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iLendingDIRECT Review

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Reviews 260

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BestMoney Staff
Bestmoney Staff
Jun. 18, 20214 min read

iLendingDirect summary

Based in Englewood, Colorado, and founded in 2006, iLendingDIRECT is a national leader in automotive refinancing. Through strategic partnerships with financial institutions around the country, iLendingDIRECT offers competitive finance rates and creative financing solutions to thousands of customers a year, in all 50 states.

Pros

  • Relatively low interest rates
  • Quick and easy auto refinancing process
  • Options for longer-term borrowing

Cons

  • Loans are subject to late penalty fees
  • Applicants must have a credit score of at least 560 to apply
  • There are additional fees for refinancing
iLendingDirectat a glance
3.8

Editorial score

Online experience

Has learning resources, access to rates, mobile app

5.0

Customer services and support

Limited ways of reaching lender

3.0

Loan Types

Niche lender

2.0

Repayment Flexibility

Offers multiple repayment plans- but no special repayment programs

4.0

Eligibility (credit score)

Accepts all credit types

5.0

Call iLendingDirect 8445723325

Overview

iLendingDIRECT is an auto loan refinance offering based in Englewood, CO. Founded in 2006, iLendingDIRECT Inc. offers auto refinance loans in all 50 states and Washington, DC. The company offers competitive interest rates with no prepayment penalty, and longer terms that allow for borrowers to take on larger loan amounts while keeping monthly payments more affordable.

The company offers a detailed website with useful information on current rates, terms, and conditions, as well as other helpful tools, such as a monthly savings calculator and a detailed roadmap for applicants to better understand the company’s lending process. iLendingDIRECT does not charge a loan origination fee for refinancing an auto loan (a fee that lenders often charge for processing, underwriting, and funding a loan). The minimum age to apply for a loan with iLendingDIRECT is 18 or the state minimum, whichever is higher.

Suitable for?

iLendingDIRECT is suitable for those looking for a fast and easy auto refinancing process, as well as customers looking to relieve current debt. Loans are offered in all 50 states around the US, and the company offers a wide variety of other services as well, including cash back, Guaranteed Asset Protection (GAP) waivers, and more.

iLendingDIRECT connects customers with auto finance providers to help them quickly refinance their auto loans. iLendingDIRECT works with a network of nationwide lenders to offer competitive rates, with personalized attention from experienced loan consultants.

Features

iLendingDIRECT offers auto loan refinancing to applicants around the country.

Highlights for those applying include:

  • The ability to borrow between $7,500-$80,000.
  • Flexible repayment terms from 12-84 months.
  • Long-term industry experience, with operations since 2006.
  • The ability to choose from a broad network in all 50 states around the US.

Application Process

Applicants to iLendingDIRECT can get pre-qualified with an easy online application, after which a personal loan consultant will contact them to continue the process.

Applicants with a credit score of at least 560 can apply for a loan via iLendingDIRECT Auto Refinancing. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher. Auto refinance loan applications are typically approved (or denied) within 24 hours, and funded within 1 to 7 days of approval.

To qualify, applicants may need to provide a driver’s license, proof of citizenship or residence permit, and/or recent pay stubs.


Loan Types and Terms

iLendingDIRECT features a variety of auto refinancing offerings, with a comprehensive range of loan amounts, as well as flexible rates and repayment terms. Applicants can borrow between $7,500-$80,000, with terms of 12-84 months. Interest rates start at 2.99% APR.

The company’s website features a convenient monthly savings calculator, where applicants can enter the financing terms and then see how much their monthly payment would be. The website also offers a “refinancing roadmap,” with iLendingDIRECT’s 7 steps for finding the most suitable loan for applicants.

Repayment Options

iLendingDIRECT is relatively affordable compared with industry standards, although rates vary depending upon the amount borrowed and term length. iLendingDIRECT offers competitive repayment options, with terms that range from 12 months up to 84 months, and interest rates that are often favorable to competitors. Rates start at 2.99% APR, and run between 1-7 years.

How Safe Is It?

Although iLendingDIRECT works with customers’ sensitive information and data, the company keeps this data secure, and is transparent about what information it collects and how. iLendingDIRECT employs industry-standard security measures including user data encryption, along with the implementation of strong physical and electronic protections for its servers.

Help & Support

You can get in touch with iLendingDIRECT via phone from Monday-Friday 7am to 7pm (MT), Saturday 8am to 2pm (MT), and Sunday 9am to 12 noon (MT).

