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5kfunds Review

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Reviews 12

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Caroline Banton
Caroline Benton
May. 30, 20214 min read

5KFUNDS summary

5kfunds has an extensive network of lenders that ensures competitive rates. Additionally, you won't pay a cent until your loan is approved. If you choose to borrow with 5kfunds, you can fund auto purchases and other expenses of up to $35,000 quickly and easily.


  • Select from a network of around 100 lenders
  • Quick and easy application process


  • $35,000 loan maximum
  • The 5kfunds website lacks detailed information
5KFUNDSat a glance

Editorial score

Online experience

Online application but no learning resources


Customer services and support

No customer service


Loan Types

Offers all loan types


Repayment Flexibility

Offers multiple repayment plans- but no special repayment programs


Eligibility (credit score)

Accepts all credit types



5kfunds Features

5kfunds is not a direct lender, but its partners offer a range of loan amounts with varying interest rates. The competition between the various lenders translates to favorable terms for the customer.

Features include:

  • A network of 100 reputable loan providers
  • Competitive interest rates
  • US-based customer support
  • Matching with an online lender within minutes
  • Superior customer support
  • Commitment to protecting customer information

Application Process

The application process is fast and requires you to input basic information, including personal and financial details. Once you have completed the form, 5kfunds matches you with available lenders based on your financial circumstances. 5kfunds pre-qualifies you for a loan, but the final terms and conditions are negotiated and finalized directly with the lender. 5kfunds does not require a credit check, although the lender might make this a requirement for final loan approval. From start to finish, the application process can take less than 10 minutes, and funds can be approved once you agree on terms with your chosen loan provider.

Loan Types and Terms

5kfunds is essentially a marketplace for lenders. Therefore it does not offer loans directly to customers. Partnering lenders all offer personal loans, depending on your circumstances, and attempt to provide the quickest and most cost-effective way of financing your car purchase.

Repayment Options

The various lenders offer loans ranging from less than $1,000 to as much as $35,000. Most lenders offer a repayment period of between two and 72 months, but clients choose terms that are specific to their needs. The quoted rates are an estimate, and individual loan providers may present slightly different terms in the negotiation stage.

How Safe Is It?

5kfunds uses industry-accepted protections and secure servers to protect all of its customers’ personal details. All data entered into its system is encrypted using the same security protocols employed by banks. The company has a thorough and transparent privacy policy, which is outlined on the website. Note that 5kfunds might distribute some of your details to partnering lenders and service providers.

Help & Support

5kfunds’ helpful customer service representatives can be reached by telephone during weekday business hours or by email 24 hours, seven days a week. The company’s website also has a short FAQ page to answer basic lending questions.



What makes 5kfunds stand out from other lending platforms is the amount of choice it offers borrowers and the fact that it takes only minutes to pre-qualify for a loan. If you need $35,000 or less to pay off a car purchase and don’t want to waste time with complex applications and credit checks, then 5kfunds is a good option. Lastly, because the application process is free, borrowers are under no obligation to complete the process.

Physical Address

DV Marketing, Inc. 

759 Bloomfield Ave. #244

West Caldwell, NJ 07006

Caroline Banton
Written byCaroline Benton

Caroline Banton is a freelance writer of business and finance articles that have been featured in The Huffington Post, The Motley Fool, Time, MSN,,, SaleMove, and Before becoming a writer, Caroline had over fourteen years of experience working at the World Bank. Caroline has an MBA from Johns Hopkins University. She writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

PoorReviews 12
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Trustpilot reviews

See what some costumers are saying about 5KFUNDS
PoorReviews 12
  • author
    Zachary Sallinger
    Sep 01, 2022
    Read the fine print

    Ran my credit report without open disclosure. Immediately bombed with spam texts. Company is trash.


  • author
    Aug 19, 2022
    Don't trust

    They ask for your bank account information before you're even sure you'll get a loan. I don't trust it. Very sketchy. I do believe this company just sells your personal information. Avoid at all costs!


  • author
    Paul Chunglo Jr.
    Aug 04, 2022
    Total Scam Beware!!!

    I entered a lot of very personal information and was tricked into a credit reporting service I never wanted or even agreed to. No loan was ever offered or even addressed. Total Scam!! I'd like to see some proof from the reviewers that say they received a loan. I am willing to bet on the fact that this company never helps anyone receive a loan.


  • author
    Jun 24, 2022
    Do not give this company your personal…

    Do not give this company your personal information. I missed the part where they sell your phone number/information. I thought this was a secure, legitimate company to help people get loans. After a google search I made sure I was on the official, secure website. I don’t have any reason to believe they would not have tossed my social security number out in the open, after this fact. Of course it was mostly my fault, but seriously don’t fall for it.


  • author
    Jun 17, 2022
    Asked for extremely personal…

    Asked for extremely personal information and then redirected me to several different sites. Do not use this site!


  • author
    Tim Daniel
    Feb 13, 2022
    5K Funds is a Scam

    5K Funds is a Scam. I applied for a loan online and paid for a credit report. A short time later I was asked to pay a second time for a credit report. No loan was addressed.


  • author
    G J
    Jul 22, 2021
    Provided sensitive information

    Provided sensitive information, only to continuously be redirected to third party lenders. Never received a loan. My information is still out there. Not right.


  • author
    May 29, 2021
    So far its been like 7 months and Ive…

    So far its been like 7 months and Ive ReAPPLIED for like a zillion loans even for as low as $200 and NEVER a penny ??? Really 5K ? And yet they STILL BLOW up my Cell with BOGUS text messages SAYING THAT Ive BEEN APPROVED and oH Congratulations and just click here to RELEASE your $ funds to your account Immediately! Texts and Emails STILL all the time and NO MONEY ever So I have to ask , WHAT THE HELL ?


  • author
    Jannette Cruz
    Nov 15, 2019
    Excellent service!

    Excellent service! The money was in my account the same day I applied and I was able to renovate my kitchen. 100% Recommended!!!


  • author
    Nov 06, 2019
    Super fast and trusted!

    Wow! Thanks to this quick loan I was able to pay my credit card on time! Money in my account in less than 8 hours.


  • author
    Sandra Teller
    Nov 05, 2019
    I was able to get the funds I needed…

    I was able to get the funds I needed for car repair within pretty much the same day I applied for a loan. Super fast! Definitely recommend to the ones who need funds fast.


  • author
    Aug 08, 2019
    They do nothing but we'll your data…

    They do nothing but we'll your data once they have it you Get redirects for days all with 3rd party fee crooks .don't give them any data .


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