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Gravity Lending Review

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Reviews 1,196

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Chris
Chris Muller
May. 26, 20214 min read

Gravity Lending summary

Gravity Lending is an online marketplace that connects you with other lenders for competitive rates and terms. They focus primarily on auto loans but offer several other options, too. Their application process is fast and easy, and funding happens quickly. If you're looking to refinance your auto loan from the comfort of your home, Gravity Lending may be a very good option for you.

Pros

  • Rates as low as 1.99%
  • Fast application process
  • Simple lending terms
  • Additional loan protections included

Cons

  • Not a direct lender
  • Need to apply for credit to get rates
Gravity Lending at a glance
4.4

Editorial score

Online experience

Good online resources, but no mobile app

4.0

Customer services and support

Multiple ways of reaching lender, wide range of hours

4.0

Loan Types

Offers all loan types

5.0

Repayment Flexibility

Offers flexible repayment plans & the option for special repayment programs

5.0

Eligibility (credit score)

Doesn't cover bad credit

4.0

Call Gravity Lending 8778228404

Suitable For?

Gravity Lending is suitable for those who want a quick and easy process to refinance their auto loan. They work with a variety of other lenders to connect you with competitive rates and terms, based on your credit profile (note: personal and student loans are coming soon).

Features

Gravity Lending offers auto refinancing loans today. Coming soon is the ability to get student loans, personal loans, and home improvement loans. To start, you’ll get low rates and the simplest terms on the market. This is because Gravity connects you to a variety of other lenders who compete for your business.

In addition, their process is streamlined (more on this below) and funding happens fast. So essentially, you can refinance your auto loan in a matter of minutes without leaving your couch.

Gravity also offers protection on your loan. First, you’ll be eligible to receive Guaranteed Asset Protection (GAP) which typically pays the difference between the cash value of your vehicle and what’s owed to the lender if you have a total loss. You’ll also be eligible for a Vehicle Service Contract (VSC), which is like a warranty but is more of an agreement to pay for specific repairs to your vehicle if needed. Finally, Gravity offers Depreciation Protection, which helps cover the value of your car where GAP protection can’t.

Gravity Lending Highlights:

  • Fast application and lending process
  • Excellent rates and lending terms
  • Expedited funding
  • Additional protection
  • Multiple loan options
  • A+ Better Business Bureau rating

Application Process

The application process with Gravity Lending is easy, and there are four steps you need to take: 

  1. Contact information. You fill out your basic contact information such as your name, email, and phone number.
  2. Loan request information. Enter your vehicle make, model, and year, as well as mileage, estimated payoff amount, and VIN number (optional).
  3. Applicant information. Fill out a loan application with your detailed information, such as your date of birth, Social Security Number, residential information, and employment information.
  4. Disclosures and submit your application. The final step is to read their disclosures and give Gravity Lending permission to run your credit, at which point you’ll be presented with loan options if you’re approved.

The entire process takes about 5 minutes, assuming you have the information mentioned above handy. The initial pre-approval is based on a soft pull of credit, intended to make sure you like the offers before a hard credit inquiry is run.

Loan Types and Terms

Gravity Loans connects you to other lenders for competitive rates and loan terms. Because of that, they don’t list specific loan terms on their site. Regarding loan types, their main product is an auto loan - which you can get for as low as 1.99%. You’re also able to apply for a home improvement loan and coming soon is the ability to get student loans and personal loans.

Gravity Lending doesn’t list specific lending requirements, either, since they’re a marketplace and each lender they work with will have their own lending requirements. However, you will have to enter your employment information, housing information, and your credit will be reviewed -- which will all ultimately determine the rates and terms you’re offered.

Repayment Options

Since Gravity Lending is a lending marketplace, they do not list specific loan repayment terms. That will be determined by the individual lender you go with.

How Safe Is It? 

Gravity Lending is about as safe as any other online lender. While they can’t entirely prevent malicious attacks and hacking, they do take every measure they can to protect your secure information. Your information is safeguarded through encryption and firewalls to prevent unauthorized usage. Also, only those who need to see your information will (i.e., lenders willing to give you a loan).

Help & Support

Gravity make it easy to contact them in a variety of ways. First, you can contact them directly by calling 877-822-8404. You can also contact them on social media, including LinkedIn, Facebook, Twitter, and Instagram. Available Monday - Friday 8:00am - 6:00pm.

How Gravity Lending Compares


Gravity LendingLendingTree
APRFrom
1.99%
From
from 2.49%
Minimum credit score600None
Loan amountsUp to $100,000Up to $300,000
Loan term25 - 84 monthsVaries
Suitable forFast & easy auto loansMultiple loan options

Summary

Overall, we’re impressed with Gravity Lending. They’re a newer company (founded in 2015), but already have a stellar rating with the Better Business Bureau and excellent customer reviews. If you’re looking purely for an auto loan and you want a fast and easy process, Gravity Lending is a great choice.

