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Sable Credit Card Review

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Reviews 77

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Michael Graw
Michael Graw
Apr. 24, 20224 min read

Sable Bank Account And Debit Mastercard® summary

Sable is an online bank founded in 2019 to provide banking and credit services to international residents in the US. Sable has two secured cards that you can qualify for without a credit history or social security number. The cards don’t have an annual fee and you can earn 1%-2% cashback on qualifying purchases. Sable reports payments to the major credit agencies monthly, helping cardholders build credit over time.

Pros

  • Social security number not required
  • No annual fee
  • Earn 1% - 2% cashback

Cons

  • Account only accessible from the mobile app
  • Must deposit funds before you can spend
Sable Bank Account And Debit Mastercard®at a glance
4.4

Editorial score

Fees

No fees

5.0

Eligibility (credit score)

Accepts all credit types

5.0

Security

FDIC insured, SSL/AES encryption and supports 2 factor and biometric authentication

5.0

Customer service

Multiple ways of communication, hours not listed

3.0

Online experience

User friendly site and app with detailed FAQs

4.0

Sable Bank Account And Debit Mastercard® Sable Bank Account And Debit Mastercard® Visit Sable

Overview

Sable is an online bank that helps people without credit or social security numbers—like international citizens living in the US on a visa—build credit. You can apply for a Sable Bank Account and Debit Mastercard® or the Secured Sable ONE Credit Card with just a passport, visa, and US address. Both cards have no annual fees, no foreign transaction fees, and offer 1%-2% cashback on purchases.

Suitable For?

The Sable Bank Account and Debit Mastercard® and the Secured Sable ONE Credit Card are most suitable for US citizens with no credit history or international citizens living in the US. You can apply for either card without a social security number or credit score, and Sable will help you build your credit over time by reporting your monthly payments to the major US credit bureaus. The Sable credit cards have no annual fee and offer a rewards program.

One thing to note is that you can only manage your Sable account via the mobile app, which is available for iOS and Android. So, you need to be comfortable making payments and monitoring your account on your smartphone to use these cards.

Interest Rates and Fees 

The Sable Bank Account and Debit Mastercard® has no annual fees, no foreign transaction fees and 0% APR.

The Secured Sable ONE Credit Card has no annual fees and no foreign transaction fees. The card carries an APR of 6.99% above the prime interest rate. 

Both cards are secure, meaning that you must deposit funds into a reserve account to establish your credit limit. These funds serve as a security deposit only. To pay off your monthly balance, you’ll need to deposit funds into a Sable bank account and make a payment from there.


Card TypeAnnual FeeForeign Transaction FeeAPR
Sable Bank Account and Debit Mastercard®NoneNoneNone
Secured Sable ONE Credit CardNoneNonePrime + 6.99%

Rewards & Cashback

The Sable Bank Account and Debit Mastercard® offers 1% cashback on purchases at Amazon, Netflix, Spotify, Hulu, Uber, Uber Eats, and Whole Foods. It also offers $25 when you build your credit score to 700+ within the first 12 months.

The Secured Sable ONE Credit Card offers 2% cashback on purchases at Amazon, Netflix, Spotify, Hulu, Uber, Uber Eats, and Whole Foods. All other purchases qualify for 1% cashback.

The Application Process

You can apply for both cards through the Sable mobile app. Download the app for free from Google Play or the Apple App Store and tap ‘Open an Account.’ You’ll need to enter your name, email, phone number, and address. US citizens can enter a social security number, while non-citizens must take a photo of their passport and US visa. The verification process usually takes under 1 minute, although it can take up to 3 days if you upload an I-94 document instead of a visa.

Once your account is approved, you’ll be issued a virtual card that you can start using right away with Google Pay and Apple Pay and for online purchases. Your physical card typically takes 8–10 business days to arrive.

Help & Support

Sable offers customer support by phone and email, although support hours aren’t listed on the website. We also weren’t able to get through to a representative when we tried calling. However, Sable’s website has a detailed FAQs page that explains the application and monthly billing processes.

Security

Sable provides transaction notifications through the mobile app, so you can easily keep track of when your card is being used. If you lose your card or suspect fraudulent activity, you can lock your physical or virtual cards at any time through the Sable app. In addition, you’re never responsible for fraudulent purchases made on your card. The app itself is password-protected and secured with SSL encryption.

FAQ

What documents do I need to apply for a Sable card?

US citizens can apply for either Sable card with just a social security number. Non-citizens will need to take a photo of their passport and visa or I-94 document.

