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Last updatedFebruary 2025
 Online Banking
Online Banking
Savings Accounts
Savings Accounts
Checking Accounts
Checking Accounts
Business Checking
Business Checking
1
sofi-checking-savings logo image
8.6
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.7
Features & Benefits
Based on our editorial reviews
9.6

SoFi Checking & Savings

The savings account to reach your financial goals
Earn 7x the national checking rate
No fees or minimum balances
Earn up to $300 with direct deposit. Terms apply.
Automatically save money with Vaults

42,123 peoplevisited this site this month

VISIT SITE
Read Review
2
pnc-bank logo image
8.4
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.7
Features & Benefits
Based on our editorial reviews
9.0

PNC Bank

Virtual Wallet®
Earn up to $400, conditions apply
$0 minimum deposit to open
Approx. 60K fee-free PNC and partner ATMs
Read Review
3
discover-cashback-debit-checking logo image
8.6
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.8
Features & Benefits
Based on our editorial reviews
9.6

Discover® Cashback Debit Checking

Zero fees and cashback rewards
1% cash back on debit purchases. See website for details
No. Fees. Period.
Get paid early with direct deposit
Fee-free overdraft protection transfer service
Read Review
4
chime logo image
8.7
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.6
Features & Benefits
Based on our editorial reviews
10.0

Chime®

Safe, secure & trusted by millions
Millions of users
Millions of users
No monthly fees or minimums
Get paid up to 2 days earlyˆ with direct deposit
Fee-Free Overdraft up to $200* with SpotMe®
2.00% APY with $0.01 min to earn⁺
Read Review
5
one-cash logo image
8.5
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.4
Features & Benefits
Based on our editorial reviews
9.6

One Cash

Banking app & debit card with reward offers
No monthly fees, no minimum balance
Earn 3% cash back at Walmart, up to $50 a year, with eligible deposits²
Get paid up to 2 days early with direct deposit⁴
Read Review
6
varo-bank logo image
8.3
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.2
Features & Benefits
Based on our editorial reviews
8.8

Varo Bank

Zero monthly fees for checking & savings¹
Get paid up to 2 days early with direct deposit²
Automatic savings options available
Earn 2.50% APY & qualify to earn up to 5.00% APY¹
Read Review
7
upgrade-rewards-checking-plus logo image
8.4
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.4
Features & Benefits
Based on our editorial reviews
9.2

Upgrade Rewards Checking Plus

Get more value with a better banking experience
Earn up to 2% cashback on debit card purchases
No minimum balances or account fees
Free mobile app for Android and iOS devices
Read Review

232,272 users

chose an account with BestMoney this month

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BestMoney Total Score
Our product scores consist of a combination of the following 3 components:
Popularity
BestMoney measures user engagement based on the number of clicks each listed brand received in the past 7 days. The number of clicks to each brand will be measured against other brands listed in the same query. Therefore, the higher the share of clicks a brand receives in any specific query, the higher the Click Trend Score. BestMoney accepts advertising compensation from companies, which impacts their (and/or their products’) position, and in some cases, may also affect their Click Trend Score.
Brand Reputation
Semrush is a trusted and comprehensive tool that offers insights about online visibility and performance. The BestMoney Total Score will consist of the brand's reputation from Semrush. The brand reputation is based on Semrush's analysis of clickstream data, which includes user behavior, search patterns, and engagement, to accurately measure each brand's prominence, credibility, and trustworthiness. If a brand does not have a Semrush score, the BestMoney Total Score will be based solely on the Click Trend Score and Products & Features Score (read below).
Features & Benefits
BestMoney’s editorial team researches and reviews financial products based on factors such as: range of products and services offered, ease-of-use, online accessibility, customer service, special awards, and more. Each brand is then given a score based on the offerings in each parameter. The specific parameters which we use to evaluate the score of each product can be found on its review page.
Editorial Reviews
SoFi Checking & Savings
SoFi Checking & Savings
Read Review
View all reviews

Our Top Choice

Most Popular On BestMoney
sofi-checking-savings logo image
8.6
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.7
Features & Benefits
Based on our editorial reviews
9.6

SoFi Checking & Savings

The savings account to reach your financial goals
Earn 7x the national checking rate
No fees or minimum balances
Earn up to $300 with direct deposit. Terms apply.
Automatically save money with Vaults

42,123 peoplevisited this site this month

VISIT SITE
Read Review