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Mile Auto provides all the standard coverage types you’d expect from a traditional insurer, including:
Liability Coverage (bodily injury & property damage)
Collision Coverage
Comprehensive Coverage
Medical Payments
Uninsured/Underinsured Motorist Coverage
The difference is how your monthly premium is calculated — through a combination of a base rate and a per-mile rate based on your actual driving each month.
What really makes Mile Auto unique is the MVerity mileage tracking system, which doesn't rely on GPS tracking or plug-in devices. Instead, drivers are sent a monthly reminder to snap a photo of their odometer, which is securely analyzed for accurate mileage.
No app downloads or telematics
Increased privacy (ideal for those wary of real-time data tracking)
Potential savings up to 40% for drivers under 10,000 miles/year
Mile Auto is best for:
Drivers who put fewer than 10,000 miles on their car per year
Remote workers or retirees
City dwellers with minimal commute
Privacy-conscious drivers who prefer not to be constantly tracked
Getting a quote from Mile Auto is quick:
Visit MileAuto.com
Enter your ZIP code, vehicle details, and driver info
Get a base rate and per-mile quote
Purchase your policy directly online
You’ll then receive monthly reminders to submit your odometer reading by photo — that’s it!
Mile Auto offers a phone-based claims process. You can initiate a claim by calling their claims line, and a representative will guide you through the next steps. While digital filing isn't yet available, customers report responsive service for typical claim needs.
How does Mile Auto track mileage without an app?
Mile Auto uses its proprietary MVerity system, which sends you a monthly reminder to take a photo of your odometer. The photo is uploaded through a secure link and used to determine your mileage-driven for the month.
How much can I save with Mile Auto?
If you drive fewer than 10,000 miles per year, Mile Auto claims you can save 30-40% compared to traditional car insurance premiums.
Is Mile Auto available nationwide?
No. As of 2025, Mile Auto is available in Arizona, Florida, Georgia, Ohio, Oregon, Tennessee, and Texas.
What is the average cost of Mile Auto car insurance?
Most Mile Auto customers pay around $55 per month for liability-only coverage. It’s a solid option if you typically drive under 10,000 miles a year, since the pricing is based on how much you actually drive.
Website: www.mileauto.com
Customer Service: info@mileauto.com
Phone: (888) 645-3001
Availability: Monday–Friday, 9AM–6PM ET
Mailing Address: Mile Auto, Inc., 3423 Piedmont Rd NE, Atlanta, GA 30305
Mile Auto receives positive mentions for transparent pricing, ease of use, and privacy-respecting tech. Review sites like Clark.com and The Zebra highlight the appeal of the no-tracking approach, especially for drivers who don’t want an app monitoring their movements.
However, some customers would prefer a more robust digital interface or 24/7 claim filing — areas where other insurers may offer an edge.
Mile Auto delivers a streamlined alternative to traditional and telematics-based insurance. If you drive less and value your privacy, it's worth a serious look — especially since it lets you avoid plug-ins or apps while still saving money. The mileage photo model is ideal for low-mileage lifestyles, and the company claims users can cut costs by up to 40%.
This review is based on information from Mile Auto's official website and reputable third-party sources, ensuring an accurate and unbiased evaluation.
Note: AI was used in the creation of this content, along with human validation and proofreading.