What is the credit limit for Sable cards?

Both Sable cards are secured cards, so your credit limit is determined by the value of funds you set aside in a reserved account. To increase your credit limit, simply deposit more funds into the reserved account.

Are Sable cards compatible with Apple Pay?

Yes, both cards can be used with Apple Pay and Google Pay.

Conclusion

Sable offers two secured cards (one debit card and one credit card) that enables anyone without a credit history or social security number to begin building credit. Each month, Sable reports your payments to the major credit bureaus. The card doesn’t have an annual fee and offers 1%-2% cashback on purchases.

Sable Bank Account And Debit Mastercard® Sable Bank Account And Debit Mastercard® Visit Sable

Methodology

This review was completed using information from the Sable website.


Michael Graw
Written byMichael Graw

Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

Sable Bank Account And Debit Mastercard®
Sable Bank Account And Debit Mastercard®
PoorReviews 77
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  • author
    Amelia
    Jul 08, 2022
    I love this bank!

    I love this bank! Have been using it for a while now and hadn’t had any issues. I especially love the cashback benefits, the rewards section is great. I am also able conveniently to send transfers abroad, it’s low fees and fast. It’s the first account I opened once I arrived in the US, smooth onboarding process!

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  • author
    Kevin Whitman
    Jan 01, 1970
    Absolutely awful

    Absolutely awful! Sable has non-existent “customer service” and doesn’t care if there’s an error on your account. They ignore emails for weeks and refuse to allow anyone to speak to a supervisor. If you’re having similar issues, please reach out to the CFPB so Sable is shut down.

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  • author
    blvedragon
    Sep 16, 2022
    Sable is an Identity Theft ENABLER

    I was trusting of their very detailed webpage that I submitted photos of my Passport and EB3 visa foil page only to know that my application is denied. Who knows if they made a fake visa foil for somebody using my visa information? I am but one legal immigrant compared to those thousands of illegals who want to be in the United States.

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  • author
    Derek K
    Sep 14, 2022
    Terrible company

    Terrible company. Someone at Sable opened a card in my name. I told them it wasn't me. They closed it but when I requested a copy of the application, they hid behind the Fair Credit Reporting Act saying that I needed a Subpoena and a police report. Why would I waste the police's time for a report? All I wanted was a copy of the application. Appears to me that they opened an account without my consent and they don't have an application so now they are scrambling similar to what Wells Fargo did to their customers.

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  • author
    Zach
    Sep 12, 2022
    Worst experience I’ve ever had

    Worst experience I’ve ever had. Customer service is non existent. For the love of god please go with another company

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  • author
    CN
    Sep 09, 2022
    Seven weeks later...still no cards

    Seven weeks later...still no cards. Their excuse? They are experiencing delays with their card producer. The obvious question... How long before I could anticipate receiving a card, I don't need an exact date, just wondering if it will be weeks, months, years? Their answer "we are not able to provide an estimated time". Now customer support chat has gone completely dark. If they can't even handle the most basic business functions like getting a card mailed out, how could I ever trust them to handle my money? I can't. I've sent multiple messages now asking them to close the account. We'll see how this goes or if I have to file complaints with the state Attorney General.

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  • author
    Chelda Bellis
    Sep 09, 2022
    There are better options

    Sable is a horrible representation of digital banking. Do not use this company to build credit, there are better options. They do not answer calls, emails are answered 2 - 5 days. They will lock your account without a reason, they pick which accounts to send their physical credit cards to with no guidelines. It is trash.

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  • author
    Wendy Wilber
    Sep 07, 2022
    I was really liking my sable account

    I was really liking my sable account, it’s convenient, easy to manage, easy to pay the secured card and payments avail right away…but I have rewards which I try to redeem, and I get an error message. I report it and either don’t get a response or they say it’s being worked on..it’s been over 2 months now. I’d really like a real response. I was told that the rewards would be on my next statement, that didn’t happen either. It’s extremely frustrating that I can’t speak to anyone live, I have tried, phone and chat, Nobody answered and nobody called back, and nobody responded while I tried to chat. I’ve sent emails, I’ve done everything I can think of to try to get answers, the redemption button worked the couple of times I used it, then suddenly it just stopped. 🫤if really like to know what is wrong.

