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Citi Custom Cash℠ Card Review

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BestMoney Staff
Bestmoney Staff
Sep. 22, 20224 min read

Citi Custom Cash℠ Card summary

The Citi Custom Cash℠ Card comes with some generous benefits. Their welcome bonus offers a $200 cash back (in the form of 20,000 ThankYou® Points) after spending $750 on purchases in the first 3 months of opening an account, as well as a generous intro APR on both purchases and balance transfers. The card also offers 5% on your highest eligible spend category each billing cycle, up to the first $500 spent, and 1% cash back thereafter.

Pros

  • High cash back rates for every day categories
  • Intro APR on purchases and balance transfers

Cons

  • $500 spending cap per billing cycle on only one 5% category
  • Requires good/excellent credit
Citi Custom Cash℠ Card at a glance
4.6

Editorial score

Fees

No annual fee, has other fees

4.0

Eligibility (credit score)

Doesn't cover bad credit

4.0

Security

FDIC insured, SSL/AES encryption and supports 2 factor and biometric authentication

5.0

Customer service

24/7 service with multiple communication options

5.0

Online experience

Excellent site and app with detailed FAQs, help center, and transparency of rates and features

5.0

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BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

Citi Custom Cash℠ Card
Citi Custom Cash℠ Card
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