The company also has detailed and updated social media pages, including Facebook, LinkedIn, and Twitter. Links to all of their social media sites can be found on the company’s website.

iLendingDIRECT’s FAQs page offers quite a lot of detail, with general information about auto refinancing and how it works, as well as tools such as steps for how to get an auto refinancing loan with iLendingDIRECT. Overall the website is very easy to navigate, and has several useful features, such as a monthly savings calculator and information about how their loan process works. The site features several educational resources as well, including a blog and other information to help applicants make the most informed decision possible.

How iLendingDIRECT Compares


iLendingDiRECTLendingTree
APR2.99% and up3.49% - 4.27%
Minimum credit score560560
Loan amounts$7,500- $80,000$7,500- $300,000
Loan term12-84 months12-72 months
Suitable forLow interest rate auto loansComparing multiple options

Summary

In business since 2006, iLendingDIRECT connects clients with auto finance providers to help them refinance their auto loan quickly and easily. iLendingDIRECT works with a network of nationwide lenders (in all 50 states and Washington, DC), offering competitive rates with personalized attention from experienced loan consultants.

iLendingDIRECT provides a variety of auto refinancing plans, with affordable and convenient financing solutions. They do not charge a prepayment penalty, but do charge a refinancing fee, as well as late penalty fees when applicable. The application process is straightforward and fast, with options for contacting loan consultants for additional information as needed.

The company is a BBB Accredited Business with an A+ rating.

Call iLendingDirect 8445723325

Physical Address

iLendingDIRECT

7257 S. Tuscon Way

Englewood, CO 80112

BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

iLendingDirect
iLendingDirect
ExcellentReviews 260
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Trustpilot reviews

See what some costumers are saying about iLendingDirect
iLendingDirect
ExcellentReviews 260
on
Excellent
92%
Great
3%
Average
0%
Poor
1%
Bad
4%
  • author
    Patrina Dunn
    Jul 28, 2021
    Before refinancing my car I was unsure…

    Before refinancing my car I was unsure of what the outcome would be but I decided to give it a try. I was directed to Konrad Carlson who assisted me with my refinancing and I was very VERY impressed and satisfied with the outcome. He ensured that my interest rate was lowered and my loan payments were cut in half. I am thankful. If you are looking for a company to refinance with I would definitely consider ilending. They did a great job.

    ...

  • author
    Rick Kastner
    Jul 20, 2021
    Until I received a mailer in the mail…

    Until I received a mailer in the mail from iLendingDirect it never entered my mind to refinance my auto loan I had a fairly good finance rate as it was but figured what the heck! Unbelievable the rate they found for me! My payment was drastically cut and I am wondering why I didn’t do this much sooner. A very happy customer!!

    ...

  • author
    Rodney S. Ferguson
    Jul 20, 2021
    Great service and fantastic rate

    Great service and fantastic rate. I couldn’t be more pleased.

    ...

  • author
    Jason Presnell
    Jul 20, 2021
    Absolutely recommend

    Absolutely recommend. I got robbed on my used car as far as APR and Trevor got me way lower saved me almost 10k I’m extremely happy. Plus anytime I have a question he calls me back quickly.

    ...

  • author
    Harold Bryant
    Jul 19, 2021
    The service and experience I recommend…

    The service and experience I recommend was awesome!

    ...

  • author
    Reba Stevens
    Jul 15, 2021
    he was so nice

    he was so nice

    ...

  • author
    D D Lim
    Jul 15, 2021
    KONRAD CARLSON is Your BEST CHANCE for the BEST Deal on Auto Refinance

    I just want to share my excellent experience in working with KONRAD CARLSON of ILending for my Auto Refinance needs. He was very friendly, knowledgeable & professional althroughout my Auto Refinance process. Plus, Konrad did not pressure me in quickly accepting the Auto Refinance Offer that he was able to obtain for me and he gave me the time & freedom of consulting with other Lenders & Competitors for the best Auto Refinance Offer there is. Even with my excellent Credit Score & Credit History, no other Lender nor Competitor was able to meet nor beat the 2.5% Interest Rate & 6 year Term that Konrad was able to find & get for me. The Competitors & Other Lenders were even amazed on how Konrad was able to find and obtain approval for such a great Auto Refinance deal and they even urged me to quickly accept the offer while it still exists. I highly recommend for anyone to reach out to KONRAD CARLSON @ ILending if you are in search for the best deal on Auto Refinance. KONRAD CARLSON is your Best Chance & the Best There Is.

    ...

