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Kelly Klee Review

Kelly Klee Private Insurance-QS
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Bestmoney Staff
Apr. 16, 2021
3 min read
BestMoney Staff
Kelly Klee Private Insurance-QS Summary
Kelly Klee is a private insurance agency that specializes in brokering coverage for specialty vehicles and high-value homes. If you own a recreational vehicle, all-terrain vehicle, golf cart, or any other type of specialty vehicle, Kelly Klee can get you suitable coverage. Kelly Klee works directly with 7 major insurance companies that specialize in serving high-net worth individuals and in covering expensive vehicles.

Kelly Klee Private Insurance-QS at a glance

2.4
Editorial score

Insurance Features

This category measures the overall quality of the product
2.4

Discounts Available

This category measures the overall quality of the product
2.4

Customer Service

This category measures the overall quality of the product
2.4

Online Experience

This category measures the overall quality of the product
2.4

Direct Insurer?

This category measures the overall quality of the product
2.4

Pros and Cons

Pro: A standard vehicle needs standard insurance from a standard insurance company. A specialty vehicle needs specialty insurance from a specialty insurance company. Kelly Klee works with 7 of the top insurance companies in the United States that specialize in specialty vehicle coverage. According to Kelly Klee, its partner insurance carriers work with only about 5% of brokers who apply. This means Kelly Klee is one of the only agencies you can go to for personalized specialty vehicle coverage brokering.

Con: In addition to brokering specialty vehicle coverage, Kelly Klee also offers regular auto insurance. If you have specialty vehicle(s) and regular vehicle(s) you’d like insured, then technically Kelly Klee can help. However, we’re not convinced they can offer the best rates on regular insurance. Therefore, if you’re looking the best deal, you may want to split your coverage and use another agency for your regular vehicles.

Types of Auto Insurance

Together with its partnering insurance carriers, Kelly Klee offers liability, collision, comprehensive, personal injury protection, and uninsured motorist coverage for all types of specialty vehicles. According to Kelly Klee, the specialty vehicle category is a catchall for a variety of motorized land-transportation products. Whether they are driven on public roadways or off-road, specialty vehicles need to be insured, both for liability reasons and because they tend to be more valuable than most regular vehicles.

The following are considered specialty vehicles:

    Recreational vehicles (e.g. motorhomes, campervans, caravans, fifth-wheel trailers, popup campers, and truck campers).

    Motorcycles (e.g. standard, cruiser, sport, touring, dual-purpose, dirt bike)

    All-Terrain Vehicles

    Golf carts

    Snowmobiles

Additional Features

Specialty vehicles need specialty solutions. Kelly Klee’s agents are well-trained in the different types of coverage your vehicle might need. 

In addition to the standard types of coverage, Kelly Klee also offers:

    Agreed Value Option: Pays out a set non-depreciable amount for your vehicle that you approve at the start of the policy.

    Cash Settlement Option: Gives you the option of accepting a cash settlement instead of repair in certain circumstances, if you so choose.

    Original Replacement Parts: Covers the cost of replacing original equipment manufacturer’s parts if needed as a result of a covered incident.

    Non-Deductible Collision: Provides collision coverage without a deductible if an uninsured driver causes damage to your vehicle.

How to Apply

In life, you get what you pay for, and with Kelly Klee you get a highly professional service from your own personal expert agent. Judging by customer testimonials, it should take no more than one hour for an agent to call you back and broker a suitable insurance policy on your behalf.

Kelly Klee’s agents are licensed to broker policies on behalf of 7 leading specialty vehicle insurance companies: AIG, Chubb, The Cincinnati Insurance Companies, The Hanover Insurance Group, Hagerty, Nationwide Private Client, and Pure Insurance.

To get started, just fill out a form on the Kelly Klee website. The form is completely secure and takes around 5 minutes to complete. Once you hut the ‘submit’ button, an agent should be on the phone to you within the hour. They will offer you coverage based on your unique needs. You get the final say over insurance carrier and coverage. 

In addition to making sure your vehicle is fully covered, your Kelly Klee agent will recommend a suitable amount of excess liability insurance to ensure your lifestyle is protected in the event of a personal injury or property damage lawsuit. Kelly Klee’s insurance partners offer coverage for extras like reputation management and defense counsel that are not subject to policy limits.

Filing a Claim

As your private insurance broker, Kelly Klee stays with you for the duration of your coverage. Not only does it find you the best policy, but it also helps with the claims process if you need any assistance. We recommend speaking to your Kelly Klee agent about how the claims process works.

Contact Details

As mentioned earlier, Kelly Klee has strong customer rating scores. Customers appear to be most appreciative of the speed and professionalism with which Kelly Klee handled their insurance applications. To enquire about coverage, fill out the online form on the Kelly Klee website or call its customer service team directly on 844-885-1600.

Summary

Specialty vehicles require specialty coverage – and that’s not something you’ll find at just any old insurance company. Fortunately, Kelly Klee is here to help. As a representative of 7 of the top nationwide insurance carriers that offer specialty vehicle coverage, Kelly Klee is well-positioned to find you a suitable policy for your ATV, RV, snowmobile or whatever else you need covered.

BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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