230. I was originally paying $670 and dropped down to $440/mo. The ease of the process and level of professionalism was great. From start to approval, it only took about a week and a half. Very happy with the refinance loan they got for me

scott

2 months ago

The process was so simple and Stephanie…

The process was so simple and Stephanie helped me with all my questions thoroughly along the way. Im so thankful to have got my payment down! I would recommend Gravity Lending to any one.

samantha mcclure

2 months ago

Refinancing my car loan is going to…

Refinancing my car loan is going to save me thousands and Josiah helped me get the process completed. Without his support, I am so busy, I could easily have let this opportunity slip through the cracks. Josiah, you are truly awesome at what you do! Thank you for helping me refinance my car! I really appreciate you!!

egner arnold

2 months ago

As a newcomer to the US my first Auto…

As a newcomer to the US my first Auto loan was sanctioned at a high interest rate. Then I got lucky to refinance my Auto loan to a reasonable rate through Gravity with the help of Eddi Sosa. It was easy working with you guys, Thank you! Hope you'll be of help during my future needs as well. - Egner Arnold

henry suarez

2 months ago

Muchas gracias por todo su apoyo los…

Muchas gracias por todo su apoyo los recomiendo al 100% excelente trabajo

chellyellly

2 months ago

This is our second auto refinance with…

This is our second auto refinance with Gravity Lending. Our loan officer Nick made the process very seamless! We enjoyed working with him a second time around and appreciate the through communication. We would definitely recommend him to anyone looking to refinance in the future. Thank you Nick & gravity lending team!

minh

2 months ago

Good exprience with Lewis!

bryant

2 months ago

Awesome experience with Dana from Gravity Lending

Worked with Dana from Gravity Lending. Was an awesome experience. Everything just seemed to process in a quick and timely manner. Worked with me with any issues arose and solved them quickly. Defiantly Recommend Dana if you need to refinance a loan. Glad i was able to get a great deal on a better rate. Gravity lending really made it really simple

tony becerra

2 months ago

Great service and even better result

Gravity Lending assisted me with my auto refinance, and I could not be happier with the final result. My loan consultant, Manuel Rodriguez, did everything possible to get me the best APR and monthly payment I was looking for. He was always in communication with me and provided great service. Thank you, Manuel and Gravity Lending.

grayr

2 months ago

Great company, great agents

I had the absolute pleasure of working with Nick Lavender, a loan officer at Gravity Lending, and I cannot express how incredibly positive my experience was. Nick went above and beyond to help me refinance my car, a Hyundai Tucson, and I couldn't be happier with the outcome. From the very beginning, Nick demonstrated a level of professionalism and expertise that immediately put me at ease. He took the time to thoroughly explain the refinancing process, ensuring that I understood all the details and potential benefits. What impressed me the most was his patience and willingness to answer all of my questions, no matter how small or trivial they may have seemed. Nick's communication skills were exceptional throughout the entire process. He kept me informed every step of the way, promptly returning calls and emails, and providing updates on the progress of my application. I never once felt in the dark or uncertain about the status of my refinance, thanks to his diligent efforts. Furthermore, Nick Lavender's knowledge of the financial industry and his ability to find the best possible loan terms for me were truly remarkable. He not only secured me a lower interest rate but also helped me understand how this would save me money over the life of my car loan. It's clear that he genuinely cares about the financial well-being of his clients. What truly sets Nick apart is his dedication and commitment to customer satisfaction. He worked tirelessly to ensure that my refinance went smoothly and that I received the most favorable terms possible. His attention to detail and his determination to provide exceptional service were evident at every stage of the process. In the end, Nick Lavender at Gravity Lending made what could have been a stressful and confusing experience a breeze. Thanks to his expertise, I now have a more manageable car loan with lower monthly payments and reduced interest costs. I couldn't be happier with the outcome, and I am incredibly grateful to Nick for his outstanding work. If you're in need of a loan officer who is not only highly knowledgeable but also genuinely cares about your financial well-being, I wholeheartedly recommend Nick Lavender at Gravity Lending. He is a true professional and a pleasure to work with. Thank you, Nick, for your exceptional service and for helping me achieve my financial goals!

jessa stone

2 months ago

Great experience

Ari made my entire auto refinancing a breeze. He provided me with a much better rate and was quick to answer any questions. He was helpful and patient when my previous lender was giving me the run around.

eric stevenson

2 months ago

Highly Recommend!