Call Gravity Lending 8778228404

Physical Address

3432 Greystone Dr, Ste 200

Austin, TX 78731

Chris
Written byChris Muller

Chris has an MBA with a focus on advanced investments and has been writing about all things personal finance since 2015. He’s also built and ran a digital marketing agency, focusing on content marketing, copywriting, and SEO, since 2016. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

Gravity Lending
Gravity Lending
ExcellentReviews 1,196
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  • author
    customer
    Jan 01, 1970
    We had such an amazing experience with…

    We had such an amazing experience with Quin at Gravity Lending! Being frankly, we didn’t expect much when we got this ad through the mail telling that they can take care of the car loans, but I gave them a call. We have two car loans and the interest rate was pretty high. Plus monthly payments could be less. So as a result we have lowered monthly payments by 150$ total for both cars and got much lower percentage rate. Extremely happy!! Many thanks to Quin!

    ...

  • author
    Jes Moore
    Jan 01, 1970
    Great experience

    Great experience! Thank you to Stephanie Wycuff!

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  • author
    Brianna
    Jan 01, 1970
    Great experience all around

    Great experience all around. Good low rates and customer service. Will definitely use gravity lending again!

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  • author
    miriam soriano
    Jan 01, 1970
    Got the best quote from Gravity lending…

    Got the best quote from Gravity lending to refinance my automobile they help me out and explain with details the process, it was fast and easy.

    ...

  • author
    Darryl McAtee
    Jan 01, 1970
    If you read reviews like I do before…

    If you read reviews like I do before jumping in, you'll understand why I decided to give Gravity Lending a go. I was quite surprised at how easy this was to get completed. It was a pleasure working with Cody Geiger on my refi. He did all the work and I just answered questions along the way. I got a better rate, payment, and terms that fit my needs. Thank you!

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  • author
    Andrea Lally
    Jan 01, 1970
    Wonderful experience! Highly recommend!

    Gravity Lending and Mario Herrera was amazing! My Dad & I worked with other companies (even our own bank) to try and refinance my Acura RDX with no success. There was always some sort of issue although his credit, our work history and our income is great. Gravity lending made the experience easy & painless. They were helpful from the first step of contacting them until the end, very informative and got right down to business. No hassle & no confusion! Thank you Gravity Lending and Mario Herrera for getting my vehicle refinanced for over $100.00 less a month than I was paying & the interest rate was cut in half! I couldn't be happier!

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  • author
    JEAN R BASS
    Jan 01, 1970
    talked to Omar

    talked to Omar, he was very patient and very kind, enjoyed talking to him, I believe he will find me a good deal soon. Thank you Omar

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  • author
    Teikisha Williams
    Jan 01, 1970
    I would highly recommend Gravity…

    I would highly recommend Gravity Lending for your financing or refi option. They will steer you in the right direction. The lender's APR rates were the lowest when I was shopping around to refinance and Mark was a great communicator and answered all my questions.

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  • author
    Sunny
    2 days ago
    Excellent Service

    Everything was easy to understand, smooth process, and no ugly surprises. I would absolutely use Gravity Lending again.

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  • author
    Maura Langan
    Jan 01, 1970
    I worked with Zachary Goss who was not…

    I worked with Zachary Goss who was not only personable, he was professional, responded quickly, answered all my questions and even some I didn't think of, and he handle my situation with care and empathy. He was upfront with me on realistic terms and options for my situation but didn't make me feel bad about or uncomfortable about it. He was also pretty funny, which really helped lighten the situation! The car industry is really tricky and stressful these days. Work with Zach and he will do everything possible to remove these unpleasant factors for you. You rock, Zach!

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  • author
    Angelique Sky
    Jan 01, 1970
    Gravity Lending and Patricia Lewis made…

    Gravity Lending and Patricia Lewis made refinancing my car a pleasant experience. She went above and beyond to walk me through the process and I had a great time working and talking with her. They were able to get me the financing I wanted. I would highly recommend Gravity Lending.

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  • author
    Sascha Stafford
    Jan 01, 1970
    I absolutely love Gravity Lending

    I absolutely love Gravity Lending, they helped me in every way possible to lower my car loan. My agent Zachary Goss was great and made my experience the best one yet!! I will definitely recommend Gravity Lending to family and friends!

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  • author
    Khoa Nguyen
    Jan 01, 1970
    I love Gravity lending

    I love Gravity lending They help me a lot and also Cindy helped me too. Thank you

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  • author
    Nena Duarte
    Jan 01, 1970
    Muchas gracias Sr

    Muchas gracias Sr. Jerónimo por estar pendiente siempre de nuestro proceso!!

