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Select National Review

Select National Insurance
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Hollie Shuttlewood
Apr. 16, 2021
3 min read
Hollie Shuttlewood
Select National Insurance Summary
Select National is an insurance marketplace that connects users with the best rates for car insurance, as well as life, health, and home insurance. Users enter their information online and let Select National’s online search engine do all the rest. Select National scours vehicle coverage from 12 partnering national insurance companies to compile a list of the best policies for the user’s needs – at the lowest rates.

Select National Insurance at a glance

2.4
Editorial score

Insurance Features

This category measures the overall quality of the product
2.4

Discounts Available

This category measures the overall quality of the product
2.4

Customer Service

This category measures the overall quality of the product
2.4

Online Experience

This category measures the overall quality of the product
2.4

Direct Insurer?

This category measures the overall quality of the product
2.4

Pros and Cons

The best thing about Select National is it works with 12 large, nationwide insurance providers, including State Farm, Liberty Mutual, Nationwide, and MetLife. If your preference is to purchase car insurance from a large, nationally recognized insurer with decades of experience and a great reputation, then Select National can help you go comparison shopping in minutes.

On the flipside, Select National’s reach isn’t as wide as some of its rival comparison sites – many of who work with more than 100 partnering insurers to find the best rates. By working with just 12 companies, Select National is able to keep things nice and simple, but it does prevent users from getting a broader look at the market and from finding the truly lowest rates available.

Types of Auto Insurance

Select National doesn’t directly underwrite insurance policies, but it does connect users with insurers selling the following forms of coverage.

Liability. Comprises Property Damage, which covers damage caused to another person’s property when you’re at fault, and Bodily Injury, which covers injuries to other people when you’re at fault.

Comprehensive. Covers repair or replacement of your vehicle when you’re involved in a collision with another vehicle or object, regardless of which driver was at fault.

Collision. Covers non-collision damage such as fire, flood, vandalism, theft, or hitting an animal, regardless of who was at fault.

Uninsured Motorist / Underinsured Motorist. Covers all liabilities if you’re involved in an accident with an uninsured or underinsured driver.

Medical Payments. Also known as Personal Injury Protection or PIP in some states, this covers medical and rehabilitation costs for you and your passengers.

Additional Features:

From a scan of Select National’s partnering car insurance providers, we found add-ons such as:

Emergency roadside assistance. Covers tire change, jump-start, fuel delivery, and locksmith services. Because the level of roadside assistance varies between different insurance companies, Select National’s service is good for running a quick comparison.

Gap coverage. When financing or leasing a car, this pays for the difference between your car’s value after an accident and the balance left on your loan or lease.

Rideshare Coverage. Designed for people who work for ride-share companies like Uber, this keeps drivers insured when they’re transporting passengers.

Equipment coverage. Covers theft or damage to equipment the driver installs in their vehicle, as opposed to equipment installed by the manufacturer.

How to Apply

Using Select National, users can compare and apply for a dozen auto insurance companies with one online form. All you need to do is provide the following information:

  • Personal info, including name, contact details, address, and details about home ownership (which can qualify you for discounts).
  • Information about your driving record and the driving record of any other people you’d like to add to the policy.
  • Information about your vehicle (or vehicles), including year, make, model, who owns the vehicle, what you use it for, and estimated annual mileage.

In seconds, you’ll be redirected to a new screen displaying a list of the best rates for your needs. Just click on your preferred insurer to speak to an agent and complete the purchase. And one more thing: you can use Select National’s online form as many times as you want. If you don’t like any of the rates you see the first time, just check back in later to see if anything changes.

Filing a Claim

Select National is an auto insurance marketplace and not a direct underwriter of insurance products, so your relationship with it ends the moment you’re referred to a direct insurer. After purchasing a policy directly with one of Select National’s partnering insurers, all claims must then go through the insurer providing the policy. The insurers in Select National’s network typically offer the following methods for filing claims:

  • Select National is an auto insurance marketplace and not a direct underwriter of insurance products, so your relationship with it ends the moment you’re referred to a direct insurer. After purchasing a policy directly with one of Select National’s partnering insurers, all claims must then go through the insurer providing the policy. The insurers in Select National’s network typically offer the following methods for filing claims:
  • Phone
  • Live chat
  • Online

Mobile app

Contact Details

  • USAA provides the following contact details:Select National provides the following contact details if you wish to speak with an agent or correspond with its staff.
  • Phone: To speak to an agent toll-free during business hours, call 888-930-4730

Summary

Select National is one of a growing number of car insurance marketplaces utilizing automation and big data analytics to help users compare car insurance policies. Its search tool crunches your information, then sifts through data from 12 leading car insurance companies to find the most suitable coverage for your needs. The service won’t cost you a dime, and it’ll save you the trouble of shopping around for insurance products on your own. With 12 partners, Select National isn’t the largest auto insurance marketplace around, but it does work with only nationwide insurers so you can be sure it’ll only connect you with experienced and reputable providers.

Hollie Shuttlewood
Written by
Hollie Shuttlewood
She writes for BestMoney and enjoys helping readers make sense of the options on the market.‎
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