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Looking for a card with serious rewards? The Citi Rewards+ Card may be the one to get. It offers 2X ThankYou® Points at supermarkets and gas stations for the first $6,000 per year, and 1X points after that. In addition, you'll get unique roundup and 10% points back features.- the card rounds up to the nearest 10 points on every purchase you make, and you'll get 10% points back when you redeem, up to the first 100,000 points redeemed per year.
Pros
Points can grow quickly with 10% point bonus and roundup feature
Generous introductory APR for purchases and balance transfers
Cons
Redemption options limited to gift cards, travel, and charity
20,000 point bonus for signup can only be redeemed as gift cards
Citi Rewards+® Card at a glance
4.6
Editorial score
Fees
No annual fee, has other fees
4.0
Eligibility (credit score)
Doesn't cover bad credit
4.0
Security
FDIC insured, SSL/AES encryption and supports 2 factor and biometric authentication
5.0
Customer service
24/7 service with multiple communication options
5.0
Online experience
Excellent site and app with detailed FAQs, help center, and transparency of rates and features
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