    ...

  • author
    Jordan
    Jan 01, 1970
    Great Service, Best Rate

    I loved being able to do everything via text messaging. Jeremiah was very responsive and on top of things - even working on my application over Labor Day weekend. I shopped several lending sites but Jeremiah found me the lowest rate by quite a bit and continued to help me even after initially said “no thanks”. (Ref # 439972)

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  • author
    Meena Protector
    Jan 01, 1970
    Allison was a GEM!!

    I had an incredible experience with Allison!! Despite many hang ups on my side that were out of my control, Allison and her team were understanding and so helpful and patient, always finding multiple solutions to issues so I could choose what was best for me. I would definitely recommend Gravity Lending to anyone looking to refinance their vehicle, and I would very highly recommend working with Allison. She was sweet, quick and professional during my entire experience.

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  • author
    Barbara Pawlikowski-Growney
    Jan 01, 1970
    Gravity Lending and Colby did an AMAZING job!

    Gravity Lending and Colby did an AMAZING job getting my loan approved! It was quick, easy, and fast! I was given almost half the interest rate than what the car dealership had offered me. Felt very reassured in Colby's hands, would absolutely use them again and recommend the company! Thanks Gravity and Colby! Reference #451008

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  • author
    Kimberley Miller
    Jan 01, 1970
    Gravity Lending

    Gravity Lending - Jeremiah Dye was very nice and help me a lot to get my car payment cut almost half of what I was paying. I am grateful

    ...

  • author
    Anisleydis Diaz Figueredo
    Jan 01, 1970
    Muchas gracias al señor Geronimo por su…

    Muchas gracias al señor Geronimo por su gran atención y experiencia !

    ...

  • author
    Lori Curtiss
    4 days ago
    Definitely an Initial Skeptic

    I was definitely a skeptic prior to engaging with Gravity Lending. We've all heard horror stories about lenders that promise you results that never happen. After reviewing and re-reviewing the reviews on Gravity Lending, and knowing I HAD to get away from Bridgecrest, I took the leap. Mario was fantastic from the beginning! After the initial application process, there was very little to submit; Drivers license, insurance and registration. Mario was in constant communication throughout the process, mostly through Text message since that was easiest for me during my work day. The process started on 8/31 and was completed as of 9/15. It was almost too easy. My refi was 8.3% to 6.2%, which saved me $100 a month. If I could give Gravity Lending 10 stars, I would. I know everyone won't have the same experience, but it would be close to it!

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  • author
    Alex Iglesias
    Jan 01, 1970
    Easy, Quick, Great for my Wallet

    I knew I wanted to refinance before the ink had dried on my new car purchase. I'm so glad I landed with Gravity. Mark was incredibly helpful, and got me a fantastic deal! He answered all my questions and was so easy to contact. I highly recommend Gravity Lending.

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  • author
    Terry Carr
    Jan 01, 1970
    Ezra at Gravity Lending was great to work with!

    Ezra at Gravity Lending was great to work with. We communicated in various forms (email, phone, text) as that's what I needed as I was extremely busy. He went above and beyond to help me locate my title. Overall, he was able to do what I needed - I got a lower interest rate for my car!!! Thanks Ezra and Gravity Lending.

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  • author
    customer
    Sep 23, 2022
    Truck Refinance

    I worked exclusively with Ari Monroe during the refinancing of my pickup and it was a very smooth process. Ari was very professional, easy to get ahold of via text, call or email and overall was perfect to do business with. I highly recommend Ari and so far gravity lending has been great!

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  • author
    Carlin Taylor
    Sep 23, 2022
    The entire process with my auto refi…

    The entire process with my auto refi was smooth and painless. I was given multiple finance options and was able to save money and received a great rate. Cody was great to work with and very responsive to questions. Definitely recommend!

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  • author
    Dan Meyerson
    Sep 23, 2022
    Easiest auto refi possible

    Everything with Cody at Gravity Lending went super smooth from applying to funding my auto refinance. Cody was able to not only lower my rate but also saved me 8 payments compared to the original loan. The whole process was done via text and email, with one document package that had to be sent out. Couldn’t be easier, I highly recommend Gravity Lending, ask for Cody!

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  • author
    Aurora
    Sep 22, 2022
    Highly Recommended

    I had a wonderful lender Colby he explained things very well to me and was very patient with me I feel so much better being approved to refinance my car loan. Thank you Gravity Lending and thank you Colby. I highly recommend going through Gravity Lending.

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  • author
    Anna Araujo Anderson
    Sep 22, 2022
    Amazing customer service!