Kyle Talley at Gravity Lending helped me to refinance my car and save money. Kyle was accommodating and explained the process well. Everything was easy to understand, and my monthly payment was lowered in about two weeks! I highly recommend Gravity Lending for your financial needs!

makala gardiner

2 months ago

A good experience

I had a great overall experience with Angelina H! She was there for me every step of the way with the process and didn't leave any questions or concerns unanswered. By far the best communication/help I've ever received. I highly recommend her!

caleb paulsen

2 months ago

Fast, Efficient, Communicative

Great service with fast, efficient and communicative process. They put in the extra work to get the best possibilities that other couldn’t. I would recommend to anyone looking to refinance a vehicle.

cesar larrauri

2 months ago

Bobbie was an amazing agent

Bobbie was an amazing agent. She explained the process and my best options. Anytime I called she will respond and was available for an explanation. Other companies could not find the refinance for my vehicle but she was able to do it. The process was simple and complete. I recommend gravity lending and will be using them again in the future. I recommend that you should to

umashankar ranganathan

2 months ago

Gravity lending helped me to refinance…

Gravity lending helped me to refinance my Car loan a lot saving of my monthly bills The follow up and other system procedure are taken care very well and quick My interest rate reduced from 17% to 9% Thankyou very much

jacob nagy

2 months ago

Great experience

I worked with Kyle before in the past and he had exceptional communication skills and customer service. He was very helpful and knowledgable, I would recommend anyone to work with him and Gravity Lending.

christian smith chris beatz

2 months ago

Daniel Rocha helped me out and I think…

Daniel Rocha helped me out and I think he did great!

nicole josephine

2 months ago

I did a lot of shopping around...

I did a lot of shopping around to re-finance my Jeep after working on my credit and wanted to see what offers, if any were out there. There were offers coming left & right with all crazy ways to shift the numbers around.... I used a few resources & budget tools I use on the reg to help me build & manage my credit & budget & financial goals. My Goal to Re-Fi: #1. Lower Monthly Payment #2. Lower APR%. Gravity was one 1 of 3 that checked those boxes, but it was the loan officer/rep, Kyle's genuine demeanor & direct communication of exactly what's been executed, thus far that has made this a pretty seamless transaction for me. I'm a very content customer that will definitely recommend to others and keep in mind for further future transactions.

amilcar salvador

2 months ago

Auto Loan

Hello, just want To say that Nick Lavender of Gravity Lending was very proficient and professional, he explains Everything clearly and most importantly listens. Thank you Nick

amy rifenberg

2 months ago

I refinanced my vehicle loan with Gravity Lending

I refinanced my vehicle loan with Gravity. Dana Austin, my loan officer was outstanding. She kept me informed during the process. Dana was always positive right through to the final follow-up call.

ronald yanchuck

2 months ago

Very easy process

I was looking to ReFi my vehicle and found several choices. Only Gravity Lending showed realistic quotes. After responding to an email, Vlad called me and after supplying the needed information, on a Friday afternoon no less, he had some quotes for me. They did all the work. All I had to do was find a notary and send paperwork back and sign online docs and we are done. I will be recommending Gravity Lending to anyone that asks for help finding a lending company.

rion

2 months ago

Cut my rate in half!

Kyle made the refinancing process extremely easy and they had access to the best rates I could find anywhere! The process took less than 10 days and was very easy.

alicia odel

2 months ago

I refinanced in the past with Kyle…

I refinanced in the past with Kyle Talley. Gravity Lending is lucky to have him.

e t

2 months ago

Kyle Talley helped me with a lot of…

Kyle Talley helped me with a lot of questions I needed answers too and I can’t thank him enough!

rebecca jones

2 months ago

Auto refinancing

NICK made the while experience smooth and seemless. The customer service is wonderful and they work to quickly get the financing done with the best rate available to you. Would definitely recommend their services!

angel abusleme

2 months ago

Smooth!