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  • author
    Ashley Leandra
    Sep 06, 2022
    This is the WORST bank

    This is the WORST bank ! First of all, their customer service is non existent. I've been calling for weeks and no one ever picked up the phone. I received an international wire transfer over 6 business days ago and they are requiring proof of address and a copy of the wire transfer from the sender like what the hell? They want to "make sure" the wire transfer I received was really for me. This is absolutely the WORST bank in history and I wish/hope there is a way I can sue them. I still didn't receive my money and there is no way I can contact them. They don't pick up the phone and no one is available for a live chat. COMPLETE SCAM someone close this bank.

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  • author
    Mission Island
    Sep 02, 2022
    Sable is a FRAUD !!

    Sable stole all of my money, and locked my credit cards for no reason. After I received the cards, I transferred money from my bank to their cards, they immediately stole all my money..DO NOT sign up for this fake gimmick.

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  • author
    Estelle Crayton
    Sep 01, 2022
    I've had my account since the end of…

    I've had my account since the end of last year always paid on time and most of the time in full. Never had a problem was able to lock and unlocked my cards as needed. Since I have been on the road to unsecured that's when the problem started last month. My account was locked for about a week with no explanation as to why. My direct deposit pension was returned therefore causing me not to have a deposit for July so I had to start over. This month is the 1st I deposited money into my account and transferred to credit account and now my account is blocked again. This company is purposely trying to stop my account from becoming unsecured. I'm NOT going back and forth with them I'm filing a complaint with CFPB.gov for an explanation from them as to why all of a sudden I'm having problems with my account and it's being blocked when every month since the account has been opened it's showing in good standing and 100% on my credit file until now.

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  • author
    Galeer
    Aug 30, 2022
    Sable they are f****** bad they are…

    Sable they are f****** bad they are scammer they hire Indian scammers and they use your credit and your money and they are very very bad don't apply cancel them 100% they are scammers don't trust them they they Outsource and pay the people who work for them little money I know someone and they treat really bad so that's why their customer service is a s*** f****** s***

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  • author
    Rico C “ Atlanta GA”
    Aug 27, 2022
    This is a fraudulent company

    This is a fraudulent company, they will ruin your credit. False advertising, They have the worst customer service. Give you the runaround, steal your money.

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  • author
    Alfred Baker
    Aug 21, 2022
    Company allowed someone to open an…

    Company allowed someone to open an account using my Name, DOB and SSN and allowed the person to change the address. I have a fraud alert and a credit freeze thru all 3 bureaus, yet these crooks went ahead and created an account for this person who committed identity theft.

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  • author
    Eugene
    Aug 17, 2022
    Do not bother. Hassle to use, poor support, not as advertised.

    It is a mobile-only app with no web access, no support except email with 24 hrs turnaround time, confusing FAQs that describe features not present in the app etc. Severely immature product that for me personally was too painful to use. You cannot move money except Zelle that works only 50% of time, wire transfers -- they will force you to put proof of address, share your ID and will charge $3 for each incoming and $5 for outgoing transfer. And it is SLOOOWWWW. As a tool to build your credit score, as for someone who moved from overseas it is quite useless. They did not report the account to the agencies for about 3 months after opening the secured card and whatever they reported -- I could not clearly see it on file. The path to unsecured is like jumping through hoops -- number of transactions, their volume, direct ETF from your employer. I.e. you are forced to have your salary to come to Sable that was pretty much a deal breaker for me on top of all other inconveniences and very poor design this service has. After ~5 months of "using" Sable I was out. If you are "an International" -- the target audience Sable positions themselves for, do not bother. If you had your Euquifax file in another country -- Amex can pull it and you will be basked in the excellence of the Amex service. For something quick and international -- Wise are awesome.

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  • author
    Luis Rivera Escobar
    Aug 12, 2022
    People DO NOT TRUST

    People DO NOT TRUST. I had two unauthorized transactions that I was never ever able to dispute. The cards that they issue you will give you issues on almost every merchant because card does not bring chip. No customer services available. I regret to even had trusted this cpmpany.

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  • author
    Joe Romenzak
    Aug 12, 2022
    Account restricted a month ago, SCAM!

    Account restricted a month ago as the majority of others report. No communication, no customer service, no access TO MY OWN MONEY! This is theft. Four weeks later, emails not returned, my money is still frozen and no end in sight. This company is stealing from people, read reviews everywhere. Scam. Theft. Avoid this company like the plague. Again: My account was restricted 4 weeks ago, Sable refuses to communicate, no chat, no emails, cannot EVER speak to a representative and my money is basically stolen. I'm unable to access my own funds! Who does business like this? Sable does as this is an absolute SCAM!