    I had an amazing experience with Danny and everyone else who assisted him along the way! Danny was extremely patient with me as I took forever to get everything done, always checking in and being respectful of my busy schedule. He worked hard to get me my new rate and I couldn't be more happy with the business I received!! I look forward to refinancing other cars with them in the future(:

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  • author
    Ron
    Sep 22, 2022
    Gravity lending was very helpful

    Gravity lending was very helpful. My contact person supported me in every step of the way. They are a great team to work with and helped me with my needs. I definitely recommend working with these amazing people because they will find you the deal and money saving options to have. 5 star rating for their awesome work

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  • author
    Charles Tanner
    Sep 22, 2022
    Gravity Lending , the best around!

    A. G. Evans was great to work with and very knowledgeable on what his position to helping people is need is . Thank you AG for your professional knowledge and experience, it was great dealing with this kind of professionalism. Charles Tanner

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  • author
    Billy O'Connell
    Sep 22, 2022
    Mark..was Great

    Mark... Made my refinancing experience STRESS FREE .. Basically held my hand through the whole process checked in with me daily . Updated me constantly called back when he said he would call back SUPER COMPANY to deal with. WILL DO BUSINESS AGAIN and AGAIN

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  • author
    Lori Simes
    Sep 20, 2022
    Mark Hall was great at his job and…

    Mark Hall was great at his job and helped me get a great loan with lower interest and lower payments.

    ...

  • author
    Lauren Murphy
    Sep 20, 2022
    I’m happy to leave a review for Gravity Lending…

    I’m happy to leave a review for Gravity Lending because the process to refinance my auto loan to a lower interest rate was very easy. I worked with Cody Geiger, and he was knowledgeable about the process and listened to what I wanted. He was also patient as I was doing my due diligence with other companies I had been in contact with at the same time. Unfortunately, one of those other companies flat out lied to me about the rates available. I initially moved forward with that company, and they pulled my credit and offered an interest rate higher than the one I was trying to refinance. I was just going to give up and keep my current rate when Cody reached out again and discussed what my options were. He told me the lowest rate available, and I was able to lock in that rate with no issues. I appreciate Cody’s communication throughout the process, and I’d happily work with him again.

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  • author
    Ryan Brooks
    Sep 20, 2022
    Fast and very helpful in refinancing my…

    Fast and very helpful in refinancing my vehicle. They got what I wanted done.

    ...

  • author
    Bernadette
    Sep 20, 2022
    Great Experience

    Robby Hoch was amazing. He was quick to respond and very helpful throughout the entire process. I would definitely do business with Robby and Gravity Lending again. You made the process easy. I don't think I could have gone anywhere else and the process be this easy. Thanks!

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  • author
    Bruce Cannon
    Sep 17, 2022
    Thank You, Gravity Lending!

    Mario Herrera, at Gravity Lending, saved me $180/month. The process was SIMPLE & QUICK. THANK YOU!

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  • author
    Chris Cruz
    Sep 17, 2022
    Zachary was very helpful

    Zachary was very helpful, was answering quick and help with any questions I had so thank you Zachary highly recommend

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  • author
    Devin
    Sep 17, 2022
    I would highly recommend

    I would highly recommend. I worked with Estella who made the process easy and painless, and was easy to communicate with throughout the entire process

    ...

  • author
    Greg
    Sep 16, 2022
    Excellent customer service

    Lauren is the reason for the great review! Amazing customer service!

    ...

  • author
    Grace Soto
    Sep 16, 2022
    Dallas Paxman was the representative…

    Dallas Paxman was the representative that help me with my refinance of my car he also look for the best coverage for out repairs and road assistance plus a gap insurance. He took the time of going over every single detail and after a few moth later I could not remember somethings I reached out to him and he went over with me. This company has very professional employees and I recommend it 100%

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  • author
    scott korte
    Sep 16, 2022
    Gravity Leading is a very professional and great to work with

    Gravity Leading is a very professional company. They walked you through all the steps and make the experience great. I would recommend them to anyone looking to refinance their car.

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  • author
    Benjamin Burton
    Sep 16, 2022
    The experience was the best I’ve ever had!

    What wonderful service I had working with Ari!!! He was spot on with every question I had and helped explain everything. Couldn’t have asked for a better person to work with, and ended up saving me about $200 and I was able to get extra benefits from refinancing my auto loan. Would recommend gravity lending to everyone!

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  • author
    Ron G
    Sep 16, 2022
    Great Experience

    At first we were not sure about this company because we had never heard of them. We thought we would just complete the information and see what they offered. The process was so smooth, stress free, and easy on our part. They handled all of the paperwork, explained everything in detail, and made us feel at ease. We would highly recommend them and would definitely use them again!!

