We earn commissions from brands listed on this site, which influences how listings are presented.
Last updatedJuly 2025
 Online Banking
Online Banking
Savings Accounts
Savings Accounts
Checking Accounts
Checking Accounts
Business Checking
Business Checking
1
sofi-checking-savings logo image
8.6
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.7
Features & Benefits
Based on our editorial reviews
9.6

SoFi® Checking & Savings

Checking & savings combined into one account
Earn 7x the national checking rate
Grow your money with 0.50% APY on your checking balances
Earn up to $300 with qualifying direct deposit, terms apply.
No account fees or balance minimums
Member FDIC ; up to $3M of additional FDIC insurance

45,269 peoplevisited this site this month

VISIT SITE
Read Review
2
pnc-bank logo image
8.4
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.7
Features & Benefits
Based on our editorial reviews
9.0

PNC Bank

Virtual Wallet®
Earn up to $400, conditions apply
$0 minimum deposit to open
Approx. 60K fee-free PNC and partner ATMs
Read Review
3
discover-cashback-debit-checking logo image
8.6
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.8
Features & Benefits
Based on our editorial reviews
9.6

Discover® Cashback Debit Checking

Zero fees and cashback rewards
1% cash back on debit purchases. See website for details
No. Fees. Period.
Get paid early with direct deposit
Fee-free overdraft protection transfer service
Read Review
4
bank-of-america-advantage-banking logo image
8.0
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
8.0
Features & Benefits
Based on our editorial reviews
8.8

Bank of America Advantage Banking

Advantage Banking gives you the flexibility you deserve
Easy-to-use mobile app
Thousands of ATMs and financial centers available
Wide range of money management tools
Read Review
5
chime logo image
8.7
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.8
Features & Benefits
Based on our editorial reviews
10.0

Chime®

Safe, secure & trusted by millions
Millions of users
Millions of users
No monthly fees or minimums
Get paid up to 2 days earlyˆ with direct deposit
Fee-Free Overdraft up to $200* with SpotMe®
Up to 3.75% APY with no minimum balance to earn†
Read Review
6
onepay-cash logo image
8.5
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.4
Features & Benefits
Based on our editorial reviews
9.6

OnePay Cash

Banking app & debit card with no monthly fees
Limited Time. Earn up to $300 cash back with direct deposits.¹ Terms Apply
Earn up to 3.75% APY on Savings²
Earn 3% cash back at Walmart on up to $150 spent per month, with eligible deposits³
Read Review
7
varo-bank logo image
8.3
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.3
Features & Benefits
Based on our editorial reviews
8.8

Varo Bank

Zero monthly fees for checking & savings¹
Get paid up to 2 days early with direct deposit²
Automatic savings options available
Earn 2.50% APY & qualify to earn up to 5.00% APY¹
Read Review

273,176 users

chose an account with BestMoney this month

Site Proof Icon
BestMoney Total Score
Our product scores consist of a combination of the following 3 components:
Popularity
BestMoney measures user engagement based on the number of clicks each listed brand received in the past 7 days. The number of clicks to each brand will be measured against other brands listed in the same query. Therefore, the higher the share of clicks a brand receives in any specific query, the higher the Click Trend Score. BestMoney accepts advertising compensation from companies, which impacts their (and/or their products’) position, and in some cases, may also affect their Click Trend Score.
Brand Reputation
Semrush is a trusted and comprehensive tool that offers insights about online visibility and performance. The BestMoney Total Score will consist of the brand's reputation from Semrush. The brand reputation is based on Semrush's analysis of clickstream data, which includes user behavior, search patterns, and engagement, to accurately measure each brand's prominence, credibility, and trustworthiness. If a brand does not have a Semrush score, the BestMoney Total Score will be based solely on the Click Trend Score and Products & Features Score (read below).
Features & Benefits
BestMoney’s editorial team researches and reviews financial products based on factors such as: range of products and services offered, ease-of-use, online accessibility, customer service, special awards, and more. Each brand is then given a score based on the offerings in each parameter. The specific parameters which we use to evaluate the score of each product can be found on its review page.
Editorial Reviews
SoFi® Checking & Savings
SoFi® Checking & Savings
Read Review
View all reviews

Our Top Choice

Most Popular On BestMoney
sofi-checking-savings logo image
8.6
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.7
Features & Benefits
Based on our editorial reviews
9.6

SoFi® Checking & Savings

Checking & savings combined into one account
Earn 7x the national checking rate
Grow your money with 0.50% APY on your checking balances
Earn up to $300 with qualifying direct deposit, terms apply.
No account fees or balance minimums
Member FDIC ; up to $3M of additional FDIC insurance

45,269 peoplevisited this site this month

VISIT SITE
Read Review