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Provide Review

Sarah Pritzker
Jan. 30, 2023
3 min read
Sarah Pritzker
Provide Summary
Provide connects users with quotes from leading life insurance carriers based on specific needs and budget. A leading insurance marketplace, Provide’s advanced search tool delivers personalized insurance quotes in minutes and brings licensed agents to complete the life insurance application process. Some of the recognized insurance providers include Progressive, Nationwide, and State Farm, so users know they are getting reputable service.

Pros

  • Fast and simple to follow application process
  • Easy to opt out of the service
  • Works with biggest names in the industry

Cons

  • Quotes may not come directly from a direct service provider
  • Provide does not sell life insurance

Provide at a glance

2.4
Editorial score

Coverage type

This category measures the overall quality of the product
2.4

Customization of policies

This category measures the overall quality of the product
2.4

Customer services and support

This category measures the overall quality of the product
2.4

Online experience

This category measures the overall quality of the product
2.4

Direct insurer?

This category measures the overall quality of the product
2.4

Provide Provide View Rates

Who Can Benefit From Provide?

For consumers looking for the best price and most comprehensive coverage, Provide's network of reputable life insurance partner providers is a safe bet. Provide's user-friendly marketplace platform is designed for first-time buyers as well as policyholders looking to make a change. Once you have filled out the simple form, Provide will put you in touch with relevant life insurance providers that can help. 

Features

Provide is one of the largest insurance marketplaces in the United States, offering access to a range of prominent insurance companies across the nation. If you are looking for a new policy or to make changes to existing policies, Provide can give you a head start.

  • Frictionless Application

Provide saves you lots of time by including pre-filled data fields and screening questions on their online application form. This ensures that you are only getting quotes that suit your requirements and preferences. Users opt for providers to contact them by phone or by email, and can also request to be transferred to the insurance provider’s website.

  • Ample Resources

Provide’s robust resource library provides articles, calculators, FAQs, and insurance company reviews so that users can expand their knowledge and make educated, empowered decisions about purchasing life insurance. Regardless of what you are looking for, you will likely find what you are looking for on Provide’s site.

  • Company Reviews

You can find detailed reviews of all of Provide’s affiliated partners so that you can get an idea about what other consumers’ experience has been before committing. Look at price differences, customer service responsiveness, and policy payout policies to see if a provider is right for you.

Application Process

Provide's application form is straightforward and easy to use. With pre-filled fields, this form won't take too long to fill out, so you can get the answers you're looking for quickly and without hassle. The Provide questionnaire helps match you with the right provider, so providing complete answers and having some documents ready in advance can help you get more suitable quotes faster. Here's what you will be asked about:

  • Health status
  • Family health status, including parents and siblings
  • Medications you are taking
  • Previous medical treatments or medication
  • Occupation and hobbies
  • Driving record
  • Details of any life insurance policies that you currently hold
  • Beneficiary details
  • Other information that can help get you discounts

Policy Types and Terms

Provide is not a direct life insurance provider. Rather, the marketplace aggregates quotes from its reputable nationwide partners, delivering most types of life insurance policies to best suit your needs and your budget. The three types of life insurance offered by Provide partners are:

  • Term Insurance

Term Insurance defines a type of life insurance policy that is limited to a specific period of time. Some may be as short as 1 year while others are as long as 30 years. If the policyholder dies, beneficiaries will only receive payouts if it is during the term.

  • Whole Life Insurance

Permanent or whole life insurance applies at any time during the policy holder’s lifetime. This is the most common and popular type of life insurance, giving you and your beneficiaries peace of mind and security. When you purchase whole life insurance, you will pay a monthly premium for specific benefits.

  • Universal Insurance

Universal insurance policies accumulate over time, similar to whole term insurance policies, but you can make changes to the terms of your policy and your premium costs at any time. You will have to undergo a medical exam, but as long as you pass, universal insurance policies can increase or decrease benefits, and alter premiums.

Provide Provide View Rates

How Safe Is It? 

Provide uses your information to find the best insurance provider and policies for your needs. While the platform does leverage data and uses the personal information supplied by users to make the best matches, you can opt out at any time. Provide includes a transparent privacy policy, so you can make educated choices about your privacy when using the marketplace. Keep in mind, in order to access quotes and coverage information, you will need to supply personal information. 

Help & Support

Provide offers customer support by phone during business hours or by email. To get a quote or ask questions, call 855-522-3444. 

Bottom Line

Provide is one of the most user-friendly and trustworthy online insurance marketplaces out there. The platform is easy to use, and you can expect quotes from vetted partners quickly, so you can get a life insurance policy when you want one. Provide delivers a simple, streamlined application process. In under 2 minutes, you will be ready to get multiple quotes from top insurers according to your individual needs and budget.

Physical Address

210 Broadway #302 Cambridge, MA 02139

Sarah Pritzker
Written by
Sarah Pritzker
Sarah Pritzker is a content writer with years of experience and a keen interest in the vast world of online consumer products. She writes for BestMoney and enjoys helping readers make sense of the options on the market.‎
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