Pro: The most obvious pro of using QuoteWizard is that it allows you to select the best rate from its network of partnering insurance companies. All you have to do is fill out one quick online form to pre-qualify for auto insurance from a range of car insurance companies. And best of all, you don’t even need to enter any sensitive information such as social security number of vehicle identification number to see a quote – a few basic details about yourself and your vehicle will suffice.
Con: QuoteWizard’s service can save you time and energy. However, you should be aware that by entering your contact details to get a quote, you can expect to get calls and/or emails from partnering insurance companies. This could be a pro or con, really: on the one hand, it can be annoying getting several calls during the workday; but on the other, each of these insurance companies is pitching for you to become a customer – and the more competition, the lower the rates.
Note that QuoteWizard isn’t a direct insurance provider. It makes referrals to car insurance providers but doesn’t provide any insurance policies itself.
Liability coverage. Pays for costs related to bodily injury or property damage you cause to another driver or their passengers. Liability coverage is compulsory in almost all states.
Collision coverage. Pays for repairs or replacement of your vehicle, regardless of who was at fault.
Comprehensive coverage.Pays for damages not caused by vehicle collisions, such as theft, vandalism, floods, storms, or animals.
Personal injury protection or medical payments coverage. Covers expenses related to injuries you or your passengers suffer as a result of an accident, such as medical or income loss.
Uninsured & underinsured motorist coverage. Covers your expenses if the other driver is at fault but doesn’t have a sufficient level of insurance to cover their liabilities.Some of the partnering insurance companies also provide the following:
Rental reimbursement coverage. Covers the cost of car rental while your car is being repaired or replaced following an accident.
Emergency roadside coverage. Ensured you get emergency roadside services when you need them, such as tire change, jump-start, fuel delivery, or locksmith services.
Accidental death and dismemberment. Covers expenses related to death or serious injuries caused when a vehicle is involved in an accident, regardless of who was at fault.
Classic car insurance. Customized coverage for vintage, classic, antique or sports cars.
Ride-sharing coverage. For drivers who work for ride-sharing services like Uber and Lyft.
It takes just a couple of minutes to fill out QuoteWizard’s short online form and get a quote from four different companies. Applying involves the following steps:
• Enter your zip code to get started.
• Select your vehicle year, make, and model (and add a second vehicle to save).
• If you have an existing auto insurance policy, give details of your insurer.
• Select gender, marriage status and homeowner status.
• Reveal whether you or anyone else on the policy has had an at-fault accident, two or more tickets, or a DUI conviction in the past three years.
• Give your name, email address, phone number, home address, and birthdate.
• Within a couple of seconds, you’ll be redirected to a new screen revealing your best 1-4 matches. Click “See Your Rate” to be redirected to the insurance company’s website and continue your application.
Because QuoteWizard isn’t a direct insurance provider, all claims should be filed directly with the company that provides your coverage. QuoteWizard’s partnering insurers typically allow policyholders to file claims through the following channels:
• Toll-free phone number.
• Mobile app
• Live chat
QuoteWizard is purely an automated online tool and doesn’t provide direct customer service. Its headquarters are located at 157 Yesler Way, Ste 400 Seattle, WA 98104
QuoteWizard is a free online marketplace for comparing policies and rates from top auto insurance companies. Anyone can use it to get a car insurance comparison in just a few minutes – and without having to hand over sensitive information or documentation. Once you’re done entering your details, QuoteWizard will hand things over to its network of insurance providers. You can complete your application online with your preferred insurer or wait for one of the insurer’s agents to call you.