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  • author
    Bryan Brooks
    Sep 15, 2022
    GravityLending was so easy to work with!

    GravityLending was so easy to work with! All my questions were answered promptly and in an easy to understand manner. Will use again!

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  • author
    Robert Secrest
    Sep 15, 2022
    Great experience!

    Great decrease in my Apr! Very satisfied with the loan the lender provided

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  • author
    Wah Ley
    Sep 15, 2022
    If there is more than 5 starts here

    If there is more than 5 starts here, I'll give you. Thank You so much Nick Lavender for giving me the best stress free service ever, everything with you just went so good as if we've known forever, and not to forget your team members are very helpful while you're on vacations too , Thank You at Gravity lending .You guys are the best. Refinancing at it's best....

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  • author
    Paul
    Sep 14, 2022
    We were extremely happy with Gravity…yes

    We were extremely happy with Gravity Lending. They were very professional all through the process. If we had any questions they were answered in a timely fashion. Through the entire process we never felt lost or uncared for like some places can make you feel. Our contact person stayed in close contact with us and let us know immediately if something was needed. We would gladly recommend Gravity Lending to anyone looking for a loan.

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  • author
    leila
    Sep 14, 2022
    Jason Comeau is the best

    Jason Comeau is the best person you can talk to and get your plan set depending on your needs he will give you options. One thing that can stand a lot higher than other facts about Jason is how caring a person he is and very honest about his job. Great customer service also gives updates daily basis so you would not panic about your application. I refinance my car and I am very happy with this company. Thank you all and Jason.

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  • author
    Alexa Taylor
    Sep 14, 2022
    Refinance with Nick Lavendar

    I had the pleasure of working with Nick Lavendar. He was absolutely wonderful!! He helped me refinance my auto loan at a much lower interest rate. He helped explain the process and the different warranties. He was very transparent and clear with the process and terms. This was my first time, and he was very patient, and I felt really secure throughout the process. Alexa Gomez 427100

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  • author
    Jonathan R
    Sep 13, 2022
    Awesome experience

    I have been looking to refinance my truck for the last few months. I reached out to Gravity Lending and Colby Lange was absolutely amazing in guiding me through the process. He was able to get me a new loan saving 1200.00$ a year. Thank you Colby I appreciate your hard work and thorough communication. It really made this a seamless and amazing experience. I give them 5 stars!

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  • author
    Bernard Litchfield Jr.
    Sep 13, 2022
    Mark Teasley really helped me out

    Mark Teasley really helped me out. He kept me updated through the whole process. Save me a good chunk every month on my car alone. I would definitely recommend gravity Landing to my friends and family.

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  • author
    Sherry esquivel
    Sep 13, 2022
    Gravity lending is a very professional for auto refinance.

    Gravity lending is a very professional and effective company. Especially I would like to give some good commands on the person, Austin Roden from the company, who is the best one. I got my loan processed very fast and he is always answering my questions very fast. Thanks, Austin.

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  • author
    hugues michel
    Sep 13, 2022
    I wanted to refinance my car and I…

    I wanted to refinance my car and I didn’t know whether I should proceed or not and I applied anyway.2 days later Colby Lange from Gravity Lending called me and the rest is history.He was very professional and really knows what is doing.The same day I got approved and saved me a lot of money.I’m very grateful and I will invite anyone to check with them.very honest too.they made things very easy and smooth.thank you again.

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  • author
    Corey Ickes
    Sep 13, 2022
    Great experience working with Karla!!

    Great experience working with Karla!!

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  • author
    Justin Givens
    Sep 10, 2022
    Reference Number 436595

    In regards to "Your Reference number is #436595", Robby and the team of Gravity Lending provided a hassle free experience! It was a pleasure working with Robby and his team, and most importantly saving a ton of $$$!!!

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  • author
    Wendy Rozier
    Sep 10, 2022
    It was Awsome !

    It was Awsome !! They done an Amazing job with my auto loan refinance

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  • author
    Carmen Frazier
    Sep 09, 2022
    Jason was great on my refinancing of my…

    Jason was great on my refinancing of my car. I would highly recommend gravity lending to anyone.

    ...

  • author
    Alexis
    Sep 09, 2022
    Excellent service

    I would recommend this loan company to anyone! After searching for a long time, I finally found Zachary who helped me refinance my car and was very helpful and knowledgeable throughout the whole process. Thank you again Zachary and gravity lending!!

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  • author
    John Fecarotta
    Sep 09, 2022
    I found gravity lending throuh lendingtree

    I found gravity lending through lendingtree. At first I was skeptical not dealing face to face or knowing about the company but Don made the process as easy as it could have been. I will definitely be using them for future purchases. Don was on top of everything! Thanks Gravity Lending!