Officer Daniel Rocha made the process really easy and simple to understand. I got a much better rate. Fully recommended.

eliyedi iribe

2 months ago

100% Recomendado

Me gusto mucho el servicio por parte de ellos, muy recomendados me ayudaron a refinaciar mi auto con 10% menos del interés que tenía. El agente Daniel Rocha, fue muy amable y atento, me ayudó en cada duda que yo tenía y siempre se mantuvo en contacto conmigo en todo el proceso ....... I really liked the service from them, highly recommended, they helped me refinance my car with 10% less of the interest I had. The agent, Daniel Rocha, was very kind and attentive, he helped me with every question I had and always stayed in contact with me throughout the process.

annemarie hill

2 months ago

Gravity Lending made saving money easy

Gravity Lending made saving money easy. Cody walked me through my auto refinance and was easily available for questions the whole way. Excellent customer service!

gary m.

2 months ago

Gravity Lending Delivers!

Wanting to refinance my truck, I found Gravity Lending online and decided to give them a try. I am so glad that I did! The process was easy. I just entered a little information on the web and was quickly contacted by Emily Ramirez, a Senior Lending Officer. Emily was able to rapidly find a loan with a highly competitive rate from a nearby credit union. Throughout the process, Emily and the team at Gravity Lending were responsive, friendly and professional. Communication was clear at every step. When I am ready for my next loan, I will definitely contact Gravity Lending first.

david boyer

2 months ago

Why Gravity Lending is rated so highly

I can see why Gravity Lending is rated so highly everywhere: I just bought my vehicle at the end of its lease period and this company shopped around for me to find the very best rate and terms available. My Loan Officer was Nick Lavender (a Senior Loan Officer), and his knowledge and experience in lending is very clear and is superior to many others that are just sales oriented (I was a bank manager and loan officer some years ago). I had a tight deadline to meet my lease-end obligations and everything he promised was delivered without a hitch. Plus, Nick is genuinely a really nice person and absolutely a straight shooter, a guy you can trust completely. I won’t go anywhere else, ever, for auto financing.

ruthie verble

2 months ago

Very easy to work with on my auto loan

Very easy to work with on my auto loan. Dana Austin was very helpful in showing me what I needed to do . Appreciate the good work.

quenytta fakava

2 months ago

Such great people who work there!

There were a lot of obstacles that popped up during my refinance but my loan officer, Mary R., stuck by me through it all. She made sure I understood every part of the process and was always available when I needed help with something. Their sales manager, Troy, was also really helpful!!

charlie sweet

2 months ago

Excellent experience with my first…

Excellent experience with my first refinance. Emily Ramirez made the whole process super easy and low pressure. I was able to do the whole thing via text and email.

estevan soria

2 months ago

Gravity Lending was a great experience

Gravity Lending was a great experience! Working with Vlad the senior loan officer was terrific! He was very helpful and worked hard to get us the best loan possible. He explained in detail every step while making it easy for us to understand what was going on. He constantly checked in and gave us updates. I would highly recommend Vlad and Gravity Lending to help make refinancing easy!

customer

3 months ago

Thanks!!

Shout out to Vlad! MVP Wow he really made this a great experience for me! Great loan officer, great teacher! Was happy and not hesitant to help with all of my extra questions. Very quick response time. First time for me and I would recommend this company to anyone! Thanks again for making this so smooth!

anna

3 months ago

Great experience!

I purchased a new vehicle and even though I have exceptional credit the rates were high. I was able to refinance with Gravity Lending and save a year of payments at a much lower interest rate, the process was relatively smooth and the staff were very helpful and made it as stress-free as possible.

cole waldo

3 months ago

Simple and Quick process

Avery was great and the whole team made this a simple process. They got me out of a ridiculous interest rate and helped me get a lower interest rate. My car payment is now cheaper, even with adding gap insurance. I highly recommend Gravity Lending.

deanna florancic

3 months ago

Wonderful experience!

