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Currencyflow Money Transfer Review

Bestmoney Staff
Jun. 26, 2025
3 min read
BestMoney Staff
Currencyflow Summary
Currencyflow is a UK-based money transfer service launched in May 2025, offering personalized international money transfers for individuals and businesses. With over 30 years of experience in foreign exchange, Currencyflow delivers a secure, efficient, and customer-focused solution for cross-border transactions.

Pros

  • No transfer fees for international transactions
  • Supports over 100 countries in 35+ currencies
  • Dedicated account managers for personalized support

Cons

  • Exchange rates include a markup, varying by transaction
  • Limited online reviews due to recent launch

Currencyflow at a glance

7.2
Editorial score

Fees?

No transfer fees
10.0

Transfer time

Within 2 working days
6.0

Customer service

Help from an agent over the phone or through live chat available
8.0

Security

Regulated and encrypted secure transfers
8.0

Online and mobile experience

Basic site; no app
4.0

Currencyflow Fees and Rates

Currencyflow sets itself apart by eliminating traditional transfer fees for sending money internationally. Instead of charging upfront service costs, it incorporates a transparent markup into its exchange rates. These markups typically range between 0.2% to 1.5%, depending on transaction size and the currencies involved. This model allows users to avoid flat-rate or hidden fees, offering more predictability and transparency in overall costs.

There is no maximum transfer amount, making the platform ideal for large transactions such as real estate purchases, business payments, or cross-border investments. Currencyflow supports over 35 currencies and 100+ destination countries, offering flexibility for both personal and business needs.

Overall, the pricing model suits users looking for competitive exchange rates with no surprise charges, and it’s especially appealing to those transferring large amounts who want fee consistency and clarity.

How Does It Work?

Currencyflow’s process is designed to be simple, secure, and highly personalized. Clients begin by requesting a free, personalized quote. Once the quote is accepted, they are guided by a dedicated account manager through each step of setting up and processing the transfer.

The steps typically include:

  1. Request a Quote – Clients can receive tailored exchange rate quotes either online or through an account manager.
  2. Open an Account – Verification of identity and proof of address is completed, often within one business day.
  3. Deposit Funds – Clients send their money to a secure, segregated client account.
  4. Execute the Transfer – Currencyflow converts the funds and processes the payment to the designated recipient.

This hands-on approach ensures a guided experience for users, with expert help to manage large or complex transfers, currency pairings, or time-sensitive transactions.

How Long Does It Take?

Transfer times vary based on the currency and destination country. For major currencies such as USD, GBP, and EUR, transfers are typically completed on the same business day once funds are received. For other currencies or less common routes, delivery usually occurs within one to two working days.

The onboarding process, including verification and account setup, is usually finalized within 24 hours. This makes Currencyflow efficient for users who need both speed and accuracy when moving funds internationally.

Currencyflow Top Highlights

  • Transfer Up to Any Amount – No maximum transfer limit.
  • No Transfer Fees Charged – Transparent pricing with exchange rate markup only.
  • Over 35 Currencies Supported – Major and emerging market currencies available.
  • Same-Day Transfers Available – Speedy delivery for popular currency routes.
  • Dedicated Account Managers – Personalized guidance for each user.
  • FCA-Regulated Fund Protection – Safeguarded client funds and compliance.

Customer Support

Currencyflow offers personalized and accessible support through several channels. Each client is assigned a dedicated account manager who provides direct assistance with quotes, transfers, and documentation.

Support is available:

By Phone: +44 (0) 20 3051 2798 or +44 (0) 330 043 2195

By Email: hello@currencyflow.com

Via WhatsApp: Messaging support with assigned specialists

Operating hours are Monday to Friday, 8:00 AM to 8:00 PM UK time. The combination of multi-channel communication and extended hours ensures users receive timely help.

Privacy and Security

Currencyflow emphasizes regulatory compliance and data security. The service is powered by Sciopay Ltd, an FCA-authorized payment institution, which means all client funds are safeguarded in regulated, segregated accounts.

Security features include:

  • Two-factor authentication for account access
  • Encrypted communications and data handling
  • Clear compliance with UK financial regulations

These safeguards are designed to protect users' funds and sensitive personal information, helping to build trust in the platform.

Bottom Line

Currencyflow provides a streamlined, secure, and personalized solution for international money transfers. With no transfer fees, broad currency support, and access to expert guidance, it serves both individual and business users well—particularly those making high-value transactions. The platform’s regulatory compliance and client-focused service model make it a reliable choice for moving money across borders.

Methodology

This review was created using information from the company’s official website, user reviews, and third-party resources. Evaluation included customer service experience, security standards, and product transparency.

Having explored the features and benefits of this product, you might be curious about how it stacks up against its competitors. We encourage you to visit our comprehensive comparison chart for a broader perspective. This chart offers a detailed juxtaposition of this product with other leading brands, highlighting differences in features, pricing, and customer ratings. It’s an invaluable resource for contrasting your options and making an informed decision that best suits your needs. Don’t miss out – take a moment now to view our comparison chart and see how your chosen product compares in the wider market.

Disclaimer:

AI was used in the creation of this content, along with human validation and proofreading.


BestMoney Staff
Written by
Bestmoney Staff
The BestMoney.com editorial team is composed of writers and experts covering a full range of financial services. Our mission is to simplify the process of selecting the right provider for every need, leveraging our extensive industry knowledge to deliver clear, reliable advice.
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