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Coming Soon

Reviews 297
Kale Havervold
Aug. 28, 2025
1 min read
Kale Havervold
Discover® Cashback Debit Checking Summary

Pros

  • 1% cash back on debit purchases. See website for details
  • No fees
  • Comprehensive fraud protection

Cons

  • Only one physical branch location
  • No interest paid on the checking account

Discover® Cashback Debit Checking at a glance

10
Editorial score

Fees

No monthly fees
10.0

Security

FDIC insured (directly), SSL/AES encryption and supports 2 factor authentication
10.0

Customer Service

Discover has 24/7 phone customer service along with secure messaging; has a dedicated fraud team
10.0

Online and Mobile Experience

Excellent site, highly-rated mobile app; app is 4.9 out of 5 in the app store and 4.5 out of 5 on Google Play
10.0

Features and Benefits

Rewards on up to $3,000 in debit card purchases each month, early direct deposit, fee-free overdraft coverage, 60,000 fee-free ATMs
10.0

Coming Soon

Kale Havervold
Written by
Kale Havervold
Kale Havervold is a personal finance writer at BestMoney.com, specializing in business and personal loans. He has contributed to Yahoo, Hardbacon, and Loans Canada. Kale’s easy-to-digest, research-driven articles reflect his passion for helping readers make informed financial decisions.

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Trustpilot reviews
See what some customers are saying about Discover® Cashback Debit Checking
Bad • Reviews 297
on
Excellent
16%
Great
2%
Average
1%
Poor
3%
Bad
78%
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