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  • author
    Sharon Zhao
    Aug 11, 2022
    Really poor customer service

    Really poor customer service. Shut down my account after I made a Wire transfer of over 160K into the account, saying "Following a thorough review of your account history and activity, we are unable to service this account any longer and your account will be terminated." Right now my money is held by them for over 10 days, and has not been returned yet. This put me into a hard time since it's an urgent fund. Email response is very slow and phone number can not get you a real agent to talk with. Be aware of this Online Bank, will give you big trouble when you can't find a real person to solve the issue.

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  • author
    Nazir Smith
    Aug 10, 2022
    Delete

    Hello? Does anybody know how to actually cancel this Sable account? I’m literally trying to contact them regarding closing my account, I opened it thinking it was a good bank but now seeing hundreds of comments saying they are fraudulent and scammy I changed my mind…I feel like I’m stuck with this bank and don’t want to take a hit on my credit can anyone help?????

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  • author
    B Diaz
    Aug 10, 2022
    Don’t trust them…EVER

    Don’t trust them. They take your money and then block you from acces it with no explanation or communication. They cause unnecessary harm to credit files and also do not educate them selves on your account because there is zero communication on their part. They have a nonexistent customer service department as I was told there are only 2 people and all they can do is tell you they don’t have an answer and this is IF THEY ANSWER OR RESOND. They have had my accounts frozen for a month with no explanation and now they just closed it and won’t return the funds. They assume the right to keep your money and basically hold your money hostage with no answers. They false advertise because they do not help build credit!

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  • author
    Rylan Dooley w
    Aug 05, 2022
    AVOID AT ALL COSTS

    Restricted my account for a week giving no reason - I couldn't spend or access my money at all. After an investigation they have decided to close my account AND KEEP MY MONEY. DO NOT OPEN A SABLE ACCOUNT

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  • author
    Galeer
    Aug 05, 2022
    These people are really really bad the…

    These people are really really bad the customer is horrible they will never respond to you they will never help you I never seen more disgusting people than this avoid them do not listen YouTube or any other advertisement if you and you they will never help you if you don't understand something they will never call you or even send it to you the email you sent it to them go to hell b****

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  • author
    Ronald Fajardo
    Aug 04, 2022
    Nunca contestan el telefono

    Nunca contestan el telefono

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  • author
    customer
    Aug 01, 2022
    This company is a fraud

    This company is a fraud. I've been waiting on my card for 10 days. When I ask when they will be shipped, I get the same answer.... "I don't see any cards." I reported this company to the better business bureau.

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  • author
    Kris Bethea
    Jul 31, 2022
    Sable fraudulently opened an account in…

    Sable fraudulently opened an account in my name. I found out only because I have credit monitoring. This company is a scam. Avoid at all costs.

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  • author
    Armando Velasquez
    Jul 28, 2022
    Sable cant sent you bank statements

    It's a nightmare to even get bank statements, I've been trying to get my last 3 months of statements and they always sent me.the same 3 links to download em which it wouldve be great if the may and June statement weren't the same.. it's obviously a mistake on your system but I need the statements and no one send it to my email!!! I'm honestly desperate with the customer service!!

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  • author
    Rodrigue Auguste
    Jul 24, 2022
    This Company is a nightmare and don't …

    This Company is a nightmare and don't you dare put your money in it. And with that being said someone went into my account stolen money from it and I even send them prove because I had an alert of a purchase that was also made and which I couldn't cancel the order but I managed to get info of the person name/phone number and I've sent it to sable and they've refused to give me my money back which is $443.00

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  • author
    Clizeta Brooks
    Jul 24, 2022
    That company is a scam

    Screw sable they restricted my account and I didn't even receive the cards yet so I sent an email asking why they sent a response like the account is under investigation. For what 🤔then I received another email that wrote due to account activity they can no longer service me .I'm just glad that I never got the cards also glad I never sent money to them. I'm also reporting them to the BBB

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  • author
    Dr Markus
    Jul 24, 2022
    My application was rejected with no reason

    My application was rejected with no reason after sending them confidential information. After reading these reviews, I’m truly glad I’m not in and have never wired any money.

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  • author
    24K TV
    Aug 01, 2022
    Stay Away From Sable!!

    Stay Away From Sable!! I applied for this car about 6 months ago I put $500 in it unsecured and they gave me $1,000 limit I use the card and was supposed to get rewards 2% or certain purchases and 1% on others once you get your rewards they build up but you cannot redeem them, I have over $100 in the redemptions but you can never use them every time you try to redeem them you get an error message, every time you email them they give you a cookie cutter response they say they're working on it and it should be up ASAP but it never works and you always get the same email back you can't contact anyone by phone and the chat within the app kicks you out every time you click on it this is a very sketchy company and it has so many other bad reviews I would stay far away from this company that's why you cannot use this company for car rental anymore stay away at all costs. You'll never receive a statement they don't send statements.

