6 Tips for Finding the Right Car Insurance for You
Apr. 20, 2024
Wise Car Owners Know How to Get More Insurance for Their Money
Apr. 20, 2024
We Hope You’ll Never Need to File a Claim, but If You Do
Apr. 20, 2024
This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which may impact the location and order in which brands (and/or their products) are presented, and may also impact the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time
Pro: Being an agent of GSNIC, Branch is backed by an A+ financial strength rating. They also have a very user-friendly website as well as an easy to use mobile app.
In order to keep costs and premiums low, Branch sells insurance directly.
Con: On the downside, Branch has only been around for a few years, and despite being backed by well-known firms, they are still a rather new player in the field. Branch is also only licensed to write policies in Ohio, Arizona, Illinois, Missouri, and Texas.
Branch offers the following types of car insurance coverage:
Bodily Injury Liability. Pays medical expense claims for the other person in an accident if you are at fault.
Property Damage Liability. Pays vehicle repair or replacement claims for the other person, and claims for damage to other property in an accident if you are at fault.
Collision. Pays for damage to your car in a collision accident, generally based on the value of the car, replacement value, or the amount to repair the vehicle.
Comprehensive. Pays for damage to your car from something other than a collision, such as a flood, fire, vandalism, theft, or hitting an animal.
Uninsured / Underinsured Motorist. Pays the cost of property damage or bodily injury claims if the at-fault driver does not have adequate insurance.
Medical Payments. Pays medical expense claims for you and your passengers if you are injured or die in an accident. Pays medical expenses due to an accident for you and family members named on your policy if they are injured or die while in other vehicles. In some states, pays medical expense claims if you or family members on your policy are injured by a car while walking as pedestrians.
You can earn discounts and perks with the following programs:
One impressive part of Branch is how they’re able to deliver firm quotes without much personal information.Branch accesses consumer databases that contain most of the information it needs, saving you time and hassle.
You can apply on the Branch website or with the mobile app. You’ll enter your personal information, your vehicle’s identifying information, and information about other drivers you want to add to the policy.
You can file an insurance claim using the Branch mobile app, online, or by phone. The process is designed to be fast and easy.
Filing online is convenient right until you have questions or you hit a snag. Then, you want to talk to a real person and get help through the process. Branch offers just that. When you file a claim, you’re assigned a personal Claims Guide who is with you every step of the way.
Here’s what to expect:
Contact Branch using any of the following channels:
Phone: 1(833)427-2624
Online: https://ourbranch.com/s/claims
Mobile app: Download the Branch app
Branch is a new entry in the insurance field, with licenses to sell insurance in five statesApplying for insurance doesn’t have to be a lengthy chore, with long phone conversations with an agent or filling out pages of forms. Branch’s technology uses a few pieces of your information to ping existing consumer databases and extract the information it needs to give you a quote, fast. And Branch’s system is efficient, resulting in lower premiums for you.
