Car.Loan.com works with an extensive network of lenders and dealers across the United States to find deals for bad credit and no credit borrowers. Using Car.Loan.com is free, and it shouldn’t take up too much of your time either. It takes approximately three minutes to fill out the online form, and an agent should contact you with multiple loan offers within 24 hours.
Although Car.Loan.com accepts all customers, it is most suited to borrowers with bad credit or no credit. If other lenders or marketplaces have rejected you, Car.Loan.com can help. It works with dozens of lenders and thousands of car dealerships, many of whom have no minimum credit requirements for financing.
Car.Loan.com focuses on assisting people with bad credit or no credit in finding auto loans and in-house financing. The platform also provides educational resources to help each user understand their financing options.
Here are some of the advantages of using Car.Loan.com:
To request a quote, click “Online form” at the top of the Car.Loan.com home page and fill out a short online form. After submitting the form, you should receive a phone call from a Car.Loan.com agent within 24 hours.
Applicants must meet the minimum requirements (with the option of bringing in a co-owner to help meet the requirements):
Car.Loan.com specializes in auto loans and in-house financing options. The following are a few details on these options.
Car.Loan.com’s service lacks transparency when it comes to rates and terms. Their APR varies, and the final APR depends on your credit and whether you meet other requirements.
Car.Loan.com does not specify its loan terms, but considering its wide network of lenders, it’s fair to presume that a full range of loan terms from 12 months to 84 months are available.
Car.Loan.com has been operating since 1994. Given how long the website has been in existence, it’s no surprise that the platform enforces strict security and encryption protocols. Car.Loan.com exists to connect users with lenders, and it reserves the right to share your data with its partners.
This service operates on the principle of “don’t call us, we’ll call you.” After you request a quote, a Car.Loan.com agent should call you within 24 hours. Unfortunately, Car.Loan.com does not encourage people to call it directly. However, if you have a query, there is a contact form on the website.
| Car.Loan.com | LendingTree | |
|---|---|---|
| APR | Varies | Starts from 2.39% |
| Minimum credit score | None | None |
| Loan amounts | Up to $45,000 | Up to $300,000 |
| Loan term | 12-84 months | 12-84 months |
| Suitable for | Getting a car loan with bad or no credit | Comparing offers from a variety of lenders |
Because of the lack of transparency, it is difficult to make a head-to-head comparison between Car.Loan.com and other auto loan marketplaces. To find out what Car.Loan.com can offer, fill out the application form on its website. Consider comparing the results with those from other lending marketplaces.
If you have bad credit or no credit, or have found yourself rejected by auto lenders for other reasons, Car.Loan.com may be able to help. Car.Loan.com is a longstanding online platform that helps connect bad credit drivers with lenders and dealerships throughout the United States. Car.Loan.com’s APRs are not the lowest, but if you are suffering from bad credit, it’s worth seeing what this service can do for you.
MH Sub I, LLC dba Internet Brands
909 N. Sepulveda Blvd
El Segundo, CA 90245
