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Citi Rewards+® Card Review

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BestMoney Staff
Bestmoney Staff
Sep. 22, 20224 min read

Citi Rewards+® Card summary

Looking for a card with serious rewards? The Citi Rewards+ Card may be the one to get. It offers 2X ThankYou® Points at supermarkets and gas stations for the first $6,000 per year, and 1X points after that. In addition, you'll get unique roundup and 10% points back features.- the card rounds up to the nearest 10 points on every purchase you make, and you'll get 10% points back when you redeem, up to the first 100,000 points redeemed per year.

Pros

  • Points can grow quickly with 10% point bonus and roundup feature
  • 0% introductory APR for the first 15 months and no annual fee

Cons

  • Redemption options limited to gift cards, travel, and charity
  • 20,000 point bonus for signup can only be redeemed as gift cards
Citi Rewards+® Cardat a glance
4.6

Editorial score

Fees

No annual fee, has other fees

4.0

Eligibility (credit score)

Doesn't cover bad credit

4.0

Security

FDIC insured, SSL/AES encryption and supports 2 factor and biometric authentication

5.0

Customer service

24/7 service with multiple communication options

5.0

Online experience

Excellent site and app with detailed FAQs, help center, and transparency of rates and features

5.0

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BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

Citi Rewards+® Card
Citi Rewards+® Card
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