  • author
    Tem Houk
    Jul 15, 2021
    I was skeptical at first but I decided…

    I was skeptical at first but I decided to call & see what my offer was & chase was very pleasant & nice. He was determined & reliable & answered all my questions. My fiancé was impress & liked how he handle my account. We would recommend chase to our family members of need be.

    ...

  • author
    Kenneth Hunter
    Jul 14, 2021
    Easiest refinance I've ever did very…

    Easiest refinance I've ever did very professional and courteous Rick was the best agent I ever worked with Thanks so much

    ...

  • author
    Naners
    Jul 09, 2021
    I am very impressed with my loan…

    I am very impressed with my loan officer and this company! I did a car refi very quickly, easy process and they cut my rate more that 50% down! I highly recommend using this company!

    ...

  • author
    Samantha Youk
    Jul 07, 2021
    It easiest refinancing I have ever…

    It easiest refinancing I have ever experienced. Thank you so much Derek.

    ...

  • author
    Jon
    Jul 07, 2021
    I had first got recommended to them…

    I had first got recommended to them through a link on YouTube they worked with me great Lenny got my car payment down from 550 to 409 my apr down to 5 from 15 with no down payment awesome Company

    ...

  • author
    Fairlane Bradley
    Jul 07, 2021
    Happy and very satisfied customer.

    Chase was very helpful from the start to the end to the whole process. His very professional and he make it so easy for me to understand and explained step by step. I will recommend this company and Chase who needs their vehicle refinance.

    ...

  • author
    Rebecca Ward
    Jul 07, 2021
    Lending direct

    Chase at ilending was super helping and made my refinancing experience so easy! Not only was he super nice, he got me some amazing deals and my interest rate was cut in half!

    ...

  • author
    John Dornheim
    Jul 07, 2021
    Great and easy

    Great and easy

    ...

  • author
    Martha
    Jul 07, 2021
    Happy> with iLendingDirect

    Hello I would just like to say this company went up and beyond to assist and help refinance my previous loan with Chrysler Capital >this company would not help me at all were my car payment was high. ilendingDirect They stepped in and assisted me with refinancing my car through there finance company where one Bank that already had my acct and I paid on time never missed a payment. Had told me I could never refinance with them. (Chrysler Capital) With Ilending Direct I save a lot, they were patient friendly and courteous thru each step of the way. I would recommend them to others. :)

    ...

  • author
    Diane R
    Jul 02, 2021
    Great customer service

    Chase was wonderful! He explained every step of the refinancing process, was very proactive in contacting us via text, email and phone.

    ...

  • author
    Sen
    Jul 01, 2021
    Excellent and professional service!

    Leanne Tarpey has been phenomenal! She has been very clear, transparent, and quick throughout the whole car refinancing process and I even referred my loved ones to work with her! I highly recommend her!

    ...

  • author
    Cara
    Jul 01, 2021
    Rick at iLendingDIRECT was awesome to…

    Rick at iLendingDIRECT was awesome to work with the processes was extremely easy, I literally refinanced my car while being on vacation. My interest rate was 11% and I got it down to 5%, keeping my same payment I’m able to pay off my car faster. I Would highly recommend working with them!

    ...

  • author
    Gennifer Albaum
    Jun 21, 2021
    Easy and quick

    Easy and quick . Great experience and i highly recommend!

    ...

  • author
    Patrisha G
    Jun 18, 2021
    Alex Barker is beyond professional

    Alex Barker is beyond professional, is extremely knowledgeable when it comes to refinancing loans. He made the entire process easy and was done within 36 hours. Will definitely do business with him in the future.

    ...

  • author
    Bob K
    Jun 16, 2021
    Highly Recommend iLending Direct

    I had several people/banks try to contact me about re-financing my car. iLending Direct's approach seemed to be straight forward and honest so I contacted Chad Smith and he laid out everything for me. Chad made it all happen quickly and I am extremely satisfied with the outcome which lowered my monthly payment. Highly recommend iLending Direct.

    ...

  • author
    Karen
    Jun 15, 2021
    Thank you Giuseppe Rando was excellent…he walked me through the process. Making my auto refinance the easiest ever.

    Thank you Giuseppe Rando was excellent in assisting me with my auto loan refinance. He walked me through the process and made everything simple.

    ...

  • author
    Geron Tubbs
    Jun 15, 2021
    I am very satisfied with this company I…

    I am very satisfied with this company I went from 24.3% finance to just 5% finance and my payment just tremendously.

    ...

