Hollie Shuttlewood

Wawanesa is a Canadian auto and home insurer with an American division that serves residents of California and Oregon. It has been active in California since 1975 and Oregon in 2000, ranking it among the more experienced insurers in both those states. In California, Wawanesa only serves “good drivers”, classified as a person who has been licensed to drive for at least 3 years and has no more than 1 violation point or at-fault accident.

The Insurance Center is a veteran auto insurer serving the 9 million residents of Wisconsin and Iowa. It offers car insurance at discount rates when combined with home, life, health, or farm insurance. Initially founded in La Crosse, Wisconsin, in 1966 with the aim of serving dairy farm communities in southwestern Wisconsin, it now specializes in many different types of insurance, including vehicle coverage.

Select National is an insurance marketplace that connects users with the best rates for car insurance, as well as life, health, and home insurance. Users enter their information online and let Select National’s online search engine do all the rest. Select National scours vehicle coverage from 12 partnering national insurance companies to compile a list of the best policies for the user’s needs – at the lowest rates.

Founded in 1993, SafeAuto is an auto insurance company serving motorists in 17 states. It is a leader in providing liability coverage that meets each of these states’ minimum required coverage. Residents of participating states may be familiar with SafeAuto through its classic “Minimum Coverage for Minimum Budgets” TV advertising campaign.

Pretected has online insurance comparison tools for car insurance, life insurance, health insurance, and home insurance. Its sophisticated algorithm shows users only tailored auto insurance policies that suit their needs and driving habits. Unlike some other car insurance marketplaces, Pretected doesn’t waste its users’ time with vehicle coverage that doesn’t suit their particular situation.

Advertising Disclosure Farmers Insurance is an insurance industry veteran and one of the largest providers of car insurance in the country, offering a full suite of products to motorists around the country for more than 90 years. It’s still going strong today, offering everything from liability and collision to add-ons like roadside assistance and accident forgiveness. Customers can ask for a quote online or over the phone.

Direct Auto Insurance offers a budget-friendly, flexible solution for drivers—especially those who might be denied coverage elsewhere. From customizable payment plans to SR-22 filings and a broad presence in the Southeast U.S., it’s ideal if you're navigating coverage with a less-than-perfect driving record. However, expect limited availability in some states and fewer digital features compared to major insurers.

Clearcover is a FinTech company making a difference in the world of car insurance. It uses artificial intelligence to identify the right coverage for each customer, cutting the cost of its underwriting process and passing on most of the savings to the customer. Clearcover has received a lot of media attention for its cheap auto insurance. Users have reported savings hundreds of dollars with Clearcover compared to other auto insurance providers.

Experian is one of the largest and most established credit-reporting agencies in the U.S., with a history that dates back to 1826. Beyond credit monitoring, it also connects consumers with financial products, including car insurance. Through its licensed insurance marketplace—available in all 50 states—Experian claims drivers could save over $800 by comparing personalized quotes from top insurers.

Mile Auto is a mileage-based car insurance company offering personalized premiums without requiring an app or plug-in. It’s ideal for low-mileage drivers in select U.S. states who want straightforward coverage and more privacy. Instead of constant tracking, Mile Auto uses a monthly odometer photo to calculate costs, providing drivers with greater control over what they pay.

Cars are no longer considered a luxury item for most people. They’re a necessity for so many things, whether getting to and from work or getting children to and from school or activities.

No one ever expects to get in a car accident. But the facts speak for themselves and they are alarming.