Ari Monroe was wonderful to work with! We can't believe how easy the refinancing process was! Ari made us feel so comfortable and at ease when we came into this feeling unsure of things and we really appreciate that so much! He kept us so updated every step of the way and that is something you don’t find out there that often. Working with Ari has been nothing but a great experience and we would highly recommend working with him. He’s definitely one of the best out there!

juergen

3 months ago

Great experience with Mark Hall

Unique result to work with mark hall, it all just went straightforward and super fast, I can highly recommend. Thank you for your help and support I really appreciate it. Everything again it was perfect ==================================

matthew ney

3 months ago

Angelina H was very helpful.

Angelina H was very helpful and friendly. Any question I had was met with a very quick response time. The process was very easy!

matt

3 months ago

Ian was fantastic thru the whole…

Ian was fantastic thru the whole refinance process. He was responsive to all my texts and very patient in making sure I was updated on the loan status. I would high certainly recommend gravity lending.

ploy sitis

3 months ago

Totally Recommended!

This is my first time refinancing a vehicle and I was, honestly, very nervous because I'm not a U.S. citizen or a permanent resident. BUT Ari was super helpful in getting in touch, providing information, as well as letting me know what to expect. He answered all my questions in one phone call. My new loan was approved only a few days after our initial conversation. Ari also made the paperwork super easy to follow. I just got an account with my new lender today - after a week and 2 days after the initial conversation. Thank you, Ari and your team for working with me on this! Totally recommended!!

cathy

3 months ago

Wonderful Experience

I had a wonderful experience in refinancing my auto loan with Gravity Lending. Mark Hall was very professional in handling the loan and all details from start to finish. He was very pleasant to work with. I highly recommend Gravity Lending and their loan officer, Mark Hall, for your financial services.

jerilyn frazier

3 months ago

Angelina H

Angelina H. was my loan navigator and she was amazing. I verified that the rate she quoted me was a good one and she made it all very easy from there. Excellent and sincere. Angelina kept me up to date all through the process.

leandro jones

3 months ago

Great deal!

I just had the pleasure to work with "Juan Guerra" and Gravity Leanding. After receiving a letter on the mail I decided to reach out to them and there was Juan on the other side of the line. He was very atentive, very knowledgeable and he spoke my own lenguage (spanish) which was amazing, specially when dealing with financial stuff. He guided me during the whole process and I was able to refinance my two cars with the same bank in just 3 days. Not only that, but my interest rate went down from 11-12% to 7% which is amazing! Thank you very much for the amazing work you do and how humane doing business with you is.

brooke foster

3 months ago

Gravity lending was great processing my auto refinance.…

Gravity lending was great processing my vehicle refinance. I was able to drop my interest rate 2 points. They effectively communicate via phone and text and made the process so simple! I highly recommend. #551728

cedric ellis

3 months ago

I want to recommend Dana from Gravity…

I want to recommend Dana from Gravity if you plan on refinancing. She’s a great rep and will help you through the long process. She’s also willing to help with any question or obstacle you have (I’m speaking from experience). I’m happy with the great service and results.

austin c

3 months ago

Great Experience

Mark Hall with Gravity Lending was great to work with! He was always available to answer questions and provided all the information I needed. Mark and his team was quick to respond with any follow up and overall made doing business a great experience!

donnie james iii

3 months ago

Angelina H

Angelina H. was my loan navigator and she was amazing. I verified that the rate she quoted me was a good one and she made it all very easy from there. Excellent and sincere through the entire process

jesse

3 months ago

Fantastic Experience

Vladimir Strugar was the agent who worked with me. He was awesome. Any question I had, he answered. I texted him multiple times and he always replied with in minutes. Thank you Vlad!

kenneth turner

3 months ago

Easiest re-fiancé ever, efficient and quick

Gravity Lending was the most efficient lending I have ever had the privilege to work with. In less than three days my refinance was complete and the new % rate saved me a substantial amount of money. My thanks to them.

kelly bartolo

3 months ago

So easy to apply!