  • author
    Michelle P
    Jun 14, 2021
    I couldn't be happier with this…

    I couldn't be happier with this company. We refinanced from over 19% down to 5.5% and lowered our car payment over $100. Eric E went above and beyond to help with questions I had and always returned my calls.

    ...

  • author
    Tomas Roman Jr.
    Jun 13, 2021
    Chase was great!

    I had received a letter in the mail, and it sounded very interesting about refinancing my car! I called and spoke to Chase who was very professional and helpful to lowering my interest rate and refinancing my car, kept in constant contact, process took about 2 days to complete, and he helped me through it! Highly recommend this company and Chase as your guide! Oh and thanks for the gift:)

    ...

  • author
    Lu Prickett
    Jun 12, 2021
    Ablest company

    I placed an inquiry through Lending Tree, and Ryan Reynolds, of iLendingDIRECT, contacted me via text. We exchanged a few messages, but when I told him that I needed the whole process to be done via text or email, he completely ghosted me. To not be willing to use the tools at hand to accommodate someones hearing or speech loss is selfish and ablest.

    ...

  • author
    Elizabeth Husser
    Jun 10, 2021
    I had the best experience and drop my…

    I had the best experience and drop my interest rate from 16% to only 5%. My payment went from 708 a month to 460. With better cover to my mechanical coverage including oil changes. I'm very happy with Adam Kravetz who knew exactly what he was doing and got me a credit union to boot! Thanks Adam your priceless I salute all your hard work! Sincerely, Liz

    ...

  • author
    FM
    Jun 10, 2021
    Giuseppe was great

    Giuseppe was great! He was able to get my car refinanced with out any issues. He kept me updated through the process and it was very streamlined. Process took less than 2 week. I'm glad Giuseppe was my loan consultant.

    ...

  • author
    Elena Sevilla
    Jun 10, 2021
    Amazing Customer Service

    Keisha was amazing and patient. She went the extra mile to get my loan figured out and I’m so thankful!

    ...

  • author
    David Puetz
    Jun 10, 2021
    Derek was very easy to work with and…

    Derek was very easy to work with and understood that I needed to be flexible with my calls and getting documentation submitted to him. I would recommend anyone work with him in the future on any of their loan needs.

    ...

  • author
    Corina Adamson
    Jun 04, 2021
    Chase was awesome to work with

    Chase was awesome to work with! He was very professional and made sure to answer all of my questions! Highly recommend if you need to refinance your vehicle.

    ...

  • author
    Gary Morehouse
    Jun 04, 2021
    Dan was a great help

    Dan was a great help. He was patient with me in getting through all the paperwork. Thanks Dan

    ...

  • author
    JANA KATICH
    Jun 03, 2021
    iLendingDIRECT is great

    I wasn’t even thinking I of doing a refinance on my automobile. I received a letter in the mail and decided to see if I could get a lower rate.I worked with Jalen from iLending DIRECT he was so knowledgeable and guided me through every step. I now have a lower interest and my payment went down drastically. I am a very happy customer. Thank you iLendingDIRECT and Jalen’s great expertise.

    ...

  • author
    Shannon Yarbrough
    Jun 03, 2021
    One of the easiest processes and takes…

    One of the easiest processes and takes only just a few days. I got approved with the interest rate and payment almost half of what it was before.

    ...

  • author
    jose avalos
    May 31, 2021
    Minh Bui was great

    Minh Bui was great. Helped me lower interest and payment significantly. Smooth and easy everything he said it would be happened I was at 21.5% paying 475 with no GAP or warranty he dropped me down to 5% with gap and 75k warranty at 360/month now paying less and way better covered. 100% recommend.

    ...

  • author
    yonggi c
    May 25, 2021
    Really amazed by Eric

    Really amazed by Eric, he followed up with me for over two months to help me get my auto loan refinanced. He delivered better result than originally promised, I sincerely recommend Eric!

    ...

  • author
    Kyglo Webb
    May 25, 2021
    Kristie Did Amazing

    Kristie did an amazing job with making sure I was taken care of and helped me get the best price for my new loan. She definitely deserves a pay bonus for all her hard work and awesome customer support!

    ...

  • author
    Ball Dagmar
    May 25, 2021
    Kristie was a great person to work…

    Kristie was a great person to work with. She has very good knowledge and gave me all the necessary information and ensured that the paperwork was correctly submitted. I would recommend her in a heartbeat to anyone in looking to refinance their auto loan.

    ...

  • author
    Quayshaun Beauford Quayshaun
    May 22, 2021
    The agent was very helpful with getting…

    The agent was very helpful with getting all my information together and helping me throughout the refinance process. I would know where to begin with out him. Thanks you a lot and Ill be in touch with you.

