SelectQuote Car Insurance Review

SelectQuote offers the following types of insurance:

With SelectQuote’s aggregator tool, you can shop for eligible car insurance offers from multiple providers at the same time. Although it does not allow you to select which type of coverage you would like, you can customize your coverage directly with a lender once you receive your qualifying offers. Lenders available through SelectQuote offer several types of auto insurance, including:

Bodily Injury Liability

With this coverage, your insurance provider will pay for medical, rehabilitation, and funeral expenses for your passengers and other injured parties. In addition, it can help cover legal or settlement fees from a lawsuit where you are found at fault. Most states require you to carry a minimum amount of bodily injury liability.

Comprehensive Coverage

Comprehensive coverage insures you against everything outside of ordinary accidents and collisions. Examples of costs covered with comprehensive insurance include theft, vandalism, or damage caused by a natural disaster or the weather such as a flood, hurricane, or hail.

Collision Coverage

Even if you caused an accident, collision coverage pays for any damage done to your vehicle. It may also help you pay to replace your car if the damage is not worth fixing.

Personal Injury Protection

Whether or not you are at fault, personal injury protection (PIP) covers your medical expenses. In addition to paying your hospital, rehabilitation, and long-term care bills, it may also recuperate lost wages or cover funeral expenses. Some states require a certain level of PIP coverage.

Uninsured motorist and underinsured motorist coverage

If you get hit by another person with little or no insurance, uninsured and underinsured motorist coverage helps ensure you’re covered. Typical expenses covered by this type of insurance include medical, rehabilitation, and funeral expenses for yourself and your passengers. While some states make it optional, others require a minimum amount of coverage.

Property damage liability

While bodily injury liability covers damage to other people, property damage liability covers damage you cause to other people’s property. This includes damage to another person’s car, components inside their car, or items located outside your car. However, it does not pay to fix any damage to your car or property.

Additional Features

Before you request a quote, SelectQuote gives you the option of bundling a car and home insurance quote. Bundling could save you money if you are looking to purchase both home and auto insurance. In addition to its aggregator tool, SelectQuote also features articles about auto insurance. Popular topics include tips on what to look for when shopping for insurance, how to file a claim, and information on the average cost of insurance.

How to Apply

To apply with SelectQuote, simply visit its website and request a free insurance quote. SelectQuote will offer you the option to cover your home or car, or bundle your home and auto insurance quotes. Alternatively, you can call its toll-free number and get a quote over the phone from a licensed insurance agent.

SelectQuote will ask you a series of questions before presenting you with a selection of personalized quotes. Questions include but are not limited to your zip code and state, previous and current insurance coverage, accident history, and credit score. Although SelectQuote attempts to match you with multiple offers, it does not reveal the offers simultaneously. To view your rates, you must follow a link to a lender’s website, where you can then decide if it is right for you.

Filing a Claim

The steps to file a claim vary depending on the lender you choose for your insurance coverage. However, SelectQuote does educate its readers on the basic steps involved in the claims process. On average, filing a claim involves:

1. Gathering insurance and contact information
2. Checking for injuries and damage
3. Exchanging information with all involved parties
4. Filing a police report (recommended)
5. Contacting your claims specialist
6. Scheduling an estimate for repairs from an insurance adjuster

Contact Details

For answers to general inquiries, you can call customer support 8am-7pm CT, Monday-Friday. In addition, SelectQuote offers dedicated lines for shoppers looking for a lower rate or individuals with a pending application. If you prefer to contact customer service via email, you can direct your questions to customercare2@selectquote.com.

Summary

SelectQuote helps you shop for auto insurance by finding you a personalized quote from several of the country’s top lenders. Its aggregator tool also allows you to shop for home insurance or bundle your auto and home quotes. In addition, SelectQuote features articles covering auto insurance topics including best practices, guides, and reviews. However, it does not allow you to customize or view all of your quotes simultaneously.