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  • author
    Willian Melo Poubel
    Jul 22, 2022
    THE WORST

    THE WORST! Without warning anything Sable reported my wife and she lost 100 points waiting for Sable. The worst card in the world! There's no one to help you! You can't talk to anyone. My wife was robbed, they used the card, Sable doesn't care and tells you to pay for purchases made by others, even with the police videos showing the thieves. The Sable uses the Community Coastal Bank of Seattle-WA. And that bank thinks it's not responsible for Sable! A hell! Don't make this card!!!

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  • author
    Preston.H
    Jul 15, 2022
    Rampant Fraud

    This company opened up an account for someone using my information. I have a credit freeze on all three major bureaus as well as fraud alerts. They don't perform credit checks so there is no way to catch fraudsters before they strike. They don't answer the phone or return emails. What a pathetic excuse for an emerging FinTech.

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  • author
    V.Bowles
    Jul 01, 2022
    Along with the rest of the bad reviews…

    Along with the rest of the bad reviews of people not getting their direct deposit I too am another customer that have been waiting for now going on 2 weeks without getting my funds. Have left numerous emails, my phone number, and voice messages everyday and no one will reply to any of the messages. This is a very unprofessional business and will discontinue any future direct deposits or funding to either of my accts. Will be working to close them if possible.

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  • author
    Ishmael
    Jun 29, 2022
    Horrible experience

    Sable restricted my account and has been holding my money for two weeks now. I just opened the account earlier this month did nothing wrong and they restricted my account. Customer service is terrible they said they will close the account and then after said their investing the account. What is there to investigate? I just want this account closed and my money that deposited in the account it’s my money.

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  • author
    Anya
    Jun 27, 2022
    Had a great onboarding experience with…

    Had a great onboarding experience with Leap and Sable. Got my account open easily with minimal time commitment. My relationship manager at Leap helped me create this & paid my university rent with the same as well

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  • author
    JohnConner
    Jun 17, 2022
    Their website claims that they accept…

    Their website claims that they accept applicants without checking your credit or even a SSN. Well I have a SSN and I do have some credit history and they instantly rejected me. After reading the reviews here I'm glad I got rejected.

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  • author
    Ryan Boardjr
    Jun 15, 2022
    Froze my account with 6k in it after I…

    Froze my account with 6k in it after I had my taxes deposited. They send the same script message they sent everybody eles on this feed this bank is a scam they keep restricting my account !

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  • author
    customer
    Jun 14, 2022
    Absolutely horrible!!

    Absolutely horrible!!! My family and I are on the street because they closed or restricted my account with almost all my money in it. A long story but also caused a ripple effect and we are now homeless. I hate this so called bank! Their has to be something that can be done. I broke no rule whatsoever and never got anyone on the phone!!! Chat is always closed and they still haven’t responded to any of my emails!!! Read the other reviews!! Ridiculous and a scam!!!

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  • author
    Southern Prepaid
    Jun 13, 2022
    Sable Bank Is A Scam

    I opened a account and used it for everyday expenses with no problem. Loved the cash back. Then one day my card didn't work. I opened the app and it said my account was restricted. After multiple attempts to contact the bank I finely get a email saying my account was being closed and my funds would be returned to there source. Well 2 weeks later I still don't know why my account was closed and I still haven't received my money. Chat is permanently closed. They do not respond to emails and they do not answer the phone. Stay away.

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  • author
    Moss
    May 13, 2022
    Sketchy company

    This company has the WORST customer service I've ever seen. They claim that you can transfer funds from your bank account, but there's no option to do that in the app. They say you can fund the card at numerous retail locations, but everywhere I went (Walgreens, CVS, 7-11), it failed to go through. I've sent them several emails and they only responded to me ONCE, and never addressed the problem! It seems awful odd when a bank won't take your money, and doesn't seem to care if you're having trouble giving it to them, so I did a search of "Sable card scam" and after finding out how many people have gotten straight-up RIPPED OFF by Sable, I'm glad they never got my money, and I'm going to throw that card in the trash and give my business to a REAL bank. Sable is a janky operation with HORRIBLE customer service at best, and possibly a scam at worst. STAY AWAY!