    ...

  • author
    kendra austin
    May 19, 2021
    Valerie Cordova was so professional and…

    Valerie Cordova was so professional and kind. She made the process so easy for me while taking care of all my needs. I was able to save 100+ a month. I am so happy I decided to refinance with ilendingdirect.

    ...

  • author
    Katon Gerky
    May 19, 2021
    Excellent experience refinancing!

    The whole process for refinancing my vehicle went very smooth. There was constant good communication, and they were patient with me after I had to file for a replacement title. Excellent service! I cannot recommend highly enough!

    ...

  • author
    Victoria Meade
    May 19, 2021
    Quick and painless

    Quick and painless. Good communication, no hassle. Thank you!!!

    ...

  • author
    Todd Ellington
    May 18, 2021
    It was very easy to refinance my car

    It was very easy to refinance my car and cut the interest rate from Carvana by 2/3. Ryan was very easy to work with and not high pressure. I was able to complete the process very quickly.

    ...

  • author
    DeEtta Hobbs
    May 17, 2021
    Minh made the process seamless

    Minh made the process seamless, he answered all my questions, made it so I understood everything, and he guided me every step of the way, awesome. I highly recommend them, you can not go wrong.

    ...

  • author
    Rob
    May 13, 2021
    Kristie Tidrow helped me out

    Kristie Tidrow helped me out. She was pleasant to speak with as well as knowledgeable. Dropped my interest payments by approximately 3%.

    ...

  • author
    Larry Cole
    May 12, 2021
    Kristie was amazing

    Kristie was amazing. Helped me navigate the refinance of my auto loan. Very helpful and direct. I highly recommend her.

    ...

  • author
    eddie Holt
    May 12, 2021
    My experice with ilending was very…

    My experice with ilending was very good. Chase lead me through the process easy. I was informed through the whole process. The minute i was apporved he called me to let me know.he got my intrewt rate to 5% for 24% saved me $140 a month. Tjanks chase

    ...

  • author
    Charles Hodges
    May 10, 2021
    ilendingDirect

    ilendingDirect, the best. Very helpful in every way.

    ...

  • author
    Shibby Boss
    May 04, 2021
    Saving me alot of money

    Saving me alot of money, drop my interest rate from 16.34% to a 4.9 (not exact, but close to it). Minh Bui a great person, help me step by step to refinancing my car. Hats off to him. Overall great experience.

    ...

  • author
    Ash Weber
    May 03, 2021
    Saving me thousands of dollars!!

    After struggling for literally weeks with credit unions (and not getting approved), I applied for an auto refinance on autosavings.com, and iLendingDIRECT reached out the next day. Konrad Carlson was my rep, and found a new loan for me that lowered my apr from 25% down to 4%!! He halved my monthly loan and is saving me thousands. Very easy to work with, and the company got this refinance done in a week's time. Super pleased with my experience!!

    ...

  • author
    Everett
    May 03, 2021
    This was an amazing experience very…

    This was an amazing experience very easy proccess.Mitch my lending officer was outstanding.He was able to get my rate down from 19.2 to 5.5 unbelievable.I would recommend anyone to Mitch to get refinanced.

    ...

  • author
    Blakely Gamble
    Apr 27, 2021
    Kristie was phenomenal

    Kristie was phenomenal, she more than adequately answered amy and all questions I had, she did an excellent job! Will definitely be returning to iLendingDirect in the future!

    ...

  • author
    Neal Chesser
    Apr 27, 2021
    Kristie was Amazing!

    The process of refinancing my car was a breeze. The Loan Consultant I worked with, Kristie, was amazing and incredibly helpful throughout the process. I would highly recommend iLendingDirect to anyone looking for a better rate on their car loan.

    ...

  • author
    Madeline Nogueras
    Apr 25, 2021
    Michael Zimmerman was very easy to work…

    Michael Zimmerman was very easy to work with explained the process in terms that we understood we would recommend to anyone looking to refinance to call Michael and his crew. Thank you so much iLending Direct for all your help.

    ...

  • author
    Janice
    Apr 24, 2021
    I had a very good experience

    I had a very good experience, especially working with Minh Bui. He is a professional and very patience. He makes the loan process to go smoothly.

    ...

  • author
    wes Wingo
    Apr 24, 2021
    They are very easy to work with

    They are very easy to work with and very accomodating. The best service for me yet with any financing organization. Worked hard to get a great interest rate. Would highly recommend it.

