Online Banking
Savings Accounts
Checking Accounts
Business Checking
1
8.6
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.6
SoFi® Checking & Savings
Checking & savings combined into one account
Earn 7x the national checking rate
Grow your money with 0.50% APY on your checking balances
Earn up to $300 with qualifying direct deposit, terms apply.
No account fees or balance minimums
49,651 peoplevisited this site this month
2
8.7
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.7
Chime®
Safe, secure & trusted by millions
Millions of users
No monthly fees or minimums
Get paid up to 2 days earlyˆ with direct deposit
Fee-Free Overdraft up to $200* with SpotMe®
2.00% APY with $0.01 min to earn⁺
3
8.6
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.8
Discover® Cashback Debit Checking
Zero fees and cashback rewards
1% cash back on debit purchases. See website for details
No. Fees. Period.
Get paid early with direct deposit
Fee-free overdraft protection transfer service
4
8.5
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.4
OnePay Cash
Banking app & debit card with reward offers
Earn up to 3.75% APY on Savings¹
Earn 3% cash back at Walmart on up to $150 spent per month, with eligible deposits²
No monthly fees, no minimum balance
5
8.4
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.3
Upgrade Rewards Checking Plus
Get more value with a better banking experience
Earn up to 2% cashback on debit card purchases
No minimum balances or account fees
Free mobile app for Android and iOS devices
273,159 users
chose an account with BestMoney this month
BestMoney Total Score
Our product scores consist of a combination of the following 3 components:
Popularity
BestMoney measures user engagement based on the number of clicks each listed brand received in the past 7 days. The number of clicks to each brand will be measured against other brands listed in the same query. Therefore, the higher the share of clicks a brand receives in any specific query, the higher the Click Trend Score. BestMoney accepts advertising compensation from companies, which impacts their (and/or their products’) position, and in some cases, may also affect their Click Trend Score.
Brand Reputation
Semrush is a trusted and comprehensive tool that offers insights about online visibility and performance. The BestMoney Total Score will consist of the brand's reputation from Semrush. The brand reputation is based on Semrush's analysis of clickstream data, which includes user behavior, search patterns, and engagement, to accurately measure each brand's prominence, credibility, and trustworthiness. If a brand does not have a Semrush score, the BestMoney Total Score will be based solely on the Click Trend Score and Products & Features Score (read below).
Features & Benefits
BestMoney’s editorial team researches and reviews financial products based on factors such as: range of products and services offered, ease-of-use, online accessibility, customer service, special awards, and more. Each brand is then given a score based on the offerings in each parameter. The specific parameters which we use to evaluate the score of each product can be found on its review page.
Our Top Choice
Most Popular On BestMoney
8.6
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.6
SoFi® Checking & Savings
Checking & savings combined into one account
Earn 7x the national checking rate
Grow your money with 0.50% APY on your checking balances
Earn up to $300 with qualifying direct deposit, terms apply.
No account fees or balance minimums
49,651 peoplevisited this site this month