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  • author
    MrRstrike
    May 06, 2022
    I never received my credit card after…

    I never received my credit card after sending them $200.00. I was notified that there were several charges made online today which I did not make.I have spent 7 hours just today trying to resolve it and I can’t talk to anyone. Just emails that it can take 90 days..hope I can get my money back. What a joke!

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  • author
    Behrooz
    May 05, 2022
    They provide a great service

    They provide a great service. Their app is user-friendly. As promised, I graduated to an unsecured card in 4 months and they doubled my limit.

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  • author
    Cecily Brown
    Apr 29, 2022
    It's horrible

    It's horrible, I have had them for about a year and finally had my federal taxes deposited onto the account. The very next day my whole account was blocked. There is nobody to talk to on the phone and the will not respond back to any emails. Don't trust this company.

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  • author
    Josef Kurzweil
    Apr 26, 2022
    This is a scam

    This is a scam. Stay away unless you are interested in an efficient way of getting rid of money. I funded my account through an ACH transfer, which never showed up. There is no customer support, no one to talk to , no web app, and no recourse.

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  • author
    Dellz
    Apr 25, 2022
    WARNING!! I wish I could rate them ZERO

    I wish I could rate them ZERO. After they accepted the first transfer into my account, they restricted it. I was unable to access anything. I reached out to them and after waiting for hours I finally got on to someone via the online chat. I explained the situation and her response was ‘ (11:28:39 AM) Alicia O.: Your account is currently blocked and under review. Unfortunately, we do not have any additional details at this time but I have requested a status. Please allow one business day for your account review. We apologize for any inconvenience.’ I left it for over 6 weeks until I realised that my husband did a couple other transfers that he did not get back in his account and we are unable to locate the funds totaling $1000. I reached out again and let me tell you this has to be the worst customer service in life. This is the conversation; ‘ We apologize for the inconvenience you are facing now. Sable would like to verify the incoming direct deposits you have received into your Sable bank account which you were not listed as the receiver. Please provide PDF bank statements detailing joint bank account ownership with the listed receivers of the direct deposits. Sable currently does not support joint accounts, authorized users, or shared account access. In addition, please confirm your relationship with all parties. (11:07:22 AM) Angelie M: Kindly email it to us (11:07:24 AM) Angelie M: Thank you (11:07:28 AM) Andell Aziz: Are you saying that the account was restricted because of the transfer? They were sent from my husband but the account is not joint (11:07:46 AM) Andell Aziz: Please advise the process to have the account closed off (11:09:09 AM) Angelie M: No worries, the account is for closure already. Based on your account activity, we’re no longer able to service your account. The decision was made after thoughtful consideration and is final.’ I had to laugh because at that point I couldn’t believe it. What account activity???!?! I was not able to EVER use the account. They accepted the initial transfer and then blocked the account. I consider it a loss but this is a warning to anybody ever considering opening an account with them. DO NOT!!

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  • author
    Cuz Reek
    Apr 18, 2022
    They blocked my account after my 9000$…

    They blocked my account after my 9000$ was directed to my card and I can not talk to anyone they never answer the phone

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  • author
    Kiss my Ass Sable
    Apr 13, 2022
    This is the worst company ever

    This is the worst company ever. You can never talk to anyone. They never answer their telephone They are full of boo booI do not recommend anyone to come to Sable that I am so serious about

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  • author
    Esteban Carba
    Apr 13, 2022
    Horrible

    Horrible, muy decepcionante, el soporte tecnico muy pobre, siento que estan jugando con mi dinero. No hay telefono que te atienda.

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  • author
    C W
    Apr 13, 2022
    Just a overall great experience!!

    Just a overall great experience!!! Keep up the great work!

    ...

  • author
    Pam Konchalski
    Apr 11, 2022
    I would have given this review zero…

    I would have given this review zero stars. However, it forces you to give at least one. I am new to Sable, it was the Secured Card that grabbed my attention. I received my debit card, and then loaded funds onto it at a local retailer. I have not seen my card since, do not know if I dropped it there, maybe the parking lot, not sure. The load was done on a Thursday. The following Sunday I logged into the app to retrieve the acct/rt numbers, to set up DD. The app showed I was negative 1.19. Fast forward to today. It has been 9 days, I have had 14 online chat conversations, a total of 37 emails back and forth. They still cannot even answer for me when my replacement card was mailed. I completed and submitted the list of transactions 8 times(they say they need more info) even though they can see all the transactions on the account. The account user policy states they will provide a provisional credit under the dispute is resolved. That has yet to happen, when I try to get more information I receive a variety of answers. Never available by phone, and I have requested a supervisor multiple times. I have been treated with complete disrespect, and told I just need to be patient. Guess what, once I have my $$, if I ever have my $$. I will not be using this card. My suggestion, if you are thinking about Sable, think about running.

