5kfunds Review

ByCaroline BentonDec. 31, 2020

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In a Nutshell

5kfunds has an extensive network of lenders that ensures competitive rates. Additionally, you won't pay a cent until your loan is approved. If you choose to borrow with 5kfunds, you can fund auto purchases and other expenses of up to $35,000 quickly and easily.


  • Select from a network of around 100 lenders
  • Quick and easy application process


  • $35,000 loan maximum
  • The 5kfunds website lacks detailed information


5kfunds at a Glance

5kfunds connects borrowers to an extensive network of lenders. Better still, the customer does not have to pay a cent until their loan is approved. This service offers an easy way to fund auto purchases and other expenses of up to $35,000 while avoiding the red tape of traditional lenders such as banks. Pre-qualification is easy: just fill out a simple online form, and 5kfunds will put you in the fast lane for a personal loan.

5kfunds Features

5kfunds is not a direct lender, but its partners offer a range of loan amounts with varying interest rates. The competition between the various lenders translates to favorable terms for the customer.

Features include:

  • A network of 100 reputable loan providers
  • Competitive interest rates
  • US-based customer support
  • Matching with an online lender within minutes
  • Superior customer support
  • Commitment to protecting customer information

Application Process

The application process is fast and requires you to input basic information, including personal and financial details. Once you have completed the form, 5kfunds matches you with available lenders based on your financial circumstances. 5kfunds pre-qualifies you for a loan, but the final terms and conditions are negotiated and finalized directly with the lender. 5kfunds does not require a credit check, although the lender might make this a requirement for final loan approval. From start to finish, the application process can take less than 10 minutes, and funds can be approved once you agree on terms with your chosen loan provider.

Loan Types and Terms

5kfunds is essentially a marketplace for lenders. Therefore it does not offer loans directly to customers. Partnering lenders all offer personal loans, depending on your circumstances, and attempt to provide the quickest and most cost-effective way of financing your car purchase.

Repayment Options

The various lenders offer loans ranging from less than $1,000 to as much as $35,000. Most lenders offer a repayment period of between two and 72 months, but clients choose terms that are specific to their needs. The quoted rates are an estimate, and individual loan providers may present slightly different terms in the negotiation stage.

How Safe Is It?

5kfunds uses industry-accepted protections and secure servers to protect all of its customers’ personal details. All data entered into its system is encrypted using the same security protocols employed by banks. The company has a thorough and transparent privacy policy, which is outlined on the website. Note that 5kfunds might distribute some of your details to partnering lenders and service providers.

Help & Support

5kfunds’ helpful customer service representatives can be reached by telephone during weekday business hours or by email 24 hours, seven days a week. The company’s website also has a short FAQ page to answer basic lending questions.



What makes 5kfunds stand out from other lending platforms is the amount of choice it offers borrowers and the fact that it takes only minutes to pre-qualify for a loan. If you need $35,000 or less to pay off a car purchase and don’t want to waste time with complex applications and credit checks, then 5kfunds is a good option. Lastly, because the application process is free, borrowers are under no obligation to complete the process.

Physical Address

DV Marketing, Inc. 

759 Bloomfield Ave. #244

West Caldwell, NJ 07006

5KFUNDS customer testimonials

GreatReviews 4
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  • author
    Jannette Cruz
    Nov 15, 2019
    Excellent service!

    Excellent service! The money was in my account the same day I applied and I was able to renovate my kitchen. 100% Recommended!!!


  • author
    Nov 06, 2019
    Super fast and trusted!

    Wow! Thanks to this quick loan I was able to pay my credit card on time! Money in my account in less than 8 hours.


  • author
    Sandra Teller
    Nov 05, 2019
    I was able to get the funds I needed…

    I was able to get the funds I needed for car repair within pretty much the same day I applied for a loan. Super fast! Definitely recommend to the ones who need funds fast.


  • author
    Aug 08, 2019
    They do nothing but we'll your data…

    They do nothing but we'll your data once they have it you Get redirects for days all with 3rd party fee crooks .don't give them any data .