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Nerdwallet Car Insurance Product Review 2023

Reviews 140
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Reviews 140
Kale Havervold
Jan. 04, 2024
3 min read
Kale Havervold
NerdWallet Summary
If you’re looking for a place to compare car insurance rates from some of the largest insurance companies in the country, Nerdwallet can help. It breaks down average coverage rates by state, by insurance company, and even by age or driving history. Nerdwallet also includes helpful resources like a car insurance calculator, guides on the best way to get quotes, and more.

Pros

  • Compare average rates across multiple insurers
  • See average rates in different states
  • Helpful guides on comparing quotes and choosing the right company

Cons

  • May have to fill out numerous forms to get a quote
  • Unable to purchase insurance directly through the site

NerdWallet at a glance

8.8
Editorial score

Insurance Features

Choose your deductible, roadside assistance
8.0

Discounts Available

Multi-policy and bundle discounts, safe drivers, affiliation discounts, eco discounts + more
10.0

Customer Service

Multiple communication options, multi language support
10.0

Online Experience

Excellent site, online application, learning resources, mobile app
10.0

Direct Insurer?

Marketplace with only external links to insurers
6.0

NerdWallet NerdWallet Visit Nerdwallet

Nerdwallet compares the following types of insurance offered by insurance companies it works with:

Bodily Injury Liability

This type of coverage pays for the medical costs and expenses of other individuals after an accident that you were responsible for. Additionally, there is uninsured motorist bodily injury coverage, which covers medical costs from an accident with an uninsured driver.

Property Damage Liability

Property damage liability helps pay for repair costs of property that you damaged in an accident. Again, there is also uninsured motorist property damage coverage. It covers repair costs after an accident with an uninsured driver.

Collision Coverage

This type of insurance coverage helps to pay for repairs or the replacement of your car after an accident, whether you were at fault or not.

Comprehensive Coverage

Comprehensive insurance coverage will cover repairs to your vehicle caused by something out of your control, such as vandalism, an accident with an animal, theft, or a weather-related event.

The exact amount of coverage you get will depend on your needs, as well as what each insurer offers.

Additional Features

While Nerdwallet shares helpful information on average rates for car insurance, it doesn’t go into detail on the additional features offered by each insurer. It also has some other useful features worth mentioning.

Car Insurance Calculator

Nerdwallet provides a car insurance calculator that can help you estimate your car insurance costs. The amount you end up spending will depend on your car, your age, how much coverage you want, your driving record, and even your location.

Auto Insurance Tools

These help you learn how to get quotes and what goes into quotes. They also look through some of the best car insurance companies, look at the cheapest car insurance rates, and more.

Blog Posts About Auto Insurance

Nerdwallet features a blog that includes many helpful articles about car insurance. This includes pieces about how to reduce your insurance costs, getting insurance for rental cars, and car insurance requirements.

How to Apply

While you can’t apply for insurance on Nerdwallet, it can help you get matched with several providers. Begin by entering your Zip code and clicking the “Get Started” button.

You will then be asked some questions, including who is currently insuring your car, whether you want to insure another driver, and how many accidents/tickets you’ve had in the last three years.

Next, the form will ask about the car you’re insuring, whether you’re married or own a home, and whether you’re a veteran. It will also ask you for your name, birth date, and contact information. Overall, I found the form very straightforward and clear.

Based on your answers, you’ll be matched with insurance companies and can click “Get a Quote” to visit their sites and get your personalized quote. The documents and information you need to provide can vary based on the insurer you decide to work with.

Filing a Claim

Because Nerdwallet is an aggregator, you can’t file a claim with it. Each insurer will have its own rules and requirements for filing a claim.

Contact Details

If you have any questions or feedback for Nerdwallet, you can reach out to support@nerdwallet.com for assistance. It doesn’t provide support over the phone at this time.

The company has a community forum that is monitored by employees, and it can be a quick and easy way to get help. The online help center is another resource to consider if you need assistance.

If you want to reach out to individual insurers, you’ll have to turn to their website to get the contact numbers and emails.

Summary

Nerdwallet is a helpful resource to compare and break down car insurance rates from some of the biggest insurers in the country. You can see rates by age and in different states, as well as how driving history influences rates.

The online form helps you get matched with a company (or companies) and visit its site to get a quote. It also helps you learn about the different insurers, estimate your car insurance costs, and more.

Kale Havervold
Written by
Kale Havervold
Kale Haverold is a freelance writer with over 5 years of experience crafting articles about credit cards, loans, debt, and a raft of other personal finance topics. His work has been featured on Top10.com, BestMoney, Yahoo, Hardbacon, and Loans Canada. Kale’s easy-to-digest, research-driven articles stem from his passion to share knowledge that helps readers make informed financial decisions.
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Nick Gutu
6 days ago
I have been using nerdwallets financial…
I have been using nerdwallets financial advises for years. Very helpful.
Mar Mark
4 months ago
Nerdwallet bankruptcy protection…
Nerdwallet bankruptcy protection purchase (btc-myr)
นายยุทธณา สาระบูรณ์
5 months ago
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อยากให้ไม่มีเหตุผลเรื่องใด
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Kristin Bunch
1 year ago
Great financial literacy material
I really like that Nerdwallet helps educate us about every aspect of money management from investing to savings and budgeting as well as credit. The articles are concise and very informative. Excellent recommendations as well. I use the articles for helping friends and teens
WR
William Rasmussen
2 years ago
Very informative and helpful information
Very informative and helpful information! I believe your articles helps a lot of people, especially during these trying times. You focus on issues that can really help people! Keep up the good work!
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