Types of Auto Insurance

Gabi is not an insurance policy provider. Rather, it connects car owners with car insurance companies that can offer them a better rate than the one they are currently paying. Since Gabi isn't an actual insurance provider, it does not set any of the terms, including what is covered, what rates are charged, etc. The different insurance companies will set the terms of your policy accordingly.

Gabi has a network of more than 40 trusted insurance companies for you to compare rates from. With major names in the car insurance industry, like Allstate Insurance, Mercury Insurance, and Travelers, Gabi helps car owners find better rates on their current insurance policies or find new policies. Possible coverage that is generally offered by Gabi partners includes:

Bodily Injury Liability covering expenses related to bodily injuries of other drivers when you are at fault.

Property Damage Liability covering expenses related to damage of property when you are at fault.

Collision insurance covers expenses related to vehicle repair and replacement if your vehicle is damaged in a collision, regardless of fault.

Comprehensive auto insurance covers repairs and replacement if your vehicle is damaged as a result of a non-collision incident such as fire, vandalism, or theft.

Medical Payments/Personal Injury Protection covers medical and rehabilitation expenses resulting from a collision for you and any passengers involved, regardless of fault.

Uninsured and Underinsured Motorist insurance will cover another driver’s liabilities in an incident if they are uninsured or underinsured.

Additional Features

Gabi is a licensed broker working directly with partners.

For super quick comparisons, Gabi lets users compare up to 20 insurance quotes in two minutes or less.

Gabi’s innovative technology doesn’t just match you with an insurance provider, it also finds bundling options to give you the best price.

Once you have a Gabi account, you can view any insurance policies and manage coverage, drivers, or vehicles conveniently in one place.

If you need a little extra guidance, Gabi’s insurance advisors are available for questions once you’ve decided on a policy.

How to Apply

Gabi offers an online application form in order to speed up the process of signing up. Bear in mind, though, that when you sign up for Gabi, you aren’t signing up for an insurance policy. If you decide to work with one of the trusted car insurance companies you receive a quote from, you’ll have to go through their application process to complete your policy application.

Here’s how the Gabi application process works:

To sign up for Gabi, just enter some basic information like your name, address, and contact info.

Connect your current insurance account. This is so that Gabi can use your policy information to find you a better rate than you’re currently paying. Rate quotes need to be for the same type of coverage for an accurate comparison, hence the need for your current policy details.

Once Gabi has your information, it will search its network for the lowest rates possible under your circumstances.

You may be asked to fill in a few more details to finalize the quotes process.

After that, you'll receive confirmed rate quotes from the top names in the car insurance industry via Gabi. Using the comparison tool, you can see exactly how much you'll save with each of the insurance providers on offer. You're not obligated to switch or to take action on any of these quotes. They're just offers being made to you.

If you are interested, you’ll be connected directly with the insurance company to proceed further. Gabi doesn’t give your information out to the network of insurance companies. Instead, Gabi works directly with the companies, and you work with Gabi. So, you aren’t bombarded with offers from various insurance brands.

Filing a Claim

Gabi doesn’t handle insurance claims. Rather, you’ll work directly with your insurance provider to sort out claims and coverage. As mentioned, the companies in this network are as reputable as they come. With major brands like Travelers and Allstate, you’ll get fast response times, knowledgeable customer support agents, and immediate assistance when you need it.

Gabi provides customers with its own customer support to handle any technical issues or questions regarding insurance policies in general or on-site problems. The support team is manned by licensed agents who know the industry well. So, they’ve got the answers you need when you call. You can get in touch with a Gabi customer support agent using a number of channels. Gabi also has a great app available for iPhone.

Summary

Gabi is a licensed online insurance broker that works in all 50 states. It offers car owners a fast online tool for comparing up to 20 car insurance quotes. Best of all, Gabi is totally free. So, there’s every reason to try and save money with this easy comparison tool. You might just save almost $1000 a year on better insurance rates.