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Top Online Banking Reviews

Opening a new bank account is an important choice that has to be made carefully. Delve into each online banking review to make the best choice.

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Our Top Choice

Apr. 26, 2026

4 min read

Relay

Founded in 2021, Relay is an online banking platform for small businesses, accountants, and bookkeepers to automate their bill pay and manage their cash flow and operating expenses. It charges no fees and makes it easy to send and receive ACH transfers, checks, or wires. You can sync transaction data directly in QuickBooks or Xero, and set up role-based permissions so there’s no need to share login information between staff.

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Fast Online Application

Apr. 30, 2026

3 min read

Mercury

Mercury is a banking* services platform that offers high-tech business checking and savings accounts for startups and growing companies. Mercury charges zero account fees and doesn’t require a minimum deposit. You can request physical debit cards or create your own virtual cards for employees. Mercury also offers an API so you can integrate your bank account with the rest of your business software.

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Oct. 19, 2025

4 min read

Bluevine

When it comes to small businesses, you want a business checking account that offers flexibility along with excellent customer support and low fees. Bluevine gives its small business owners peace of mind and an array of services with its online options. Bluevine is not a bank, its banking services are provided by Coastal Community Bank, and all accounts are insured up to $3M through Coastal Community Bank, Member FDIC and their program banks.³

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Sep. 03, 2026

5 min read

Airwallex Business Account

Founded in 2015, Airwallex is a leading fintech company revolutionizing international business banking. Using the company’s multi-currency local business accounts, you avoid cross-border transaction fees and payment delays. Enjoy low fees, competitive foreign exchange (FX) rates, and the convenience of virtual and physical payment cards, making global financial operations seamless and efficient.

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Jul. 23, 2026

3 min read

Found

Launched in 2019, Found allows small business owners to carry out their business banking, keep track of their bookkeeping, and manage their expenses through a single platform. As well as providing you with a Mastercard debit card for business spending, the company offers tax and invoicing tools, such as automatic invoice generation and the ability to pay taxes via the app if you file a Schedule C.

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