    ...

  • author
    Katherine Hunter
    Apr 23, 2021
    Had a very good experience with TJ…

    Had a very good experience with TJ Ward. He was very helpful and made the experience understanding. He is a great person to have on your team. Great employee.

    ...

  • author
    Your title lover
    Apr 23, 2021
    Alex Barker was a very big help

    Alex Barker was a very big help. Very professional and very informative. Lowered my payments and lowered my interest rate. Will definitely use him again.

    ...

  • author
    Benjamin Mccullough
    Apr 23, 2021
    I had a great experience with ILending…

    I had a great experience with ILending Direct. Minh Bui was great.He was very professional and answered all my questions, and I had a bunch. He made it very easy. I would recommend I landing to everyone.

    ...

  • author
    Patrick trujillo
    Apr 23, 2021
    Everyone I talked to was professional

    Everyone I talked to was professional, courteous, very knowledgeable and left very few questions during the entire process. Great job team!

    ...

  • author
    L kirk
    Apr 23, 2021
    Jamal Richardson was/is a great loan…

    Jamal Richardson was/is a great loan agent. He handled my info with great care and eased my fears of this being a scam. He was very professional and informative. He guided me every step of the way and I am very pleased with the level of service I received. He should he a bonus and pay increase. Sincerely a Happy Customer!!!!!

    ...

  • author
    Josh Halvorsen
    Apr 21, 2021
    I had a very good & smooth experience…

    I had a very good & smooth experience with ILendingDIRECT.. Giuseppe Rando was extremely helpful getting everything processed and answering all my 50 questions. I would definitely recommend iLending to friends & family. Thanks G.!!😊👍🏼

    ...

  • author
    Trenna Logan
    Apr 20, 2021
    Highly recommended

    Highly recommended! Very professional! Very much enjoyed communicating with the gentleman that handled my refinance! He was very attentive to my needs! They are quick, they look for the specific things you want in your contracts and find you the best deal! I am incredibly happy with their service!!

    ...

  • author
    hunter crawford
    Apr 19, 2021
    This is a very professional company…

    This is a very professional company with kind employees! They get everything done in a timely manor I highly recommend them!

    ...

  • author
    Micheal Andrews
    Apr 19, 2021
    Exceptionally professional and got both…

    Exceptionally professional and got both my vehicles refinanced in a timely manner!

    ...

  • author
    Russ Proulx
    Apr 16, 2021
    They handled my case professionally

    They handled my case professionally. I had a very good experience and the person I was dealing with was very nice

    ...

  • author
    John Joseph Rochford
    Apr 14, 2021
    Great Job Kristie

    Kristie did a wonderful job and guided me to a better loan with lower payments. She really knew everything and how to set me up to get my current loan funded and refinanced

    ...

  • author
    Dari
    Apr 13, 2021
    One call made all the difference.

    I made the call. Konrad not only answered, he delivered in a very friendly and extremely professional manner. iLendingDirect are a people centered company. No wonder they have the Better Business Bureau (A+ BBB) stamp of approval. If only I had made the call sooner I would save so much more money. Thanks to Konrad, I can now save big time. I highly recommend iLendingDirect.

    ...

  • author
    Marlon Cortez
    Apr 12, 2021
    Extremely satisfied I was in a 25.6% Nd…

    Extremely satisfied I was in a 25.6% Nd Mitch got me 5.99% my payment was $526 Nd now is $300 ..Thank you Mitch I’m saving $226 per month ur a life saver ...highly recommended..

    ...

  • author
    Romona Frazer
    Apr 11, 2021
    Definitely got ripped off

    Definitely got ripped off. I worked with Surech and he told me that I needed to pay off a certain amount to get the loan and some of my money seems to have been misplaced along the way.

    ...

  • author
    Art
    Apr 11, 2021
    Loan refinance

    Maurice was amazing and very knowledgeable and personable, he did all my loan and had an approval very fast

    ...

  • author
    Maurice Bigbee
    Apr 11, 2021
    Simple process

    Simple process. They really work to get customers the best interest rates. I would give 10 stars if possible. Thanks

    ...

  • author
    Mike Weber
    Apr 08, 2021
    Excellent customer service

    Excellent customer service! I worked with Konrad Carlson and he was so helpful! Every time I had a question he’d respond immediately. During our refinance process, and even after it was completed, he would make sure all our needs were met and all our questions were answered. I highly recommend Konrad and iLendingDIRECT!

    ...