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  • author
    Samantha Meck
    Sep 09, 2022
    Extremely helpful and talked me through…

    Extremely helpful and talked me through the whole process! I was always updated and kept in the loop with each step.

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  • author
    Michael Gordon
    Sep 08, 2022
    Zach Kirchem made the process extremely…

    Zach Kirchem made the process extremely easy

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  • author
    Alyssa
    Sep 08, 2022
    I cannot speak highly enough about…

    I cannot speak highly enough about Gravity Lending!! After experiencing a very abusive relationship last year and having my credit ruined due to that… I ended up stuck with a new car payment of almost $500 at an 18% interest rate. I called around to at least 5 different companies and places but absolutely nobody was able to help me. I felt so defeated and so discouraged. Finally my friend sent me a link to Lending Tree which I filled out. I then put in my information with 3 companies to refinance. The other two I had zero luck with… both seemed promising but then told me there was nothing they could do for me. Then Austin, at Gravity Lending reached out to me in a short but concise and efficient email. I told him my story and why this was so important to me and he became so determined to help me. I noticed as I explained my story to him he didn’t just shrug it off… he showed genuine care and compassion which no other company had. Within just a few days time and a whole lot of effort on his end he was able to find me an opportunity that reduced my monthly payment by about $150 and brought my interest down 10 points to 8%!!! I cannot tell you how thankful I am to have found this amazing company and this amazing person to work with. They truly have helped me with something life changing. If you aren’t sure who to go to for your refinance needs I guarantee you Gravity Lending will be the best option that you find.

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  • author
    Lindsay
    Sep 07, 2022
    I highly recommend their services!

    I am very happy with my experience with Gravity Lending. Our loan officer Estella Tovar was so patient and helpful every step of the way. All of my questions were answered and I felt very comfortable despite not having refinanced before. I highly recommend their services!

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  • author
    Nadia Lara
    Sep 07, 2022
    Highly recommend

    I used gravity lending to refinance my car, I’ve never done this before so i went through many different lenders until i made my final decision, Stephanie was very helpful, the process was simple and she was always available to answer any questions i had. Highly recommend working with them.

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  • author
    Barry Hammonds
    Sep 06, 2022
    Excellent service

    Karla was great to work with and kept us informed through the whole process. We were able to lower our interest rate and term while keeping our payment the same. Would definitely do business again if needed.

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  • author
    Toby Shurden
    Sep 06, 2022
    Best loan experience ever

    Probably one of the best loan experiences I have ever had. I use to own a wireless business and man do I wish I had employees as helpful and thoughtful as Ari Monroe. I would highly recommend anyone to Gravity lending.

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  • author
    Ciara Dixon
    Sep 06, 2022
    I was able to get my cat refinanced…

    I was able to get my cat refinanced fast and quickly with gap insurance and a warranty! I was helped by John Hubbard ! They process was a walk in the park and now I can be relieved with not paying for 45 days after refinancing.

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  • author
    Cheston Micyk
    Sep 06, 2022
    Great experience

    Illya did a wonderful job helping us get our vehicle refinanced. The process was quick and easy, and i appreciate all of his professionalism. I will definitely give him a call if I need to refinance another vehicle.

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  • author
    mark saenz
    Sep 04, 2022
    I wanted to take this time to thank…

    I wanted to take this time to thank Patricia Lewis at Gravity Lending for making my refinance experience and easy and hassle free one. I definitely recommend contacting her for your refinance options since she will make it a great and hassle free experience!

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  • author
    Nicholas Starll
    Sep 04, 2022
    I Would like to thank Efrain Cordova…

    I Would like to thank Efrain Cordova for giving me an outstanding experience with Gravity Lending. His professionalism and punctuality was greatly appreciated throughout the refinance process. I would recommend his service to anyone that’s looking to save money on their auto loan.

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  • author
    Epy Araiza
    Sep 03, 2022
    I wanted to take a moment to thank…

    I wanted to take a moment to thank Colby for gravity lending with my car refinancing process He made everything really easy for me and explain all my concerns with patience no question was dumb for him also the all process only take a couple days and he find me a really good deal it was awesome thank you Colby for your help I'd like to give a big shout-out to Colby and lending gravity for your help.

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  • author
    Brooke
    Sep 02, 2022
    Zachary Kirchem was the best

    Zachary Kirchem was the best! He made the process so easy! Communication with him was easy via text or phone calls around my busy schedule. So happy I went through this process with Zachary!

