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Bodily Injury Liability
This type of coverage pays for the medical costs and expenses of other individuals after an accident that you were responsible for. Additionally, there is uninsured motorist bodily injury coverage, which covers medical costs from an accident with an uninsured driver.
Property Damage Liability
Property damage liability helps pay for repair costs of property that you damaged in an accident. Again, there is also uninsured motorist property damage coverage. It covers repair costs after an accident with an uninsured driver.
Collision Coverage
This type of insurance coverage helps to pay for repairs or the replacement of your car after an accident, whether you were at fault or not.
Comprehensive Coverage
Comprehensive insurance coverage will cover repairs to your vehicle caused by something out of your control, such as vandalism, an accident with an animal, theft, or a weather-related event.
The exact amount of coverage you get will depend on your needs, as well as what each insurer offers.
Text: If you’re looking for a place to compare car insurance rates from some of the largest insurance companies in the country, Nerdwallet can help. It breaks down average coverage rates by state, by insurance company, and even by age or driving history. Nerdwallet also includes helpful resources like a car insurance calculator, guides on the best way to get quotes, and more.
While Nerdwallet shares helpful information on average rates for car insurance, it doesn’t go into detail on the additional features offered by each insurer. It also has some other useful features worth mentioning.
Car Insurance Calculator
Nerdwallet provides a car insurance calculator that can help you estimate your car insurance costs. The amount you end up spending will depend on your car, your age, how much coverage you want, your driving record, and even your location.
Auto Insurance Tools
These help you learn how to get quotes and what goes into quotes. They also look through some of the best car insurance companies, look at the cheapest car insurance rates, and more.
Blog Posts About Auto Insurance
Nerdwallet features a blog that includes many helpful articles about car insurance. This includes pieces about how to reduce your insurance costs, getting insurance for rental cars, and car insurance requirements.
While you can’t apply for insurance on Nerdwallet, it can help you get matched with several providers. Begin by entering your Zip code and clicking the “Get Started” button.
You will then be asked some questions, including who is currently insuring your car, whether you want to insure another driver, and how many accidents/tickets you’ve had in the last three years.
Next, the form will ask about the car you’re insuring, whether you’re married or own a home, and whether you’re a veteran. It will also ask you for your name, birth date, and contact information. Overall, I found the form very straightforward and clear.
Based on your answers, you’ll be matched with insurance companies and can click “Get a Quote” to visit their sites and get your personalized quote. The documents and information you need to provide can vary based on the insurer you decide to work with.
Because Nerdwallet is an aggregator, you can’t file a claim with it. Each insurer will have its own rules and requirements for filing a claim.
If you have any questions or feedback for Nerdwallet, you can reach out to support@nerdwallet.com for assistance. It doesn’t provide support over the phone at this time.
The company has a community forum that is monitored by employees, and it can be a quick and easy way to get help. The online help center is another resource to consider if you need assistance.
If you want to reach out to individual insurers, you’ll have to turn to their website to get the contact numbers and emails.
Nerdwallet is a helpful resource to compare and break down car insurance rates from some of the biggest insurers in the country. You can see rates by age and in different states, as well as how driving history influences rates.
The online form helps you get matched with a company (or companies) and visit its site to get a quote. It also helps you learn about the different insurers, estimate your car insurance costs, and more.
Kale Havervold is a personal finance writer at BestMoney.com, specializing in business and personal loans. He has contributed to Yahoo, Hardbacon, and Loans Canada. Kale’s easy-to-digest, research-driven articles reflect his passion for helping readers make informed financial decisions.