    ...

  • author
    Greyson Hikel
    Apr 07, 2022
    Don't use Sable, any competitor is better

    Their customer service is abysmal and any email correspondence is spotty at best. They will lock your card without authorization and treat you like you're trying to commit fraud when you answer all their questions in full and ask for your account to be restored.

    ...

  • author
    Sherri-Lakeland,FL
    Mar 29, 2022
    Stay away from the Sable secured card

    Stay away from the Sable secured card! I had a checking account with an attached secured card so I could get my credit score higher and get a non secured card. After about 6 months I didn’t need the secured card from Sable anymore so I closed it. I had almost $300.00 available credit due to me. After 4 months I’m still waiting for my money. It is owed to me and they will not pay me. I’ve tried calling over and over, they never pick up, you only get a recording. They never call you back. Tried live chat. Doesn’t work either. Tried emailing, nothing. Be very careful with Sable. They will not pay the money they owe you.

    ...

  • author
    Jason Thomas
    Mar 29, 2022
    This bank blatantly violated my…

    This bank blatantly violated my consumer rights! They bank on the non Americans not knowing the systems that’s why they approve more of them then Americans! I had an unauthorized charge and a cooperative merchant who informed me they didn’t attempt to investigate or resolve my issue they ran the clock out and denied it! But they didn’t bank on all the resources and support I had to fight back I broke down the 3 ways my consumer rights were violated and provided the links to view the case law around this and they went silent

    ...

  • author
    Troy Okum
    Mar 25, 2022
    Convenient and effective!

    Signup was easy. I'm an American graduate student who had a modest credit score and student loans. Sable helped me get a credit card and build my score by two hundred points in a matter of a few months. Its very convenient. I recommend Sable as a means to easily manage money between accounts and banks, and to build credit. No issues.

    ...

  • author
    Raul Allen
    Mar 12, 2022
    Very dubious bank.

    Very dubious bank. Please never work with them for your safety. They accept your deposit and restrict your account immediately and never open it again

    ...

  • author
    Paulo Machado
    Feb 17, 2022
    My money is confiscated

    On Feb 14, after a problem with my address, my account was blocked, they did not give any information about this ,terrible support, I called them and wrote to them, but they ignore me! I'm afraid this bank stole my money! Preparing a lawsuit to the police!

    ...

  • author
    Troy Mills
    Feb 17, 2022
    They approve non Americans but won’t…

    They approve non Americans but won’t approve an American? What’s the point of this company again? I thought it was to help credit but obviously it’s more for non Americans then actually Americans which is crazy to me because you don’t even need a social to get it but denied me bc of my credit without a credit check? This company is a joke and click bait

    ...

  • author
    Nadine
    Feb 14, 2022
    Built a credit score in 3 months

    I am a foreigner and use the Sable card for 3 months now. I have been able to go from no credit history and score to a 688 in no time. I am really surprised how well this works and I am looking into more options to build my credit score with a different mix of credits. Update: The 688 is based on the Experian Vantage 3.0 score and I am aware that his is a vanity metric and does not reflect the whole picture of a FICO score. I will try to build more history and also started a credit builder loan with Self

    ...

  • author
    charles White
    Jan 26, 2022
    Takes about a week to transfer money

    This card is great for cash back for secured cards. That is the only reason I gave two stars. To transfer money takes about a week to do and you cannot pay your credit card with any other bank card but sable. So you have to find a place that deposits cash. I went to the Walgreens to try and do so but they did not participate so I transferred from my sofi money bank account and it has been a week and it is not transferred. The transfer has been pending two days now. This can be a great option for secured card to build credit but if you want to transfer money in this account, forget about it unless you are ok with it taking 5-7 business days at the least.

    ...

  • author
    Ricardo Pereira
    Feb 09, 2022
    They confiscated my money.

    They limited my account, then 5 weeks ago they decided to close it permanently and froze my funds until "pending review".. Do not contact us, we contact you was their answer.. Needless to say, they have ignored all my emails and terminate the chat support right on my face every time I brought this issue up.

    ...

  • author
    Garry San
    Jan 24, 2022
    After depositing money my account got…

    After depositing money my account got blocked and there is no proper response from customer support.

    ...