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  • author
    Amanda Minor
    Sep 01, 2022
    I found gravity lending through lending…

    I found gravity lending through lending tree. As soon as I put all my information in I immediately got a bunch of phone calls but no one was more helpful or got me a better offer to refinance my car than gravity lending. Ari Monroe was so helpful with the whole process especially knowing this was my first this my first time refinancing a car ever. All the other places were trying to offer me 13% but Ari was able to get 6% with no down payment or anything.

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  • author
    Arthur Logan
    Sep 01, 2022
    Awesome people to work with

    Awesome people to work with, very efficient and friendly and knowledgeable about your options

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  • author
    William Shaw
    Aug 31, 2022
    Blew every other refinancer out of the water!

    Gravity Lending gets you the lowest auto loan refinance rates out of any other refinancer I tried. I bought a car from a used car dealer and they gave me a terrible interest rate on my loan through Wells Fargo, I have good credit but not much history being young. I applied everywhere online immediately after receiving my loan information in the mail. There were refinancers that wanted to wait a month, there were refinancers that only could bring the interest rate down by one to half a percent, but then Colby at Gravity Lending was able to decrease my interest rate by OVER HALF of the original rate from Wells Fargo by refinancing through a credit union. Colby did an excellent job in making this process as easy and efficient as possible. No one else could even get close to the rates they were able to get for me.

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  • author
    Arnel Abeleda
    Aug 31, 2022
    Highly Recommend

    I had the pleasure of working with John Cole for my refinancing needs (loan #425522). My transaction was a bit completed due to some dependencies that this completed transaction relied on. John made my experience very easy and found me the best rate. I immediately felt comfortable with the process, as he explained the timeline and expectations. He was precise and organized and completed the refinancing very quickly. I am so impressed with how good John worked the transaction. He was responsive and attentive to my needs. Thank you, John! I highly recommend working with Gravity Lending - super ease and you can trust they know what they're doing!

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  • author
    Trevonn Davis
    Aug 31, 2022
    My title for her is “Ms. Get Right”

    I want To give Patricia Lewis 5 ⭐️⭐️⭐️⭐️⭐️ For the wonderful work she did for me she very patient very kind a real good people person and very good what she do

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  • author
    Ashley Bussiere
    Aug 30, 2022
    Good Customer Service

    Whitley T. was understanding and patient while I gathered all my documentation and sent signed paperwork. She kept in contact with me via text and answered any questions I had. Only thing I'd say is that the process to finalize the deal was long. I don't remember having to fill out that much paperwork and notarizing paperwork with other lenders. In the end it worked out- and hopefully the monthly payment process is easy!

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  • author
    Dorin
    Aug 29, 2022
    Great Experience

    We purchased our car online and went with the seller's default loan to make the process easier. Due to the interest rate, we decided to refi and Gravity Lending made it super easy. We worked with Estella, and couldn't have had a better experience. She found us an outstanding new loan with a much better rate and lowered our payments by quite a bit. Thanks Estella and Gravity Lending!

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  • author
    Marquanees’s RD Wells
    Aug 27, 2022
    Ref:#412040

    Ref:#412040 Our experience while seeking refinancing was most Inspiring. With the help from Mr.Eiji Evans, our monthly payments have been lowered,NOW WE CAN BREATHE EASIER!! Thanks again Gravity Lending Mr.& Mrs. Frank Greene

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  • author
    JUSTIN B
    Aug 26, 2022
    Great Experience

    I contacted Gravity Lending because of the great reviews from a Google search. I was looking for a lower interest rate on my current truck loan. Loan officer Jason Comeau was able to help me the refinance.Great experience! Easy, fast, professional and a amazing low interest rate.Thanks a bunch Jason!!!

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  • author
    Shokofeh Khan
    Aug 26, 2022
    Such an easy and seamless process

    Such an easy and seamless process, thanks to John Cole. Highly recommend.

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  • author
    Joseph
    Aug 26, 2022
    Seamless process

    Seamless process. Whitley at Gravity Lenfing made everything extremely easy to understand and the process was painless. Mostly digital and everything that needed to be physically signed came with an overnight envelope. Gravity Lending did all the heavy lifting.

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  • author
    Candace Hogue
    Aug 26, 2022
    I had such a wonderful experience with…

    I had such a wonderful experience with Gravity Lending. Their customer service is truly exceptional, which made the process really smooth. They also had the best rate and saved me a bunch of money. I absolutely recommend them!

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  • author
    ashley klein
    Aug 26, 2022
    Estella was very friendly and helpful

    Estella was very friendly and helpful. She was quick to respond to messages and was great at keeping me updated through the process!

    ...

  • author
    Karen Morgan
    Aug 25, 2022
    Great Service

    I needed re finance help with my car, and I called Gravitylending my first time and I know nothing about this kind of thing, my re finance represenitive ,Estella Tovar, was professional and very patient and helpful to me with the step by step process. I would recommend Gravitylending to anyone.

