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Last updatedMay 2026
 Online Banking
Online Banking
Savings Accounts
Savings Accounts
Checking Accounts
Checking Accounts
Business Checking
Business Checking
1
SoFi® Checking & Savings
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Earn 7x the national checking rate¹Earn 7x the national checking rate¹
Checking & savings combined into one account
  • Grow your money with 0.50% APY² on your checking balances
  • Earn $50 or $400 with qualifying direct deposit, terms apply³
  • No account fees or balance minimums⁴
  • Member FDIC ; up to $3M of additional FDIC insurance on deposits
8.6
BestMoneyscore
2
PNC Bank
Virtual Wallet® with Performance Select
  • Earn $400, conditions apply
  • Open an account online, no minimum deposit
  • Approx. 60K fee-free PNC and partner ATMs
8.6
BestMoneyscore
3
Millions of usersMillions of users
Safe, secure & trusted by millions
  • Get up to $350 with a new Chime checking account*
  • Get paid up to 2 days earlyˆ with direct deposit
  • Fee-Free Overdraft up to $200* with SpotMe®
  • No monthly fees or minimums
8.7
BestMoneyscore
4
Varo; Member FDIC
Zero monthly fees for checking & savings¹
  • Get paid up to 2 days early with direct deposit²
  • Automatic savings options available
  • Earn 2.50% APY & qualify to earn up to 5.00% APY¹
8.6
BestMoneyscore
5
Bank of America Advantage Banking
Advantage Banking gives you the flexibility you deserve
  • Cash offer up to $500. Click 'Learn more' for details.
  • Peace of mind with $0 Liability Guarantee
  • Bank of America, N.A. Member FDIC
8.0
BestMoneyscore
6
OnePay Cash
Banking app, no monthly fees, secured credit card with reward offers
  • Earn up to 3.35% APY on Savings¹
  • Earn 3% cash back on Walmart, gas, or dining on up to $150 spent per month, with eligible deposits²
  • Build credit with every swipe with Builder Card⁶
8.5
BestMoneyscore

223,638 users

chose an account with BestMoney this month

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BestMoney Total Score
Our product scores consist of a combination of the following 3 components:
Popularity
BestMoney measures user engagement based on the number of clicks each listed brand received in the past 7 days. The number of clicks to each brand will be measured against other brands listed in the same query. Therefore, the higher the share of clicks a brand receives in any specific query, the higher the Click Trend Score. BestMoney accepts advertising compensation from companies, which impacts their (and/or their products’) position, and in some cases, may also affect their Click Trend Score.
Brand Reputation
Semrush is a trusted and comprehensive tool that offers insights about online visibility and performance. The BestMoney Total Score will consist of the brand's reputation from Semrush. The brand reputation is based on Semrush's analysis of clickstream data, which includes user behavior, search patterns, and engagement, to accurately measure each brand's prominence, credibility, and trustworthiness. If a brand does not have a Semrush score, the BestMoney Total Score will be based solely on the Click Trend Score and Products & Features Score (read below).
Features & Benefits
BestMoney’s editorial team researches and reviews financial products based on factors such as: range of products and services offered, ease-of-use, online accessibility, customer service, special awards, and more. Each brand is then given a score based on the offerings in each parameter. The specific parameters which we use to evaluate the score of each product can be found on its review page.
Editorial Reviews
SoFi® Checking & Savings
SoFi® Checking & Savings
Read Review
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Our Top Choice
Most Popular On BestMoney
SoFi® Checking & Savings
Earn 7x the national checking rate¹Earn 7x the national checking rate¹
Checking & savings combined into one account
  • Grow your money with 0.50% APY² on your checking balances
  • Earn $50 or $400 with qualifying direct deposit, terms apply³
  • No account fees or balance minimums⁴
  • Member FDIC ; up to $3M of additional FDIC insurance on deposits
8.6
BestMoneyscore