Personal Loans Articles

Learn about how getting a loan online works and how to find
the best one for your specific financial needs.
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What It’s Really Like to Take out a Personal Loan: Tips and Tricks From 3 Borrowers

What It’s Really Like to Take out a Personal Loan: Tips and Tricks From 3 Borrowers

What It’s Really Like to Take out a Personal Loan: T...

Dec. 31, 2020
If you haven’t applied for a personal loan before, you may not know what to expect. Thankfully, the process is pretty straightforward at most onlin...
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Here's How You Can Consolidate Your Debt with a Personal Loan

Here's How You Can Consolidate Your Debt with a Personal Loan

Here's How You Can Consolidate Your Debt with a Pers...

Dec. 31, 2020
Taking out a personal loan could help you streamline your debt repayment process by combining all of your debt into one easy payment.
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The 7-Step Guide for Choosing a Loan Provider You Can Trust

The 7-Step Guide for Choosing a Loan Provider You Can Trust

The 7-Step Guide for Choosing a Loan Provider You Ca...

Dec. 31, 2020
Getting a personal loan can allow you to make bill payments on time or cover costs in an emergency. But the process of applying and being approved ...
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How Much Will the Fed’s Near-Zero Rates Actually Help Borrowers?

How Much Will the Fed’s Near-Zero Rates Actually Help Borrowers?

How Much Will the Fed’s Near-Zero Rates Actually Hel...

Dec. 31, 2020
Here is proof that even the darkest clouds have a silver lining. As humanity faces its greatest challenge this century, one small upshot is that bo...
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Professional Tips on How to Manage Your Money During Chaotic Times

Professional Tips on How to Manage Your Money During Chaotic Times

Professional Tips on How to Manage Your Money During...

Dec. 31, 2020
We gathered four leading professionals on personal finance to discuss the state of the economy, how it affects American households and what you can...
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Professional Advice on Borrowing Money During an Economic Crisis

Professional Advice on Borrowing Money During an Economic Crisis

Professional Advice on Borrowing Money During an Eco...

Dec. 31, 2020
This new reality that we’re experiencing is changing everything, including the way we borrow money. We asked finance professionals to present the g...
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Personal Loan APRs

The APR calculation on personal loans will vary depending on your lender, but it will typically be lower than what you would receive from a payday or short-term loan – usually starting at 10% and capping at 35.99%. It is not ideal to owe any money, but if you require a loan, then a personal loan could certainly be a viable option.

APR rates mentioned include associated fees.

Full repayment for the loans displayed range between 61 days to 180 months.

Representative example: assuming a loan of $10,000 over 60 months at a fixed rate of 3.1% per annum and fees of $60.00. This would result in a representative rate of 3.3% APR, with monthly repayments of $180.80, for a total amount paid of $10,848.00.