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Auto Approve Review

Reviews 8,573
Auto Approve
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Auto Approve
Auto Approve
Reviews 8,573
Bestmoney Staff
Sep. 14, 2022
2 min read
BestMoney Staff
Auto Approve Summary
Auto Approve helps borrowers refinance their auto loans to get lower monthly payments and/or pay off their debt more quickly.


  • Fast online application
  • No fees for applying


  • Does not offer purchase loans

Auto Approve at a glance

Editorial score

Online experience

Has learning resources, access to rates, mobile app

Customer services and support

Multiple ways of reaching lender, wide range of hours

Loan Types

Offers most loan types

Repayment Flexibility

Offers multiple repayment plans- but no special repayment programs

Eligibility (credit score)

Doesn't cover bad credit

Call Auto Approve 8667733823

Suitable for?

Auto Approve’s fast response time and extensive lender network make it ideal for anyone who is being dragged down by auto loan debt. It's appropriate for anyone who makes the required minimum monthly income but needs to refinance to renegotiate their monthly auto loan payments to make them more manageable.

Auto Approve Auto Approve View Rates


  • Fast and easy application process
  • No application fees
  • Wide lender network
  • Low qualification requirements
  • Useful refinancing comparison calculator
  • Covers almost every vehicle

The application process is fast and free, so it’s easy to get a quote for refinancing your auto loan without losing anything in the process. Because Auto Approve accepts almost every type of vehicle, including boats, RVs, ATVs, and motorcycles as well as cars, trucks, and SUVs, it’s likely to have a refi solution for everyone. Auto Approve has a wide lender network which includes credit unions, finance companies, and online lenders nationwide to be able to offer a better deal for your auto loan debt.

Auto Approve doesn’t only offer refinancing for loans for cars and trucks but also extends to cover almost every type of vehicle. The fact that it is short, easy application process without any fees, also makes it more attractive, especially if you need to refinance your debt in a hurry. Auto Approve’s wide range of lenders around the country makes it an attractive option since it gives you access to many more financing options.

Application Process

Applying for an auto loan refinance through Auto Approve is fast and easy. The initial loan application form is available online and takes just a few minutes to complete with your basic personal information, current loan payment amount, and your reason for refinancing.You can even get a quote without entering your social security number. Auto Approve responds with a quote within minutes of receiving your application,based on the information you have provided.

Once you’ve got an initial quote, you’ll get a follow-up phone call from your own personal loan consultant to complete the loan application. You’ll be asked to provide specific information regarding the vehicle (mileage, options), confirm your personal information (e.g., place of residence, employment) and to send documentation that includes your:

  • Driver’s license
  • Proof of auto insurance
  • Current registration documents

There's no application fee with Auto Approve, and once you get a loan offer, it remains valid for 30 days.

To be eligible for auto loan refinancing with Auto Approve, you need to meet these conditions:

  • Your car, truck, motorcycle, ATV, boat, RV, or other vehicle is registered in your name
  • Your vehicle is not more than 8 years old and has fewer than 100,000 miles
  • Your gross monthly income is at least $1,500
  • Your current auto loan is over $7,500

Loan Types and Terms

Auto Approve operates as an online marketplace, giving borrowers access to a wide lender network that includes direct lenders. Rates start at 2.94% APR.

How Safe is It?

Auto Approve's website is secured with HTTPA technology and all data are sent through a secured channel. Also, the company has received an A rating from the BBB and is recognized as a Top 3 auto finance company for customer satisfaction for two quarters. 

Help & Support

Auto Approve provides a toll free number and e-mail address and responds quickly to inquiries. The customer reviews that are shared on the website agree that the customer service is quick and helpful.

Email address:

Call Auto Approve 8667733823


Overall, Auto Approve offers a very useful service by helping borrowers refinance their auto loans. The many vehicles covered by Auto Approve and the easy eligibility requirements give hope to many borrowers who are being dragged down by auto loan debt.

Physical Address

233 South Wacker Drive

Suite 3900, Floor 39

Chicago, IL 60606

Auto Approve Auto Approve View Rates

BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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Trustpilot reviews
See what some customers are saying about Auto Approve
Excellent • Reviews 8,573
We upload 100 to 400 Trustpilot reviews to our website daily, displaying them by default from "best" to "worst". You have the option to adjust the sorting criteria. If you wish to see all reviews, you can visit Trustpilot's website here.
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Todd Sissom
3 days ago
Top notch service!!!
Top notch service!!!
3 days ago
I am so greatful with Auto Approve
I am so greatful with Auto Approve. The staff has been very courteous and they have helped ease the burden of paying higher costs for my automobile. Thank you so much,
3 days ago
Easy and Understandable
Everyone was super nice and easy to understand. The process was not complicated at all.
Todd Sissom
3 days ago
Great experience
Great experience. Top notch crew
3 days ago
Great help . Great price