  • author
    edward matthews
    Dec 06, 2021
    Stole my money !

    On December 2, after replenishing my account, my account was blocked, they did not give any information about this ,terrible support, I called them and wrote to them, but they ignore me! I'm afraid this bank stole my money! Preparing a lawsuit to the police!

    ...

  • author
    Hassanen Alhassuni
    Nov 24, 2021
    Cheaters!

    After sending money to my Sable account, it was blocked. Why did this happen the support service does not say and my money is not sent back. Terrible!

    ...

  • author
    Hakeem Jones
    Nov 15, 2021
    first time every

    first time get this cards trust me will love this new card i get.

    ...

  • author
    Sébastien Villeneuve
    Nov 11, 2021
    Amazing service and benefits

    Sable has the most efficient onboarding process that I've ever been through (it took less than 10mins). And by letting me build a US credit history, they helped boost my credit score from 680 to 720 in the first 2 months alone. The $350 I've received in cash back rewards over the past 6 months doesn't hurt either. I'll definitely be recommending Sable to all newcomers to the US!

    ...

  • author
    Martin Larsen
    Nov 10, 2021
    Stor anbefaling

    Jeg bestilte Mandag d. 08.11.21 en champangesabel med indgravering. Jeg skulle bruge den til gave på fredag, så jeg kontaktede kundeservice via mail onsdag d. 10.11 for at høre om de kunne fremskynde processen. 30 min senere fik jeg en mail retur at sablen allerede var afsendt og kunne afhentes senere på dagen i pakkeshop. Stor anbefaling herfra jeg spår voksende succes hvis serviceniveau og kvalitet forsætter.

    ...

  • author
    Khujista Rahman
    Nov 09, 2021
    Recommended for immigrants and international students

    It took me less than 15 minutes to open an account! The easiest way to build credit in the US and would recommend this to any newcomer/international student.

    ...

  • author
    Umair Jaffar
    Oct 20, 2021
    Great experience so far

    Great experience so far. Was very easy to get the account and card. The customer service folks were very helpful. Love that I can now build a credit score in USA!

    ...

  • author
    Terry
    Oct 17, 2021
    I don't usually leave reviews

    I don't usually leave reviews, but I just got a notification from Sable and I just had to! I moved to Austin last year from Canada. I couldn't find any major bank or mobile back that would help give me a credit card or a bank account even when I had a credit history in Canada. In just one year, Sable helped build my US credit score to 740! And I just got notified by Sable that I have been approved to move to an unsecured credit card and giving me back my secured funds this month!! I am very happy with this company and will continue to use my Sable cards for as long as I am in the US. Great job

    ...

  • author
    imminyc
    Oct 17, 2021
    great credit card

    great credit card

    ...

  • author
    Michael
    Oct 17, 2021
    Sable is the best banking and credit…

    Sable is the best banking and credit building app I have come across. Has awesome cashback rewards and premium benefits and they are adding great jew features every month. Customer service rocks as well

    ...

  • author
    Ivan Cheresky
    Jun 14, 2021
    Terrible experience

    They rejected my application and refuse to tell me why. The application literally only asks for your name, passport and phone, so I cannot understand what could possibly be wrong. Terrible experience.

    ...

  • author
    MD
    Apr 30, 2021
    Customer service at its best

    Customer service at its best. Had a problem with onboarding because of my mistake and they immediately helped me, on the spot they rectify it and my account is active in 5 minutes or less.

    ...

  • author
    Lorraine Augustin
    Mar 12, 2021
    Awesome online bank for immigrants

    Awesome online bank for immigrants! i had an issue verifying my working visa for US and i called customer service and they helped me immediately and set up my account. 5Stars!

    ...

  • author
    Natasha Jaffar
    Mar 12, 2021
    University student - trying to build credit score

    I heard about Sable through a friend and started using it since i am a new student to the US and was having issues trying to get even a secured credit card to build credit history. In the last 3 weeks ive used the app - i love it!!! i've started getting cashback for Amazon and UberEats and I can see my credit history build with experian. Would definitely recommend them

    ...

  • author
    Kazuki Oiwake
    Mar 06, 2021
    Great Customer Service

    I shifted from traditional bank to Sable. During the process Sable’s customer service helped me answer all the questions that I needed to switch. The loyal customer base is outstanding and whenever you face problems or concern, sable will give you the best customer service.

    ...

  • author
    mieles
    May 02, 2021
    Good Trustful Company

    Customer Service is Really Good, they solve any issues you can get quickly

    ...

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