6 Tips for Finding the Right Car Insurance for You
Sep 20, 2025
We Hope You’ll Never Need to File a Claim, but If You Do
Sep 20, 2025
Pro: The main reason to use CheapInsurance.com for your car insurance quote is the ease. With CheapInsurance.com, you can go from filling out a single form to seeing multiple insurance quotes in a matter of minutes. To begin, just fill out the form with details about yourself, your vehicle, and your driving history. The CheapInsurance.com system will immediately go to work to match you with top partners.
Con: While we’re sure CheapInsurance.com facilitates cheap insurance, we couldn’t find any evidence to suggest its deals are cheaper than those offered by rival agencies. There isn’t a great deal of information about rates on the website. The only way to find out if CheapInsurance.com can get you a competitive rate is to apply for a quote. Obviously, this entails handing over information about yourself and your driving history.
CheapInsurance.com’s partners offer every type of car insurance you need – from minimum state liability to voluntary forms of coverage such as comprehensive and collision.
Bodily Injury Liability. Covers all expenses related to bodily injuries suffered by other drivers when you are at fault.
Property Damage Liability. Covers all expenses related to damage of another person’s property when you are at fault.
Collision. Covers expenses related to vehicle repair and replacement if your vehicle is damaged in a collision, regardless of who was at fault.
Comprehensive. Covers repairs and replacement if your vehicle suffers damage in a non-collision incident such as fire, flood, vandalism, theft, or hitting an animal.
Personal Injury Protection. Covers medical and rehabilitation expenses, and in some cases lost wages for you and any passengers, no matter who was at fault.
Uninsured and Underinsured Motorist. Covers the other driver’s liabilities if they are uninsured or underinsured.
SR-22 certificate. In some states, drivers deemed high-risk are required to purchase an SR-22 certificate to be allowed back on the road.
Aside from auto insurance, CheapInsurance.com also offers the following features.
Other insurance quotes. Includes motorcycle insurance, homeowners insurance, life insurance, health insurance, and RV and trailer insurance.
Free resources. Includes tips on car insurance for teen drivers, adults, and seniors, as well as a guide to getting an SR-22 in your state.
State directory. Guide to getting coverage from CheapInsurance.com partners in your state.
Discounts. CheapInsurance.com’s partners offer a range of discounts, including homeownership, bundling, safe driving record, and military service.
Although it markets itself as an online service, CheapInsurance.com offers two methods of applying: online and phone. To start an online application, simply enter your zip code on the home page and follow the prompts. To speak to an agent by phone, call (800) 486-1866 in California or (916) 485-6969 in all other states.
As an insurance agent, CheapInsurance.com collects information from applicants and then uses this information to find the best insurance carrier. Before asking for a quote, we recommend preparing the following details:
Driver details: Information on each driver you wish to include in the policy, including name, date of birth, and contact details.
Vehicle details: Information about the vehicle (or vehicles) you wish to insure, including: make, model, year, and estimated mileage.
Driver history: Details about the driving record of each person on the policy, including recent claims and accidents.
Discounts: In order to assess your eligibility for discounts, CheapInsurance.com may ask you questions about things like military service, homeownership, marital status, and vehicle safety devices.
One thing lacking on the CheapInsurnace.com is information about the claims process. While some agents do help with filing claims, the CheapInsurance.com site makes no such commitments. Typically, insurance carriers allow policyholders to file claims by one or more of the following methods: phone, email, fax, SMS, online, mobile app. After CheapInsurance.com matches you with a company, we recommend speaking to an agent about the claims process.
CheapInsurance.com has a team of trained insurance agents who are ready to take your call, from 9:00am to 4:00pm Monday through Friday.
Phone: 800-486-1866 (California residents) or 916-485-6969 (all other states)
Email: info@cheapinsurance.com
Address: 5690 Schaefer Ave Suite B, Chino, CA, 91710
One of the most common ways of reducing your insurance premiums is to bundle – meaning you purchase different lines of insurance, such as car and homeowners, from the same provider. CheapInsurance.com is an online insurance agency that brokers multiple types of insurance, including auto insurance, homeowners insurance and more. If you’re looking for a way to reduce your car insurance premium, CheapInsurance.com may be able to help.