Dana was so helpful and explained everything that I needed to know about my refi. Every step was simple and quick responses. She walked me through every step and was only a text away if I had any questions. I would definately refer gravity lending to my friends and family. Thank you Dana!

brice smith

3 months ago

Angelina H

Angelina H. Was super helpful along the whole process!

justice smith

3 months ago

So grateful for savings!

I financed my car with a local company, and ended up getting an interest rate of over 20% and had no idea about it! Gravity Lending has been my holy grail, and knocked off a big chunk of my interest rate. Joshua was very helpful, and always made sure to communicate everything that was going on. I’m so grateful for this business and its members.

anthony d

3 months ago

Vlad was great to work with

Process was pretty straightforward. Did not run into any issues and was able to refinance my vehicle withing a short period of time. Vlad explained everything thoroughly and kept me updated on my status. Ended up with a lower APR than the dealer also.

tom moran

3 months ago

Fast and Friendly

They are very friendly and helpful!! Easy to deal with. Painless Fast process!! I highly recommend!! Thank you

david manger

3 months ago

Angelina H Ms Awesome

Angelina H was Ms. Awesome in the way she explained and handled everything. Gravity should be very happy to have someone like her.

avionna hamlet

3 months ago

Great company

Such a great company for auto refinancing. Angelina H is also a great person to go to for assistance. She was very helpful, patient, and very responsive.

tristen slaight

3 months ago

Best customer service

I had a lot of problems, they worked with me through all of them. Great costumer service thanks Emily

lauren hensley

3 months ago

Great customer service

Mark H was very helpful in getting my interest rate on my car loan down. He was transparent and informative every step of the way and really easy to talk to/get a hold of. I didn’t feel pressured in any way or spammed. I am grateful for all the help Mark H gave me and that I was able to refinance my loan quickly. Thank you!

kate w.

3 months ago

I had an incredible experience

I had an incredible experience! I was able to get my interest rate and monthly payment down, and the process was seamless. Lane Mullins was my Sr. Loan Officer and he was patient with my questions and made the process very quick and clear for me. I’ve already recommended them to friends and family!

william l

3 months ago

Great Service from a Great Team

Lane M. And the team at Gravity Lending helped me secure a vehicle refinance that was smoother than purchasing the vehicle itself. The process was quick, simple and painless, no big hoops to jump through, great hands on service the entire time, never once felt ‘on my own’ with this team. In this economy, I wouldn’t hesitate to recommend Gravity Lending’s teams to help you get the rates and payments you need for your wallet and well-being!

taylorc

3 months ago

Great Overall Experience

We contacted Gravity Lending for a possible refinance on our vehicle. Bobbie Guzman contacted us shortly after to go over the process. She simplified the process from start to finish. She was a pleasure to work with.

justin clendening

3 months ago

This was super easy and very fast!

This was super easy and very fast!! Dana Austin was so helpful it felt like all my questions were answered before I could even ask them!! I’d definitely work with her again and recommend!!

jose

3 months ago

Auto Refinance

Thank you Gravity Lending and Ari Monroe for making this experience very easy and giving a better interest rate in my auto refinance.

andrew vinzant

3 months ago

I was put through the wringer trying to…

I was put through the wringer trying to refinance. I have great credit and solid income. I started and ended the process several times through other lenders because of moving APR numbers, hidden fees, attitude, belittling and just rude interactions. Stephanie Wycuff reached out to me when I was ready to stop trying to refinance all together and provided excellent transparent service. I greatly thank her for the assistance and prompt help. #123456

latisha

3 months ago

Cody assisted me and made this very…

Cody assisted me and made this very easy stress and hassle free. They helped me with my refinance and saved quite a bit truly appreciate it

angela walker

3 months ago

Stephanie was very helpful

Stephanie was very informative she did a superb job and went above and beyond to assist us with the refinancing process.

divya srivastava

3 months ago

I'm so glad that my search came across…

I'm so glad that my search came across Gravity Leanding. Mr Ari Monroe my Loan office guided me the entire process to refinance my auto loan. It was easy, very clear and transparent process. Mr Monroe and team were continuously in touch with me answering to all my questions. I highly recommend Gravity Lending and Mr Monroe. Thank you for helping me save lots of money.

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