  • author
    Jeff
    Apr 08, 2021
    Great service when listening to…

    Great service when listening to customers the help was very sincere got what I needed the connection was great the process was simple Derek Fivel made sure I had the right finance going that’s what I really needed to get me on the right path.

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  • author
    Warren McLaughlin
    Apr 08, 2021
    Great service and nothing but positive feedback from me

    I was very pleased they could get my vehicle loan refinanced. I just went through a divorce and nothing about the refinance process was easy because of the divorce. They were patient and helpful the entire time. I have nothing bad to say about them and if you are not sure about using them, dont be because they are legit and they will get the job done for you!!!! THANKS AGAIN ILENDINGDIRECT.COM!! GOD BLESS YOU

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  • author
    Joe Frenia
    Apr 08, 2021
    Fast and easy

    Fast and easy. Everything was very easy and smooth, no complaints! Refinanced in under 24 hours and saving money!

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  • author
    Colin Craig
    Apr 07, 2021
    Use this company!!!

    This company is knowledgeable, friendly and trustworthy. The agent that we dealt with was awesome. They saved us a lot of money and did it with no headaches or hassle. I would recommend this company to anyone.

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  • author
    Dr.Juice
    Apr 07, 2021
    Very shady

    Very shady. I owe $18,000 on a $36,000 car with three years left. They claimed they could shorten my payment from $480 to $345. Sounds good right? Well, they will charge more than two grand for their services. Oh, and they won't tell you that the loan is extended for a total of SIX years. He (Chase) didn't disclose all of the information until I saw the downloaded paperwork. Yeah, no thanks.

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  • author
    Arn Bert
    Apr 07, 2021
    They did a very good and straight…

    They did a very good and straight forward loan application. I immediately received offers from various lenders. I cut my auto loan interest by more than 8%. We are very satisfied with the service we received

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  • author
    loren bartling
    Apr 06, 2021
    All I can say is these guys did a great…

    All I can say is these guys did a great job with my loan. Very responsive to my questions, and concerns. Got me a lower intrest rate, and payment. Thanx guys!!!!

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  • author
    Tamara
    Apr 06, 2021
    I had a very good experience with my…

    I had a very good experience with my auto re-finance. Sterling was my agent and he was great! He answered all my questions and was very professional. The whole process went quick and smoothly. I would definitely reccommend this company to anyone looking to re-finance their vehicle.

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  • author
    Chance Rudd
    Apr 05, 2021
    Vehicle refinance

    They did as promised and refinanced my vehicle but took what felt like forever to actually payoff and close my old finance company. I would liked to have known I was going to be charged almost $2,000 extra as what I’m guessing is their refinance fee. Basically had me start completely over from Initial purchase price. That being said they did refinance at a much lower payment and interest so not all bad.

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  • author
    Jamie Koncher
    Apr 05, 2021
    My loan process was terrible!

    My loan process was terrible!! I have to loans at the bank that they called to get the payoff for my car and we thought our loan had went through. Come to find after making two payments it’s didn’t. We had to start the loan process all over again and my money is still missing from the payments I made. Go somewhere else. Completely unprofessional. To top it off Mr. O’Neill was very rude to me. I asked not to work with again during the second time and they had him do my loan anyway. Terrible Terrible would give no stars if I could.

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  • author
    Deanna Velasquez
    Apr 05, 2021
    I refinanced my vehicle

    I refinanced my vehicle, my loan officer was very helpful throughout the process. I was very happy with the decrease of my monthly payment and the fact that this company recognized GAP. They made it possible! Thank you so much iLending Direct.

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  • author
    Joel
    Apr 11, 2021
    Rates are good, loan funding time is not

    Loan rate is great, payment is what I wanted! Everyone was great to deal with

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  • author
    Shemar Thompson
    Apr 05, 2021
    The process of getting my truck…

    The process of getting my truck refinanced was great, Marcel my rep was a big help and made everything easy. I would recommend him to anyone he did an outstanding job! Thanks again Ilending.

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  • author
    Pattie Steward
    Apr 05, 2021
    Chase was a true professional

    Chase was a true professional. Made the experience quick, easy, and painless. Got an amazing rate on my car refinance. Would recommend this company to anyone.

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  • author
    Debra Kritner
    Apr 04, 2021
    Tammy is an amazing person!

    Tammy was the person that I talked to. Originally I wasn’t going to refinance my car loan- I actually just wanted information about the whole process. However Tammy took excellent care of me! She made sure that everything was explained to me and she made sure that I didn’t have any other lingering questions. I am fully satisfied with how this company helped me through the whole process.