    ...

  • author
    Michael Dolan
    Aug 25, 2022
    Eiji was great!

    Eiji was great! He worked really hard to find us the best deals and we are very grateful. We had no idea that we could save so much money! Thank you Eiji!

    ...

  • author
    Dianna Dolan
    Aug 25, 2022
    Eiji was such blessing for our family

    Eiji was such blessing for our family! He refinanced 2 of my auto loans and it has changed our lives. He saved us so much money, he said it was the most he had ever seen!! All of his hard work and determination to find the best deals for our family means so much. If I have any finance questions, I will be calling Eiji. He is very intelligent and I can tell that he really cares about his clients.

    ...

  • author
    Justin
    Aug 25, 2022
    The loan officer was very quick to…

    The loan officer was very quick to respond and help with any questions that I had. Easy to follow directions to save me $75 a month!

    ...

  • author
    Gerald Ledford
    Aug 24, 2022
    Needed to lower interest rate on car loan

    Needed to lower interest rate on existing car loan. After contacting Allison Wimberly she got me the terms I was looking for. Awesome communication as well. Highly recommend Allison if you are in the market for a car loan!

    ...

  • author
    Ronnie Palacios
    Aug 24, 2022
    Positive experience

    I had such a positive experience with this company. First of all, my loan officer Ezra Chaney, was knowledgeable, friendly, and made the whole process of refinancing my vehicle a very smooth process. I never stressed about any of the process. It was literally the easiest transaction I’ve ever been through….and I got an awesome refinance rate. I would highly recommend this company.

    ...

  • author
    Charlotte Hamric
    Aug 24, 2022
    Cindy was very helpful

    Cindy was very helpful. She got me a great rate and no fees. She was prompt with answers and didn’t waste my time.

    ...

  • author
    Alex
    Aug 24, 2022
    Great experience

    Great experience! Very thorough, professional and kind. Did get a little worried about the process, but they kept me up to date on all movement regarding the process! Would highly recommend!

    ...

  • author
    kylea coufal
    Aug 23, 2022
    Great refi experience with Gravity

    I recently purchased a new car and wanted to refinance to get a better interest rate than what I got from the dealership. After submitting some initial info, I ended up having Don from Gravity Lending reach out and get me the best rate out of everyone I spoke with. Not only that, but Don was absolutely pleasant and friendly throughout the entire process, and couldn't have made it any easier or quicker to complete everything.

    ...

  • author
    Laurel McDaniel
    Aug 23, 2022
    We just got my husbands truck…

    We just got my husbands truck refinanced with Quin and it was so so easy and uncomplicated! He has also done my parents trucks and saved them $1000 a month! So much easier than any financing Ive ever done!

    ...

  • author
    Jhonfrany Medrano
    Aug 23, 2022
    Rapidez en el proceso

    Fue una excelente atención por parte de Luis Ramirez, la persona que me ayudó con todo el proceso de refinanciar mi auto, siempre pendiente de cualquier duda . Mucha en el proceso y gracias a ellos mi cuota mensual quedó más baja;sin duda alguna los recomendaría

    ...

  • author
    Irma Medina
    Aug 23, 2022
    Gravitylending to the rescue

    Very happy with our new car yet very unhappy with our purchasing experience at Nissan of Duarte in Southern California AND then along came Patricia of Gravity Lending who through her expertise, concern and special attention changed everything. She corrected all the wrongs that were imposed on us at the dealership, lowered our payments and got better and cheaper warranties than what we were pressured into at the dealership. Couldn't be happier with Patricia and staff at Gravity Lending. Whereas we would never recommend to anyone to that particular dealership we would certainly recommend Gravity Lending. Thank you so much for your excellent services!

    ...

  • author
    Cindy Robertson
    Aug 23, 2022
    Gravity Lending

    I reached out to Gravity Lending in response to a flyer they sent me. I was looking for a lower interest rate on my car loan. Loan officer Colby was able to help me. Great experience! Easy, fast, professional and efficient! Thank you Colby!

    ...

  • author
    Jason Schiedenhelm
    Aug 20, 2022
    Best experience I've ever had thank you…

    Best experience I've ever had thank you very much for Nick.

    ...

  • author
    Edward Elliott
    Aug 19, 2022
    great

    they work with you, very nice and responsive

    ...

  • author
    Lizet Lemus
    Aug 18, 2022
    This was my first time refinancing my…

    This was my first time refinancing my vehicle, Patricia L. was so helpful trying to find the best rates for me! Her customer service was great and she made sure to update me each time there was new information. She made sure to answer all my questions very politely. Will recommend gravity lending to family and friends.

    ...

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