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  • author
    Colton Childs
    Apr 04, 2021
    I worked with Adam with a refi and it…

    I worked with Adam with a refi and it could not have gone any smoother. Didn’t take much time if you have all your ducks in a row. Definitely would recommend!!

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  • author
    L Sanders
    Apr 01, 2021
    Keeping the customer in the dark

    The rate I received was good and my payment is what I was looking for. Ryan’s service was good during the loan set up. The problem was the length of time it took to get the loan funded. I did not receive follow up communications to set my expectations. Then I would call and no one knew what was next. I’m used to a more seemless loan process from start to finish. reply, 4/1/21 My number is 4104097568. I did call CS on yesterday and I was able to get the initial payment date pushed back a month since the loan was funded so late. it looks like everything has been resolved.

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  • author
    abdel diop
    Mar 31, 2021
    They quickly help me refinance my car…

    They quickly help me refinance my car with a good rate they did an awesome job

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  • author
    Randall Brewer
    Mar 30, 2021
    Saved Money!

    I had a loan for a new vehicle fixing to start is third. year. The loan was at 18.5 percent. I wanted to refinance and my credit had made great improvements so I reached out. I was contacted by Ryan Guillot, he took over and found me a rate at 10%. I was satisfied but he called later and got me down to 6.5 percent. I was able to miss the next car payment saving me money and had 6 weeks before this loan payment will be due. I am very pleased with the transaction.

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  • author
    Jeannette Juliana Ware
    Mar 30, 2021
    I can't say enough good things!

    I tried refinancing my auto loan on my own but kept getting turned down. When I received a letter in the mail from iLendingDirect, I'll be honest, I was a little skeptical. I did a little research and everything I saw seemed positive so I gave it a go. I'm so glad that I did! My loan agent was fast, thorough and easy to get in touch with via phone, email or text. Within 2 days, he had a new loan offer for me with a legitimate, well-known credit union in my area. The new terms cover all of my needs and my interest rate has dropped by 10%! I can't say enough good things about this company!

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  • author
    Art H Coca Jr
    Mar 30, 2021
    Coca

    Very professional very quick on getting thing done my experience with the company is 110% satisfy

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  • author
    Durwin Groves
    Mar 30, 2021
    In 2019 I suffer a stroke which left me…

    In 2019 I suffer a stroke which left me with paralysis on my left side. I had to rethink my life and how would I get back to normal, such as walking, balance, getting to and from appointments. All my life I have driven a manual transmission vichele and had to now move to an automatic transmission for functionality. The vichele I purchased at the time had an extremely high interest rate and even paying more I couldn't seems to reduce the principal balance. Edward Lewis from ilending was there for me. He patiently worked with me through the loan process explaining as we go so I was truly comfortable with I trust his compassion, knowledge and patience with me. I want to thank you Edward Lewis for all his help. You're a blessing to me. Thank you

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  • author
    Christopher Johnson
    Mar 30, 2021
    Awesome opportunity they gave me to cut…

    Awesome opportunity they gave me to cut my interest rates in half saving me $500 a month in payments on two vehicles. Even paired me with credit unions which is a huge plus with 0 money down on the refinancing. They did what the car lots couldn’t and lied to me about. The car lot told me that their banks would refinance me in 6 months and didn’t. Thanks for saving the day ILendingDIRECT!!

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  • author
    anthony nappi
    Mar 30, 2021
    Company was so easy to work with

    Company was so easy to work with. Mike was great. Processed my information and settled my loan within 24 hours. Everything about my experience was positive which I’m totally not used to, so it was very much appreciated. I would highly recommend.

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  • author
    David McCormick
    Mar 30, 2021
    I regret trusting ilendingdirect

    You will be hard pressed to find more dishonesty and lack of integrity than ilendingdirect or Westlake Finacial. Leaving out half of the whole truth still counts as a lie in my book. My experience with these two institutions after the paperwork was signed has been nothing short of a nightmare. If you enjoy feeling helplessly screwed over and wishing you could go back to your old lein holder, then give these guys a chance. My advice, if you hear the words Westlake, RUN! Also, dont count on total honesty from ilendingdirect, but just enough to make everything sound good until after you sign, then they are very forthcoming with the entire truth. My name is David McCormick and I approve this message.

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  • author
    Melissa Power
    Mar 29, 2021
    Keenan is a rock star

    Keenan is a rock star! He was able to bring my payment down dramatically and he is so efficient pleasant and prompt; he even laughed at my jokes. I would recommend him/your company to anyone. Thanks again

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